Home > Direct Merchants Credit Card Bank > Assets and Liabilities
Direct Merchants Credit Card Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 7 | 8,332 |
| Assets and Liabilities | ||
| Total Assets: | $194,213,000 | 2,992 |
| Cash and due from depository institutions | $28,788,000 | 8,332 |
| Interest-bearing balances | $568,000 | 3,286 |
| Securities | $88,684,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $48,005,000 | 292 |
| Net loans & leases | $1,152,000 | 8,765 |
| Loan loss allowance | $246,000 | 7,574 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $0 | 8,796 |
| Other real estate owned | $0 | 8,332 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $27,584,000 | 643 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $194,213,000 | 2,992 |
| Total liabilities | $83,947,000 | 5,100 |
| Total deposits | $2,761,000 | 8,787 |
| Interest-bearing deposits | $2,725,000 | 8,740 |
| Deposits held in domestic offices | $2,761,000 | 8,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $81,186,000 | 185 |
| Total equity capital | $110,266,000 | 572 |
| Total bank equity capital | $110,266,000 | 572 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $43,550,000 | 635 |
| Undivided profits | $65,516,000 | 516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $15,000 | 8,770 |
| Earning assets | $138,409,000 | 3,666 |
| Long-term assets (5+ years) | $1,200,000 | 7,261 |
| Average Assets, year-to-date | $269,299,750 | 2,188 |
| Average Assets, quarterly | $197,975,500 | 2,921 |
| Volatile liabilities | $500,000 | 8,681 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,606,109,000 | 83 |
| Tier 1 (core) risk-based capital | $109,544,000 | 522 |
| Tier 2 risk-based capital | $246,000 | 7,378 |
| Total risk weighted assets | $64,866,000 | 5,014 |
| Total unused commitments | $6,606,109,000 | 83 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 8 | 8,153 |
| Assets and Liabilities | ||
| Total Assets: | $201,738,000 | 2,875 |
| Cash and due from depository institutions | $29,147,000 | 8,153 |
| Interest-bearing balances | $566,000 | 3,286 |
| Securities | $112,762,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $27,395,000 | 452 |
| Net loans & leases | $1,065,000 | 8,781 |
| Loan loss allowance | $150,000 | 8,146 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $0 | 8,807 |
| Other real estate owned | $0 | 8,153 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $31,369,000 | 567 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $201,738,000 | 2,875 |
| Total liabilities | $87,053,000 | 4,947 |
| Total deposits | $3,132,000 | 8,802 |
| Interest-bearing deposits | $3,105,000 | 8,761 |
| Deposits held in domestic offices | $3,132,000 | 8,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $83,921,000 | 172 |
| Total equity capital | $114,685,000 | 547 |
| Total bank equity capital | $114,685,000 | 547 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $43,550,000 | 624 |
| Undivided profits | $69,935,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $14,000 | 8,788 |
| Earning assets | $141,788,000 | 3,535 |
| Long-term assets (5+ years) | $1,200,000 | 7,280 |
| Average Assets, year-to-date | $294,328,670 | 1,989 |
| Average Assets, quarterly | $269,748,500 | 2,179 |
| Volatile liabilities | $500,000 | 8,688 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,521,743,000 | 81 |
| Tier 1 (core) risk-based capital | $113,761,000 | 493 |
| Tier 2 risk-based capital | $150,000 | 8,059 |
| Total risk weighted assets | $79,833,000 | 4,359 |
| Total unused commitments | $6,521,743,000 | 82 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 8 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $337,759,000 | 1,760 |
| Cash and due from depository institutions | $26,365,000 | 8,210 |
| Interest-bearing balances | $563,000 | 3,300 |
| Securities | $181,479,000 | 706 |
| Federal funds sold & reverse repurchase agreements | $46,150,000 | 268 |
| Net loans & leases | $51,076,000 | 5,432 |
| Loan loss allowance | $9,167,000 | 522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $0 | 8,871 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $32,689,000 | 536 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $337,759,000 | 1,760 |
| Total liabilities | $93,349,000 | 4,753 |
| Total deposits | $3,254,000 | 8,863 |
| Interest-bearing deposits | $3,121,000 | 8,822 |
| Deposits held in domestic offices | $3,254,000 | 8,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $90,095,000 | 170 |
| Total equity capital | $244,410,000 | 302 |
| Total bank equity capital | $244,410,000 | 302 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $173,550,000 | 231 |
| Undivided profits | $69,660,000 | 464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,320,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $531,000 | 5,136 |
| Earning assets | $279,268,000 | 1,934 |
| Long-term assets (5+ years) | $1,330,000 | 7,292 |
| Average Assets, year-to-date | $340,624,000 | 1,732 |
| Average Assets, quarterly | $340,624,000 | 1,732 |
| Volatile liabilities | $500,000 | 8,740 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,632,727,000 | 81 |
| Tier 1 (core) risk-based capital | $243,051,000 | 262 |
| Tier 2 risk-based capital | $2,521,000 | 1,799 |
| Total risk weighted assets | $195,014,000 | 2,096 |
| Total unused commitments | $6,632,727,000 | 81 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 8 | 8,250 |
| Assets and Liabilities | ||
| Total Assets: | $343,489,000 | 1,731 |
| Cash and due from depository institutions | $29,519,000 | 8,250 |
| Interest-bearing balances | $562,000 | 3,366 |
| Securities | $200,780,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $22,450,000 | 510 |
| Net loans & leases | $54,795,000 | 5,225 |
| Loan loss allowance | $11,264,000 | 449 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $0 | 8,912 |
| Other real estate owned | $0 | 8,250 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $35,945,000 | 498 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $343,489,000 | 1,731 |
| Total liabilities | $97,575,000 | 4,596 |
| Total deposits | $4,076,000 | 8,886 |
| Interest-bearing deposits | $3,907,000 | 8,845 |
| Deposits held in domestic offices | $4,076,000 | 8,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $93,499,000 | 171 |
| Total equity capital | $245,914,000 | 308 |
| Total bank equity capital | $245,914,000 | 308 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $173,550,000 | 231 |
| Undivided profits | $71,164,000 | 462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,983,000 | 679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $611,000 | 4,633 |
| Earning assets | $278,587,000 | 1,931 |
| Long-term assets (5+ years) | $1,330,000 | 7,346 |
| Average Assets, year-to-date | $347,461,600 | 1,638 |
| Average Assets, quarterly | $343,764,000 | 1,712 |
| Volatile liabilities | $500,000 | 8,799 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,680,543,000 | 80 |
| Tier 1 (core) risk-based capital | $244,555,000 | 266 |
| Tier 2 risk-based capital | $2,822,000 | 1,607 |
| Total risk weighted assets | $217,708,000 | 1,877 |
| Total unused commitments | $6,680,543,000 | 81 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 8 | 8,293 |
| Assets and Liabilities | ||
| Total Assets: | $344,039,000 | 1,709 |
| Cash and due from depository institutions | $28,393,000 | 8,293 |
| Interest-bearing balances | $560,000 | 3,400 |
| Securities | $181,241,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $49,395,000 | 247 |
| Net loans & leases | $55,027,000 | 5,210 |
| Loan loss allowance | $12,949,000 | 400 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,000 | 8,944 |
| Other real estate owned | $0 | 8,293 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $29,979,000 | 550 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $344,039,000 | 1,709 |
| Total liabilities | $96,193,000 | 4,576 |
| Total deposits | $4,403,000 | 8,936 |
| Interest-bearing deposits | $4,235,000 | 8,891 |
| Deposits held in domestic offices | $4,403,000 | 8,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $91,790,000 | 173 |
| Total equity capital | $247,846,000 | 303 |
| Total bank equity capital | $247,846,000 | 303 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $173,550,000 | 234 |
| Undivided profits | $73,096,000 | 451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,342,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $579,000 | 4,965 |
| Earning assets | $286,223,000 | 1,867 |
| Long-term assets (5+ years) | $1,530,000 | 7,319 |
| Average Assets, year-to-date | $348,454,750 | 1,626 |
| Average Assets, quarterly | $344,324,000 | 1,687 |
| Volatile liabilities | $500,000 | 8,845 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,912,167,000 | 81 |
| Tier 1 (core) risk-based capital | $247,417,000 | 264 |
| Tier 2 risk-based capital | $2,358,000 | 1,875 |
| Total risk weighted assets | $178,060,000 | 2,215 |
| Total unused commitments | $6,912,167,000 | 81 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 7 | 8,504 |
| Assets and Liabilities | ||
| Total Assets: | $344,609,000 | 1,677 |
| Cash and due from depository institutions | $29,226,000 | 8,504 |
| Interest-bearing balances | $560,000 | 3,434 |
| Securities | $188,671,000 | 712 |
| Federal funds sold & reverse repurchase agreements | $29,700,000 | 368 |
| Net loans & leases | $56,102,000 | 5,111 |
| Loan loss allowance | $13,662,000 | 384 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,000 | 8,987 |
| Other real estate owned | $0 | 8,504 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $40,902,000 | 461 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $344,609,000 | 1,677 |
| Total liabilities | $93,781,000 | 4,657 |
| Total deposits | $5,291,000 | 8,981 |
| Interest-bearing deposits | $5,072,000 | 8,931 |
| Deposits held in domestic offices | $5,291,000 | 8,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $88,490,000 | 173 |
| Total equity capital | $250,828,000 | 292 |
| Total bank equity capital | $250,828,000 | 292 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $173,550,000 | 225 |
| Undivided profits | $76,078,000 | 414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,568,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $624,000 | 4,462 |
| Earning assets | $275,033,000 | 1,914 |
| Long-term assets (5+ years) | $1,530,000 | 7,416 |
| Average Assets, year-to-date | $349,926,670 | 1,615 |
| Average Assets, quarterly | $361,802,000 | 1,579 |
| Volatile liabilities | $500,000 | 8,881 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,267,465,000 | 78 |
| Tier 1 (core) risk-based capital | $248,763,000 | 258 |
| Tier 2 risk-based capital | $2,602,000 | 1,693 |
| Total risk weighted assets | $197,101,000 | 1,967 |
| Total unused commitments | $7,267,465,000 | 78 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 8 | 8,379 |
| Assets and Liabilities | ||
| Total Assets: | $378,995,000 | 1,494 |
| Cash and due from depository institutions | $33,022,000 | 8,379 |
| Interest-bearing balances | $559,000 | 3,647 |
| Securities | $168,887,000 | 783 |
| Federal funds sold & reverse repurchase agreements | $50,300,000 | 282 |
| Net loans & leases | $83,331,000 | 3,880 |
| Loan loss allowance | $15,218,000 | 344 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,000 | 8,998 |
| Other real estate owned | $0 | 8,379 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $43,442,000 | 429 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $378,995,000 | 1,494 |
| Total liabilities | $126,256,000 | 3,722 |
| Total deposits | $6,822,000 | 8,989 |
| Interest-bearing deposits | $6,621,000 | 8,912 |
| Deposits held in domestic offices | $6,822,000 | 8,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $119,434,000 | 158 |
| Total equity capital | $252,739,000 | 285 |
| Total bank equity capital | $252,739,000 | 285 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,200,000 | 2,536 |
| Surplus | $173,550,000 | 215 |
| Undivided profits | $77,989,000 | 429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,540,000 | 392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $682,000 | 4,048 |
| Earning assets | $303,077,000 | 1,730 |
| Long-term assets (5+ years) | $1,780,000 | 7,327 |
| Average Assets, year-to-date | $352,585,500 | 1,602 |
| Average Assets, quarterly | $352,585,500 | 1,602 |
| Volatile liabilities | $1,000,000 | 8,752 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $27,671,000 | 152 |
| Unused loan commitments | $7,499,563,000 | 77 |
| Tier 1 (core) risk-based capital | $249,945,000 | 253 |
| Tier 2 risk-based capital | $2,882,000 | 1,527 |
| Total risk weighted assets | $218,249,000 | 1,763 |
| Total unused commitments | $7,499,563,000 | 77 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 8 | 8,436 |
| Assets and Liabilities | ||
| Total Assets: | $326,176,000 | 1,741 |
| Cash and due from depository institutions | $33,561,000 | 8,436 |
| Interest-bearing balances | $53,000 | 5,815 |
| Securities | $154,778,000 | 872 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 438 |
| Net loans & leases | $74,670,000 | 4,172 |
| Loan loss allowance | $33,780,000 | 207 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,000 | 9,052 |
| Other real estate owned | $0 | 8,436 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $37,850,000 | 481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,176,000 | 1,741 |
| Total liabilities | $84,837,000 | 4,973 |
| Total deposits | $7,511,000 | 9,014 |
| Interest-bearing deposits | $7,262,000 | 8,947 |
| Deposits held in domestic offices | $7,511,000 | 9,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $77,326,000 | 181 |
| Total equity capital | $241,339,000 | 293 |
| Total bank equity capital | $241,339,000 | 293 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,200,000 | 2,555 |
| Surplus | $173,550,000 | 216 |
| Undivided profits | $66,589,000 | 466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,339,000 | 377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,021,000 | 2,943 |
| Earning assets | $254,801,000 | 2,025 |
| Long-term assets (5+ years) | $2,260,000 | 7,154 |
| Average Assets, year-to-date | $848,544,200 | 648 |
| Average Assets, quarterly | $320,190,500 | 1,754 |
| Volatile liabilities | $1,000,000 | 8,816 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,986,750,000 | 71 |
| Tier 1 (core) risk-based capital | $238,328,000 | 259 |
| Tier 2 risk-based capital | $2,540,000 | 1,692 |
| Total risk weighted assets | $171,999,000 | 2,165 |
| Total unused commitments | $7,986,750,000 | 71 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 10 | 8,126 |
| Assets and Liabilities | ||
| Total Assets: | $314,205,000 | 1,789 |
| Cash and due from depository institutions | $44,554,000 | 8,126 |
| Interest-bearing balances | $53,000 | 5,896 |
| Securities | $156,592,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $64,682,000 | 4,599 |
| Loan loss allowance | $40,131,000 | 184 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $35,000 | 9,035 |
| Other real estate owned | $0 | 8,126 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $48,342,000 | 415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,205,000 | 1,789 |
| Total liabilities | $101,095,000 | 4,382 |
| Total deposits | $7,782,000 | 9,071 |
| Interest-bearing deposits | $7,298,000 | 9,005 |
| Deposits held in domestic offices | $7,782,000 | 9,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $93,313,000 | 176 |
| Total equity capital | $213,110,000 | 324 |
| Total bank equity capital | $213,110,000 | 324 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $173,550,000 | 215 |
| Undivided profits | $38,360,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,574,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,221,000 | 1,281 |
| Earning assets | $221,327,000 | 2,320 |
| Long-term assets (5+ years) | $2,895,000 | 6,947 |
| Average Assets, year-to-date | $979,136,250 | 580 |
| Average Assets, quarterly | $660,024,500 | 854 |
| Volatile liabilities | $0 | 9,177 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,109,312,000 | 68 |
| Tier 1 (core) risk-based capital | $209,392,000 | 283 |
| Tier 2 risk-based capital | $2,165,000 | 1,958 |
| Total risk weighted assets | $135,271,000 | 2,694 |
| Total unused commitments | $9,109,312,000 | 69 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 13 | 7,600 |
| Assets and Liabilities | ||
| Total Assets: | $1,005,844,000 | 573 |
| Cash and due from depository institutions | $94,501,000 | 7,600 |
| Interest-bearing balances | $53,000 | 5,943 |
| Securities | $293,139,000 | 498 |
| Federal funds sold & reverse repurchase agreements | $33,700,000 | 462 |
| Net loans & leases | $518,775,000 | 689 |
| Loan loss allowance | $107,528,000 | 96 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $39,000 | 9,047 |
| Other real estate owned | $0 | 7,600 |
| Goodwill and other intangibles | $31,082,000 | 247 |
| All other assets | $34,608,000 | 509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,005,844,000 | 573 |
| Total liabilities | $754,910,000 | 689 |
| Total deposits | $643,687,000 | 664 |
| Interest-bearing deposits | $642,934,000 | 569 |
| Deposits held in domestic offices | $643,687,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $111,223,000 | 168 |
| Total equity capital | $250,934,000 | 281 |
| Total bank equity capital | $250,934,000 | 281 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,200,000 | 2,568 |
| Surplus | $173,550,000 | 208 |
| Undivided profits | $76,184,000 | 417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,795,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,338,000 | 496 |
| Earning assets | $845,667,000 | 615 |
| Long-term assets (5+ years) | $3,375,000 | 6,727 |
| Average Assets, year-to-date | $1,200,780,000 | 487 |
| Average Assets, quarterly | $1,092,362,500 | 528 |
| Volatile liabilities | $635,779,000 | 272 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $16,398,000 | 332 |
| Unused loan commitments | $10,498,331,000 | 62 |
| Tier 1 (core) risk-based capital | $249,917,000 | 248 |
| Tier 2 risk-based capital | $9,447,000 | 512 |
| Total risk weighted assets | $657,691,000 | 589 |
| Total unused commitments | $10,498,331,000 | 62 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $1,178,881,000 | 495 |
| Cash and due from depository institutions | $94,817,000 | 7,782 |
| Interest-bearing balances | $53,000 | 5,819 |
| Securities | $334,859,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $102,300,000 | 187 |
| Net loans & leases | $557,200,000 | 634 |
| Loan loss allowance | $125,085,000 | 79 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $19,348,000 | 400 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $33,852,000 | 227 |
| All other assets | $36,505,000 | 480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,178,881,000 | 495 |
| Total liabilities | $932,397,000 | 549 |
| Total deposits | $803,348,000 | 533 |
| Interest-bearing deposits | $802,498,000 | 459 |
| Deposits held in domestic offices | $803,348,000 | 532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $129,049,000 | 156 |
| Total equity capital | $246,484,000 | 281 |
| Total bank equity capital | $246,484,000 | 281 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $173,550,000 | 204 |
| Undivided profits | $71,734,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,430,000 | 245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,043,000 | 659 |
| Earning assets | $994,412,000 | 524 |
| Long-term assets (5+ years) | $3,375,000 | 6,686 |
| Average Assets, year-to-date | $1,298,248,000 | 457 |
| Average Assets, quarterly | $1,298,248,000 | 457 |
| Volatile liabilities | $794,953,000 | 230 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,143,122,000 | 58 |
| Tier 1 (core) risk-based capital | $245,580,000 | 250 |
| Tier 2 risk-based capital | $10,755,000 | 453 |
| Total risk weighted assets | $746,038,000 | 517 |
| Total unused commitments | $11,143,122,000 | 58 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 10 | 8,194 |
| Assets and Liabilities | ||
| Total Assets: | $1,417,615,000 | 430 |
| Cash and due from depository institutions | $64,770,000 | 8,194 |
| Interest-bearing balances | $53,000 | 5,731 |
| Securities | $325,456,000 | 418 |
| Federal funds sold & reverse repurchase agreements | $88,000,000 | 185 |
| Net loans & leases | $755,371,000 | 472 |
| Loan loss allowance | $90,085,000 | 107 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $19,354,000 | 394 |
| Other real estate owned | $0 | 8,194 |
| Goodwill and other intangibles | $36,644,000 | 208 |
| All other assets | $128,020,000 | 211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,417,615,000 | 430 |
| Total liabilities | $1,032,135,000 | 496 |
| Total deposits | $895,253,000 | 477 |
| Interest-bearing deposits | $893,754,000 | 421 |
| Deposits held in domestic offices | $895,253,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $136,882,000 | 141 |
| Total equity capital | $385,480,000 | 209 |
| Total bank equity capital | $385,480,000 | 209 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,200,000 | 2,587 |
| Surplus | $173,550,000 | 199 |
| Undivided profits | $210,730,000 | 177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,719,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,433,000 | 394 |
| Earning assets | $1,168,880,000 | 460 |
| Long-term assets (5+ years) | $3,385,000 | 6,652 |
| Average Assets, year-to-date | $2,024,415,400 | 318 |
| Average Assets, quarterly | $1,522,000,000 | 396 |
| Volatile liabilities | $886,323,000 | 214 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,009,901,000 | 55 |
| Tier 1 (core) risk-based capital | $385,480,000 | 184 |
| Tier 2 risk-based capital | $17,231,000 | 324 |
| Total risk weighted assets | $1,305,652,000 | 336 |
| Total unused commitments | $12,009,901,000 | 55 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 8 | 8,772 |
| Assets and Liabilities | ||
| Total Assets: | $2,906,208,000 | 239 |
| Cash and due from depository institutions | $108,493,000 | 8,772 |
| Interest-bearing balances | $52,000 | 5,685 |
| Securities | $3,505,000 | 8,423 |
| Federal funds sold & reverse repurchase agreements | $243,770,000 | 92 |
| Net loans & leases | $2,293,901,000 | 198 |
| Loan loss allowance | $464,727,000 | 30 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $23,351,000 | 330 |
| Other real estate owned | $0 | 8,772 |
| Goodwill and other intangibles | $62,341,000 | 150 |
| All other assets | $170,847,000 | 179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,906,208,000 | 239 |
| Total liabilities | $2,609,041,000 | 238 |
| Total deposits | $2,061,273,000 | 233 |
| Interest-bearing deposits | $2,059,008,000 | 205 |
| Deposits held in domestic offices | $2,061,273,000 | 231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $292,000,000 | 235 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $255,768,000 | 107 |
| Total equity capital | $297,167,000 | 233 |
| Total bank equity capital | $297,167,000 | 233 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,200,000 | 2,631 |
| Surplus | $173,550,000 | 198 |
| Undivided profits | $122,417,000 | 242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,349,000 | 65 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $27,371,000 | 159 |
| Earning assets | $2,541,228,000 | 243 |
| Long-term assets (5+ years) | $3,390,000 | 6,762 |
| Average Assets, year-to-date | $2,702,824,600 | 241 |
| Average Assets, quarterly | $2,877,602,500 | 238 |
| Volatile liabilities | $2,334,437,000 | 125 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,677,949,000 | 47 |
| Tier 1 (core) risk-based capital | $297,167,000 | 214 |
| Tier 2 risk-based capital | $38,554,000 | 186 |
| Total risk weighted assets | $2,658,158,000 | 205 |
| Total unused commitments | $15,677,949,000 | 47 |
| Derivatives | $124,500,000 | 160 |
| 2000-12-31 | Rank | |
| # of Employees: | 183 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $2,440,723,000 | 265 |
| Cash and due from depository institutions | $80,769,000 | 861 |
| Interest-bearing balances | $51,000 | 5,347 |
| Securities | $5,798,000 | 8,084 |
| Federal funds sold & reverse repurchase agreements | $367,937,000 | 66 |
| Net loans & leases | $1,048,527,000 | 363 |
| Loan loss allowance | $129,680,000 | 79 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $32,077,000 | 246 |
| Other real estate owned | $0 | 861 |
| Goodwill and other intangibles | $51,612,000 | 157 |
| All other assets | $854,003,000 | 63 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,440,723,000 | 265 |
| Total liabilities | $2,239,527,000 | 263 |
| Total deposits | $2,108,501,000 | 218 |
| Interest-bearing deposits | $2,107,199,000 | 199 |
| Deposits held in domestic offices | $2,108,501,000 | 214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $131,026,000 | 146 |
| Total equity capital | $201,196,000 | 294 |
| Total bank equity capital | $201,196,000 | 294 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $102,050,000 | 272 |
| Undivided profits | $97,946,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,851,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $17,756,000 | 195 |
| Earning assets | $1,422,313,000 | 376 |
| Long-term assets (5+ years) | $2,625,000 | 7,026 |
| Average Assets, year-to-date | $1,661,852,200 | 351 |
| Average Assets, quarterly | $2,190,463,000 | 295 |
| Volatile liabilities | $2,081,264,000 | 139 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,145,053,000 | 61 |
| Tier 1 (core) risk-based capital | $199,883,000 | 268 |
| Tier 2 risk-based capital | $27,582,080 | 229 |
| Total risk weighted assets | $2,104,468,280 | 229 |
| Total unused commitments | $11,145,053,000 | 61 |
| Derivatives | $889,000,000 | 94 |
| 1999-12-31 | Rank | |
| # of Employees: | 125 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $1,030,790,000 | 530 |
| Cash and due from depository institutions | $31,773,000 | 1,351 |
| Interest-bearing balances | $541,000 | 3,060 |
| Securities | $2,767,000 | 9,391 |
| Federal funds sold & reverse repurchase agreements | $118,962,000 | 142 |
| Net loans & leases | $767,224,000 | 470 |
| Loan loss allowance | $69,420,000 | 123 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $18,284,000 | 427 |
| Other real estate owned | $0 | 1,351 |
| Goodwill and other intangibles | $29,151,000 | 203 |
| All other assets | $62,629,000 | 276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,030,790,000 | 530 |
| Total liabilities | $898,846,000 | 551 |
| Total deposits | $778,229,000 | 514 |
| Interest-bearing deposits | $776,381,000 | 450 |
| Deposits held in domestic offices | $778,229,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $120,617,000 | 136 |
| Total equity capital | $131,944,000 | 402 |
| Total bank equity capital | $131,944,000 | 402 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $84,050,000 | 307 |
| Undivided profits | $46,694,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,362,000 | 138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $10,193,000 | 265 |
| Earning assets | $889,494,000 | 555 |
| Long-term assets (5+ years) | $209,000 | 8,832 |
| Average Assets, year-to-date | $509,672,200 | 914 |
| Average Assets, quarterly | $927,986,000 | 570 |
| Volatile liabilities | $758,500,000 | 250 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,748,526,000 | 60 |
| Tier 1 (core) risk-based capital | $127,890,000 | 393 |
| Tier 2 risk-based capital | $15,476,800 | 343 |
| Total risk weighted assets | $1,184,200,900 | 346 |
| Total unused commitments | $9,748,526,000 | 60 |
| Derivatives | $800,000,000 | 100 |
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $66,477,000 | 5,919 |
| Cash and due from depository institutions | $20,670,000 | 1,651 |
| Interest-bearing balances | $52,000 | 5,521 |
| Securities | $383,000 | 10,220 |
| Federal funds sold & reverse repurchase agreements | $15,060,000 | 1,082 |
| Net loans & leases | $0 | 10,419 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,146,000 | 5,541 |
| Other real estate owned | $0 | 1,651 |
| Goodwill and other intangibles | $1,053,000 | 1,403 |
| All other assets | $28,165,000 | 435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,477,000 | 5,919 |
| Total liabilities | $48,937,000 | 6,622 |
| Total deposits | $1,679,000 | 10,407 |
| Interest-bearing deposits | $1,000,000 | 10,361 |
| Deposits held in domestic offices | $1,679,000 | 10,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $47,258,000 | 233 |
| Total equity capital | $17,540,000 | 2,549 |
| Total bank equity capital | $17,540,000 | 2,549 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $4,050,000 | 3,362 |
| Undivided profits | $12,290,000 | 2,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $15,495,000 | 9,757 |
| Long-term assets (5+ years) | $225,000 | 8,995 |
| Average Assets, year-to-date | $65,706,400 | 5,758 |
| Average Assets, quarterly | $61,774,000 | 6,109 |
| Volatile liabilities | $0 | 10,374 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,903,972,000 | 80 |
| Tier 1 (core) risk-based capital | $16,744,000 | 2,541 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $36,759,000 | 6,172 |
| Total unused commitments | $5,903,972,000 | 80 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 97 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $69,750,000 | 5,748 |
| Cash and due from depository institutions | $16,273,000 | 1,826 |
| Interest-bearing balances | $52,000 | 5,309 |
| Securities | $375,000 | 10,724 |
| Federal funds sold & reverse repurchase agreements | $27,089,000 | 497 |
| Net loans & leases | $0 | 10,903 |
| Loan loss allowance | $0 | 10,849 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,371,000 | 5,012 |
| Other real estate owned | $0 | 1,826 |
| Goodwill and other intangibles | $1,477,000 | 1,139 |
| All other assets | $23,165,000 | 460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,750,000 | 5,748 |
| Total liabilities | $55,808,000 | 6,195 |
| Total deposits | $13,992,000 | 10,158 |
| Interest-bearing deposits | $1,000,000 | 10,821 |
| Deposits held in domestic offices | $13,992,000 | 10,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $41,816,000 | 261 |
| Total equity capital | $13,942,000 | 3,181 |
| Total bank equity capital | $13,942,000 | 3,181 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $8,942,000 | 2,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $27,516,000 | 8,847 |
| Long-term assets (5+ years) | $225,000 | 9,299 |
| Average Assets, year-to-date | $59,010,000 | 6,221 |
| Average Assets, quarterly | $65,875,500 | 5,909 |
| Volatile liabilities | $0 | 10,840 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,087,390,000 | 103 |
| Tier 1 (core) risk-based capital | $13,942,000 | 3,049 |
| Tier 2 risk-based capital | $0 | 10,816 |
| Total risk weighted assets | $34,729,600 | 6,464 |
| Total unused commitments | $4,087,390,000 | 103 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 120 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $45,918,000 | 7,606 |
| Cash and due from depository institutions | $8,484,000 | 1,566 |
| Interest-bearing balances | $50,000 | 5,386 |
| Securities | $225,000 | 11,300 |
| Federal funds sold & reverse repurchase agreements | $19,001,000 | 698 |
| Net loans & leases | $0 | 11,450 |
| Loan loss allowance | $0 | 11,391 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $230,000 | 9,678 |
| Other real estate owned | $0 | 1,566 |
| Goodwill and other intangibles | $888,000 | 1,351 |
| All other assets | $17,090,000 | 609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,918,000 | 7,606 |
| Total liabilities | $31,666,000 | 8,624 |
| Total deposits | $7,366,000 | 11,233 |
| Interest-bearing deposits | $1,000,000 | 11,369 |
| Deposits held in domestic offices | $7,366,000 | 11,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $24,300,000 | 369 |
| Total equity capital | $14,252,000 | 3,123 |
| Total bank equity capital | $14,252,000 | 3,123 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $9,252,000 | 2,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $19,276,000 | 10,143 |
| Long-term assets (5+ years) | $75,000 | 9,852 |
| Average Assets, year-to-date | $37,420,800 | 8,274 |
| Average Assets, quarterly | $41,886,500 | 7,942 |
| Volatile liabilities | $0 | 11,365 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,190,854,000 | 188 |
| Tier 1 (core) risk-based capital | $14,252,000 | 3,040 |
| Tier 2 risk-based capital | $0 | 11,353 |
| Total risk weighted assets | $23,720,000 | 7,996 |
| Total unused commitments | $1,190,854,000 | 188 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $40,603,000 | 8,320 |
| Cash and due from depository institutions | $3,186,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $150,000 | 11,843 |
| Federal funds sold & reverse repurchase agreements | $29,144,000 | 530 |
| Net loans & leases | $0 | 11,976 |
| Loan loss allowance | $0 | 11,909 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $21,000 | 11,799 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $1,205,000 | 1,096 |
| All other assets | $6,897,000 | 1,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,603,000 | 8,320 |
| Total liabilities | $34,379,000 | 8,557 |
| Total deposits | $4,070,000 | 11,894 |
| Interest-bearing deposits | $1,000,000 | 11,895 |
| Deposits held in domestic offices | $4,070,000 | 11,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $30,309,000 | 355 |
| Total equity capital | $6,224,000 | 6,385 |
| Total bank equity capital | $6,224,000 | 6,385 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $1,224,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $0 | 11,856 |
| Earning assets | $29,294,000 | 9,238 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $21,587,250 | 10,365 |
| Average Assets, quarterly | $30,189,000 | 9,430 |
| Volatile liabilities | $0 | 11,883 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $709,518,000 | 253 |
| Tier 1 (core) risk-based capital | $6,224,000 | 6,260 |
| Tier 2 risk-based capital | $0 | 11,851 |
| Total risk weighted assets | $14,589,000 | 9,892 |
| Total unused commitments | $709,518,000 | 255 |
| Derivatives | $0 | 628 |