Home > Delta Federal Savings Bank > Income and Expense
Delta Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 12,787 |
| Total interest expense | $603,000 | 11,127 |
| Net interest income | $111,000 | 13,198 |
| Provision for loan and lease losses | $-414,000 | 13,154 |
| Total noninterest income | $401,000 | 6,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $401,000 | 3,745 |
| Total noninterest expense | $3,748,000 | 3,699 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $2,668,000 | 2,095 |
| Pre-tax net operating income | $-2,822,000 | 13,127 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-2,822,000 | 13,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,822,000 | 13,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,617 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,822,000 | 13,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 10,085 |
| Total interest expense | $1,325,000 | 9,140 |
| Net interest income | $1,074,000 | 10,795 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $330,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $330,000 | 4,169 |
| Total noninterest expense | $2,527,000 | 5,267 |
| Salaries and employee benefits | $631,000 | 8,544 |
| Premises and equipment expense | $399,000 | 4,802 |
| Additional noninterest expense | $1,497,000 | 3,605 |
| Pre-tax net operating income | $-1,023,000 | 13,481 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,023,000 | 13,561 |
| Extraordinary gains, net | $410,000 | 239 |
| Net income | $-613,000 | 13,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 1,727 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-5,196,000 | 13,908 |
| Net operating income | $-1,023,000 | 13,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.