Home > Dillard National Bank > Income and Expense

Dillard National Bank, Income and Expense

2003-12-31 (YTD Data)Rank
Total interest income$32,0009,158
Total interest expense$6,0009,134
Net interest income$26,0009,149
Provision for loan and lease losses$07,651
Total noninterest income$3,920,0001,361
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$3,920,000910
Total noninterest expense$3,857,0003,816
Salaries and employee benefits$09,160
Premises and equipment expense$09,148
Additional noninterest expense$3,857,0001,291
Pre-tax net operating income$89,0008,244
Securities gains (losses)$04,500
Applicable income taxes$32,0006,563
Income before extraordinary items$57,0008,430
Extraordinary gains, net$054
Net income$57,0008,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$57,0008,327
2003-09-30 (YTD Data)Rank
Total interest income$19,0009,221
Total interest expense$5,0009,188
Net interest income$14,0009,217
Provision for loan and lease losses$07,481
Total noninterest income$2,749,0001,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$2,749,000981
Total noninterest expense$2,704,0003,992
Salaries and employee benefits$09,215
Premises and equipment expense$09,202
Additional noninterest expense$2,704,0001,369
Pre-tax net operating income$59,0008,412
Securities gains (losses)$04,204
Applicable income taxes$21,0006,780
Income before extraordinary items$38,0008,579
Extraordinary gains, net$040
Net income$38,0008,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$38,0008,473
2003-06-30 (YTD Data)Rank
Total interest income$11,0009,261
Total interest expense$3,0009,230
Net interest income$8,0009,252
Provision for loan and lease losses$07,324
Total noninterest income$1,860,0001,441
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,860,000965
Total noninterest expense$1,818,0003,964
Salaries and employee benefits$09,245
Premises and equipment expense$09,227
Additional noninterest expense$1,818,0001,358
Pre-tax net operating income$50,0008,363
Securities gains (losses)$03,782
Applicable income taxes$17,0006,701
Income before extraordinary items$33,0008,555
Extraordinary gains, net$030
Net income$33,0008,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$33,0008,434
2003-03-31 (YTD Data)Rank
Total interest income$4,0009,304
Total interest expense$2,0009,258
Net interest income$2,0009,299
Provision for loan and lease losses$06,934
Total noninterest income$910,0001,428
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$910,000955
Total noninterest expense$882,0004,054
Salaries and employee benefits$09,285
Premises and equipment expense$09,263
Additional noninterest expense$882,0001,369
Pre-tax net operating income$30,0008,317
Securities gains (losses)$02,891
Applicable income taxes$10,0006,563
Income before extraordinary items$20,0008,485
Extraordinary gains, net$021
Net income$20,0008,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$20,0008,369
2002-12-31 (YTD Data)Rank
Total interest income$36,0009,336
Total interest expense$14,0009,291
Net interest income$22,0009,335
Provision for loan and lease losses$08,089
Total noninterest income$4,774,0001,099
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$4,774,000716
Total noninterest expense$4,616,0003,153
Salaries and employee benefits$09,330
Premises and equipment expense$9,0009,294
Additional noninterest expense$4,607,0001,074
Pre-tax net operating income$180,0008,002
Securities gains (losses)$04,537
Applicable income taxes$63,0006,371
Income before extraordinary items$117,0008,246
Extraordinary gains, net$070
Net income$117,0008,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$117,0008,145
2001-12-31 (YTD Data)Rank
Total interest income$76,0009,581
Total interest expense$5,0009,576
Net interest income$71,0009,565
Provision for loan and lease losses$08,228
Total noninterest income$5,449,000916
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$5,449,000620
Total noninterest expense$5,228,0002,714
Salaries and employee benefits$26,0009,590
Premises and equipment expense$24,0009,458
Additional noninterest expense$5,178,000943
Pre-tax net operating income$292,0007,449
Securities gains (losses)$04,612
Applicable income taxes$102,0005,984
Income before extraordinary items$190,0007,810
Extraordinary gains, net$0105
Net income$190,0007,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$125,0005,533
Sale, conversion, retirement of capital stock, net$0922
Net operating income$190,0007,690
2000-12-31 (YTD Data)Rank
Total interest income$129,0009,848
Total interest expense$10,0009,849
Net interest income$119,0009,832
Provision for loan and lease losses$08,337
Total noninterest income$6,022,000812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$6,022,000563
Total noninterest expense$5,752,0002,373
Salaries and employee benefits$71,0009,856
Premises and equipment expense$28,0009,695
Additional noninterest expense$5,653,000867
Pre-tax net operating income$389,0007,528
Securities gains (losses)$01,956
Applicable income taxes$136,0006,089
Income before extraordinary items$253,0007,758
Extraordinary gains, net$038
Net income$253,0007,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$442,0003,786
Sale, conversion, retirement of capital stock, net$0969
Net operating income$253,0007,760
1999-12-31 (YTD Data)Rank
Total interest income$95,00010,184
Total interest expense$25,00010,140
Net interest income$70,00010,181
Provision for loan and lease losses$08,503
Total noninterest income$451,0005,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$451,0003,157
Total noninterest expense$278,00010,081
Salaries and employee benefits$95,00010,146
Premises and equipment expense$28,0009,999
Additional noninterest expense$155,0009,474
Pre-tax net operating income$243,0008,373
Securities gains (losses)$03,155
Applicable income taxes$113,0006,751
Income before extraordinary items$130,0008,785
Extraordinary gains, net$035
Net income$130,0008,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$130,0008,747
1998-12-31 (YTD Data)Rank
Total interest income$123,00010,398
Total interest expense$19,00010,386
Net interest income$104,00010,381
Provision for loan and lease losses$08,652
Total noninterest income$3,886,0001,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$3,886,000762
Total noninterest expense$3,676,0003,460
Salaries and employee benefits$231,0009,964
Premises and equipment expense$28,00010,205
Additional noninterest expense$3,417,0001,299
Pre-tax net operating income$314,0008,309
Securities gains (losses)$04,449
Applicable income taxes$110,0007,374
Income before extraordinary items$204,0008,591
Extraordinary gains, net$032
Net income$204,0008,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$204,0008,517
1997-12-31 (YTD Data)Rank
Total interest income$62,00010,896
Total interest expense$010,898
Net interest income$62,00010,880
Provision for loan and lease losses$08,829
Total noninterest income$5,489,000867
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$5,489,000579
Total noninterest expense$4,981,0002,574
Salaries and employee benefits$105,00010,813
Premises and equipment expense$474,0003,884
Additional noninterest expense$4,402,0001,061
Pre-tax net operating income$570,0007,559
Securities gains (losses)$03,944
Applicable income taxes$199,0006,887
Income before extraordinary items$371,0007,842
Extraordinary gains, net$044
Net income$371,0007,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$2,000,000366
Net operating income$371,0007,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.