Home > Devon Bank > Income and Expense

Devon Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,537,0001,958
Total interest expense$2,538,0001,618
Net interest income$2,999,0002,224
Provision for loan and lease losses$-196,0004,401
Total noninterest income$1,403,0001,066
Gross Fiduciary activities income$457,000472
Service charges on deposit accounts$52,0002,587
Trading account gains and feesNANA
Additional Noninterest Income$894,0001,038
Total noninterest expense$5,397,0001,194
Salaries and employee benefits$3,265,0001,149
Premises and equipment expense$482,0001,298
Additional noninterest expense$894,0001,038
Pre-tax net operating income$-799,0004,421
Securities gains (losses)$0665
Applicable income taxes$-216,0004,412
Income before extraordinary items$-583,0004,382
Extraordinary gains, net$047
Net income$-583,0004,380
Minority interest net income$065
Net income of bank and minority interests.$-583,0004,382
Net charge-offs$24,0001,348
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$-583,0004,393
2024-12-31 (YTD Data)Rank
Total interest income$23,470,0001,861
Total interest expense$12,301,0001,458
Net interest income$11,169,0002,234
Provision for loan and lease losses$-657,0004,415
Total noninterest income$6,779,000967
Gross Fiduciary activities income$1,788,000460
Service charges on deposit accounts$142,0003,036
Trading account gains and feesNANA
Additional Noninterest Income$4,849,000883
Total noninterest expense$21,326,0001,181
Salaries and employee benefits$13,465,0001,079
Premises and equipment expense$1,876,0001,297
Additional noninterest expense$4,849,000883
Pre-tax net operating income$-2,721,0004,438
Securities gains (losses)$182,000221
Applicable income taxes$-270,0004,366
Income before extraordinary items$-2,269,0004,404
Extraordinary gains, net$053
Net income$-2,269,0004,404
Minority interest net income$090
Net income of bank and minority interests.$-2,269,0004,404
Net charge-offs$152,0001,516
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$-2,430,9804,420
2024-09-30 (YTD Data)Rank
Total interest income$17,346,0001,872
Total interest expense$9,432,0001,434
Net interest income$7,914,0002,321
Provision for loan and lease losses$-180,0004,362
Total noninterest income$6,086,000871
Gross Fiduciary activities income$1,273,000469
Service charges on deposit accounts$106,0003,042
Trading account gains and feesNANA
Additional Noninterest Income$4,707,000751
Total noninterest expense$16,096,0001,166
Salaries and employee benefits$10,196,0001,070
Premises and equipment expense$1,387,0001,307
Additional noninterest expense$4,707,000751
Pre-tax net operating income$-1,916,0004,468
Securities gains (losses)$182,000235
Applicable income taxes$-475,0004,464
Income before extraordinary items$-1,259,0004,428
Extraordinary gains, net$051
Net income$-1,259,0004,428
Minority interest net income$082
Net income of bank and minority interests.$-1,259,0004,429
Net charge-offs$83,0001,474
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-1,402,7804,443
2024-06-30 (YTD Data)Rank
Total interest income$11,496,0001,849
Total interest expense$6,315,0001,397
Net interest income$5,181,0002,326
Provision for loan and lease losses$-217,0004,420
Total noninterest income$4,267,000839
Gross Fiduciary activities income$821,000472
Service charges on deposit accounts$74,0002,978
Trading account gains and feesNANA
Additional Noninterest Income$3,372,000730
Total noninterest expense$11,025,0001,145
Salaries and employee benefits$6,967,0001,052
Premises and equipment expense$949,0001,278
Additional noninterest expense$3,372,000730
Pre-tax net operating income$-1,360,0004,499
Securities gains (losses)$179,000180
Applicable income taxes$03,283
Income before extraordinary items$-1,181,0004,476
Extraordinary gains, net$052
Net income$-852,0004,455
Minority interest net income$-329,0004,545
Net income of bank and minority interests.$-1,181,0004,478
Net charge-offs$43,0001,469
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-1,360,0004,489
2024-03-31 (YTD Data)Rank
Total interest income$5,774,0001,818
Total interest expense$3,169,0001,382
Net interest income$2,605,0002,312
Provision for loan and lease losses$37,0001,832
Total noninterest income$1,900,000905
Gross Fiduciary activities income$399,000452
Service charges on deposit accounts$35,0003,032
Trading account gains and feesNANA
Additional Noninterest Income$1,466,000785
Total noninterest expense$5,046,0001,219
Salaries and employee benefits$3,213,0001,122
Premises and equipment expense$497,0001,246
Additional noninterest expense$1,466,000785
Pre-tax net operating income$-578,0004,503
Securities gains (losses)$179,000126
Applicable income taxes$-112,0004,467
Income before extraordinary items$-287,0004,445
Extraordinary gains, net$051
Net income$-287,0004,445
Minority interest net income$072
Net income of bank and minority interests.$-287,0004,445
Net charge-offs$41,0001,016
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-428,4104,477
2023-12-31 (YTD Data)Rank
Total interest income$23,153,0001,705
Total interest expense$11,732,0001,158
Net interest income$11,421,0002,191
Provision for loan and lease losses$03,275
Total noninterest income$10,638,000706
Gross Fiduciary activities income$1,661,000427
Service charges on deposit accounts$133,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$8,844,000583
Total noninterest expense$21,548,0001,138
Salaries and employee benefits$12,842,0001,100
Premises and equipment expense$2,397,0001,031
Additional noninterest expense$8,844,000583
Pre-tax net operating income$511,0003,942
Securities gains (losses)$54,000387
Applicable income taxes$204,0002,437
Income before extraordinary items$361,0004,007
Extraordinary gains, net$054
Net income$209,0004,186
Minority interest net income$152,00049
Net income of bank and minority interests.$361,0004,009
Net charge-offs$108,0001,459
Cash dividends$751,0002,425
Sale, conversion, retirement of capital stock, net$0540
Net operating income$318,3404,065
2023-09-30 (YTD Data)Rank
Total interest income$16,988,0001,699
Total interest expense$8,353,0001,127
Net interest income$8,635,0002,185
Provision for loan and lease losses$200,0001,644
Total noninterest income$6,427,000833
Gross Fiduciary activities income$1,185,000431
Service charges on deposit accounts$102,0003,103
Trading account gains and feesNANA
Additional Noninterest Income$5,140,000729
Total noninterest expense$15,856,0001,160
Salaries and employee benefits$9,639,0001,104
Premises and equipment expense$1,590,0001,162
Additional noninterest expense$5,140,000729
Pre-tax net operating income$-994,0004,512
Securities gains (losses)$54,000247
Applicable income taxes$-263,0004,540
Income before extraordinary items$-677,0004,519
Extraordinary gains, net$052
Net income$-677,0004,517
Minority interest net income$081
Net income of bank and minority interests.$-677,0004,519
Net charge-offs$113,0001,132
Cash dividends$751,0001,926
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-719,6604,531
2023-06-30 (YTD Data)Rank
Total interest income$10,932,0001,717
Total interest expense$5,049,0001,109
Net interest income$5,883,0002,168
Provision for loan and lease losses$125,0001,671
Total noninterest income$3,889,000862
Gross Fiduciary activities income$762,000430
Service charges on deposit accounts$71,0003,060
Trading account gains and feesNANA
Additional Noninterest Income$3,056,000738
Total noninterest expense$10,862,0001,120
Salaries and employee benefits$6,712,0001,050
Premises and equipment expense$1,064,0001,154
Additional noninterest expense$3,056,000738
Pre-tax net operating income$-1,215,0004,569
Securities gains (losses)$54,000267
Applicable income taxes$-321,0004,594
Income before extraordinary items$-840,0004,578
Extraordinary gains, net$051
Net income$-840,0004,576
Minority interest net income$081
Net income of bank and minority interests.$-840,0004,577
Net charge-offs$118,000865
Cash dividends$676,0001,702
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-882,6604,584
2023-03-31 (YTD Data)Rank
Total interest income$5,319,0001,726
Total interest expense$2,219,0001,111
Net interest income$3,100,0002,112
Provision for loan and lease losses$50,0001,677
Total noninterest income$1,917,000865
Gross Fiduciary activities income$379,000444
Service charges on deposit accounts$37,0003,030
Trading account gains and feesNANA
Additional Noninterest Income$1,501,000735
Total noninterest expense$5,268,0001,165
Salaries and employee benefits$3,336,0001,078
Premises and equipment expense$547,0001,149
Additional noninterest expense$1,501,000735
Pre-tax net operating income$-301,0004,592
Securities gains (losses)$0950
Applicable income taxes$-80,0004,580
Income before extraordinary items$-221,0004,559
Extraordinary gains, net$04
Net income$-221,0004,559
Minority interest net income$048
Net income of bank and minority interests.$-221,0004,559
Net charge-offs$-27,0004,297
Cash dividends$200,0001,791
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-221,0004,569
2022-12-31 (YTD Data)Rank
Total interest income$15,585,0001,896
Total interest expense$3,174,0001,122
Net interest income$12,411,0002,059
Provision for loan and lease losses$-1,375,0004,636
Total noninterest income$13,658,000622
Gross Fiduciary activities income$1,620,000441
Service charges on deposit accounts$188,0002,817
Trading account gains and feesNANA
Additional Noninterest Income$11,850,000495
Total noninterest expense$21,793,0001,104
Salaries and employee benefits$14,123,0001,005
Premises and equipment expense$2,255,0001,093
Additional noninterest expense$11,850,000495
Pre-tax net operating income$5,651,0001,903
Securities gains (losses)$54,000224
Applicable income taxes$1,550,0001,234
Income before extraordinary items$4,155,0002,055
Extraordinary gains, net$05
Net income$4,155,0002,054
Minority interest net income$063
Net income of bank and minority interests.$4,155,0002,054
Net charge-offs$-189,0004,424
Cash dividends$536,0002,652
Sale, conversion, retirement of capital stock, net$1,250,000212
Net operating income$4,112,3402,100
2022-09-30 (YTD Data)Rank
Total interest income$10,456,0002,020
Total interest expense$1,597,0001,241
Net interest income$8,859,0002,103
Provision for loan and lease losses$-75,0004,426
Total noninterest income$9,683,000660
Gross Fiduciary activities income$1,166,000448
Service charges on deposit accounts$150,0002,773
Trading account gains and feesNANA
Additional Noninterest Income$8,367,000536
Total noninterest expense$15,368,0001,164
Salaries and employee benefits$9,981,0001,053
Premises and equipment expense$1,650,0001,104
Additional noninterest expense$8,367,000536
Pre-tax net operating income$3,249,0002,197
Securities gains (losses)$54,000223
Applicable income taxes$879,0001,435
Income before extraordinary items$2,424,0002,334
Extraordinary gains, net$04
Net income$2,424,0002,333
Minority interest net income$057
Net income of bank and minority interests.$2,424,0002,333
Net charge-offs$-238,0004,507
Cash dividends$261,0002,591
Sale, conversion, retirement of capital stock, net$1,250,000172
Net operating income$2,381,3402,396
2022-06-30 (YTD Data)Rank
Total interest income$6,276,0002,113
Total interest expense$681,0001,548
Net interest income$5,595,0002,158
Provision for loan and lease losses$-75,0004,452
Total noninterest income$6,512,000653
Gross Fiduciary activities income$758,000415
Service charges on deposit accounts$103,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$5,651,000549
Total noninterest expense$10,395,0001,137
Salaries and employee benefits$6,878,0001,023
Premises and equipment expense$1,100,0001,098
Additional noninterest expense$2,417,0001,388
Pre-tax net operating income$1,787,0002,347
Securities gains (losses)$0687
Applicable income taxes$476,0001,521
Income before extraordinary items$1,311,0002,517
Extraordinary gains, net$04
Net income$1,311,0002,517
Minority interest net income$060
Net income of bank and minority interests.$1,311,0002,517
Net charge-offs$-152,0004,487
Cash dividends$236,0002,390
Sale, conversion, retirement of capital stock, net$1,250,000131
Net operating income$1,311,0002,547
2022-03-31 (YTD Data)Rank
Total interest income$2,896,0002,173
Total interest expense$226,0002,046
Net interest income$2,670,0002,168
Provision for loan and lease losses$02,285
Total noninterest income$2,937,000702
Gross Fiduciary activities income$382,000417
Service charges on deposit accounts$52,0002,697
Trading account gains and feesNANA
Additional Noninterest Income$2,503,000610
Total noninterest expense$5,264,0001,128
Salaries and employee benefits$3,474,0001,021
Premises and equipment expense$565,0001,081
Additional noninterest expense$1,225,0001,353
Pre-tax net operating income$343,0003,281
Securities gains (losses)$0623
Applicable income taxes$91,0002,118
Income before extraordinary items$252,0003,433
Extraordinary gains, net$04
Net income$252,0003,432
Minority interest net income$050
Net income of bank and minority interests.$252,0003,433
Net charge-offs$-82,0004,510
Cash dividends$100,0001,984
Sale, conversion, retirement of capital stock, net$1,250,00070
Net operating income$252,0003,456
2021-12-31 (YTD Data)Rank
Total interest income$11,290,0002,288
Total interest expense$796,0002,524
Net interest income$10,494,0002,255
Provision for loan and lease losses$03,064
Total noninterest income$15,645,000629
Gross Fiduciary activities income$1,629,000399
Service charges on deposit accounts$172,0002,869
Trading account gains and feesNANA
Additional Noninterest Income$13,844,000540
Total noninterest expense$22,888,0001,054
Salaries and employee benefits$15,216,000924
Premises and equipment expense$2,550,000978
Additional noninterest expense$5,122,0001,300
Pre-tax net operating income$3,251,0002,585
Securities gains (losses)$4,0001,879
Applicable income taxes$898,0001,682
Income before extraordinary items$2,357,0002,823
Extraordinary gains, net$010
Net income$2,357,0002,824
Minority interest net income$074
Net income of bank and minority interests.$2,357,0002,824
Net charge-offs$16,0002,140
Cash dividends$68,0003,502
Sale, conversion, retirement of capital stock, net$938,000236
Net operating income$2,353,8402,799
2021-09-30 (YTD Data)Rank
Total interest income$8,308,0002,371
Total interest expense$607,0002,588
Net interest income$7,701,0002,331
Provision for loan and lease losses$02,963
Total noninterest income$11,586,000640
Gross Fiduciary activities income$1,178,000402
Service charges on deposit accounts$123,0002,930
Trading account gains and feesNANA
Additional Noninterest Income$10,285,000562
Total noninterest expense$16,100,0001,117
Salaries and employee benefits$11,073,000960
Premises and equipment expense$1,584,0001,174
Additional noninterest expense$3,443,0001,422
Pre-tax net operating income$3,187,0002,359
Securities gains (losses)$02,015
Applicable income taxes$885,0001,564
Income before extraordinary items$2,302,0002,626
Extraordinary gains, net$08
Net income$2,302,0002,626
Minority interest net income$069
Net income of bank and minority interests.$2,302,0002,626
Net charge-offs$-117,0004,514
Cash dividends$42,0003,179
Sale, conversion, retirement of capital stock, net$-33,0004,838
Net operating income$2,302,0002,599
2021-06-30 (YTD Data)Rank
Total interest income$5,418,0002,397
Total interest expense$414,0002,624
Net interest income$5,004,0002,351
Provision for loan and lease losses$02,862
Total noninterest income$7,794,000644
Gross Fiduciary activities income$780,000399
Service charges on deposit accounts$88,0002,813
Trading account gains and feesNANA
Additional Noninterest Income$6,926,000570
Total noninterest expense$10,542,0001,123
Salaries and employee benefits$7,254,000961
Premises and equipment expense$1,048,0001,172
Additional noninterest expense$2,240,0001,438
Pre-tax net operating income$2,256,0002,234
Securities gains (losses)$01,818
Applicable income taxes$637,0001,487
Income before extraordinary items$1,619,0002,523
Extraordinary gains, net$06
Net income$1,619,0002,523
Minority interest net income$067
Net income of bank and minority interests.$1,619,0002,523
Net charge-offs$-78,0004,512
Cash dividends$18,0003,071
Sale, conversion, retirement of capital stock, net$-31,0004,889
Net operating income$1,619,0002,486
2021-03-31 (YTD Data)Rank
Total interest income$2,713,0002,390
Total interest expense$214,0002,651
Net interest income$2,499,0002,333
Provision for loan and lease losses$02,741
Total noninterest income$4,034,000626
Gross Fiduciary activities income$420,000393
Service charges on deposit accounts$46,0002,751
Trading account gains and feesNANA
Additional Noninterest Income$3,568,000559
Total noninterest expense$5,119,0001,131
Salaries and employee benefits$3,435,0001,009
Premises and equipment expense$524,0001,176
Additional noninterest expense$1,160,0001,367
Pre-tax net operating income$1,414,0001,940
Securities gains (losses)$01,392
Applicable income taxes$370,0001,371
Income before extraordinary items$1,044,0002,160
Extraordinary gains, net$03
Net income$1,044,0002,160
Minority interest net income$055
Net income of bank and minority interests.$1,044,0002,160
Net charge-offs$-42,0004,565
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-33,0004,935
Net operating income$1,044,0002,116
2020-12-31 (YTD Data)Rank
Total interest income$11,673,0002,283
Total interest expense$1,255,0002,627
Net interest income$10,418,0002,200
Provision for loan and lease losses$2,650,000875
Total noninterest income$13,417,000665
Gross Fiduciary activities income$1,564,000392
Service charges on deposit accounts$219,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$11,634,000588
Total noninterest expense$19,300,0001,146
Salaries and employee benefits$13,131,0001,009
Premises and equipment expense$1,776,0001,320
Additional noninterest expense$4,393,0001,423
Pre-tax net operating income$1,885,0003,018
Securities gains (losses)$375,000716
Applicable income taxes$600,0001,818
Income before extraordinary items$1,660,0003,074
Extraordinary gains, net$04
Net income$1,660,0003,073
Minority interest net income$072
Net income of bank and minority interests.$1,660,0003,074
Net charge-offs$352,0001,194
Cash dividends$340,0003,120
Sale, conversion, retirement of capital stock, net$232,000355
Net operating income$1,363,7503,232
2020-09-30 (YTD Data)Rank
Total interest income$8,803,0002,297
Total interest expense$994,0002,633
Net interest income$7,809,0002,187
Provision for loan and lease losses$1,100,0001,279
Total noninterest income$8,721,000697
Gross Fiduciary activities income$1,123,000389
Service charges on deposit accounts$169,0002,619
Trading account gains and feesNANA
Additional Noninterest Income$7,429,000621
Total noninterest expense$12,827,0001,240
Salaries and employee benefits$8,551,0001,100
Premises and equipment expense$1,322,0001,324
Additional noninterest expense$2,954,0001,532
Pre-tax net operating income$2,603,0002,235
Securities gains (losses)$375,000596
Applicable income taxes$795,0001,360
Income before extraordinary items$2,183,0002,319
Extraordinary gains, net$04
Net income$2,183,0002,319
Minority interest net income$065
Net income of bank and minority interests.$2,183,0002,319
Net charge-offs$140,0001,457
Cash dividends$340,0002,632
Sale, conversion, retirement of capital stock, net$229,000304
Net operating income$1,886,7502,473
2020-06-30 (YTD Data)Rank
Total interest income$5,834,0002,334
Total interest expense$704,0002,649
Net interest income$5,130,0002,230
Provision for loan and lease losses$1,025,0001,065
Total noninterest income$4,815,000751
Gross Fiduciary activities income$726,000396
Service charges on deposit accounts$124,0002,517
Trading account gains and feesNANA
Additional Noninterest Income$3,965,000677
Total noninterest expense$7,989,0001,310
Salaries and employee benefits$5,203,0001,194
Premises and equipment expense$884,0001,312
Additional noninterest expense$1,902,0001,573
Pre-tax net operating income$931,0003,028
Securities gains (losses)$375,000454
Applicable income taxes$344,0001,643
Income before extraordinary items$962,0002,860
Extraordinary gains, net$04
Net income$962,0002,859
Minority interest net income$065
Net income of bank and minority interests.$962,0002,860
Net charge-offs$296,000819
Cash dividends$160,0002,785
Sale, conversion, retirement of capital stock, net$0504
Net operating income$665,7503,299
2020-03-31 (YTD Data)Rank
Total interest income$2,949,0002,299
Total interest expense$381,0002,678
Net interest income$2,568,0002,182
Provision for loan and lease losses$03,711
Total noninterest income$1,825,000863
Gross Fiduciary activities income$359,000409
Service charges on deposit accounts$78,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$1,388,000776
Total noninterest expense$4,061,0001,310
Salaries and employee benefits$2,651,0001,180
Premises and equipment expense$440,0001,328
Additional noninterest expense$970,0001,557
Pre-tax net operating income$332,0003,299
Securities gains (losses)$170,000431
Applicable income taxes$130,0001,742
Income before extraordinary items$372,0003,017
Extraordinary gains, net$04
Net income$372,0003,018
Minority interest net income$056
Net income of bank and minority interests.$372,0003,018
Net charge-offs$-6,0004,282
Cash dividends$80,0002,380
Sale, conversion, retirement of capital stock, net$0482
Net operating income$237,7003,510
2019-12-31 (YTD Data)Rank
Total interest income$12,151,0002,260
Total interest expense$1,880,0002,442
Net interest income$10,271,0002,188
Provision for loan and lease losses$03,973
Total noninterest income$5,972,000997
Gross Fiduciary activities income$1,479,000392
Service charges on deposit accounts$350,0002,388
Trading account gains and feesNANA
Additional Noninterest Income$4,143,000940
Total noninterest expense$14,710,0001,391
Salaries and employee benefits$9,477,0001,256
Premises and equipment expense$1,518,0001,482
Additional noninterest expense$3,715,0001,605
Pre-tax net operating income$1,533,0003,365
Securities gains (losses)$177,000679
Applicable income taxes$457,0002,063
Income before extraordinary items$1,253,0003,502
Extraordinary gains, net$011
Net income$1,253,0003,503
Minority interest net income$076
Net income of bank and minority interests.$1,253,0003,503
Net charge-offs$369,0001,242
Cash dividends$160,0003,612
Sale, conversion, retirement of capital stock, net$-181,0005,125
Net operating income$1,113,1703,623
2019-09-30 (YTD Data)Rank
Total interest income$9,157,0002,284
Total interest expense$1,447,0002,417
Net interest income$7,710,0002,218
Provision for loan and lease losses$03,836
Total noninterest income$4,066,0001,055
Gross Fiduciary activities income$1,068,000398
Service charges on deposit accounts$253,0002,458
Trading account gains and feesNANA
Additional Noninterest Income$2,745,0001,015
Total noninterest expense$10,774,0001,412
Salaries and employee benefits$6,899,0001,295
Premises and equipment expense$1,166,0001,472
Additional noninterest expense$2,709,0001,631
Pre-tax net operating income$1,002,0003,627
Securities gains (losses)$127,000688
Applicable income taxes$301,0002,225
Income before extraordinary items$828,0003,759
Extraordinary gains, net$011
Net income$828,0003,758
Minority interest net income$072
Net income of bank and minority interests.$828,0003,759
Net charge-offs$395,000871
Cash dividends$80,0003,404
Sale, conversion, retirement of capital stock, net$-181,0005,211
Net operating income$727,6703,870
2019-06-30 (YTD Data)Rank
Total interest income$6,100,0002,290
Total interest expense$987,0002,356
Net interest income$5,113,0002,237
Provision for loan and lease losses$03,685
Total noninterest income$2,471,0001,109
Gross Fiduciary activities income$689,000405
Service charges on deposit accounts$161,0002,505
Trading account gains and feesNANA
Additional Noninterest Income$1,621,0001,099
Total noninterest expense$7,000,0001,457
Salaries and employee benefits$4,353,0001,349
Premises and equipment expense$784,0001,465
Additional noninterest expense$1,863,0001,606
Pre-tax net operating income$584,0003,797
Securities gains (losses)$1,0001,602
Applicable income taxes$155,0002,387
Income before extraordinary items$430,0004,026
Extraordinary gains, net$011
Net income$430,0004,024
Minority interest net income$069
Net income of bank and minority interests.$430,0004,025
Net charge-offs$-144,0005,117
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$-181,0005,270
Net operating income$429,2104,013
2019-03-31 (YTD Data)Rank
Total interest income$3,053,0002,286
Total interest expense$486,0002,347
Net interest income$2,567,0002,223
Provision for loan and lease losses$03,406
Total noninterest income$1,134,0001,140
Gross Fiduciary activities income$336,000410
Service charges on deposit accounts$79,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$719,0001,148
Total noninterest expense$3,383,0001,499
Salaries and employee benefits$2,108,0001,399
Premises and equipment expense$388,0001,496
Additional noninterest expense$887,0001,675
Pre-tax net operating income$318,0003,701
Securities gains (losses)$01,087
Applicable income taxes$85,0002,277
Income before extraordinary items$233,0003,941
Extraordinary gains, net$05
Net income$233,0003,939
Minority interest net income$052
Net income of bank and minority interests.$233,0003,940
Net charge-offs$-116,0005,214
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$-181,0005,330
Net operating income$233,0003,936
2018-12-31 (YTD Data)Rank
Total interest income$11,648,0002,263
Total interest expense$1,609,0002,240
Net interest income$10,039,0002,237
Provision for loan and lease losses$210,0002,312
Total noninterest income$4,819,0001,119
Gross Fiduciary activities income$1,338,000420
Service charges on deposit accounts$268,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$3,213,0001,089
Total noninterest expense$13,461,0001,472
Salaries and employee benefits$8,335,0001,372
Premises and equipment expense$1,505,0001,494
Additional noninterest expense$3,621,0001,632
Pre-tax net operating income$1,187,0003,839
Securities gains (losses)$01,125
Applicable income taxes$-124,0005,311
Income before extraordinary items$1,311,0003,550
Extraordinary gains, net$06
Net income$1,311,0003,547
Minority interest net income$072
Net income of bank and minority interests.$1,311,0003,549
Net charge-offs$-243,0005,204
Cash dividends$160,0003,670
Sale, conversion, retirement of capital stock, net$43,000558
Net operating income$1,311,0003,561
2018-09-30 (YTD Data)Rank
Total interest income$8,610,0002,278
Total interest expense$1,142,0002,244
Net interest income$7,468,0002,261
Provision for loan and lease losses$210,0001,934
Total noninterest income$3,579,0001,125
Gross Fiduciary activities income$997,000416
Service charges on deposit accounts$183,0003,068
Trading account gains and feesNANA
Additional Noninterest Income$2,399,0001,109
Total noninterest expense$9,911,0001,494
Salaries and employee benefits$6,258,0001,365
Premises and equipment expense$1,107,0001,539
Additional noninterest expense$2,546,0001,719
Pre-tax net operating income$926,0003,856
Securities gains (losses)$01,118
Applicable income taxes$26,0003,562
Income before extraordinary items$900,0003,732
Extraordinary gains, net$05
Net income$900,0003,731
Minority interest net income$066
Net income of bank and minority interests.$900,0003,731
Net charge-offs$-116,0005,147
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$35,000520
Net operating income$900,0003,730
2018-06-30 (YTD Data)Rank
Total interest income$5,629,0002,295
Total interest expense$718,0002,242
Net interest income$4,911,0002,285
Provision for loan and lease losses$140,0001,896
Total noninterest income$2,308,0001,152
Gross Fiduciary activities income$663,000418
Service charges on deposit accounts$119,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$1,526,0001,147
Total noninterest expense$6,401,0001,535
Salaries and employee benefits$4,050,0001,408
Premises and equipment expense$738,0001,547
Additional noninterest expense$1,613,0001,804
Pre-tax net operating income$678,0003,736
Securities gains (losses)$0961
Applicable income taxes$20,0003,516
Income before extraordinary items$658,0003,584
Extraordinary gains, net$06
Net income$658,0003,583
Minority interest net income$065
Net income of bank and minority interests.$658,0003,583
Net charge-offs$-276,0005,396
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$35,000475
Net operating income$658,0003,586
2018-03-31 (YTD Data)Rank
Total interest income$2,720,0002,351
Total interest expense$324,0002,337
Net interest income$2,396,0002,325
Provision for loan and lease losses$70,0001,800
Total noninterest income$987,0001,281
Gross Fiduciary activities income$331,000420
Service charges on deposit accounts$57,0003,182
Trading account gains and feesNANA
Additional Noninterest Income$599,0001,336
Total noninterest expense$3,173,0001,559
Salaries and employee benefits$1,949,0001,468
Premises and equipment expense$371,0001,569
Additional noninterest expense$853,0001,719
Pre-tax net operating income$140,0004,668
Securities gains (losses)$0735
Applicable income taxes$17,0003,301
Income before extraordinary items$123,0004,653
Extraordinary gains, net$07
Net income$123,0004,652
Minority interest net income$052
Net income of bank and minority interests.$123,0004,653
Net charge-offs$-104,0005,391
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$25,000405
Net operating income$123,0004,661
2017-12-31 (YTD Data)Rank
Total interest income$10,948,0002,271
Total interest expense$1,046,0002,472
Net interest income$9,902,0002,244
Provision for loan and lease losses$588,0001,318
Total noninterest income$4,929,0001,132
Gross Fiduciary activities income$1,288,000414
Service charges on deposit accounts$294,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$3,347,0001,080
Total noninterest expense$13,054,0001,521
Salaries and employee benefits$7,690,0001,455
Premises and equipment expense$1,523,0001,502
Additional noninterest expense$3,841,0001,575
Pre-tax net operating income$1,189,0003,838
Securities gains (losses)$6,0001,742
Applicable income taxes$10,0003,888
Income before extraordinary items$1,185,0003,495
Extraordinary gains, net$09
Net income$1,185,0003,493
Minority interest net income$076
Net income of bank and minority interests.$1,185,0003,495
Net charge-offs$184,0001,902
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,179,0603,485
2017-09-30 (YTD Data)Rank
Total interest income$8,154,0002,288
Total interest expense$740,0002,553
Net interest income$7,414,0002,260
Provision for loan and lease losses$400,0001,355
Total noninterest income$3,503,0001,197
Gross Fiduciary activities income$964,000419
Service charges on deposit accounts$229,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$2,310,0001,157
Total noninterest expense$9,657,0001,539
Salaries and employee benefits$5,720,0001,471
Premises and equipment expense$1,156,0001,493
Additional noninterest expense$2,781,0001,611
Pre-tax net operating income$860,0003,981
Securities gains (losses)$6,0001,766
Applicable income taxes$04,172
Income before extraordinary items$866,0003,746
Extraordinary gains, net$09
Net income$866,0003,744
Minority interest net income$071
Net income of bank and minority interests.$866,0003,746
Net charge-offs$51,0002,455
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$860,0003,740
2017-06-30 (YTD Data)Rank
Total interest income$5,379,0002,294
Total interest expense$461,0002,628
Net interest income$4,918,0002,252
Provision for loan and lease losses$375,0001,030
Total noninterest income$2,447,0001,151
Gross Fiduciary activities income$643,000417
Service charges on deposit accounts$161,0002,750
Trading account gains and feesNANA
Additional Noninterest Income$1,643,0001,110
Total noninterest expense$6,352,0001,559
Salaries and employee benefits$3,804,0001,477
Premises and equipment expense$785,0001,462
Additional noninterest expense$1,763,0001,687
Pre-tax net operating income$638,0003,802
Securities gains (losses)$6,0001,397
Applicable income taxes$04,189
Income before extraordinary items$644,0003,564
Extraordinary gains, net$011
Net income$644,0003,563
Minority interest net income$071
Net income of bank and minority interests.$644,0003,564
Net charge-offs$158,0001,208
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$638,0003,557
2017-03-31 (YTD Data)Rank
Total interest income$2,582,0002,361
Total interest expense$212,0002,743
Net interest income$2,370,0002,321
Provision for loan and lease losses$187,000983
Total noninterest income$1,111,0001,222
Gross Fiduciary activities income$321,000421
Service charges on deposit accounts$87,0002,620
Trading account gains and feesNANA
Additional Noninterest Income$703,0001,225
Total noninterest expense$3,170,0001,570
Salaries and employee benefits$1,847,0001,536
Premises and equipment expense$402,0001,445
Additional noninterest expense$921,0001,624
Pre-tax net operating income$124,0004,807
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$124,0004,680
Extraordinary gains, net$08
Net income$124,0004,681
Minority interest net income$055
Net income of bank and minority interests.$124,0004,681
Net charge-offs$165,000678
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$124,0004,668
2016-12-31 (YTD Data)Rank
Total interest income$10,260,0002,343
Total interest expense$820,0002,777
Net interest income$9,440,0002,300
Provision for loan and lease losses$698,0001,197
Total noninterest income$5,279,0001,106
Gross Fiduciary activities income$1,240,000422
Service charges on deposit accounts$345,0002,721
Trading account gains and fees$0170
Additional Noninterest Income$3,694,0001,043
Total noninterest expense$13,497,0001,458
Salaries and employee benefits$7,551,0001,447
Premises and equipment expense$1,748,0001,326
Additional noninterest expense$4,198,0001,466
Pre-tax net operating income$524,0004,777
Securities gains (losses)$73,0001,574
Applicable income taxes$04,278
Income before extraordinary items$597,0004,538
Extraordinary gains, net$05
Net income$597,0004,536
Minority interest net income$082
Net income of bank and minority interests.$597,0004,537
Net charge-offs$368,0001,337
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$250,000373
Net operating income$524,0004,635
2016-09-30 (YTD Data)Rank
Total interest income$7,670,0002,358
Total interest expense$607,0002,796
Net interest income$7,063,0002,297
Provision for loan and lease losses$413,0001,329
Total noninterest income$3,977,0001,104
Gross Fiduciary activities income$940,000422
Service charges on deposit accounts$255,0002,751
Trading account gains and fees$0169
Additional Noninterest Income$2,782,0001,041
Total noninterest expense$10,007,0001,476
Salaries and employee benefits$5,578,0001,454
Premises and equipment expense$1,297,0001,346
Additional noninterest expense$3,132,0001,475
Pre-tax net operating income$620,0004,377
Securities gains (losses)$73,0001,480
Applicable income taxes$04,325
Income before extraordinary items$693,0004,055
Extraordinary gains, net$05
Net income$693,0004,054
Minority interest net income$071
Net income of bank and minority interests.$693,0004,055
Net charge-offs$9,0003,453
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$250,000307
Net operating income$620,0004,127
2016-06-30 (YTD Data)Rank
Total interest income$5,080,0002,379
Total interest expense$395,0002,847
Net interest income$4,685,0002,313
Provision for loan and lease losses$263,0001,370
Total noninterest income$2,553,0001,111
Gross Fiduciary activities income$630,000423
Service charges on deposit accounts$177,0002,650
Trading account gains and fees$0157
Additional Noninterest Income$1,746,0001,073
Total noninterest expense$6,727,0001,463
Salaries and employee benefits$3,600,0001,515
Premises and equipment expense$857,0001,351
Additional noninterest expense$2,270,0001,369
Pre-tax net operating income$248,0004,932
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$248,0004,816
Extraordinary gains, net$016
Net income$248,0004,816
Minority interest net income$071
Net income of bank and minority interests.$248,0004,816
Net charge-offs$94,0001,678
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$250,000250
Net operating income$248,0004,768
2016-03-31 (YTD Data)Rank
Total interest income$2,518,0002,396
Total interest expense$191,0002,926
Net interest income$2,327,0002,325
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,176,0001,159
Gross Fiduciary activities income$310,000428
Service charges on deposit accounts$88,0002,636
Trading account gains and fees$0142
Additional Noninterest Income$778,0001,119
Total noninterest expense$3,320,0001,476
Salaries and employee benefits$1,827,0001,493
Premises and equipment expense$420,0001,382
Additional noninterest expense$1,073,0001,429
Pre-tax net operating income$58,0005,408
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$58,0005,376
Extraordinary gains, net$012
Net income$58,0005,377
Minority interest net income$062
Net income of bank and minority interests.$58,0005,377
Net charge-offs$16,0002,108
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$58,0005,320
2015-12-31 (YTD Data)Rank
Total interest income$9,428,0002,488
Total interest expense$729,0002,988
Net interest income$8,699,0002,402
Provision for loan and lease losses$-9,0005,605
Total noninterest income$5,029,0001,119
Gross Fiduciary activities income$1,226,000430
Service charges on deposit accounts$391,0002,554
Trading account gains and fees$0159
Additional Noninterest Income$3,412,0001,066
Total noninterest expense$12,576,0001,537
Salaries and employee benefits$6,335,0001,669
Premises and equipment expense$1,824,0001,282
Additional noninterest expense$4,417,0001,412
Pre-tax net operating income$1,161,0003,882
Securities gains (losses)$50,0001,646
Applicable income taxes$04,402
Income before extraordinary items$1,211,0003,618
Extraordinary gains, net$023
Net income$1,211,0003,616
Minority interest net income$081
Net income of bank and minority interests.$1,211,0003,618
Net charge-offs$1,558,000477
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$15,000710
Net operating income$1,161,0003,630
2015-09-30 (YTD Data)Rank
Total interest income$6,929,0002,550
Total interest expense$547,0003,022
Net interest income$6,382,0002,459
Provision for loan and lease losses$-184,0005,972
Total noninterest income$3,781,0001,134
Gross Fiduciary activities income$909,000430
Service charges on deposit accounts$298,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$2,574,0001,084
Total noninterest expense$9,306,0001,565
Salaries and employee benefits$4,597,0001,722
Premises and equipment expense$1,411,0001,274
Additional noninterest expense$3,298,0001,419
Pre-tax net operating income$1,041,0003,671
Securities gains (losses)$-1,0005,801
Applicable income taxes$04,489
Income before extraordinary items$1,040,0003,428
Extraordinary gains, net$021
Net income$1,040,0003,426
Minority interest net income$078
Net income of bank and minority interests.$1,040,0003,427
Net charge-offs$1,287,000401
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,041,0003,373
2015-06-30 (YTD Data)Rank
Total interest income$4,604,0002,557
Total interest expense$369,0003,020
Net interest income$4,235,0002,470
Provision for loan and lease losses$-234,0006,118
Total noninterest income$2,511,0001,138
Gross Fiduciary activities income$645,000426
Service charges on deposit accounts$200,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$1,666,0001,108
Total noninterest expense$6,331,0001,544
Salaries and employee benefits$2,995,0001,767
Premises and equipment expense$943,0001,265
Additional noninterest expense$2,393,0001,314
Pre-tax net operating income$649,0003,765
Securities gains (losses)$-1,0005,919
Applicable income taxes$04,497
Income before extraordinary items$648,0003,538
Extraordinary gains, net$022
Net income$648,0003,538
Minority interest net income$075
Net income of bank and minority interests.$648,0003,539
Net charge-offs$747,000449
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$649,0003,480
2015-03-31 (YTD Data)Rank
Total interest income$2,272,0002,588
Total interest expense$189,0003,011
Net interest income$2,083,0002,506
Provision for loan and lease losses$03,703
Total noninterest income$1,139,0001,179
Gross Fiduciary activities income$322,000428
Service charges on deposit accounts$102,0002,439
Trading account gains and fees$0152
Additional Noninterest Income$715,0001,177
Total noninterest expense$2,967,0001,643
Salaries and employee benefits$1,471,0001,795
Premises and equipment expense$472,0001,279
Additional noninterest expense$1,024,0001,498
Pre-tax net operating income$255,0004,119
Securities gains (losses)$-1,0006,051
Applicable income taxes$04,400
Income before extraordinary items$254,0003,927
Extraordinary gains, net$013
Net income$254,0003,930
Minority interest net income$064
Net income of bank and minority interests.$254,0003,931
Net charge-offs$118,0001,002
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$255,0003,841
2014-12-31 (YTD Data)Rank
Total interest income$8,869,0002,676
Total interest expense$623,0003,531
Net interest income$8,246,0002,555
Provision for loan and lease losses$95,0003,282
Total noninterest income$5,429,0001,035
Gross Fiduciary activities income$1,461,000401
Service charges on deposit accounts$419,0002,598
Trading account gains and fees$0180
Additional Noninterest Income$3,549,000981
Total noninterest expense$12,769,0001,491
Salaries and employee benefits$6,223,0001,673
Premises and equipment expense$1,870,0001,280
Additional noninterest expense$4,676,0001,373
Pre-tax net operating income$811,0004,462
Securities gains (losses)$136,0001,040
Applicable income taxes$04,531
Income before extraordinary items$947,0004,051
Extraordinary gains, net$017
Net income$947,0004,050
Minority interest net income$084
Net income of bank and minority interests.$947,0004,052
Net charge-offs$335,0001,898
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$35,000692
Net operating income$811,0004,237
2014-09-30 (YTD Data)Rank
Total interest income$6,597,0002,717
Total interest expense$472,0003,569
Net interest income$6,125,0002,591
Provision for loan and lease losses$95,0002,852
Total noninterest income$4,160,0001,019
Gross Fiduciary activities income$1,107,000395
Service charges on deposit accounts$316,0002,611
Trading account gains and fees$0174
Additional Noninterest Income$2,737,000972
Total noninterest expense$9,687,0001,484
Salaries and employee benefits$4,681,0001,657
Premises and equipment expense$1,389,0001,296
Additional noninterest expense$3,617,0001,339
Pre-tax net operating income$503,0004,793
Securities gains (losses)$136,000816
Applicable income taxes$04,583
Income before extraordinary items$639,0004,267
Extraordinary gains, net$015
Net income$639,0004,268
Minority interest net income$081
Net income of bank and minority interests.$639,0004,268
Net charge-offs$337,0001,502
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$35,000622
Net operating income$503,0004,544
2014-06-30 (YTD Data)Rank
Total interest income$4,237,0002,792
Total interest expense$317,0003,586
Net interest income$3,920,0002,668
Provision for loan and lease losses$95,0002,419
Total noninterest income$2,854,000980
Gross Fiduciary activities income$782,000384
Service charges on deposit accounts$222,0002,485
Trading account gains and fees$0172
Additional Noninterest Income$1,850,000945
Total noninterest expense$6,420,0001,491
Salaries and employee benefits$3,189,0001,621
Premises and equipment expense$908,0001,328
Additional noninterest expense$2,323,0001,384
Pre-tax net operating income$259,0005,071
Securities gains (losses)$136,000631
Applicable income taxes$04,568
Income before extraordinary items$395,0004,330
Extraordinary gains, net$020
Net income$395,0004,334
Minority interest net income$080
Net income of bank and minority interests.$395,0004,335
Net charge-offs$242,0001,443
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$259,0004,871
2014-03-31 (YTD Data)Rank
Total interest income$2,133,0002,777
Total interest expense$159,0003,643
Net interest income$1,974,0002,660
Provision for loan and lease losses$55,0002,165
Total noninterest income$1,321,0001,005
Gross Fiduciary activities income$371,000390
Service charges on deposit accounts$127,0002,211
Trading account gains and fees$0147
Additional Noninterest Income$823,000986
Total noninterest expense$3,100,0001,547
Salaries and employee benefits$1,639,0001,596
Premises and equipment expense$443,0001,382
Additional noninterest expense$1,018,0001,535
Pre-tax net operating income$140,0004,940
Securities gains (losses)$-7,0006,400
Applicable income taxes$04,445
Income before extraordinary items$133,0004,843
Extraordinary gains, net$016
Net income$133,0004,845
Minority interest net income$066
Net income of bank and minority interests.$133,0004,844
Net charge-offs$131,0001,200
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$140,0004,721
2013-12-31 (YTD Data)Rank
Total interest income$8,445,0002,821
Total interest expense$733,0003,639
Net interest income$7,712,0002,698
Provision for loan and lease losses$1,570,000754
Total noninterest income$6,078,000983
Gross Fiduciary activities income$1,749,000349
Service charges on deposit accounts$493,0002,407
Trading account gains and fees$0184
Additional Noninterest Income$3,836,000968
Total noninterest expense$11,740,0001,640
Salaries and employee benefits$5,880,0001,747
Premises and equipment expense$1,847,0001,281
Additional noninterest expense$4,013,0001,616
Pre-tax net operating income$480,0005,040
Securities gains (losses)$104,0001,297
Applicable income taxes$30,0003,960
Income before extraordinary items$554,0004,767
Extraordinary gains, net$029
Net income$554,0004,771
Minority interest net income$090
Net income of bank and minority interests.$554,0004,771
Net charge-offs$2,738,000583
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$455,2004,941
2013-09-30 (YTD Data)Rank
Total interest income$6,238,0002,876
Total interest expense$560,0003,686
Net interest income$5,678,0002,747
Provision for loan and lease losses$1,202,000771
Total noninterest income$4,673,000981
Gross Fiduciary activities income$1,207,000362
Service charges on deposit accounts$363,0002,459
Trading account gains and fees$0180
Additional Noninterest Income$3,103,000947
Total noninterest expense$8,800,0001,649
Salaries and employee benefits$4,415,0001,749
Premises and equipment expense$1,425,0001,250
Additional noninterest expense$2,960,0001,635
Pre-tax net operating income$349,0005,180
Securities gains (losses)$104,0001,190
Applicable income taxes$30,0003,947
Income before extraordinary items$423,0004,835
Extraordinary gains, net$025
Net income$423,0004,835
Minority interest net income$084
Net income of bank and minority interests.$423,0004,836
Net charge-offs$1,822,000640
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$326,2805,085
2013-06-30 (YTD Data)Rank
Total interest income$4,100,0002,912
Total interest expense$383,0003,688
Net interest income$3,717,0002,775
Provision for loan and lease losses$877,000745
Total noninterest income$3,361,000933
Gross Fiduciary activities income$800,000366
Service charges on deposit accounts$237,0002,466
Trading account gains and fees$0157
Additional Noninterest Income$2,324,000882
Total noninterest expense$5,975,0001,613
Salaries and employee benefits$3,018,0001,710
Premises and equipment expense$947,0001,261
Additional noninterest expense$2,010,0001,604
Pre-tax net operating income$226,0005,183
Securities gains (losses)$104,0001,089
Applicable income taxes$04,679
Income before extraordinary items$330,0004,601
Extraordinary gains, net$022
Net income$330,0004,603
Minority interest net income$082
Net income of bank and minority interests.$330,0004,604
Net charge-offs$1,668,000528
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$226,0005,008
2013-03-31 (YTD Data)Rank
Total interest income$2,149,0002,817
Total interest expense$197,0003,707
Net interest income$1,952,0002,665
Provision for loan and lease losses$452,000733
Total noninterest income$1,535,0001,010
Gross Fiduciary activities income$386,000372
Service charges on deposit accounts$120,0002,433
Trading account gains and fees$0148
Additional Noninterest Income$1,029,000974
Total noninterest expense$2,999,0001,615
Salaries and employee benefits$1,549,0001,698
Premises and equipment expense$490,0001,238
Additional noninterest expense$960,0001,671
Pre-tax net operating income$36,0005,984
Securities gains (losses)$104,000670
Applicable income taxes$04,602
Income before extraordinary items$140,0004,832
Extraordinary gains, net$010
Net income$140,0004,833
Minority interest net income$076
Net income of bank and minority interests.$140,0004,834
Net charge-offs$40,0002,581
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$36,0005,949
2012-12-31 (YTD Data)Rank
Total interest income$9,138,0002,791
Total interest expense$922,0003,811
Net interest income$8,216,0002,612
Provision for loan and lease losses$1,315,0001,458
Total noninterest income$5,768,0001,036
Gross Fiduciary activities income$1,476,000368
Service charges on deposit accounts$550,0002,302
Trading account gains and fees$0166
Additional Noninterest Income$3,742,0001,011
Total noninterest expense$13,999,0001,412
Salaries and employee benefits$6,123,0001,655
Premises and equipment expense$2,105,0001,124
Additional noninterest expense$5,771,0001,192
Pre-tax net operating income$-1,330,0006,720
Securities gains (losses)$902,000589
Applicable income taxes$04,751
Income before extraordinary items$-428,0006,560
Extraordinary gains, net$029
Net income$-428,0006,554
Minority interest net income$093
Net income of bank and minority interests.$-428,0006,556
Net charge-offs$4,105,000675
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,330,0006,736
2012-09-30 (YTD Data)Rank
Total interest income$6,963,0002,815
Total interest expense$708,0003,873
Net interest income$6,255,0002,618
Provision for loan and lease losses$945,0001,501
Total noninterest income$4,075,0001,078
Gross Fiduciary activities income$1,104,000369
Service charges on deposit accounts$437,0002,235
Trading account gains and fees$0157
Additional Noninterest Income$2,534,0001,064
Total noninterest expense$10,296,0001,429
Salaries and employee benefits$4,608,0001,643
Premises and equipment expense$1,642,0001,098
Additional noninterest expense$4,046,0001,261
Pre-tax net operating income$-911,0006,800
Securities gains (losses)$801,000501
Applicable income taxes$04,802
Income before extraordinary items$-110,0006,550
Extraordinary gains, net$020
Net income$-110,0006,548
Minority interest net income$086
Net income of bank and minority interests.$-110,0006,548
Net charge-offs$1,263,0001,253
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-911,0006,821
2012-06-30 (YTD Data)Rank
Total interest income$4,738,0002,779
Total interest expense$488,0003,886
Net interest income$4,250,0002,563
Provision for loan and lease losses$695,0001,431
Total noninterest income$2,688,0001,072
Gross Fiduciary activities income$729,000373
Service charges on deposit accounts$305,0002,132
Trading account gains and fees$0153
Additional Noninterest Income$1,654,0001,063
Total noninterest expense$6,932,0001,417
Salaries and employee benefits$3,163,0001,602
Premises and equipment expense$1,053,0001,132
Additional noninterest expense$2,716,0001,248
Pre-tax net operating income$-689,0006,890
Securities gains (losses)$506,000538
Applicable income taxes$04,770
Income before extraordinary items$-183,0006,703
Extraordinary gains, net$019
Net income$-183,0006,704
Minority interest net income$084
Net income of bank and minority interests.$-183,0006,704
Net charge-offs$1,129,0001,042
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-689,0006,905
2012-03-31 (YTD Data)Rank
Total interest income$2,344,0002,836
Total interest expense$258,0003,861
Net interest income$2,086,0002,620
Provision for loan and lease losses$533,0001,009
Total noninterest income$1,304,0001,086
Gross Fiduciary activities income$345,000375
Service charges on deposit accounts$161,0002,017
Trading account gains and fees$0148
Additional Noninterest Income$798,0001,077
Total noninterest expense$3,387,0001,454
Salaries and employee benefits$1,572,0001,610
Premises and equipment expense$556,0001,076
Additional noninterest expense$1,259,0001,336
Pre-tax net operating income$-530,0007,051
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-530,0007,076
Extraordinary gains, net$019
Net income$-530,0007,075
Minority interest net income$078
Net income of bank and minority interests.$-530,0007,076
Net charge-offs$877,000726
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-530,0007,060
2011-12-31 (YTD Data)Rank
Total interest income$10,889,0002,562
Total interest expense$1,444,0003,542
Net interest income$9,445,0002,312
Provision for loan and lease losses$5,692,000707
Total noninterest income$4,500,0001,132
Gross Fiduciary activities income$1,314,000344
Service charges on deposit accounts$675,0002,043
Trading account gains and fees$0146
Additional Noninterest Income$2,511,0001,169
Total noninterest expense$14,448,0001,354
Salaries and employee benefits$6,162,0001,590
Premises and equipment expense$2,227,0001,123
Additional noninterest expense$6,059,0001,160
Pre-tax net operating income$-6,195,0007,115
Securities gains (losses)$466,000828
Applicable income taxes$1,457,0001,021
Income before extraordinary items$-7,186,0007,148
Extraordinary gains, net$029
Net income$-7,186,0007,146
Minority interest net income$096
Net income of bank and minority interests.$-7,186,0007,149
Net charge-offs$4,305,000905
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,652,0007,154
2011-09-30 (YTD Data)Rank
Total interest income$8,277,0002,547
Total interest expense$1,148,0003,520
Net interest income$7,129,0002,304
Provision for loan and lease losses$5,033,000617
Total noninterest income$3,253,0001,169
Gross Fiduciary activities income$999,000341
Service charges on deposit accounts$507,0002,053
Trading account gains and fees$0145
Additional Noninterest Income$1,747,0001,226
Total noninterest expense$10,787,0001,361
Salaries and employee benefits$4,675,0001,577
Premises and equipment expense$1,700,0001,122
Additional noninterest expense$4,412,0001,177
Pre-tax net operating income$-5,438,0007,248
Securities gains (losses)$422,000732
Applicable income taxes$1,457,000806
Income before extraordinary items$-6,473,0007,289
Extraordinary gains, net$021
Net income$-6,473,0007,287
Minority interest net income$087
Net income of bank and minority interests.$-6,473,0007,288
Net charge-offs$3,094,000932
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-6,895,0007,293
2011-06-30 (YTD Data)Rank
Total interest income$5,465,0002,601
Total interest expense$814,0003,463
Net interest income$4,651,0002,361
Provision for loan and lease losses$3,421,000611
Total noninterest income$1,976,0001,242
Gross Fiduciary activities income$659,000348
Service charges on deposit accounts$335,0002,049
Trading account gains and fees$0153
Additional Noninterest Income$982,0001,358
Total noninterest expense$7,064,0001,402
Salaries and employee benefits$3,155,0001,577
Premises and equipment expense$1,164,0001,093
Additional noninterest expense$2,745,0001,293
Pre-tax net operating income$-3,858,0007,319
Securities gains (losses)$307,000544
Applicable income taxes$2,037,000455
Income before extraordinary items$-5,588,0007,387
Extraordinary gains, net$015
Net income$-5,588,0007,386
Minority interest net income$089
Net income of bank and minority interests.$-5,588,0007,387
Net charge-offs$2,428,000797
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-5,895,0007,390
2011-03-31 (YTD Data)Rank
Total interest income$2,802,0002,551
Total interest expense$433,0003,409
Net interest income$2,369,0002,302
Provision for loan and lease losses$1,741,000580
Total noninterest income$942,0001,269
Gross Fiduciary activities income$320,000354
Service charges on deposit accounts$155,0002,150
Trading account gains and fees$0158
Additional Noninterest Income$467,0001,411
Total noninterest expense$3,298,0001,501
Salaries and employee benefits$1,548,0001,612
Premises and equipment expense$598,0001,089
Additional noninterest expense$1,152,0001,509
Pre-tax net operating income$-1,728,0007,371
Securities gains (losses)$75,000623
Applicable income taxes$-243,0007,399
Income before extraordinary items$-1,410,0007,354
Extraordinary gains, net$09
Net income$-1,410,0007,355
Minority interest net income$086
Net income of bank and minority interests.$-1,410,0007,355
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,473,7507,359
2010-12-31 (YTD Data)Rank
Total interest income$13,038,0002,306
Total interest expense$2,414,0003,077
Net interest income$10,624,0002,055
Provision for loan and lease losses$5,308,0001,092
Total noninterest income$4,840,0001,118
Gross Fiduciary activities income$1,220,000353
Service charges on deposit accounts$825,0001,770
Trading account gains and fees$0175
Additional Noninterest Income$2,795,0001,115
Total noninterest expense$14,393,0001,387
Salaries and employee benefits$6,787,0001,453
Premises and equipment expense$2,362,0001,101
Additional noninterest expense$5,244,0001,389
Pre-tax net operating income$-4,237,0007,051
Securities gains (losses)$515,000872
Applicable income taxes$-1,306,0007,373
Income before extraordinary items$-2,416,0006,918
Extraordinary gains, net$029
Net income$-2,416,0006,918
Minority interest net income$0111
Net income of bank and minority interests.$-2,416,0006,919
Net charge-offs$4,646,0001,084
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,665,000301
Net operating income$-2,750,7506,942
2010-09-30 (YTD Data)Rank
Total interest income$10,055,0002,304
Total interest expense$1,874,0003,112
Net interest income$8,181,0002,023
Provision for loan and lease losses$3,552,0001,132
Total noninterest income$3,801,0001,051
Gross Fiduciary activities income$921,000353
Service charges on deposit accounts$601,0001,885
Trading account gains and fees$0165
Additional Noninterest Income$2,279,0001,010
Total noninterest expense$10,917,0001,372
Salaries and employee benefits$5,267,0001,408
Premises and equipment expense$1,883,0001,045
Additional noninterest expense$3,767,0001,407
Pre-tax net operating income$-2,487,0007,133
Securities gains (losses)$313,0001,051
Applicable income taxes$-681,0007,431
Income before extraordinary items$-1,493,0007,048
Extraordinary gains, net$023
Net income$-1,493,0007,047
Minority interest net income$0110
Net income of bank and minority interests.$-1,493,0007,048
Net charge-offs$3,271,0001,073
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,708,9707,061
2010-06-30 (YTD Data)Rank
Total interest income$6,997,0002,240
Total interest expense$1,312,0003,094
Net interest income$5,685,0001,955
Provision for loan and lease losses$2,055,0001,252
Total noninterest income$1,952,0001,251
Gross Fiduciary activities income$605,000359
Service charges on deposit accounts$406,0001,860
Trading account gains and fees$0152
Additional Noninterest Income$941,0001,352
Total noninterest expense$7,525,0001,309
Salaries and employee benefits$3,620,0001,364
Premises and equipment expense$1,334,000987
Additional noninterest expense$2,571,0001,385
Pre-tax net operating income$-1,943,0007,253
Securities gains (losses)$294,000726
Applicable income taxes$-411,0007,448
Income before extraordinary items$-1,238,0007,168
Extraordinary gains, net$019
Net income$-1,238,0007,167
Minority interest net income$0105
Net income of bank and minority interests.$-1,238,0007,168
Net charge-offs$3,090,000813
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,458,5007,221
2010-03-31 (YTD Data)Rank
Total interest income$3,820,0002,090
Total interest expense$714,0003,015
Net interest income$3,106,0001,828
Provision for loan and lease losses$680,0001,508
Total noninterest income$947,0001,288
Gross Fiduciary activities income$301,000360
Service charges on deposit accounts$203,0001,853
Trading account gains and fees$0175
Additional Noninterest Income$443,0001,417
Total noninterest expense$3,523,0001,425
Salaries and employee benefits$1,742,0001,441
Premises and equipment expense$595,0001,145
Additional noninterest expense$1,186,0001,490
Pre-tax net operating income$-150,0006,755
Securities gains (losses)$128,000691
Applicable income taxes$35,0003,059
Income before extraordinary items$-57,0006,644
Extraordinary gains, net$016
Net income$-57,0006,645
Minority interest net income$091
Net income of bank and minority interests.$-57,0006,644
Net charge-offs$-16,0007,594
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-185,0006,872
2009-12-31 (YTD Data)Rank
Total interest income$14,511,0002,298
Total interest expense$4,274,0002,592
Net interest income$10,237,0002,142
Provision for loan and lease losses$6,888,0001,140
Total noninterest income$3,650,0001,394
Gross Fiduciary activities income$1,104,000363
Service charges on deposit accounts$876,0001,898
Trading account gains and fees$0211
Additional Noninterest Income$1,670,0001,552
Total noninterest expense$14,260,0001,442
Salaries and employee benefits$7,015,0001,438
Premises and equipment expense$2,307,0001,177
Additional noninterest expense$4,938,0001,508
Pre-tax net operating income$-7,261,0007,366
Securities gains (losses)$329,0001,160
Applicable income taxes$-3,223,0007,643
Income before extraordinary items$-3,709,0007,114
Extraordinary gains, net$034
Net income$-3,709,0007,112
Minority interest net income$0115
Net income of bank and minority interests.$-3,709,0007,112
Net charge-offs$3,302,0001,518
Cash dividends$45,0004,438
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,919,5607,144
2009-09-30 (YTD Data)Rank
Total interest income$11,062,0002,301
Total interest expense$3,399,0002,570
Net interest income$7,663,0002,142
Provision for loan and lease losses$4,520,0001,119
Total noninterest income$2,678,0001,446
Gross Fiduciary activities income$823,000363
Service charges on deposit accounts$650,0001,917
Trading account gains and fees$0212
Additional Noninterest Income$1,205,0001,616
Total noninterest expense$10,492,0001,463
Salaries and employee benefits$5,291,0001,451
Premises and equipment expense$1,712,0001,205
Additional noninterest expense$3,489,0001,540
Pre-tax net operating income$-4,671,0007,482
Securities gains (losses)$279,0001,050
Applicable income taxes$-1,836,0007,703
Income before extraordinary items$-2,556,0007,302
Extraordinary gains, net$027
Net income$-2,556,0007,301
Minority interest net income$0118
Net income of bank and minority interests.$-2,556,0007,302
Net charge-offs$1,171,0002,032
Cash dividends$45,0003,930
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,734,5607,320
2009-06-30 (YTD Data)Rank
Total interest income$7,390,0002,330
Total interest expense$2,375,0002,559
Net interest income$5,015,0002,189
Provision for loan and lease losses$2,417,0001,250
Total noninterest income$1,735,0001,481
Gross Fiduciary activities income$555,000361
Service charges on deposit accounts$418,0001,954
Trading account gains and fees$0193
Additional Noninterest Income$762,0001,714
Total noninterest expense$7,034,0001,475
Salaries and employee benefits$3,551,0001,465
Premises and equipment expense$1,135,0001,244
Additional noninterest expense$2,348,0001,559
Pre-tax net operating income$-2,701,0007,521
Securities gains (losses)$57,0001,831
Applicable income taxes$-1,112,0007,780
Income before extraordinary items$-1,532,0007,336
Extraordinary gains, net$021
Net income$-1,532,0007,335
Minority interest net income$0112
Net income of bank and minority interests.$-1,532,0007,334
Net charge-offs$862,0001,759
Cash dividends$45,0003,688
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,568,4807,351
2009-03-31 (YTD Data)Rank
Total interest income$3,670,0002,367
Total interest expense$1,205,0002,623
Net interest income$2,465,0002,228
Provision for loan and lease losses$684,0001,493
Total noninterest income$746,0001,627
Gross Fiduciary activities income$255,000379
Service charges on deposit accounts$206,0001,911
Trading account gains and fees$0171
Additional Noninterest Income$285,0002,028
Total noninterest expense$3,231,0001,559
Salaries and employee benefits$1,758,0001,490
Premises and equipment expense$576,0001,241
Additional noninterest expense$897,0001,801
Pre-tax net operating income$-704,0007,486
Securities gains (losses)$57,0001,250
Applicable income taxes$-193,0007,699
Income before extraordinary items$-454,0007,396
Extraordinary gains, net$015
Net income$-454,0007,397
Minority interest net income$0102
Net income of bank and minority interests.$-454,0007,397
Net charge-offs$57,0003,422
Cash dividends$45,0002,716
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-493,9007,413
2008-12-31 (YTD Data)Rank
Total interest income$16,132,0002,316
Total interest expense$5,595,0002,679
Net interest income$10,537,0002,107
Provision for loan and lease losses$1,010,0002,693
Total noninterest income$3,360,0001,448
Gross Fiduciary activities income$1,058,000399
Service charges on deposit accounts$899,0001,917
Trading account gains and fees$0154
Additional Noninterest Income$1,403,0001,673
Total noninterest expense$12,066,0001,627
Salaries and employee benefits$6,728,0001,541
Premises and equipment expense$1,975,0001,397
Additional noninterest expense$3,363,0001,821
Pre-tax net operating income$821,0004,111
Securities gains (losses)$46,0001,666
Applicable income taxes$59,0003,764
Income before extraordinary items$808,0003,681
Extraordinary gains, net$039
Net income$808,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0002,932
Cash dividends$720,0002,813
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$765,2203,915
2008-09-30 (YTD Data)Rank
Total interest income$12,237,0002,349
Total interest expense$4,334,0002,698
Net interest income$7,903,0002,121
Provision for loan and lease losses$785,0002,120
Total noninterest income$2,407,0001,538
Gross Fiduciary activities income$817,000397
Service charges on deposit accounts$775,0001,731
Trading account gains and fees$0148
Additional Noninterest Income$815,0002,096
Total noninterest expense$8,878,0001,641
Salaries and employee benefits$5,039,0001,558
Premises and equipment expense$1,435,0001,452
Additional noninterest expense$2,404,0001,844
Pre-tax net operating income$647,0004,512
Securities gains (losses)$46,0001,481
Applicable income taxes$48,0004,123
Income before extraordinary items$645,0003,983
Extraordinary gains, net$031
Net income$645,0003,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0002,483
Cash dividends$585,0002,548
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$602,2204,271
2008-06-30 (YTD Data)Rank
Total interest income$8,117,0002,389
Total interest expense$2,978,0002,728
Net interest income$5,139,0002,159
Provision for loan and lease losses$440,0002,038
Total noninterest income$1,567,0001,592
Gross Fiduciary activities income$555,000398
Service charges on deposit accounts$509,0001,735
Trading account gains and fees$0149
Additional Noninterest Income$503,0002,236
Total noninterest expense$5,848,0001,665
Salaries and employee benefits$3,307,0001,594
Premises and equipment expense$963,0001,449
Additional noninterest expense$1,578,0001,834
Pre-tax net operating income$418,0004,714
Securities gains (losses)$46,0001,495
Applicable income taxes$19,0004,702
Income before extraordinary items$445,0004,259
Extraordinary gains, net$021
Net income$445,0004,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$405,0002,536
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$400,8404,419
2008-03-31 (YTD Data)Rank
Total interest income$4,076,0002,432
Total interest expense$1,580,0002,746
Net interest income$2,496,0002,219
Provision for loan and lease losses$150,0002,123
Total noninterest income$728,0001,690
Gross Fiduciary activities income$267,000406
Service charges on deposit accounts$263,0001,645
Trading account gains and fees$0158
Additional Noninterest Income$198,0002,588
Total noninterest expense$2,772,0001,740
Salaries and employee benefits$1,693,0001,569
Premises and equipment expense$358,0001,899
Additional noninterest expense$721,0001,951
Pre-tax net operating income$302,0004,140
Securities gains (losses)$45,0001,139
Applicable income taxes$121,0002,572
Income before extraordinary items$226,0004,418
Extraordinary gains, net$015
Net income$226,0004,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,171
Cash dividends$225,0002,193
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$196,7504,591
2007-12-31 (YTD Data)Rank
Total interest income$17,862,0002,305
Total interest expense$7,151,0002,568
Net interest income$10,711,0002,111
Provision for loan and lease losses$588,0002,087
Total noninterest income$3,089,0001,604
Gross Fiduciary activities income$982,000423
Service charges on deposit accounts$1,090,0001,643
Trading account gains and fees$0178
Additional Noninterest Income$1,017,0002,202
Total noninterest expense$11,011,0001,679
Salaries and employee benefits$6,623,0001,530
Premises and equipment expense$1,389,0001,881
Additional noninterest expense$2,999,0001,840
Pre-tax net operating income$2,201,0003,121
Securities gains (losses)$47,000820
Applicable income taxes$614,0002,474
Income before extraordinary items$1,634,0003,247
Extraordinary gains, net$039
Net income$1,634,0003,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,466
Cash dividends$1,440,0002,070
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,599,6903,287
2007-09-30 (YTD Data)Rank
Total interest income$13,616,0002,282
Total interest expense$5,452,0002,527
Net interest income$8,164,0002,088
Provision for loan and lease losses$438,0001,751
Total noninterest income$2,291,0001,623
Gross Fiduciary activities income$739,000418
Service charges on deposit accounts$816,0001,619
Trading account gains and fees$0184
Additional Noninterest Income$736,0002,236
Total noninterest expense$8,234,0001,670
Salaries and employee benefits$4,978,0001,515
Premises and equipment expense$1,029,0001,892
Additional noninterest expense$2,227,0001,811
Pre-tax net operating income$1,783,0003,086
Securities gains (losses)$23,000791
Applicable income taxes$531,0002,454
Income before extraordinary items$1,275,0003,332
Extraordinary gains, net$033
Net income$1,275,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,593
Cash dividends$1,080,0001,891
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,258,6703,348
2007-06-30 (YTD Data)Rank
Total interest income$9,132,0002,281
Total interest expense$3,705,0002,485
Net interest income$5,427,0002,132
Provision for loan and lease losses$288,0001,620
Total noninterest income$1,509,0001,665
Gross Fiduciary activities income$493,000430
Service charges on deposit accounts$538,0001,642
Trading account gains and fees$0168
Additional Noninterest Income$478,0002,318
Total noninterest expense$5,485,0001,682
Salaries and employee benefits$3,333,0001,539
Premises and equipment expense$668,0001,951
Additional noninterest expense$1,484,0001,828
Pre-tax net operating income$1,163,0003,170
Securities gains (losses)$01,444
Applicable income taxes$308,0002,703
Income before extraordinary items$855,0003,373
Extraordinary gains, net$029
Net income$855,0003,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,009
Cash dividends$720,0001,943
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$855,0003,352
2007-03-31 (YTD Data)Rank
Total interest income$4,602,0002,260
Total interest expense$1,869,0002,449
Net interest income$2,733,0002,117
Provision for loan and lease losses$187,0001,231
Total noninterest income$728,0001,688
Gross Fiduciary activities income$253,000423
Service charges on deposit accounts$269,0001,601
Trading account gains and fees$0195
Additional Noninterest Income$206,0002,500
Total noninterest expense$2,731,0001,701
Salaries and employee benefits$1,706,0001,518
Premises and equipment expense$317,0002,056
Additional noninterest expense$708,0001,877
Pre-tax net operating income$543,0003,330
Securities gains (losses)$01,187
Applicable income taxes$187,0002,495
Income before extraordinary items$356,0003,777
Extraordinary gains, net$022
Net income$356,0003,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,423
Cash dividends$360,0001,766
Sale, conversion, retirement of capital stock, net$0885
Net operating income$356,0003,755
2006-12-31 (YTD Data)Rank
Total interest income$18,135,0002,166
Total interest expense$6,473,0002,428
Net interest income$11,662,0001,992
Provision for loan and lease losses$830,0001,235
Total noninterest income$2,890,0001,692
Gross Fiduciary activities income$847,000453
Service charges on deposit accounts$1,209,0001,481
Trading account gains and fees$0130
Additional Noninterest Income$834,0002,515
Total noninterest expense$10,728,0001,662
Salaries and employee benefits$6,463,0001,528
Premises and equipment expense$1,173,0002,112
Additional noninterest expense$3,092,0001,707
Pre-tax net operating income$2,994,0002,783
Securities gains (losses)$01,687
Applicable income taxes$941,0002,287
Income before extraordinary items$2,053,0003,044
Extraordinary gains, net$051
Net income$2,053,0003,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,000877
Cash dividends$1,620,0001,825
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,053,0003,037
2006-09-30 (YTD Data)Rank
Total interest income$13,441,0002,177
Total interest expense$4,665,0002,455
Net interest income$8,776,0002,004
Provision for loan and lease losses$598,0001,220
Total noninterest income$2,212,0001,665
Gross Fiduciary activities income$651,000445
Service charges on deposit accounts$742,0001,774
Trading account gains and fees$0126
Additional Noninterest Income$819,0002,088
Total noninterest expense$7,983,0001,679
Salaries and employee benefits$4,730,0001,572
Premises and equipment expense$810,0002,296
Additional noninterest expense$2,443,0001,613
Pre-tax net operating income$2,407,0002,742
Securities gains (losses)$01,388
Applicable income taxes$761,0002,272
Income before extraordinary items$1,646,0002,987
Extraordinary gains, net$045
Net income$1,646,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,272
Cash dividends$1,260,0001,657
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,646,0002,981
2006-06-30 (YTD Data)Rank
Total interest income$8,720,0002,200
Total interest expense$2,941,0002,476
Net interest income$5,779,0002,025
Provision for loan and lease losses$440,0001,097
Total noninterest income$1,490,0001,653
Gross Fiduciary activities income$411,000459
Service charges on deposit accounts$529,0001,657
Trading account gains and fees$0126
Additional Noninterest Income$550,0002,083
Total noninterest expense$5,230,0001,712
Salaries and employee benefits$3,117,0001,593
Premises and equipment expense$541,0002,291
Additional noninterest expense$1,572,0001,682
Pre-tax net operating income$1,599,0002,749
Securities gains (losses)$01,185
Applicable income taxes$506,0002,288
Income before extraordinary items$1,093,0003,000
Extraordinary gains, net$039
Net income$1,093,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,000918
Cash dividends$855,0001,632
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,093,0002,987
2006-03-31 (YTD Data)Rank
Total interest income$4,220,0002,220
Total interest expense$1,375,0002,504
Net interest income$2,845,0002,040
Provision for loan and lease losses$120,0001,730
Total noninterest income$746,0001,615
Gross Fiduciary activities income$201,000475
Service charges on deposit accounts$286,0001,498
Trading account gains and fees$0115
Additional Noninterest Income$259,0002,149
Total noninterest expense$2,632,0001,707
Salaries and employee benefits$1,564,0001,592
Premises and equipment expense$276,0002,265
Additional noninterest expense$792,0001,652
Pre-tax net operating income$839,0002,612
Securities gains (losses)$0955
Applicable income taxes$266,0002,172
Income before extraordinary items$573,0002,837
Extraordinary gains, net$021
Net income$573,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,000458
Cash dividends$450,0001,479
Sale, conversion, retirement of capital stock, net$0648
Net operating income$573,0002,823
2005-12-31 (YTD Data)Rank
Total interest income$15,149,0002,193
Total interest expense$3,865,0002,723
Net interest income$11,284,0001,977
Provision for loan and lease losses$434,0002,135
Total noninterest income$3,335,0001,472
Gross Fiduciary activities income$726,000481
Service charges on deposit accounts$1,186,0001,477
Trading account gains and fees$0138
Additional Noninterest Income$1,423,0001,733
Total noninterest expense$10,074,0001,695
Salaries and employee benefits$6,059,0001,548
Premises and equipment expense$1,137,0002,111
Additional noninterest expense$2,878,0001,751
Pre-tax net operating income$4,111,0002,185
Securities gains (losses)$02,296
Applicable income taxes$1,359,0001,828
Income before extraordinary items$2,752,0002,414
Extraordinary gains, net$046
Net income$2,752,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,579
Cash dividends$1,710,0001,654
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,752,0002,386
2005-09-30 (YTD Data)Rank
Total interest income$11,024,0002,204
Total interest expense$2,629,0002,805
Net interest income$8,395,0001,969
Provision for loan and lease losses$315,0002,100
Total noninterest income$2,545,0001,469
Gross Fiduciary activities income$533,000478
Service charges on deposit accounts$861,0001,502
Trading account gains and fees$0126
Additional Noninterest Income$1,151,0001,635
Total noninterest expense$7,585,0001,668
Salaries and employee benefits$4,555,0001,534
Premises and equipment expense$874,0002,039
Additional noninterest expense$2,156,0001,731
Pre-tax net operating income$3,040,0002,208
Securities gains (losses)$02,317
Applicable income taxes$1,002,0001,874
Income before extraordinary items$2,038,0002,450
Extraordinary gains, net$035
Net income$2,038,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,185
Cash dividends$1,260,0001,519
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,038,0002,422
2005-06-30 (YTD Data)Rank
Total interest income$7,190,0002,200
Total interest expense$1,623,0002,869
Net interest income$5,567,0001,941
Provision for loan and lease losses$210,0002,058
Total noninterest income$1,402,0001,686
Gross Fiduciary activities income$349,000482
Service charges on deposit accounts$534,0001,574
Trading account gains and fees$0116
Additional Noninterest Income$519,0002,135
Total noninterest expense$5,100,0001,650
Salaries and employee benefits$3,067,0001,512
Premises and equipment expense$603,0001,976
Additional noninterest expense$1,430,0001,727
Pre-tax net operating income$1,659,0002,535
Securities gains (losses)$02,146
Applicable income taxes$526,0002,194
Income before extraordinary items$1,133,0002,795
Extraordinary gains, net$030
Net income$1,133,0002,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,000826
Cash dividends$810,0001,554
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,133,0002,753
2005-03-31 (YTD Data)Rank
Total interest income$3,504,0002,208
Total interest expense$721,0003,045
Net interest income$2,783,0001,934
Provision for loan and lease losses$105,0001,941
Total noninterest income$648,0001,766
Gross Fiduciary activities income$155,000530
Service charges on deposit accounts$258,0001,581
Trading account gains and fees$0115
Additional Noninterest Income$235,0002,245
Total noninterest expense$2,557,0001,648
Salaries and employee benefits$1,552,0001,500
Premises and equipment expense$312,0001,915
Additional noninterest expense$693,0001,785
Pre-tax net operating income$769,0002,652
Securities gains (losses)$01,685
Applicable income taxes$240,0002,325
Income before extraordinary items$529,0002,915
Extraordinary gains, net$024
Net income$529,0002,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000481
Cash dividends$405,0001,430
Sale, conversion, retirement of capital stock, net$0491
Net operating income$529,0002,871
2004-12-31 (YTD Data)Rank
Total interest income$13,331,0002,152
Total interest expense$2,413,0003,131
Net interest income$10,918,0001,851
Provision for loan and lease losses$180,0003,881
Total noninterest income$3,011,0001,595
Gross Fiduciary activities income$610,000502
Service charges on deposit accounts$1,221,0001,435
Trading account gains and fees$0138
Additional Noninterest Income$1,180,0001,928
Total noninterest expense$9,949,0001,636
Salaries and employee benefits$5,975,0001,490
Premises and equipment expense$1,164,0001,978
Additional noninterest expense$2,810,0001,736
Pre-tax net operating income$3,800,0002,143
Securities gains (losses)$197,000838
Applicable income taxes$1,319,0001,775
Income before extraordinary items$2,678,0002,282
Extraordinary gains, net$034
Net income$2,678,0002,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,434
Cash dividends$1,620,0001,632
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,546,0102,335
2004-09-30 (YTD Data)Rank
Total interest income$9,904,0002,152
Total interest expense$1,762,0003,154
Net interest income$8,142,0001,847
Provision for loan and lease losses$120,0003,974
Total noninterest income$2,316,0001,572
Gross Fiduciary activities income$451,000507
Service charges on deposit accounts$940,0001,418
Trading account gains and fees$0134
Additional Noninterest Income$925,0001,875
Total noninterest expense$7,514,0001,617
Salaries and employee benefits$4,510,0001,471
Premises and equipment expense$930,0001,860
Additional noninterest expense$2,074,0001,732
Pre-tax net operating income$2,824,0002,173
Securities gains (losses)$194,000777
Applicable income taxes$997,0001,784
Income before extraordinary items$2,021,0002,293
Extraordinary gains, net$026
Net income$2,021,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,863
Cash dividends$1,215,0001,482
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,891,0202,377
2004-06-30 (YTD Data)Rank
Total interest income$6,228,0002,252
Total interest expense$1,150,0003,187
Net interest income$5,078,0001,959
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,642,0001,493
Gross Fiduciary activities income$289,000523
Service charges on deposit accounts$633,0001,398
Trading account gains and fees$0130
Additional Noninterest Income$720,0001,679
Total noninterest expense$5,051,0001,605
Salaries and employee benefits$3,004,0001,474
Premises and equipment expense$643,0001,793
Additional noninterest expense$1,404,0001,708
Pre-tax net operating income$1,609,0002,431
Securities gains (losses)$194,000658
Applicable income taxes$581,0001,982
Income before extraordinary items$1,222,0002,487
Extraordinary gains, net$021
Net income$1,222,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,447
Cash dividends$810,0001,504
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,090,0802,656
2004-03-31 (YTD Data)Rank
Total interest income$3,024,0002,330
Total interest expense$544,0003,387
Net interest income$2,480,0002,008
Provision for loan and lease losses$100,0002,105
Total noninterest income$943,0001,307
Gross Fiduciary activities income$136,000551
Service charges on deposit accounts$318,0001,348
Trading account gains and fees$0121
Additional Noninterest Income$489,0001,316
Total noninterest expense$2,538,0001,604
Salaries and employee benefits$1,512,0001,464
Premises and equipment expense$322,0001,811
Additional noninterest expense$704,0001,686
Pre-tax net operating income$785,0002,456
Securities gains (losses)$194,000515
Applicable income taxes$318,0001,839
Income before extraordinary items$661,0002,294
Extraordinary gains, net$016
Net income$661,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,707
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$529,0802,713
2003-12-31 (YTD Data)Rank
Total interest income$12,843,0002,234
Total interest expense$2,559,0003,279
Net interest income$10,284,0001,891
Provision for loan and lease losses$280,0003,324
Total noninterest income$2,636,0001,869
Gross Fiduciary activities income$557,000529
Service charges on deposit accounts$1,215,0001,429
Trading account gains and fees$0160
Additional Noninterest Income$864,0002,605
Total noninterest expense$9,666,0001,663
Salaries and employee benefits$5,550,0001,553
Premises and equipment expense$1,064,0002,140
Additional noninterest expense$3,052,0001,612
Pre-tax net operating income$2,974,0002,526
Securities gains (losses)$294,0001,057
Applicable income taxes$1,059,0002,099
Income before extraordinary items$2,209,0002,652
Extraordinary gains, net$054
Net income$2,209,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,731
Cash dividends$1,440,0001,790
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,009,0802,727
2003-09-30 (YTD Data)Rank
Total interest income$9,760,0002,235
Total interest expense$1,996,0003,295
Net interest income$7,764,0001,895
Provision for loan and lease losses$360,0002,185
Total noninterest income$1,954,0001,944
Gross Fiduciary activities income$413,000540
Service charges on deposit accounts$888,0001,476
Trading account gains and fees$0153
Additional Noninterest Income$653,0002,684
Total noninterest expense$7,225,0001,680
Salaries and employee benefits$4,182,0001,552
Premises and equipment expense$824,0002,090
Additional noninterest expense$2,219,0001,642
Pre-tax net operating income$2,133,0002,710
Securities gains (losses)$242,0001,110
Applicable income taxes$774,0002,249
Income before extraordinary items$1,601,0002,821
Extraordinary gains, net$040
Net income$1,601,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$1,080,0001,652
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,438,8602,908
2003-06-30 (YTD Data)Rank
Total interest income$6,598,0002,211
Total interest expense$1,403,0003,237
Net interest income$5,195,0001,886
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,245,0001,998
Gross Fiduciary activities income$270,000545
Service charges on deposit accounts$571,0001,502
Trading account gains and fees$0150
Additional Noninterest Income$404,0002,788
Total noninterest expense$4,865,0001,655
Salaries and employee benefits$2,820,0001,530
Premises and equipment expense$546,0002,090
Additional noninterest expense$1,499,0001,619
Pre-tax net operating income$1,335,0002,848
Securities gains (losses)$29,0002,379
Applicable income taxes$445,0002,494
Income before extraordinary items$919,0003,163
Extraordinary gains, net$030
Net income$919,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,091
Cash dividends$720,0001,683
Sale, conversion, retirement of capital stock, net$0589
Net operating income$899,5703,047
2003-03-31 (YTD Data)Rank
Total interest income$3,285,0002,240
Total interest expense$740,0003,152
Net interest income$2,545,0001,916
Provision for loan and lease losses$120,0002,030
Total noninterest income$598,0002,001
Gross Fiduciary activities income$119,000591
Service charges on deposit accounts$285,0001,460
Trading account gains and fees$0134
Additional Noninterest Income$194,0002,773
Total noninterest expense$2,462,0001,627
Salaries and employee benefits$1,430,0001,498
Premises and equipment expense$272,0002,096
Additional noninterest expense$760,0001,558
Pre-tax net operating income$561,0003,231
Securities gains (losses)$18,0001,950
Applicable income taxes$182,0002,864
Income before extraordinary items$397,0003,472
Extraordinary gains, net$021
Net income$397,0003,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,593
Cash dividends$360,0001,565
Sale, conversion, retirement of capital stock, net$0419
Net operating income$384,5803,395
2002-12-31 (YTD Data)Rank
Total interest income$14,406,0002,128
Total interest expense$3,797,0002,877
Net interest income$10,609,0001,828
Provision for loan and lease losses$252,0003,843
Total noninterest income$2,519,0001,788
Gross Fiduciary activities income$495,000574
Service charges on deposit accounts$1,269,0001,276
Trading account gains and fees$0153
Additional Noninterest Income$755,0002,595
Total noninterest expense$9,486,0001,619
Salaries and employee benefits$5,590,0001,455
Premises and equipment expense$1,069,0002,049
Additional noninterest expense$2,827,0001,659
Pre-tax net operating income$3,390,0002,265
Securities gains (losses)$264,000988
Applicable income taxes$1,225,0001,921
Income before extraordinary items$2,429,0002,410
Extraordinary gains, net$070
Net income$2,429,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$850,0001,112
Cash dividends$1,170,0001,997
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,254,7602,469
2001-12-31 (YTD Data)Rank
Total interest income$16,444,0002,086
Total interest expense$6,110,0002,615
Net interest income$10,334,0001,731
Provision for loan and lease losses$480,0002,273
Total noninterest income$2,390,0001,747
Gross Fiduciary activities income$444,000630
Service charges on deposit accounts$1,201,0001,241
Trading account gains and fees$0177
Additional Noninterest Income$745,0002,487
Total noninterest expense$9,392,0001,561
Salaries and employee benefits$5,547,0001,352
Premises and equipment expense$1,073,0001,995
Additional noninterest expense$2,772,0001,666
Pre-tax net operating income$2,852,0002,386
Securities gains (losses)$223,0001,105
Applicable income taxes$608,0002,947
Income before extraordinary items$2,467,0002,115
Extraordinary gains, net$0105
Net income$2,467,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0002,224
Cash dividends$1,080,0002,110
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,288,6002,191
2000-12-31 (YTD Data)Rank
Total interest income$17,089,0002,061
Total interest expense$6,545,0002,554
Net interest income$10,544,0001,667
Provision for loan and lease losses$435,0002,107
Total noninterest income$2,104,0001,799
Gross Fiduciary activities income$286,000728
Service charges on deposit accounts$996,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$822,0002,120
Total noninterest expense$9,098,0001,538
Salaries and employee benefits$5,245,0001,352
Premises and equipment expense$974,0002,116
Additional noninterest expense$2,879,0001,556
Pre-tax net operating income$3,115,0002,319
Securities gains (losses)$154,000468
Applicable income taxes$1,098,0001,966
Income before extraordinary items$2,171,0002,356
Extraordinary gains, net$038
Net income$2,171,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,084,000700
Cash dividends$742,0002,819
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,069,3602,480
1999-12-31 (YTD Data)Rank
Total interest income$15,763,0002,065
Total interest expense$5,940,0002,489
Net interest income$9,823,0001,772
Provision for loan and lease losses$340,0002,413
Total noninterest income$2,450,0001,595
Gross Fiduciary activities income$331,000755
Service charges on deposit accounts$1,020,0001,290
Trading account gains and fees$0173
Additional Noninterest Income$1,099,0001,747
Total noninterest expense$8,483,0001,618
Salaries and employee benefits$4,912,0001,406
Premises and equipment expense$953,0002,143
Additional noninterest expense$2,618,0001,706
Pre-tax net operating income$3,450,0002,128
Securities gains (losses)$15,0001,536
Applicable income taxes$1,166,0001,971
Income before extraordinary items$2,299,0002,277
Extraordinary gains, net$035
Net income$2,299,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,156
Cash dividends$405,0003,877
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,289,1002,259
1998-12-31 (YTD Data)Rank
Total interest income$15,955,0002,040
Total interest expense$6,480,0002,324
Net interest income$9,475,0001,802
Provision for loan and lease losses$1,100,000890
Total noninterest income$2,340,0001,632
Gross Fiduciary activities income$327,000756
Service charges on deposit accounts$992,0001,254
Trading account gains and fees$0224
Additional Noninterest Income$1,021,0001,826
Total noninterest expense$8,813,0001,504
Salaries and employee benefits$4,721,0001,392
Premises and equipment expense$1,057,0001,867
Additional noninterest expense$3,035,0001,434
Pre-tax net operating income$1,902,0003,466
Securities gains (losses)$9,0003,034
Applicable income taxes$621,0003,310
Income before extraordinary items$1,290,0003,721
Extraordinary gains, net$032
Net income$1,290,0003,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,586,000540
Cash dividends$270,0004,820
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,283,8803,643
1997-12-31 (YTD Data)Rank
Total interest income$16,005,0002,036
Total interest expense$6,735,0002,238
Net interest income$9,270,0001,876
Provision for loan and lease losses$1,425,000755
Total noninterest income$2,093,0001,700
Gross Fiduciary activities income$345,000775
Service charges on deposit accounts$955,0001,338
Trading account gains and fees$0239
Additional Noninterest Income$793,0002,038
Total noninterest expense$8,925,0001,472
Salaries and employee benefits$4,673,0001,401
Premises and equipment expense$1,107,0001,782
Additional noninterest expense$3,145,0001,380
Pre-tax net operating income$1,013,0005,791
Securities gains (losses)$-10,00010,039
Applicable income taxes$-412,00010,850
Income before extraordinary items$1,415,0003,534
Extraordinary gains, net$044
Net income$1,415,0003,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,000946
Cash dividends$270,0004,793
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,425,0003,432
1996-12-31 (YTD Data)Rank
Total interest income$16,334,0002,069
Total interest expense$6,750,0002,285
Net interest income$9,584,0001,857
Provision for loan and lease losses$1,730,000694
Total noninterest income$1,836,0001,977
Gross Fiduciary activities income$332,000829
Service charges on deposit accounts$957,0001,404
Trading account gains and fees$0262
Additional Noninterest Income$547,0002,745
Total noninterest expense$8,867,0001,595
Salaries and employee benefits$4,624,0001,459
Premises and equipment expense$1,052,0001,912
Additional noninterest expense$3,191,0001,631
Pre-tax net operating income$823,0006,411
Securities gains (losses)$48,0001,356
Applicable income taxes$53,0009,640
Income before extraordinary items$818,0005,224
Extraordinary gains, net$053
Net income$818,0005,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,145,000440
Cash dividends$270,0004,778
Sale, conversion, retirement of capital stock, net$0953
Net operating income$772,8805,374
1995-12-31 (YTD Data)Rank
Total interest income$17,181,0001,960
Total interest expense$6,861,0002,274
Net interest income$10,320,0001,731
Provision for loan and lease losses$2,400,000516
Total noninterest income$1,946,0001,878
Gross Fiduciary activities income$330,000860
Service charges on deposit accounts$924,0001,481
Trading account gains and fees$0522
Additional Noninterest Income$692,0002,310
Total noninterest expense$9,198,0001,546
Salaries and employee benefits$4,668,0001,420
Premises and equipment expense$1,136,0001,776
Additional noninterest expense$3,394,0001,520
Pre-tax net operating income$668,0007,489
Securities gains (losses)$-70,00011,344
Applicable income taxes$473,0004,366
Income before extraordinary items$125,00010,700
Extraordinary gains, net$065
Net income$125,00010,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,835,000601
Cash dividends$270,0004,792
Sale, conversion, retirement of capital stock, net$0809
Net operating income$169,80010,246
1994-12-31 (YTD Data)Rank
Total interest income$16,243,0001,896
Total interest expense$5,679,0002,192
Net interest income$10,564,0001,711
Provision for loan and lease losses$2,250,000528
Total noninterest income$1,921,0001,886
Gross Fiduciary activities income$337,000859
Service charges on deposit accounts$931,0001,452
Trading account gains and fees$0475
Additional Noninterest Income$653,0002,454
Total noninterest expense$9,057,0001,625
Salaries and employee benefits$4,404,0001,523
Premises and equipment expense$1,277,0001,616
Additional noninterest expense$3,376,0001,638
Pre-tax net operating income$1,178,0005,303
Securities gains (losses)$4,0002,755
Applicable income taxes$129,0008,731
Income before extraordinary items$1,053,0004,339
Extraordinary gains, net$0249
Net income$1,053,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,790,000605
Cash dividends$405,0003,666
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,049,4404,418
1993-12-31 (YTD Data)Rank
Total interest income$15,674,0002,005
Total interest expense$5,870,0002,211
Net interest income$9,804,0001,835
Provision for loan and lease losses$1,900,000840
Total noninterest income$1,869,0002,063
Gross Fiduciary activities income$264,000981
Service charges on deposit accounts$1,062,0001,277
Trading account gains and fees$0532
Additional Noninterest Income$543,0003,093
Total noninterest expense$9,535,0001,589
Salaries and employee benefits$4,438,0001,531
Premises and equipment expense$1,446,0001,467
Additional noninterest expense$3,651,0001,636
Pre-tax net operating income$238,00010,713
Securities gains (losses)$93,0002,602
Applicable income taxes$-180,00013,029
Income before extraordinary items$511,0007,452
Extraordinary gains, net$03,149
Net income$511,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,0001,184
Cash dividends$585,0002,727
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$418,0007,985
1992-12-31 (YTD Data)Rank
Total interest income$14,971,0002,348
Total interest expense$6,925,0002,428
Net interest income$8,046,0002,262
Provision for loan and lease losses$750,0002,244
Total noninterest income$1,504,0002,388
Gross Fiduciary activities income$204,0001,080
Service charges on deposit accounts$893,0001,515
Trading account gains and fees$0504
Additional Noninterest Income$407,0003,665
Total noninterest expense$7,516,0001,965
Salaries and employee benefits$3,954,0001,672
Premises and equipment expense$948,0002,199
Additional noninterest expense$2,614,0002,247
Pre-tax net operating income$1,284,0004,654
Securities gains (losses)$319,0001,475
Applicable income taxes$238,0006,864
Income before extraordinary items$1,365,0003,363
Extraordinary gains, net$01,422
Net income$1,365,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$599,0002,176
Cash dividends$630,0002,316
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,093,8503,841

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.