Home > Deposit Guaranty National Bank > Income and Expense
Deposit Guaranty National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $489,241,000 | 120 |
| Total interest expense | $198,689,000 | 144 |
| Net interest income | $290,552,000 | 101 |
| Provision for loan and lease losses | $7,500,000 | 249 |
| Total noninterest income | $130,503,000 | 123 |
| Gross Fiduciary activities income | $19,084,000 | 98 |
| Service charges on deposit accounts | $45,955,000 | 63 |
| Trading account gains and fees | $3,472,000 | 59 |
| Additional Noninterest Income | $61,992,000 | 147 |
| Total noninterest expense | $264,420,000 | 108 |
| Salaries and employee benefits | $116,426,000 | 96 |
| Premises and equipment expense | $34,523,000 | 100 |
| Additional noninterest expense | $113,471,000 | 125 |
| Pre-tax net operating income | $149,135,000 | 101 |
| Securities gains (losses) | $2,089,000 | 178 |
| Applicable income taxes | $53,505,000 | 106 |
| Income before extraordinary items | $97,719,000 | 99 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $97,719,000 | 99 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,595,000 | 163 |
| Cash dividends | $140,499,000 | 61 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $96,361,150 | 99 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $315,018,000 | 184 |
| Total interest expense | $129,065,000 | 218 |
| Net interest income | $185,953,000 | 170 |
| Provision for loan and lease losses | $4,000,000 | 386 |
| Total noninterest income | $85,704,000 | 170 |
| Gross Fiduciary activities income | $9,867,000 | 146 |
| Service charges on deposit accounts | $28,594,000 | 103 |
| Trading account gains and fees | $3,259,000 | 61 |
| Additional Noninterest Income | $43,984,000 | 186 |
| Total noninterest expense | $164,390,000 | 170 |
| Salaries and employee benefits | $76,187,000 | 139 |
| Premises and equipment expense | $19,486,000 | 173 |
| Additional noninterest expense | $68,717,000 | 192 |
| Pre-tax net operating income | $103,267,000 | 141 |
| Securities gains (losses) | $108,000 | 923 |
| Applicable income taxes | $33,790,000 | 154 |
| Income before extraordinary items | $69,585,000 | 144 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $69,585,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,466,000 | 501 |
| Cash dividends | $23,835,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,512,640 | 140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $304,312,000 | 202 |
| Total interest expense | $128,677,000 | 223 |
| Net interest income | $175,635,000 | 178 |
| Provision for loan and lease losses | $2,000,000 | 574 |
| Total noninterest income | $68,252,000 | 188 |
| Gross Fiduciary activities income | $9,471,000 | 162 |
| Service charges on deposit accounts | $26,901,000 | 110 |
| Trading account gains and fees | $1,785,000 | 104 |
| Additional Noninterest Income | $30,095,000 | 218 |
| Total noninterest expense | $153,504,000 | 172 |
| Salaries and employee benefits | $66,708,000 | 147 |
| Premises and equipment expense | $18,057,000 | 184 |
| Additional noninterest expense | $68,739,000 | 189 |
| Pre-tax net operating income | $88,383,000 | 170 |
| Securities gains (losses) | $862,000 | 248 |
| Applicable income taxes | $30,190,000 | 168 |
| Income before extraordinary items | $59,055,000 | 166 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $59,055,000 | 165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,011,000 | 453 |
| Cash dividends | $18,883,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $58,486,080 | 170 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $240,463,000 | 215 |
| Total interest expense | $94,008,000 | 229 |
| Net interest income | $146,455,000 | 203 |
| Provision for loan and lease losses | $2,000,000 | 579 |
| Total noninterest income | $62,634,000 | 195 |
| Gross Fiduciary activities income | $9,061,000 | 158 |
| Service charges on deposit accounts | $24,185,000 | 116 |
| Trading account gains and fees | $1,807,000 | 88 |
| Additional Noninterest Income | $27,581,000 | 230 |
| Total noninterest expense | $136,685,000 | 194 |
| Salaries and employee benefits | $59,863,000 | 167 |
| Premises and equipment expense | $15,881,000 | 201 |
| Additional noninterest expense | $60,941,000 | 199 |
| Pre-tax net operating income | $70,404,000 | 188 |
| Securities gains (losses) | $10,766,000 | 18 |
| Applicable income taxes | $26,853,000 | 173 |
| Income before extraordinary items | $54,317,000 | 172 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $54,317,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,687,000 | 254 |
| Cash dividends | $16,352,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $47,103,780 | 189 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $237,323,000 | 201 |
| Total interest expense | $96,769,000 | 201 |
| Net interest income | $140,554,000 | 197 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $60,528,000 | 183 |
| Gross Fiduciary activities income | $8,110,000 | 166 |
| Service charges on deposit accounts | $23,203,000 | 114 |
| Trading account gains and fees | $1,930,000 | 108 |
| Additional Noninterest Income | $27,285,000 | 213 |
| Total noninterest expense | $132,968,000 | 199 |
| Salaries and employee benefits | $57,177,000 | 164 |
| Premises and equipment expense | $15,650,000 | 202 |
| Additional noninterest expense | $60,141,000 | 197 |
| Pre-tax net operating income | $68,114,000 | 164 |
| Securities gains (losses) | $-164,000 | 13,208 |
| Applicable income taxes | $19,228,000 | 188 |
| Income before extraordinary items | $48,722,000 | 168 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $48,722,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-502,000 | 13,226 |
| Cash dividends | $15,867,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $48,840,080 | 165 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $254,911,000 | 206 |
| Total interest expense | $121,045,000 | 207 |
| Net interest income | $133,866,000 | 199 |
| Provision for loan and lease losses | $8,878,000 | 408 |
| Total noninterest income | $56,909,000 | 183 |
| Gross Fiduciary activities income | $6,798,000 | 184 |
| Service charges on deposit accounts | $20,598,000 | 110 |
| Trading account gains and fees | $1,986,000 | 109 |
| Additional Noninterest Income | $27,527,000 | 209 |
| Total noninterest expense | $131,518,000 | 189 |
| Salaries and employee benefits | $58,116,000 | 156 |
| Premises and equipment expense | $15,588,000 | 200 |
| Additional noninterest expense | $57,814,000 | 212 |
| Pre-tax net operating income | $50,379,000 | 166 |
| Securities gains (losses) | $-107,000 | 13,792 |
| Applicable income taxes | $10,425,000 | 267 |
| Income before extraordinary items | $39,847,000 | 160 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $39,847,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,591,000 | 224 |
| Cash dividends | $13,837,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $39,931,530 | 146 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.