Home > Diablo Valley Bank > Assets and Liabilities
Diablo Valley Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 44 | 3,716 |
| Assets and Liabilities | ||
| Total Assets: | $254,642,000 | 2,518 |
| Cash and due from depository institutions | $8,893,000 | 3,716 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $8,242,000 | 6,477 |
| Federal funds sold & reverse repurchase agreements | $28,555,000 | 645 |
| Net loans & leases | $199,205,000 | 2,247 |
| Loan loss allowance | $2,489,000 | 2,080 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,017,000 | 2,056 |
| Other real estate owned | $0 | 3,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,730,000 | 3,624 |
| Life insurance assets | $1,018,000 | 2,966 |
| Total liabilities and capital | $254,642,000 | 2,518 |
| Total liabilities | $230,123,000 | 2,494 |
| Total deposits | $229,540,000 | 2,285 |
| Interest-bearing deposits | $182,014,000 | 2,453 |
| Deposits held in domestic offices | $229,540,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $583,000 | 5,201 |
| Total equity capital | $24,519,000 | 2,739 |
| Total bank equity capital | $24,519,000 | 2,739 |
| Perpetual preferred stock | $6,513,000 | 31 |
| Common stock | $17,304,000 | 230 |
| Surplus | $0 | 8,027 |
| Undivided profits | $702,000 | 7,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,341,000 | 2,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $906,000 | 4,155 |
| Earning assets | $236,002,000 | 2,500 |
| Long-term assets (5+ years) | $10,501,000 | 4,632 |
| Average Assets, year-to-date | $251,980,500 | 2,528 |
| Average Assets, quarterly | $251,980,500 | 2,528 |
| Volatile liabilities | $48,263,000 | 2,557 |
| Insider loans | $4,010,000 | 1,769 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $82,284,000 | 1,245 |
| Tier 1 (core) risk-based capital | $24,109,000 | 2,648 |
| Tier 2 risk-based capital | $2,529,000 | 1,977 |
| Total risk weighted assets | $224,160,000 | 2,090 |
| Total unused commitments | $82,284,000 | 1,245 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $249,319,000 | 2,550 |
| Cash and due from depository institutions | $5,798,000 | 3,782 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $8,735,000 | 6,435 |
| Federal funds sold & reverse repurchase agreements | $27,715,000 | 563 |
| Net loans & leases | $197,023,000 | 2,257 |
| Loan loss allowance | $2,389,000 | 2,150 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,760,000 | 2,098 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,288,000 | 3,337 |
| Life insurance assets | $1,007,000 | 2,949 |
| Total liabilities and capital | $249,319,000 | 2,550 |
| Total liabilities | $225,255,000 | 2,533 |
| Total deposits | $224,215,000 | 2,324 |
| Interest-bearing deposits | $178,650,000 | 2,460 |
| Deposits held in domestic offices | $224,215,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,040,000 | 3,758 |
| Total equity capital | $24,064,000 | 2,721 |
| Total bank equity capital | $24,064,000 | 2,721 |
| Perpetual preferred stock | $6,513,000 | 31 |
| Common stock | $17,155,000 | 225 |
| Surplus | $0 | 8,057 |
| Undivided profits | $396,000 | 7,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,015,000 | 3,876 |
| Earning assets | $233,473,000 | 2,499 |
| Long-term assets (5+ years) | $12,940,000 | 4,222 |
| Average Assets, year-to-date | $221,285,200 | 2,715 |
| Average Assets, quarterly | $238,885,500 | 2,620 |
| Volatile liabilities | $57,941,000 | 2,376 |
| Insider loans | $4,428,000 | 1,604 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $89,619,000 | 1,126 |
| Tier 1 (core) risk-based capital | $23,649,000 | 2,646 |
| Tier 2 risk-based capital | $2,429,000 | 2,035 |
| Total risk weighted assets | $224,260,000 | 2,087 |
| Total unused commitments | $89,619,000 | 1,126 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $228,452,000 | 2,731 |
| Cash and due from depository institutions | $6,218,000 | 3,860 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $11,406,000 | 5,936 |
| Federal funds sold & reverse repurchase agreements | $25,510,000 | 513 |
| Net loans & leases | $177,303,000 | 2,442 |
| Loan loss allowance | $2,280,000 | 2,233 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,089,000 | 2,339 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,926,000 | 4,316 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $228,452,000 | 2,731 |
| Total liabilities | $204,954,000 | 2,714 |
| Total deposits | $204,217,000 | 2,481 |
| Interest-bearing deposits | $164,267,000 | 2,612 |
| Deposits held in domestic offices | $204,217,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $737,000 | 4,604 |
| Total equity capital | $23,498,000 | 2,751 |
| Total bank equity capital | $23,498,000 | 2,751 |
| Perpetual preferred stock | $6,513,000 | 32 |
| Common stock | $16,924,000 | 218 |
| Surplus | $0 | 8,106 |
| Undivided profits | $61,000 | 7,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $797,000 | 4,728 |
| Earning assets | $214,219,000 | 2,671 |
| Long-term assets (5+ years) | $12,837,000 | 4,183 |
| Average Assets, year-to-date | $214,276,750 | 2,806 |
| Average Assets, quarterly | $225,242,000 | 2,739 |
| Volatile liabilities | $53,948,000 | 2,482 |
| Insider loans | $4,889,000 | 1,455 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $82,869,000 | 1,222 |
| Tier 1 (core) risk-based capital | $23,514,000 | 2,632 |
| Tier 2 risk-based capital | $2,280,000 | 2,139 |
| Total risk weighted assets | $202,759,000 | 2,267 |
| Total unused commitments | $82,869,000 | 1,223 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $222,032,000 | 2,780 |
| Cash and due from depository institutions | $11,111,000 | 3,880 |
| Interest-bearing balances | $4,750,000 | 1,043 |
| Securities | $12,617,000 | 5,747 |
| Federal funds sold & reverse repurchase agreements | $20,455,000 | 590 |
| Net loans & leases | $171,616,000 | 2,472 |
| Loan loss allowance | $2,160,000 | 2,298 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,243,000 | 2,701 |
| Other real estate owned | $0 | 3,880 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,990,000 | 5,169 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $222,032,000 | 2,780 |
| Total liabilities | $199,202,000 | 2,777 |
| Total deposits | $193,853,000 | 2,597 |
| Interest-bearing deposits | $152,407,000 | 2,765 |
| Deposits held in domestic offices | $193,853,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $349,000 | 6,144 |
| Total equity capital | $22,830,000 | 2,733 |
| Total bank equity capital | $22,830,000 | 2,733 |
| Perpetual preferred stock | $6,513,000 | 34 |
| Common stock | $16,791,000 | 208 |
| Surplus | $0 | 8,130 |
| Undivided profits | $-474,000 | 8,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $723,000 | 4,663 |
| Earning assets | $209,438,000 | 2,704 |
| Long-term assets (5+ years) | $11,574,000 | 4,338 |
| Average Assets, year-to-date | $209,551,670 | 2,870 |
| Average Assets, quarterly | $217,981,500 | 2,796 |
| Volatile liabilities | $37,471,000 | 3,158 |
| Insider loans | $5,367,000 | 1,291 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $89,511,000 | 1,140 |
| Tier 1 (core) risk-based capital | $22,877,000 | 2,655 |
| Tier 2 risk-based capital | $2,160,000 | 2,204 |
| Total risk weighted assets | $200,549,000 | 2,264 |
| Total unused commitments | $89,511,000 | 1,141 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $213,931,000 | 2,835 |
| Cash and due from depository institutions | $9,126,000 | 4,178 |
| Interest-bearing balances | $3,450,000 | 1,425 |
| Securities | $13,112,000 | 5,699 |
| Federal funds sold & reverse repurchase agreements | $34,020,000 | 399 |
| Net loans & leases | $152,023,000 | 2,679 |
| Loan loss allowance | $1,950,000 | 2,464 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,802,000 | 2,893 |
| Other real estate owned | $0 | 4,178 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,848,000 | 5,258 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $213,931,000 | 2,835 |
| Total liabilities | $191,653,000 | 2,843 |
| Total deposits | $191,021,000 | 2,616 |
| Interest-bearing deposits | $151,413,000 | 2,761 |
| Deposits held in domestic offices | $191,021,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $632,000 | 4,612 |
| Total equity capital | $22,278,000 | 2,755 |
| Total bank equity capital | $22,278,000 | 2,755 |
| Perpetual preferred stock | $6,513,000 | 34 |
| Common stock | $16,685,000 | 202 |
| Surplus | $0 | 8,136 |
| Undivided profits | $-920,000 | 8,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $643,000 | 4,861 |
| Earning assets | $202,605,000 | 2,754 |
| Long-term assets (5+ years) | $9,147,000 | 4,744 |
| Average Assets, year-to-date | $203,311,500 | 2,941 |
| Average Assets, quarterly | $203,311,500 | 2,941 |
| Volatile liabilities | $30,019,000 | 3,533 |
| Insider loans | $5,155,000 | 1,331 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $76,608,000 | 1,268 |
| Tier 1 (core) risk-based capital | $22,294,000 | 2,668 |
| Tier 2 risk-based capital | $1,950,000 | 2,356 |
| Total risk weighted assets | $178,514,000 | 2,413 |
| Total unused commitments | $76,608,000 | 1,268 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $192,692,000 | 3,053 |
| Cash and due from depository institutions | $7,771,000 | 4,270 |
| Interest-bearing balances | $3,450,000 | 1,447 |
| Securities | $14,616,000 | 5,448 |
| Federal funds sold & reverse repurchase agreements | $20,570,000 | 632 |
| Net loans & leases | $144,143,000 | 2,782 |
| Loan loss allowance | $1,925,000 | 2,462 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,757,000 | 2,897 |
| Other real estate owned | $0 | 4,270 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,835,000 | 5,275 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $192,692,000 | 3,053 |
| Total liabilities | $170,977,000 | 3,089 |
| Total deposits | $165,537,000 | 2,927 |
| Interest-bearing deposits | $125,434,000 | 3,179 |
| Deposits held in domestic offices | $165,537,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $440,000 | 5,410 |
| Total equity capital | $21,715,000 | 2,782 |
| Total bank equity capital | $21,715,000 | 2,782 |
| Perpetual preferred stock | $6,513,000 | 35 |
| Common stock | $16,530,000 | 202 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-1,328,000 | 8,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $643,000 | 4,904 |
| Earning assets | $182,779,000 | 2,971 |
| Long-term assets (5+ years) | $6,778,000 | 5,300 |
| Average Assets, year-to-date | $164,438,800 | 3,356 |
| Average Assets, quarterly | $189,372,000 | 3,068 |
| Volatile liabilities | $24,327,000 | 3,969 |
| Insider loans | $4,502,000 | 1,495 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $70,080,000 | 1,343 |
| Tier 1 (core) risk-based capital | $21,732,000 | 2,691 |
| Tier 2 risk-based capital | $1,925,000 | 2,357 |
| Total risk weighted assets | $165,890,000 | 2,549 |
| Total unused commitments | $70,080,000 | 1,343 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $186,052,000 | 3,100 |
| Cash and due from depository institutions | $9,424,000 | 4,432 |
| Interest-bearing balances | $3,450,000 | 1,427 |
| Securities | $16,322,000 | 5,156 |
| Federal funds sold & reverse repurchase agreements | $23,935,000 | 559 |
| Net loans & leases | $131,756,000 | 2,965 |
| Loan loss allowance | $1,369,000 | 3,251 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,725,000 | 2,884 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $890,000 | 6,933 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $186,052,000 | 3,100 |
| Total liabilities | $165,560,000 | 3,126 |
| Total deposits | $165,250,000 | 2,882 |
| Interest-bearing deposits | $124,560,000 | 3,151 |
| Deposits held in domestic offices | $165,250,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $310,000 | 6,371 |
| Total equity capital | $20,492,000 | 2,896 |
| Total bank equity capital | $20,492,000 | 2,896 |
| Perpetual preferred stock | $6,515,000 | 34 |
| Common stock | $16,516,000 | 193 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-2,539,000 | 8,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $549,000 | 5,428 |
| Earning assets | $175,463,000 | 3,016 |
| Long-term assets (5+ years) | $3,339,000 | 6,401 |
| Average Assets, year-to-date | $157,375,500 | 3,453 |
| Average Assets, quarterly | $175,918,500 | 3,213 |
| Volatile liabilities | $26,133,000 | 3,717 |
| Insider loans | $4,362,000 | 1,497 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $64,311,000 | 1,429 |
| Tier 1 (core) risk-based capital | $20,545,000 | 2,801 |
| Tier 2 risk-based capital | $1,369,000 | 3,052 |
| Total risk weighted assets | $151,420,000 | 2,710 |
| Total unused commitments | $64,311,000 | 1,429 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $165,785,000 | 3,345 |
| Cash and due from depository institutions | $9,089,000 | 4,627 |
| Interest-bearing balances | $2,850,000 | 1,631 |
| Securities | $15,264,000 | 5,368 |
| Federal funds sold & reverse repurchase agreements | $14,770,000 | 805 |
| Net loans & leases | $115,675,000 | 3,204 |
| Loan loss allowance | $1,055,000 | 3,888 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,672,000 | 2,856 |
| Other real estate owned | $0 | 4,627 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,315,000 | 2,037 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $165,785,000 | 3,345 |
| Total liabilities | $145,720,000 | 3,400 |
| Total deposits | $140,555,000 | 3,241 |
| Interest-bearing deposits | $109,733,000 | 3,437 |
| Deposits held in domestic offices | $140,555,000 | 3,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,017,000 | 1,624 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $148,000 | 7,519 |
| Total equity capital | $20,065,000 | 2,914 |
| Total bank equity capital | $20,065,000 | 2,914 |
| Perpetual preferred stock | $6,526,000 | 34 |
| Common stock | $16,515,000 | 184 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-2,976,000 | 8,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $527,000 | 5,278 |
| Earning assets | $148,559,000 | 3,405 |
| Long-term assets (5+ years) | $5,647,000 | 5,720 |
| Average Assets, year-to-date | $147,816,670 | 3,615 |
| Average Assets, quarterly | $158,600,500 | 3,437 |
| Volatile liabilities | $26,927,000 | 3,555 |
| Insider loans | $2,699,000 | 2,244 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,095,000 | 1,555 |
| Tier 1 (core) risk-based capital | $20,113,000 | 2,790 |
| Tier 2 risk-based capital | $1,055,000 | 3,676 |
| Total risk weighted assets | $142,243,000 | 2,793 |
| Total unused commitments | $56,095,000 | 1,555 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 32 | 4,717 |
| Assets and Liabilities | ||
| Total Assets: | $151,416,000 | 3,589 |
| Cash and due from depository institutions | $7,914,000 | 4,717 |
| Interest-bearing balances | $2,850,000 | 1,619 |
| Securities | $16,768,000 | 5,186 |
| Federal funds sold & reverse repurchase agreements | $18,975,000 | 649 |
| Net loans & leases | $103,344,000 | 3,459 |
| Loan loss allowance | $875,000 | 4,440 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,632,000 | 2,838 |
| Other real estate owned | $0 | 4,717 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $783,000 | 7,060 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $151,416,000 | 3,589 |
| Total liabilities | $138,221,000 | 3,544 |
| Total deposits | $138,032,000 | 3,294 |
| Interest-bearing deposits | $113,159,000 | 3,348 |
| Deposits held in domestic offices | $138,032,000 | 3,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $189,000 | 7,012 |
| Total equity capital | $13,195,000 | 4,058 |
| Total bank equity capital | $13,195,000 | 4,058 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $16,510,000 | 179 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-3,315,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $475,000 | 5,497 |
| Earning assets | $141,937,000 | 3,538 |
| Long-term assets (5+ years) | $7,009,000 | 5,419 |
| Average Assets, year-to-date | $138,832,500 | 3,816 |
| Average Assets, quarterly | $138,832,500 | 3,816 |
| Volatile liabilities | $20,272,000 | 4,141 |
| Insider loans | $2,871,000 | 2,085 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,813,000 | 1,518 |
| Tier 1 (core) risk-based capital | $13,270,000 | 3,960 |
| Tier 2 risk-based capital | $875,000 | 4,177 |
| Total risk weighted assets | $124,530,000 | 3,087 |
| Total unused commitments | $54,813,000 | 1,518 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $126,249,000 | 4,137 |
| Cash and due from depository institutions | $5,464,000 | 4,823 |
| Interest-bearing balances | $2,000,000 | 2,052 |
| Securities | $13,684,000 | 5,739 |
| Federal funds sold & reverse repurchase agreements | $10,460,000 | 1,121 |
| Net loans & leases | $92,336,000 | 3,753 |
| Loan loss allowance | $750,000 | 4,866 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,643,000 | 2,817 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $662,000 | 7,377 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $126,249,000 | 4,137 |
| Total liabilities | $113,263,000 | 4,130 |
| Total deposits | $108,054,000 | 3,994 |
| Interest-bearing deposits | $84,664,000 | 4,205 |
| Deposits held in domestic offices | $108,054,000 | 3,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,604 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $209,000 | 6,778 |
| Total equity capital | $12,986,000 | 4,103 |
| Total bank equity capital | $12,986,000 | 4,103 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $16,488,000 | 167 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-3,502,000 | 8,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $387,000 | 6,165 |
| Earning assets | $118,480,000 | 4,065 |
| Long-term assets (5+ years) | $7,044,000 | 5,482 |
| Average Assets, year-to-date | $87,875,800 | 5,166 |
| Average Assets, quarterly | $120,059,500 | 4,256 |
| Volatile liabilities | $12,257,000 | 5,332 |
| Insider loans | $3,082,000 | 1,954 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $57,433,000 | 1,429 |
| Tier 1 (core) risk-based capital | $13,029,000 | 3,976 |
| Tier 2 risk-based capital | $750,000 | 4,580 |
| Total risk weighted assets | $115,666,000 | 3,282 |
| Total unused commitments | $57,433,000 | 1,430 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 31 | 4,850 |
| Assets and Liabilities | ||
| Total Assets: | $113,870,000 | 4,400 |
| Cash and due from depository institutions | $7,041,000 | 4,850 |
| Interest-bearing balances | $3,000,000 | 1,659 |
| Securities | $16,801,000 | 5,207 |
| Federal funds sold & reverse repurchase agreements | $15,105,000 | 746 |
| Net loans & leases | $70,603,000 | 4,485 |
| Loan loss allowance | $539,000 | 5,842 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,684,000 | 2,742 |
| Other real estate owned | $0 | 4,850 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $636,000 | 7,526 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $113,870,000 | 4,400 |
| Total liabilities | $100,693,000 | 4,441 |
| Total deposits | $100,572,000 | 4,143 |
| Interest-bearing deposits | $76,102,000 | 4,507 |
| Deposits held in domestic offices | $100,572,000 | 4,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $121,000 | 7,909 |
| Total equity capital | $13,177,000 | 4,038 |
| Total bank equity capital | $13,177,000 | 4,038 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $16,500,000 | 164 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-3,323,000 | 8,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $352,000 | 6,624 |
| Earning assets | $105,509,000 | 4,387 |
| Long-term assets (5+ years) | $5,699,000 | 5,936 |
| Average Assets, year-to-date | $78,282,500 | 5,553 |
| Average Assets, quarterly | $98,623,000 | 4,839 |
| Volatile liabilities | $8,457,000 | 6,220 |
| Insider loans | $3,585,000 | 1,636 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,968,000 | 1,670 |
| Tier 1 (core) risk-based capital | $13,198,000 | 3,900 |
| Tier 2 risk-based capital | $539,000 | 5,523 |
| Total risk weighted assets | $90,717,000 | 3,882 |
| Total unused commitments | $45,968,000 | 1,671 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $83,376,000 | 5,416 |
| Cash and due from depository institutions | $5,526,000 | 4,791 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $19,015,000 | 4,937 |
| Federal funds sold & reverse repurchase agreements | $10,615,000 | 1,019 |
| Net loans & leases | $44,013,000 | 5,811 |
| Loan loss allowance | $339,000 | 7,092 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,672,000 | 2,706 |
| Other real estate owned | $0 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $535,000 | 7,827 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $83,376,000 | 5,416 |
| Total liabilities | $69,751,000 | 5,639 |
| Total deposits | $69,651,000 | 5,354 |
| Interest-bearing deposits | $56,298,000 | 5,519 |
| Deposits held in domestic offices | $69,651,000 | 5,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $100,000 | 8,000 |
| Total equity capital | $13,625,000 | 3,845 |
| Total bank equity capital | $13,625,000 | 3,845 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $16,500,000 | 166 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-2,875,000 | 8,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $270,000 | 7,171 |
| Earning assets | $73,643,000 | 5,538 |
| Long-term assets (5+ years) | $4,943,000 | 6,252 |
| Average Assets, year-to-date | $66,420,000 | 6,096 |
| Average Assets, quarterly | $78,888,500 | 5,585 |
| Volatile liabilities | $6,590,000 | 6,721 |
| Insider loans | $3,780,000 | 1,528 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,010,000 | 2,098 |
| Tier 1 (core) risk-based capital | $13,664,000 | 3,748 |
| Tier 2 risk-based capital | $339,000 | 6,835 |
| Total risk weighted assets | $61,108,000 | 5,037 |
| Total unused commitments | $34,010,000 | 2,102 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $74,401,000 | 5,793 |
| Cash and due from depository institutions | $6,544,000 | 5,632 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $15,584,000 | 5,450 |
| Federal funds sold & reverse repurchase agreements | $22,405,000 | 619 |
| Net loans & leases | $25,723,000 | 7,114 |
| Loan loss allowance | $180,000 | 8,148 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,666,000 | 2,668 |
| Other real estate owned | $0 | 5,632 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $479,000 | 7,943 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $74,401,000 | 5,793 |
| Total liabilities | $60,033,000 | 6,098 |
| Total deposits | $59,936,000 | 5,897 |
| Interest-bearing deposits | $50,751,000 | 5,895 |
| Deposits held in domestic offices | $59,936,000 | 5,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $97,000 | 8,167 |
| Total equity capital | $14,368,000 | 3,745 |
| Total bank equity capital | $14,368,000 | 3,745 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $16,500,000 | 165 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-2,132,000 | 8,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $244,000 | 7,382 |
| Earning assets | $63,712,000 | 6,006 |
| Long-term assets (5+ years) | $8,004,000 | 5,399 |
| Average Assets, year-to-date | $57,942,000 | 6,557 |
| Average Assets, quarterly | $57,942,000 | 6,557 |
| Volatile liabilities | $5,407,000 | 7,017 |
| Insider loans | $2,635,000 | 2,125 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $37,653,000 | 1,884 |
| Tier 1 (core) risk-based capital | $14,313,000 | 3,575 |
| Tier 2 risk-based capital | $180,000 | 8,022 |
| Total risk weighted assets | $39,666,000 | 6,276 |
| Total unused commitments | $37,653,000 | 1,890 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $41,483,000 | 7,460 |
| Cash and due from depository institutions | $4,933,000 | 5,941 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $3,023,000 | 8,289 |
| Federal funds sold & reverse repurchase agreements | $25,500,000 | 435 |
| Net loans & leases | $6,918,000 | 8,820 |
| Loan loss allowance | $70,000 | 8,842 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $705,000 | 6,585 |
| Other real estate owned | $0 | 5,941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $404,000 | 8,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,483,000 | 7,460 |
| Total liabilities | $26,353,000 | 8,105 |
| Total deposits | $26,339,000 | 7,996 |
| Interest-bearing deposits | $23,445,000 | 7,877 |
| Deposits held in domestic offices | $26,339,000 | 7,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,000 | 9,126 |
| Total equity capital | $15,130,000 | 3,503 |
| Total bank equity capital | $15,130,000 | 3,503 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $16,500,000 | 167 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-1,370,000 | 8,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $60,000 | 8,910 |
| Earning assets | $35,441,000 | 7,609 |
| Long-term assets (5+ years) | $1,383,000 | 7,506 |
| Average Assets, year-to-date | $41,483,000 | 7,389 |
| Average Assets, quarterly | $41,483,000 | 7,446 |
| Volatile liabilities | $1,400,000 | 8,672 |
| Insider loans | $3,729,000 | 1,497 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,592,000 | 4,148 |
| Tier 1 (core) risk-based capital | $15,121,000 | 3,357 |
| Tier 2 risk-based capital | $70,000 | 8,821 |
| Total risk weighted assets | $14,737,000 | 8,369 |
| Total unused commitments | $10,592,000 | 4,151 |
| Derivatives | $0 | 665 |