Home > Delta Bank & Trust Company > Income and Expense
Delta Bank & Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,585,000 | 2,309 |
| Total interest expense | $4,884,000 | 3,083 |
| Net interest income | $9,701,000 | 1,838 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,949,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,566,000 | 842 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $383,000 | 3,402 |
| Total noninterest expense | $9,217,000 | 1,542 |
| Salaries and employee benefits | $4,401,000 | 1,511 |
| Premises and equipment expense | $1,584,000 | 1,314 |
| Additional noninterest expense | $3,232,000 | 1,590 |
| Pre-tax net operating income | $2,433,000 | 2,927 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $787,000 | 2,912 |
| Income before extraordinary items | $1,653,000 | 2,971 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,653,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,312 |
| Cash dividends | $749,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,648,240 | 2,951 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,604,000 | 2,252 |
| Total interest expense | $4,029,000 | 3,034 |
| Net interest income | $9,575,000 | 1,885 |
| Provision for loan and lease losses | $405,000 | 1,806 |
| Total noninterest income | $2,008,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,558,000 | 838 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $450,000 | 3,168 |
| Total noninterest expense | $8,997,000 | 1,635 |
| Salaries and employee benefits | $4,565,000 | 1,477 |
| Premises and equipment expense | $1,632,000 | 1,279 |
| Additional noninterest expense | $2,800,000 | 1,930 |
| Pre-tax net operating income | $2,181,000 | 3,201 |
| Securities gains (losses) | $-60,000 | 11,176 |
| Applicable income taxes | $535,000 | 3,849 |
| Income before extraordinary items | $1,586,000 | 3,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,586,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,019 |
| Cash dividends | $749,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,631,000 | 2,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,613,000 | 2,281 |
| Total interest expense | $3,948,000 | 3,206 |
| Net interest income | $9,665,000 | 1,865 |
| Provision for loan and lease losses | $620,000 | 1,802 |
| Total noninterest income | $2,081,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,715,000 | 767 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $9,227,000 | 1,637 |
| Salaries and employee benefits | $4,641,000 | 1,457 |
| Premises and equipment expense | $1,562,000 | 1,366 |
| Additional noninterest expense | $3,024,000 | 1,900 |
| Pre-tax net operating income | $1,899,000 | 3,493 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $537,000 | 3,934 |
| Income before extraordinary items | $1,420,000 | 3,404 |
| Extraordinary gains, net | $-151,000 | 13,005 |
| Net income | $1,269,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $974,000 | 1,164 |
| Cash dividends | $749,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,377,660 | 3,310 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 3,107 |
| Total interest expense | $4,001,000 | 4,079 |
| Net interest income | $7,319,000 | 2,486 |
| Provision for loan and lease losses | $570,000 | 2,721 |
| Total noninterest income | $1,345,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,099,000 | 1,210 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $5,728,000 | 2,523 |
| Salaries and employee benefits | $3,094,000 | 2,121 |
| Premises and equipment expense | $956,000 | 2,182 |
| Additional noninterest expense | $1,678,000 | 3,257 |
| Pre-tax net operating income | $2,366,000 | 2,638 |
| Securities gains (losses) | $139,000 | 2,518 |
| Applicable income taxes | $711,000 | 2,922 |
| Income before extraordinary items | $1,794,000 | 2,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,794,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 2,281 |
| Cash dividends | $655,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,693,920 | 2,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.