Home > Desert Hills Bank > Assets and Liabilities
Desert Hills Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 107 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $496,552,000 | 1,404 |
| Cash and due from depository institutions | $62,372,000 | 1,469 |
| Interest-bearing balances | $58,213,000 | 501 |
| Securities | $6,609,000 | 6,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $333,817,000 | 1,399 |
| Loan loss allowance | $9,193,000 | 942 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,537,000 | 2,729 |
| Other real estate owned | $74,362,000 | 1,469 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $14,855,000 | 1,533 |
| Life insurance assets | $5,331,000 | 1,216 |
| Total liabilities and capital | $496,552,000 | 1,404 |
| Total liabilities | $473,857,000 | 1,340 |
| Total deposits | $426,473,000 | 1,317 |
| Interest-bearing deposits | $404,956,000 | 1,209 |
| Deposits held in domestic offices | $426,473,000 | 1,315 |
| % insured | 93.50% | 2,351 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $45,521,000 | 985 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,863,000 | 2,256 |
| Total equity capital | $22,695,000 | 2,841 |
| Total bank equity capital | $22,695,000 | 2,841 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $9,000 | 7,052 |
| Surplus | $47,636,000 | 739 |
| Undivided profits | $-24,950,000 | 7,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $14,562,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,065,000 | 1,631 |
| Earning assets | $398,639,000 | 1,606 |
| Long-term assets (5+ years) | $31,576,000 | 3,298 |
| Average Assets, year-to-date | $507,693,800 | 1,356 |
| Average Assets, quarterly | $509,793,000 | 1,368 |
| Volatile liabilities | $161,899,000 | 922 |
| Insider loans | $5,514,000 | 1,393 |
| FHLB advances | $44,500,000 | 926 |
| Loans and leases held for sale | $1,801,000 | 770 |
| Unused loan commitments | $34,548,000 | 1,822 |
| Tier 1 (core) risk-based capital | $22,678,000 | 2,709 |
| Tier 2 risk-based capital | $4,942,000 | 1,229 |
| Total risk weighted assets | $391,056,000 | 1,288 |
| Total unused commitments | $34,548,000 | 1,823 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 111 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $523,034,000 | 1,350 |
| Cash and due from depository institutions | $90,761,000 | 1,438 |
| Interest-bearing balances | $84,879,000 | 350 |
| Securities | $2,124,000 | 7,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $349,119,000 | 1,380 |
| Loan loss allowance | $11,940,000 | 715 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,656,000 | 2,687 |
| Other real estate owned | $62,523,000 | 1,438 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $13,851,000 | 1,450 |
| Life insurance assets | $5,282,000 | 1,216 |
| Total liabilities and capital | $523,034,000 | 1,350 |
| Total liabilities | $499,593,000 | 1,281 |
| Total deposits | $450,116,000 | 1,249 |
| Interest-bearing deposits | $425,215,000 | 1,153 |
| Deposits held in domestic offices | $450,116,000 | 1,246 |
| % insured | 84.35% | 5,634 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $47,528,000 | 1,016 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,949,000 | 2,400 |
| Total equity capital | $23,441,000 | 2,854 |
| Total bank equity capital | $23,441,000 | 2,853 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $9,000 | 7,131 |
| Surplus | $47,493,000 | 734 |
| Undivided profits | $-24,061,000 | 7,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $28,348,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,095,000 | 1,720 |
| Earning assets | $436,122,000 | 1,490 |
| Long-term assets (5+ years) | $19,853,000 | 4,181 |
| Average Assets, year-to-date | $510,479,250 | 1,366 |
| Average Assets, quarterly | $512,000,500 | 1,371 |
| Volatile liabilities | $166,235,000 | 926 |
| Insider loans | $5,268,000 | 1,467 |
| FHLB advances | $46,500,000 | 947 |
| Loans and leases held for sale | $1,267,000 | 852 |
| Unused loan commitments | $38,503,000 | 1,757 |
| Tier 1 (core) risk-based capital | $23,408,000 | 2,694 |
| Tier 2 risk-based capital | $5,003,000 | 1,228 |
| Total risk weighted assets | $393,299,000 | 1,313 |
| Total unused commitments | $38,503,000 | 1,757 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 115 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $500,967,000 | 1,430 |
| Cash and due from depository institutions | $44,605,000 | 1,414 |
| Interest-bearing balances | $37,635,000 | 585 |
| Securities | $2,117,000 | 7,405 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,178 |
| Net loans & leases | $386,873,000 | 1,266 |
| Loan loss allowance | $12,184,000 | 682 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,814,000 | 2,643 |
| Other real estate owned | $44,838,000 | 1,414 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $15,570,000 | 1,342 |
| Life insurance assets | $5,221,000 | 1,236 |
| Total liabilities and capital | $500,967,000 | 1,430 |
| Total liabilities | $474,683,000 | 1,358 |
| Total deposits | $421,583,000 | 1,347 |
| Interest-bearing deposits | $399,232,000 | 1,242 |
| Deposits held in domestic offices | $421,583,000 | 1,345 |
| % insured | 71.45% | 5,804 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,535,000 | 992 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,565,000 | 1,955 |
| Total equity capital | $26,284,000 | 2,551 |
| Total bank equity capital | $26,284,000 | 2,549 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $9,000 | 7,215 |
| Surplus | $47,491,000 | 748 |
| Undivided profits | $-21,216,000 | 8,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $47,687,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,788,000 | 1,967 |
| Earning assets | $428,775,000 | 1,518 |
| Long-term assets (5+ years) | $27,771,000 | 3,484 |
| Average Assets, year-to-date | $506,294,330 | 1,403 |
| Average Assets, quarterly | $503,698,000 | 1,422 |
| Volatile liabilities | $159,688,000 | 967 |
| Insider loans | $5,521,000 | 1,416 |
| FHLB advances | $49,500,000 | 938 |
| Loans and leases held for sale | $2,103,000 | 882 |
| Unused loan commitments | $42,026,000 | 1,693 |
| Tier 1 (core) risk-based capital | $26,261,000 | 2,444 |
| Tier 2 risk-based capital | $5,247,000 | 1,164 |
| Total risk weighted assets | $412,742,000 | 1,272 |
| Total unused commitments | $42,026,000 | 1,695 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 114 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $506,429,000 | 1,417 |
| Cash and due from depository institutions | $31,754,000 | 1,443 |
| Interest-bearing balances | $26,837,000 | 711 |
| Securities | $2,124,000 | 7,474 |
| Federal funds sold & reverse repurchase agreements | $10,590,000 | 1,154 |
| Net loans & leases | $407,864,000 | 1,221 |
| Loan loss allowance | $14,071,000 | 551 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,957,000 | 2,598 |
| Other real estate owned | $33,518,000 | 1,443 |
| Goodwill and other intangibles | $1,000 | 3,191 |
| All other assets | $15,621,000 | 1,330 |
| Life insurance assets | $5,178,000 | 1,239 |
| Total liabilities and capital | $506,429,000 | 1,417 |
| Total liabilities | $482,184,000 | 1,350 |
| Total deposits | $429,401,000 | 1,321 |
| Interest-bearing deposits | $404,051,000 | 1,216 |
| Deposits held in domestic offices | $429,401,000 | 1,317 |
| % insured | 66.56% | 6,579 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $50,942,000 | 1,042 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,841,000 | 2,462 |
| Total equity capital | $24,245,000 | 2,757 |
| Total bank equity capital | $24,245,000 | 2,757 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,000 | 7,257 |
| Surplus | $41,640,000 | 822 |
| Undivided profits | $-17,404,000 | 8,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $54,357,000 | 343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,991,000 | 1,756 |
| Earning assets | $447,415,000 | 1,470 |
| Long-term assets (5+ years) | $20,511,000 | 4,032 |
| Average Assets, year-to-date | $508,958,000 | 1,395 |
| Average Assets, quarterly | $508,958,000 | 1,395 |
| Volatile liabilities | $108,058,000 | 1,439 |
| Insider loans | $1,474,000 | 3,648 |
| FHLB advances | $49,900,000 | 987 |
| Loans and leases held for sale | $2,159,000 | 756 |
| Unused loan commitments | $48,577,000 | 1,591 |
| Tier 1 (core) risk-based capital | $24,216,000 | 2,630 |
| Tier 2 risk-based capital | $5,385,000 | 1,123 |
| Total risk weighted assets | $422,037,000 | 1,243 |
| Total unused commitments | $48,577,000 | 1,594 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 125 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $511,487,000 | 1,383 |
| Cash and due from depository institutions | $27,234,000 | 1,323 |
| Interest-bearing balances | $4,998,000 | 1,893 |
| Securities | $15,813,000 | 4,992 |
| Federal funds sold & reverse repurchase agreements | $3,770,000 | 2,292 |
| Net loans & leases | $414,332,000 | 1,211 |
| Loan loss allowance | $18,615,000 | 429 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,111,000 | 2,532 |
| Other real estate owned | $29,687,000 | 1,323 |
| Goodwill and other intangibles | $1,000 | 3,206 |
| All other assets | $15,539,000 | 1,334 |
| Life insurance assets | $5,134,000 | 1,245 |
| Total liabilities and capital | $511,487,000 | 1,383 |
| Total liabilities | $487,526,000 | 1,310 |
| Total deposits | $416,436,000 | 1,321 |
| Interest-bearing deposits | $390,676,000 | 1,221 |
| Deposits held in domestic offices | $416,436,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $69,448,000 | 874 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,642,000 | 2,655 |
| Total equity capital | $23,961,000 | 2,771 |
| Total bank equity capital | $23,961,000 | 2,771 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,000 | 7,297 |
| Surplus | $39,940,000 | 828 |
| Undivided profits | $-15,988,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,924,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,935,000 | 1,931 |
| Earning assets | $438,913,000 | 1,465 |
| Long-term assets (5+ years) | $64,411,000 | 1,879 |
| Average Assets, year-to-date | $507,468,400 | 1,331 |
| Average Assets, quarterly | $510,715,500 | 1,362 |
| Volatile liabilities | $176,621,000 | 882 |
| Insider loans | $1,478,000 | 3,703 |
| FHLB advances | $68,400,000 | 805 |
| Loans and leases held for sale | $630,000 | 1,041 |
| Unused loan commitments | $55,392,000 | 1,440 |
| Tier 1 (core) risk-based capital | $23,727,000 | 2,659 |
| Tier 2 risk-based capital | $5,579,000 | 1,067 |
| Total risk weighted assets | $432,457,000 | 1,203 |
| Total unused commitments | $55,392,000 | 1,444 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 125 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $509,944,000 | 1,353 |
| Cash and due from depository institutions | $6,323,000 | 1,351 |
| Interest-bearing balances | $302,000 | 4,104 |
| Securities | $17,868,000 | 4,646 |
| Federal funds sold & reverse repurchase agreements | $477,000 | 5,113 |
| Net loans & leases | $438,591,000 | 1,121 |
| Loan loss allowance | $5,455,000 | 1,152 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,362,000 | 2,409 |
| Other real estate owned | $23,921,000 | 1,351 |
| Goodwill and other intangibles | $1,485,000 | 1,546 |
| All other assets | $15,917,000 | 1,284 |
| Life insurance assets | $5,075,000 | 1,249 |
| Total liabilities and capital | $509,944,000 | 1,353 |
| Total liabilities | $464,382,000 | 1,345 |
| Total deposits | $388,227,000 | 1,398 |
| Interest-bearing deposits | $357,279,000 | 1,322 |
| Deposits held in domestic offices | $388,227,000 | 1,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $74,554,000 | 850 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,601,000 | 2,771 |
| Total equity capital | $45,562,000 | 1,498 |
| Total bank equity capital | $45,562,000 | 1,498 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,000 | 7,360 |
| Surplus | $38,590,000 | 842 |
| Undivided profits | $6,963,000 | 3,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,472,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,331,000 | 1,671 |
| Earning assets | $457,238,000 | 1,397 |
| Long-term assets (5+ years) | $37,317,000 | 2,782 |
| Average Assets, year-to-date | $506,463,750 | 1,326 |
| Average Assets, quarterly | $513,354,000 | 1,341 |
| Volatile liabilities | $163,529,000 | 923 |
| Insider loans | $1,481,000 | 3,721 |
| FHLB advances | $73,500,000 | 783 |
| Loans and leases held for sale | $2,220,000 | 504 |
| Unused loan commitments | $75,356,000 | 1,202 |
| Tier 1 (core) risk-based capital | $44,227,000 | 1,462 |
| Tier 2 risk-based capital | $5,540,000 | 1,030 |
| Total risk weighted assets | $450,499,000 | 1,158 |
| Total unused commitments | $75,356,000 | 1,204 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $516,764,000 | 1,335 |
| Cash and due from depository institutions | $5,149,000 | 1,334 |
| Interest-bearing balances | $50,000 | 5,649 |
| Securities | $18,062,000 | 4,691 |
| Federal funds sold & reverse repurchase agreements | $32,000 | 5,837 |
| Net loans & leases | $458,789,000 | 1,059 |
| Loan loss allowance | $4,410,000 | 1,342 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,362,000 | 2,414 |
| Other real estate owned | $13,048,000 | 1,334 |
| Goodwill and other intangibles | $1,486,000 | 1,557 |
| All other assets | $14,836,000 | 1,339 |
| Life insurance assets | $5,031,000 | 1,252 |
| Total liabilities and capital | $516,764,000 | 1,335 |
| Total liabilities | $470,563,000 | 1,320 |
| Total deposits | $373,576,000 | 1,440 |
| Interest-bearing deposits | $342,183,000 | 1,363 |
| Deposits held in domestic offices | $373,576,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,915,000 | 893 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $74,560,000 | 826 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,512,000 | 2,863 |
| Total equity capital | $46,201,000 | 1,492 |
| Total bank equity capital | $46,201,000 | 1,492 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,000 | 7,423 |
| Surplus | $38,558,000 | 834 |
| Undivided profits | $7,634,000 | 3,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,185,000 | 333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,761,000 | 1,334 |
| Earning assets | $476,933,000 | 1,317 |
| Long-term assets (5+ years) | $37,927,000 | 2,741 |
| Average Assets, year-to-date | $505,303,670 | 1,325 |
| Average Assets, quarterly | $509,569,000 | 1,342 |
| Volatile liabilities | $191,058,000 | 800 |
| Insider loans | $1,484,000 | 3,696 |
| FHLB advances | $73,500,000 | 766 |
| Loans and leases held for sale | $6,315,000 | 310 |
| Unused loan commitments | $92,650,000 | 1,048 |
| Tier 1 (core) risk-based capital | $44,934,000 | 1,446 |
| Tier 2 risk-based capital | $4,506,000 | 1,237 |
| Total risk weighted assets | $464,259,000 | 1,114 |
| Total unused commitments | $92,650,000 | 1,048 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 135 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $502,374,000 | 1,354 |
| Cash and due from depository institutions | $6,323,000 | 1,262 |
| Interest-bearing balances | $88,000 | 5,224 |
| Securities | $18,632,000 | 4,598 |
| Federal funds sold & reverse repurchase agreements | $37,000 | 6,551 |
| Net loans & leases | $449,237,000 | 1,058 |
| Loan loss allowance | $4,039,000 | 1,406 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,659,000 | 2,263 |
| Other real estate owned | $6,992,000 | 1,262 |
| Goodwill and other intangibles | $1,486,000 | 1,554 |
| All other assets | $14,008,000 | 1,342 |
| Life insurance assets | $4,977,000 | 1,259 |
| Total liabilities and capital | $502,374,000 | 1,354 |
| Total liabilities | $457,440,000 | 1,345 |
| Total deposits | $372,803,000 | 1,441 |
| Interest-bearing deposits | $337,250,000 | 1,384 |
| Deposits held in domestic offices | $372,803,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,300,000 | 1,073 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $69,566,000 | 818 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,771,000 | 2,719 |
| Total equity capital | $44,934,000 | 1,567 |
| Total bank equity capital | $44,934,000 | 1,567 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,000 | 7,457 |
| Surplus | $36,558,000 | 876 |
| Undivided profits | $8,367,000 | 3,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,240,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,428,000 | 1,588 |
| Earning assets | $467,994,000 | 1,340 |
| Long-term assets (5+ years) | $41,722,000 | 2,456 |
| Average Assets, year-to-date | $499,573,500 | 1,336 |
| Average Assets, quarterly | $499,573,500 | 1,336 |
| Volatile liabilities | $179,978,000 | 813 |
| Insider loans | $1,844,000 | 3,242 |
| FHLB advances | $68,500,000 | 764 |
| Loans and leases held for sale | $2,723,000 | 578 |
| Unused loan commitments | $100,830,000 | 1,006 |
| Tier 1 (core) risk-based capital | $43,345,000 | 1,502 |
| Tier 2 risk-based capital | $4,140,000 | 1,306 |
| Total risk weighted assets | $446,433,000 | 1,141 |
| Total unused commitments | $100,830,000 | 1,007 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 131 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $496,773,000 | 1,352 |
| Cash and due from depository institutions | $6,496,000 | 1,303 |
| Interest-bearing balances | $21,000 | 5,955 |
| Securities | $24,763,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $2,438,000 | 3,832 |
| Net loans & leases | $436,837,000 | 1,087 |
| Loan loss allowance | $3,750,000 | 1,497 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,596,000 | 2,278 |
| Other real estate owned | $6,148,000 | 1,303 |
| Goodwill and other intangibles | $1,487,000 | 1,556 |
| All other assets | $13,008,000 | 1,426 |
| Life insurance assets | $3,624,000 | 1,591 |
| Total liabilities and capital | $496,773,000 | 1,352 |
| Total liabilities | $453,190,000 | 1,334 |
| Total deposits | $381,873,000 | 1,384 |
| Interest-bearing deposits | $345,455,000 | 1,343 |
| Deposits held in domestic offices | $381,873,000 | 1,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $68,500,000 | 784 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,817,000 | 1,882 |
| Total equity capital | $43,583,000 | 1,592 |
| Total bank equity capital | $43,583,000 | 1,592 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000 | 7,503 |
| Surplus | $35,558,000 | 881 |
| Undivided profits | $8,016,000 | 3,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,960,000 | 1,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,645,000 | 1,553 |
| Earning assets | $464,059,000 | 1,319 |
| Long-term assets (5+ years) | $47,307,000 | 2,105 |
| Average Assets, year-to-date | $467,979,600 | 1,378 |
| Average Assets, quarterly | $491,465,000 | 1,349 |
| Volatile liabilities | $171,227,000 | 885 |
| Insider loans | $2,049,000 | 3,009 |
| FHLB advances | $68,500,000 | 717 |
| Loans and leases held for sale | $6,592,000 | 306 |
| Unused loan commitments | $105,397,000 | 968 |
| Tier 1 (core) risk-based capital | $41,907,000 | 1,553 |
| Tier 2 risk-based capital | $3,857,000 | 1,388 |
| Total risk weighted assets | $432,809,000 | 1,158 |
| Total unused commitments | $105,397,000 | 968 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 139 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $486,157,000 | 1,360 |
| Cash and due from depository institutions | $3,915,000 | 1,228 |
| Interest-bearing balances | $367,000 | 3,317 |
| Securities | $29,074,000 | 3,522 |
| Federal funds sold & reverse repurchase agreements | $295,000 | 5,759 |
| Net loans & leases | $432,534,000 | 1,074 |
| Loan loss allowance | $4,224,000 | 1,240 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,588,000 | 2,673 |
| Other real estate owned | $2,351,000 | 1,228 |
| Goodwill and other intangibles | $1,501,000 | 1,532 |
| All other assets | $11,899,000 | 1,538 |
| Life insurance assets | $3,584,000 | 1,566 |
| Total liabilities and capital | $486,157,000 | 1,360 |
| Total liabilities | $443,818,000 | 1,333 |
| Total deposits | $377,271,000 | 1,393 |
| Interest-bearing deposits | $344,597,000 | 1,329 |
| Deposits held in domestic offices | $377,271,000 | 1,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,945,000 | 1,130 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $52,500,000 | 885 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,102,000 | 2,386 |
| Total equity capital | $42,339,000 | 1,611 |
| Total bank equity capital | $42,339,000 | 1,611 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,000 | 7,519 |
| Surplus | $33,766,000 | 900 |
| Undivided profits | $8,564,000 | 3,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,360,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 880 |
| Income earned, not collected on loans | $2,402,000 | 1,868 |
| Earning assets | $462,270,000 | 1,315 |
| Long-term assets (5+ years) | $52,203,000 | 1,876 |
| Average Assets, year-to-date | $460,781,250 | 1,401 |
| Average Assets, quarterly | $486,558,000 | 1,352 |
| Volatile liabilities | $148,113,000 | 972 |
| Insider loans | $1,851,000 | 3,146 |
| FHLB advances | $52,500,000 | 811 |
| Loans and leases held for sale | $2,261,000 | 560 |
| Unused loan commitments | $113,887,000 | 944 |
| Tier 1 (core) risk-based capital | $40,749,000 | 1,587 |
| Tier 2 risk-based capital | $4,341,000 | 1,198 |
| Total risk weighted assets | $427,552,000 | 1,155 |
| Total unused commitments | $113,887,000 | 945 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 145 | 1,194 |
| Assets and Liabilities | ||
| Total Assets: | $486,959,000 | 1,378 |
| Cash and due from depository institutions | $10,384,000 | 1,194 |
| Interest-bearing balances | $5,259,000 | 1,003 |
| Securities | $18,498,000 | 4,676 |
| Federal funds sold & reverse repurchase agreements | $16,165,000 | 957 |
| Net loans & leases | $424,305,000 | 1,095 |
| Loan loss allowance | $4,166,000 | 1,272 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,496,000 | 2,701 |
| Other real estate owned | $0 | 1,194 |
| Goodwill and other intangibles | $1,510,000 | 1,531 |
| All other assets | $11,601,000 | 1,561 |
| Life insurance assets | $3,555,000 | 1,565 |
| Total liabilities and capital | $486,959,000 | 1,378 |
| Total liabilities | $445,347,000 | 1,347 |
| Total deposits | $401,096,000 | 1,310 |
| Interest-bearing deposits | $366,156,000 | 1,235 |
| Deposits held in domestic offices | $401,096,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,500,000 | 1,001 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,751,000 | 2,606 |
| Total equity capital | $41,612,000 | 1,638 |
| Total bank equity capital | $41,612,000 | 1,638 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000 | 7,570 |
| Surplus | $33,766,000 | 906 |
| Undivided profits | $7,837,000 | 3,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,480,000 | 913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,228,000 | 1,873 |
| Earning assets | $464,227,000 | 1,316 |
| Long-term assets (5+ years) | $40,432,000 | 2,206 |
| Average Assets, year-to-date | $452,322,670 | 1,457 |
| Average Assets, quarterly | $468,722,000 | 1,411 |
| Volatile liabilities | $150,515,000 | 956 |
| Insider loans | $1,850,000 | 3,137 |
| FHLB advances | $42,500,000 | 925 |
| Loans and leases held for sale | $7,312,000 | 326 |
| Unused loan commitments | $117,414,000 | 931 |
| Tier 1 (core) risk-based capital | $40,214,000 | 1,611 |
| Tier 2 risk-based capital | $4,297,000 | 1,219 |
| Total risk weighted assets | $423,983,000 | 1,166 |
| Total unused commitments | $117,414,000 | 931 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 142 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $450,485,000 | 1,480 |
| Cash and due from depository institutions | $7,400,000 | 1,209 |
| Interest-bearing balances | $173,000 | 4,170 |
| Securities | $18,932,000 | 4,643 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,744 |
| Net loans & leases | $406,834,000 | 1,125 |
| Loan loss allowance | $4,007,000 | 1,324 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,600,000 | 2,619 |
| Other real estate owned | $0 | 1,209 |
| Goodwill and other intangibles | $1,511,000 | 1,520 |
| All other assets | $11,191,000 | 1,553 |
| Life insurance assets | $3,525,000 | 1,555 |
| Total liabilities and capital | $450,485,000 | 1,480 |
| Total liabilities | $409,549,000 | 1,450 |
| Total deposits | $362,754,000 | 1,474 |
| Interest-bearing deposits | $326,253,000 | 1,396 |
| Deposits held in domestic offices | $362,754,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,410,000 | 1,991 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $42,500,000 | 959 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,885,000 | 2,514 |
| Total equity capital | $40,936,000 | 1,670 |
| Total bank equity capital | $40,936,000 | 1,670 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,000 | 7,598 |
| Surplus | $33,766,000 | 882 |
| Undivided profits | $7,161,000 | 3,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 1,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,210,000 | 1,838 |
| Earning assets | $425,956,000 | 1,425 |
| Long-term assets (5+ years) | $38,718,000 | 2,258 |
| Average Assets, year-to-date | $435,004,500 | 1,530 |
| Average Assets, quarterly | $435,004,500 | 1,530 |
| Volatile liabilities | $142,594,000 | 970 |
| Insider loans | $742,000 | 4,823 |
| FHLB advances | $42,500,000 | 888 |
| Loans and leases held for sale | $6,189,000 | 345 |
| Unused loan commitments | $127,267,000 | 865 |
| Tier 1 (core) risk-based capital | $39,456,000 | 1,620 |
| Tier 2 risk-based capital | $4,138,000 | 1,265 |
| Total risk weighted assets | $412,325,000 | 1,182 |
| Total unused commitments | $127,267,000 | 865 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 138 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $419,524,000 | 1,585 |
| Cash and due from depository institutions | $5,020,000 | 1,242 |
| Interest-bearing balances | $208,000 | 3,980 |
| Securities | $21,214,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $12,000 | 6,367 |
| Net loans & leases | $376,261,000 | 1,209 |
| Loan loss allowance | $3,881,000 | 1,347 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,641,000 | 2,547 |
| Other real estate owned | $0 | 1,242 |
| Goodwill and other intangibles | $1,512,000 | 1,514 |
| All other assets | $10,864,000 | 1,611 |
| Life insurance assets | $3,494,000 | 1,538 |
| Total liabilities and capital | $419,524,000 | 1,585 |
| Total liabilities | $381,566,000 | 1,572 |
| Total deposits | $330,248,000 | 1,606 |
| Interest-bearing deposits | $290,837,000 | 1,581 |
| Deposits held in domestic offices | $330,248,000 | 1,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,410,000 | 1,367 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,500,000 | 992 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,408,000 | 3,090 |
| Total equity capital | $37,958,000 | 1,755 |
| Total bank equity capital | $37,958,000 | 1,755 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,000 | 7,637 |
| Surplus | $31,766,000 | 923 |
| Undivided profits | $6,183,000 | 4,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,538,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,155,000 | 1,945 |
| Earning assets | $397,695,000 | 1,517 |
| Long-term assets (5+ years) | $36,249,000 | 2,320 |
| Average Assets, year-to-date | $376,033,400 | 1,701 |
| Average Assets, quarterly | $407,538,000 | 1,622 |
| Volatile liabilities | $134,350,000 | 1,136 |
| Insider loans | $747,000 | 4,807 |
| FHLB advances | $42,500,000 | 926 |
| Loans and leases held for sale | $5,234,000 | 364 |
| Unused loan commitments | $129,743,000 | 832 |
| Tier 1 (core) risk-based capital | $36,491,000 | 1,728 |
| Tier 2 risk-based capital | $3,997,000 | 1,295 |
| Total risk weighted assets | $388,000,000 | 1,244 |
| Total unused commitments | $129,743,000 | 832 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $395,552,000 | 1,673 |
| Cash and due from depository institutions | $8,065,000 | 1,451 |
| Interest-bearing balances | $206,000 | 3,965 |
| Securities | $21,231,000 | 4,416 |
| Federal funds sold & reverse repurchase agreements | $632,000 | 5,093 |
| Net loans & leases | $349,308,000 | 1,305 |
| Loan loss allowance | $3,686,000 | 1,425 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,650,000 | 2,529 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $1,095,000 | 1,666 |
| All other assets | $10,571,000 | 1,657 |
| Life insurance assets | $3,407,000 | 1,525 |
| Total liabilities and capital | $395,552,000 | 1,673 |
| Total liabilities | $360,015,000 | 1,652 |
| Total deposits | $316,993,000 | 1,657 |
| Interest-bearing deposits | $277,069,000 | 1,629 |
| Deposits held in domestic offices | $316,993,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,870 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $37,500,000 | 1,138 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,522,000 | 2,885 |
| Total equity capital | $35,537,000 | 1,871 |
| Total bank equity capital | $35,537,000 | 1,871 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,695 |
| Surplus | $29,766,000 | 981 |
| Undivided profits | $5,762,000 | 4,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,884,000 | 2,238 |
| Earning assets | $371,377,000 | 1,634 |
| Long-term assets (5+ years) | $29,661,000 | 2,656 |
| Average Assets, year-to-date | $365,160,750 | 1,756 |
| Average Assets, quarterly | $395,161,500 | 1,659 |
| Volatile liabilities | $115,221,000 | 1,298 |
| Insider loans | $750,000 | 4,756 |
| FHLB advances | $37,500,000 | 1,052 |
| Loans and leases held for sale | $1,908,000 | 690 |
| Unused loan commitments | $117,362,000 | 919 |
| Tier 1 (core) risk-based capital | $34,505,000 | 1,827 |
| Tier 2 risk-based capital | $3,808,000 | 1,359 |
| Total risk weighted assets | $366,296,000 | 1,317 |
| Total unused commitments | $117,362,000 | 920 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 113 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $394,771,000 | 1,664 |
| Cash and due from depository institutions | $9,765,000 | 1,571 |
| Interest-bearing balances | $192,000 | 4,175 |
| Securities | $24,360,000 | 4,041 |
| Federal funds sold & reverse repurchase agreements | $12,427,000 | 1,034 |
| Net loans & leases | $332,129,000 | 1,345 |
| Loan loss allowance | $3,451,000 | 1,489 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,319,000 | 2,664 |
| Other real estate owned | $0 | 1,571 |
| Goodwill and other intangibles | $1,096,000 | 1,662 |
| All other assets | $10,675,000 | 1,624 |
| Life insurance assets | $3,376,000 | 1,501 |
| Total liabilities and capital | $394,771,000 | 1,664 |
| Total liabilities | $360,130,000 | 1,639 |
| Total deposits | $311,482,000 | 1,664 |
| Interest-bearing deposits | $270,184,000 | 1,629 |
| Deposits held in domestic offices | $311,482,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $47,500,000 | 979 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,148,000 | 3,212 |
| Total equity capital | $34,641,000 | 1,838 |
| Total bank equity capital | $34,641,000 | 1,838 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,000 | 7,723 |
| Surplus | $29,766,000 | 966 |
| Undivided profits | $4,866,000 | 4,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,700,000 | 2,211 |
| Earning assets | $369,108,000 | 1,627 |
| Long-term assets (5+ years) | $29,139,000 | 2,645 |
| Average Assets, year-to-date | $355,030,330 | 1,792 |
| Average Assets, quarterly | $369,144,000 | 1,751 |
| Volatile liabilities | $116,227,000 | 1,288 |
| Insider loans | $1,145,000 | 3,978 |
| FHLB advances | $47,500,000 | 896 |
| Loans and leases held for sale | $2,347,000 | 626 |
| Unused loan commitments | $113,705,000 | 944 |
| Tier 1 (core) risk-based capital | $33,801,000 | 1,836 |
| Tier 2 risk-based capital | $3,600,000 | 1,412 |
| Total risk weighted assets | $360,154,000 | 1,315 |
| Total unused commitments | $113,705,000 | 944 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 108 | 1,605 |
| Assets and Liabilities | ||
| Total Assets: | $343,517,000 | 1,853 |
| Cash and due from depository institutions | $6,580,000 | 1,605 |
| Interest-bearing balances | $883,000 | 2,698 |
| Securities | $25,979,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 6,263 |
| Net loans & leases | $296,632,000 | 1,490 |
| Loan loss allowance | $2,838,000 | 1,776 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,162,000 | 2,676 |
| Other real estate owned | $0 | 1,605 |
| Goodwill and other intangibles | $1,097,000 | 1,639 |
| All other assets | $9,047,000 | 1,818 |
| Life insurance assets | $3,342,000 | 1,472 |
| Total liabilities and capital | $343,517,000 | 1,853 |
| Total liabilities | $312,506,000 | 1,831 |
| Total deposits | $277,359,000 | 1,842 |
| Interest-bearing deposits | $237,919,000 | 1,842 |
| Deposits held in domestic offices | $277,359,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,470,000 | 2,418 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,500,000 | 1,237 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,177,000 | 3,164 |
| Total equity capital | $31,011,000 | 2,041 |
| Total bank equity capital | $31,011,000 | 2,041 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,738 |
| Surplus | $26,766,000 | 1,026 |
| Undivided profits | $4,236,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,530,000 | 2,331 |
| Earning assets | $323,514,000 | 1,811 |
| Long-term assets (5+ years) | $39,468,000 | 2,124 |
| Average Assets, year-to-date | $335,160,000 | 1,872 |
| Average Assets, quarterly | $335,160,000 | 1,872 |
| Volatile liabilities | $86,827,000 | 1,602 |
| Insider loans | $1,225,000 | 3,798 |
| FHLB advances | $32,500,000 | 1,162 |
| Loans and leases held for sale | $1,784,000 | 631 |
| Unused loan commitments | $112,929,000 | 937 |
| Tier 1 (core) risk-based capital | $30,036,000 | 2,049 |
| Tier 2 risk-based capital | $2,954,000 | 1,669 |
| Total risk weighted assets | $319,012,000 | 1,453 |
| Total unused commitments | $112,929,000 | 937 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 97 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $326,803,000 | 1,912 |
| Cash and due from depository institutions | $5,149,000 | 1,781 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $16,865,000 | 5,075 |
| Federal funds sold & reverse repurchase agreements | $10,632,000 | 1,296 |
| Net loans & leases | $281,474,000 | 1,530 |
| Loan loss allowance | $2,543,000 | 1,954 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,374,000 | 3,135 |
| Other real estate owned | $0 | 1,781 |
| Goodwill and other intangibles | $1,104,000 | 1,629 |
| All other assets | $8,205,000 | 1,976 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $326,803,000 | 1,912 |
| Total liabilities | $296,661,000 | 1,893 |
| Total deposits | $258,032,000 | 1,955 |
| Interest-bearing deposits | $216,169,000 | 1,961 |
| Deposits held in domestic offices | $258,032,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,500,000 | 1,147 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,129,000 | 3,221 |
| Total equity capital | $30,142,000 | 2,084 |
| Total bank equity capital | $30,142,000 | 2,084 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,000 | 7,776 |
| Surplus | $26,766,000 | 1,002 |
| Undivided profits | $3,367,000 | 5,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,396,000 | 2,556 |
| Earning assets | $308,971,000 | 1,853 |
| Long-term assets (5+ years) | $38,984,000 | 2,114 |
| Average Assets, year-to-date | $239,157,800 | 2,477 |
| Average Assets, quarterly | $300,395,500 | 2,040 |
| Volatile liabilities | $76,104,000 | 1,733 |
| Insider loans | $1,087,000 | 4,032 |
| FHLB advances | $37,500,000 | 1,058 |
| Loans and leases held for sale | $8,160,000 | 278 |
| Unused loan commitments | $110,913,000 | 928 |
| Tier 1 (core) risk-based capital | $29,105,000 | 2,079 |
| Tier 2 risk-based capital | $2,658,000 | 1,800 |
| Total risk weighted assets | $290,087,000 | 1,576 |
| Total unused commitments | $110,913,000 | 928 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 85 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $273,988,000 | 2,231 |
| Cash and due from depository institutions | $6,149,000 | 2,033 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $17,475,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,911 |
| Net loans & leases | $239,359,000 | 1,744 |
| Loan loss allowance | $2,156,000 | 2,233 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,796,000 | 3,552 |
| Other real estate owned | $0 | 2,033 |
| Goodwill and other intangibles | $1,127,000 | 1,601 |
| All other assets | $7,073,000 | 2,156 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $273,988,000 | 2,231 |
| Total liabilities | $249,414,000 | 2,200 |
| Total deposits | $213,947,000 | 2,292 |
| Interest-bearing deposits | $177,025,000 | 2,334 |
| Deposits held in domestic offices | $213,947,000 | 2,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,745,000 | 1,411 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,500,000 | 1,427 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,222,000 | 3,009 |
| Total equity capital | $24,574,000 | 2,477 |
| Total bank equity capital | $24,574,000 | 2,477 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,801 |
| Surplus | $21,766,000 | 1,145 |
| Undivided profits | $2,799,000 | 5,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,085,000 | 3,191 |
| Earning assets | $256,843,000 | 2,173 |
| Long-term assets (5+ years) | $38,066,000 | 2,160 |
| Average Assets, year-to-date | $217,246,500 | 2,681 |
| Average Assets, quarterly | $253,989,000 | 2,376 |
| Volatile liabilities | $60,673,000 | 2,041 |
| Insider loans | $1,091,000 | 3,992 |
| FHLB advances | $27,500,000 | 1,335 |
| Loans and leases held for sale | $3,792,000 | 473 |
| Unused loan commitments | $99,094,000 | 992 |
| Tier 1 (core) risk-based capital | $23,425,000 | 2,493 |
| Tier 2 risk-based capital | $2,258,000 | 2,032 |
| Total risk weighted assets | $251,896,000 | 1,738 |
| Total unused commitments | $99,094,000 | 994 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 83 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $233,990,000 | 2,542 |
| Cash and due from depository institutions | $4,159,000 | 2,076 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $18,084,000 | 4,914 |
| Federal funds sold & reverse repurchase agreements | $839,000 | 4,538 |
| Net loans & leases | $200,849,000 | 2,018 |
| Loan loss allowance | $1,729,000 | 2,638 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,465,000 | 3,808 |
| Other real estate owned | $0 | 2,076 |
| Goodwill and other intangibles | $1,129,000 | 1,588 |
| All other assets | $6,465,000 | 2,237 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $233,990,000 | 2,542 |
| Total liabilities | $209,960,000 | 2,541 |
| Total deposits | $177,941,000 | 2,659 |
| Interest-bearing deposits | $144,478,000 | 2,745 |
| Deposits held in domestic offices | $177,941,000 | 2,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,000,000 | 1,079 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,019,000 | 3,191 |
| Total equity capital | $24,030,000 | 2,479 |
| Total bank equity capital | $24,030,000 | 2,479 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,804 |
| Surplus | $21,766,000 | 1,120 |
| Undivided profits | $2,255,000 | 6,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $907,000 | 3,438 |
| Earning assets | $219,772,000 | 2,483 |
| Long-term assets (5+ years) | $38,348,000 | 2,156 |
| Average Assets, year-to-date | $198,332,670 | 2,868 |
| Average Assets, quarterly | $214,373,000 | 2,716 |
| Volatile liabilities | $47,947,000 | 2,351 |
| Insider loans | $845,000 | 4,471 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $6,076,000 | 384 |
| Unused loan commitments | $80,404,000 | 1,137 |
| Tier 1 (core) risk-based capital | $22,855,000 | 2,486 |
| Tier 2 risk-based capital | $1,937,000 | 2,293 |
| Total risk weighted assets | $203,824,000 | 2,048 |
| Total unused commitments | $80,404,000 | 1,137 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $194,756,000 | 2,944 |
| Cash and due from depository institutions | $4,226,000 | 2,423 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,303,000 | 4,948 |
| Federal funds sold & reverse repurchase agreements | $2,284,000 | 3,829 |
| Net loans & leases | $161,034,000 | 2,410 |
| Loan loss allowance | $1,501,000 | 2,957 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,378,000 | 3,903 |
| Other real estate owned | $0 | 2,423 |
| Goodwill and other intangibles | $1,134,000 | 1,582 |
| All other assets | $5,397,000 | 2,551 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $194,756,000 | 2,944 |
| Total liabilities | $175,292,000 | 2,926 |
| Total deposits | $164,215,000 | 2,834 |
| Interest-bearing deposits | $131,250,000 | 2,959 |
| Deposits held in domestic offices | $164,215,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,077,000 | 3,034 |
| Total equity capital | $19,464,000 | 2,914 |
| Total bank equity capital | $19,464,000 | 2,914 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,866 |
| Surplus | $17,766,000 | 1,301 |
| Undivided profits | $1,689,000 | 6,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $583,000 | 4,781 |
| Earning assets | $181,621,000 | 2,897 |
| Long-term assets (5+ years) | $51,686,000 | 1,786 |
| Average Assets, year-to-date | $180,504,000 | 3,089 |
| Average Assets, quarterly | $180,504,000 | 3,089 |
| Volatile liabilities | $19,645,000 | 4,219 |
| Insider loans | $847,000 | 4,461 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $5,203,000 | 370 |
| Unused loan commitments | $61,003,000 | 1,396 |
| Tier 1 (core) risk-based capital | $18,389,000 | 2,980 |
| Tier 2 risk-based capital | $1,680,000 | 2,530 |
| Total risk weighted assets | $170,780,000 | 2,367 |
| Total unused commitments | $61,003,000 | 1,396 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $166,252,000 | 3,321 |
| Cash and due from depository institutions | $2,302,000 | 2,645 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $18,213,000 | 4,989 |
| Federal funds sold & reverse repurchase agreements | $8,009,000 | 1,448 |
| Net loans & leases | $128,916,000 | 2,860 |
| Loan loss allowance | $1,196,000 | 3,517 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,339,000 | 3,921 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $1,134,000 | 1,571 |
| All other assets | $5,339,000 | 2,534 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $166,252,000 | 3,321 |
| Total liabilities | $147,020,000 | 3,370 |
| Total deposits | $134,388,000 | 3,348 |
| Interest-bearing deposits | $109,278,000 | 3,413 |
| Deposits held in domestic offices | $134,388,000 | 3,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,275 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $632,000 | 4,165 |
| Total equity capital | $19,232,000 | 2,944 |
| Total bank equity capital | $19,232,000 | 2,944 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,908 |
| Surplus | $17,766,000 | 1,280 |
| Undivided profits | $1,457,000 | 6,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $606,000 | 4,668 |
| Earning assets | $155,138,000 | 3,273 |
| Long-term assets (5+ years) | $41,027,000 | 2,148 |
| Average Assets, year-to-date | $128,375,400 | 3,941 |
| Average Assets, quarterly | $152,427,500 | 3,532 |
| Volatile liabilities | $17,881,000 | 4,404 |
| Insider loans | $472,000 | 5,554 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $5,689,000 | 342 |
| Unused loan commitments | $42,468,000 | 1,817 |
| Tier 1 (core) risk-based capital | $18,024,000 | 2,995 |
| Tier 2 risk-based capital | $1,358,000 | 3,000 |
| Total risk weighted assets | $139,209,000 | 2,781 |
| Total unused commitments | $42,468,000 | 1,818 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 64 | 2,687 |
| Assets and Liabilities | ||
| Total Assets: | $138,603,000 | 3,808 |
| Cash and due from depository institutions | $2,571,000 | 2,687 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $17,632,000 | 5,073 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,898 |
| Net loans & leases | $111,486,000 | 3,203 |
| Loan loss allowance | $1,039,000 | 3,912 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $654,000 | 6,644 |
| Other real estate owned | $0 | 2,687 |
| Goodwill and other intangibles | $1,125,000 | 1,551 |
| All other assets | $5,126,000 | 2,566 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $138,603,000 | 3,808 |
| Total liabilities | $124,575,000 | 3,794 |
| Total deposits | $112,295,000 | 3,806 |
| Interest-bearing deposits | $89,057,000 | 4,005 |
| Deposits held in domestic offices | $112,295,000 | 3,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,640,000 | 2,503 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $640,000 | 4,275 |
| Total equity capital | $14,028,000 | 3,857 |
| Total bank equity capital | $14,028,000 | 3,857 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,000 | 7,951 |
| Surplus | $12,766,000 | 1,670 |
| Undivided profits | $1,253,000 | 7,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $543,000 | 5,202 |
| Earning assets | $129,127,000 | 3,757 |
| Long-term assets (5+ years) | $41,979,000 | 2,143 |
| Average Assets, year-to-date | $118,906,250 | 4,203 |
| Average Assets, quarterly | $127,753,000 | 4,018 |
| Volatile liabilities | $12,606,000 | 5,253 |
| Insider loans | $650,000 | 4,945 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $38,403,000 | 1,934 |
| Tier 1 (core) risk-based capital | $12,779,000 | 4,013 |
| Tier 2 risk-based capital | $1,179,000 | 3,328 |
| Total risk weighted assets | $111,527,000 | 3,336 |
| Total unused commitments | $38,403,000 | 1,936 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $116,903,000 | 4,332 |
| Cash and due from depository institutions | $2,134,000 | 2,954 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $5,635,000 | 7,589 |
| Federal funds sold & reverse repurchase agreements | $3,019,000 | 2,815 |
| Net loans & leases | $99,618,000 | 3,441 |
| Loan loss allowance | $1,011,000 | 3,968 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $631,000 | 6,734 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $1,110,000 | 1,552 |
| All other assets | $4,756,000 | 2,709 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $116,903,000 | 4,332 |
| Total liabilities | $103,221,000 | 4,366 |
| Total deposits | $103,131,000 | 4,074 |
| Interest-bearing deposits | $84,510,000 | 4,157 |
| Deposits held in domestic offices | $103,131,000 | 4,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $90,000 | 8,140 |
| Total equity capital | $13,682,000 | 3,831 |
| Total bank equity capital | $13,682,000 | 3,831 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,000 | 8,005 |
| Surplus | $12,766,000 | 1,621 |
| Undivided profits | $907,000 | 7,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $418,000 | 5,869 |
| Earning assets | $108,272,000 | 4,293 |
| Long-term assets (5+ years) | $32,150,000 | 2,708 |
| Average Assets, year-to-date | $112,340,670 | 4,385 |
| Average Assets, quarterly | $115,213,500 | 4,351 |
| Volatile liabilities | $10,655,000 | 5,647 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,532,000 | 2,352 |
| Tier 1 (core) risk-based capital | $12,496,000 | 4,038 |
| Tier 2 risk-based capital | $1,069,000 | 3,562 |
| Total risk weighted assets | $98,545,000 | 3,640 |
| Total unused commitments | $28,532,000 | 2,354 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $113,524,000 | 4,402 |
| Cash and due from depository institutions | $2,594,000 | 3,881 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $5,315,000 | 7,664 |
| Federal funds sold & reverse repurchase agreements | $9,099,000 | 1,621 |
| Net loans & leases | $93,587,000 | 3,540 |
| Loan loss allowance | $997,000 | 3,965 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $444,000 | 7,279 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,485,000 | 4,095 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $113,524,000 | 4,402 |
| Total liabilities | $100,325,000 | 4,445 |
| Total deposits | $100,015,000 | 4,167 |
| Interest-bearing deposits | $84,586,000 | 4,177 |
| Deposits held in domestic offices | $100,015,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $310,000 | 6,119 |
| Total equity capital | $13,199,000 | 4,018 |
| Total bank equity capital | $13,199,000 | 4,018 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,000 | 8,032 |
| Surplus | $12,266,000 | 1,648 |
| Undivided profits | $924,000 | 7,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $391,000 | 6,042 |
| Earning assets | $108,001,000 | 4,304 |
| Long-term assets (5+ years) | $24,016,000 | 3,215 |
| Average Assets, year-to-date | $110,059,500 | 4,466 |
| Average Assets, quarterly | $110,059,500 | 4,466 |
| Volatile liabilities | $11,433,000 | 5,358 |
| Insider loans | $216,000 | 6,642 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $21,042,000 | 2,832 |
| Tier 1 (core) risk-based capital | $13,017,000 | 3,875 |
| Tier 2 risk-based capital | $1,034,000 | 3,607 |
| Total risk weighted assets | $93,165,000 | 3,723 |
| Total unused commitments | $21,042,000 | 2,839 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $106,595,000 | 4,571 |
| Cash and due from depository institutions | $1,393,000 | 4,893 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $5,747,000 | 7,639 |
| Federal funds sold & reverse repurchase agreements | $6,808,000 | 1,764 |
| Net loans & leases | $89,366,000 | 3,664 |
| Loan loss allowance | $973,000 | 4,040 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $329,000 | 7,720 |
| Other real estate owned | $0 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,952,000 | 3,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,595,000 | 4,571 |
| Total liabilities | $93,626,000 | 4,643 |
| Total deposits | $93,224,000 | 4,365 |
| Interest-bearing deposits | $77,749,000 | 4,431 |
| Deposits held in domestic offices | $93,224,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $402,000 | 5,313 |
| Total equity capital | $12,969,000 | 4,002 |
| Total bank equity capital | $12,969,000 | 4,002 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,000 | 8,092 |
| Surplus | $12,249,000 | 1,622 |
| Undivided profits | $711,000 | 7,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $401,000 | 6,087 |
| Earning assets | $101,921,000 | 4,440 |
| Long-term assets (5+ years) | $23,358,000 | 3,289 |
| Average Assets, year-to-date | $94,830,400 | 4,848 |
| Average Assets, quarterly | $104,781,500 | 4,604 |
| Volatile liabilities | $9,268,000 | 5,895 |
| Insider loans | $216,000 | 6,665 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,407,000 | 3,000 |
| Tier 1 (core) risk-based capital | $12,830,000 | 3,871 |
| Tier 2 risk-based capital | $1,010,000 | 3,657 |
| Total risk weighted assets | $91,895,000 | 3,760 |
| Total unused commitments | $18,407,000 | 3,002 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $102,968,000 | 4,687 |
| Cash and due from depository institutions | $4,973,000 | 5,153 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $6,262,000 | 7,451 |
| Federal funds sold & reverse repurchase agreements | $3,071,000 | 3,578 |
| Net loans & leases | $85,749,000 | 3,760 |
| Loan loss allowance | $926,000 | 4,179 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $238,000 | 8,107 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,675,000 | 3,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,968,000 | 4,687 |
| Total liabilities | $91,879,000 | 4,684 |
| Total deposits | $91,668,000 | 4,403 |
| Interest-bearing deposits | $77,141,000 | 4,440 |
| Deposits held in domestic offices | $91,668,000 | 4,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $211,000 | 7,218 |
| Total equity capital | $11,089,000 | 4,485 |
| Total bank equity capital | $11,089,000 | 4,485 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,000 | 8,142 |
| Surplus | $10,611,000 | 1,809 |
| Undivided profits | $469,000 | 8,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $364,000 | 6,563 |
| Earning assets | $95,082,000 | 4,650 |
| Long-term assets (5+ years) | $20,711,000 | 3,533 |
| Average Assets, year-to-date | $91,889,250 | 4,966 |
| Average Assets, quarterly | $100,299,000 | 4,743 |
| Volatile liabilities | $8,427,000 | 6,145 |
| Insider loans | $216,000 | 6,716 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,843,000 | 3,060 |
| Tier 1 (core) risk-based capital | $10,941,000 | 4,378 |
| Tier 2 risk-based capital | $956,000 | 3,807 |
| Total risk weighted assets | $88,888,000 | 3,834 |
| Total unused commitments | $17,843,000 | 3,062 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $97,630,000 | 4,847 |
| Cash and due from depository institutions | $2,002,000 | 5,036 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $6,374,000 | 7,389 |
| Federal funds sold & reverse repurchase agreements | $7,874,000 | 2,026 |
| Net loans & leases | $78,578,000 | 3,986 |
| Loan loss allowance | $910,000 | 4,190 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $275,000 | 7,984 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,527,000 | 3,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,630,000 | 4,847 |
| Total liabilities | $87,280,000 | 4,824 |
| Total deposits | $87,097,000 | 4,577 |
| Interest-bearing deposits | $77,810,000 | 4,432 |
| Deposits held in domestic offices | $87,097,000 | 4,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $183,000 | 7,552 |
| Total equity capital | $10,350,000 | 4,726 |
| Total bank equity capital | $10,350,000 | 4,726 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,000 | 8,180 |
| Surplus | $9,902,000 | 1,878 |
| Undivided profits | $440,000 | 8,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $350,000 | 6,569 |
| Earning assets | $92,826,000 | 4,700 |
| Long-term assets (5+ years) | $17,860,000 | 3,684 |
| Average Assets, year-to-date | $88,196,330 | 5,119 |
| Average Assets, quarterly | $93,205,500 | 4,953 |
| Volatile liabilities | $8,391,000 | 6,168 |
| Insider loans | $216,000 | 6,734 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,058,000 | 2,799 |
| Tier 1 (core) risk-based capital | $10,135,000 | 4,588 |
| Tier 2 risk-based capital | $930,000 | 3,831 |
| Total risk weighted assets | $81,638,000 | 4,042 |
| Total unused commitments | $20,058,000 | 2,807 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 23 | 5,963 |
| Assets and Liabilities | ||
| Total Assets: | $88,781,000 | 5,121 |
| Cash and due from depository institutions | $2,304,000 | 5,963 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,775,000 | 7,587 |
| Federal funds sold & reverse repurchase agreements | $8,067,000 | 2,134 |
| Net loans & leases | $69,978,000 | 4,292 |
| Loan loss allowance | $816,000 | 4,483 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $190,000 | 8,350 |
| Other real estate owned | $0 | 5,963 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,467,000 | 4,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,781,000 | 5,121 |
| Total liabilities | $81,412,000 | 5,031 |
| Total deposits | $81,198,000 | 4,795 |
| Interest-bearing deposits | $74,800,000 | 4,539 |
| Deposits held in domestic offices | $81,198,000 | 4,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $214,000 | 7,305 |
| Total equity capital | $7,369,000 | 5,849 |
| Total bank equity capital | $7,369,000 | 5,849 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000 | 8,259 |
| Surplus | $7,192,000 | 2,467 |
| Undivided profits | $173,000 | 8,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $338,000 | 6,706 |
| Earning assets | $83,820,000 | 5,005 |
| Long-term assets (5+ years) | $21,106,000 | 3,282 |
| Average Assets, year-to-date | $83,479,500 | 5,302 |
| Average Assets, quarterly | $83,479,500 | 5,302 |
| Volatile liabilities | $7,991,000 | 6,262 |
| Insider loans | $216,000 | 6,747 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,091,000 | 2,793 |
| Tier 1 (core) risk-based capital | $7,217,000 | 5,714 |
| Tier 2 risk-based capital | $816,000 | 4,182 |
| Total risk weighted assets | $73,105,000 | 4,307 |
| Total unused commitments | $19,091,000 | 2,805 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $78,178,000 | 5,527 |
| Cash and due from depository institutions | $2,082,000 | 6,395 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,318,000 | 7,734 |
| Federal funds sold & reverse repurchase agreements | $1,096,000 | 5,745 |
| Net loans & leases | $67,040,000 | 4,424 |
| Loan loss allowance | $750,000 | 4,692 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $190,000 | 8,383 |
| Other real estate owned | $0 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,452,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,178,000 | 5,527 |
| Total liabilities | $71,058,000 | 5,473 |
| Total deposits | $70,659,000 | 5,241 |
| Interest-bearing deposits | $64,445,000 | 4,992 |
| Deposits held in domestic offices | $70,659,000 | 5,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $399,000 | 5,868 |
| Total equity capital | $7,120,000 | 5,934 |
| Total bank equity capital | $7,120,000 | 5,934 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000 | 8,294 |
| Surplus | $7,062,000 | 2,460 |
| Undivided profits | $54,000 | 8,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $361,000 | 6,708 |
| Earning assets | $73,454,000 | 5,429 |
| Long-term assets (5+ years) | $18,439,000 | 3,512 |
| Average Assets, year-to-date | $66,447,000 | 5,901 |
| Average Assets, quarterly | $74,680,500 | 5,648 |
| Volatile liabilities | $6,776,000 | 6,678 |
| Insider loans | $125,000 | 7,377 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,393,000 | 2,687 |
| Tier 1 (core) risk-based capital | $6,948,000 | 5,792 |
| Tier 2 risk-based capital | $750,000 | 4,412 |
| Total risk weighted assets | $67,952,000 | 4,523 |
| Total unused commitments | $19,393,000 | 2,692 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $46,956,000 | 7,136 |
| Cash and due from depository institutions | $1,006,000 | 7,117 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,005,000 | 7,929 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 7,025 |
| Net loans & leases | $39,991,000 | 5,951 |
| Loan loss allowance | $350,000 | 6,963 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $195,000 | 8,562 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $709,000 | 7,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,956,000 | 7,136 |
| Total liabilities | $41,515,000 | 7,158 |
| Total deposits | $39,397,000 | 7,122 |
| Interest-bearing deposits | $34,672,000 | 6,999 |
| Deposits held in domestic offices | $39,397,000 | 7,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,165 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $118,000 | 8,757 |
| Total equity capital | $5,441,000 | 6,786 |
| Total bank equity capital | $5,441,000 | 6,786 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000 | 8,524 |
| Surplus | $6,094,000 | 2,632 |
| Undivided profits | $-656,000 | 9,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $263,000 | 7,868 |
| Earning assets | $45,046,000 | 6,956 |
| Long-term assets (5+ years) | $11,899,000 | 4,406 |
| Average Assets, year-to-date | $30,040,000 | 8,167 |
| Average Assets, quarterly | $41,769,000 | 7,430 |
| Volatile liabilities | $4,615,000 | 7,536 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,992,000 | 3,519 |
| Tier 1 (core) risk-based capital | $5,332,000 | 6,688 |
| Tier 2 risk-based capital | $350,000 | 6,666 |
| Total risk weighted assets | $39,522,000 | 6,191 |
| Total unused commitments | $11,992,000 | 3,527 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 8 | 9,017 |
| Assets and Liabilities | ||
| Total Assets: | $9,303,000 | 9,742 |
| Cash and due from depository institutions | $1,616,000 | 9,017 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $0 | 9,820 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,810 |
| Net loans & leases | $624,000 | 9,810 |
| Loan loss allowance | $100,000 | 9,225 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $121,000 | 9,182 |
| Other real estate owned | $0 | 9,017 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $242,000 | 9,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,303,000 | 9,742 |
| Total liabilities | $3,612,000 | 9,833 |
| Total deposits | $3,532,000 | 9,800 |
| Interest-bearing deposits | $1,436,000 | 9,788 |
| Deposits held in domestic offices | $3,532,000 | 9,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $80,000 | 9,459 |
| Total equity capital | $5,691,000 | 6,577 |
| Total bank equity capital | $5,691,000 | 6,577 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000 | 8,794 |
| Surplus | $6,001,000 | 2,591 |
| Undivided profits | $-313,000 | 9,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,000 | 9,748 |
| Earning assets | $7,324,000 | 9,762 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $9,303,000 | 9,728 |
| Average Assets, quarterly | $9,303,000 | 9,735 |
| Volatile liabilities | $100,000 | 9,800 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $5,691,000 | 6,453 |
| Tier 2 risk-based capital | $33,450 | 9,679 |
| Total risk weighted assets | $2,609,450 | 9,827 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |