Home > Deposit Guaranty National Bank of Louisiana > Income and Expense
Deposit Guaranty National Bank of Louisiana, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,406,000 | 1,743 |
| Total interest expense | $8,144,000 | 1,921 |
| Net interest income | $11,262,000 | 1,581 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $3,408,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,550,000 | 537 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $858,000 | 2,009 |
| Total noninterest expense | $9,057,000 | 1,566 |
| Salaries and employee benefits | $3,855,000 | 1,717 |
| Premises and equipment expense | $1,573,000 | 1,300 |
| Additional noninterest expense | $3,629,000 | 1,466 |
| Pre-tax net operating income | $5,513,000 | 1,291 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $1,830,000 | 1,332 |
| Income before extraordinary items | $3,653,000 | 1,355 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,653,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,815 |
| Cash dividends | $4,373,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,673,100 | 1,315 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,737,000 | 2,432 |
| Total interest expense | $5,845,000 | 2,624 |
| Net interest income | $7,892,000 | 2,282 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,201,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,789,000 | 750 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $412,000 | 3,255 |
| Total noninterest expense | $5,870,000 | 2,323 |
| Salaries and employee benefits | $3,041,000 | 2,184 |
| Premises and equipment expense | $1,190,000 | 1,697 |
| Additional noninterest expense | $1,639,000 | 2,835 |
| Pre-tax net operating income | $4,223,000 | 1,742 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $1,316,000 | 1,844 |
| Income before extraordinary items | $2,894,000 | 1,744 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,894,000 | 1,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,902,970 | 1,714 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 2,337 |
| Total interest expense | $4,917,000 | 2,498 |
| Net interest income | $8,121,000 | 2,221 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,298,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,732,000 | 771 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $566,000 | 2,707 |
| Total noninterest expense | $7,008,000 | 2,037 |
| Salaries and employee benefits | $3,822,000 | 1,757 |
| Premises and equipment expense | $925,000 | 2,183 |
| Additional noninterest expense | $2,261,000 | 2,321 |
| Pre-tax net operating income | $3,411,000 | 2,096 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $922,000 | 2,414 |
| Income before extraordinary items | $2,496,000 | 1,960 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,496,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 789 |
| Net operating income | $2,490,890 | 1,963 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,947,000 | 2,234 |
| Total interest expense | $5,388,000 | 2,401 |
| Net interest income | $8,559,000 | 2,105 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,143,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,613,000 | 806 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $530,000 | 3,136 |
| Total noninterest expense | $6,156,000 | 2,334 |
| Salaries and employee benefits | $3,214,000 | 2,059 |
| Premises and equipment expense | $929,000 | 2,206 |
| Additional noninterest expense | $2,013,000 | 2,720 |
| Pre-tax net operating income | $4,546,000 | 1,538 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,259,000 | 1,856 |
| Income before extraordinary items | $3,287,000 | 1,550 |
| Extraordinary gains, net | $115,000 | 1,458 |
| Net income | $3,402,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $2,277,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,287,000 | 1,460 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,066,000 | 2,333 |
| Total interest expense | $6,932,000 | 2,424 |
| Net interest income | $8,134,000 | 2,234 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,829,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,514,000 | 864 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $315,000 | 4,301 |
| Total noninterest expense | $6,145,000 | 2,364 |
| Salaries and employee benefits | $3,009,000 | 2,178 |
| Premises and equipment expense | $869,000 | 2,373 |
| Additional noninterest expense | $2,267,000 | 2,529 |
| Pre-tax net operating income | $3,818,000 | 1,630 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $1,119,000 | 1,897 |
| Income before extraordinary items | $2,807,000 | 1,638 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,807,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $668,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,730,320 | 1,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.