Home > Diablo Valley Bank > Income and Expense
Diablo Valley Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 2,315 |
| Total interest expense | $1,721,000 | 2,654 |
| Net interest income | $2,772,000 | 2,100 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $1,914,000 | 2,389 |
| Salaries and employee benefits | $1,147,000 | 2,243 |
| Premises and equipment expense | $226,000 | 2,822 |
| Additional noninterest expense | $541,000 | 2,436 |
| Pre-tax net operating income | $822,000 | 2,518 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $436,000 | 1,433 |
| Income before extraordinary items | $386,000 | 3,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $386,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $83,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 283 |
| Net operating income | $386,000 | 3,560 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,559,000 | 2,474 |
| Total interest expense | $5,222,000 | 2,926 |
| Net interest income | $10,337,000 | 2,235 |
| Provision for loan and lease losses | $464,000 | 2,029 |
| Total noninterest income | $220,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $6,446,000 | 2,703 |
| Salaries and employee benefits | $4,130,000 | 2,376 |
| Premises and equipment expense | $779,000 | 3,075 |
| Additional noninterest expense | $1,537,000 | 3,235 |
| Pre-tax net operating income | $3,647,000 | 2,403 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $1,620,000 | 1,556 |
| Income before extraordinary items | $2,007,000 | 3,098 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,007,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $331,000 | 4,352 |
| Sale, conversion, retirement of capital stock, net | $591,000 | 571 |
| Net operating income | $2,019,800 | 3,072 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 2,575 |
| Total interest expense | $3,530,000 | 3,086 |
| Net interest income | $7,530,000 | 2,300 |
| Provision for loan and lease losses | $355,000 | 1,881 |
| Total noninterest income | $152,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $125,000 | 5,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $4,530,000 | 2,852 |
| Salaries and employee benefits | $2,797,000 | 2,606 |
| Premises and equipment expense | $610,000 | 2,961 |
| Additional noninterest expense | $1,123,000 | 3,292 |
| Pre-tax net operating income | $2,797,000 | 2,438 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $1,180,000 | 1,669 |
| Income before extraordinary items | $1,597,000 | 3,067 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,597,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $248,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 499 |
| Net operating income | $1,609,800 | 3,037 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 2,653 |
| Total interest expense | $2,087,000 | 3,266 |
| Net interest income | $4,897,000 | 2,367 |
| Provision for loan and lease losses | $235,000 | 1,870 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $2,990,000 | 2,888 |
| Salaries and employee benefits | $1,823,000 | 2,653 |
| Premises and equipment expense | $402,000 | 2,988 |
| Additional noninterest expense | $765,000 | 3,241 |
| Pre-tax net operating income | $1,766,000 | 2,547 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $756,000 | 1,749 |
| Income before extraordinary items | $1,010,000 | 3,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,010,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $166,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 422 |
| Net operating income | $1,010,000 | 3,176 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 2,792 |
| Total interest expense | $882,000 | 3,593 |
| Net interest income | $2,336,000 | 2,447 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $1,494,000 | 2,880 |
| Salaries and employee benefits | $908,000 | 2,661 |
| Premises and equipment expense | $201,000 | 3,011 |
| Additional noninterest expense | $385,000 | 3,225 |
| Pre-tax net operating income | $863,000 | 2,553 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $376,000 | 1,734 |
| Income before extraordinary items | $487,000 | 3,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $82,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 295 |
| Net operating income | $487,000 | 3,208 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 3,272 |
| Total interest expense | $2,233,000 | 4,118 |
| Net interest income | $7,318,000 | 2,931 |
| Provision for loan and lease losses | $1,175,000 | 908 |
| Total noninterest income | $86,000 | 8,075 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $76,000 | 6,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,416 |
| Total noninterest expense | $4,754,000 | 3,377 |
| Salaries and employee benefits | $2,864,000 | 3,099 |
| Premises and equipment expense | $738,000 | 3,108 |
| Additional noninterest expense | $1,152,000 | 3,982 |
| Pre-tax net operating income | $1,475,000 | 4,428 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-878,000 | 8,796 |
| Income before extraordinary items | $2,353,000 | 2,714 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,353,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $166,000 | 5,091 |
| Sale, conversion, retirement of capital stock, net | $6,555,000 | 266 |
| Net operating income | $2,353,000 | 2,682 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 3,492 |
| Total interest expense | $1,496,000 | 4,295 |
| Net interest income | $4,952,000 | 3,170 |
| Provision for loan and lease losses | $619,000 | 1,175 |
| Total noninterest income | $59,000 | 8,198 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $3,336,000 | 3,535 |
| Salaries and employee benefits | $2,006,000 | 3,267 |
| Premises and equipment expense | $537,000 | 3,161 |
| Additional noninterest expense | $793,000 | 4,208 |
| Pre-tax net operating income | $1,056,000 | 4,625 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,056,000 | 4,018 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,056,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $83,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $6,543,000 | 190 |
| Net operating income | $1,056,000 | 3,972 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 3,752 |
| Total interest expense | $865,000 | 4,551 |
| Net interest income | $2,985,000 | 3,414 |
| Provision for loan and lease losses | $305,000 | 1,488 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $23,000 | 7,185 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $2,176,000 | 3,579 |
| Salaries and employee benefits | $1,323,000 | 3,274 |
| Premises and equipment expense | $342,000 | 3,251 |
| Additional noninterest expense | $511,000 | 4,300 |
| Pre-tax net operating income | $531,000 | 5,320 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $531,000 | 4,735 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $531,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,553,000 | 127 |
| Net operating income | $531,000 | 4,683 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,996 |
| Total interest expense | $391,000 | 4,753 |
| Net interest income | $1,363,000 | 3,689 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $11,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $1,030,000 | 3,760 |
| Salaries and employee benefits | $644,000 | 3,349 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $219,000 | 5,759 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $219,000 | 5,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $219,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 385 |
| Net operating income | $219,000 | 5,156 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 6,233 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $2,506,000 | 6,004 |
| Provision for loan and lease losses | $680,000 | 1,487 |
| Total noninterest income | $33,000 | 8,699 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $20,000 | 7,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $3,961,000 | 3,778 |
| Salaries and employee benefits | $2,268,000 | 3,616 |
| Premises and equipment expense | $764,000 | 2,906 |
| Additional noninterest expense | $929,000 | 4,596 |
| Pre-tax net operating income | $-2,102,000 | 8,902 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-2,102,000 | 8,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,102,000 | 8,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 818 |
| Net operating income | $-2,102,000 | 8,904 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 6,987 |
| Total interest expense | $448,000 | 6,961 |
| Net interest income | $1,367,000 | 6,886 |
| Provision for loan and lease losses | $469,000 | 1,529 |
| Total noninterest income | $14,000 | 8,853 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $2,835,000 | 3,884 |
| Salaries and employee benefits | $1,668,000 | 3,646 |
| Premises and equipment expense | $562,000 | 2,943 |
| Additional noninterest expense | $605,000 | 5,019 |
| Pre-tax net operating income | $-1,923,000 | 8,968 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,923,000 | 8,978 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,923,000 | 8,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,923,000 | 8,970 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 7,642 |
| Total interest expense | $268,000 | 7,229 |
| Net interest income | $641,000 | 7,686 |
| Provision for loan and lease losses | $269,000 | 1,739 |
| Total noninterest income | $7,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $1,836,000 | 4,010 |
| Salaries and employee benefits | $1,081,000 | 3,749 |
| Premises and equipment expense | $375,000 | 2,950 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $-1,457,000 | 9,026 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,457,000 | 9,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,457,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,457,000 | 9,023 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,219 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $209,000 | 8,385 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $917,000 | 4,031 |
| Salaries and employee benefits | $506,000 | 3,970 |
| Premises and equipment expense | $197,000 | 2,852 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $-808,000 | 9,073 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-808,000 | 9,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-808,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-808,000 | 9,069 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 9,117 |
| Total interest expense | $32,000 | 9,067 |
| Net interest income | $50,000 | 9,124 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $3,000 | 9,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $1,362,000 | 7,148 |
| Salaries and employee benefits | $325,000 | 8,684 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $946,000 | 4,451 |
| Pre-tax net operating income | $-1,379,000 | 9,033 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,379,000 | 9,081 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,379,000 | 9,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $16,500,000 | 45 |
| Net operating income | $-1,379,000 | 9,037 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.