Home > Diamond Bank, FSB > Income and Expense
Diamond Bank, FSB, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 3,267 |
| Total interest expense | $1,555,000 | 1,681 |
| Net interest income | $3,721,000 | 3,735 |
| Provision for loan and lease losses | $105,000 | 3,304 |
| Total noninterest income | $317,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $165,000 | 3,976 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $5,721,000 | 2,441 |
| Salaries and employee benefits | $2,129,000 | 3,247 |
| Premises and equipment expense | $944,000 | 1,845 |
| Additional noninterest expense | $2,648,000 | 1,790 |
| Pre-tax net operating income | $-1,788,000 | 6,774 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,788,000 | 6,782 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,788,000 | 6,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,788,000 | 6,783 |
| Net charge-offs | $1,378,000 | 791 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,788,000 | 6,775 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,151 |
| Total interest expense | $1,082,000 | 1,651 |
| Net interest income | $2,612,000 | 3,605 |
| Provision for loan and lease losses | $345,000 | 1,517 |
| Total noninterest income | $220,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $104,000 | 4,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,552 |
| Total noninterest expense | $3,750,000 | 2,472 |
| Salaries and employee benefits | $1,426,000 | 3,260 |
| Premises and equipment expense | $565,000 | 2,043 |
| Additional noninterest expense | $1,759,000 | 1,800 |
| Pre-tax net operating income | $-1,263,000 | 6,820 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,263,000 | 6,838 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,263,000 | 6,839 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,263,000 | 6,839 |
| Net charge-offs | $992,000 | 768 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,263,000 | 6,832 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 3,128 |
| Total interest expense | $566,000 | 1,633 |
| Net interest income | $1,318,000 | 3,613 |
| Provision for loan and lease losses | $260,000 | 1,119 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 4,987 |
| Total noninterest expense | $1,724,000 | 2,710 |
| Salaries and employee benefits | $710,000 | 3,286 |
| Premises and equipment expense | $289,000 | 2,029 |
| Additional noninterest expense | $725,000 | 2,149 |
| Pre-tax net operating income | $-578,000 | 6,880 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-578,000 | 6,891 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-578,000 | 6,892 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-578,000 | 6,892 |
| Net charge-offs | $800,000 | 559 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-578,000 | 6,876 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 2,916 |
| Total interest expense | $2,912,000 | 1,522 |
| Net interest income | $5,743,000 | 3,472 |
| Provision for loan and lease losses | $3,774,000 | 638 |
| Total noninterest income | $302,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $218,000 | 4,107 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $84,000 | 5,480 |
| Total noninterest expense | $8,226,000 | 2,300 |
| Salaries and employee benefits | $3,049,000 | 3,097 |
| Premises and equipment expense | $1,197,000 | 1,944 |
| Additional noninterest expense | $3,980,000 | 1,679 |
| Pre-tax net operating income | $-5,955,000 | 6,974 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-5,955,000 | 6,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,955,000 | 6,984 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,955,000 | 6,984 |
| Net charge-offs | $6,507,000 | 469 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,955,000 | 6,969 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 2,912 |
| Total interest expense | $2,316,000 | 1,511 |
| Net interest income | $4,347,000 | 3,512 |
| Provision for loan and lease losses | $2,901,000 | 642 |
| Total noninterest income | $-132,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $172,000 | 4,064 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-304,000 | 7,021 |
| Total noninterest expense | $5,625,000 | 2,514 |
| Salaries and employee benefits | $2,354,000 | 3,055 |
| Premises and equipment expense | $895,000 | 1,971 |
| Additional noninterest expense | $2,376,000 | 2,056 |
| Pre-tax net operating income | $-4,311,000 | 7,075 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,311,000 | 7,085 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,311,000 | 7,085 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,311,000 | 7,085 |
| Net charge-offs | $5,547,000 | 423 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,311,000 | 7,077 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 2,879 |
| Total interest expense | $1,636,000 | 1,484 |
| Net interest income | $2,917,000 | 3,507 |
| Provision for loan and lease losses | $2,001,000 | 637 |
| Total noninterest income | $120,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,626 |
| Total noninterest expense | $3,817,000 | 2,479 |
| Salaries and employee benefits | $1,612,000 | 2,999 |
| Premises and equipment expense | $594,000 | 1,982 |
| Additional noninterest expense | $1,611,000 | 2,027 |
| Pre-tax net operating income | $-2,781,000 | 7,135 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,781,000 | 7,144 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,781,000 | 7,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,781,000 | 7,144 |
| Net charge-offs | $4,101,000 | 389 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,781,000 | 7,140 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 2,855 |
| Total interest expense | $840,000 | 1,499 |
| Net interest income | $1,490,000 | 3,474 |
| Provision for loan and lease losses | $964,000 | 642 |
| Total noninterest income | $-16,000 | 7,141 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-70,000 | 7,127 |
| Total noninterest expense | $1,987,000 | 2,377 |
| Salaries and employee benefits | $854,000 | 2,873 |
| Premises and equipment expense | $300,000 | 1,976 |
| Additional noninterest expense | $833,000 | 1,970 |
| Pre-tax net operating income | $-1,477,000 | 7,206 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,477,000 | 7,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,477,000 | 7,219 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,477,000 | 7,218 |
| Net charge-offs | $843,000 | 760 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,477,000 | 7,210 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 2,345 |
| Total interest expense | $4,130,000 | 1,461 |
| Net interest income | $7,727,000 | 2,826 |
| Provision for loan and lease losses | $8,545,000 | 482 |
| Total noninterest income | $2,217,000 | 1,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,175 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,845,000 | 1,442 |
| Total noninterest expense | $9,937,000 | 1,923 |
| Salaries and employee benefits | $4,922,000 | 1,962 |
| Premises and equipment expense | $1,810,000 | 1,375 |
| Additional noninterest expense | $3,205,000 | 2,080 |
| Pre-tax net operating income | $-8,538,000 | 7,182 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-8,538,000 | 7,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,538,000 | 7,183 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,538,000 | 7,183 |
| Net charge-offs | $8,083,000 | 559 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,538,000 | 7,178 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 2,296 |
| Total interest expense | $3,186,000 | 1,488 |
| Net interest income | $6,022,000 | 2,730 |
| Provision for loan and lease losses | $7,545,000 | 409 |
| Total noninterest income | $2,216,000 | 1,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 2,968 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,906,000 | 1,152 |
| Total noninterest expense | $7,733,000 | 1,864 |
| Salaries and employee benefits | $4,036,000 | 1,817 |
| Premises and equipment expense | $1,338,000 | 1,418 |
| Additional noninterest expense | $2,359,000 | 2,123 |
| Pre-tax net operating income | $-7,040,000 | 7,289 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-7,040,000 | 7,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,040,000 | 7,299 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,040,000 | 7,299 |
| Net charge-offs | $7,217,000 | 462 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-7,040,000 | 7,298 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 2,245 |
| Total interest expense | $2,196,000 | 1,489 |
| Net interest income | $4,142,000 | 2,655 |
| Provision for loan and lease losses | $4,945,000 | 446 |
| Total noninterest income | $1,687,000 | 1,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 2,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,466,000 | 1,037 |
| Total noninterest expense | $5,835,000 | 1,682 |
| Salaries and employee benefits | $3,232,000 | 1,551 |
| Premises and equipment expense | $911,000 | 1,391 |
| Additional noninterest expense | $1,692,000 | 2,018 |
| Pre-tax net operating income | $-4,951,000 | 7,369 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,951,000 | 7,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,951,000 | 7,374 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,951,000 | 7,374 |
| Net charge-offs | $3,536,000 | 603 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,951,000 | 7,374 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 2,188 |
| Total interest expense | $1,132,000 | 1,499 |
| Net interest income | $2,143,000 | 2,562 |
| Provision for loan and lease losses | $1,530,000 | 626 |
| Total noninterest income | $905,000 | 1,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $782,000 | 989 |
| Total noninterest expense | $3,105,000 | 1,597 |
| Salaries and employee benefits | $1,748,000 | 1,446 |
| Premises and equipment expense | $473,000 | 1,372 |
| Additional noninterest expense | $884,000 | 1,915 |
| Pre-tax net operating income | $-1,587,000 | 7,360 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,587,000 | 7,370 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,587,000 | 7,371 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,587,000 | 7,371 |
| Net charge-offs | $1,175,000 | 766 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,587,000 | 7,370 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,324,000 | 2,098 |
| Total interest expense | $5,701,000 | 1,458 |
| Net interest income | $8,623,000 | 2,549 |
| Provision for loan and lease losses | $12,170,000 | 569 |
| Total noninterest income | $7,432,000 | 798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,432,000 | 562 |
| Total noninterest expense | $14,862,000 | 1,351 |
| Salaries and employee benefits | $8,956,000 | 1,111 |
| Premises and equipment expense | $1,816,000 | 1,417 |
| Additional noninterest expense | $4,090,000 | 1,761 |
| Pre-tax net operating income | $-10,977,000 | 7,380 |
| Securities gains (losses) | $341,000 | 1,153 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-10,636,000 | 7,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,636,000 | 7,394 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-10,636,000 | 7,395 |
| Net charge-offs | $7,851,000 | 726 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,977,000 | 7,392 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,745,000 | 2,148 |
| Total interest expense | $4,447,000 | 1,455 |
| Net interest income | $6,298,000 | 2,636 |
| Provision for loan and lease losses | $9,129,000 | 537 |
| Total noninterest income | $4,528,000 | 908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,528,000 | 616 |
| Total noninterest expense | $10,386,000 | 1,432 |
| Salaries and employee benefits | $6,099,000 | 1,202 |
| Premises and equipment expense | $1,422,000 | 1,373 |
| Additional noninterest expense | $2,865,000 | 1,841 |
| Pre-tax net operating income | $-8,689,000 | 7,522 |
| Securities gains (losses) | $341,000 | 984 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,348,000 | 7,545 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,348,000 | 7,545 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,348,000 | 7,545 |
| Net charge-offs | $5,137,000 | 766 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,689,000 | 7,543 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 2,170 |
| Total interest expense | $3,058,000 | 1,469 |
| Net interest income | $4,118,000 | 2,688 |
| Provision for loan and lease losses | $7,174,000 | 472 |
| Total noninterest income | $2,477,000 | 1,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,477,000 | 684 |
| Total noninterest expense | $6,418,000 | 1,537 |
| Salaries and employee benefits | $3,817,000 | 1,294 |
| Premises and equipment expense | $960,000 | 1,377 |
| Additional noninterest expense | $1,641,000 | 2,089 |
| Pre-tax net operating income | $-6,997,000 | 7,621 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,984,000 | 7,645 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,984,000 | 7,645 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,984,000 | 7,645 |
| Net charge-offs | $3,038,000 | 825 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,997,000 | 7,643 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 2,123 |
| Total interest expense | $1,561,000 | 1,514 |
| Net interest income | $2,200,000 | 2,551 |
| Provision for loan and lease losses | $2,132,000 | 716 |
| Total noninterest income | $1,246,000 | 1,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,246,000 | 673 |
| Total noninterest expense | $3,342,000 | 1,508 |
| Salaries and employee benefits | $2,065,000 | 1,195 |
| Premises and equipment expense | $505,000 | 1,346 |
| Additional noninterest expense | $772,000 | 2,199 |
| Pre-tax net operating income | $-2,028,000 | 7,602 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,015,000 | 7,653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,015,000 | 7,654 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,015,000 | 7,654 |
| Net charge-offs | $1,726,000 | 724 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,028,000 | 7,649 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,809,000 | 2,576 |
| Total interest expense | $6,503,000 | 1,794 |
| Net interest income | $6,306,000 | 3,312 |
| Provision for loan and lease losses | $7,377,000 | 1,083 |
| Total noninterest income | $4,751,000 | 1,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,751,000 | 747 |
| Total noninterest expense | $22,039,000 | 956 |
| Salaries and employee benefits | $7,291,000 | 1,383 |
| Premises and equipment expense | $2,234,000 | 1,213 |
| Additional noninterest expense | $12,514,000 | 652 |
| Pre-tax net operating income | $-18,359,000 | 7,686 |
| Securities gains (losses) | $564,000 | 807 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-17,795,000 | 7,711 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,795,000 | 7,709 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,795,000 | 7,709 |
| Net charge-offs | $4,215,000 | 1,296 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-18,359,000 | 7,720 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,305,000 | 2,691 |
| Total interest expense | $4,866,000 | 1,875 |
| Net interest income | $4,439,000 | 3,505 |
| Provision for loan and lease losses | $3,278,000 | 1,405 |
| Total noninterest income | $3,303,000 | 1,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,303,000 | 804 |
| Total noninterest expense | $8,813,000 | 1,715 |
| Salaries and employee benefits | $4,970,000 | 1,527 |
| Premises and equipment expense | $1,486,000 | 1,383 |
| Additional noninterest expense | $2,357,000 | 2,213 |
| Pre-tax net operating income | $-4,349,000 | 7,447 |
| Securities gains (losses) | $564,000 | 634 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,785,000 | 7,461 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,785,000 | 7,461 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,785,000 | 7,461 |
| Net charge-offs | $2,711,000 | 1,248 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,349,000 | 7,528 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 2,841 |
| Total interest expense | $3,150,000 | 2,017 |
| Net interest income | $2,828,000 | 3,624 |
| Provision for loan and lease losses | $3,233,000 | 1,034 |
| Total noninterest income | $2,228,000 | 1,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,228,000 | 809 |
| Total noninterest expense | $5,790,000 | 1,766 |
| Salaries and employee benefits | $3,267,000 | 1,569 |
| Premises and equipment expense | $942,000 | 1,484 |
| Additional noninterest expense | $1,581,000 | 2,226 |
| Pre-tax net operating income | $-3,967,000 | 7,660 |
| Securities gains (losses) | $564,000 | 462 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,403,000 | 7,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,403,000 | 7,667 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,403,000 | 7,667 |
| Net charge-offs | $2,676,000 | 933 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,967,000 | 7,729 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 2,947 |
| Total interest expense | $1,508,000 | 2,162 |
| Net interest income | $1,391,000 | 3,658 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $497,000 | 2,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $497,000 | 1,397 |
| Total noninterest expense | $2,440,000 | 2,028 |
| Salaries and employee benefits | $1,404,000 | 1,852 |
| Premises and equipment expense | $469,000 | 1,519 |
| Additional noninterest expense | $567,000 | 2,689 |
| Pre-tax net operating income | $-727,000 | 7,500 |
| Securities gains (losses) | $564,000 | 293 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-163,000 | 6,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-163,000 | 6,972 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-163,000 | 6,972 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-727,000 | 7,581 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 3,135 |
| Total interest expense | $6,171,000 | 2,449 |
| Net interest income | $5,410,000 | 3,746 |
| Provision for loan and lease losses | $1,586,000 | 2,087 |
| Total noninterest income | $1,326,000 | 2,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,326,000 | 1,750 |
| Total noninterest expense | $8,266,000 | 2,312 |
| Salaries and employee benefits | $4,822,000 | 2,107 |
| Premises and equipment expense | $1,358,000 | 2,011 |
| Additional noninterest expense | $2,086,000 | 2,752 |
| Pre-tax net operating income | $-3,116,000 | 7,612 |
| Securities gains (losses) | $1,407,000 | 166 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,709,000 | 7,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,709,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,445,000 | 1,594 |
| Cash dividends | $526,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,116,000 | 7,695 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,194 |
| Total interest expense | $4,671,000 | 2,525 |
| Net interest income | $4,024,000 | 3,788 |
| Provision for loan and lease losses | $309,000 | 3,500 |
| Total noninterest income | $1,051,000 | 2,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,051,000 | 1,743 |
| Total noninterest expense | $5,978,000 | 2,380 |
| Salaries and employee benefits | $3,596,000 | 2,136 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,350,000 | 3,036 |
| Pre-tax net operating income | $-1,212,000 | 7,636 |
| Securities gains (losses) | $1,185,000 | 161 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-27,000 | 6,652 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-27,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,906 |
| Cash dividends | $215,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,212,000 | 7,715 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,268 |
| Total interest expense | $3,205,000 | 2,553 |
| Net interest income | $2,527,000 | 3,941 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $714,000 | 2,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $714,000 | 1,757 |
| Total noninterest expense | $3,837,000 | 2,469 |
| Salaries and employee benefits | $2,345,000 | 2,216 |
| Premises and equipment expense | $683,000 | 1,985 |
| Additional noninterest expense | $809,000 | 3,333 |
| Pre-tax net operating income | $-741,000 | 7,763 |
| Securities gains (losses) | $875,000 | 193 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $134,000 | 6,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-741,000 | 7,840 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 3,251 |
| Total interest expense | $1,709,000 | 2,565 |
| Net interest income | $1,270,000 | 3,931 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $334,000 | 2,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $334,000 | 1,841 |
| Total noninterest expense | $1,914,000 | 2,465 |
| Salaries and employee benefits | $1,183,000 | 2,224 |
| Premises and equipment expense | $340,000 | 2,001 |
| Additional noninterest expense | $391,000 | 3,381 |
| Pre-tax net operating income | $-370,000 | 7,976 |
| Securities gains (losses) | $461,000 | 259 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $91,000 | 5,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-370,000 | 8,031 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,576,000 | 3,374 |
| Total interest expense | $6,160,000 | 2,949 |
| Net interest income | $5,416,000 | 3,769 |
| Provision for loan and lease losses | $314,000 | 3,110 |
| Total noninterest income | $1,264,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,264,000 | 1,894 |
| Total noninterest expense | $7,316,000 | 2,478 |
| Salaries and employee benefits | $4,453,000 | 2,257 |
| Premises and equipment expense | $1,276,000 | 2,048 |
| Additional noninterest expense | $1,587,000 | 3,261 |
| Pre-tax net operating income | $-950,000 | 8,032 |
| Securities gains (losses) | $1,450,000 | 139 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $500,000 | 5,683 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $500,000 | 5,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $285,000 | 4,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-950,000 | 8,086 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 3,484 |
| Total interest expense | $4,334,000 | 3,106 |
| Net interest income | $4,051,000 | 3,792 |
| Provision for loan and lease losses | $148,000 | 3,517 |
| Total noninterest income | $1,006,000 | 2,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,006,000 | 1,829 |
| Total noninterest expense | $5,506,000 | 2,460 |
| Salaries and employee benefits | $3,351,000 | 2,248 |
| Premises and equipment expense | $982,000 | 1,970 |
| Additional noninterest expense | $1,173,000 | 3,249 |
| Pre-tax net operating income | $-597,000 | 8,132 |
| Securities gains (losses) | $1,152,000 | 141 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $555,000 | 5,182 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $555,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-597,000 | 8,171 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 3,561 |
| Total interest expense | $2,785,000 | 3,188 |
| Net interest income | $2,662,000 | 3,851 |
| Provision for loan and lease losses | $96,000 | 3,356 |
| Total noninterest income | $659,000 | 2,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $659,000 | 1,856 |
| Total noninterest expense | $3,652,000 | 2,501 |
| Salaries and employee benefits | $2,234,000 | 2,284 |
| Premises and equipment expense | $647,000 | 2,009 |
| Additional noninterest expense | $771,000 | 3,288 |
| Pre-tax net operating income | $-427,000 | 8,254 |
| Securities gains (losses) | $767,000 | 141 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $340,000 | 5,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $340,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-427,000 | 8,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 3,663 |
| Total interest expense | $1,307,000 | 3,309 |
| Net interest income | $1,304,000 | 3,904 |
| Provision for loan and lease losses | $48,000 | 3,154 |
| Total noninterest income | $395,000 | 2,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $395,000 | 1,598 |
| Total noninterest expense | $1,825,000 | 2,513 |
| Salaries and employee benefits | $1,117,000 | 2,302 |
| Premises and equipment expense | $337,000 | 1,938 |
| Additional noninterest expense | $371,000 | 3,373 |
| Pre-tax net operating income | $-174,000 | 8,267 |
| Securities gains (losses) | $333,000 | 153 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $159,000 | 5,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $159,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-174,000 | 8,287 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,764,000 | 3,644 |
| Total interest expense | $3,500,000 | 3,912 |
| Net interest income | $6,264,000 | 3,415 |
| Provision for loan and lease losses | $270,000 | 2,970 |
| Total noninterest income | $1,029,000 | 3,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,029,000 | 2,176 |
| Total noninterest expense | $6,482,000 | 2,695 |
| Salaries and employee benefits | $3,685,000 | 2,626 |
| Premises and equipment expense | $1,196,000 | 2,084 |
| Additional noninterest expense | $1,601,000 | 3,119 |
| Pre-tax net operating income | $541,000 | 6,349 |
| Securities gains (losses) | $873,000 | 184 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,414,000 | 3,912 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,414,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $541,000 | 6,012 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,134,000 | 3,690 |
| Total interest expense | $2,271,000 | 4,205 |
| Net interest income | $4,863,000 | 3,342 |
| Provision for loan and lease losses | $277,000 | 2,288 |
| Total noninterest income | $743,000 | 3,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $743,000 | 2,248 |
| Total noninterest expense | $4,621,000 | 2,804 |
| Salaries and employee benefits | $2,592,000 | 2,760 |
| Premises and equipment expense | $863,000 | 2,165 |
| Additional noninterest expense | $1,166,000 | 3,212 |
| Pre-tax net operating income | $708,000 | 5,499 |
| Securities gains (losses) | $527,000 | 208 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,235,000 | 3,662 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,235,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $708,000 | 4,975 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,747 |
| Total interest expense | $1,746,000 | 3,727 |
| Net interest income | $2,845,000 | 3,686 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $463,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $463,000 | 2,327 |
| Total noninterest expense | $3,042,000 | 2,846 |
| Salaries and employee benefits | $1,676,000 | 2,828 |
| Premises and equipment expense | $567,000 | 2,186 |
| Additional noninterest expense | $799,000 | 3,135 |
| Pre-tax net operating income | $86,000 | 7,772 |
| Securities gains (losses) | $237,000 | 241 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $323,000 | 5,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $323,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $86,000 | 7,644 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,817 |
| Total interest expense | $807,000 | 3,794 |
| Net interest income | $1,385,000 | 3,766 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,526 |
| Total noninterest expense | $1,393,000 | 3,077 |
| Salaries and employee benefits | $712,000 | 3,288 |
| Premises and equipment expense | $278,000 | 2,247 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $98,000 | 7,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $98,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $98,000 | 6,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 3,918 |
| Total interest expense | $2,563,000 | 3,745 |
| Net interest income | $5,002,000 | 3,947 |
| Provision for loan and lease losses | $137,000 | 4,280 |
| Total noninterest income | $296,000 | 6,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $296,000 | 4,366 |
| Total noninterest expense | $4,767,000 | 3,368 |
| Salaries and employee benefits | $1,995,000 | 4,130 |
| Premises and equipment expense | $1,159,000 | 2,064 |
| Additional noninterest expense | $1,613,000 | 3,057 |
| Pre-tax net operating income | $394,000 | 7,082 |
| Securities gains (losses) | $-64,000 | 8,277 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $330,000 | 7,048 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $330,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $394,000 | 6,762 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,519,000 | 3,950 |
| Total interest expense | $1,841,000 | 3,725 |
| Net interest income | $3,678,000 | 4,007 |
| Provision for loan and lease losses | $62,000 | 4,925 |
| Total noninterest income | $214,000 | 6,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,453 |
| Total noninterest expense | $3,073,000 | 3,765 |
| Salaries and employee benefits | $1,374,000 | 4,380 |
| Premises and equipment expense | $859,000 | 2,072 |
| Additional noninterest expense | $840,000 | 4,032 |
| Pre-tax net operating income | $757,000 | 5,472 |
| Securities gains (losses) | $-64,000 | 8,546 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $693,000 | 5,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $693,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $757,000 | 4,857 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 3,989 |
| Total interest expense | $1,136,000 | 3,776 |
| Net interest income | $2,427,000 | 4,022 |
| Provision for loan and lease losses | $62,000 | 4,081 |
| Total noninterest income | $148,000 | 6,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,832,000 | 4,083 |
| Salaries and employee benefits | $882,000 | 4,493 |
| Premises and equipment expense | $415,000 | 2,747 |
| Additional noninterest expense | $535,000 | 4,140 |
| Pre-tax net operating income | $681,000 | 4,694 |
| Securities gains (losses) | $-64,000 | 8,647 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $617,000 | 4,344 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $617,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $681,000 | 4,016 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 4,042 |
| Total interest expense | $568,000 | 3,664 |
| Net interest income | $1,163,000 | 4,165 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $863,000 | 4,301 |
| Salaries and employee benefits | $411,000 | 4,739 |
| Premises and equipment expense | $234,000 | 2,501 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $378,000 | 4,419 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $368,000 | 3,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $368,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $378,000 | 3,725 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 4,032 |
| Total interest expense | $2,918,000 | 2,687 |
| Net interest income | $3,558,000 | 4,852 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $395,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $395,000 | 3,740 |
| Total noninterest expense | $3,278,000 | 4,391 |
| Salaries and employee benefits | $1,733,000 | 4,458 |
| Premises and equipment expense | $693,000 | 3,149 |
| Additional noninterest expense | $852,000 | 4,884 |
| Pre-tax net operating income | $667,000 | 6,200 |
| Securities gains (losses) | $-39,000 | 8,540 |
| Applicable income taxes | $54,000 | 5,999 |
| Income before extraordinary items | $574,000 | 6,055 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $574,000 | 6,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $374,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $609,490 | 5,838 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 4,034 |
| Total interest expense | $2,390,000 | 2,454 |
| Net interest income | $2,436,000 | 5,140 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $316,000 | 5,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $316,000 | 3,637 |
| Total noninterest expense | $2,436,000 | 4,398 |
| Salaries and employee benefits | $1,321,000 | 4,372 |
| Premises and equipment expense | $548,000 | 3,007 |
| Additional noninterest expense | $567,000 | 5,236 |
| Pre-tax net operating income | $308,000 | 7,163 |
| Securities gains (losses) | $-39,000 | 8,769 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $174,000 | 7,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $174,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $374,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $199,350 | 7,427 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 3,943 |
| Total interest expense | $1,660,000 | 2,336 |
| Net interest income | $1,659,000 | 5,077 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 3,476 |
| Total noninterest expense | $1,594,000 | 4,462 |
| Salaries and employee benefits | $868,000 | 4,440 |
| Premises and equipment expense | $356,000 | 3,082 |
| Additional noninterest expense | $370,000 | 5,334 |
| Pre-tax net operating income | $286,000 | 6,595 |
| Securities gains (losses) | $-41,000 | 8,889 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $157,000 | 7,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $249,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $183,240 | 6,971 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 3,909 |
| Total interest expense | $843,000 | 2,332 |
| Net interest income | $833,000 | 5,075 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $778,000 | 4,562 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $182,000 | 3,056 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $190,000 | 5,940 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,920 | 6,395 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 3,985 |
| Total interest expense | $3,601,000 | 2,446 |
| Net interest income | $3,033,000 | 5,280 |
| Provision for loan and lease losses | $21,000 | 7,041 |
| Total noninterest income | $648,000 | 4,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $648,000 | 3,111 |
| Total noninterest expense | $3,196,000 | 4,414 |
| Salaries and employee benefits | $1,696,000 | 4,447 |
| Premises and equipment expense | $674,000 | 3,188 |
| Additional noninterest expense | $826,000 | 4,941 |
| Pre-tax net operating income | $464,000 | 6,789 |
| Securities gains (losses) | $165,000 | 1,475 |
| Applicable income taxes | $230,000 | 4,708 |
| Income before extraordinary items | $399,000 | 6,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $399,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $528,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $293,400 | 7,164 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 4,031 |
| Total interest expense | $2,757,000 | 2,485 |
| Net interest income | $2,252,000 | 5,318 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $475,000 | 4,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $475,000 | 3,219 |
| Total noninterest expense | $2,417,000 | 4,372 |
| Salaries and employee benefits | $1,275,000 | 4,428 |
| Premises and equipment expense | $502,000 | 3,214 |
| Additional noninterest expense | $640,000 | 4,784 |
| Pre-tax net operating income | $310,000 | 7,127 |
| Securities gains (losses) | $121,000 | 1,577 |
| Applicable income taxes | $158,000 | 5,025 |
| Income before extraordinary items | $273,000 | 7,099 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $273,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $417,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $195,560 | 7,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 3,977 |
| Total interest expense | $1,900,000 | 2,494 |
| Net interest income | $1,521,000 | 5,281 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $307,000 | 4,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $307,000 | 3,249 |
| Total noninterest expense | $1,693,000 | 4,206 |
| Salaries and employee benefits | $874,000 | 4,337 |
| Premises and equipment expense | $348,000 | 3,091 |
| Additional noninterest expense | $471,000 | 4,438 |
| Pre-tax net operating income | $135,000 | 7,723 |
| Securities gains (losses) | $124,000 | 1,346 |
| Applicable income taxes | $88,000 | 5,284 |
| Income before extraordinary items | $171,000 | 7,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $292,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,160 | 7,899 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 3,844 |
| Total interest expense | $988,000 | 2,462 |
| Net interest income | $797,000 | 5,110 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $142,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 3,320 |
| Total noninterest expense | $854,000 | 4,165 |
| Salaries and employee benefits | $409,000 | 4,549 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $85,000 | 7,440 |
| Securities gains (losses) | $34,000 | 1,611 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $88,000 | 7,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $139,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $62,840 | 7,495 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 3,579 |
| Total interest expense | $4,420,000 | 2,518 |
| Net interest income | $3,772,000 | 4,528 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $526,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $526,000 | 3,196 |
| Total noninterest expense | $3,264,000 | 4,171 |
| Salaries and employee benefits | $1,403,000 | 4,932 |
| Premises and equipment expense | $509,000 | 3,894 |
| Additional noninterest expense | $1,352,000 | 3,247 |
| Pre-tax net operating income | $1,006,000 | 5,191 |
| Securities gains (losses) | $257,000 | 1,005 |
| Applicable income taxes | $487,000 | 3,496 |
| Income before extraordinary items | $776,000 | 5,283 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $776,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $611,520 | 5,779 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,060,000 | 3,622 |
| Total interest expense | $5,624,000 | 2,829 |
| Net interest income | $3,436,000 | 4,620 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $490,000 | 5,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $490,000 | 3,164 |
| Total noninterest expense | $3,115,000 | 4,211 |
| Salaries and employee benefits | $1,825,000 | 3,874 |
| Premises and equipment expense | $629,000 | 3,246 |
| Additional noninterest expense | $661,000 | 5,479 |
| Pre-tax net operating income | $775,000 | 5,571 |
| Securities gains (losses) | $66,000 | 2,098 |
| Applicable income taxes | $326,000 | 4,111 |
| Income before extraordinary items | $515,000 | 5,991 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $515,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $208,000 | 4,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $472,760 | 6,077 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,097,000 | 3,692 |
| Total interest expense | $5,782,000 | 2,885 |
| Net interest income | $3,315,000 | 4,807 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $1,787,000 | 2,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,787,000 | 1,227 |
| Total noninterest expense | $3,020,000 | 4,204 |
| Salaries and employee benefits | $1,712,000 | 3,931 |
| Premises and equipment expense | $604,000 | 3,257 |
| Additional noninterest expense | $704,000 | 5,155 |
| Pre-tax net operating income | $2,051,000 | 3,262 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $555,000 | 3,264 |
| Income before extraordinary items | $1,489,000 | 3,281 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,489,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,494,110 | 3,260 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 3,630 |
| Total interest expense | $5,276,000 | 2,772 |
| Net interest income | $3,415,000 | 4,722 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $474,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $474,000 | 3,058 |
| Total noninterest expense | $2,904,000 | 4,316 |
| Salaries and employee benefits | $1,633,000 | 4,055 |
| Premises and equipment expense | $597,000 | 3,268 |
| Additional noninterest expense | $674,000 | 5,387 |
| Pre-tax net operating income | $968,000 | 5,405 |
| Securities gains (losses) | $88,000 | 783 |
| Applicable income taxes | $379,000 | 4,301 |
| Income before extraordinary items | $677,000 | 5,560 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $677,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $620,680 | 5,768 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,722 |
| Total interest expense | $5,103,000 | 2,940 |
| Net interest income | $3,374,000 | 4,725 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $411,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $411,000 | 3,372 |
| Total noninterest expense | $3,046,000 | 4,059 |
| Salaries and employee benefits | $1,735,000 | 3,769 |
| Premises and equipment expense | $626,000 | 3,050 |
| Additional noninterest expense | $685,000 | 5,248 |
| Pre-tax net operating income | $733,000 | 6,367 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $255,000 | 5,605 |
| Income before extraordinary items | $512,000 | 6,542 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $512,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $489,220 | 6,558 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,520,000 | 3,747 |
| Total interest expense | $4,972,000 | 2,994 |
| Net interest income | $3,548,000 | 4,685 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $350,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $350,000 | 3,586 |
| Total noninterest expense | $3,010,000 | 4,088 |
| Salaries and employee benefits | $1,746,000 | 3,744 |
| Premises and equipment expense | $648,000 | 2,947 |
| Additional noninterest expense | $616,000 | 5,709 |
| Pre-tax net operating income | $854,000 | 6,312 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $572,000 | 6,528 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $572,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $3,583,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $576,760 | 6,444 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,304,000 | 3,890 |
| Total interest expense | $4,642,000 | 3,220 |
| Net interest income | $3,662,000 | 4,651 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $289,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $289,000 | 4,163 |
| Total noninterest expense | $3,330,000 | 3,966 |
| Salaries and employee benefits | $1,496,000 | 4,314 |
| Premises and equipment expense | $542,000 | 3,526 |
| Additional noninterest expense | $1,292,000 | 3,549 |
| Pre-tax net operating income | $613,000 | 7,349 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $179,000 | 7,452 |
| Income before extraordinary items | $441,000 | 7,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $441,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $3,333,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $436,030 | 7,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 4,418 |
| Total interest expense | $4,146,000 | 3,576 |
| Net interest income | $3,110,000 | 5,347 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $2,629,000 | 4,780 |
| Salaries and employee benefits | $1,480,000 | 4,339 |
| Premises and equipment expense | $501,000 | 3,754 |
| Additional noninterest expense | $648,000 | 6,215 |
| Pre-tax net operating income | $639,000 | 7,649 |
| Securities gains (losses) | $243,000 | 604 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $646,000 | 6,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $646,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $347,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $468,610 | 7,459 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 4,796 |
| Total interest expense | $2,879,000 | 4,109 |
| Net interest income | $3,208,000 | 5,312 |
| Provision for loan and lease losses | $666,000 | 1,242 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $2,559,000 | 5,053 |
| Salaries and employee benefits | $1,404,000 | 4,549 |
| Premises and equipment expense | $463,000 | 4,068 |
| Additional noninterest expense | $692,000 | 6,380 |
| Pre-tax net operating income | $157,000 | 11,214 |
| Securities gains (losses) | $216,000 | 470 |
| Applicable income taxes | $351,000 | 5,266 |
| Income before extraordinary items | $22,000 | 11,960 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $22,000 | 11,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $-116,240 | 12,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,701 |
| Total interest expense | $3,161,000 | 3,944 |
| Net interest income | $3,209,000 | 5,340 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $319,000 | 4,314 |
| Total noninterest expense | $2,182,000 | 5,906 |
| Salaries and employee benefits | $1,182,000 | 5,299 |
| Premises and equipment expense | $628,000 | 3,185 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $1,274,000 | 4,945 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $465,000 | 4,452 |
| Income before extraordinary items | $810,000 | 5,524 |
| Extraordinary gains, net | $-96,000 | 12,908 |
| Net income | $714,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,342,000 | 168 |
| Net operating income | $809,360 | 5,279 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 4,646 |
| Total interest expense | $3,910,000 | 4,159 |
| Net interest income | $3,400,000 | 5,132 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $2,152,000 | 6,029 |
| Salaries and employee benefits | $1,069,000 | 5,702 |
| Premises and equipment expense | $796,000 | 2,612 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $1,312,000 | 4,573 |
| Securities gains (losses) | $131,000 | 2,589 |
| Applicable income taxes | $517,000 | 3,890 |
| Income before extraordinary items | $926,000 | 4,825 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $926,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $842,160 | 4,852 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.