Home > Deposit Guaranty National Bank > Net charge- offs to loans
Deposit Guaranty National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2911% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0356% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 1,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0292% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6777% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4726% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7971% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5531% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 6,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0977% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2317% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9898% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1619% | 1,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3316% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5625% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0646% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1563% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 5,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 764 |
| Percentage Net Loans Charged-off:Construction & development | -0.1093% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1558% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1471% | 1,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4220% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3398% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4999% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.6515% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0399% | 1,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3348% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1283% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2081% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0337% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4435% | 1,287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4893% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0250% | 11,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0884% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | -2.0429% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4196% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3149% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2489% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1236% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5266% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9340% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 825 |
| Percentage Net Loans Charged-off:Construction & development | -0.6071% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4851% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0154% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1279% | 1,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9476% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3531% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6278% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2648% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |