Home > Denmark State Bank > Net charge- offs to loans

Denmark State Bank, Net charge- offs to loans

2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0076%1,714
Percentage Net Loans Charged-off: Total real estate loans0.0022%640
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0122%410
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0151%372
Percentage Net Loans Charged-off: Commercial and industrial0.0459%712
Percentage Net Loans Charged-off: Loans to individuals-0.0736%4,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0736%3,993
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0168%1,196
Percentage Net Loans Charged-off: Total real estate loans0.0045%449
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0254%251
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0315%219
Percentage Net Loans Charged-off: Commercial and industrial0.0901%429
Percentage Net Loans Charged-off: Loans to individuals-0.0483%3,917
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0483%3,893
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0152%3,884
Percentage Net Loans Charged-off: Total real estate loans-0.0103%3,812
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0607%4,325
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0758%4,386
Percentage Net Loans Charged-off: Commercial and industrial-0.0041%3,329
Percentage Net Loans Charged-off: Loans to individuals-0.0211%3,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0211%3,852
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%3,707
Percentage Net Loans Charged-off: Total real estate loans-0.0139%3,957
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0828%4,484
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.1034%4,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%3,352
Percentage Net Loans Charged-off: Loans to individuals-0.0138%3,752
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0138%3,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%3,587
Percentage Net Loans Charged-off: Total real estate loans-0.0081%3,852
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0480%4,373
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0600%4,464
Percentage Net Loans Charged-off: Commercial and industrial-0.0073%3,458
Percentage Net Loans Charged-off: Loans to individuals-0.0401%3,791
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0401%3,750
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0050%3,395
Percentage Net Loans Charged-off: Total real estate loans-0.0051%3,791
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%4,303
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0373%4,388
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%3,465
Percentage Net Loans Charged-off: Loans to individuals-0.0401%3,805
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0401%3,763
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0092%4,246
Percentage Net Loans Charged-off: Total real estate loans-0.0145%4,284
Percentage Net Loans Charged-off:Construction & development-0.1498%4,448
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%4,249
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0233%4,327
Percentage Net Loans Charged-off: Commercial and industrial0.0391%1,779
Percentage Net Loans Charged-off: Loans to individuals-0.0314%4,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0314%4,239
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,243
Percentage Net Loans Charged-off: Total real estate loans-0.0164%4,345
Percentage Net Loans Charged-off:Construction & development-0.1967%4,508
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%4,061
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0111%4,127
Percentage Net Loans Charged-off: Commercial and industrial0.0556%1,442
Percentage Net Loans Charged-off: Loans to individuals-0.0283%4,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0283%4,183
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0081%4,148
Percentage Net Loans Charged-off: Total real estate loans-0.0097%4,225
Percentage Net Loans Charged-off:Construction & development-0.2922%4,546
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0644%538
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0787%453
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%3,722
Percentage Net Loans Charged-off: Loans to individuals-0.0211%4,198
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0211%4,152
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0398%4,562
Percentage Net Loans Charged-off: Total real estate loans-0.0525%4,733
Percentage Net Loans Charged-off:Construction & development-0.5948%4,603
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0411%4,581
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0501%4,644
Percentage Net Loans Charged-off: Commercial and industrial-0.0049%3,669
Percentage Net Loans Charged-off: Loans to individuals-0.0823%4,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0823%4,325
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0252%4,675
Percentage Net Loans Charged-off: Total real estate loans-0.0281%4,604
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0569%4,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0217%4,454
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0256%4,515
Percentage Net Loans Charged-off: Commercial and industrial-0.0025%3,877
Percentage Net Loans Charged-off: Loans to individuals0.1113%2,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1113%2,713
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0088%4,338
Percentage Net Loans Charged-off: Total real estate loans-0.0260%4,630
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0766%4,904
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0243%1,157
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0284%1,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%3,756
Percentage Net Loans Charged-off: Loans to individuals0.1367%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1367%2,421
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%4,498
Percentage Net Loans Charged-off: Total real estate loans-0.0379%4,792
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.1175%5,032
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0430%826
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0500%728
Percentage Net Loans Charged-off: Commercial and industrial-0.0024%3,742
Percentage Net Loans Charged-off: Loans to individuals-0.0237%4,418
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0237%4,379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%3,921
Percentage Net Loans Charged-off: Total real estate loans-0.0029%4,015
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%4,436
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0154%4,516
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%3,815
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0396%4,895
Percentage Net Loans Charged-off: Total real estate loans-0.0446%4,883
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0684%4,987
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0819%5,035
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0967%5,058
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%3,941
Percentage Net Loans Charged-off: Loans to individuals-0.0244%4,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0244%4,569
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0344%4,799
Percentage Net Loans Charged-off: Total real estate loans-0.0500%4,939
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0943%5,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0637%5,000
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0755%5,042
Percentage Net Loans Charged-off: Commercial and industrial-0.0052%3,891
Percentage Net Loans Charged-off: Loans to individuals-0.0162%4,528
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0162%4,485
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0254%4,670
Percentage Net Loans Charged-off: Total real estate loans-0.0376%4,881
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0566%5,064
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0720%5,060
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0859%5,109
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%3,879
Percentage Net Loans Charged-off: Loans to individuals0.0244%2,816
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0244%2,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0410%4,879
Percentage Net Loans Charged-off: Total real estate loans-0.0617%5,145
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.1146%5,309
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0806%5,169
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0969%5,213
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0362%5,107
Percentage Net Loans Charged-off: Total real estate loans-0.0441%5,089
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0158%4,877
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.1661%5,395
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.2003%5,416
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%4,266
Percentage Net Loans Charged-off: Loans to individuals0.1104%3,120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1104%2,982
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0345%5,043
Percentage Net Loans Charged-off: Total real estate loans-0.0517%5,147
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0198%4,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.1918%5,468
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.2315%5,498
Percentage Net Loans Charged-off: Commercial and industrial-0.0139%4,182
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0260%4,890
Percentage Net Loans Charged-off: Total real estate loans-0.0484%5,169
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0212%5,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.1736%5,494
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.2095%5,520
Percentage Net Loans Charged-off: Commercial and industrial-0.0148%4,158
Percentage Net Loans Charged-off: Loans to individuals0.0427%2,943
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0427%2,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0418%5,102
Percentage Net Loans Charged-off: Total real estate loans-0.0663%5,381
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0146%5,119
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.2577%5,625
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.3110%5,646
Percentage Net Loans Charged-off: Commercial and industrial-0.0176%4,167
Percentage Net Loans Charged-off: Loans to individuals0.2071%2,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2071%1,886
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1275%1,972
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,928
Percentage Net Loans Charged-off:Construction & development-0.7935%5,289
Percentage Net Loans Charged-off: Commercial real estate-0.0878%5,408
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2337%676
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.2813%554
Percentage Net Loans Charged-off: Commercial and industrial0.4268%1,119
Percentage Net Loans Charged-off: Loans to individuals-0.0331%5,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0331%5,013
Percentage Net Loans Charged-off: All other loans and lease0.5527%637
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2567%913
Percentage Net Loans Charged-off: Total real estate loans0.0921%1,102
Percentage Net Loans Charged-off:Construction & development2.0578%62
Percentage Net Loans Charged-off: Commercial real estate-0.0646%5,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1565%869
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1884%735
Percentage Net Loans Charged-off: Commercial and industrial0.6222%717
Percentage Net Loans Charged-off: Loans to individuals-0.0453%5,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0453%4,976
Percentage Net Loans Charged-off: All other loans and lease0.9174%435
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4409%512
Percentage Net Loans Charged-off: Total real estate loans0.1509%782
Percentage Net Loans Charged-off:Construction & development3.0276%48
Percentage Net Loans Charged-off: Commercial real estate-0.0239%5,255
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1855%782
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2236%655
Percentage Net Loans Charged-off: Commercial and industrial1.1484%416
Percentage Net Loans Charged-off: Loans to individuals-0.0955%5,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0955%5,076
Percentage Net Loans Charged-off: All other loans and lease1.5953%308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0668%1,819
Percentage Net Loans Charged-off: Total real estate loans0.0979%858
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0266%5,405
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.4149%338
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.4992%282
Percentage Net Loans Charged-off: Commercial and industrial-0.0199%4,434
Percentage Net Loans Charged-off: Loans to individuals-0.1019%5,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1019%4,997
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0499%5,551
Percentage Net Loans Charged-off: Total real estate loans-0.0590%5,559
Percentage Net Loans Charged-off:Construction & development-1.8881%5,575
Percentage Net Loans Charged-off: Commercial real estate-0.0521%5,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1200%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1405%1,414
Percentage Net Loans Charged-off: Commercial and industrial-0.1178%5,180
Percentage Net Loans Charged-off: Loans to individuals0.3080%2,228
Percentage Net Loans Charged-off: Credit card loans11.4130%31
Percentage Net Loans Charged-off: Other loans to individual0.0699%3,230
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0348%5,417
Percentage Net Loans Charged-off: Total real estate loans-0.0387%5,466
Percentage Net Loans Charged-off:Construction & development-2.4975%5,662
Percentage Net Loans Charged-off: Commercial real estate-0.0146%5,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2388%856
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.2783%727
Percentage Net Loans Charged-off: Commercial and industrial-0.1549%5,302
Percentage Net Loans Charged-off: Loans to individuals0.4490%1,609
Percentage Net Loans Charged-off: Credit card loans12.7522%27
Percentage Net Loans Charged-off: Other loans to individual0.1230%2,662
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0309%5,346
Percentage Net Loans Charged-off: Total real estate loans-0.0243%5,331
Percentage Net Loans Charged-off:Construction & development-1.0657%5,589
Percentage Net Loans Charged-off: Commercial real estate-0.0055%5,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0707%1,765
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0823%1,592
Percentage Net Loans Charged-off: Commercial and industrial-0.2030%5,451
Percentage Net Loans Charged-off: Loans to individuals0.3992%1,597
Percentage Net Loans Charged-off: Credit card loans6.5217%64
Percentage Net Loans Charged-off: Other loans to individual0.1836%2,175
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1703%6,011
Percentage Net Loans Charged-off: Total real estate loans-0.1825%6,049
Percentage Net Loans Charged-off:Construction & development-2.0966%5,701
Percentage Net Loans Charged-off: Commercial real estate-0.2351%6,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0849%5,894
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0986%5,935
Percentage Net Loans Charged-off: Commercial and industrial-0.3441%5,738
Percentage Net Loans Charged-off: Loans to individuals0.3133%1,684
Percentage Net Loans Charged-off: Credit card loans9.0032%49
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2760%1,567
Percentage Net Loans Charged-off: Total real estate loans0.3453%910
Percentage Net Loans Charged-off:Construction & development2.2043%232
Percentage Net Loans Charged-off: Commercial real estate0.4107%780
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3825%890
Percentage Net Loans Charged-off: Home equity loans0.4835%417
All other 1-4 family - Percent of loans charged-off, net0.3679%936
Percentage Net Loans Charged-off: Commercial and industrial0.0867%2,237
Percentage Net Loans Charged-off: Loans to individuals0.0463%3,699
Percentage Net Loans Charged-off: Credit card loans1.9774%336
Percentage Net Loans Charged-off: Other loans to individual-0.0362%5,369
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1866%1,972
Percentage Net Loans Charged-off: Total real estate loans0.2485%1,142
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.5237%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3148%1,035
Percentage Net Loans Charged-off: Home equity loans0.6594%314
All other 1-4 family - Percent of loans charged-off, net0.2661%1,169
Percentage Net Loans Charged-off: Commercial and industrial-0.0482%5,047
Percentage Net Loans Charged-off: Loans to individuals0.0311%3,517
Percentage Net Loans Charged-off: Credit card loans1.4613%396
Percentage Net Loans Charged-off: Other loans to individual-0.0325%5,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%3,806
Percentage Net Loans Charged-off: Total real estate loans0.0302%2,761
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.0180%5,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1207%1,875
Percentage Net Loans Charged-off: Home equity loans0.8349%248
All other 1-4 family - Percent of loans charged-off, net0.0206%2,561
Percentage Net Loans Charged-off: Commercial and industrial-0.0485%5,030
Percentage Net Loans Charged-off: Loans to individuals0.0949%2,908
Percentage Net Loans Charged-off: Credit card loans2.1818%283
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%3,325
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,343
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0181%5,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0739%1,712
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0842%1,567
Percentage Net Loans Charged-off: Commercial and industrial-0.0482%5,058
Percentage Net Loans Charged-off: Loans to individuals0.2411%2,053
Percentage Net Loans Charged-off: Credit card loans5.4127%97
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1650%3,161
Percentage Net Loans Charged-off: Total real estate loans0.2172%2,209
Percentage Net Loans Charged-off:Construction & development2.1976%544
Percentage Net Loans Charged-off: Commercial real estate0.0672%2,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1870%2,327
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.2133%2,088
Percentage Net Loans Charged-off: Commercial and industrial-0.0500%5,382
Percentage Net Loans Charged-off: Loans to individuals0.1800%3,249
Percentage Net Loans Charged-off: Credit card loans4.8569%109
Percentage Net Loans Charged-off: Other loans to individual-0.0504%5,693
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1650%2,911
Percentage Net Loans Charged-off: Total real estate loans0.2150%2,075
Percentage Net Loans Charged-off:Construction & development1.8654%557
Percentage Net Loans Charged-off: Commercial real estate0.0298%2,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2597%1,789
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2965%1,602
Percentage Net Loans Charged-off: Commercial and industrial-0.0544%5,384
Percentage Net Loans Charged-off: Loans to individuals0.2570%2,640
Percentage Net Loans Charged-off: Credit card loans6.3965%71
Percentage Net Loans Charged-off: Other loans to individual-0.0506%5,597
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1133%3,230
Percentage Net Loans Charged-off: Total real estate loans0.1409%2,431
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0585%1,749
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4048%1,293
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.4628%1,129
Percentage Net Loans Charged-off: Commercial and industrial-0.0519%5,304
Percentage Net Loans Charged-off: Loans to individuals0.4143%1,973
Percentage Net Loans Charged-off: Credit card loans9.3596%44
Percentage Net Loans Charged-off: Other loans to individual-0.0513%5,479
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2262%2,088
Percentage Net Loans Charged-off: Total real estate loans0.2990%1,461
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1325%1,078
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8505%624
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.9748%539
Percentage Net Loans Charged-off: Commercial and industrial-0.0557%5,343
Percentage Net Loans Charged-off: Loans to individuals0.2474%2,187
Percentage Net Loans Charged-off: Credit card loans5.7554%102
Percentage Net Loans Charged-off: Other loans to individual-0.0522%5,456
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3596%2,834
Percentage Net Loans Charged-off: Total real estate loans0.5157%1,926
Percentage Net Loans Charged-off:Construction & development1.9441%1,116
Percentage Net Loans Charged-off: Commercial real estate0.6387%1,309
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7022%1,318
Percentage Net Loans Charged-off: Home equity loans0.4735%1,051
All other 1-4 family - Percent of loans charged-off, net0.7341%1,221
Percentage Net Loans Charged-off: Commercial and industrial-0.5937%6,534
Percentage Net Loans Charged-off: Loans to individuals1.7125%754
Percentage Net Loans Charged-off: Credit card loans-0.6258%1,344
Percentage Net Loans Charged-off: Other loans to individual1.8528%631
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3360%2,776
Percentage Net Loans Charged-off: Total real estate loans0.3589%2,340
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.3665%1,616
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8055%1,113
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.9153%972
Percentage Net Loans Charged-off: Commercial and industrial-0.0343%5,684
Percentage Net Loans Charged-off: Loans to individuals2.1869%544
Percentage Net Loans Charged-off: Credit card loans0.5435%719
Percentage Net Loans Charged-off: Other loans to individual2.2874%466
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2123%3,297
Percentage Net Loans Charged-off: Total real estate loans0.2809%2,526
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.5644%1,173
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3732%1,980
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.4226%1,776
Percentage Net Loans Charged-off: Commercial and industrial-0.0524%5,793
Percentage Net Loans Charged-off: Loans to individuals0.1173%3,327
Percentage Net Loans Charged-off: Credit card loans0.7797%614
Percentage Net Loans Charged-off: Other loans to individual0.0749%3,329
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1823%3,013
Percentage Net Loans Charged-off: Total real estate loans0.2377%2,361
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0260%6,660
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.7664%1,087
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.8650%950
Percentage Net Loans Charged-off: Commercial and industrial-0.0647%5,789
Percentage Net Loans Charged-off: Loans to individuals0.2368%2,413
Percentage Net Loans Charged-off: Credit card loans0.7715%500
Percentage Net Loans Charged-off: Other loans to individual0.2018%2,337
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3259%3,759
Percentage Net Loans Charged-off: Total real estate loans0.3331%3,253
Percentage Net Loans Charged-off:Construction & development1.6006%1,852
Percentage Net Loans Charged-off: Commercial real estate0.8326%1,451
Percentage Net Loans Charged-off: Multi-family residential-1.3489%5,749
Percentage Net Loans Charged-off: 1-4 family residential0.0462%4,516
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0515%4,298
Percentage Net Loans Charged-off: Commercial and industrial0.5347%2,690
Percentage Net Loans Charged-off: Loans to individuals0.1519%4,224
Percentage Net Loans Charged-off: Credit card loans2.2599%476
Percentage Net Loans Charged-off: Other loans to individual0.0111%4,793
Percentage Net Loans Charged-off: All other loans and lease-0.2019%6,293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3906%3,160
Percentage Net Loans Charged-off: Total real estate loans0.3673%2,853
Percentage Net Loans Charged-off:Construction & development2.0989%1,484
Percentage Net Loans Charged-off: Commercial real estate0.9900%1,065
Percentage Net Loans Charged-off: Multi-family residential-1.9461%5,768
Percentage Net Loans Charged-off: 1-4 family residential-0.0589%7,077
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-0.0655%7,079
Percentage Net Loans Charged-off: Commercial and industrial0.7446%2,052
Percentage Net Loans Charged-off: Loans to individuals0.1712%3,790
Percentage Net Loans Charged-off: Credit card loans3.2514%337
Percentage Net Loans Charged-off: Other loans to individual-0.0289%6,200
Percentage Net Loans Charged-off: All other loans and lease-0.0744%6,180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5713%2,396
Percentage Net Loans Charged-off: Total real estate loans0.5280%2,216
Percentage Net Loans Charged-off:Construction & development1.8155%1,410
Percentage Net Loans Charged-off: Commercial real estate1.3839%748
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0345%3,789
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0383%3,573
Percentage Net Loans Charged-off: Commercial and industrial1.1460%1,464
Percentage Net Loans Charged-off: Loans to individuals0.0928%3,803
Percentage Net Loans Charged-off: Credit card loans1.8809%488
Percentage Net Loans Charged-off: Other loans to individual-0.0208%6,058
Percentage Net Loans Charged-off: All other loans and lease-0.0700%6,168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4333%2,399
Percentage Net Loans Charged-off: Total real estate loans0.1602%2,915
Percentage Net Loans Charged-off:Construction & development1.9929%987
Percentage Net Loans Charged-off: Commercial real estate-0.0128%6,889
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1196%2,577
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.1326%2,350
Percentage Net Loans Charged-off: Commercial and industrial2.1911%781
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease-0.0563%6,111
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2198%4,976
Percentage Net Loans Charged-off: Total real estate loans0.2773%3,832
Percentage Net Loans Charged-off:Construction & development-0.2319%6,947
Percentage Net Loans Charged-off: Commercial real estate0.5733%1,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.3485%2,795
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3782%2,594
Percentage Net Loans Charged-off: Commercial and industrial-0.1259%6,918
Percentage Net Loans Charged-off: Loans to individuals0.6808%2,863
Percentage Net Loans Charged-off: Credit card loans6.0596%245
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0389%6,418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3354%3,976
Percentage Net Loans Charged-off: Total real estate loans0.3959%3,044
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.7819%1,361
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4611%2,207
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4977%2,028
Percentage Net Loans Charged-off: Commercial and industrial0.0802%4,035
Percentage Net Loans Charged-off: Loans to individuals0.7260%2,542
Percentage Net Loans Charged-off: Credit card loans6.5542%221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0299%6,406
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3167%3,739
Percentage Net Loans Charged-off: Total real estate loans0.3990%2,749
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate1.1105%922
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2405%2,613
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2582%2,451
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%6,693
Percentage Net Loans Charged-off: Loans to individuals0.6132%2,625
Percentage Net Loans Charged-off: Credit card loans6.6667%227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0340%6,392
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0738%4,675
Percentage Net Loans Charged-off: Total real estate loans0.0602%3,635
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0070%7,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1840%2,317
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1972%2,142
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%6,388
Percentage Net Loans Charged-off: Loans to individuals0.9894%1,820
Percentage Net Loans Charged-off: Credit card loans7.7482%202
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0324%6,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0829%1,177
Percentage Net Loans Charged-off: Total real estate loans2.5980%762
Percentage Net Loans Charged-off:Construction & development13.4972%404
Percentage Net Loans Charged-off: Commercial real estate3.5218%269
Percentage Net Loans Charged-off: Multi-family residential3.4104%316
Percentage Net Loans Charged-off: 1-4 family residential1.0547%1,254
Percentage Net Loans Charged-off: Home equity loans-0.0194%5,787
All other 1-4 family - Percent of loans charged-off, net1.1214%1,144
Percentage Net Loans Charged-off: Commercial and industrial0.7312%3,279
Percentage Net Loans Charged-off: Loans to individuals0.5349%3,972
Percentage Net Loans Charged-off: Credit card loans6.1137%318
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0294%6,709
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4952%1,371
Percentage Net Loans Charged-off: Total real estate loans1.9432%862
Percentage Net Loans Charged-off:Construction & development14.6841%290
Percentage Net Loans Charged-off: Commercial real estate0.6980%1,093
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.0603%1,024
Percentage Net Loans Charged-off: Home equity loans-0.0268%5,821
All other 1-4 family - Percent of loans charged-off, net1.1248%939
Percentage Net Loans Charged-off: Commercial and industrial0.1081%4,132
Percentage Net Loans Charged-off: Loans to individuals0.2143%4,808
Percentage Net Loans Charged-off: Credit card loans2.4573%672
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0285%6,702
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6876%1,125
Percentage Net Loans Charged-off: Total real estate loans2.1897%689
Percentage Net Loans Charged-off:Construction & development21.3242%157
Percentage Net Loans Charged-off: Commercial real estate0.4180%1,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3501%1,931
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.3696%1,761
Percentage Net Loans Charged-off: Commercial and industrial0.1588%3,386
Percentage Net Loans Charged-off: Loans to individuals0.1518%4,625
Percentage Net Loans Charged-off: Credit card loans3.4052%539
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0262%6,704
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5909%911
Percentage Net Loans Charged-off: Total real estate loans2.0912%538
Percentage Net Loans Charged-off:Construction & development20.8523%131
Percentage Net Loans Charged-off: Commercial real estate-0.0149%7,744
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4076%1,393
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.4290%1,260
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals-0.1042%7,097
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0357%6,721
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1914%4,273
Percentage Net Loans Charged-off: Total real estate loans0.1599%3,140
Percentage Net Loans Charged-off:Construction & development-1.5022%7,664
Percentage Net Loans Charged-off: Commercial real estate0.2060%1,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.5957%1,049
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.6165%951
Percentage Net Loans Charged-off: Commercial and industrial0.5584%2,577
Percentage Net Loans Charged-off: Loans to individuals0.3822%4,185
Percentage Net Loans Charged-off: Credit card loans2.2742%645
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0826%6,988
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0269%5,757
Percentage Net Loans Charged-off: Total real estate loans-0.0129%7,865
Percentage Net Loans Charged-off:Construction & development-1.9926%7,706
Percentage Net Loans Charged-off: Commercial real estate0.2728%826
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2684%1,430
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2767%1,311
Percentage Net Loans Charged-off: Commercial and industrial0.3221%2,454
Percentage Net Loans Charged-off: Loans to individuals0.3417%3,830
Percentage Net Loans Charged-off: Credit card loans2.9789%460
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1045%7,012
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1096%8,097
Percentage Net Loans Charged-off: Total real estate loans-0.1502%8,202
Percentage Net Loans Charged-off:Construction & development-2.9228%7,731
Percentage Net Loans Charged-off: Commercial real estate0.3788%540
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1400%1,701
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1440%1,560
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loans0.3146%938
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0877%1,186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3829%8,302
Percentage Net Loans Charged-off: Total real estate loans-0.5100%8,334
Percentage Net Loans Charged-off:Construction & development-6.5505%7,705
Percentage Net Loans Charged-off: Commercial real estate0.7394%218
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.0596%6,981
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1945%808
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2781%1,964
Percentage Net Loans Charged-off: Total real estate loans0.2229%1,226
Percentage Net Loans Charged-off:Construction & development0.9088%477
Percentage Net Loans Charged-off: Commercial real estate0.1635%890
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1448%1,558
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1467%1,482
Percentage Net Loans Charged-off: Commercial and industrial0.8979%1,276
Percentage Net Loans Charged-off: Loans to individuals0.5358%2,922
Percentage Net Loans Charged-off: Credit card loans3.8067%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2375%1,684
Percentage Net Loans Charged-off: Total real estate loans0.1949%929
Percentage Net Loans Charged-off:Construction & development1.1861%222
Percentage Net Loans Charged-off: Commercial real estate-0.0065%7,822
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1002%1,416
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1013%1,313
Percentage Net Loans Charged-off: Commercial and industrial0.5516%1,404
Percentage Net Loans Charged-off: Loans to individuals0.5745%2,402
Percentage Net Loans Charged-off: Credit card loans3.3656%340
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2696%1,340
Percentage Net Loans Charged-off: Total real estate loans0.2406%646
Percentage Net Loans Charged-off:Construction & development1.7144%120
Percentage Net Loans Charged-off: Commercial real estate-0.0097%7,891
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0764%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0771%1,235
Percentage Net Loans Charged-off: Commercial and industrial0.5946%1,113
Percentage Net Loans Charged-off: Loans to individuals0.1654%3,833
Percentage Net Loans Charged-off: Credit card loans2.4138%451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3046%986
Percentage Net Loans Charged-off: Total real estate loans0.3843%330
Percentage Net Loans Charged-off:Construction & development2.9521%50
Percentage Net Loans Charged-off: Commercial real estate-0.0065%7,946
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%6,721
Percentage Net Loans Charged-off: Loans to individuals0.1089%3,449
Percentage Net Loans Charged-off: Credit card loans2.8597%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6897%485
Percentage Net Loans Charged-off: Total real estate loans0.6551%185
Percentage Net Loans Charged-off:Construction & development1.5869%93
Percentage Net Loans Charged-off: Commercial real estate0.8933%183
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.4185%403
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4193%398
Percentage Net Loans Charged-off: Commercial and industrial1.0865%938
Percentage Net Loans Charged-off: Loans to individuals1.3496%1,005
Percentage Net Loans Charged-off: Credit card loans0.1951%1,222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0741%7,155
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5976%489
Percentage Net Loans Charged-off: Total real estate loans0.5211%181
Percentage Net Loans Charged-off:Construction & development0.9513%88
Percentage Net Loans Charged-off: Commercial real estate0.7340%173
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.4006%351
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.4012%350
Percentage Net Loans Charged-off: Commercial and industrial1.0277%765
Percentage Net Loans Charged-off: Loans to individuals1.8901%531
Percentage Net Loans Charged-off: Credit card loans0.5212%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4989%601
Percentage Net Loans Charged-off: Total real estate loans0.4504%230
Percentage Net Loans Charged-off:Construction & development0.0477%339
Percentage Net Loans Charged-off: Commercial real estate1.1016%113
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2850%462
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2852%459
Percentage Net Loans Charged-off: Commercial and industrial0.8819%835
Percentage Net Loans Charged-off: Loans to individuals1.0077%1,254
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%3,503
Percentage Net Loans Charged-off: Total real estate loans0.0054%1,549
Percentage Net Loans Charged-off:Construction & development0.0543%182
Percentage Net Loans Charged-off: Commercial real estate-0.0383%8,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0190%1,191
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0190%1,097
Percentage Net Loans Charged-off: Commercial and industrial-0.0309%6,880
Percentage Net Loans Charged-off: Loans to individuals0.8314%1,487
Percentage Net Loans Charged-off: Credit card loans0.7737%733
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0735%4,221
Percentage Net Loans Charged-off: Total real estate loans0.0649%1,688
Percentage Net Loans Charged-off:Construction & development0.3372%225
Percentage Net Loans Charged-off: Commercial real estate-0.0237%8,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0366%2,235
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0367%2,129
Percentage Net Loans Charged-off: Commercial and industrial0.1738%2,916
Percentage Net Loans Charged-off: Loans to individuals-0.0115%7,729
Percentage Net Loans Charged-off: Credit card loans0.8048%1,252
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%3,947
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,027
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0126%958
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0476%1,770
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0477%1,669
Percentage Net Loans Charged-off: Commercial and industrial0.2596%2,115
Percentage Net Loans Charged-off: Loans to individuals-0.0605%7,676
Percentage Net Loans Charged-off: Credit card loans0.5402%1,191
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0051%5,415
Percentage Net Loans Charged-off: Total real estate loans0.0028%2,457
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0269%8,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0188%1,863
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0188%1,745
Percentage Net Loans Charged-off: Commercial and industrial0.0602%2,573
Percentage Net Loans Charged-off: Loans to individuals-0.1575%7,792
Percentage Net Loans Charged-off: Credit card loans0.8230%996
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%4,194
Percentage Net Loans Charged-off: Total real estate loans0.0189%1,503
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0155%8,258
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0451%1,173
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0451%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.1148%1,624
Percentage Net Loans Charged-off: Loans to individuals-0.4477%8,094
Percentage Net Loans Charged-off: Credit card loans-0.8081%2,030
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%6,361
Percentage Net Loans Charged-off: Total real estate loans-0.0397%8,456
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.2213%8,582
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0215%2,698
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0215%2,565
Percentage Net Loans Charged-off: Commercial and industrial0.1512%3,328
Percentage Net Loans Charged-off: Loans to individuals0.1522%5,707
Percentage Net Loans Charged-off: Credit card loans2.1543%918
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2782%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0069%7,743
Percentage Net Loans Charged-off: Total real estate loans-0.0623%8,555
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.2938%8,636
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0079%2,580
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0079%2,429
Percentage Net Loans Charged-off: Commercial and industrial0.1341%2,851
Percentage Net Loans Charged-off: Loans to individuals0.6199%2,926
Percentage Net Loans Charged-off: Credit card loans3.1204%616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%5,508
Percentage Net Loans Charged-off: Total real estate loans-0.0354%8,410
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1960%8,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0160%2,007
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0160%1,887
Percentage Net Loans Charged-off: Commercial and industrial0.0124%3,006
Percentage Net Loans Charged-off: Loans to individuals0.9936%1,875
Percentage Net Loans Charged-off: Credit card loans1.1635%1,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0330%7,745
Percentage Net Loans Charged-off: Total real estate loans-0.0783%8,635
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.3509%8,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%6,947
Percentage Net Loans Charged-off: Loans to individuals0.7299%2,340
Percentage Net Loans Charged-off: Credit card loans0.7414%1,002
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1398%4,140
Percentage Net Loans Charged-off: Total real estate loans0.0990%1,841
Percentage Net Loans Charged-off:Construction & development-0.0296%8,004
Percentage Net Loans Charged-off: Commercial real estate0.1045%1,082
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0861%1,888
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0862%1,859
Percentage Net Loans Charged-off: Commercial and industrial0.3185%3,183
Percentage Net Loans Charged-off: Loans to individuals0.0329%6,813
Percentage Net Loans Charged-off: Credit card loans0.7286%1,623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3118%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%3,572
Percentage Net Loans Charged-off: Total real estate loans0.0804%1,734
Percentage Net Loans Charged-off:Construction & development-0.0419%8,019
Percentage Net Loans Charged-off: Commercial real estate0.1605%743
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0170%2,491
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0171%2,390
Percentage Net Loans Charged-off: Commercial and industrial0.4445%2,348
Percentage Net Loans Charged-off: Loans to individuals0.0146%6,483
Percentage Net Loans Charged-off: Credit card loans0.4890%1,640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4164%963
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%6,455
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,273
Percentage Net Loans Charged-off:Construction & development-0.0686%8,001
Percentage Net Loans Charged-off: Commercial real estate-0.0606%8,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0310%8,562
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0310%8,574
Percentage Net Loans Charged-off: Commercial and industrial-0.0828%7,798
Percentage Net Loans Charged-off: Loans to individuals-0.1327%8,339
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%4,598
Percentage Net Loans Charged-off: Total real estate loans0.0736%1,247
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0648%8,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0572%8,760
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0573%8,767
Percentage Net Loans Charged-off: Commercial and industrial-0.1109%7,837
Percentage Net Loans Charged-off: Loans to individuals-0.2663%8,372
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4434%1,875
Percentage Net Loans Charged-off: Total real estate loans0.1563%1,326
Percentage Net Loans Charged-off:Construction & development-0.0272%8,082
Percentage Net Loans Charged-off: Commercial real estate0.2936%689
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1327%1,404
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1329%1,387
Percentage Net Loans Charged-off: Commercial and industrial1.9957%1,065
Percentage Net Loans Charged-off: Loans to individuals0.9016%2,668
Percentage Net Loans Charged-off: Credit card loans4.4899%587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7060%871
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2955%503
Percentage Net Loans Charged-off: Total real estate loans0.4196%462
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate2.1463%137
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0204%2,673
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0204%2,545
Percentage Net Loans Charged-off: Commercial and industrial8.3264%150
Percentage Net Loans Charged-off: Loans to individuals0.6817%3,330
Percentage Net Loans Charged-off: Credit card loans2.1638%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0397%7,821
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1156%4,346
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.7329%331
Percentage Net Loans Charged-off: Loans to individuals0.7324%574
Percentage Net Loans Charged-off: Credit card loans-0.2524%1,310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0425%6,280
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0876%5,409
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%7,734
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%8,112
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0314%10,519
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1021%5,679
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2388%4,914
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3892%5,170
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA