Home > Deposit Bank & Trust Co. > Income and Expense
Deposit Bank & Trust Co., Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 4,698 |
| Total interest expense | $2,536,000 | 4,436 |
| Net interest income | $2,846,000 | 4,805 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $465,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $408,000 | 2,859 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $2,214,000 | 5,032 |
| Salaries and employee benefits | $917,000 | 5,902 |
| Premises and equipment expense | $540,000 | 3,351 |
| Additional noninterest expense | $757,000 | 4,565 |
| Pre-tax net operating income | $1,006,000 | 4,343 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $336,000 | 3,037 |
| Income before extraordinary items | $670,000 | 4,784 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $670,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $670,000 | 4,771 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,712 |
| Total interest expense | $1,768,000 | 4,340 |
| Net interest income | $1,796,000 | 5,004 |
| Provision for loan and lease losses | $54,000 | 4,290 |
| Total noninterest income | $288,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $240,000 | 3,101 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $1,419,000 | 5,189 |
| Salaries and employee benefits | $590,000 | 6,070 |
| Premises and equipment expense | $357,000 | 3,379 |
| Additional noninterest expense | $472,000 | 4,759 |
| Pre-tax net operating income | $611,000 | 4,612 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $205,000 | 3,229 |
| Income before extraordinary items | $406,000 | 5,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $175,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $406,000 | 5,034 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 4,734 |
| Total interest expense | $884,000 | 4,318 |
| Net interest income | $885,000 | 5,054 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $700,000 | 5,251 |
| Salaries and employee benefits | $309,000 | 5,953 |
| Premises and equipment expense | $168,000 | 3,579 |
| Additional noninterest expense | $223,000 | 4,889 |
| Pre-tax net operating income | $304,000 | 4,615 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $200,000 | 5,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $175,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $200,000 | 5,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 4,801 |
| Total interest expense | $2,856,000 | 4,444 |
| Net interest income | $3,544,000 | 5,018 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $587,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $455,000 | 3,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 5,861 |
| Total noninterest expense | $2,730,000 | 5,191 |
| Salaries and employee benefits | $1,146,000 | 6,051 |
| Premises and equipment expense | $685,000 | 3,384 |
| Additional noninterest expense | $899,000 | 4,861 |
| Pre-tax net operating income | $1,291,000 | 4,631 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $435,000 | 3,325 |
| Income before extraordinary items | $856,000 | 5,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $856,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $395,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $856,000 | 5,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 4,875 |
| Total interest expense | $2,021,000 | 4,524 |
| Net interest income | $2,642,000 | 5,070 |
| Provision for loan and lease losses | $82,000 | 4,479 |
| Total noninterest income | $440,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $329,000 | 3,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $2,061,000 | 5,173 |
| Salaries and employee benefits | $847,000 | 6,069 |
| Premises and equipment expense | $514,000 | 3,398 |
| Additional noninterest expense | $700,000 | 4,696 |
| Pre-tax net operating income | $939,000 | 4,858 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $318,000 | 3,498 |
| Income before extraordinary items | $621,000 | 5,274 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $621,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $180,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $621,000 | 5,264 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,937 |
| Total interest expense | $1,264,000 | 4,561 |
| Net interest income | $1,748,000 | 5,115 |
| Provision for loan and lease losses | $54,000 | 4,368 |
| Total noninterest income | $294,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 5,489 |
| Total noninterest expense | $1,408,000 | 5,095 |
| Salaries and employee benefits | $586,000 | 5,986 |
| Premises and equipment expense | $335,000 | 3,448 |
| Additional noninterest expense | $487,000 | 4,572 |
| Pre-tax net operating income | $580,000 | 5,082 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $195,000 | 3,651 |
| Income before extraordinary items | $385,000 | 5,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $385,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $385,000 | 5,469 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,978 |
| Total interest expense | $606,000 | 4,551 |
| Net interest income | $851,000 | 5,218 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $708,000 | 5,098 |
| Salaries and employee benefits | $319,000 | 5,748 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $261,000 | 5,282 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $86,000 | 3,799 |
| Income before extraordinary items | $175,000 | 5,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $175,000 | 5,612 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 5,144 |
| Total interest expense | $1,692,000 | 4,927 |
| Net interest income | $3,315,000 | 5,177 |
| Provision for loan and lease losses | $74,000 | 5,234 |
| Total noninterest income | $475,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $389,000 | 3,616 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,640 |
| Total noninterest expense | $2,746,000 | 5,068 |
| Salaries and employee benefits | $1,230,000 | 5,717 |
| Premises and equipment expense | $510,000 | 4,117 |
| Additional noninterest expense | $1,006,000 | 4,405 |
| Pre-tax net operating income | $970,000 | 5,432 |
| Securities gains (losses) | $47,000 | 948 |
| Applicable income taxes | $337,000 | 3,968 |
| Income before extraordinary items | $680,000 | 5,733 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $680,000 | 5,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $560,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $648,510 | 5,798 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 5,258 |
| Total interest expense | $1,108,000 | 5,158 |
| Net interest income | $2,495,000 | 5,185 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $360,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $291,000 | 3,631 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,541 |
| Total noninterest expense | $1,959,000 | 5,211 |
| Salaries and employee benefits | $891,000 | 5,802 |
| Premises and equipment expense | $337,000 | 4,478 |
| Additional noninterest expense | $731,000 | 4,494 |
| Pre-tax net operating income | $842,000 | 5,205 |
| Securities gains (losses) | $47,000 | 902 |
| Applicable income taxes | $298,000 | 3,823 |
| Income before extraordinary items | $591,000 | 5,476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $591,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $460,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $559,980 | 5,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,343 |
| Total interest expense | $596,000 | 5,584 |
| Net interest income | $1,692,000 | 5,126 |
| Provision for loan and lease losses | $41,000 | 4,838 |
| Total noninterest income | $244,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $195,000 | 3,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,204,000 | 5,464 |
| Salaries and employee benefits | $579,000 | 5,866 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $457,000 | 4,676 |
| Pre-tax net operating income | $691,000 | 4,660 |
| Securities gains (losses) | $47,000 | 802 |
| Applicable income taxes | $254,000 | 3,383 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $452,980 | 5,089 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,395 |
| Total interest expense | $268,000 | 5,785 |
| Net interest income | $850,000 | 5,143 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $564,000 | 5,704 |
| Salaries and employee benefits | $275,000 | 6,076 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $387,000 | 4,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $134,000 | 3,287 |
| Income before extraordinary items | $253,000 | 4,835 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $253,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $253,000 | 4,797 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 5,209 |
| Total interest expense | $1,069,000 | 5,471 |
| Net interest income | $3,385,000 | 5,018 |
| Provision for loan and lease losses | $118,000 | 4,767 |
| Total noninterest income | $461,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $405,000 | 3,617 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,268 |
| Total noninterest expense | $2,080,000 | 5,883 |
| Salaries and employee benefits | $1,027,000 | 6,192 |
| Premises and equipment expense | $277,000 | 5,913 |
| Additional noninterest expense | $776,000 | 5,197 |
| Pre-tax net operating income | $1,648,000 | 4,013 |
| Securities gains (losses) | $365,000 | 556 |
| Applicable income taxes | $663,000 | 2,855 |
| Income before extraordinary items | $1,350,000 | 3,901 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,350,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $765,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,105,450 | 4,352 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 5,193 |
| Total interest expense | $806,000 | 5,431 |
| Net interest income | $2,531,000 | 5,021 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $352,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $305,000 | 3,625 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $1,470,000 | 6,025 |
| Salaries and employee benefits | $726,000 | 6,351 |
| Premises and equipment expense | $174,000 | 6,366 |
| Additional noninterest expense | $570,000 | 5,218 |
| Pre-tax net operating income | $1,313,000 | 3,924 |
| Securities gains (losses) | $350,000 | 536 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $1,113,000 | 3,737 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,113,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $650,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $878,500 | 4,267 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 5,222 |
| Total interest expense | $539,000 | 5,431 |
| Net interest income | $1,674,000 | 5,047 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $232,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $198,000 | 3,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $919,000 | 6,289 |
| Salaries and employee benefits | $464,000 | 6,533 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $346,000 | 5,550 |
| Pre-tax net operating income | $951,000 | 3,649 |
| Securities gains (losses) | $185,000 | 681 |
| Applicable income taxes | $375,000 | 2,674 |
| Income before extraordinary items | $761,000 | 3,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $761,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $450,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $637,050 | 3,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,240 |
| Total interest expense | $271,000 | 5,475 |
| Net interest income | $836,000 | 5,055 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $452,000 | 6,394 |
| Salaries and employee benefits | $231,000 | 6,590 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $481,000 | 3,627 |
| Securities gains (losses) | $165,000 | 585 |
| Applicable income taxes | $209,000 | 2,512 |
| Income before extraordinary items | $437,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $324,800 | 3,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,069 |
| Total interest expense | $1,244,000 | 5,454 |
| Net interest income | $3,508,000 | 4,789 |
| Provision for loan and lease losses | $91,000 | 5,464 |
| Total noninterest income | $484,000 | 5,528 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $59,000 | 7,340 |
| Total noninterest expense | $1,774,000 | 6,399 |
| Salaries and employee benefits | $903,000 | 6,589 |
| Premises and equipment expense | $173,000 | 7,101 |
| Additional noninterest expense | $698,000 | 5,512 |
| Pre-tax net operating income | $2,127,000 | 3,257 |
| Securities gains (losses) | $567,000 | 690 |
| Applicable income taxes | $876,000 | 2,368 |
| Income before extraordinary items | $1,818,000 | 3,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,818,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,141 |
| Cash dividends | $1,275,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,438,110 | 3,502 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 5,125 |
| Total interest expense | $945,000 | 5,550 |
| Net interest income | $2,626,000 | 4,796 |
| Provision for loan and lease losses | $73,000 | 5,264 |
| Total noninterest income | $376,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $322,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,367,000 | 6,266 |
| Salaries and employee benefits | $708,000 | 6,430 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $532,000 | 5,435 |
| Pre-tax net operating income | $1,562,000 | 3,437 |
| Securities gains (losses) | $539,000 | 649 |
| Applicable income taxes | $682,000 | 2,437 |
| Income before extraordinary items | $1,419,000 | 3,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,419,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $1,125,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,052,480 | 3,701 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 5,162 |
| Total interest expense | $644,000 | 5,605 |
| Net interest income | $1,734,000 | 4,830 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $253,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $213,000 | 3,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $922,000 | 6,244 |
| Salaries and employee benefits | $484,000 | 6,375 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $355,000 | 5,427 |
| Pre-tax net operating income | $1,010,000 | 3,500 |
| Securities gains (losses) | $539,000 | 549 |
| Applicable income taxes | $504,000 | 2,300 |
| Income before extraordinary items | $1,045,000 | 2,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,045,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $1,025,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $683,870 | 3,751 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,129 |
| Total interest expense | $333,000 | 5,603 |
| Net interest income | $876,000 | 4,782 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $488,000 | 6,081 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $495,000 | 3,519 |
| Securities gains (losses) | $437,000 | 390 |
| Applicable income taxes | $305,000 | 2,028 |
| Income before extraordinary items | $627,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $334,210 | 3,759 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,045 |
| Total interest expense | $1,951,000 | 4,869 |
| Net interest income | $3,248,000 | 5,018 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $467,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $396,000 | 3,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,786,000 | 6,286 |
| Salaries and employee benefits | $914,000 | 6,464 |
| Premises and equipment expense | $171,000 | 7,151 |
| Additional noninterest expense | $701,000 | 5,400 |
| Pre-tax net operating income | $1,929,000 | 3,513 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $648,000 | 2,989 |
| Income before extraordinary items | $1,373,000 | 3,743 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,373,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $1,520,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,310,440 | 3,759 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 5,192 |
| Total interest expense | $2,824,000 | 4,952 |
| Net interest income | $2,838,000 | 5,278 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $421,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $336,000 | 3,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,532,000 | 6,730 |
| Salaries and employee benefits | $733,000 | 7,047 |
| Premises and equipment expense | $198,000 | 6,821 |
| Additional noninterest expense | $601,000 | 5,832 |
| Pre-tax net operating income | $1,727,000 | 3,516 |
| Securities gains (losses) | $130,000 | 1,527 |
| Applicable income taxes | $596,000 | 2,982 |
| Income before extraordinary items | $1,261,000 | 3,666 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,261,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $920,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,172,600 | 3,743 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,147 |
| Total interest expense | $3,032,000 | 4,883 |
| Net interest income | $2,869,000 | 5,313 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $374,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,547,000 | 6,617 |
| Salaries and employee benefits | $799,000 | 6,732 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $577,000 | 5,921 |
| Pre-tax net operating income | $1,694,000 | 3,720 |
| Securities gains (losses) | $35,000 | 803 |
| Applicable income taxes | $558,000 | 3,256 |
| Income before extraordinary items | $1,171,000 | 3,931 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,171,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $875,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,147,200 | 3,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 5,177 |
| Total interest expense | $2,699,000 | 4,968 |
| Net interest income | $2,897,000 | 5,299 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $392,000 | 5,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $1,525,000 | 6,710 |
| Salaries and employee benefits | $753,000 | 6,974 |
| Premises and equipment expense | $209,000 | 6,663 |
| Additional noninterest expense | $563,000 | 6,065 |
| Pre-tax net operating income | $1,759,000 | 3,671 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $566,000 | 3,350 |
| Income before extraordinary items | $1,220,000 | 3,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,220,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $990,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,201,640 | 3,845 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 5,219 |
| Total interest expense | $2,714,000 | 5,079 |
| Net interest income | $2,909,000 | 5,245 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $423,000 | 5,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,085 |
| Total noninterest expense | $1,470,000 | 6,777 |
| Salaries and employee benefits | $740,000 | 6,975 |
| Premises and equipment expense | $231,000 | 6,246 |
| Additional noninterest expense | $499,000 | 6,447 |
| Pre-tax net operating income | $1,802,000 | 3,629 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $577,000 | 3,506 |
| Income before extraordinary items | $1,241,000 | 3,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,241,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,230,120 | 3,761 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 5,317 |
| Total interest expense | $2,731,000 | 5,072 |
| Net interest income | $2,890,000 | 5,461 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $407,000 | 5,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $1,695,000 | 6,312 |
| Salaries and employee benefits | $910,000 | 6,235 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $547,000 | 6,143 |
| Pre-tax net operating income | $1,542,000 | 4,390 |
| Securities gains (losses) | $43,000 | 1,423 |
| Applicable income taxes | $503,000 | 4,197 |
| Income before extraordinary items | $1,082,000 | 4,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,082,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $630,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,052,760 | 4,458 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 5,577 |
| Total interest expense | $2,574,000 | 5,392 |
| Net interest income | $2,866,000 | 5,635 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $434,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $1,615,000 | 6,803 |
| Salaries and employee benefits | $886,000 | 6,521 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $506,000 | 7,006 |
| Pre-tax net operating income | $1,614,000 | 4,097 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $484,000 | 4,251 |
| Income before extraordinary items | $1,130,000 | 4,069 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,130,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,764 |
| Cash dividends | $675,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,130,000 | 4,013 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 5,671 |
| Total interest expense | $2,661,000 | 5,287 |
| Net interest income | $2,722,000 | 5,935 |
| Provision for loan and lease losses | $155,000 | 3,565 |
| Total noninterest income | $390,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $1,782,000 | 6,509 |
| Salaries and employee benefits | $868,000 | 6,716 |
| Premises and equipment expense | $243,000 | 6,462 |
| Additional noninterest expense | $671,000 | 6,056 |
| Pre-tax net operating income | $1,175,000 | 5,325 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $355,000 | 5,383 |
| Income before extraordinary items | $820,000 | 5,353 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $820,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $560,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $820,000 | 5,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 6,089 |
| Total interest expense | $1,987,000 | 5,644 |
| Net interest income | $2,567,000 | 6,332 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $505,000 | 5,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $1,791,000 | 6,712 |
| Salaries and employee benefits | $890,000 | 6,706 |
| Premises and equipment expense | $222,000 | 7,023 |
| Additional noninterest expense | $679,000 | 6,481 |
| Pre-tax net operating income | $1,156,000 | 5,377 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $814,000 | 5,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $814,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $580,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $814,000 | 5,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 6,202 |
| Total interest expense | $1,955,000 | 5,945 |
| Net interest income | $2,638,000 | 6,276 |
| Provision for loan and lease losses | $163,000 | 4,438 |
| Total noninterest income | $363,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,244 |
| Total noninterest expense | $1,758,000 | 7,017 |
| Salaries and employee benefits | $869,000 | 6,903 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $660,000 | 6,870 |
| Pre-tax net operating income | $1,080,000 | 5,576 |
| Securities gains (losses) | $90,000 | 2,648 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $744,000 | 5,858 |
| Extraordinary gains, net | $59,000 | 2,050 |
| Net income | $803,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $602,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $686,400 | 5,941 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 6,253 |
| Total interest expense | $2,601,000 | 5,791 |
| Net interest income | $2,537,000 | 6,520 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,566,000 | 7,685 |
| Salaries and employee benefits | $758,000 | 7,552 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $624,000 | 7,306 |
| Pre-tax net operating income | $1,126,000 | 5,166 |
| Securities gains (losses) | $270,000 | 1,634 |
| Applicable income taxes | $476,000 | 4,162 |
| Income before extraordinary items | $920,000 | 4,853 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $920,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 3,613 |
| Cash dividends | $652,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $741,800 | 5,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.