Home > Deposit Guaranty National Bank > Loan Charge- Offs and Recoveries
Deposit Guaranty National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $22,852,000 | 140 |
| Loans secured by real estate, total | $2,020,000 | 168 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $2,020,000 | 168 |
| Construction and land development | $63,000 | 258 |
| Secured by farmland | $14,000 | 213 |
| Total charge-offs secured by 1-4 family residential properties | $1,319,000 | 141 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $624,000 | 178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $290,000 | 34 |
| Commercial and industrial loans | $7,562,000 | 71 |
| Loans to individuals | $10,003,000 | 159 |
| Credit card loan charge offs | $816,000 | 278 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $9,187,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $2,977,000 | 21 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,257,000 | 107 |
| Loans secured by real estate, total | $1,760,000 | 99 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,760,000 | 99 |
| Construction and land development | $131,000 | 88 |
| Secured by farmland | $7,000 | 286 |
| Secured by 1-4 family residential properties - total recoveries | $975,000 | 50 |
| Secured by multifamily residential properties | $12,000 | 209 |
| Secured by nonfarm nonresidential properties | $635,000 | 128 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $33,000 | 92 |
| Commercial and industrial loans | $1,328,000 | 118 |
| Loans to individuals | $5,535,000 | 97 |
| Credit card loan recoveries | $489,000 | 151 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,046,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $1,601,000 | 14 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,595,000 | 163 |
| Loans secured by real estate, total | $260,000 | 580 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $260,000 | 577 |
| Construction and land development | $-68,000 | 10,830 |
| Secured by farmland | $7,000 | 211 |
| Secured by 1-4 family residential properties- net charge-offs | $344,000 | 310 |
| Secured by multifamily residential properties | $-12,000 | 10,786 |
| Secured by nonfarm nonresidential properties | $-11,000 | 10,338 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $257,000 | 23 |
| Commercial and industrial loans | $6,234,000 | 59 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $4,468,000 | 216 |
| Credit card loan net charge offs | $327,000 | 374 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,141,000 | 119 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $1,376,000 | 23 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,859,000 | 263 |
| Loans secured by real estate, total | $2,390,000 | 212 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,390,000 | 212 |
| Construction and land development | $119,000 | 206 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $975,000 | 196 |
| Secured by multifamily residential properties | $1,198,000 | 54 |
| Secured by nonfarm nonresidential properties | $98,000 | 744 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $72,000 | 104 |
| Commercial and industrial loans | $540,000 | 603 |
| Loans to individuals | $5,960,000 | 228 |
| Credit card loan charge offs | $701,000 | 328 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,259,000 | 131 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $897,000 | 52 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,393,000 | 136 |
| Loans secured by real estate, total | $1,692,000 | 126 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,692,000 | 126 |
| Construction and land development | $17,000 | 308 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $500,000 | 109 |
| Secured by multifamily residential properties | $20,000 | 216 |
| Secured by nonfarm nonresidential properties | $1,155,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 168 |
| Commercial and industrial loans | $2,627,000 | 90 |
| Loans to individuals | $2,475,000 | 158 |
| Credit card loan recoveries | $682,000 | 140 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,793,000 | 124 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $592,000 | 40 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,466,000 | 501 |
| Loans secured by real estate, total | $698,000 | 380 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $698,000 | 379 |
| Construction and land development | $102,000 | 189 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $475,000 | 274 |
| Secured by multifamily residential properties | $1,178,000 | 49 |
| Secured by nonfarm nonresidential properties | $-1,057,000 | 11,418 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $65,000 | 88 |
| Commercial and industrial loans | $-2,087,000 | 11,440 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,485,000 | 270 |
| Credit card loan net charge offs | $19,000 | 1,521 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,466,000 | 143 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $305,000 | 62 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,625,000 | 283 |
| Loans secured by real estate, total | $1,241,000 | 418 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,241,000 | 416 |
| Construction and land development | $169,000 | 237 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $852,000 | 230 |
| Secured by multifamily residential properties | $88,000 | 315 |
| Secured by nonfarm nonresidential properties | $132,000 | 791 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $128,000 | 52 |
| Commercial and industrial loans | $831,000 | 418 |
| Loans to individuals | $4,674,000 | 236 |
| Credit card loan charge offs | $547,000 | 363 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,127,000 | 136 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,751,000 | 27 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,614,000 | 182 |
| Loans secured by real estate, total | $849,000 | 214 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $849,000 | 211 |
| Construction and land development | $268,000 | 86 |
| Secured by farmland | $27,000 | 155 |
| Secured by 1-4 family residential properties - total recoveries | $304,000 | 152 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $250,000 | 292 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 81 |
| Commercial and industrial loans | $1,707,000 | 156 |
| Loans to individuals | $2,265,000 | 167 |
| Credit card loan recoveries | $442,000 | 174 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,823,000 | 114 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $744,000 | 30 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,011,000 | 453 |
| Loans secured by real estate, total | $392,000 | 675 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $392,000 | 674 |
| Construction and land development | $-99,000 | 11,873 |
| Secured by farmland | $-27,000 | 10,417 |
| Secured by 1-4 family residential properties- net charge-offs | $548,000 | 265 |
| Secured by multifamily residential properties | $88,000 | 284 |
| Secured by nonfarm nonresidential properties | $-118,000 | 11,791 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $79,000 | 43 |
| Commercial and industrial loans | $-876,000 | 11,906 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,409,000 | 286 |
| Credit card loan net charge offs | $105,000 | 638 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,304,000 | 146 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,007,000 | 27 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,187,000 | 215 |
| Loans secured by real estate, total | $1,429,000 | 417 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,429,000 | 417 |
| Construction and land development | $132,000 | 337 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $924,000 | 238 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $373,000 | 516 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $34,000 | 104 |
| Commercial and industrial loans | $7,496,000 | 84 |
| Loans to individuals | $2,608,000 | 290 |
| Credit card loan charge offs | $346,000 | 423 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,262,000 | 181 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $1,620,000 | 28 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,500,000 | 176 |
| Loans secured by real estate, total | $1,663,000 | 143 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,663,000 | 141 |
| Construction and land development | $599,000 | 66 |
| Secured by farmland | $65,000 | 70 |
| Secured by 1-4 family residential properties - total recoveries | $505,000 | 116 |
| Secured by multifamily residential properties | $19,000 | 272 |
| Secured by nonfarm nonresidential properties | $475,000 | 214 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,673,000 | 178 |
| Loans to individuals | $2,442,000 | 159 |
| Credit card loan recoveries | $495,000 | 172 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,947,000 | 123 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $722,000 | 31 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,687,000 | 254 |
| Loans secured by real estate, total | $-234,000 | 12,477 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-234,000 | 12,515 |
| Construction and land development | $-467,000 | 12,569 |
| Secured by farmland | $-65,000 | 11,011 |
| Secured by 1-4 family residential properties- net charge-offs | $419,000 | 375 |
| Secured by multifamily residential properties | $-19,000 | 12,485 |
| Secured by nonfarm nonresidential properties | $-102,000 | 12,391 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $34,000 | 73 |
| Commercial and industrial loans | $5,823,000 | 50 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $166,000 | 1,117 |
| Credit card loan net charge offs | $-149,000 | 12,605 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $315,000 | 508 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $898,000 | 27 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,379,000 | 386 |
| Loans secured by real estate, total | $1,322,000 | 588 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,322,000 | 586 |
| Construction and land development | $40,000 | 763 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $765,000 | 341 |
| Secured by multifamily residential properties | $202,000 | 299 |
| Secured by nonfarm nonresidential properties | $315,000 | 736 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $423,000 | 25 |
| Commercial and industrial loans | $911,000 | 607 |
| Loans to individuals | $3,299,000 | 275 |
| Credit card loan charge offs | $687,000 | 335 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,612,000 | 183 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,424,000 | 37 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,881,000 | 145 |
| Loans secured by real estate, total | $2,136,000 | 115 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,136,000 | 115 |
| Construction and land development | $1,385,000 | 38 |
| Secured by farmland | $41,000 | 128 |
| Secured by 1-4 family residential properties - total recoveries | $401,000 | 114 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $309,000 | 271 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $49,000 | 80 |
| Commercial and industrial loans | $1,997,000 | 155 |
| Loans to individuals | $3,028,000 | 136 |
| Credit card loan recoveries | $641,000 | 138 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,387,000 | 102 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $671,000 | 33 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-502,000 | 13,226 |
| Loans secured by real estate, total | $-814,000 | 13,260 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-814,000 | 13,300 |
| Construction and land development | $-1,345,000 | 13,278 |
| Secured by farmland | $-41,000 | 11,473 |
| Secured by 1-4 family residential properties- net charge-offs | $364,000 | 530 |
| Secured by multifamily residential properties | $202,000 | 265 |
| Secured by nonfarm nonresidential properties | $6,000 | 2,492 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $374,000 | 21 |
| Commercial and industrial loans | $-1,086,000 | 13,256 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $271,000 | 912 |
| Credit card loan net charge offs | $46,000 | 953 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $225,000 | 747 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $753,000 | 50 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $24,685,000 | 212 |
| Loans secured by real estate, total | $2,439,000 | 473 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,439,000 | 473 |
| Construction and land development | $80,000 | 876 |
| Secured by farmland | $39,000 | 295 |
| Total charge-offs secured by 1-4 family residential properties | $825,000 | 331 |
| Secured by multifamily residential properties | $8,000 | 815 |
| Secured by nonfarm nonresidential properties | $1,487,000 | 356 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 172 |
| Commercial and industrial loans | $15,686,000 | 98 |
| Loans to individuals | $5,277,000 | 237 |
| Credit card loan charge offs | $1,032,000 | 312 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,245,000 | 148 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,274,000 | 60 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,094,000 | 157 |
| Loans secured by real estate, total | $1,194,000 | 142 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,194,000 | 142 |
| Construction and land development | $538,000 | 64 |
| Secured by farmland | $27,000 | 186 |
| Secured by 1-4 family residential properties - total recoveries | $435,000 | 104 |
| Secured by multifamily residential properties | $1,000 | 435 |
| Secured by nonfarm nonresidential properties | $193,000 | 316 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $483,000 | 389 |
| Loans to individuals | $3,799,000 | 104 |
| Credit card loan recoveries | $772,000 | 125 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,027,000 | 71 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $618,000 | 39 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,591,000 | 224 |
| Loans secured by real estate, total | $1,245,000 | 690 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,245,000 | 690 |
| Construction and land development | $-458,000 | 13,928 |
| Secured by farmland | $12,000 | 493 |
| Secured by 1-4 family residential properties- net charge-offs | $390,000 | 565 |
| Secured by multifamily residential properties | $7,000 | 791 |
| Secured by nonfarm nonresidential properties | $1,294,000 | 361 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 128 |
| Commercial and industrial loans | $15,203,000 | 87 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,478,000 | 422 |
| Credit card loan net charge offs | $260,000 | 504 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,218,000 | 299 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $656,000 | 74 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.