Home > Dewey County State Bank > Income and Expense
Dewey County State Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,329,000 | 9,501 |
Total interest expense | $559,000 | 9,569 |
Net interest income | $770,000 | 9,333 |
Provision for loan and lease losses | $272,000 | 2,839 |
Total noninterest income | $95,000 | 9,100 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $15,000 | 8,798 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 7,189 |
Total noninterest expense | $465,000 | 9,888 |
Salaries and employee benefits | $231,000 | 9,964 |
Premises and equipment expense | $77,000 | 9,215 |
Additional noninterest expense | $157,000 | 9,594 |
Pre-tax net operating income | $128,000 | 9,291 |
Securities gains (losses) | $-1,000 | 9,769 |
Applicable income taxes | $72,000 | 7,959 |
Income before extraordinary items | $55,000 | 9,599 |
Extraordinary gains, net | $0 | 32 |
Net income | $55,000 | 9,598 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $318,000 | 1,782 |
Cash dividends | $196,000 | 5,440 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $55,640 | 9,534 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,267,000 | 9,968 |
Total interest expense | $534,000 | 10,016 |
Net interest income | $733,000 | 9,854 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $95,000 | 9,510 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 7,487 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 10,520 |
Total noninterest expense | $549,000 | 9,939 |
Salaries and employee benefits | $231,000 | 10,389 |
Premises and equipment expense | $77,000 | 9,513 |
Additional noninterest expense | $241,000 | 8,955 |
Pre-tax net operating income | $279,000 | 9,122 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $100,000 | 8,402 |
Income before extraordinary items | $179,000 | 9,339 |
Extraordinary gains, net | $0 | 44 |
Net income | $179,000 | 9,341 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,092 |
Cash dividends | $121,000 | 6,217 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $179,000 | 9,296 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,206,000 | 10,512 |
Total interest expense | $516,000 | 10,548 |
Net interest income | $690,000 | 10,418 |
Provision for loan and lease losses | $100,000 | 5,070 |
Total noninterest income | $127,000 | 9,407 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $102,000 | 7,439 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 10,117 |
Total noninterest expense | $583,000 | 10,239 |
Salaries and employee benefits | $233,000 | 10,819 |
Premises and equipment expense | $79,000 | 9,841 |
Additional noninterest expense | $271,000 | 9,181 |
Pre-tax net operating income | $134,000 | 10,188 |
Securities gains (losses) | $7,000 | 2,762 |
Applicable income taxes | $40,000 | 9,864 |
Income before extraordinary items | $101,000 | 10,209 |
Extraordinary gains, net | $0 | 53 |
Net income | $101,000 | 10,208 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 5,684 |
Cash dividends | $267,000 | 4,818 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $95,960 | 10,212 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $264,000 | 11,898 |
Total interest expense | $114,000 | 11,855 |
Net interest income | $150,000 | 11,901 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $28,000 | 11,682 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 9,905 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 11,841 |
Total noninterest expense | $147,000 | 11,928 |
Salaries and employee benefits | $61,000 | 11,932 |
Premises and equipment expense | $17,000 | 11,838 |
Additional noninterest expense | $69,000 | 11,815 |
Pre-tax net operating income | $31,000 | 11,385 |
Securities gains (losses) | $3,000 | 3,092 |
Applicable income taxes | $27,000 | 10,638 |
Income before extraordinary items | $7,000 | 11,472 |
Extraordinary gains, net | $0 | 65 |
Net income | $7,000 | 11,468 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,333 |
Cash dividends | $230,000 | 5,161 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $5,080 | 11,443 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $949,000 | 11,802 |
Total interest expense | $400,000 | 11,585 |
Net interest income | $549,000 | 11,861 |
Provision for loan and lease losses | $12,000 | 8,270 |
Total noninterest income | $136,000 | 10,003 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 7,891 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,920 |
Total noninterest expense | $468,000 | 11,766 |
Salaries and employee benefits | $225,000 | 11,883 |
Premises and equipment expense | $56,000 | 11,432 |
Additional noninterest expense | $187,000 | 11,316 |
Pre-tax net operating income | $205,000 | 10,854 |
Securities gains (losses) | $-10,000 | 9,836 |
Applicable income taxes | $59,000 | 10,250 |
Income before extraordinary items | $136,000 | 10,984 |
Extraordinary gains, net | $0 | 249 |
Net income | $136,000 | 10,991 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,184 |
Cash dividends | $50,000 | 7,903 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $143,000 | 10,959 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $968,000 | 12,355 |
Total interest expense | $391,000 | 12,266 |
Net interest income | $577,000 | 12,303 |
Provision for loan and lease losses | $19,000 | 9,170 |
Total noninterest income | $149,000 | 10,230 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 10,159 |
Total noninterest expense | $496,000 | 12,190 |
Salaries and employee benefits | $232,000 | 12,358 |
Premises and equipment expense | $76,000 | 11,310 |
Additional noninterest expense | $188,000 | 11,892 |
Pre-tax net operating income | $211,000 | 10,949 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $67,000 | 10,544 |
Income before extraordinary items | $144,000 | 11,277 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $144,000 | 11,360 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 7,087 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $144,000 | 11,075 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,116,000 | 12,794 |
Total interest expense | $476,000 | 12,858 |
Net interest income | $640,000 | 12,566 |
Provision for loan and lease losses | $5,000 | 11,499 |
Total noninterest income | $165,000 | 10,157 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 8,278 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 9,979 |
Total noninterest expense | $475,000 | 12,777 |
Salaries and employee benefits | $230,000 | 12,834 |
Premises and equipment expense | $71,000 | 11,832 |
Additional noninterest expense | $174,000 | 12,615 |
Pre-tax net operating income | $325,000 | 9,908 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $95,000 | 10,051 |
Income before extraordinary items | $232,000 | 10,148 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $232,000 | 10,293 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 9,883 |
Cash dividends | $207,000 | 4,913 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $230,580 | 9,819 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.