Home > Delta Bank & Trust > Income and Expense

Delta Bank & Trust, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$926,0009,204
Total interest expense$533,0008,957
Net interest income$393,0009,315
Provision for loan and lease losses$-78,0009,520
Total noninterest income$160,0007,747
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$147,0005,839
Trading account gains and fees$0177
Additional Noninterest Income$13,0009,003
Total noninterest expense$670,0008,752
Salaries and employee benefits$326,0008,956
Premises and equipment expense$70,0008,801
Additional noninterest expense$274,0008,043
Pre-tax net operating income$-39,0008,790
Securities gains (losses)$3,0004,114
Applicable income taxes$-17,0009,039
Income before extraordinary items$-19,0008,854
Extraordinary gains, net$0105
Net income$-19,0008,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-20,9208,779
2000-12-31 (YTD Data)Rank
Total interest income$1,302,0009,150
Total interest expense$774,0008,699
Net interest income$528,0009,415
Provision for loan and lease losses$16,0007,742
Total noninterest income$98,0008,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0006,762
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,518
Total noninterest expense$554,0009,235
Salaries and employee benefits$289,0009,314
Premises and equipment expense$67,0009,037
Additional noninterest expense$198,0008,803
Pre-tax net operating income$55,0008,953
Securities gains (losses)$2,0001,609
Applicable income taxes$5,0008,201
Income before extraordinary items$52,0008,956
Extraordinary gains, net$038
Net income$52,0008,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,874
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$50,1808,943
1999-12-31 (YTD Data)Rank
Total interest income$1,384,0009,215
Total interest expense$801,0008,673
Net interest income$583,0009,541
Provision for loan and lease losses$18,0007,756
Total noninterest income$88,0009,017
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0007,144
Trading account gains and feesNANA
Additional Noninterest Income$9,0009,783
Total noninterest expense$548,0009,471
Salaries and employee benefits$277,0009,598
Premises and equipment expense$79,0009,040
Additional noninterest expense$192,0009,105
Pre-tax net operating income$105,0009,051
Securities gains (losses)$03,155
Applicable income taxes$16,0008,309
Income before extraordinary items$89,0009,039
Extraordinary gains, net$035
Net income$89,0009,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$75,0006,338
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$89,0009,005
1998-12-31 (YTD Data)Rank
Total interest income$1,506,0009,285
Total interest expense$873,0008,758
Net interest income$633,0009,651
Provision for loan and lease losses$18,0007,833
Total noninterest income$93,0009,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,388
Trading account gains and feesNANA
Additional Noninterest Income$17,0009,614
Total noninterest expense$534,0009,658
Salaries and employee benefits$279,0009,732
Premises and equipment expense$82,0009,110
Additional noninterest expense$173,0009,421
Pre-tax net operating income$174,0009,043
Securities gains (losses)$10,0002,952
Applicable income taxes$44,0008,433
Income before extraordinary items$140,0009,051
Extraordinary gains, net$032
Net income$140,0009,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,217
Cash dividends$210,0005,268
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$132,4009,030
1997-12-31 (YTD Data)Rank
Total interest income$1,580,0009,575
Total interest expense$820,0009,198
Net interest income$760,0009,774
Provision for loan and lease losses$49,0006,723
Total noninterest income$86,0009,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0007,677
Trading account gains and feesNANA
Additional Noninterest Income$7,00010,577
Total noninterest expense$522,00010,045
Salaries and employee benefits$247,00010,289
Premises and equipment expense$81,0009,410
Additional noninterest expense$194,0009,481
Pre-tax net operating income$275,0009,147
Securities gains (losses)$2,0003,292
Applicable income taxes$83,0008,702
Income before extraordinary items$194,0009,210
Extraordinary gains, net$044
Net income$194,0009,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$192,6009,184
1996-12-31 (YTD Data)Rank
Total interest income$1,342,00010,324
Total interest expense$743,0009,837
Net interest income$599,00010,660
Provision for loan and lease losses$36,0007,135
Total noninterest income$108,0009,748
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0008,081
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,793
Total noninterest expense$567,00010,325
Salaries and employee benefits$244,00010,754
Premises and equipment expense$75,0009,952
Additional noninterest expense$248,0009,418
Pre-tax net operating income$104,00010,345
Securities gains (losses)$04,148
Applicable income taxes$16,00010,270
Income before extraordinary items$88,00010,329
Extraordinary gains, net$053
Net income$88,00010,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$88,00010,280
1995-12-31 (YTD Data)Rank
Total interest income$1,295,00010,846
Total interest expense$712,00010,264
Net interest income$583,00011,174
Provision for loan and lease losses$37,0006,739
Total noninterest income$80,00010,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0008,821
Trading account gains and feesNANA
Additional Noninterest Income$17,00011,076
Total noninterest expense$509,00010,987
Salaries and employee benefits$247,00011,176
Premises and equipment expense$75,00010,348
Additional noninterest expense$187,00010,592
Pre-tax net operating income$117,00010,999
Securities gains (losses)$03,831
Applicable income taxes$20,00010,754
Income before extraordinary items$97,00010,955
Extraordinary gains, net$065
Net income$97,00010,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,002
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$97,00010,930
1994-12-31 (YTD Data)Rank
Total interest income$966,00011,771
Total interest expense$459,00011,279
Net interest income$507,00011,987
Provision for loan and lease losses$17,0007,997
Total noninterest income$78,00011,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,178
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,916
Total noninterest expense$458,00011,806
Salaries and employee benefits$223,00011,900
Premises and equipment expense$70,00010,970
Additional noninterest expense$165,00011,585
Pre-tax net operating income$110,00011,559
Securities gains (losses)$1,0003,293
Applicable income taxes$18,00011,192
Income before extraordinary items$93,00011,452
Extraordinary gains, net$0249
Net income$93,00011,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$92,16011,502
1993-12-31 (YTD Data)Rank
Total interest income$907,00012,490
Total interest expense$431,00012,068
Net interest income$476,00012,614
Provision for loan and lease losses$5,00010,098
Total noninterest income$62,00012,252
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,018
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,687
Total noninterest expense$486,00012,242
Salaries and employee benefits$229,00012,384
Premises and equipment expense$75,00011,339
Additional noninterest expense$182,00011,988
Pre-tax net operating income$47,00012,197
Securities gains (losses)$07,477
Applicable income taxes$4,00011,985
Income before extraordinary items$43,00012,293
Extraordinary gains, net$03,149
Net income$43,00012,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$30,0008,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$43,00012,152
1992-12-31 (YTD Data)Rank
Total interest income$909,00013,176
Total interest expense$448,00012,985
Net interest income$461,00013,204
Provision for loan and lease losses$011,756
Total noninterest income$50,00013,106
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,00010,435
Trading account gains and feesNANA
Additional Noninterest Income$3,00013,771
Total noninterest expense$448,00012,910
Salaries and employee benefits$195,00013,208
Premises and equipment expense$84,00011,345
Additional noninterest expense$169,00012,668
Pre-tax net operating income$63,00012,327
Securities gains (losses)$35,0004,733
Applicable income taxes$11,00012,338
Income before extraordinary items$87,00012,122
Extraordinary gains, net$01,422
Net income$87,00012,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$55,85012,238

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.