Home > Desert Community Bank > Assets and Liabilities
Desert Community Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 193 | 867 |
| Assets and Liabilities | ||
| Total Assets: | $576,267,000 | 1,160 |
| Cash and due from depository institutions | $23,616,000 | 867 |
| Interest-bearing balances | $734,000 | 2,735 |
| Securities | $100,554,000 | 1,209 |
| Federal funds sold & reverse repurchase agreements | $13,293,000 | 1,189 |
| Net loans & leases | $398,252,000 | 1,169 |
| Loan loss allowance | $3,997,000 | 1,332 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,096,000 | 665 |
| Other real estate owned | $0 | 867 |
| Goodwill and other intangibles | $120,000 | 2,815 |
| All other assets | $23,336,000 | 839 |
| Life insurance assets | $11,363,000 | 547 |
| Total liabilities and capital | $576,267,000 | 1,160 |
| Total liabilities | $517,769,000 | 1,162 |
| Total deposits | $496,904,000 | 1,044 |
| Interest-bearing deposits | $421,252,000 | 1,077 |
| Deposits held in domestic offices | $496,904,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,628,000 | 1,470 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,615,000 | 2,419 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,622,000 | 1,492 |
| Total equity capital | $58,498,000 | 1,162 |
| Total bank equity capital | $58,498,000 | 1,162 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $17,517,000 | 236 |
| Surplus | $0 | 8,003 |
| Undivided profits | $40,981,000 | 898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,644,000 | 1,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,453,000 | 1,692 |
| Earning assets | $512,833,000 | 1,206 |
| Long-term assets (5+ years) | $132,128,000 | 867 |
| Average Assets, year-to-date | $564,456,670 | 1,166 |
| Average Assets, quarterly | $580,321,000 | 1,145 |
| Volatile liabilities | $77,633,000 | 1,754 |
| Insider loans | $191,000 | 6,603 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $2,074,000 | 708 |
| Unused loan commitments | $73,598,000 | 1,357 |
| Tier 1 (core) risk-based capital | $59,023,000 | 1,069 |
| Tier 2 risk-based capital | $4,051,000 | 1,304 |
| Total risk weighted assets | $485,295,000 | 1,015 |
| Total unused commitments | $73,598,000 | 1,357 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 213 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $584,375,000 | 1,135 |
| Cash and due from depository institutions | $23,543,000 | 754 |
| Interest-bearing balances | $1,100,000 | 2,443 |
| Securities | $82,825,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $47,442,000 | 401 |
| Net loans & leases | $389,215,000 | 1,176 |
| Loan loss allowance | $4,182,000 | 1,256 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,206,000 | 645 |
| Other real estate owned | $0 | 754 |
| Goodwill and other intangibles | $123,000 | 2,814 |
| All other assets | $24,021,000 | 783 |
| Life insurance assets | $11,253,000 | 536 |
| Total liabilities and capital | $584,375,000 | 1,135 |
| Total liabilities | $527,016,000 | 1,132 |
| Total deposits | $504,685,000 | 1,024 |
| Interest-bearing deposits | $421,155,000 | 1,059 |
| Deposits held in domestic offices | $504,685,000 | 1,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,543,000 | 1,392 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,599,000 | 2,357 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,189,000 | 1,116 |
| Total equity capital | $57,359,000 | 1,168 |
| Total bank equity capital | $57,359,000 | 1,168 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $17,190,000 | 231 |
| Surplus | $0 | 8,027 |
| Undivided profits | $40,169,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,077,000 | 1,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 571 |
| Income earned, not collected on loans | $2,696,000 | 1,460 |
| Earning assets | $520,582,000 | 1,175 |
| Long-term assets (5+ years) | $132,716,000 | 840 |
| Average Assets, year-to-date | $558,551,500 | 1,180 |
| Average Assets, quarterly | $558,551,500 | 1,180 |
| Volatile liabilities | $76,548,000 | 1,749 |
| Insider loans | $114,000 | 6,979 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $2,829,000 | 563 |
| Unused loan commitments | $61,050,000 | 1,573 |
| Tier 1 (core) risk-based capital | $57,813,000 | 1,073 |
| Tier 2 risk-based capital | $4,235,000 | 1,224 |
| Total risk weighted assets | $476,593,000 | 1,006 |
| Total unused commitments | $61,050,000 | 1,574 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 210 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $532,728,000 | 1,230 |
| Cash and due from depository institutions | $22,796,000 | 772 |
| Interest-bearing balances | $462,000 | 3,247 |
| Securities | $76,121,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $13,639,000 | 1,197 |
| Net loans & leases | $381,073,000 | 1,193 |
| Loan loss allowance | $4,224,000 | 1,217 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $16,751,000 | 645 |
| Other real estate owned | $0 | 772 |
| Goodwill and other intangibles | $135,000 | 2,782 |
| All other assets | $22,213,000 | 838 |
| Life insurance assets | $11,145,000 | 532 |
| Total liabilities and capital | $532,729,000 | 1,230 |
| Total liabilities | $476,712,000 | 1,235 |
| Total deposits | $461,794,000 | 1,102 |
| Interest-bearing deposits | $383,928,000 | 1,140 |
| Deposits held in domestic offices | $461,794,000 | 1,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,328,000 | 2,498 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,700,000 | 2,427 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,890,000 | 1,789 |
| Total equity capital | $56,017,000 | 1,168 |
| Total bank equity capital | $56,017,000 | 1,168 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $16,785,000 | 226 |
| Surplus | $0 | 8,057 |
| Undivided profits | $39,232,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,857,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 520 |
| Income earned, not collected on loans | $2,418,000 | 1,696 |
| Earning assets | $471,295,000 | 1,282 |
| Long-term assets (5+ years) | $131,274,000 | 830 |
| Average Assets, year-to-date | $547,909,600 | 1,143 |
| Average Assets, quarterly | $546,255,500 | 1,183 |
| Volatile liabilities | $44,853,000 | 2,872 |
| Insider loans | $164,000 | 6,752 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $2,509,000 | 604 |
| Unused loan commitments | $68,736,000 | 1,414 |
| Tier 1 (core) risk-based capital | $56,522,000 | 1,081 |
| Tier 2 risk-based capital | $4,277,000 | 1,194 |
| Total risk weighted assets | $463,388,000 | 1,010 |
| Total unused commitments | $68,736,000 | 1,414 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 203 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $559,783,000 | 1,162 |
| Cash and due from depository institutions | $27,044,000 | 817 |
| Interest-bearing balances | $3,040,000 | 1,399 |
| Securities | $100,133,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $23,094,000 | 578 |
| Net loans & leases | $370,249,000 | 1,220 |
| Loan loss allowance | $4,269,000 | 1,205 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,357,000 | 649 |
| Other real estate owned | $0 | 817 |
| Goodwill and other intangibles | $118,000 | 2,831 |
| All other assets | $22,788,000 | 821 |
| Life insurance assets | $11,036,000 | 515 |
| Total liabilities and capital | $559,783,000 | 1,162 |
| Total liabilities | $505,715,000 | 1,159 |
| Total deposits | $471,592,000 | 1,062 |
| Interest-bearing deposits | $304,161,000 | 1,472 |
| Deposits held in domestic offices | $471,592,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $338,000 | 3,288 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,706,000 | 1,329 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,079,000 | 1,676 |
| Total equity capital | $54,068,000 | 1,211 |
| Total bank equity capital | $54,068,000 | 1,211 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $16,214,000 | 227 |
| Surplus | $0 | 8,106 |
| Undivided profits | $37,854,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,124,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 553 |
| Income earned, not collected on loans | $2,708,000 | 1,478 |
| Earning assets | $496,516,000 | 1,205 |
| Long-term assets (5+ years) | $146,736,000 | 750 |
| Average Assets, year-to-date | $551,705,000 | 1,143 |
| Average Assets, quarterly | $555,001,000 | 1,162 |
| Volatile liabilities | $73,041,000 | 1,950 |
| Insider loans | $101,000 | 7,098 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $2,389,000 | 604 |
| Unused loan commitments | $86,409,000 | 1,180 |
| Tier 1 (core) risk-based capital | $54,740,000 | 1,120 |
| Tier 2 risk-based capital | $4,342,000 | 1,185 |
| Total risk weighted assets | $460,622,000 | 1,016 |
| Total unused commitments | $86,409,000 | 1,181 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 206 | 804 |
| Assets and Liabilities | ||
| Total Assets: | $550,219,000 | 1,171 |
| Cash and due from depository institutions | $29,744,000 | 804 |
| Interest-bearing balances | $5,400,000 | 935 |
| Securities | $101,629,000 | 1,224 |
| Federal funds sold & reverse repurchase agreements | $28,115,000 | 427 |
| Net loans & leases | $351,263,000 | 1,273 |
| Loan loss allowance | $3,897,000 | 1,313 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $16,135,000 | 643 |
| Other real estate owned | $1,730,000 | 804 |
| Goodwill and other intangibles | $121,000 | 2,827 |
| All other assets | $21,482,000 | 865 |
| Life insurance assets | $10,082,000 | 568 |
| Total liabilities and capital | $550,219,000 | 1,171 |
| Total liabilities | $498,936,000 | 1,162 |
| Total deposits | $494,410,000 | 991 |
| Interest-bearing deposits | $407,118,000 | 1,042 |
| Deposits held in domestic offices | $494,410,000 | 990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $142,000 | 5,611 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,384,000 | 1,159 |
| Total equity capital | $51,283,000 | 1,226 |
| Total bank equity capital | $51,283,000 | 1,226 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,512,000 | 227 |
| Surplus | $0 | 8,130 |
| Undivided profits | $35,771,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,585,000 | 1,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 565 |
| Income earned, not collected on loans | $2,245,000 | 1,629 |
| Earning assets | $486,407,000 | 1,214 |
| Long-term assets (5+ years) | $147,115,000 | 745 |
| Average Assets, year-to-date | $549,012,330 | 1,146 |
| Average Assets, quarterly | $553,014,500 | 1,145 |
| Volatile liabilities | $37,012,000 | 3,188 |
| Insider loans | $102,000 | 7,123 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $3,237,000 | 505 |
| Unused loan commitments | $95,877,000 | 1,078 |
| Tier 1 (core) risk-based capital | $52,507,000 | 1,145 |
| Tier 2 risk-based capital | $3,970,000 | 1,278 |
| Total risk weighted assets | $444,894,000 | 1,036 |
| Total unused commitments | $95,877,000 | 1,078 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 216 | 742 |
| Assets and Liabilities | ||
| Total Assets: | $555,810,000 | 1,133 |
| Cash and due from depository institutions | $31,634,000 | 742 |
| Interest-bearing balances | $4,607,000 | 1,171 |
| Securities | $93,529,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $63,497,000 | 217 |
| Net loans & leases | $328,831,000 | 1,312 |
| Loan loss allowance | $3,801,000 | 1,327 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,041,000 | 626 |
| Other real estate owned | $1,780,000 | 742 |
| Goodwill and other intangibles | $219,000 | 2,562 |
| All other assets | $20,279,000 | 886 |
| Life insurance assets | $9,987,000 | 552 |
| Total liabilities and capital | $555,810,000 | 1,133 |
| Total liabilities | $505,810,000 | 1,122 |
| Total deposits | $501,609,000 | 970 |
| Interest-bearing deposits | $404,031,000 | 1,025 |
| Deposits held in domestic offices | $501,609,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $700,000 | 5,179 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,501,000 | 1,387 |
| Total equity capital | $50,000,000 | 1,233 |
| Total bank equity capital | $50,000,000 | 1,233 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,225,000 | 226 |
| Surplus | $0 | 8,136 |
| Undivided profits | $34,775,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,985,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,103 |
| Income earned, not collected on loans | $2,023,000 | 1,715 |
| Earning assets | $490,464,000 | 1,182 |
| Long-term assets (5+ years) | $141,222,000 | 753 |
| Average Assets, year-to-date | $548,409,000 | 1,140 |
| Average Assets, quarterly | $548,409,000 | 1,140 |
| Volatile liabilities | $32,622,000 | 3,340 |
| Insider loans | $103,000 | 7,117 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,560,000 | 685 |
| Unused loan commitments | $101,961,000 | 1,013 |
| Tier 1 (core) risk-based capital | $50,708,000 | 1,159 |
| Tier 2 risk-based capital | $3,881,000 | 1,287 |
| Total risk weighted assets | $435,059,000 | 1,023 |
| Total unused commitments | $101,961,000 | 1,014 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 207 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $541,008,000 | 1,147 |
| Cash and due from depository institutions | $23,121,000 | 774 |
| Interest-bearing balances | $3,908,000 | 1,334 |
| Securities | $78,699,000 | 1,559 |
| Federal funds sold & reverse repurchase agreements | $86,727,000 | 173 |
| Net loans & leases | $315,443,000 | 1,354 |
| Loan loss allowance | $3,586,000 | 1,397 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,775,000 | 621 |
| Other real estate owned | $1,829,000 | 774 |
| Goodwill and other intangibles | $228,000 | 2,539 |
| All other assets | $19,186,000 | 923 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $541,008,000 | 1,147 |
| Total liabilities | $493,127,000 | 1,140 |
| Total deposits | $487,970,000 | 986 |
| Interest-bearing deposits | $404,842,000 | 1,001 |
| Deposits held in domestic offices | $487,970,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $700,000 | 5,270 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,457,000 | 1,110 |
| Total equity capital | $47,881,000 | 1,272 |
| Total bank equity capital | $47,881,000 | 1,272 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $14,896,000 | 241 |
| Surplus | $0 | 8,157 |
| Undivided profits | $32,985,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,124 |
| Income earned, not collected on loans | $1,829,000 | 1,935 |
| Earning assets | $484,777,000 | 1,176 |
| Long-term assets (5+ years) | $133,166,000 | 778 |
| Average Assets, year-to-date | $506,768,800 | 1,168 |
| Average Assets, quarterly | $535,911,500 | 1,144 |
| Volatile liabilities | $30,075,000 | 3,475 |
| Insider loans | $140,000 | 6,928 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,523,000 | 697 |
| Unused loan commitments | $110,497,000 | 932 |
| Tier 1 (core) risk-based capital | $48,527,000 | 1,191 |
| Tier 2 risk-based capital | $3,705,000 | 1,315 |
| Total risk weighted assets | $440,625,000 | 1,002 |
| Total unused commitments | $110,497,000 | 932 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 210 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $530,815,000 | 1,149 |
| Cash and due from depository institutions | $27,041,000 | 758 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $61,835,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $96,107,000 | 159 |
| Net loans & leases | $308,712,000 | 1,362 |
| Loan loss allowance | $4,054,000 | 1,204 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,921,000 | 587 |
| Other real estate owned | $3,177,000 | 758 |
| Goodwill and other intangibles | $238,000 | 2,500 |
| All other assets | $17,784,000 | 962 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $530,815,000 | 1,149 |
| Total liabilities | $484,582,000 | 1,135 |
| Total deposits | $481,266,000 | 981 |
| Interest-bearing deposits | $392,860,000 | 1,010 |
| Deposits held in domestic offices | $481,266,000 | 978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $700,000 | 5,364 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,616,000 | 1,674 |
| Total equity capital | $46,233,000 | 1,301 |
| Total bank equity capital | $46,233,000 | 1,301 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,839,000 | 229 |
| Surplus | $0 | 8,180 |
| Undivided profits | $31,394,000 | 1,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,126,000 | 1,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,755,000 | 1,939 |
| Earning assets | $466,654,000 | 1,196 |
| Long-term assets (5+ years) | $128,474,000 | 793 |
| Average Assets, year-to-date | $498,209,000 | 1,176 |
| Average Assets, quarterly | $518,893,000 | 1,160 |
| Volatile liabilities | $25,957,000 | 3,731 |
| Insider loans | $326,000 | 6,118 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $2,594,000 | 593 |
| Unused loan commitments | $110,141,000 | 922 |
| Tier 1 (core) risk-based capital | $46,709,000 | 1,210 |
| Tier 2 risk-based capital | $4,054,000 | 1,167 |
| Total risk weighted assets | $413,317,000 | 1,044 |
| Total unused commitments | $110,141,000 | 923 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 207 | 764 |
| Assets and Liabilities | ||
| Total Assets: | $506,971,000 | 1,173 |
| Cash and due from depository institutions | $30,723,000 | 764 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $59,151,000 | 2,029 |
| Federal funds sold & reverse repurchase agreements | $80,368,000 | 167 |
| Net loans & leases | $298,310,000 | 1,366 |
| Loan loss allowance | $3,976,000 | 1,212 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,118,000 | 565 |
| Other real estate owned | $3,345,000 | 764 |
| Goodwill and other intangibles | $247,000 | 2,483 |
| All other assets | $18,709,000 | 899 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $506,971,000 | 1,173 |
| Total liabilities | $462,222,000 | 1,164 |
| Total deposits | $459,290,000 | 991 |
| Interest-bearing deposits | $374,360,000 | 1,029 |
| Deposits held in domestic offices | $459,290,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $700,000 | 5,283 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,232,000 | 1,801 |
| Total equity capital | $44,749,000 | 1,322 |
| Total bank equity capital | $44,749,000 | 1,322 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,810,000 | 220 |
| Surplus | $0 | 8,188 |
| Undivided profits | $29,939,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 1,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,491,000 | 2,116 |
| Earning assets | $437,829,000 | 1,245 |
| Long-term assets (5+ years) | $133,576,000 | 763 |
| Average Assets, year-to-date | $487,340,330 | 1,190 |
| Average Assets, quarterly | $495,397,500 | 1,186 |
| Volatile liabilities | $21,259,000 | 4,132 |
| Insider loans | $327,000 | 6,107 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $1,577,000 | 807 |
| Unused loan commitments | $96,080,000 | 982 |
| Tier 1 (core) risk-based capital | $45,037,000 | 1,224 |
| Tier 2 risk-based capital | $3,976,000 | 1,174 |
| Total risk weighted assets | $400,362,000 | 1,057 |
| Total unused commitments | $96,080,000 | 983 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 215 | 728 |
| Assets and Liabilities | ||
| Total Assets: | $483,824,000 | 1,220 |
| Cash and due from depository institutions | $21,738,000 | 728 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $56,390,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $67,738,000 | 202 |
| Net loans & leases | $297,931,000 | 1,337 |
| Loan loss allowance | $4,029,000 | 1,177 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,229,000 | 556 |
| Other real estate owned | $7,325,000 | 728 |
| Goodwill and other intangibles | $257,000 | 2,465 |
| All other assets | $16,216,000 | 1,013 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $483,824,000 | 1,220 |
| Total liabilities | $440,739,000 | 1,194 |
| Total deposits | $436,910,000 | 1,034 |
| Interest-bearing deposits | $363,380,000 | 1,047 |
| Deposits held in domestic offices | $436,910,000 | 1,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $700,000 | 5,172 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,129,000 | 1,377 |
| Total equity capital | $43,085,000 | 1,337 |
| Total bank equity capital | $43,085,000 | 1,337 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,810,000 | 211 |
| Surplus | $0 | 8,248 |
| Undivided profits | $28,275,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,688,000 | 1,776 |
| Earning assets | $422,059,000 | 1,272 |
| Long-term assets (5+ years) | $137,867,000 | 754 |
| Average Assets, year-to-date | $477,525,000 | 1,216 |
| Average Assets, quarterly | $477,525,000 | 1,216 |
| Volatile liabilities | $20,925,000 | 4,051 |
| Insider loans | $321,000 | 6,130 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $89,120,000 | 1,033 |
| Tier 1 (core) risk-based capital | $43,730,000 | 1,247 |
| Tier 2 risk-based capital | $4,029,000 | 1,140 |
| Total risk weighted assets | $399,533,000 | 1,023 |
| Total unused commitments | $89,120,000 | 1,033 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 204 | 780 |
| Assets and Liabilities | ||
| Total Assets: | $471,226,000 | 1,239 |
| Cash and due from depository institutions | $17,574,000 | 780 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $64,243,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $52,921,000 | 235 |
| Net loans & leases | $297,653,000 | 1,317 |
| Loan loss allowance | $3,779,000 | 1,240 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,585,000 | 583 |
| Other real estate owned | $6,015,000 | 780 |
| Goodwill and other intangibles | $266,000 | 2,450 |
| All other assets | $16,969,000 | 955 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $471,226,000 | 1,239 |
| Total liabilities | $428,645,000 | 1,229 |
| Total deposits | $424,001,000 | 1,031 |
| Interest-bearing deposits | $353,069,000 | 1,069 |
| Deposits held in domestic offices | $424,001,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $700,000 | 5,212 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,944,000 | 1,104 |
| Total equity capital | $42,581,000 | 1,348 |
| Total bank equity capital | $42,581,000 | 1,348 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,810,000 | 200 |
| Surplus | $0 | 8,282 |
| Undivided profits | $27,771,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,487,000 | 1,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $662,000 | 256 |
| Income earned, not collected on loans | $1,566,000 | 1,892 |
| Earning assets | $414,817,000 | 1,297 |
| Long-term assets (5+ years) | $143,486,000 | 729 |
| Average Assets, year-to-date | $448,619,200 | 1,238 |
| Average Assets, quarterly | $470,864,000 | 1,225 |
| Volatile liabilities | $21,570,000 | 3,950 |
| Insider loans | $175,000 | 6,808 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $107,481,000 | 889 |
| Tier 1 (core) risk-based capital | $42,632,000 | 1,258 |
| Tier 2 risk-based capital | $3,779,000 | 1,212 |
| Total risk weighted assets | $391,778,000 | 1,034 |
| Total unused commitments | $107,481,000 | 889 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 195 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $470,502,000 | 1,224 |
| Cash and due from depository institutions | $20,446,000 | 812 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $60,355,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $61,301,000 | 204 |
| Net loans & leases | $292,448,000 | 1,308 |
| Loan loss allowance | $3,206,000 | 1,473 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,533,000 | 613 |
| Other real estate owned | $6,015,000 | 812 |
| Goodwill and other intangibles | $274,000 | 2,399 |
| All other assets | $15,131,000 | 1,020 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $470,502,000 | 1,224 |
| Total liabilities | $428,940,000 | 1,196 |
| Total deposits | $424,929,000 | 1,015 |
| Interest-bearing deposits | $346,030,000 | 1,083 |
| Deposits held in domestic offices | $424,929,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $700,000 | 5,246 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,311,000 | 1,287 |
| Total equity capital | $41,562,000 | 1,364 |
| Total bank equity capital | $41,562,000 | 1,364 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $14,810,000 | 195 |
| Surplus | $0 | 8,313 |
| Undivided profits | $26,752,000 | 1,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,655,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $663,000 | 261 |
| Income earned, not collected on loans | $1,652,000 | 1,831 |
| Earning assets | $414,104,000 | 1,262 |
| Long-term assets (5+ years) | $147,853,000 | 716 |
| Average Assets, year-to-date | $442,967,500 | 1,243 |
| Average Assets, quarterly | $461,815,000 | 1,223 |
| Volatile liabilities | $21,935,000 | 3,877 |
| Insider loans | $278,000 | 6,336 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $126,705,000 | 760 |
| Tier 1 (core) risk-based capital | $41,328,000 | 1,283 |
| Tier 2 risk-based capital | $3,206,000 | 1,419 |
| Total risk weighted assets | $373,828,000 | 1,064 |
| Total unused commitments | $126,705,000 | 763 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 199 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $453,128,000 | 1,238 |
| Cash and due from depository institutions | $30,649,000 | 796 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $63,434,000 | 1,972 |
| Federal funds sold & reverse repurchase agreements | $30,848,000 | 359 |
| Net loans & leases | $296,811,000 | 1,255 |
| Loan loss allowance | $2,935,000 | 1,564 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,372,000 | 721 |
| Other real estate owned | $2,375,000 | 796 |
| Goodwill and other intangibles | $269,000 | 2,417 |
| All other assets | $16,370,000 | 968 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $453,128,000 | 1,238 |
| Total liabilities | $412,458,000 | 1,237 |
| Total deposits | $408,031,000 | 1,045 |
| Interest-bearing deposits | $272,309,000 | 1,412 |
| Deposits held in domestic offices | $408,031,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $700,000 | 5,225 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,727,000 | 1,088 |
| Total equity capital | $40,670,000 | 1,347 |
| Total bank equity capital | $40,670,000 | 1,347 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $14,810,000 | 196 |
| Surplus | $0 | 8,370 |
| Undivided profits | $25,860,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,092,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,092,000 | 2,696 |
| Earning assets | $391,093,000 | 1,328 |
| Long-term assets (5+ years) | $145,597,000 | 753 |
| Average Assets, year-to-date | $433,789,330 | 1,263 |
| Average Assets, quarterly | $443,418,000 | 1,251 |
| Volatile liabilities | $21,579,000 | 3,819 |
| Insider loans | $278,000 | 6,364 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $121,332,000 | 781 |
| Tier 1 (core) risk-based capital | $40,362,000 | 1,279 |
| Tier 2 risk-based capital | $2,935,000 | 1,502 |
| Total risk weighted assets | $363,943,000 | 1,065 |
| Total unused commitments | $121,332,000 | 782 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 194 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $433,708,000 | 1,281 |
| Cash and due from depository institutions | $26,415,000 | 827 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $47,766,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $59,727,000 | 251 |
| Net loans & leases | $271,791,000 | 1,344 |
| Loan loss allowance | $3,670,000 | 1,255 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,473,000 | 702 |
| Other real estate owned | $2,375,000 | 827 |
| Goodwill and other intangibles | $277,000 | 2,385 |
| All other assets | $12,884,000 | 1,131 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $433,708,000 | 1,281 |
| Total liabilities | $393,578,000 | 1,269 |
| Total deposits | $389,735,000 | 1,088 |
| Interest-bearing deposits | $266,522,000 | 1,445 |
| Deposits held in domestic offices | $389,735,000 | 1,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $700,000 | 5,055 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,143,000 | 1,385 |
| Total equity capital | $40,130,000 | 1,391 |
| Total bank equity capital | $40,130,000 | 1,391 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $14,810,000 | 194 |
| Surplus | $0 | 8,403 |
| Undivided profits | $25,320,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,619,000 | 1,718 |
| Earning assets | $379,284,000 | 1,359 |
| Long-term assets (5+ years) | $123,641,000 | 866 |
| Average Assets, year-to-date | $424,120,000 | 1,309 |
| Average Assets, quarterly | $424,120,000 | 1,309 |
| Volatile liabilities | $22,976,000 | 3,554 |
| Insider loans | $297,000 | 6,247 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $117,727,000 | 774 |
| Tier 1 (core) risk-based capital | $39,934,000 | 1,279 |
| Tier 2 risk-based capital | $3,670,000 | 1,214 |
| Total risk weighted assets | $332,544,000 | 1,156 |
| Total unused commitments | $117,727,000 | 774 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 175 | 921 |
| Assets and Liabilities | ||
| Total Assets: | $414,532,000 | 1,356 |
| Cash and due from depository institutions | $24,481,000 | 921 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $49,580,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $50,920,000 | 241 |
| Net loans & leases | $262,063,000 | 1,391 |
| Loan loss allowance | $3,409,000 | 1,357 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,262,000 | 711 |
| Other real estate owned | $2,375,000 | 921 |
| Goodwill and other intangibles | $289,000 | 2,349 |
| All other assets | $12,562,000 | 1,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,532,000 | 1,356 |
| Total liabilities | $375,652,000 | 1,343 |
| Total deposits | $371,893,000 | 1,144 |
| Interest-bearing deposits | $258,985,000 | 1,479 |
| Deposits held in domestic offices | $371,893,000 | 1,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $700,000 | 5,087 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,059,000 | 1,345 |
| Total equity capital | $38,880,000 | 1,404 |
| Total bank equity capital | $38,880,000 | 1,404 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $14,810,000 | 197 |
| Surplus | $0 | 8,463 |
| Undivided profits | $24,070,000 | 1,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 4,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,515,000 | 1,939 |
| Earning assets | $362,563,000 | 1,424 |
| Long-term assets (5+ years) | $123,269,000 | 880 |
| Average Assets, year-to-date | $379,397,600 | 1,438 |
| Average Assets, quarterly | $402,615,000 | 1,388 |
| Volatile liabilities | $23,175,000 | 3,534 |
| Insider loans | $453,000 | 5,645 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $101,396,000 | 840 |
| Tier 1 (core) risk-based capital | $38,667,000 | 1,314 |
| Tier 2 risk-based capital | $3,409,000 | 1,302 |
| Total risk weighted assets | $321,350,000 | 1,174 |
| Total unused commitments | $101,396,000 | 841 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 164 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $390,698,000 | 1,449 |
| Cash and due from depository institutions | $23,326,000 | 1,013 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $42,947,000 | 2,760 |
| Federal funds sold & reverse repurchase agreements | $47,229,000 | 328 |
| Net loans & leases | $249,476,000 | 1,437 |
| Loan loss allowance | $3,879,000 | 1,198 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,185,000 | 716 |
| Other real estate owned | $2,600,000 | 1,013 |
| Goodwill and other intangibles | $299,000 | 2,310 |
| All other assets | $12,636,000 | 1,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,698,000 | 1,449 |
| Total liabilities | $352,755,000 | 1,445 |
| Total deposits | $350,129,000 | 1,258 |
| Interest-bearing deposits | $242,081,000 | 1,584 |
| Deposits held in domestic offices | $350,129,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $500,000 | 5,165 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,126,000 | 1,824 |
| Total equity capital | $37,943,000 | 1,449 |
| Total bank equity capital | $37,943,000 | 1,449 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $14,810,000 | 193 |
| Surplus | $0 | 8,515 |
| Undivided profits | $23,133,000 | 1,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,449,000 | 2,166 |
| Earning assets | $339,652,000 | 1,523 |
| Long-term assets (5+ years) | $111,181,000 | 981 |
| Average Assets, year-to-date | $370,614,000 | 1,491 |
| Average Assets, quarterly | $382,107,500 | 1,474 |
| Volatile liabilities | $25,276,000 | 3,271 |
| Insider loans | $460,000 | 5,617 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $92,016,000 | 909 |
| Tier 1 (core) risk-based capital | $37,783,000 | 1,359 |
| Tier 2 risk-based capital | $3,831,000 | 1,144 |
| Total risk weighted assets | $306,406,000 | 1,237 |
| Total unused commitments | $92,016,000 | 910 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 163 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $373,517,000 | 1,490 |
| Cash and due from depository institutions | $20,959,000 | 1,021 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $34,588,000 | 3,213 |
| Federal funds sold & reverse repurchase agreements | $34,868,000 | 448 |
| Net loans & leases | $256,185,000 | 1,375 |
| Loan loss allowance | $3,881,000 | 1,185 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,941,000 | 738 |
| Other real estate owned | $0 | 1,021 |
| Goodwill and other intangibles | $318,000 | 2,228 |
| All other assets | $14,658,000 | 987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,517,000 | 1,490 |
| Total liabilities | $336,079,000 | 1,494 |
| Total deposits | $332,560,000 | 1,313 |
| Interest-bearing deposits | $226,294,000 | 1,684 |
| Deposits held in domestic offices | $332,560,000 | 1,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $700,000 | 5,107 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,819,000 | 1,552 |
| Total equity capital | $37,438,000 | 1,458 |
| Total bank equity capital | $37,438,000 | 1,458 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $14,809,000 | 192 |
| Surplus | $0 | 8,544 |
| Undivided profits | $22,629,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,620,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 926 |
| Income earned, not collected on loans | $1,349,000 | 2,226 |
| Earning assets | $325,641,000 | 1,570 |
| Long-term assets (5+ years) | $115,377,000 | 911 |
| Average Assets, year-to-date | $363,919,330 | 1,505 |
| Average Assets, quarterly | $370,918,500 | 1,488 |
| Volatile liabilities | $25,398,000 | 3,229 |
| Insider loans | $281,000 | 6,394 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $81,232,000 | 993 |
| Tier 1 (core) risk-based capital | $37,253,000 | 1,343 |
| Tier 2 risk-based capital | $3,822,000 | 1,113 |
| Total risk weighted assets | $305,667,000 | 1,229 |
| Total unused commitments | $81,232,000 | 998 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 163 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $368,320,000 | 1,487 |
| Cash and due from depository institutions | $24,526,000 | 1,009 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,252,000 | 3,338 |
| Federal funds sold & reverse repurchase agreements | $22,523,000 | 702 |
| Net loans & leases | $263,576,000 | 1,320 |
| Loan loss allowance | $3,948,000 | 1,149 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,015,000 | 717 |
| Other real estate owned | $195,000 | 1,009 |
| Goodwill and other intangibles | $318,000 | 2,218 |
| All other assets | $12,915,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,320,000 | 1,487 |
| Total liabilities | $331,741,000 | 1,491 |
| Total deposits | $328,695,000 | 1,306 |
| Interest-bearing deposits | $226,990,000 | 1,667 |
| Deposits held in domestic offices | $328,695,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $700,000 | 4,983 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,346,000 | 1,817 |
| Total equity capital | $36,579,000 | 1,453 |
| Total bank equity capital | $36,579,000 | 1,453 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,809,000 | 189 |
| Surplus | $0 | 8,583 |
| Undivided profits | $21,770,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,072,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $771,000 | 277 |
| Income earned, not collected on loans | $1,097,000 | 2,800 |
| Earning assets | $318,351,000 | 1,570 |
| Long-term assets (5+ years) | $113,461,000 | 884 |
| Average Assets, year-to-date | $359,120,500 | 1,507 |
| Average Assets, quarterly | $359,120,500 | 1,507 |
| Volatile liabilities | $25,982,000 | 3,143 |
| Insider loans | $224,000 | 6,707 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $75,040,000 | 1,034 |
| Tier 1 (core) risk-based capital | $36,556,000 | 1,351 |
| Tier 2 risk-based capital | $3,846,000 | 1,088 |
| Total risk weighted assets | $307,606,000 | 1,199 |
| Total unused commitments | $75,040,000 | 1,042 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 173 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $349,921,000 | 1,539 |
| Cash and due from depository institutions | $22,195,000 | 938 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $35,963,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $5,487,000 | 2,584 |
| Net loans & leases | $261,527,000 | 1,314 |
| Loan loss allowance | $3,752,000 | 1,185 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,797,000 | 653 |
| Other real estate owned | $0 | 938 |
| Goodwill and other intangibles | $325,000 | 2,175 |
| All other assets | $11,627,000 | 1,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $349,921,000 | 1,539 |
| Total liabilities | $314,185,000 | 1,546 |
| Total deposits | $312,793,000 | 1,355 |
| Interest-bearing deposits | $212,154,000 | 1,753 |
| Deposits held in domestic offices | $312,793,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $700,000 | 5,097 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $692,000 | 4,294 |
| Total equity capital | $35,736,000 | 1,456 |
| Total bank equity capital | $35,736,000 | 1,456 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,299,000 | 251 |
| Surplus | $0 | 8,619 |
| Undivided profits | $24,437,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,910,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $777,000 | 257 |
| Income earned, not collected on loans | $1,077,000 | 2,979 |
| Earning assets | $302,977,000 | 1,615 |
| Long-term assets (5+ years) | $106,625,000 | 907 |
| Average Assets, year-to-date | $345,281,000 | 1,468 |
| Average Assets, quarterly | $351,813,500 | 1,508 |
| Volatile liabilities | $26,950,000 | 3,038 |
| Insider loans | $181,000 | 6,996 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $58,610,000 | 1,189 |
| Tier 1 (core) risk-based capital | $34,927,000 | 1,387 |
| Tier 2 risk-based capital | $3,752,000 | 1,096 |
| Total risk weighted assets | $301,561,000 | 1,196 |
| Total unused commitments | $58,610,000 | 1,191 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 163 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $334,925,000 | 1,515 |
| Cash and due from depository institutions | $17,742,000 | 994 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $31,559,000 | 3,214 |
| Federal funds sold & reverse repurchase agreements | $36,444,000 | 405 |
| Net loans & leases | $228,964,000 | 1,456 |
| Loan loss allowance | $2,655,000 | 1,542 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,737,000 | 619 |
| Other real estate owned | $392,000 | 994 |
| Goodwill and other intangibles | $372,000 | 2,047 |
| All other assets | $6,715,000 | 1,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,925,000 | 1,515 |
| Total liabilities | $304,849,000 | 1,500 |
| Total deposits | $303,616,000 | 1,312 |
| Interest-bearing deposits | $221,267,000 | 1,591 |
| Deposits held in domestic offices | $303,616,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $700,000 | 4,878 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $533,000 | 5,227 |
| Total equity capital | $30,076,000 | 1,625 |
| Total bank equity capital | $30,076,000 | 1,625 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,804,000 | 305 |
| Surplus | $0 | 8,858 |
| Undivided profits | $20,272,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,367,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $668,000 | 289 |
| Income earned, not collected on loans | $1,040,000 | 3,334 |
| Earning assets | $296,967,000 | 1,563 |
| Long-term assets (5+ years) | $83,269,000 | 1,127 |
| Average Assets, year-to-date | $316,063,200 | 1,514 |
| Average Assets, quarterly | $329,570,000 | 1,514 |
| Volatile liabilities | $29,777,000 | 2,731 |
| Insider loans | $324,000 | 6,254 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $43,106,000 | 1,411 |
| Tier 1 (core) risk-based capital | $29,893,000 | 1,538 |
| Tier 2 risk-based capital | $2,655,000 | 1,434 |
| Total risk weighted assets | $256,901,000 | 1,338 |
| Total unused commitments | $43,106,000 | 1,415 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 148 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $298,277,000 | 1,600 |
| Cash and due from depository institutions | $19,245,000 | 1,087 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $32,828,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $6,359,000 | 1,898 |
| Net loans & leases | $219,302,000 | 1,464 |
| Loan loss allowance | $2,684,000 | 1,441 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,957,000 | 652 |
| Other real estate owned | $446,000 | 1,087 |
| Goodwill and other intangibles | $345,000 | 2,046 |
| All other assets | $7,795,000 | 1,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,277,000 | 1,600 |
| Total liabilities | $272,222,000 | 1,587 |
| Total deposits | $270,040,000 | 1,400 |
| Interest-bearing deposits | $195,146,000 | 1,713 |
| Deposits held in domestic offices | $270,040,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,182,000 | 3,147 |
| Total equity capital | $26,055,000 | 1,769 |
| Total bank equity capital | $26,055,000 | 1,769 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,019,000 | 347 |
| Surplus | $0 | 9,124 |
| Undivided profits | $17,036,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $590,000 | 3,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 849 |
| Income earned, not collected on loans | $1,175,000 | 2,269 |
| Earning assets | $258,489,000 | 1,719 |
| Long-term assets (5+ years) | $93,534,000 | 972 |
| Average Assets, year-to-date | $279,822,600 | 1,619 |
| Average Assets, quarterly | $297,235,000 | 1,583 |
| Volatile liabilities | $27,635,000 | 2,848 |
| Insider loans | $215,000 | 7,028 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $38,675,000 | 1,423 |
| Tier 1 (core) risk-based capital | $26,087,500 | 1,684 |
| Tier 2 risk-based capital | $2,684,000 | 1,351 |
| Total risk weighted assets | $254,008,900 | 1,276 |
| Total unused commitments | $38,675,000 | 1,424 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 155 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $262,758,000 | 1,794 |
| Cash and due from depository institutions | $18,944,000 | 1,093 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $29,205,000 | 3,672 |
| Federal funds sold & reverse repurchase agreements | $12,250,000 | 792 |
| Net loans & leases | $182,102,000 | 1,672 |
| Loan loss allowance | $2,116,000 | 1,735 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,917,000 | 586 |
| Other real estate owned | $319,000 | 1,093 |
| Goodwill and other intangibles | $325,000 | 2,139 |
| All other assets | $6,696,000 | 1,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,758,000 | 1,794 |
| Total liabilities | $240,999,000 | 1,773 |
| Total deposits | $234,491,000 | 1,607 |
| Interest-bearing deposits | $164,202,000 | 1,984 |
| Deposits held in domestic offices | $234,491,000 | 1,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $508,000 | 5,290 |
| Total equity capital | $21,759,000 | 2,039 |
| Total bank equity capital | $21,759,000 | 2,039 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,139,000 | 413 |
| Surplus | $0 | 9,427 |
| Undivided profits | $13,620,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,112 |
| Income earned, not collected on loans | $858,000 | 2,695 |
| Earning assets | $223,557,000 | 1,925 |
| Long-term assets (5+ years) | $73,427,000 | 1,259 |
| Average Assets, year-to-date | $247,319,000 | 1,824 |
| Average Assets, quarterly | $260,303,500 | 1,797 |
| Volatile liabilities | $26,636,000 | 2,781 |
| Insider loans | $288,000 | 6,558 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $30,919,000 | 1,710 |
| Tier 1 (core) risk-based capital | $22,297,500 | 1,976 |
| Tier 2 risk-based capital | $2,116,000 | 1,598 |
| Total risk weighted assets | $217,821,700 | 1,437 |
| Total unused commitments | $30,919,000 | 1,712 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 152 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $230,761,000 | 2,003 |
| Cash and due from depository institutions | $16,910,000 | 1,110 |
| Interest-bearing balances | $1,000,000 | 2,848 |
| Securities | $42,239,000 | 2,707 |
| Federal funds sold & reverse repurchase agreements | $14,181,000 | 1,162 |
| Net loans & leases | $139,085,000 | 2,008 |
| Loan loss allowance | $2,041,000 | 1,730 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,719,000 | 572 |
| Other real estate owned | $811,000 | 1,110 |
| Goodwill and other intangibles | $296,000 | 2,142 |
| All other assets | $4,520,000 | 1,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,761,000 | 2,003 |
| Total liabilities | $211,794,000 | 1,961 |
| Total deposits | $210,977,000 | 1,788 |
| Interest-bearing deposits | $145,570,000 | 2,244 |
| Deposits held in domestic offices | $210,977,000 | 1,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $817,000 | 4,112 |
| Total equity capital | $18,967,000 | 2,377 |
| Total bank equity capital | $18,967,000 | 2,377 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,378,000 | 471 |
| Surplus | $0 | 9,669 |
| Undivided profits | $11,589,000 | 2,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $388,000 | 378 |
| Income earned, not collected on loans | $795,000 | 2,897 |
| Earning assets | $196,505,000 | 2,159 |
| Long-term assets (5+ years) | $57,311,000 | 1,403 |
| Average Assets, year-to-date | $221,848,000 | 1,974 |
| Average Assets, quarterly | $228,255,500 | 1,990 |
| Volatile liabilities | $9,996,000 | 4,992 |
| Insider loans | $299,000 | 6,443 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,347,000 | 1,647 |
| Tier 1 (core) risk-based capital | $18,803,400 | 2,271 |
| Tier 2 risk-based capital | $2,041,000 | 1,588 |
| Total risk weighted assets | $171,346,100 | 1,679 |
| Total unused commitments | $30,347,000 | 1,653 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $208,708,000 | 2,183 |
| Cash and due from depository institutions | $14,541,000 | 1,249 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,551,000 | 4,014 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 526 |
| Net loans & leases | $129,294,000 | 2,158 |
| Loan loss allowance | $1,877,000 | 1,887 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,109,000 | 812 |
| Other real estate owned | $591,000 | 1,249 |
| Goodwill and other intangibles | $114,000 | 2,548 |
| All other assets | $3,508,000 | 2,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,708,000 | 2,183 |
| Total liabilities | $192,319,000 | 2,129 |
| Total deposits | $191,159,000 | 1,980 |
| Interest-bearing deposits | $135,863,000 | 2,358 |
| Deposits held in domestic offices | $191,159,000 | 1,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,160,000 | 3,156 |
| Total equity capital | $16,389,000 | 2,712 |
| Total bank equity capital | $16,389,000 | 2,712 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,284,000 | 489 |
| Surplus | $0 | 10,084 |
| Undivided profits | $9,105,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $735,000 | 3,191 |
| Earning assets | $180,845,000 | 2,306 |
| Long-term assets (5+ years) | $43,091,000 | 1,568 |
| Average Assets, year-to-date | $193,069,400 | 2,232 |
| Average Assets, quarterly | $205,593,500 | 2,184 |
| Volatile liabilities | $10,744,000 | 4,759 |
| Insider loans | $236,000 | 7,137 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,301,000 | 2,083 |
| Tier 1 (core) risk-based capital | $16,305,600 | 2,616 |
| Tier 2 risk-based capital | $1,769,010 | 1,717 |
| Total risk weighted assets | $141,413,010 | 1,979 |
| Total unused commitments | $20,301,000 | 2,087 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 129 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $168,261,000 | 2,746 |
| Cash and due from depository institutions | $11,949,000 | 1,446 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $30,865,000 | 3,839 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,370 |
| Net loans & leases | $104,345,000 | 2,685 |
| Loan loss allowance | $1,450,000 | 2,510 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,217,000 | 956 |
| Other real estate owned | $15,000 | 1,446 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,470,000 | 2,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,261,000 | 2,746 |
| Total liabilities | $154,125,000 | 2,695 |
| Total deposits | $153,463,000 | 2,517 |
| Interest-bearing deposits | $106,915,000 | 3,076 |
| Deposits held in domestic offices | $153,463,000 | 2,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $662,000 | 4,871 |
| Total equity capital | $14,136,000 | 3,158 |
| Total bank equity capital | $14,136,000 | 3,158 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,172,000 | 523 |
| Surplus | $0 | 10,586 |
| Undivided profits | $6,964,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 5,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $129,000 | 836 |
| Income earned, not collected on loans | $637,000 | 3,615 |
| Earning assets | $144,610,000 | 2,920 |
| Long-term assets (5+ years) | $37,860,000 | 1,636 |
| Average Assets, year-to-date | $145,246,600 | 3,001 |
| Average Assets, quarterly | $162,025,000 | 2,806 |
| Volatile liabilities | $6,187,000 | 6,421 |
| Insider loans | $236,000 | 7,405 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,634,000 | 2,169 |
| Tier 1 (core) risk-based capital | $14,193,000 | 3,055 |
| Tier 2 risk-based capital | $1,398,770 | 2,184 |
| Total risk weighted assets | $111,850,370 | 2,507 |
| Total unused commitments | $18,634,000 | 2,182 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 90 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $125,899,000 | 3,579 |
| Cash and due from depository institutions | $11,323,000 | 2,162 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,946,000 | 5,379 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,492 |
| Net loans & leases | $81,812,000 | 3,247 |
| Loan loss allowance | $1,066,000 | 3,338 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,255,000 | 3,327 |
| Other real estate owned | $1,325,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,438,000 | 3,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,899,000 | 3,579 |
| Total liabilities | $113,085,000 | 3,575 |
| Total deposits | $112,618,000 | 3,398 |
| Interest-bearing deposits | $75,236,000 | 4,327 |
| Deposits held in domestic offices | $112,618,000 | 3,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $467,000 | 6,491 |
| Total equity capital | $12,814,000 | 3,428 |
| Total bank equity capital | $12,814,000 | 3,428 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,996,000 | 550 |
| Surplus | $0 | 11,041 |
| Undivided profits | $5,818,000 | 4,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 856 |
| Income earned, not collected on loans | $585,000 | 4,088 |
| Earning assets | $108,558,000 | 3,784 |
| Long-term assets (5+ years) | $23,876,000 | 2,201 |
| Average Assets, year-to-date | $117,230,200 | 3,672 |
| Average Assets, quarterly | $123,264,500 | 3,611 |
| Volatile liabilities | $4,410,000 | 7,354 |
| Insider loans | $225,000 | 7,758 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,182,000 | 3,725 |
| Tier 1 (core) risk-based capital | $12,734,000 | 3,346 |
| Tier 2 risk-based capital | $1,066,000 | 2,745 |
| Total risk weighted assets | $89,117,300 | 3,010 |
| Total unused commitments | $8,182,000 | 3,738 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $112,160,000 | 3,945 |
| Cash and due from depository institutions | $11,926,000 | 2,436 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,641,000 | 5,742 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,440 |
| Net loans & leases | $71,673,000 | 3,596 |
| Loan loss allowance | $1,020,000 | 3,518 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,699,000 | 4,201 |
| Other real estate owned | $1,654,000 | 2,436 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,267,000 | 3,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,160,000 | 3,945 |
| Total liabilities | $104,915,000 | 3,834 |
| Total deposits | $104,626,000 | 3,636 |
| Interest-bearing deposits | $71,374,000 | 4,484 |
| Deposits held in domestic offices | $104,626,000 | 3,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $289,000 | 7,481 |
| Total equity capital | $7,245,000 | 5,359 |
| Total bank equity capital | $7,245,000 | 5,359 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,946,000 | 1,367 |
| Surplus | $0 | 11,565 |
| Undivided profits | $4,299,000 | 4,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,783,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $116,000 | 775 |
| Income earned, not collected on loans | $482,000 | 4,358 |
| Earning assets | $94,614,000 | 4,255 |
| Long-term assets (5+ years) | $23,304,000 | 2,249 |
| Average Assets, year-to-date | $106,707,600 | 4,034 |
| Average Assets, quarterly | $111,025,000 | 3,944 |
| Volatile liabilities | $4,202,000 | 7,362 |
| Insider loans | $38,000 | 10,471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,309,000 | 3,294 |
| Tier 1 (core) risk-based capital | $7,681,000 | 5,179 |
| Tier 2 risk-based capital | $999,140 | 2,920 |
| Total risk weighted assets | $79,910,640 | 3,266 |
| Total unused commitments | $9,309,000 | 3,305 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 88 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $100,167,000 | 4,432 |
| Cash and due from depository institutions | $8,704,000 | 2,385 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,463,000 | 5,830 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $64,148,000 | 3,900 |
| Loan loss allowance | $909,000 | 4,019 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,966,000 | 3,691 |
| Other real estate owned | $1,869,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,017,000 | 6,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,167,000 | 4,432 |
| Total liabilities | $93,515,000 | 4,323 |
| Total deposits | $93,006,000 | 4,160 |
| Interest-bearing deposits | $65,185,000 | 5,058 |
| Deposits held in domestic offices | $93,006,000 | 4,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $509,000 | 5,265 |
| Total equity capital | $6,652,000 | 5,865 |
| Total bank equity capital | $6,652,000 | 5,865 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,835,000 | 1,420 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,817,000 | 5,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 2,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $363,000 | 5,106 |
| Earning assets | $86,611,000 | 4,707 |
| Long-term assets (5+ years) | $22,346,000 | 2,424 |
| Average Assets, year-to-date | $94,544,200 | 4,578 |
| Average Assets, quarterly | $99,500,500 | 4,424 |
| Volatile liabilities | $8,421,000 | 4,650 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,131,000 | 3,300 |
| Tier 1 (core) risk-based capital | $6,652,000 | 5,777 |
| Tier 2 risk-based capital | $906,180 | 3,159 |
| Total risk weighted assets | $72,491,280 | 3,537 |
| Total unused commitments | $9,131,000 | 3,318 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 81 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $85,482,000 | 5,187 |
| Cash and due from depository institutions | $6,906,000 | 2,676 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,164,000 | 7,612 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,444 |
| Net loans & leases | $57,625,000 | 4,310 |
| Loan loss allowance | $756,000 | 4,715 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,918,000 | 3,753 |
| Other real estate owned | $617,000 | 2,676 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $752,000 | 7,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,482,000 | 5,187 |
| Total liabilities | $79,630,000 | 5,102 |
| Total deposits | $79,382,000 | 4,932 |
| Interest-bearing deposits | $54,850,000 | 6,001 |
| Deposits held in domestic offices | $79,382,000 | 4,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $248,000 | 9,082 |
| Total equity capital | $5,852,000 | 6,282 |
| Total bank equity capital | $5,852,000 | 6,282 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,717,000 | 1,513 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,135,000 | 5,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,061,000 | 3,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $364,000 | 5,518 |
| Earning assets | $75,289,000 | 5,346 |
| Long-term assets (5+ years) | $10,505,000 | 4,211 |
| Average Assets, year-to-date | $81,742,000 | 5,274 |
| Average Assets, quarterly | $85,694,000 | 5,133 |
| Volatile liabilities | $4,889,000 | 6,664 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,336,000 | 3,610 |
| Tier 1 (core) risk-based capital | $5,852,000 | 6,205 |
| Tier 2 risk-based capital | $756,000 | 3,716 |
| Total risk weighted assets | $63,437,500 | 4,048 |
| Total unused commitments | $7,336,000 | 3,627 |
| Derivatives | $0 | 651 |