Home > Denmark State Bank > Income and Expense
Denmark State Bank, Income and Expense
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,630,000 | 1,399 |
| Total interest expense | $845,000 | 1,310 |
| Net interest income | $9,785,000 | 1,412 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,477,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $261,000 | 1,642 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,216,000 | 1,489 |
| Total noninterest expense | $7,641,000 | 1,443 |
| Salaries and employee benefits | $5,248,000 | 1,266 |
| Premises and equipment expense | $708,000 | 1,611 |
| Additional noninterest expense | $1,685,000 | 1,832 |
| Pre-tax net operating income | $3,621,000 | 1,512 |
| Securities gains (losses) | $29,000 | 273 |
| Applicable income taxes | $933,000 | 1,060 |
| Income before extraordinary items | $2,717,000 | 1,620 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,717,000 | 1,619 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,717,000 | 1,620 |
| Net charge-offs | $18,000 | 1,359 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,694,090 | 1,670 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 1,388 |
| Total interest expense | $432,000 | 1,243 |
| Net interest income | $4,754,000 | 1,412 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $752,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $130,000 | 1,635 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $622,000 | 1,475 |
| Total noninterest expense | $4,021,000 | 1,383 |
| Salaries and employee benefits | $2,742,000 | 1,215 |
| Premises and equipment expense | $376,000 | 1,556 |
| Additional noninterest expense | $903,000 | 1,716 |
| Pre-tax net operating income | $1,485,000 | 1,653 |
| Securities gains (losses) | $29,000 | 257 |
| Applicable income taxes | $379,000 | 1,137 |
| Income before extraordinary items | $1,135,000 | 1,762 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,135,000 | 1,762 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,135,000 | 1,762 |
| Net charge-offs | $20,000 | 954 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,112,090 | 1,805 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,824,000 | 1,319 |
| Total interest expense | $2,607,000 | 1,037 |
| Net interest income | $20,217,000 | 1,350 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $4,592,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $510,000 | 1,586 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,082,000 | 1,232 |
| Total noninterest expense | $16,172,000 | 1,360 |
| Salaries and employee benefits | $10,863,000 | 1,220 |
| Premises and equipment expense | $1,493,000 | 1,523 |
| Additional noninterest expense | $3,816,000 | 1,631 |
| Pre-tax net operating income | $8,637,000 | 1,405 |
| Securities gains (losses) | $146,000 | 716 |
| Applicable income taxes | $2,248,000 | 1,029 |
| Income before extraordinary items | $6,535,000 | 1,574 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,535,000 | 1,574 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,535,000 | 1,574 |
| Net charge-offs | $-73,000 | 4,258 |
| Cash dividends | $1,756,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,419,660 | 1,571 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,230,000 | 1,347 |
| Total interest expense | $2,145,000 | 1,005 |
| Net interest income | $15,085,000 | 1,379 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,659,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $376,000 | 1,599 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,283,000 | 1,208 |
| Total noninterest expense | $12,230,000 | 1,373 |
| Salaries and employee benefits | $8,252,000 | 1,208 |
| Premises and equipment expense | $1,149,000 | 1,514 |
| Additional noninterest expense | $2,829,000 | 1,656 |
| Pre-tax net operating income | $6,514,000 | 1,453 |
| Securities gains (losses) | $146,000 | 672 |
| Applicable income taxes | $1,704,000 | 1,058 |
| Income before extraordinary items | $4,956,000 | 1,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,956,000 | 1,618 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,956,000 | 1,619 |
| Net charge-offs | $-39,000 | 4,127 |
| Cash dividends | $878,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,840,660 | 1,624 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,230,000 | 1,359 |
| Total interest expense | $1,665,000 | 902 |
| Net interest income | $9,565,000 | 1,425 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,703,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $243,000 | 1,589 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,460,000 | 1,120 |
| Total noninterest expense | $8,153,000 | 1,362 |
| Salaries and employee benefits | $5,518,000 | 1,201 |
| Premises and equipment expense | $734,000 | 1,576 |
| Additional noninterest expense | $1,901,000 | 1,642 |
| Pre-tax net operating income | $4,115,000 | 1,493 |
| Securities gains (losses) | $146,000 | 540 |
| Applicable income taxes | $1,092,000 | 1,082 |
| Income before extraordinary items | $3,169,000 | 1,647 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,169,000 | 1,647 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,169,000 | 1,647 |
| Net charge-offs | $-19,000 | 4,036 |
| Cash dividends | $878,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,053,660 | 1,664 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 1,300 |
| Total interest expense | $1,126,000 | 703 |
| Net interest income | $4,838,000 | 1,407 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $1,412,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $123,000 | 1,564 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,289,000 | 1,075 |
| Total noninterest expense | $4,137,000 | 1,332 |
| Salaries and employee benefits | $2,824,000 | 1,171 |
| Premises and equipment expense | $376,000 | 1,556 |
| Additional noninterest expense | $937,000 | 1,617 |
| Pre-tax net operating income | $2,038,000 | 1,502 |
| Securities gains (losses) | $146,000 | 385 |
| Applicable income taxes | $561,000 | 1,068 |
| Income before extraordinary items | $1,623,000 | 1,633 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,623,000 | 1,633 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,623,000 | 1,633 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,507,660 | 1,676 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,051,000 | 1,362 |
| Total interest expense | $4,344,000 | 1,083 |
| Net interest income | $17,707,000 | 1,430 |
| Provision for loan and lease losses | $735,000 | 1,894 |
| Total noninterest income | $4,226,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $426,000 | 1,808 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,800,000 | 1,250 |
| Total noninterest expense | $16,206,000 | 1,318 |
| Salaries and employee benefits | $10,960,000 | 1,161 |
| Premises and equipment expense | $1,557,000 | 1,475 |
| Additional noninterest expense | $3,689,000 | 1,630 |
| Pre-tax net operating income | $4,992,000 | 1,783 |
| Securities gains (losses) | $61,000 | 1,631 |
| Applicable income taxes | $1,238,000 | 1,285 |
| Income before extraordinary items | $3,815,000 | 1,988 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,815,000 | 1,987 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,815,000 | 1,988 |
| Net charge-offs | $-42,000 | 4,556 |
| Cash dividends | $1,756,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,766,810 | 1,950 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,546,000 | 1,376 |
| Total interest expense | $2,934,000 | 1,258 |
| Net interest income | $13,612,000 | 1,394 |
| Provision for loan and lease losses | $185,000 | 2,839 |
| Total noninterest income | $2,861,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $310,000 | 1,841 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,551,000 | 1,301 |
| Total noninterest expense | $12,074,000 | 1,311 |
| Salaries and employee benefits | $8,164,000 | 1,153 |
| Premises and equipment expense | $1,205,000 | 1,439 |
| Additional noninterest expense | $2,705,000 | 1,639 |
| Pre-tax net operating income | $4,214,000 | 1,611 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,040,000 | 1,154 |
| Income before extraordinary items | $3,174,000 | 1,820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,174,000 | 1,820 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,174,000 | 1,820 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $878,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,174,000 | 1,775 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 1,391 |
| Total interest expense | $2,046,000 | 1,292 |
| Net interest income | $9,026,000 | 1,397 |
| Provision for loan and lease losses | $110,000 | 2,887 |
| Total noninterest income | $1,712,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $200,000 | 1,916 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,512,000 | 1,314 |
| Total noninterest expense | $8,060,000 | 1,303 |
| Salaries and employee benefits | $5,413,000 | 1,148 |
| Premises and equipment expense | $822,000 | 1,407 |
| Additional noninterest expense | $1,825,000 | 1,615 |
| Pre-tax net operating income | $2,568,000 | 1,659 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $629,000 | 1,158 |
| Income before extraordinary items | $1,939,000 | 1,889 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,939,000 | 1,889 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,939,000 | 1,890 |
| Net charge-offs | $-18,000 | 4,488 |
| Cash dividends | $877,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,939,000 | 1,849 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 1,386 |
| Total interest expense | $1,080,000 | 1,353 |
| Net interest income | $4,440,000 | 1,384 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $663,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $127,000 | 1,845 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $536,000 | 1,448 |
| Total noninterest expense | $3,978,000 | 1,334 |
| Salaries and employee benefits | $2,676,000 | 1,170 |
| Premises and equipment expense | $422,000 | 1,385 |
| Additional noninterest expense | $880,000 | 1,688 |
| Pre-tax net operating income | $1,090,000 | 1,716 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $261,000 | 1,197 |
| Income before extraordinary items | $829,000 | 1,921 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $829,000 | 1,921 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $829,000 | 1,921 |
| Net charge-offs | $-43,000 | 4,833 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $829,000 | 1,883 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,042,000 | 1,402 |
| Total interest expense | $4,133,000 | 1,444 |
| Net interest income | $17,909,000 | 1,363 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,449,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $515,000 | 1,888 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,934,000 | 1,572 |
| Total noninterest expense | $14,588,000 | 1,394 |
| Salaries and employee benefits | $9,517,000 | 1,251 |
| Premises and equipment expense | $1,564,000 | 1,453 |
| Additional noninterest expense | $3,507,000 | 1,669 |
| Pre-tax net operating income | $5,770,000 | 1,582 |
| Securities gains (losses) | $836,000 | 258 |
| Applicable income taxes | $1,649,000 | 1,023 |
| Income before extraordinary items | $4,957,000 | 1,616 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,957,000 | 1,618 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,957,000 | 1,618 |
| Net charge-offs | $-104,000 | 4,905 |
| Cash dividends | $1,756,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,296,560 | 1,751 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,344,000 | 1,424 |
| Total interest expense | $3,038,000 | 1,473 |
| Net interest income | $13,306,000 | 1,388 |
| Provision for loan and lease losses | $156,000 | 2,225 |
| Total noninterest income | $1,787,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $379,000 | 1,914 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,408,000 | 1,587 |
| Total noninterest expense | $10,727,000 | 1,424 |
| Salaries and employee benefits | $6,911,000 | 1,294 |
| Premises and equipment expense | $1,168,000 | 1,469 |
| Additional noninterest expense | $2,648,000 | 1,660 |
| Pre-tax net operating income | $4,210,000 | 1,651 |
| Securities gains (losses) | $775,000 | 237 |
| Applicable income taxes | $1,234,000 | 1,069 |
| Income before extraordinary items | $3,751,000 | 1,620 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,751,000 | 1,621 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,751,000 | 1,621 |
| Net charge-offs | $-27,000 | 4,682 |
| Cash dividends | $878,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,138,750 | 1,840 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,765,000 | 1,444 |
| Total interest expense | $1,960,000 | 1,494 |
| Net interest income | $8,805,000 | 1,395 |
| Provision for loan and lease losses | $156,000 | 1,768 |
| Total noninterest income | $1,106,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $245,000 | 1,929 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $861,000 | 1,632 |
| Total noninterest expense | $7,091,000 | 1,439 |
| Salaries and employee benefits | $4,556,000 | 1,300 |
| Premises and equipment expense | $781,000 | 1,471 |
| Additional noninterest expense | $1,754,000 | 1,685 |
| Pre-tax net operating income | $2,664,000 | 1,695 |
| Securities gains (losses) | $742,000 | 174 |
| Applicable income taxes | $846,000 | 1,008 |
| Income before extraordinary items | $2,560,000 | 1,570 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,560,000 | 1,570 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,560,000 | 1,570 |
| Net charge-offs | $-35,000 | 4,814 |
| Cash dividends | $878,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,973,820 | 1,914 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 1,446 |
| Total interest expense | $936,000 | 1,507 |
| Net interest income | $4,406,000 | 1,396 |
| Provision for loan and lease losses | $94,000 | 1,520 |
| Total noninterest income | $494,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $120,000 | 1,957 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $374,000 | 1,726 |
| Total noninterest expense | $3,568,000 | 1,439 |
| Salaries and employee benefits | $2,292,000 | 1,302 |
| Premises and equipment expense | $409,000 | 1,429 |
| Additional noninterest expense | $867,000 | 1,697 |
| Pre-tax net operating income | $1,238,000 | 1,766 |
| Securities gains (losses) | $742,000 | 105 |
| Applicable income taxes | $499,000 | 909 |
| Income before extraordinary items | $1,481,000 | 1,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,481,000 | 1,366 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,481,000 | 1,367 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $894,820 | 2,015 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,403,000 | 1,422 |
| Total interest expense | $2,713,000 | 1,540 |
| Net interest income | $17,690,000 | 1,377 |
| Provision for loan and lease losses | $375,000 | 1,717 |
| Total noninterest income | $2,040,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $516,000 | 1,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,524,000 | 1,779 |
| Total noninterest expense | $13,806,000 | 1,442 |
| Salaries and employee benefits | $8,768,000 | 1,322 |
| Premises and equipment expense | $1,518,000 | 1,484 |
| Additional noninterest expense | $3,520,000 | 1,670 |
| Pre-tax net operating income | $5,549,000 | 1,640 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $1,343,000 | 1,140 |
| Income before extraordinary items | $4,214,000 | 1,836 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,214,000 | 1,835 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,214,000 | 1,835 |
| Net charge-offs | $-154,000 | 5,124 |
| Cash dividends | $2,075,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,207,680 | 1,830 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,915,000 | 1,448 |
| Total interest expense | $1,898,000 | 1,550 |
| Net interest income | $13,017,000 | 1,397 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,515,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $388,000 | 1,943 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,127,000 | 1,807 |
| Total noninterest expense | $10,239,000 | 1,459 |
| Salaries and employee benefits | $6,532,000 | 1,328 |
| Premises and equipment expense | $1,137,000 | 1,497 |
| Additional noninterest expense | $2,570,000 | 1,701 |
| Pre-tax net operating income | $4,218,000 | 1,616 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $1,024,000 | 1,151 |
| Income before extraordinary items | $3,196,000 | 1,821 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,196,000 | 1,820 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,196,000 | 1,820 |
| Net charge-offs | $-99,000 | 5,111 |
| Cash dividends | $878,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,194,420 | 1,810 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,749,000 | 1,450 |
| Total interest expense | $1,195,000 | 1,543 |
| Net interest income | $8,554,000 | 1,415 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $1,020,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $257,000 | 1,943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $763,000 | 1,788 |
| Total noninterest expense | $6,795,000 | 1,473 |
| Salaries and employee benefits | $4,395,000 | 1,315 |
| Premises and equipment expense | $750,000 | 1,527 |
| Additional noninterest expense | $1,650,000 | 1,766 |
| Pre-tax net operating income | $2,704,000 | 1,645 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $654,000 | 1,168 |
| Income before extraordinary items | $2,052,000 | 1,846 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,052,000 | 1,844 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,052,000 | 1,845 |
| Net charge-offs | $-48,000 | 5,008 |
| Cash dividends | $878,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,050,420 | 1,839 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 1,458 |
| Total interest expense | $547,000 | 1,596 |
| Net interest income | $4,240,000 | 1,425 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $525,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $135,000 | 1,894 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $390,000 | 1,733 |
| Total noninterest expense | $3,382,000 | 1,493 |
| Salaries and employee benefits | $2,202,000 | 1,333 |
| Premises and equipment expense | $377,000 | 1,540 |
| Additional noninterest expense | $803,000 | 1,814 |
| Pre-tax net operating income | $1,308,000 | 1,663 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $315,000 | 1,184 |
| Income before extraordinary items | $993,000 | 1,855 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $993,000 | 1,854 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $993,000 | 1,855 |
| Net charge-offs | $-38,000 | 5,164 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $993,000 | 1,845 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,830,000 | 1,499 |
| Total interest expense | $1,843,000 | 1,632 |
| Net interest income | $15,987,000 | 1,465 |
| Provision for loan and lease losses | $375,000 | 1,724 |
| Total noninterest income | $2,293,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $509,000 | 1,992 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,784,000 | 1,639 |
| Total noninterest expense | $13,749,000 | 1,460 |
| Salaries and employee benefits | $8,741,000 | 1,294 |
| Premises and equipment expense | $1,278,000 | 1,749 |
| Additional noninterest expense | $3,730,000 | 1,611 |
| Pre-tax net operating income | $4,156,000 | 1,987 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,537,000 | 1,516 |
| Income before extraordinary items | $2,619,000 | 2,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,619,000 | 2,256 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,619,000 | 2,256 |
| Net charge-offs | $-129,000 | 5,360 |
| Cash dividends | $2,494,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,619,000 | 2,232 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,252,000 | 1,507 |
| Total interest expense | $1,340,000 | 1,657 |
| Net interest income | $11,912,000 | 1,479 |
| Provision for loan and lease losses | $375,000 | 1,412 |
| Total noninterest income | $1,713,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $366,000 | 2,079 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,347,000 | 1,649 |
| Total noninterest expense | $10,450,000 | 1,436 |
| Salaries and employee benefits | $6,592,000 | 1,295 |
| Premises and equipment expense | $952,000 | 1,770 |
| Additional noninterest expense | $2,906,000 | 1,553 |
| Pre-tax net operating income | $2,800,000 | 2,178 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $892,000 | 1,567 |
| Income before extraordinary items | $1,908,000 | 2,487 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,908,000 | 2,487 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,908,000 | 2,487 |
| Net charge-offs | $-92,000 | 5,322 |
| Cash dividends | $998,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,908,000 | 2,462 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 1,500 |
| Total interest expense | $879,000 | 1,637 |
| Net interest income | $7,904,000 | 1,464 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $1,180,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $234,000 | 2,137 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $946,000 | 1,601 |
| Total noninterest expense | $6,963,000 | 1,446 |
| Salaries and employee benefits | $4,437,000 | 1,282 |
| Premises and equipment expense | $583,000 | 1,904 |
| Additional noninterest expense | $1,943,000 | 1,545 |
| Pre-tax net operating income | $1,871,000 | 2,132 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $596,000 | 1,541 |
| Income before extraordinary items | $1,275,000 | 2,422 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,275,000 | 2,422 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,275,000 | 2,422 |
| Net charge-offs | $-46,000 | 5,268 |
| Cash dividends | $998,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,275,000 | 2,399 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 1,525 |
| Total interest expense | $434,000 | 1,638 |
| Net interest income | $3,836,000 | 1,507 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $598,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $120,000 | 2,094 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $478,000 | 1,566 |
| Total noninterest expense | $3,407,000 | 1,473 |
| Salaries and employee benefits | $2,202,000 | 1,310 |
| Premises and equipment expense | $258,000 | 2,098 |
| Additional noninterest expense | $947,000 | 1,585 |
| Pre-tax net operating income | $902,000 | 2,101 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $284,000 | 1,535 |
| Income before extraordinary items | $618,000 | 2,395 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $618,000 | 2,394 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $618,000 | 2,395 |
| Net charge-offs | $-37,000 | 5,415 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $618,000 | 2,375 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,347,000 | 1,552 |
| Total interest expense | $1,573,000 | 1,742 |
| Net interest income | $14,774,000 | 1,515 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $2,828,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $563,000 | 1,901 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,265,000 | 1,472 |
| Total noninterest expense | $12,162,000 | 1,591 |
| Salaries and employee benefits | $7,632,000 | 1,427 |
| Premises and equipment expense | $800,000 | 2,500 |
| Additional noninterest expense | $3,730,000 | 1,633 |
| Pre-tax net operating income | $5,140,000 | 1,590 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,602,000 | 1,219 |
| Income before extraordinary items | $3,538,000 | 1,832 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,538,000 | 1,831 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,538,000 | 1,831 |
| Net charge-offs | $417,000 | 1,213 |
| Cash dividends | $1,875,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,538,000 | 1,792 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,093,000 | 1,568 |
| Total interest expense | $1,152,000 | 1,774 |
| Net interest income | $10,941,000 | 1,535 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $1,855,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $422,000 | 1,896 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,433,000 | 1,635 |
| Total noninterest expense | $8,583,000 | 1,686 |
| Salaries and employee benefits | $5,567,000 | 1,460 |
| Premises and equipment expense | $567,000 | 2,603 |
| Additional noninterest expense | $2,449,000 | 1,827 |
| Pre-tax net operating income | $3,988,000 | 1,560 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,349,000 | 1,168 |
| Income before extraordinary items | $2,639,000 | 1,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,639,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,639,000 | 1,868 |
| Net charge-offs | $617,000 | 681 |
| Cash dividends | $878,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,639,000 | 1,819 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 1,596 |
| Total interest expense | $742,000 | 1,828 |
| Net interest income | $7,220,000 | 1,558 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $1,195,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $265,000 | 1,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $930,000 | 1,641 |
| Total noninterest expense | $5,724,000 | 1,686 |
| Salaries and employee benefits | $3,717,000 | 1,469 |
| Premises and equipment expense | $367,000 | 2,675 |
| Additional noninterest expense | $1,640,000 | 1,830 |
| Pre-tax net operating income | $2,541,000 | 1,614 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $856,000 | 1,208 |
| Income before extraordinary items | $1,685,000 | 1,913 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,685,000 | 1,912 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,685,000 | 1,912 |
| Net charge-offs | $695,000 | 459 |
| Cash dividends | $877,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,685,000 | 1,864 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 1,590 |
| Total interest expense | $370,000 | 1,833 |
| Net interest income | $3,633,000 | 1,544 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $544,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $123,000 | 2,079 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $421,000 | 1,686 |
| Total noninterest expense | $2,801,000 | 1,728 |
| Salaries and employee benefits | $1,858,000 | 1,470 |
| Premises and equipment expense | $182,000 | 2,724 |
| Additional noninterest expense | $761,000 | 1,926 |
| Pre-tax net operating income | $1,376,000 | 1,479 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $470,000 | 1,101 |
| Income before extraordinary items | $906,000 | 1,769 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $906,000 | 1,770 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $906,000 | 1,770 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $906,000 | 1,728 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,580,000 | 1,584 |
| Total interest expense | $1,479,000 | 1,799 |
| Net interest income | $14,101,000 | 1,558 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $1,917,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $511,000 | 2,104 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,406,000 | 1,933 |
| Total noninterest expense | $10,651,000 | 1,782 |
| Salaries and employee benefits | $6,935,000 | 1,528 |
| Premises and equipment expense | $714,000 | 2,788 |
| Additional noninterest expense | $3,002,000 | 2,009 |
| Pre-tax net operating income | $5,227,000 | 1,524 |
| Securities gains (losses) | $-111,000 | 6,081 |
| Applicable income taxes | $1,716,000 | 1,127 |
| Income before extraordinary items | $3,400,000 | 1,841 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,400,000 | 1,843 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,400,000 | 1,843 |
| Net charge-offs | $-153,000 | 5,814 |
| Cash dividends | $1,875,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,473,260 | 1,776 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 1,615 |
| Total interest expense | $1,101,000 | 1,823 |
| Net interest income | $10,488,000 | 1,580 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $1,423,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $384,000 | 2,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,039,000 | 1,980 |
| Total noninterest expense | $7,947,000 | 1,798 |
| Salaries and employee benefits | $5,124,000 | 1,550 |
| Premises and equipment expense | $627,000 | 2,501 |
| Additional noninterest expense | $2,196,000 | 2,035 |
| Pre-tax net operating income | $3,824,000 | 1,579 |
| Securities gains (losses) | $-111,000 | 6,193 |
| Applicable income taxes | $1,240,000 | 1,192 |
| Income before extraordinary items | $2,473,000 | 1,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,473,000 | 1,912 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,473,000 | 1,912 |
| Net charge-offs | $-80,000 | 5,751 |
| Cash dividends | $878,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,547,370 | 1,837 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,613,000 | 1,647 |
| Total interest expense | $720,000 | 1,855 |
| Net interest income | $6,893,000 | 1,603 |
| Provision for loan and lease losses | $140,000 | 1,885 |
| Total noninterest income | $925,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $246,000 | 2,130 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $679,000 | 2,004 |
| Total noninterest expense | $5,189,000 | 1,836 |
| Salaries and employee benefits | $3,316,000 | 1,606 |
| Premises and equipment expense | $433,000 | 2,443 |
| Additional noninterest expense | $1,440,000 | 2,072 |
| Pre-tax net operating income | $2,489,000 | 1,585 |
| Securities gains (losses) | $-134,000 | 6,291 |
| Applicable income taxes | $794,000 | 1,229 |
| Income before extraordinary items | $1,561,000 | 1,977 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,561,000 | 1,979 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,561,000 | 1,979 |
| Net charge-offs | $-47,000 | 5,734 |
| Cash dividends | $878,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,649,440 | 1,855 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 1,648 |
| Total interest expense | $358,000 | 1,877 |
| Net interest income | $3,433,000 | 1,612 |
| Provision for loan and lease losses | $70,000 | 1,797 |
| Total noninterest income | $465,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $124,000 | 2,109 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $341,000 | 1,951 |
| Total noninterest expense | $2,587,000 | 1,838 |
| Salaries and employee benefits | $1,678,000 | 1,599 |
| Premises and equipment expense | $229,000 | 2,396 |
| Additional noninterest expense | $680,000 | 2,153 |
| Pre-tax net operating income | $1,241,000 | 1,556 |
| Securities gains (losses) | $-69,000 | 6,358 |
| Applicable income taxes | $391,000 | 1,209 |
| Income before extraordinary items | $781,000 | 1,961 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $781,000 | 1,964 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $781,000 | 1,963 |
| Net charge-offs | $-129,000 | 6,171 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $827,230 | 1,812 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,235,000 | 1,636 |
| Total interest expense | $2,991,000 | 1,001 |
| Net interest income | $12,244,000 | 1,790 |
| Provision for loan and lease losses | $400,000 | 1,663 |
| Total noninterest income | $1,701,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $558,000 | 2,088 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,143,000 | 2,148 |
| Total noninterest expense | $10,398,000 | 1,826 |
| Salaries and employee benefits | $6,363,000 | 1,634 |
| Premises and equipment expense | $1,077,000 | 2,113 |
| Additional noninterest expense | $2,958,000 | 2,060 |
| Pre-tax net operating income | $3,147,000 | 2,193 |
| Securities gains (losses) | $-230,000 | 6,411 |
| Applicable income taxes | $838,000 | 1,721 |
| Income before extraordinary items | $2,079,000 | 2,632 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,079,000 | 2,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,079,000 | 2,632 |
| Net charge-offs | $815,000 | 1,058 |
| Cash dividends | $1,476,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,242,300 | 2,455 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 1,655 |
| Total interest expense | $1,668,000 | 1,314 |
| Net interest income | $9,689,000 | 1,715 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $1,230,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $417,000 | 2,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $813,000 | 2,237 |
| Total noninterest expense | $7,298,000 | 1,945 |
| Salaries and employee benefits | $4,687,000 | 1,655 |
| Premises and equipment expense | $711,000 | 2,363 |
| Additional noninterest expense | $1,900,000 | 2,370 |
| Pre-tax net operating income | $3,321,000 | 1,708 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,073,000 | 1,247 |
| Income before extraordinary items | $2,248,000 | 2,029 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,248,000 | 2,029 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,248,000 | 2,028 |
| Net charge-offs | $411,000 | 1,327 |
| Cash dividends | $878,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,248,000 | 1,979 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 1,661 |
| Total interest expense | $1,133,000 | 1,305 |
| Net interest income | $6,370,000 | 1,732 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $842,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $277,000 | 2,077 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $565,000 | 2,149 |
| Total noninterest expense | $4,771,000 | 1,988 |
| Salaries and employee benefits | $3,053,000 | 1,683 |
| Premises and equipment expense | $483,000 | 2,347 |
| Additional noninterest expense | $1,235,000 | 2,416 |
| Pre-tax net operating income | $2,241,000 | 1,654 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $728,000 | 1,209 |
| Income before extraordinary items | $1,513,000 | 1,966 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,513,000 | 1,970 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,513,000 | 1,969 |
| Net charge-offs | $30,000 | 3,174 |
| Cash dividends | $878,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,513,000 | 1,912 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 1,670 |
| Total interest expense | $575,000 | 1,305 |
| Net interest income | $3,151,000 | 1,730 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $425,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $135,000 | 2,113 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $290,000 | 2,044 |
| Total noninterest expense | $2,383,000 | 1,995 |
| Salaries and employee benefits | $1,520,000 | 1,709 |
| Premises and equipment expense | $258,000 | 2,248 |
| Additional noninterest expense | $605,000 | 2,463 |
| Pre-tax net operating income | $1,093,000 | 1,636 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $358,000 | 1,175 |
| Income before extraordinary items | $735,000 | 1,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $735,000 | 1,938 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $735,000 | 1,938 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $735,000 | 1,895 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,910,000 | 1,669 |
| Total interest expense | $2,497,000 | 1,359 |
| Net interest income | $12,413,000 | 1,730 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $2,012,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $553,000 | 2,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,459,000 | 1,883 |
| Total noninterest expense | $9,346,000 | 2,022 |
| Salaries and employee benefits | $5,970,000 | 1,722 |
| Premises and equipment expense | $924,000 | 2,409 |
| Additional noninterest expense | $2,452,000 | 2,517 |
| Pre-tax net operating income | $4,679,000 | 1,500 |
| Securities gains (losses) | $-90,000 | 6,535 |
| Applicable income taxes | $1,498,000 | 1,128 |
| Income before extraordinary items | $3,091,000 | 1,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,091,000 | 1,859 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,091,000 | 1,859 |
| Net charge-offs | $462,000 | 2,100 |
| Cash dividends | $1,317,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,151,300 | 1,797 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,116,000 | 1,690 |
| Total interest expense | $1,889,000 | 1,391 |
| Net interest income | $9,227,000 | 1,750 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $1,555,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $413,000 | 2,221 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,142,000 | 1,881 |
| Total noninterest expense | $7,155,000 | 1,982 |
| Salaries and employee benefits | $4,618,000 | 1,677 |
| Premises and equipment expense | $716,000 | 2,367 |
| Additional noninterest expense | $1,821,000 | 2,513 |
| Pre-tax net operating income | $3,327,000 | 1,599 |
| Securities gains (losses) | $-61,000 | 6,675 |
| Applicable income taxes | $1,005,000 | 1,245 |
| Income before extraordinary items | $2,261,000 | 1,925 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,261,000 | 1,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,261,000 | 1,931 |
| Net charge-offs | $344,000 | 1,987 |
| Cash dividends | $798,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,303,090 | 1,847 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 1,699 |
| Total interest expense | $1,257,000 | 1,430 |
| Net interest income | $6,118,000 | 1,751 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $1,079,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $267,000 | 2,249 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $812,000 | 1,839 |
| Total noninterest expense | $4,798,000 | 1,973 |
| Salaries and employee benefits | $3,086,000 | 1,675 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $1,232,000 | 2,474 |
| Pre-tax net operating income | $2,199,000 | 1,592 |
| Securities gains (losses) | $-20,000 | 6,728 |
| Applicable income taxes | $657,000 | 1,257 |
| Income before extraordinary items | $1,522,000 | 1,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,522,000 | 1,913 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,522,000 | 1,912 |
| Net charge-offs | $156,000 | 2,348 |
| Cash dividends | $798,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,536,000 | 1,825 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 1,722 |
| Total interest expense | $632,000 | 1,468 |
| Net interest income | $3,036,000 | 1,773 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $570,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $133,000 | 2,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $437,000 | 1,734 |
| Total noninterest expense | $2,380,000 | 2,009 |
| Salaries and employee benefits | $1,551,000 | 1,694 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $587,000 | 2,601 |
| Pre-tax net operating income | $1,126,000 | 1,549 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $338,000 | 1,223 |
| Income before extraordinary items | $787,000 | 1,812 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $787,000 | 1,813 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $787,000 | 1,814 |
| Net charge-offs | $154,000 | 1,558 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $787,700 | 1,738 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,844,000 | 1,674 |
| Total interest expense | $3,072,000 | 1,450 |
| Net interest income | $12,772,000 | 1,719 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $2,090,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $524,000 | 2,393 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,566,000 | 1,806 |
| Total noninterest expense | $9,485,000 | 2,018 |
| Salaries and employee benefits | $6,021,000 | 1,678 |
| Premises and equipment expense | $991,000 | 2,294 |
| Additional noninterest expense | $2,473,000 | 2,598 |
| Pre-tax net operating income | $4,777,000 | 1,429 |
| Securities gains (losses) | $66,000 | 2,553 |
| Applicable income taxes | $1,617,000 | 1,032 |
| Income before extraordinary items | $3,226,000 | 1,743 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,226,000 | 1,744 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,226,000 | 1,744 |
| Net charge-offs | $992,000 | 1,824 |
| Cash dividends | $1,297,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,181,780 | 1,661 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,918,000 | 1,700 |
| Total interest expense | $2,396,000 | 1,457 |
| Net interest income | $9,522,000 | 1,750 |
| Provision for loan and lease losses | $525,000 | 2,211 |
| Total noninterest income | $1,427,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $393,000 | 2,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,034,000 | 1,954 |
| Total noninterest expense | $7,175,000 | 1,990 |
| Salaries and employee benefits | $4,534,000 | 1,660 |
| Premises and equipment expense | $760,000 | 2,284 |
| Additional noninterest expense | $1,881,000 | 2,563 |
| Pre-tax net operating income | $3,249,000 | 1,591 |
| Securities gains (losses) | $83,000 | 2,109 |
| Applicable income taxes | $1,116,000 | 1,129 |
| Income before extraordinary items | $2,216,000 | 1,920 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,216,000 | 1,919 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,216,000 | 1,921 |
| Net charge-offs | $697,000 | 1,815 |
| Cash dividends | $698,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,160,390 | 1,853 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 1,701 |
| Total interest expense | $1,655,000 | 1,458 |
| Net interest income | $6,308,000 | 1,773 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $891,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $250,000 | 2,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $641,000 | 2,026 |
| Total noninterest expense | $4,774,000 | 2,004 |
| Salaries and employee benefits | $3,018,000 | 1,660 |
| Premises and equipment expense | $504,000 | 2,272 |
| Additional noninterest expense | $1,252,000 | 2,578 |
| Pre-tax net operating income | $2,125,000 | 1,607 |
| Securities gains (losses) | $-77,000 | 7,082 |
| Applicable income taxes | $669,000 | 1,218 |
| Income before extraordinary items | $1,379,000 | 2,029 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,379,000 | 2,027 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,379,000 | 2,029 |
| Net charge-offs | $293,000 | 2,347 |
| Cash dividends | $698,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,430,590 | 1,860 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 1,727 |
| Total interest expense | $852,000 | 1,475 |
| Net interest income | $3,096,000 | 1,805 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $514,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $120,000 | 2,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $394,000 | 1,771 |
| Total noninterest expense | $2,402,000 | 1,995 |
| Salaries and employee benefits | $1,500,000 | 1,676 |
| Premises and equipment expense | $256,000 | 2,256 |
| Additional noninterest expense | $646,000 | 2,479 |
| Pre-tax net operating income | $1,058,000 | 1,601 |
| Securities gains (losses) | $-33,000 | 7,135 |
| Applicable income taxes | $333,000 | 1,216 |
| Income before extraordinary items | $692,000 | 2,023 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $692,000 | 2,024 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $692,000 | 2,025 |
| Net charge-offs | $125,000 | 2,266 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $714,440 | 1,878 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,403,000 | 1,716 |
| Total interest expense | $3,885,000 | 1,568 |
| Net interest income | $12,518,000 | 1,786 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $1,911,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $547,000 | 2,390 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,364,000 | 1,748 |
| Total noninterest expense | $9,462,000 | 2,019 |
| Salaries and employee benefits | $5,708,000 | 1,699 |
| Premises and equipment expense | $1,042,000 | 2,329 |
| Additional noninterest expense | $2,712,000 | 2,423 |
| Pre-tax net operating income | $4,367,000 | 1,332 |
| Securities gains (losses) | $-173,000 | 7,147 |
| Applicable income taxes | $1,200,000 | 1,180 |
| Income before extraordinary items | $2,994,000 | 1,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,994,000 | 1,621 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,994,000 | 1,621 |
| Net charge-offs | $886,000 | 2,511 |
| Cash dividends | $1,795,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,116,830 | 1,481 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,460,000 | 1,720 |
| Total interest expense | $2,992,000 | 1,582 |
| Net interest income | $9,468,000 | 1,782 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $1,317,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $416,000 | 2,387 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $901,000 | 1,889 |
| Total noninterest expense | $7,185,000 | 2,000 |
| Salaries and employee benefits | $4,343,000 | 1,686 |
| Premises and equipment expense | $780,000 | 2,359 |
| Additional noninterest expense | $2,062,000 | 2,394 |
| Pre-tax net operating income | $3,150,000 | 1,432 |
| Securities gains (losses) | $-118,000 | 7,239 |
| Applicable income taxes | $841,000 | 1,245 |
| Income before extraordinary items | $2,191,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,191,000 | 1,700 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,191,000 | 1,700 |
| Net charge-offs | $796,000 | 2,144 |
| Cash dividends | $798,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,275,960 | 1,580 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 1,722 |
| Total interest expense | $2,044,000 | 1,605 |
| Net interest income | $6,356,000 | 1,759 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $906,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $272,000 | 2,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $634,000 | 1,807 |
| Total noninterest expense | $4,841,000 | 2,003 |
| Salaries and employee benefits | $2,864,000 | 1,715 |
| Premises and equipment expense | $531,000 | 2,337 |
| Additional noninterest expense | $1,446,000 | 2,320 |
| Pre-tax net operating income | $2,121,000 | 1,379 |
| Securities gains (losses) | $-73,000 | 7,279 |
| Applicable income taxes | $560,000 | 1,224 |
| Income before extraordinary items | $1,488,000 | 1,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,488,000 | 1,636 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,488,000 | 1,636 |
| Net charge-offs | $777,000 | 1,694 |
| Cash dividends | $798,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,541,290 | 1,518 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 1,718 |
| Total interest expense | $1,047,000 | 1,617 |
| Net interest income | $3,188,000 | 1,752 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $462,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $134,000 | 2,396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $328,000 | 1,799 |
| Total noninterest expense | $2,459,000 | 1,971 |
| Salaries and employee benefits | $1,441,000 | 1,714 |
| Premises and equipment expense | $266,000 | 2,357 |
| Additional noninterest expense | $752,000 | 2,216 |
| Pre-tax net operating income | $1,041,000 | 1,385 |
| Securities gains (losses) | $-24,000 | 7,260 |
| Applicable income taxes | $264,000 | 1,238 |
| Income before extraordinary items | $753,000 | 1,571 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $753,000 | 1,571 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $753,000 | 1,571 |
| Net charge-offs | $297,000 | 1,764 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $770,760 | 1,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,985,000 | 1,681 |
| Total interest expense | $4,764,000 | 1,711 |
| Net interest income | $13,221,000 | 1,672 |
| Provision for loan and lease losses | $1,200,000 | 2,771 |
| Total noninterest income | $1,725,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $578,000 | 2,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,147,000 | 2,015 |
| Total noninterest expense | $10,032,000 | 1,947 |
| Salaries and employee benefits | $5,918,000 | 1,644 |
| Premises and equipment expense | $1,123,000 | 2,247 |
| Additional noninterest expense | $2,991,000 | 2,296 |
| Pre-tax net operating income | $3,714,000 | 1,348 |
| Securities gains (losses) | $-52,000 | 7,162 |
| Applicable income taxes | $819,000 | 1,413 |
| Income before extraordinary items | $2,843,000 | 1,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,843,000 | 1,469 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,843,000 | 1,470 |
| Net charge-offs | $602,000 | 3,396 |
| Cash dividends | $998,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,883,560 | 1,396 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,562,000 | 1,709 |
| Total interest expense | $3,677,000 | 1,738 |
| Net interest income | $9,885,000 | 1,704 |
| Provision for loan and lease losses | $1,000,000 | 2,500 |
| Total noninterest income | $1,363,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $443,000 | 2,377 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $920,000 | 1,896 |
| Total noninterest expense | $7,590,000 | 1,924 |
| Salaries and employee benefits | $4,551,000 | 1,610 |
| Premises and equipment expense | $849,000 | 2,268 |
| Additional noninterest expense | $2,190,000 | 2,300 |
| Pre-tax net operating income | $2,658,000 | 1,477 |
| Securities gains (losses) | $58,000 | 2,322 |
| Applicable income taxes | $596,000 | 1,478 |
| Income before extraordinary items | $2,120,000 | 1,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,120,000 | 1,564 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,120,000 | 1,564 |
| Net charge-offs | $688,000 | 2,660 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,074,760 | 1,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,021,000 | 1,739 |
| Total interest expense | $2,498,000 | 1,770 |
| Net interest income | $6,523,000 | 1,721 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $903,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $293,000 | 2,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $610,000 | 1,840 |
| Total noninterest expense | $5,125,000 | 1,919 |
| Salaries and employee benefits | $3,078,000 | 1,607 |
| Premises and equipment expense | $573,000 | 2,254 |
| Additional noninterest expense | $1,474,000 | 2,293 |
| Pre-tax net operating income | $1,601,000 | 1,625 |
| Securities gains (losses) | $68,000 | 1,686 |
| Applicable income taxes | $335,000 | 1,620 |
| Income before extraordinary items | $1,334,000 | 1,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,334,000 | 1,642 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,334,000 | 1,643 |
| Net charge-offs | $432,000 | 2,609 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,279,600 | 1,625 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 1,792 |
| Total interest expense | $1,280,000 | 1,812 |
| Net interest income | $3,194,000 | 1,774 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $525,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $148,000 | 2,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $377,000 | 1,564 |
| Total noninterest expense | $2,604,000 | 1,906 |
| Salaries and employee benefits | $1,558,000 | 1,612 |
| Premises and equipment expense | $300,000 | 2,198 |
| Additional noninterest expense | $746,000 | 2,268 |
| Pre-tax net operating income | $715,000 | 1,791 |
| Securities gains (losses) | $59,000 | 1,056 |
| Applicable income taxes | $143,000 | 1,782 |
| Income before extraordinary items | $631,000 | 1,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $631,000 | 1,745 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $631,000 | 1,747 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $582,620 | 1,797 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,445,000 | 1,762 |
| Total interest expense | $6,238,000 | 1,869 |
| Net interest income | $13,207,000 | 1,699 |
| Provision for loan and lease losses | $5,485,000 | 1,330 |
| Total noninterest income | $1,813,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $654,000 | 2,382 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,159,000 | 1,960 |
| Total noninterest expense | $10,112,000 | 2,001 |
| Salaries and employee benefits | $5,746,000 | 1,721 |
| Premises and equipment expense | $1,283,000 | 2,088 |
| Additional noninterest expense | $3,083,000 | 2,295 |
| Pre-tax net operating income | $-577,000 | 6,041 |
| Securities gains (losses) | $-274,000 | 7,474 |
| Applicable income taxes | $-1,071,000 | 7,302 |
| Income before extraordinary items | $220,000 | 4,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $220,000 | 4,745 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $220,000 | 4,746 |
| Net charge-offs | $5,630,000 | 1,045 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $395,360 | 4,124 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,833,000 | 1,747 |
| Total interest expense | $4,840,000 | 1,881 |
| Net interest income | $9,993,000 | 1,680 |
| Provision for loan and lease losses | $3,735,000 | 1,289 |
| Total noninterest income | $1,324,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $500,000 | 2,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $824,000 | 2,089 |
| Total noninterest expense | $7,674,000 | 1,956 |
| Salaries and employee benefits | $4,427,000 | 1,705 |
| Premises and equipment expense | $976,000 | 2,069 |
| Additional noninterest expense | $2,271,000 | 2,296 |
| Pre-tax net operating income | $-92,000 | 5,866 |
| Securities gains (losses) | $-274,000 | 7,642 |
| Applicable income taxes | $-703,000 | 7,445 |
| Income before extraordinary items | $337,000 | 4,271 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $337,000 | 4,266 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $337,000 | 4,269 |
| Net charge-offs | $3,034,000 | 1,177 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $512,360 | 3,563 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,092,000 | 1,754 |
| Total interest expense | $3,295,000 | 1,935 |
| Net interest income | $6,797,000 | 1,658 |
| Provision for loan and lease losses | $2,535,000 | 1,213 |
| Total noninterest income | $841,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $325,000 | 2,375 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $516,000 | 2,179 |
| Total noninterest expense | $5,217,000 | 1,955 |
| Salaries and employee benefits | $2,962,000 | 1,725 |
| Premises and equipment expense | $662,000 | 2,063 |
| Additional noninterest expense | $1,593,000 | 2,214 |
| Pre-tax net operating income | $-114,000 | 6,118 |
| Securities gains (losses) | $-274,000 | 7,833 |
| Applicable income taxes | $-492,000 | 7,572 |
| Income before extraordinary items | $104,000 | 5,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 5,172 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $104,000 | 5,172 |
| Net charge-offs | $2,284,000 | 1,040 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $279,360 | 3,959 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 1,746 |
| Total interest expense | $1,710,000 | 1,932 |
| Net interest income | $3,430,000 | 1,628 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $390,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $157,000 | 2,370 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $233,000 | 2,295 |
| Total noninterest expense | $2,688,000 | 1,855 |
| Salaries and employee benefits | $1,538,000 | 1,677 |
| Premises and equipment expense | $344,000 | 2,032 |
| Additional noninterest expense | $806,000 | 1,976 |
| Pre-tax net operating income | $132,000 | 4,680 |
| Securities gains (losses) | $-313,000 | 8,075 |
| Applicable income taxes | $-263,000 | 7,765 |
| Income before extraordinary items | $82,000 | 5,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,197 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $82,000 | 5,196 |
| Net charge-offs | $1,079,000 | 914 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $282,320 | 3,085 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,221,000 | 1,740 |
| Total interest expense | $8,983,000 | 1,786 |
| Net interest income | $13,238,000 | 1,676 |
| Provision for loan and lease losses | $1,250,000 | 2,400 |
| Total noninterest income | $1,153,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $572,000 | 2,738 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $581,000 | 2,938 |
| Total noninterest expense | $10,174,000 | 1,899 |
| Salaries and employee benefits | $6,115,000 | 1,671 |
| Premises and equipment expense | $1,472,000 | 1,865 |
| Additional noninterest expense | $2,587,000 | 2,277 |
| Pre-tax net operating income | $2,967,000 | 1,818 |
| Securities gains (losses) | $31,000 | 1,908 |
| Applicable income taxes | $-93,000 | 7,060 |
| Income before extraordinary items | $3,091,000 | 1,321 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,091,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 2,763 |
| Cash dividends | $1,995,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,060,000 | 1,435 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,996,000 | 1,739 |
| Total interest expense | $7,038,000 | 1,797 |
| Net interest income | $9,958,000 | 1,684 |
| Provision for loan and lease losses | $550,000 | 2,590 |
| Total noninterest income | $789,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $415,000 | 2,816 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $374,000 | 3,297 |
| Total noninterest expense | $7,587,000 | 1,902 |
| Salaries and employee benefits | $4,669,000 | 1,662 |
| Premises and equipment expense | $1,094,000 | 1,865 |
| Additional noninterest expense | $1,824,000 | 2,338 |
| Pre-tax net operating income | $2,610,000 | 1,856 |
| Securities gains (losses) | $31,000 | 1,730 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,641,000 | 1,401 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,641,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,609 |
| Cash dividends | $1,297,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,610,000 | 1,494 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,741 |
| Total interest expense | $4,931,000 | 1,794 |
| Net interest income | $6,565,000 | 1,706 |
| Provision for loan and lease losses | $325,000 | 2,429 |
| Total noninterest income | $620,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $365,000 | 2,713 |
| Total noninterest expense | $5,025,000 | 1,910 |
| Salaries and employee benefits | $3,074,000 | 1,700 |
| Premises and equipment expense | $742,000 | 1,849 |
| Additional noninterest expense | $1,209,000 | 2,327 |
| Pre-tax net operating income | $1,835,000 | 1,818 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-88,000 | 7,833 |
| Income before extraordinary items | $1,923,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,923,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,383 |
| Cash dividends | $598,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,923,000 | 1,409 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 1,742 |
| Total interest expense | $2,655,000 | 1,772 |
| Net interest income | $3,257,000 | 1,701 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $251,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $132,000 | 2,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $119,000 | 3,459 |
| Total noninterest expense | $2,508,000 | 1,905 |
| Salaries and employee benefits | $1,513,000 | 1,742 |
| Premises and equipment expense | $389,000 | 1,765 |
| Additional noninterest expense | $606,000 | 2,289 |
| Pre-tax net operating income | $850,000 | 2,047 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-244,000 | 8,290 |
| Income before extraordinary items | $1,094,000 | 1,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,094,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-259,000 | 8,471 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,094,000 | 1,341 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,714,000 | 1,794 |
| Total interest expense | $11,404,000 | 1,758 |
| Net interest income | $12,310,000 | 1,836 |
| Provision for loan and lease losses | $903,000 | 1,535 |
| Total noninterest income | $1,133,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $571,000 | 2,778 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $562,000 | 3,121 |
| Total noninterest expense | $9,443,000 | 1,962 |
| Salaries and employee benefits | $5,515,000 | 1,828 |
| Premises and equipment expense | $1,512,000 | 1,739 |
| Additional noninterest expense | $2,416,000 | 2,243 |
| Pre-tax net operating income | $3,097,000 | 2,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $406,000 | 3,011 |
| Income before extraordinary items | $2,691,000 | 2,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,691,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,246 |
| Cash dividends | $1,995,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,691,000 | 2,204 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,738,000 | 1,805 |
| Total interest expense | $8,533,000 | 1,754 |
| Net interest income | $9,205,000 | 1,849 |
| Provision for loan and lease losses | $803,000 | 1,087 |
| Total noninterest income | $745,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $421,000 | 2,794 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $324,000 | 3,601 |
| Total noninterest expense | $7,240,000 | 1,897 |
| Salaries and employee benefits | $4,226,000 | 1,788 |
| Premises and equipment expense | $1,128,000 | 1,744 |
| Additional noninterest expense | $1,886,000 | 2,116 |
| Pre-tax net operating income | $1,907,000 | 2,946 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $138,000 | 4,129 |
| Income before extraordinary items | $1,769,000 | 2,629 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,769,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,095 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,769,000 | 2,607 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 1,865 |
| Total interest expense | $5,596,000 | 1,779 |
| Net interest income | $5,894,000 | 1,967 |
| Provision for loan and lease losses | $453,000 | 1,111 |
| Total noninterest income | $477,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $215,000 | 3,645 |
| Total noninterest expense | $4,817,000 | 1,912 |
| Salaries and employee benefits | $2,787,000 | 1,845 |
| Premises and equipment expense | $750,000 | 1,763 |
| Additional noninterest expense | $1,280,000 | 2,092 |
| Pre-tax net operating income | $1,101,000 | 3,314 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $23,000 | 5,272 |
| Income before extraordinary items | $1,078,000 | 2,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,078,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 882 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,078,000 | 2,852 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 1,879 |
| Total interest expense | $2,764,000 | 1,795 |
| Net interest income | $2,927,000 | 1,984 |
| Provision for loan and lease losses | $278,000 | 883 |
| Total noninterest income | $287,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $2,547,000 | 1,813 |
| Salaries and employee benefits | $1,405,000 | 1,830 |
| Premises and equipment expense | $377,000 | 1,767 |
| Additional noninterest expense | $765,000 | 1,751 |
| Pre-tax net operating income | $389,000 | 4,060 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-54,000 | 8,430 |
| Income before extraordinary items | $443,000 | 3,274 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $443,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 724 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $443,000 | 3,250 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,020,000 | 1,835 |
| Total interest expense | $10,709,000 | 1,579 |
| Net interest income | $11,311,000 | 2,057 |
| Provision for loan and lease losses | $1,215,000 | 857 |
| Total noninterest income | $1,339,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $426,000 | 3,399 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $913,000 | 2,369 |
| Total noninterest expense | $9,862,000 | 1,806 |
| Salaries and employee benefits | $5,744,000 | 1,692 |
| Premises and equipment expense | $1,579,000 | 1,623 |
| Additional noninterest expense | $2,539,000 | 2,074 |
| Pre-tax net operating income | $1,573,000 | 4,193 |
| Securities gains (losses) | $-59,000 | 7,999 |
| Applicable income taxes | $-226,000 | 8,474 |
| Income before extraordinary items | $1,740,000 | 3,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,740,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,926,000 | 400 |
| Cash dividends | $997,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,799,000 | 3,329 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 1,840 |
| Total interest expense | $7,953,000 | 1,535 |
| Net interest income | $8,441,000 | 2,076 |
| Provision for loan and lease losses | $990,000 | 761 |
| Total noninterest income | $951,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $323,000 | 3,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $628,000 | 2,505 |
| Total noninterest expense | $7,608,000 | 1,747 |
| Salaries and employee benefits | $4,736,000 | 1,568 |
| Premises and equipment expense | $1,176,000 | 1,639 |
| Additional noninterest expense | $1,696,000 | 2,284 |
| Pre-tax net operating income | $794,000 | 5,241 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-300,000 | 8,660 |
| Income before extraordinary items | $1,094,000 | 3,948 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,094,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,259,000 | 385 |
| Cash dividends | $997,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,094,000 | 3,936 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,897,000 | 1,812 |
| Total interest expense | $5,239,000 | 1,481 |
| Net interest income | $5,658,000 | 2,072 |
| Provision for loan and lease losses | $515,000 | 950 |
| Total noninterest income | $602,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $392,000 | 2,591 |
| Total noninterest expense | $5,092,000 | 1,746 |
| Salaries and employee benefits | $3,265,000 | 1,526 |
| Premises and equipment expense | $783,000 | 1,646 |
| Additional noninterest expense | $1,044,000 | 2,461 |
| Pre-tax net operating income | $653,000 | 4,793 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-150,000 | 8,669 |
| Income before extraordinary items | $803,000 | 3,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $803,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 441 |
| Cash dividends | $997,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $803,000 | 3,736 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 1,765 |
| Total interest expense | $2,531,000 | 1,451 |
| Net interest income | $2,899,000 | 2,005 |
| Provision for loan and lease losses | $265,000 | 880 |
| Total noninterest income | $312,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,427 |
| Total noninterest expense | $2,503,000 | 1,771 |
| Salaries and employee benefits | $1,614,000 | 1,546 |
| Premises and equipment expense | $397,000 | 1,636 |
| Additional noninterest expense | $492,000 | 2,573 |
| Pre-tax net operating income | $443,000 | 4,031 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-33,000 | 8,613 |
| Income before extraordinary items | $476,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $476,000 | 3,270 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,127,000 | 1,674 |
| Total interest expense | $8,103,000 | 1,399 |
| Net interest income | $12,024,000 | 1,826 |
| Provision for loan and lease losses | $750,000 | 1,335 |
| Total noninterest income | $1,144,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $424,000 | 3,430 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $720,000 | 2,719 |
| Total noninterest expense | $9,863,000 | 1,721 |
| Salaries and employee benefits | $5,978,000 | 1,564 |
| Premises and equipment expense | $1,515,000 | 1,608 |
| Additional noninterest expense | $2,370,000 | 2,119 |
| Pre-tax net operating income | $2,555,000 | 3,117 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $304,000 | 4,110 |
| Income before extraordinary items | $2,251,000 | 2,795 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,251,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,249 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,251,000 | 2,754 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,845,000 | 1,667 |
| Total interest expense | $5,736,000 | 1,402 |
| Net interest income | $9,109,000 | 1,794 |
| Provision for loan and lease losses | $482,000 | 1,443 |
| Total noninterest income | $856,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $315,000 | 3,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $541,000 | 2,726 |
| Total noninterest expense | $7,454,000 | 1,689 |
| Salaries and employee benefits | $4,568,000 | 1,525 |
| Premises and equipment expense | $1,112,000 | 1,630 |
| Additional noninterest expense | $1,774,000 | 2,099 |
| Pre-tax net operating income | $2,029,000 | 3,022 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $292,000 | 3,846 |
| Income before extraordinary items | $1,737,000 | 2,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,737,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,263 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,737,000 | 2,738 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,695,000 | 1,657 |
| Total interest expense | $3,613,000 | 1,392 |
| Net interest income | $6,082,000 | 1,767 |
| Provision for loan and lease losses | $232,000 | 1,915 |
| Total noninterest income | $586,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $201,000 | 3,504 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $385,000 | 2,611 |
| Total noninterest expense | $4,876,000 | 1,712 |
| Salaries and employee benefits | $3,030,000 | 1,527 |
| Premises and equipment expense | $720,000 | 1,667 |
| Additional noninterest expense | $1,126,000 | 2,185 |
| Pre-tax net operating income | $1,560,000 | 2,678 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $301,000 | 3,104 |
| Income before extraordinary items | $1,259,000 | 2,550 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,259,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,259,000 | 2,509 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 1,632 |
| Total interest expense | $1,729,000 | 1,386 |
| Net interest income | $3,071,000 | 1,740 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $349,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $253,000 | 2,135 |
| Total noninterest expense | $2,397,000 | 1,743 |
| Salaries and employee benefits | $1,498,000 | 1,550 |
| Premises and equipment expense | $352,000 | 1,702 |
| Additional noninterest expense | $547,000 | 2,232 |
| Pre-tax net operating income | $906,000 | 2,341 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $143,000 | 3,181 |
| Income before extraordinary items | $763,000 | 2,172 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $763,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $763,000 | 2,135 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,876,000 | 1,619 |
| Total interest expense | $5,527,000 | 1,488 |
| Net interest income | $12,349,000 | 1,648 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $1,292,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $422,000 | 3,514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $870,000 | 2,349 |
| Total noninterest expense | $9,065,000 | 1,782 |
| Salaries and employee benefits | $5,524,000 | 1,598 |
| Premises and equipment expense | $1,268,000 | 1,814 |
| Additional noninterest expense | $2,273,000 | 2,140 |
| Pre-tax net operating income | $4,246,000 | 1,951 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $854,000 | 2,416 |
| Income before extraordinary items | $3,392,000 | 1,858 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,392,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,392,000 | 1,819 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 1,627 |
| Total interest expense | $3,931,000 | 1,538 |
| Net interest income | $9,246,000 | 1,642 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $966,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $314,000 | 3,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $652,000 | 2,379 |
| Total noninterest expense | $6,785,000 | 1,778 |
| Salaries and employee benefits | $4,197,000 | 1,583 |
| Premises and equipment expense | $924,000 | 1,870 |
| Additional noninterest expense | $1,664,000 | 2,171 |
| Pre-tax net operating income | $3,282,000 | 1,912 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $645,000 | 2,450 |
| Income before extraordinary items | $2,637,000 | 1,820 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,637,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,637,000 | 1,770 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 1,616 |
| Total interest expense | $2,624,000 | 1,508 |
| Net interest income | $6,111,000 | 1,639 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $747,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $206,000 | 3,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $541,000 | 2,069 |
| Total noninterest expense | $4,448,000 | 1,796 |
| Salaries and employee benefits | $2,775,000 | 1,589 |
| Premises and equipment expense | $618,000 | 1,847 |
| Additional noninterest expense | $1,055,000 | 2,285 |
| Pre-tax net operating income | $2,280,000 | 1,839 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $470,000 | 2,297 |
| Income before extraordinary items | $1,810,000 | 1,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,810,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,810,000 | 1,698 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 1,646 |
| Total interest expense | $1,330,000 | 1,503 |
| Net interest income | $2,961,000 | 1,691 |
| Provision for loan and lease losses | $115,000 | 1,912 |
| Total noninterest income | $355,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $250,000 | 2,132 |
| Total noninterest expense | $2,180,000 | 1,839 |
| Salaries and employee benefits | $1,373,000 | 1,627 |
| Premises and equipment expense | $311,000 | 1,864 |
| Additional noninterest expense | $496,000 | 2,379 |
| Pre-tax net operating income | $1,021,000 | 1,966 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $194,000 | 2,626 |
| Income before extraordinary items | $827,000 | 1,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $827,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $827,000 | 1,799 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,612 |
| Total interest expense | $5,936,000 | 1,499 |
| Net interest income | $11,846,000 | 1,639 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $1,606,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $426,000 | 3,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,180,000 | 2,145 |
| Total noninterest expense | $8,161,000 | 1,951 |
| Salaries and employee benefits | $4,861,000 | 1,763 |
| Premises and equipment expense | $1,002,000 | 2,256 |
| Additional noninterest expense | $2,298,000 | 2,101 |
| Pre-tax net operating income | $4,901,000 | 1,663 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,123,000 | 2,022 |
| Income before extraordinary items | $3,778,000 | 1,643 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,778,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,156 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,778,000 | 1,570 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,496,000 | 1,624 |
| Total interest expense | $4,562,000 | 1,525 |
| Net interest income | $8,934,000 | 1,643 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $1,239,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $317,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $922,000 | 2,169 |
| Total noninterest expense | $6,126,000 | 1,947 |
| Salaries and employee benefits | $3,770,000 | 1,720 |
| Premises and equipment expense | $699,000 | 2,411 |
| Additional noninterest expense | $1,657,000 | 2,160 |
| Pre-tax net operating income | $3,672,000 | 1,702 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $876,000 | 2,066 |
| Income before extraordinary items | $2,796,000 | 1,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,796,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,900 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,796,000 | 1,632 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 1,615 |
| Total interest expense | $3,136,000 | 1,533 |
| Net interest income | $5,972,000 | 1,630 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $749,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $210,000 | 3,503 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $539,000 | 2,341 |
| Total noninterest expense | $3,978,000 | 1,982 |
| Salaries and employee benefits | $2,492,000 | 1,722 |
| Premises and equipment expense | $458,000 | 2,431 |
| Additional noninterest expense | $1,028,000 | 2,304 |
| Pre-tax net operating income | $2,443,000 | 1,709 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $571,000 | 2,115 |
| Income before extraordinary items | $1,872,000 | 1,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,872,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,872,000 | 1,622 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 1,588 |
| Total interest expense | $1,587,000 | 1,557 |
| Net interest income | $3,082,000 | 1,583 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $379,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $277,000 | 2,225 |
| Total noninterest expense | $1,974,000 | 1,983 |
| Salaries and employee benefits | $1,239,000 | 1,719 |
| Premises and equipment expense | $230,000 | 2,414 |
| Additional noninterest expense | $505,000 | 2,320 |
| Pre-tax net operating income | $1,337,000 | 1,572 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $328,000 | 1,928 |
| Income before extraordinary items | $1,009,000 | 1,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,009,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,009,000 | 1,494 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,023,000 | 1,540 |
| Total interest expense | $7,282,000 | 1,551 |
| Net interest income | $12,741,000 | 1,521 |
| Provision for loan and lease losses | $800,000 | 1,629 |
| Total noninterest income | $1,315,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $436,000 | 3,324 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $879,000 | 2,358 |
| Total noninterest expense | $7,588,000 | 1,981 |
| Salaries and employee benefits | $4,630,000 | 1,728 |
| Premises and equipment expense | $882,000 | 2,454 |
| Additional noninterest expense | $2,076,000 | 2,230 |
| Pre-tax net operating income | $5,668,000 | 1,463 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $1,452,000 | 1,699 |
| Income before extraordinary items | $4,223,000 | 1,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,223,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 926 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,217,820 | 1,424 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,549,000 | 1,454 |
| Total interest expense | $12,188,000 | 1,338 |
| Net interest income | $11,361,000 | 1,567 |
| Provision for loan and lease losses | $1,989,000 | 714 |
| Total noninterest income | $794,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $368,000 | 3,624 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $426,000 | 3,410 |
| Total noninterest expense | $7,361,000 | 1,951 |
| Salaries and employee benefits | $4,427,000 | 1,704 |
| Premises and equipment expense | $915,000 | 2,326 |
| Additional noninterest expense | $2,019,000 | 2,221 |
| Pre-tax net operating income | $2,805,000 | 2,425 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $413,000 | 3,674 |
| Income before extraordinary items | $2,398,000 | 2,170 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,398,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,180,000 | 414 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,392,900 | 2,104 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,027,000 | 1,500 |
| Total interest expense | $13,749,000 | 1,271 |
| Net interest income | $9,278,000 | 1,896 |
| Provision for loan and lease losses | $3,729,000 | 395 |
| Total noninterest income | $779,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $308,000 | 3,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $471,000 | 3,049 |
| Total noninterest expense | $6,740,000 | 2,043 |
| Salaries and employee benefits | $4,076,000 | 1,762 |
| Premises and equipment expense | $859,000 | 2,405 |
| Additional noninterest expense | $1,805,000 | 2,374 |
| Pre-tax net operating income | $-412,000 | 9,487 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-722,000 | 9,820 |
| Income before extraordinary items | $310,000 | 7,404 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $310,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,930 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $310,000 | 7,410 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,810,000 | 1,640 |
| Total interest expense | $10,272,000 | 1,462 |
| Net interest income | $9,538,000 | 1,829 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $701,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $288,000 | 4,096 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $413,000 | 3,344 |
| Total noninterest expense | $6,226,000 | 2,191 |
| Salaries and employee benefits | $3,785,000 | 1,838 |
| Premises and equipment expense | $749,000 | 2,710 |
| Additional noninterest expense | $1,692,000 | 2,554 |
| Pre-tax net operating income | $3,713,000 | 1,983 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $942,000 | 2,310 |
| Income before extraordinary items | $2,767,000 | 1,922 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,767,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,770,000 | 1,890 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,587,000 | 1,744 |
| Total interest expense | $9,498,000 | 1,621 |
| Net interest income | $9,089,000 | 1,886 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $598,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $260,000 | 4,367 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $338,000 | 3,765 |
| Total noninterest expense | $5,703,000 | 2,293 |
| Salaries and employee benefits | $3,473,000 | 1,912 |
| Premises and equipment expense | $682,000 | 2,827 |
| Additional noninterest expense | $1,548,000 | 2,694 |
| Pre-tax net operating income | $3,624,000 | 1,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $953,000 | 2,394 |
| Income before extraordinary items | $2,671,000 | 1,959 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,671,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,836 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,671,000 | 1,890 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,069,000 | 2,020 |
| Total interest expense | $8,267,000 | 1,865 |
| Net interest income | $7,802,000 | 2,259 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $512,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $270,000 | 4,401 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $5,263,000 | 2,450 |
| Salaries and employee benefits | $3,140,000 | 2,096 |
| Premises and equipment expense | $632,000 | 3,011 |
| Additional noninterest expense | $1,491,000 | 2,752 |
| Pre-tax net operating income | $2,751,000 | 2,696 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $624,000 | 3,553 |
| Income before extraordinary items | $2,127,000 | 2,442 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,127,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,127,000 | 2,381 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,971,000 | 2,388 |
| Total interest expense | $7,072,000 | 2,195 |
| Net interest income | $6,899,000 | 2,561 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $473,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $208,000 | 5,053 |
| Total noninterest expense | $4,552,000 | 2,987 |
| Salaries and employee benefits | $2,792,000 | 2,375 |
| Premises and equipment expense | $609,000 | 3,160 |
| Additional noninterest expense | $1,151,000 | 3,914 |
| Pre-tax net operating income | $2,640,000 | 2,648 |
| Securities gains (losses) | $-58,000 | 11,074 |
| Applicable income taxes | $581,000 | 3,684 |
| Income before extraordinary items | $2,001,000 | 2,465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,001,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,045,660 | 2,363 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,874,000 | 2,593 |
| Total interest expense | $6,511,000 | 2,389 |
| Net interest income | $6,363,000 | 2,805 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $389,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $230,000 | 5,193 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $4,445,000 | 3,022 |
| Salaries and employee benefits | $2,570,000 | 2,608 |
| Premises and equipment expense | $573,000 | 3,338 |
| Additional noninterest expense | $1,302,000 | 3,484 |
| Pre-tax net operating income | $2,127,000 | 3,303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $364,000 | 5,288 |
| Income before extraordinary items | $1,763,000 | 2,796 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,763,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,763,000 | 2,760 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 2,711 |
| Total interest expense | $4,651,000 | 2,634 |
| Net interest income | $6,546,000 | 2,768 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $415,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $4,332,000 | 3,179 |
| Salaries and employee benefits | $2,347,000 | 2,819 |
| Premises and equipment expense | $590,000 | 3,320 |
| Additional noninterest expense | $1,395,000 | 3,544 |
| Pre-tax net operating income | $2,269,000 | 3,087 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $1,909,000 | 2,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,909,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,438 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,909,000 | 2,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,774,000 | 2,620 |
| Total interest expense | $5,180,000 | 2,494 |
| Net interest income | $6,594,000 | 2,740 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $373,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $227,000 | 5,475 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $4,111,000 | 3,399 |
| Salaries and employee benefits | $2,110,000 | 3,108 |
| Premises and equipment expense | $617,000 | 3,238 |
| Additional noninterest expense | $1,384,000 | 3,745 |
| Pre-tax net operating income | $2,356,000 | 2,861 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $553,000 | 3,832 |
| Income before extraordinary items | $1,803,000 | 2,759 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,803,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,604 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,803,000 | 2,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,494,000 | 2,805 |
| Total interest expense | $6,492,000 | 2,598 |
| Net interest income | $6,002,000 | 3,049 |
| Provision for loan and lease losses | $640,000 | 2,521 |
| Total noninterest income | $386,000 | 6,679 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $3,700,000 | 3,743 |
| Salaries and employee benefits | $1,969,000 | 3,253 |
| Premises and equipment expense | $484,000 | 4,085 |
| Additional noninterest expense | $1,247,000 | 4,203 |
| Pre-tax net operating income | $2,048,000 | 3,037 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $542,000 | 3,731 |
| Income before extraordinary items | $1,507,000 | 3,067 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,507,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 2,682 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,506,260 | 2,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.