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Department Stores National Bank, Income and Expense

2022-06-30 (YTD Data)Rank
Total interest income$6,224,0002,128
Total interest expense$622,0001,680
Net interest income$5,602,0002,156
Provision for loan and lease losses$51,0001,901
Total noninterest income$46,0004,464
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and fees$0108
Additional Noninterest Income$46,0004,232
Total noninterest expense$1,570,0003,664
Salaries and employee benefits$04,762
Premises and equipment expense$04,751
Additional noninterest expense$1,570,0001,930
Pre-tax net operating income$4,027,0001,408
Securities gains (losses)$0687
Applicable income taxes$847,0001,122
Income before extraordinary items$3,180,0001,470
Extraordinary gains, net$04
Net income$3,180,0001,469
Minority interest net income$060
Net income of bank and minority interests.$3,180,0001,470
Net charge-offs$-87,0004,352
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,180,0001,506
2022-03-31 (YTD Data)Rank
Total interest income$2,696,0002,285
Total interest expense$91,0003,304
Net interest income$2,605,0002,217
Provision for loan and lease losses$-72,0004,493
Total noninterest income$57,0004,096
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$57,0003,740
Total noninterest expense$757,0003,711
Salaries and employee benefits$04,787
Premises and equipment expense$04,776
Additional noninterest expense$757,0001,960
Pre-tax net operating income$1,977,0001,358
Securities gains (losses)$0623
Applicable income taxes$416,0001,079
Income before extraordinary items$1,561,0001,415
Extraordinary gains, net$04
Net income$1,561,0001,415
Minority interest net income$050
Net income of bank and minority interests.$1,561,0001,415
Net charge-offs$-39,0004,338
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,561,0001,432
2021-12-31 (YTD Data)Rank
Total interest income$9,039,0002,616
Total interest expense$456,0003,292
Net interest income$8,583,0002,541
Provision for loan and lease losses$-698,0004,478
Total noninterest income$183,0004,338
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and fees$0132
Additional Noninterest Income$183,0004,047
Total noninterest expense$3,114,0003,712
Salaries and employee benefits$04,827
Premises and equipment expense$04,822
Additional noninterest expense$3,114,0001,920
Pre-tax net operating income$6,350,0001,757
Securities gains (losses)$02,062
Applicable income taxes$1,344,0001,398
Income before extraordinary items$5,006,0001,893
Extraordinary gains, net$010
Net income$5,006,0001,893
Minority interest net income$074
Net income of bank and minority interests.$5,006,0001,894
Net charge-offs$-11,0003,689
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,006,0001,863
2021-09-30 (YTD Data)Rank
Total interest income$6,927,0002,626
Total interest expense$351,0003,348
Net interest income$6,576,0002,554
Provision for loan and lease losses$-615,0004,573
Total noninterest income$134,0004,396
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$134,0004,088
Total noninterest expense$2,383,0003,713
Salaries and employee benefits$04,904
Premises and equipment expense$04,898
Additional noninterest expense$2,383,0001,891
Pre-tax net operating income$4,942,0001,780
Securities gains (losses)$02,015
Applicable income taxes$1,048,0001,426
Income before extraordinary items$3,894,0001,908
Extraordinary gains, net$08
Net income$3,894,0001,907
Minority interest net income$069
Net income of bank and minority interests.$3,894,0001,908
Net charge-offs$42,0001,431
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,894,0001,884
2021-06-30 (YTD Data)Rank
Total interest income$4,678,0002,609
Total interest expense$261,0003,277
Net interest income$4,417,0002,542
Provision for loan and lease losses$-292,0004,564
Total noninterest income$87,0004,431
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$87,0004,136
Total noninterest expense$2,037,0003,347
Salaries and employee benefits$04,942
Premises and equipment expense$04,939
Additional noninterest expense$2,037,0001,551
Pre-tax net operating income$2,759,0001,983
Securities gains (losses)$01,818
Applicable income taxes$589,0001,543
Income before extraordinary items$2,170,0002,131
Extraordinary gains, net$06
Net income$2,170,0002,131
Minority interest net income$067
Net income of bank and minority interests.$2,170,0002,131
Net charge-offs$86,000970
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,170,0002,096
2021-03-31 (YTD Data)Rank
Total interest income$2,685,0002,404
Total interest expense$137,0003,294
Net interest income$2,548,0002,299
Provision for loan and lease losses$-86,0004,653
Total noninterest income$04,935
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$04,892
Total noninterest expense$528,0004,214
Salaries and employee benefits$04,969
Premises and equipment expense$04,959
Additional noninterest expense$528,0002,440
Pre-tax net operating income$2,106,0001,476
Securities gains (losses)$01,392
Applicable income taxes$524,0001,104
Income before extraordinary items$1,582,0001,671
Extraordinary gains, net$03
Net income$1,582,0001,671
Minority interest net income$055
Net income of bank and minority interests.$1,582,0001,671
Net charge-offs$102,000608
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,582,0001,623
2020-12-31 (YTD Data)Rank
Total interest income$11,228,0002,346
Total interest expense$2,477,0001,715
Net interest income$8,751,0002,468
Provision for loan and lease losses$442,0002,368
Total noninterest income$04,957
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$04,919
Total noninterest expense$4,169,0003,303
Salaries and employee benefits$04,990
Premises and equipment expense$04,987
Additional noninterest expense$4,169,0001,486
Pre-tax net operating income$4,140,0002,022
Securities gains (losses)$02,675
Applicable income taxes$878,0001,530
Income before extraordinary items$3,262,0002,185
Extraordinary gains, net$04
Net income$3,262,0002,185
Minority interest net income$072
Net income of bank and minority interests.$3,262,0002,185
Net charge-offs$1,119,000610
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,262,0002,137
2020-09-30 (YTD Data)Rank
Total interest income$8,907,0002,275
Total interest expense$2,260,0001,560
Net interest income$6,647,0002,444
Provision for loan and lease losses$531,0001,916
Total noninterest income$04,986
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and fees$0125
Additional Noninterest Income$04,952
Total noninterest expense$3,420,0003,151
Salaries and employee benefits$05,024
Premises and equipment expense$05,020
Additional noninterest expense$3,420,0001,368
Pre-tax net operating income$2,696,0002,185
Securities gains (losses)$02,494
Applicable income taxes$544,0001,676
Income before extraordinary items$2,152,0002,342
Extraordinary gains, net$04
Net income$2,152,0002,342
Minority interest net income$065
Net income of bank and minority interests.$2,152,0002,342
Net charge-offs$1,023,000498
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,152,0002,289
2020-06-30 (YTD Data)Rank
Total interest income$6,585,0002,116
Total interest expense$1,993,0001,320
Net interest income$4,592,0002,407
Provision for loan and lease losses$187,0002,466
Total noninterest income$05,011
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$04,965
Total noninterest expense$2,052,0003,326
Salaries and employee benefits$05,056
Premises and equipment expense$05,051
Additional noninterest expense$2,052,0001,467
Pre-tax net operating income$2,353,0001,778
Securities gains (losses)$02,249
Applicable income taxes$470,0001,393
Income before extraordinary items$1,883,0001,915
Extraordinary gains, net$04
Net income$1,883,0001,916
Minority interest net income$065
Net income of bank and minority interests.$1,883,0001,916
Net charge-offs$692,000489
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,883,0001,880
2020-03-31 (YTD Data)Rank
Total interest income$3,862,0001,864
Total interest expense$1,168,0001,257
Net interest income$2,694,0002,093
Provision for loan and lease losses$-90,0005,087
Total noninterest income$05,056
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$05,006
Total noninterest expense$2,002,0002,263
Salaries and employee benefits$05,106
Premises and equipment expense$05,097
Additional noninterest expense$2,002,000859
Pre-tax net operating income$782,0002,188
Securities gains (losses)$01,705
Applicable income taxes$164,0001,556
Income before extraordinary items$618,0002,362
Extraordinary gains, net$04
Net income$618,0002,361
Minority interest net income$056
Net income of bank and minority interests.$618,0002,362
Net charge-offs$395,000434
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$618,0002,324
2019-12-31 (YTD Data)Rank
Total interest income$18,554,0001,614
Total interest expense$7,328,000895
Net interest income$11,226,0002,029
Provision for loan and lease losses$2,262,000488
Total noninterest income$05,130
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$05,067
Total noninterest expense$3,327,0003,740
Salaries and employee benefits$05,168
Premises and equipment expense$05,163
Additional noninterest expense$3,327,0001,750
Pre-tax net operating income$5,637,0001,609
Securities gains (losses)$02,379
Applicable income taxes$1,067,0001,375
Income before extraordinary items$4,570,0001,718
Extraordinary gains, net$011
Net income$4,570,0001,720
Minority interest net income$076
Net income of bank and minority interests.$4,570,0001,721
Net charge-offs$1,747,000460
Cash dividends$3,700,0001,028
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,570,0001,684
2019-09-30 (YTD Data)Rank
Total interest income$14,064,0001,616
Total interest expense$5,205,000938
Net interest income$8,859,0001,969
Provision for loan and lease losses$2,176,000380
Total noninterest income$05,208
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$05,152
Total noninterest expense$3,882,0002,966
Salaries and employee benefits$05,247
Premises and equipment expense$05,243
Additional noninterest expense$3,882,0001,201
Pre-tax net operating income$2,801,0002,201
Securities gains (losses)$02,167
Applicable income taxes$468,0001,852
Income before extraordinary items$2,333,0002,290
Extraordinary gains, net$011
Net income$2,333,0002,291
Minority interest net income$072
Net income of bank and minority interests.$2,333,0002,291
Net charge-offs$1,292,000412
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,333,0002,259
2019-06-30 (YTD Data)Rank
Total interest income$9,491,0001,604
Total interest expense$3,699,000880
Net interest income$5,792,0002,007
Provision for loan and lease losses$1,158,000429
Total noninterest income$05,250
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$05,202
Total noninterest expense$3,030,0002,715
Salaries and employee benefits$05,294
Premises and equipment expense$05,288
Additional noninterest expense$3,030,0001,079
Pre-tax net operating income$1,604,0002,395
Securities gains (losses)$01,702
Applicable income taxes$269,0001,952
Income before extraordinary items$1,335,0002,491
Extraordinary gains, net$011
Net income$1,335,0002,491
Minority interest net income$069
Net income of bank and minority interests.$1,335,0002,491
Net charge-offs$841,000394
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,335,0002,465
2019-03-31 (YTD Data)Rank
Total interest income$4,935,0001,540
Total interest expense$2,003,000797
Net interest income$2,932,0001,988
Provision for loan and lease losses$155,0001,118
Total noninterest income$05,305
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$05,250
Total noninterest expense$2,335,0002,042
Salaries and employee benefits$05,352
Premises and equipment expense$05,344
Additional noninterest expense$2,335,000741
Pre-tax net operating income$442,0003,240
Securities gains (losses)$01,087
Applicable income taxes$23,0003,098
Income before extraordinary items$419,0003,156
Extraordinary gains, net$05
Net income$419,0003,153
Minority interest net income$052
Net income of bank and minority interests.$419,0003,155
Net charge-offs$376,000413
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$419,0003,144
2018-12-31 (YTD Data)Rank
Total interest income$18,414,0001,559
Total interest expense$6,713,000726
Net interest income$11,701,0001,984
Provision for loan and lease losses$1,442,000652
Total noninterest income$05,351
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$05,289
Total noninterest expense$3,228,0003,887
Salaries and employee benefits$05,396
Premises and equipment expense$05,393
Additional noninterest expense$3,228,0001,796
Pre-tax net operating income$7,031,0001,345
Securities gains (losses)$01,125
Applicable income taxes$1,557,0001,023
Income before extraordinary items$5,474,0001,468
Extraordinary gains, net$06
Net income$5,474,0001,467
Minority interest net income$072
Net income of bank and minority interests.$5,474,0001,467
Net charge-offs$1,379,000457
Cash dividends$3,400,000989
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,474,0001,462
2018-09-30 (YTD Data)Rank
Total interest income$13,051,0001,616
Total interest expense$4,194,000802
Net interest income$8,857,0001,981
Provision for loan and lease losses$682,000883
Total noninterest income$05,427
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$05,363
Total noninterest expense$3,096,0003,435
Salaries and employee benefits$05,467
Premises and equipment expense$05,464
Additional noninterest expense$3,096,0001,471
Pre-tax net operating income$5,079,0001,407
Securities gains (losses)$01,118
Applicable income taxes$1,071,0001,114
Income before extraordinary items$4,008,0001,508
Extraordinary gains, net$05
Net income$4,008,0001,507
Minority interest net income$066
Net income of bank and minority interests.$4,008,0001,507
Net charge-offs$1,001,000440
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,008,0001,493
2018-06-30 (YTD Data)Rank
Total interest income$8,561,0001,626
Total interest expense$2,619,000799
Net interest income$5,942,0001,975
Provision for loan and lease losses$125,0001,966
Total noninterest income$05,488
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$05,428
Total noninterest expense$1,490,0004,076
Salaries and employee benefits$05,531
Premises and equipment expense$05,530
Additional noninterest expense$1,490,0001,936
Pre-tax net operating income$4,327,0001,146
Securities gains (losses)$0961
Applicable income taxes$913,000939
Income before extraordinary items$3,414,0001,222
Extraordinary gains, net$06
Net income$3,414,0001,221
Minority interest net income$065
Net income of bank and minority interests.$3,414,0001,221
Net charge-offs$624,000456
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,414,0001,217
2018-03-31 (YTD Data)Rank
Total interest income$4,200,0001,641
Total interest expense$1,137,000847
Net interest income$3,063,0001,905
Provision for loan and lease losses$-102,0005,492
Total noninterest income$05,557
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$05,496
Total noninterest expense$1,092,0003,372
Salaries and employee benefits$05,594
Premises and equipment expense$05,589
Additional noninterest expense$1,092,0001,386
Pre-tax net operating income$2,073,0001,166
Securities gains (losses)$0735
Applicable income taxes$437,000950
Income before extraordinary items$1,636,0001,242
Extraordinary gains, net$07
Net income$1,636,0001,242
Minority interest net income$052
Net income of bank and minority interests.$1,636,0001,242
Net charge-offs$342,000388
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,636,0001,230
2017-12-31 (YTD Data)Rank
Total interest income$16,238,0001,637
Total interest expense$3,900,000858
Net interest income$12,338,0001,862
Provision for loan and lease losses$1,830,000552
Total noninterest income$05,617
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$05,546
Total noninterest expense$2,635,0004,336
Salaries and employee benefits$05,659
Premises and equipment expense$05,658
Additional noninterest expense$2,635,0002,161
Pre-tax net operating income$7,873,0001,194
Securities gains (losses)$02,243
Applicable income taxes$3,131,000925
Income before extraordinary items$4,742,0001,399
Extraordinary gains, net$09
Net income$4,742,0001,398
Minority interest net income$076
Net income of bank and minority interests.$4,742,0001,399
Net charge-offs$1,108,000639
Cash dividends$6,080,000559
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,742,0001,386
2017-09-30 (YTD Data)Rank
Total interest income$11,933,0001,664
Total interest expense$2,451,000978
Net interest income$9,482,0001,832
Provision for loan and lease losses$893,000778
Total noninterest income$05,683
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$05,632
Total noninterest expense$2,154,0004,216
Salaries and employee benefits$05,727
Premises and equipment expense$05,726
Additional noninterest expense$2,154,0001,999
Pre-tax net operating income$6,435,0001,140
Securities gains (losses)$02,274
Applicable income taxes$2,289,000844
Income before extraordinary items$4,146,0001,343
Extraordinary gains, net$09
Net income$4,146,0001,343
Minority interest net income$071
Net income of bank and minority interests.$4,146,0001,343
Net charge-offs$661,000656
Cash dividends$3,481,000690
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,146,0001,326
2017-06-30 (YTD Data)Rank
Total interest income$7,817,0001,679
Total interest expense$1,485,0001,047
Net interest income$6,332,0001,816
Provision for loan and lease losses$380,0001,016
Total noninterest income$05,731
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$05,670
Total noninterest expense$3,648,0002,457
Salaries and employee benefits$05,777
Premises and equipment expense$05,773
Additional noninterest expense$3,648,000899
Pre-tax net operating income$2,304,0001,815
Securities gains (losses)$01,906
Applicable income taxes$819,0001,256
Income before extraordinary items$1,485,0002,170
Extraordinary gains, net$011
Net income$1,485,0002,171
Minority interest net income$071
Net income of bank and minority interests.$1,485,0002,171
Net charge-offs$314,000807
Cash dividends$1,980,000790
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,485,0002,139
2017-03-31 (YTD Data)Rank
Total interest income$3,874,0001,681
Total interest expense$661,0001,139
Net interest income$3,213,0001,786
Provision for loan and lease losses$219,000889
Total noninterest income$05,808
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$05,747
Total noninterest expense$-590,0005,856
Salaries and employee benefits$05,844
Premises and equipment expense$05,840
Additional noninterest expense$-590,0005,865
Pre-tax net operating income$3,584,000697
Securities gains (losses)$01,153
Applicable income taxes$1,277,000558
Income before extraordinary items$2,307,000826
Extraordinary gains, net$08
Net income$2,307,000826
Minority interest net income$055
Net income of bank and minority interests.$2,307,000826
Net charge-offs$141,000748
Cash dividends$1,980,000425
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,307,000816
2016-12-31 (YTD Data)Rank
Total interest income$15,072,0001,672
Total interest expense$3,975,000739
Net interest income$11,097,0001,997
Provision for loan and lease losses$618,0001,278
Total noninterest income$05,853
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$05,780
Total noninterest expense$4,060,0003,619
Salaries and employee benefits$05,902
Premises and equipment expense$05,898
Additional noninterest expense$4,060,0001,515
Pre-tax net operating income$6,419,0001,326
Securities gains (losses)$03,212
Applicable income taxes$2,289,000943
Income before extraordinary items$4,130,0001,608
Extraordinary gains, net$05
Net income$4,130,0001,606
Minority interest net income$082
Net income of bank and minority interests.$4,130,0001,607
Net charge-offs$873,000733
Cash dividends$3,400,000936
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,130,0001,580
2016-09-30 (YTD Data)Rank
Total interest income$11,482,0001,648
Total interest expense$3,181,000692
Net interest income$8,301,0002,005
Provision for loan and lease losses$313,0001,581
Total noninterest income$05,922
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$05,859
Total noninterest expense$4,668,0002,775
Salaries and employee benefits$05,968
Premises and equipment expense$05,965
Additional noninterest expense$4,668,0001,057
Pre-tax net operating income$3,320,0001,815
Securities gains (losses)$03,160
Applicable income taxes$1,184,0001,267
Income before extraordinary items$2,136,0002,227
Extraordinary gains, net$05
Net income$2,136,0002,226
Minority interest net income$071
Net income of bank and minority interests.$2,136,0002,227
Net charge-offs$628,000668
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,136,0002,162
2016-06-30 (YTD Data)Rank
Total interest income$7,935,0001,601
Total interest expense$2,635,000565
Net interest income$5,300,0002,085
Provision for loan and lease losses$38,0003,151
Total noninterest income$05,999
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$05,931
Total noninterest expense$3,601,0002,507
Salaries and employee benefits$06,046
Premises and equipment expense$06,041
Additional noninterest expense$3,601,000926
Pre-tax net operating income$1,661,0002,227
Securities gains (losses)$02,835
Applicable income taxes$596,0001,506
Income before extraordinary items$1,065,0002,700
Extraordinary gains, net$016
Net income$1,065,0002,699
Minority interest net income$071
Net income of bank and minority interests.$1,065,0002,699
Net charge-offs$360,000758
Cash dividends$1,800,000838
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,065,0002,627
2016-03-31 (YTD Data)Rank
Total interest income$4,240,0001,502
Total interest expense$1,409,000518
Net interest income$2,831,0001,970
Provision for loan and lease losses$-184,0006,013
Total noninterest income$06,066
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$05,996
Total noninterest expense$2,136,0002,201
Salaries and employee benefits$06,109
Premises and equipment expense$06,101
Additional noninterest expense$2,136,000761
Pre-tax net operating income$879,0002,119
Securities gains (losses)$02,077
Applicable income taxes$308,0001,450
Income before extraordinary items$571,0002,523
Extraordinary gains, net$012
Net income$571,0002,523
Minority interest net income$062
Net income of bank and minority interests.$571,0002,523
Net charge-offs$156,000776
Cash dividends$1,200,000635
Sale, conversion, retirement of capital stock, net$0659
Net operating income$571,0002,474
2015-12-31 (YTD Data)Rank
Total interest income$14,422,0001,720
Total interest expense$2,453,0001,134
Net interest income$11,969,0001,831
Provision for loan and lease losses$-41,0005,662
Total noninterest income$38,0005,983
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$38,0005,620
Total noninterest expense$3,805,0003,818
Salaries and employee benefits$06,170
Premises and equipment expense$06,167
Additional noninterest expense$3,805,0001,598
Pre-tax net operating income$8,243,0001,044
Securities gains (losses)$03,216
Applicable income taxes$2,892,000770
Income before extraordinary items$5,351,0001,287
Extraordinary gains, net$023
Net income$5,351,0001,287
Minority interest net income$081
Net income of bank and minority interests.$5,351,0001,287
Net charge-offs$1,378,000533
Cash dividends$14,000,000294
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,351,0001,263
2015-09-30 (YTD Data)Rank
Total interest income$10,987,0001,700
Total interest expense$983,0001,997
Net interest income$10,004,0001,659
Provision for loan and lease losses$-174,0005,968
Total noninterest income$38,0006,025
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$38,0005,571
Total noninterest expense$2,321,0004,287
Salaries and employee benefits$06,258
Premises and equipment expense$06,257
Additional noninterest expense$2,321,0001,930
Pre-tax net operating income$7,895,000850
Securities gains (losses)$03,031
Applicable income taxes$2,770,000671
Income before extraordinary items$5,125,0001,043
Extraordinary gains, net$021
Net income$5,125,0001,043
Minority interest net income$078
Net income of bank and minority interests.$5,125,0001,043
Net charge-offs$1,092,000461
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,125,0001,020
2015-06-30 (YTD Data)Rank
Total interest income$7,416,0001,694
Total interest expense$661,0001,985
Net interest income$6,755,0001,640
Provision for loan and lease losses$-341,0006,157
Total noninterest income$1,532,0001,598
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$1,532,0001,172
Total noninterest expense$1,216,0004,825
Salaries and employee benefits$06,335
Premises and equipment expense$06,331
Additional noninterest expense$1,216,0002,399
Pre-tax net operating income$7,412,000645
Securities gains (losses)$02,636
Applicable income taxes$2,601,000537
Income before extraordinary items$4,811,000766
Extraordinary gains, net$022
Net income$4,811,000765
Minority interest net income$075
Net income of bank and minority interests.$4,811,000766
Net charge-offs$779,000432
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,811,000742
2015-03-31 (YTD Data)Rank
Total interest income$3,811,0001,634
Total interest expense$339,0001,970
Net interest income$3,472,0001,594
Provision for loan and lease losses$974,000231
Total noninterest income$1,519,000963
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$1,519,000676
Total noninterest expense$1,540,0002,851
Salaries and employee benefits$06,407
Premises and equipment expense$06,396
Additional noninterest expense$1,540,0001,050
Pre-tax net operating income$2,477,000873
Securities gains (losses)$02,027
Applicable income taxes$869,000686
Income before extraordinary items$1,608,0001,054
Extraordinary gains, net$013
Net income$1,608,0001,053
Minority interest net income$064
Net income of bank and minority interests.$1,608,0001,055
Net charge-offs$419,000415
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,608,0001,027
2014-12-31 (YTD Data)Rank
Total interest income$14,509,0001,726
Total interest expense$1,176,0002,296
Net interest income$13,333,0001,656
Provision for loan and lease losses$1,258,000705
Total noninterest income$60,0006,190
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$60,0005,630
Total noninterest expense$4,309,0003,651
Salaries and employee benefits$06,497
Premises and equipment expense$06,495
Additional noninterest expense$4,309,0001,461
Pre-tax net operating income$7,826,0001,050
Securities gains (losses)$03,259
Applicable income taxes$2,746,000773
Income before extraordinary items$5,080,0001,283
Extraordinary gains, net$017
Net income$5,080,0001,282
Minority interest net income$084
Net income of bank and minority interests.$5,080,0001,282
Net charge-offs$2,104,000489
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,080,0001,255
2014-09-30 (YTD Data)Rank
Total interest income$10,993,0001,711
Total interest expense$812,0002,492
Net interest income$10,181,0001,629
Provision for loan and lease losses$1,103,000609
Total noninterest income$42,0006,295
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$42,0005,740
Total noninterest expense$3,065,0003,805
Salaries and employee benefits$06,577
Premises and equipment expense$06,575
Additional noninterest expense$3,065,0001,535
Pre-tax net operating income$6,055,0001,032
Securities gains (losses)$02,980
Applicable income taxes$2,123,000762
Income before extraordinary items$3,932,0001,232
Extraordinary gains, net$015
Net income$3,932,0001,229
Minority interest net income$081
Net income of bank and minority interests.$3,932,0001,231
Net charge-offs$1,607,000466
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,932,0001,220
2014-06-30 (YTD Data)Rank
Total interest income$7,437,0001,680
Total interest expense$510,0002,602
Net interest income$6,927,0001,591
Provision for loan and lease losses$887,000505
Total noninterest income$06,545
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$06,412
Total noninterest expense$1,747,0004,184
Salaries and employee benefits$06,643
Premises and equipment expense$06,637
Additional noninterest expense$1,747,0001,751
Pre-tax net operating income$4,293,000952
Securities gains (losses)$02,580
Applicable income taxes$1,505,000717
Income before extraordinary items$2,788,0001,151
Extraordinary gains, net$020
Net income$2,788,0001,151
Minority interest net income$080
Net income of bank and minority interests.$2,788,0001,152
Net charge-offs$1,096,000461
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,788,0001,125
2014-03-31 (YTD Data)Rank
Total interest income$3,800,0001,631
Total interest expense$244,0002,723
Net interest income$3,556,0001,543
Provision for loan and lease losses$1,206,000222
Total noninterest income$06,595
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$06,468
Total noninterest expense$935,0004,062
Salaries and employee benefits$06,716
Premises and equipment expense$06,709
Additional noninterest expense$935,0001,641
Pre-tax net operating income$1,415,0001,317
Securities gains (losses)$01,715
Applicable income taxes$498,000931
Income before extraordinary items$917,0001,603
Extraordinary gains, net$016
Net income$917,0001,606
Minority interest net income$066
Net income of bank and minority interests.$917,0001,606
Net charge-offs$591,000433
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$917,0001,571
2013-12-31 (YTD Data)Rank
Total interest income$15,295,0001,628
Total interest expense$2,615,0001,286
Net interest income$12,680,0001,696
Provision for loan and lease losses$992,0001,111
Total noninterest income$28,0006,572
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$28,0006,125
Total noninterest expense$4,325,0003,732
Salaries and employee benefits$06,799
Premises and equipment expense$06,792
Additional noninterest expense$4,325,0001,524
Pre-tax net operating income$7,391,0001,034
Securities gains (losses)$03,182
Applicable income taxes$2,600,000738
Income before extraordinary items$4,791,0001,271
Extraordinary gains, net$029
Net income$4,791,0001,273
Minority interest net income$090
Net income of bank and minority interests.$4,791,0001,274
Net charge-offs$2,133,000708
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,791,0001,249
2013-09-30 (YTD Data)Rank
Total interest income$11,660,0001,619
Total interest expense$2,030,0001,283
Net interest income$9,630,0001,676
Provision for loan and lease losses$777,0001,083
Total noninterest income$39,0006,562
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$39,0005,928
Total noninterest expense$3,080,0003,879
Salaries and employee benefits$06,879
Premises and equipment expense$06,870
Additional noninterest expense$3,080,0001,581
Pre-tax net operating income$5,812,000997
Securities gains (losses)$03,040
Applicable income taxes$2,052,000713
Income before extraordinary items$3,760,0001,233
Extraordinary gains, net$025
Net income$3,760,0001,231
Minority interest net income$084
Net income of bank and minority interests.$3,760,0001,235
Net charge-offs$1,590,000710
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,760,0001,202
2013-06-30 (YTD Data)Rank
Total interest income$7,866,0001,594
Total interest expense$1,367,0001,307
Net interest income$6,499,0001,660
Provision for loan and lease losses$303,0001,621
Total noninterest income$22,0006,637
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$22,0006,044
Total noninterest expense$2,137,0003,799
Salaries and employee benefits$06,926
Premises and equipment expense$06,919
Additional noninterest expense$2,137,0001,528
Pre-tax net operating income$4,081,000931
Securities gains (losses)$02,791
Applicable income taxes$1,441,000699
Income before extraordinary items$2,640,0001,154
Extraordinary gains, net$022
Net income$2,640,0001,156
Minority interest net income$082
Net income of bank and minority interests.$2,640,0001,157
Net charge-offs$1,046,000741
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,640,0001,112
2013-03-31 (YTD Data)Rank
Total interest income$4,013,0001,574
Total interest expense$674,0001,380
Net interest income$3,339,0001,617
Provision for loan and lease losses$-613,0006,963
Total noninterest income$23,0006,400
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$23,0005,562
Total noninterest expense$1,027,0003,937
Salaries and employee benefits$07,003
Premises and equipment expense$06,994
Additional noninterest expense$1,027,0001,578
Pre-tax net operating income$2,948,000649
Securities gains (losses)$01,966
Applicable income taxes$1,041,000532
Income before extraordinary items$1,907,000808
Extraordinary gains, net$010
Net income$1,907,000809
Minority interest net income$076
Net income of bank and minority interests.$1,907,000810
Net charge-offs$556,000717
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,907,000771
2012-12-31 (YTD Data)Rank
Total interest income$15,520,0001,711
Total interest expense$3,301,0001,353
Net interest income$12,219,0001,797
Provision for loan and lease losses$2,430,000912
Total noninterest income$73,0006,493
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$73,0005,577
Total noninterest expense$4,284,0003,839
Salaries and employee benefits$07,065
Premises and equipment expense$07,061
Additional noninterest expense$4,284,0001,576
Pre-tax net operating income$5,578,0001,248
Securities gains (losses)$03,810
Applicable income taxes$1,670,0001,009
Income before extraordinary items$3,908,0001,482
Extraordinary gains, net$029
Net income$3,908,0001,483
Minority interest net income$093
Net income of bank and minority interests.$3,908,0001,483
Net charge-offs$2,597,000944
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,908,0001,393
2012-09-30 (YTD Data)Rank
Total interest income$11,736,0001,724
Total interest expense$2,523,0001,386
Net interest income$9,213,0001,809
Provision for loan and lease losses$1,448,0001,114
Total noninterest income$55,0006,605
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$55,0005,679
Total noninterest expense$3,233,0003,856
Salaries and employee benefits$07,165
Premises and equipment expense$07,157
Additional noninterest expense$3,233,0001,553
Pre-tax net operating income$4,587,0001,173
Securities gains (losses)$03,575
Applicable income taxes$1,624,000842
Income before extraordinary items$2,963,0001,504
Extraordinary gains, net$020
Net income$2,963,0001,505
Minority interest net income$086
Net income of bank and minority interests.$2,963,0001,505
Net charge-offs$1,972,000937
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,963,0001,414
2012-06-30 (YTD Data)Rank
Total interest income$7,901,0001,712
Total interest expense$1,722,0001,408
Net interest income$6,179,0001,801
Provision for loan and lease losses$862,0001,231
Total noninterest income$38,0006,623
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$38,0005,692
Total noninterest expense$2,194,0003,847
Salaries and employee benefits$07,229
Premises and equipment expense$07,218
Additional noninterest expense$2,194,0001,548
Pre-tax net operating income$3,161,0001,129
Securities gains (losses)$03,178
Applicable income taxes$1,119,000811
Income before extraordinary items$2,042,0001,456
Extraordinary gains, net$019
Net income$2,042,0001,456
Minority interest net income$084
Net income of bank and minority interests.$2,042,0001,456
Net charge-offs$1,400,000904
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,042,0001,368
2012-03-31 (YTD Data)Rank
Total interest income$4,044,0001,695
Total interest expense$915,0001,378
Net interest income$3,129,0001,792
Provision for loan and lease losses$222,0001,913
Total noninterest income$2,005,000781
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$2,005,000551
Total noninterest expense$1,302,0003,426
Salaries and employee benefits$07,291
Premises and equipment expense$07,279
Additional noninterest expense$1,302,0001,288
Pre-tax net operating income$3,610,000541
Securities gains (losses)$02,210
Applicable income taxes$1,279,000436
Income before extraordinary items$2,331,000656
Extraordinary gains, net$019
Net income$2,331,000657
Minority interest net income$078
Net income of bank and minority interests.$2,331,000657
Net charge-offs$799,000786
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,331,000636
2011-12-31 (YTD Data)Rank
Total interest income$16,266,0001,734
Total interest expense$5,352,0001,123
Net interest income$10,914,0002,000
Provision for loan and lease losses$1,139,0002,232
Total noninterest income$6,879,000806
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$6,879,000554
Total noninterest expense$3,301,0004,630
Salaries and employee benefits$07,342
Premises and equipment expense$07,336
Additional noninterest expense$3,301,0002,024
Pre-tax net operating income$13,353,000491
Securities gains (losses)$03,838
Applicable income taxes$3,894,000481
Income before extraordinary items$9,459,000563
Extraordinary gains, net$029
Net income$9,459,000564
Minority interest net income$096
Net income of bank and minority interests.$9,459,000564
Net charge-offs$3,073,0001,177
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,459,000551
2011-09-30 (YTD Data)Rank
Total interest income$12,324,0001,743
Total interest expense$3,983,0001,176
Net interest income$8,341,0001,969
Provision for loan and lease losses$3,260,000873
Total noninterest income$51,0006,764
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$51,0005,768
Total noninterest expense$3,572,0003,668
Salaries and employee benefits$07,418
Premises and equipment expense$07,412
Additional noninterest expense$3,572,0001,442
Pre-tax net operating income$1,560,0002,505
Securities gains (losses)$03,555
Applicable income taxes$550,0001,656
Income before extraordinary items$1,010,0003,039
Extraordinary gains, net$021
Net income$1,010,0003,041
Minority interest net income$087
Net income of bank and minority interests.$1,010,0003,041
Net charge-offs$2,411,0001,077
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,010,0002,941
2011-06-30 (YTD Data)Rank
Total interest income$8,454,0001,708
Total interest expense$2,660,0001,220
Net interest income$5,794,0001,902
Provision for loan and lease losses$269,0003,156
Total noninterest income$36,0006,821
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$36,0005,786
Total noninterest expense$2,087,0004,055
Salaries and employee benefits$07,495
Premises and equipment expense$07,489
Additional noninterest expense$2,087,0001,653
Pre-tax net operating income$3,474,000867
Securities gains (losses)$02,914
Applicable income taxes$1,225,000645
Income before extraordinary items$2,249,0001,103
Extraordinary gains, net$015
Net income$2,249,0001,102
Minority interest net income$089
Net income of bank and minority interests.$2,249,0001,103
Net charge-offs$1,630,0001,053
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,249,0001,065
2011-03-31 (YTD Data)Rank
Total interest income$4,391,0001,661
Total interest expense$1,320,0001,280
Net interest income$3,071,0001,812
Provision for loan and lease losses$-682,0007,551
Total noninterest income$20,0006,811
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$20,0005,800
Total noninterest expense$1,092,0003,952
Salaries and employee benefits$07,556
Premises and equipment expense$07,547
Additional noninterest expense$1,092,0001,581
Pre-tax net operating income$2,681,000608
Securities gains (losses)$01,772
Applicable income taxes$946,000475
Income before extraordinary items$1,735,000739
Extraordinary gains, net$09
Net income$1,735,000739
Minority interest net income$086
Net income of bank and minority interests.$1,735,000739
Net charge-offs$929,000900
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,735,000719
2010-12-31 (YTD Data)Rank
Total interest income$15,172,0001,994
Total interest expense$3,898,0002,046
Net interest income$11,274,0001,929
Provision for loan and lease losses$4,992,0001,151
Total noninterest income$128,0006,453
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$128,0005,150
Total noninterest expense$4,117,0004,136
Salaries and employee benefits$07,638
Premises and equipment expense$07,632
Additional noninterest expense$4,117,0001,747
Pre-tax net operating income$2,293,0002,016
Securities gains (losses)$03,793
Applicable income taxes$809,0001,426
Income before extraordinary items$1,484,0002,532
Extraordinary gains, net$029
Net income$1,484,0002,529
Minority interest net income$0111
Net income of bank and minority interests.$1,484,0002,534
Net charge-offs$4,299,0001,146
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,484,0002,439
2010-09-30 (YTD Data)Rank
Total interest income$11,501,0002,015
Total interest expense$2,739,0002,262
Net interest income$8,762,0001,905
Provision for loan and lease losses$2,589,0001,402
Total noninterest income$59,0006,987
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$59,0005,825
Total noninterest expense$3,054,0004,172
Salaries and employee benefits$07,743
Premises and equipment expense$07,736
Additional noninterest expense$3,054,0001,741
Pre-tax net operating income$3,178,0001,243
Securities gains (losses)$03,651
Applicable income taxes$1,119,000927
Income before extraordinary items$2,059,0001,602
Extraordinary gains, net$023
Net income$2,059,0001,605
Minority interest net income$0110
Net income of bank and minority interests.$2,059,0001,605
Net charge-offs$3,203,0001,087
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,059,0001,531
2010-06-30 (YTD Data)Rank
Total interest income$7,868,0001,984
Total interest expense$1,765,0002,434
Net interest income$6,103,0001,840
Provision for loan and lease losses$2,728,0001,018
Total noninterest income$43,0006,968
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$43,0005,756
Total noninterest expense$2,006,0004,222
Salaries and employee benefits$07,810
Premises and equipment expense$07,805
Additional noninterest expense$2,006,0001,759
Pre-tax net operating income$1,412,0001,797
Securities gains (losses)$03,184
Applicable income taxes$497,0001,217
Income before extraordinary items$915,0002,279
Extraordinary gains, net$019
Net income$915,0002,276
Minority interest net income$0105
Net income of bank and minority interests.$915,0002,279
Net charge-offs$2,233,0001,050
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$915,0002,202
2010-03-31 (YTD Data)Rank
Total interest income$4,016,0001,997
Total interest expense$779,0002,817
Net interest income$3,237,0001,753
Provision for loan and lease losses$2,412,000643
Total noninterest income$26,0006,890
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$26,0005,620
Total noninterest expense$1,046,0004,148
Salaries and employee benefits$07,915
Premises and equipment expense$07,906
Additional noninterest expense$1,046,0001,675
Pre-tax net operating income$-195,0006,826
Securities gains (losses)$02,284
Applicable income taxes$-69,0007,392
Income before extraordinary items$-126,0006,810
Extraordinary gains, net$016
Net income$-126,0006,811
Minority interest net income$091
Net income of bank and minority interests.$-126,0006,810
Net charge-offs$1,143,000945
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-126,0006,764
2009-12-31 (YTD Data)Rank
Total interest income$16,797,0002,021
Total interest expense$1,092,0005,849
Net interest income$15,705,0001,416
Provision for loan and lease losses$5,404,0001,346
Total noninterest income$77,0007,178
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$77,0005,962
Total noninterest expense$4,410,0004,061
Salaries and employee benefits$07,995
Premises and equipment expense$07,989
Additional noninterest expense$4,410,0001,678
Pre-tax net operating income$5,968,000721
Securities gains (losses)$03,754
Applicable income taxes$2,110,000541
Income before extraordinary items$3,858,000898
Extraordinary gains, net$034
Net income$3,858,000897
Minority interest net income$0115
Net income of bank and minority interests.$3,858,000897
Net charge-offs$4,712,0001,198
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,858,000888
2009-09-30 (YTD Data)Rank
Total interest income$12,552,0002,068
Total interest expense$761,0006,131
Net interest income$11,791,0001,415
Provision for loan and lease losses$3,833,0001,267
Total noninterest income$51,0007,392
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$51,0006,196
Total noninterest expense$4,012,0003,488
Salaries and employee benefits$08,078
Premises and equipment expense$08,071
Additional noninterest expense$4,012,0001,359
Pre-tax net operating income$3,997,000843
Securities gains (losses)$03,497
Applicable income taxes$1,400,000637
Income before extraordinary items$2,597,0001,047
Extraordinary gains, net$027
Net income$2,597,0001,046
Minority interest net income$0118
Net income of bank and minority interests.$2,597,0001,047
Net charge-offs$3,437,0001,087
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,597,0001,029
2009-06-30 (YTD Data)Rank
Total interest income$8,454,0002,079
Total interest expense$575,0006,008
Net interest income$7,879,0001,411
Provision for loan and lease losses$2,570,0001,199
Total noninterest income$33,0007,461
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$33,0006,307
Total noninterest expense$3,046,0003,182
Salaries and employee benefits$08,171
Premises and equipment expense$08,164
Additional noninterest expense$3,046,0001,243
Pre-tax net operating income$2,296,000995
Securities gains (losses)$03,136
Applicable income taxes$804,000747
Income before extraordinary items$1,492,0001,266
Extraordinary gains, net$021
Net income$1,492,0001,264
Minority interest net income$0112
Net income of bank and minority interests.$1,492,0001,265
Net charge-offs$2,245,0001,052
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,492,0001,230
2009-03-31 (YTD Data)Rank
Total interest income$4,158,0002,138
Total interest expense$296,0006,045
Net interest income$3,862,0001,442
Provision for loan and lease losses$1,002,0001,175
Total noninterest income$12,0007,693
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$12,0006,706
Total noninterest expense$1,750,0002,744
Salaries and employee benefits$08,225
Premises and equipment expense$08,212
Additional noninterest expense$1,750,000960
Pre-tax net operating income$1,122,0001,141
Securities gains (losses)$02,434
Applicable income taxes$393,000838
Income before extraordinary items$729,0001,493
Extraordinary gains, net$015
Net income$729,0001,495
Minority interest net income$0102
Net income of bank and minority interests.$729,0001,495
Net charge-offs$1,108,000901
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$729,0001,414
2008-12-31 (YTD Data)Rank
Total interest income$21,855,0001,765
Total interest expense$8,760,0001,819
Net interest income$13,095,0001,697
Provision for loan and lease losses$6,672,000816
Total noninterest income$58,0007,681
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$58,0006,606
Total noninterest expense$4,179,0004,106
Salaries and employee benefits$08,276
Premises and equipment expense$1,0008,264
Additional noninterest expense$4,178,0001,478
Pre-tax net operating income$2,302,0002,231
Securities gains (losses)$03,220
Applicable income taxes$822,0001,375
Income before extraordinary items$1,480,0002,538
Extraordinary gains, net$039
Net income$1,480,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,766,000852
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,480,0002,684
2008-09-30 (YTD Data)Rank
Total interest income$17,267,0001,719
Total interest expense$6,278,0001,967
Net interest income$10,989,0001,544
Provision for loan and lease losses$4,249,000720
Total noninterest income$51,0007,734
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$51,0006,560
Total noninterest expense$3,217,0004,009
Salaries and employee benefits$08,359
Premises and equipment expense$08,353
Additional noninterest expense$3,217,0001,391
Pre-tax net operating income$3,574,0001,382
Securities gains (losses)$03,106
Applicable income taxes$1,266,000956
Income before extraordinary items$2,308,0001,573
Extraordinary gains, net$031
Net income$2,308,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,681,000688
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,308,0001,654
2008-06-30 (YTD Data)Rank
Total interest income$12,071,0001,668
Total interest expense$4,587,0001,878
Net interest income$7,484,0001,494
Provision for loan and lease losses$3,321,000565
Total noninterest income$29,0007,887
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$29,0006,828
Total noninterest expense$2,203,0003,945
Salaries and employee benefits$08,428
Premises and equipment expense$08,420
Additional noninterest expense$2,203,0001,344
Pre-tax net operating income$1,989,0001,698
Securities gains (losses)$03,233
Applicable income taxes$705,0001,226
Income before extraordinary items$1,284,0002,064
Extraordinary gains, net$021
Net income$1,284,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,746,000608
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,284,0002,016
2008-03-31 (YTD Data)Rank
Total interest income$6,621,0001,571
Total interest expense$2,784,0001,690
Net interest income$3,837,0001,444
Provision for loan and lease losses$2,190,000381
Total noninterest income$13,0007,947
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,970
Total noninterest expense$1,200,0003,703
Salaries and employee benefits$08,470
Premises and equipment expense$08,457
Additional noninterest expense$1,200,0001,193
Pre-tax net operating income$460,0003,229
Securities gains (losses)$02,688
Applicable income taxes$163,0002,224
Income before extraordinary items$297,0003,817
Extraordinary gains, net$015
Net income$297,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,000538
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$297,0003,733
2007-12-31 (YTD Data)Rank
Total interest income$31,894,0001,340
Total interest expense$17,257,0001,143
Net interest income$14,637,0001,551
Provision for loan and lease losses$3,769,000524
Total noninterest income$42,0008,096
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$42,0007,258
Total noninterest expense$3,119,0004,895
Salaries and employee benefits$08,511
Premises and equipment expense$08,507
Additional noninterest expense$3,119,0001,774
Pre-tax net operating income$7,791,0001,079
Securities gains (losses)$02,146
Applicable income taxes$2,755,000872
Income before extraordinary items$5,036,0001,268
Extraordinary gains, net$039
Net income$5,036,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,059,000455
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,036,0001,259
2007-09-30 (YTD Data)Rank
Total interest income$22,995,0001,401
Total interest expense$12,003,0001,247
Net interest income$10,992,0001,559
Provision for loan and lease losses$3,233,000368
Total noninterest income$31,0008,144
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$31,0007,315
Total noninterest expense$2,097,0005,204
Salaries and employee benefits$08,536
Premises and equipment expense$08,525
Additional noninterest expense$2,097,0001,923
Pre-tax net operating income$5,693,0001,204
Securities gains (losses)$01,655
Applicable income taxes$2,013,000959
Income before extraordinary items$3,680,0001,388
Extraordinary gains, net$033
Net income$3,680,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,211,000375
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,680,0001,376
2007-06-30 (YTD Data)Rank
Total interest income$15,086,0001,439
Total interest expense$7,914,0001,265
Net interest income$7,172,0001,609
Provision for loan and lease losses$1,180,000521
Total noninterest income$21,0008,196
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$21,0007,329
Total noninterest expense$1,720,0004,570
Salaries and employee benefits$08,588
Premises and equipment expense$08,576
Additional noninterest expense$1,720,0001,574
Pre-tax net operating income$4,293,0001,108
Securities gains (losses)$01,444
Applicable income taxes$1,518,000913
Income before extraordinary items$2,775,0001,291
Extraordinary gains, net$029
Net income$2,775,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,180,000401
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,775,0001,273
2007-03-31 (YTD Data)Rank
Total interest income$7,235,0001,504
Total interest expense$3,782,0001,315
Net interest income$3,453,0001,668
Provision for loan and lease losses$703,000389
Total noninterest income$9,0008,286
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$1,077,0003,902
Salaries and employee benefits$08,625
Premises and equipment expense$08,607
Additional noninterest expense$1,077,0001,255
Pre-tax net operating income$1,682,0001,387
Securities gains (losses)$01,187
Applicable income taxes$595,0001,131
Income before extraordinary items$1,087,0001,591
Extraordinary gains, net$022
Net income$1,087,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000486
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,087,0001,577
2006-12-31 (YTD Data)Rank
Total interest income$23,748,0001,700
Total interest expense$10,203,0001,645
Net interest income$13,545,0001,693
Provision for loan and lease losses$3,157,000361
Total noninterest income$64,0008,095
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$64,0006,980
Total noninterest expense$4,971,0003,372
Salaries and employee benefits$08,655
Premises and equipment expense$08,648
Additional noninterest expense$4,971,0001,072
Pre-tax net operating income$5,481,0001,743
Securities gains (losses)$01,687
Applicable income taxes$1,953,0001,360
Income before extraordinary items$3,528,0002,004
Extraordinary gains, net$051
Net income$3,528,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,337,000538
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,528,0001,993
2006-09-30 (YTD Data)Rank
Total interest income$15,510,0001,925
Total interest expense$5,673,0002,089
Net interest income$9,837,0001,768
Provision for loan and lease losses$1,832,000436
Total noninterest income$53,0008,119
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$53,0006,851
Total noninterest expense$4,485,0002,875
Salaries and employee benefits$08,718
Premises and equipment expense$08,712
Additional noninterest expense$4,485,000891
Pre-tax net operating income$3,573,0002,023
Securities gains (losses)$01,388
Applicable income taxes$1,268,0001,587
Income before extraordinary items$2,305,0002,299
Extraordinary gains, net$045
Net income$2,305,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$749,000583
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,305,0002,285
2006-06-30 (YTD Data)Rank
Total interest income$9,794,0001,969
Total interest expense$3,309,0002,243
Net interest income$6,485,0001,794
Provision for loan and lease losses$1,112,000462
Total noninterest income$42,0008,023
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$42,0006,634
Total noninterest expense$2,601,0003,245
Salaries and employee benefits$08,754
Premises and equipment expense$08,741
Additional noninterest expense$2,601,0001,032
Pre-tax net operating income$2,814,0001,754
Securities gains (losses)$01,185
Applicable income taxes$999,0001,403
Income before extraordinary items$1,815,0001,996
Extraordinary gains, net$039
Net income$1,815,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,242
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,815,0001,983
2006-03-31 (YTD Data)Rank
Total interest income$4,474,0002,106
Total interest expense$1,210,0002,780
Net interest income$3,264,0001,767
Provision for loan and lease losses$982,000269
Total noninterest income$23,0007,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,492
Total noninterest expense$787,0004,746
Salaries and employee benefits$08,764
Premises and equipment expense$08,748
Additional noninterest expense$787,0001,659
Pre-tax net operating income$1,518,0001,614
Securities gains (losses)$0955
Applicable income taxes$539,0001,308
Income before extraordinary items$979,0001,830
Extraordinary gains, net$021
Net income$979,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$979,0001,813
2005-12-31 (YTD Data)Rank
Total interest income$3,934,0005,876
Total interest expense$1,349,0005,513
Net interest income$2,585,0005,944
Provision for loan and lease losses$347,0002,542
Total noninterest income$196,0007,098
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$196,0005,204
Total noninterest expense$577,0008,453
Salaries and employee benefits$08,809
Premises and equipment expense$08,806
Additional noninterest expense$577,0006,178
Pre-tax net operating income$1,857,0003,864
Securities gains (losses)$02,296
Applicable income taxes$659,0002,921
Income before extraordinary items$1,198,0004,354
Extraordinary gains, net$046
Net income$1,198,0004,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,198,0004,320

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.