Home > Delta Bank > Income and Expense

Delta Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,210,0001,517
Total interest expense$8,410,0001,447
Net interest income$18,800,0001,514
Provision for loan and lease losses$718,0001,027
Total noninterest income$8,746,000815
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,952,000566
Trading account gains and feesNANA
Additional Noninterest Income$6,794,000719
Total noninterest expense$14,293,0001,595
Salaries and employee benefits$8,240,0001,564
Premises and equipment expense$1,357,0001,653
Additional noninterest expense$6,794,000719
Pre-tax net operating income$12,535,000980
Securities gains (losses)$60,000358
Applicable income taxes$03,369
Income before extraordinary items$12,595,000835
Extraordinary gains, net$054
Net income$12,595,000846
Minority interest net income$088
Net income of bank and minority interests.$12,595,000838
Net charge-offs$397,000848
Cash dividends$9,550,000510
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,535,000847
2023-09-30 (YTD Data)Rank
Total interest income$20,041,0001,505
Total interest expense$6,164,0001,379
Net interest income$13,877,0001,543
Provision for loan and lease losses$718,000817
Total noninterest income$7,440,000746
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,445,000573
Trading account gains and feesNANA
Additional Noninterest Income$5,995,000648
Total noninterest expense$10,993,0001,543
Salaries and employee benefits$6,358,0001,528
Premises and equipment expense$989,0001,686
Additional noninterest expense$5,995,000648
Pre-tax net operating income$9,606,0001,001
Securities gains (losses)$32,000344
Applicable income taxes$03,407
Income before extraordinary items$9,638,000850
Extraordinary gains, net$052
Net income$9,638,000854
Minority interest net income$081
Net income of bank and minority interests.$9,638,000850
Net charge-offs$70,0001,339
Cash dividends$4,450,000667
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,606,000870
2023-06-30 (YTD Data)Rank
Total interest income$12,948,0001,515
Total interest expense$3,605,0001,386
Net interest income$9,343,0001,545
Provision for loan and lease losses$718,000625
Total noninterest income$1,631,0001,482
Gross Fiduciary activities income$0931
Service charges on deposit accounts$938,000576
Trading account gains and feesNANA
Additional Noninterest Income$693,0001,889
Total noninterest expense$6,829,0001,628
Salaries and employee benefits$4,185,0001,544
Premises and equipment expense$641,0001,717
Additional noninterest expense$693,0001,886
Pre-tax net operating income$3,427,0001,613
Securities gains (losses)$25,000402
Applicable income taxes$03,436
Income before extraordinary items$3,452,0001,409
Extraordinary gains, net$051
Net income$3,452,0001,425
Minority interest net income$081
Net income of bank and minority interests.$3,452,0001,409
Net charge-offs$62,0001,093
Cash dividends$3,150,000611
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,427,0001,425
2023-03-31 (YTD Data)Rank
Total interest income$6,160,0001,543
Total interest expense$1,306,0001,558
Net interest income$4,854,0001,509
Provision for loan and lease losses$02,612
Total noninterest income$815,0001,469
Gross Fiduciary activities income$0913
Service charges on deposit accounts$471,000583
Trading account gains and feesNANA
Additional Noninterest Income$344,0001,880
Total noninterest expense$3,392,0001,660
Salaries and employee benefits$2,111,0001,561
Premises and equipment expense$312,0001,789
Additional noninterest expense$344,0001,880
Pre-tax net operating income$2,277,0001,319
Securities gains (losses)$16,000479
Applicable income taxes$03,388
Income before extraordinary items$2,293,0001,150
Extraordinary gains, net$04
Net income$2,293,0001,149
Minority interest net income$048
Net income of bank and minority interests.$2,293,0001,149
Net charge-offs$6,0001,532
Cash dividends$1,950,000505
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,277,0001,172
2022-12-31 (YTD Data)Rank
Total interest income$19,671,0001,600
Total interest expense$2,019,0001,587
Net interest income$17,652,0001,588
Provision for loan and lease losses$03,012
Total noninterest income$3,338,0001,531
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,841,000619
Trading account gains and feesNANA
Additional Noninterest Income$1,497,0001,902
Total noninterest expense$12,836,0001,688
Salaries and employee benefits$7,381,0001,675
Premises and equipment expense$1,213,0001,799
Additional noninterest expense$1,497,0001,902
Pre-tax net operating income$8,154,0001,463
Securities gains (losses)$-12,0003,474
Applicable income taxes$03,596
Income before extraordinary items$8,142,0001,294
Extraordinary gains, net$05
Net income$8,142,0001,294
Minority interest net income$063
Net income of bank and minority interests.$8,142,0001,294
Net charge-offs$392,000683
Cash dividends$7,450,000580
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,154,0001,312
2022-09-30 (YTD Data)Rank
Total interest income$14,151,0001,597
Total interest expense$1,168,0001,588
Net interest income$12,983,0001,592
Provision for loan and lease losses$02,835
Total noninterest income$2,515,0001,548
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,368,000625
Trading account gains and feesNANA
Additional Noninterest Income$1,147,0001,906
Total noninterest expense$9,386,0001,721
Salaries and employee benefits$5,394,0001,705
Premises and equipment expense$878,0001,858
Additional noninterest expense$1,147,0001,906
Pre-tax net operating income$6,112,0001,467
Securities gains (losses)$-20,0003,940
Applicable income taxes$03,603
Income before extraordinary items$6,092,0001,273
Extraordinary gains, net$04
Net income$6,092,0001,271
Minority interest net income$057
Net income of bank and minority interests.$6,092,0001,273
Net charge-offs$351,000530
Cash dividends$5,550,000543
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,112,0001,295
2022-06-30 (YTD Data)Rank
Total interest income$8,762,0001,655
Total interest expense$666,0001,581
Net interest income$8,096,0001,650
Provision for loan and lease losses$02,599
Total noninterest income$1,708,0001,520
Gross Fiduciary activities income$0925
Service charges on deposit accounts$899,000630
Trading account gains and feesNANA
Additional Noninterest Income$809,0001,893
Total noninterest expense$6,209,0001,709
Salaries and employee benefits$3,638,0001,676
Premises and equipment expense$585,0001,854
Additional noninterest expense$1,986,0001,610
Pre-tax net operating income$3,595,0001,520
Securities gains (losses)$-21,0004,100
Applicable income taxes$03,564
Income before extraordinary items$3,574,0001,333
Extraordinary gains, net$04
Net income$3,574,0001,332
Minority interest net income$060
Net income of bank and minority interests.$3,574,0001,333
Net charge-offs$54,000930
Cash dividends$3,800,000516
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,595,0001,354
2022-03-31 (YTD Data)Rank
Total interest income$4,099,0001,699
Total interest expense$333,0001,531
Net interest income$3,766,0001,697
Provision for loan and lease losses$02,285
Total noninterest income$757,0001,638
Gross Fiduciary activities income$0892
Service charges on deposit accounts$447,000622
Trading account gains and feesNANA
Additional Noninterest Income$310,0002,147
Total noninterest expense$2,998,0001,753
Salaries and employee benefits$1,804,0001,691
Premises and equipment expense$281,0001,930
Additional noninterest expense$913,0001,697
Pre-tax net operating income$1,525,0001,620
Securities gains (losses)$-11,0004,268
Applicable income taxes$03,450
Income before extraordinary items$1,514,0001,448
Extraordinary gains, net$04
Net income$1,514,0001,448
Minority interest net income$050
Net income of bank and minority interests.$1,514,0001,448
Net charge-offs$6,0001,321
Cash dividends$3,200,000341
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,525,0001,452
2021-12-31 (YTD Data)Rank
Total interest income$17,022,0001,690
Total interest expense$1,903,0001,380
Net interest income$15,119,0001,713
Provision for loan and lease losses$03,064
Total noninterest income$4,866,0001,338
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,591,000647
Trading account gains and feesNANA
Additional Noninterest Income$3,275,0001,409
Total noninterest expense$10,455,0001,924
Salaries and employee benefits$6,085,0001,910
Premises and equipment expense$1,079,0001,944
Additional noninterest expense$3,291,0001,853
Pre-tax net operating income$9,530,0001,318
Securities gains (losses)$41,0001,219
Applicable income taxes$03,710
Income before extraordinary items$9,571,0001,180
Extraordinary gains, net$010
Net income$9,571,0001,181
Minority interest net income$074
Net income of bank and minority interests.$9,571,0001,180
Net charge-offs$135,0001,199
Cash dividends$3,600,0001,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,530,0001,169
2021-09-30 (YTD Data)Rank
Total interest income$13,043,0001,686
Total interest expense$1,514,0001,387
Net interest income$11,529,0001,716
Provision for loan and lease losses$02,963
Total noninterest income$4,006,0001,287
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,156,000664
Trading account gains and feesNANA
Additional Noninterest Income$2,850,0001,338
Total noninterest expense$7,635,0001,961
Salaries and employee benefits$4,433,0001,958
Premises and equipment expense$852,0001,918
Additional noninterest expense$2,350,0001,913
Pre-tax net operating income$7,900,0001,281
Securities gains (losses)$29,0001,270
Applicable income taxes$03,719
Income before extraordinary items$7,929,0001,141
Extraordinary gains, net$08
Net income$7,929,0001,142
Minority interest net income$069
Net income of bank and minority interests.$7,929,0001,142
Net charge-offs$95,0001,098
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,900,0001,129
2021-06-30 (YTD Data)Rank
Total interest income$8,969,0001,638
Total interest expense$1,051,0001,405
Net interest income$7,918,0001,664
Provision for loan and lease losses$02,862
Total noninterest income$1,273,0001,979
Gross Fiduciary activities income$0951
Service charges on deposit accounts$718,000680
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,529
Total noninterest expense$5,125,0001,942
Salaries and employee benefits$3,028,0001,913
Premises and equipment expense$561,0001,922
Additional noninterest expense$1,536,0001,930
Pre-tax net operating income$4,066,0001,504
Securities gains (losses)$21,0001,163
Applicable income taxes$03,702
Income before extraordinary items$4,087,0001,374
Extraordinary gains, net$06
Net income$4,087,0001,374
Minority interest net income$067
Net income of bank and minority interests.$4,087,0001,374
Net charge-offs$61,0001,095
Cash dividends$2,350,000749
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,066,0001,352
2021-03-31 (YTD Data)Rank
Total interest income$4,148,0001,757
Total interest expense$533,0001,447
Net interest income$3,615,0001,777
Provision for loan and lease losses$02,741
Total noninterest income$675,0001,920
Gross Fiduciary activities income$0922
Service charges on deposit accounts$371,000652
Trading account gains and feesNANA
Additional Noninterest Income$304,0002,440
Total noninterest expense$2,601,0001,908
Salaries and employee benefits$1,585,0001,833
Premises and equipment expense$270,0001,974
Additional noninterest expense$746,0001,936
Pre-tax net operating income$1,689,0001,714
Securities gains (losses)$21,000866
Applicable income taxes$03,613
Income before extraordinary items$1,710,0001,568
Extraordinary gains, net$03
Net income$1,710,0001,568
Minority interest net income$055
Net income of bank and minority interests.$1,710,0001,568
Net charge-offs$1,0001,805
Cash dividends$1,800,000503
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,689,0001,536
2020-12-31 (YTD Data)Rank
Total interest income$16,306,0001,765
Total interest expense$2,501,0001,703
Net interest income$13,805,0001,767
Provision for loan and lease losses$300,0002,662
Total noninterest income$2,625,0001,850
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,530,000651
Trading account gains and feesNANA
Additional Noninterest Income$1,095,0002,392
Total noninterest expense$10,195,0001,936
Salaries and employee benefits$6,304,0001,831
Premises and equipment expense$1,121,0001,884
Additional noninterest expense$2,770,0002,052
Pre-tax net operating income$5,935,0001,571
Securities gains (losses)$105,0001,357
Applicable income taxes$03,697
Income before extraordinary items$6,040,0001,416
Extraordinary gains, net$04
Net income$6,040,0001,416
Minority interest net income$072
Net income of bank and minority interests.$6,040,0001,417
Net charge-offs$130,0001,820
Cash dividends$2,850,0001,176
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,935,0001,395
2020-09-30 (YTD Data)Rank
Total interest income$12,438,0001,753
Total interest expense$1,922,0001,747
Net interest income$10,516,0001,737
Provision for loan and lease losses$04,239
Total noninterest income$1,756,0001,921
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,102,000672
Trading account gains and feesNANA
Additional Noninterest Income$654,0002,577
Total noninterest expense$7,411,0001,953
Salaries and employee benefits$4,493,0001,882
Premises and equipment expense$877,0001,827
Additional noninterest expense$2,041,0002,045
Pre-tax net operating income$4,861,0001,431
Securities gains (losses)$100,0001,217
Applicable income taxes$03,696
Income before extraordinary items$4,961,0001,280
Extraordinary gains, net$04
Net income$4,961,0001,280
Minority interest net income$065
Net income of bank and minority interests.$4,961,0001,280
Net charge-offs$66,0001,901
Cash dividends$2,450,000946
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,861,0001,266
2020-06-30 (YTD Data)Rank
Total interest income$8,346,0001,762
Total interest expense$1,305,0001,822
Net interest income$7,041,0001,732
Provision for loan and lease losses$04,134
Total noninterest income$1,151,0001,881
Gross Fiduciary activities income$0970
Service charges on deposit accounts$741,000673
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,592
Total noninterest expense$5,038,0001,920
Salaries and employee benefits$3,028,0001,859
Premises and equipment expense$587,0001,816
Additional noninterest expense$1,423,0001,969
Pre-tax net operating income$3,154,0001,388
Securities gains (losses)$100,000984
Applicable income taxes$03,655
Income before extraordinary items$3,254,0001,226
Extraordinary gains, net$04
Net income$3,254,0001,226
Minority interest net income$065
Net income of bank and minority interests.$3,254,0001,226
Net charge-offs$54,0001,691
Cash dividends$1,850,000858
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,154,0001,221
2020-03-31 (YTD Data)Rank
Total interest income$3,843,0001,875
Total interest expense$662,0001,915
Net interest income$3,181,0001,832
Provision for loan and lease losses$03,711
Total noninterest income$639,0001,688
Gross Fiduciary activities income$0941
Service charges on deposit accounts$446,000678
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,478
Total noninterest expense$2,592,0001,894
Salaries and employee benefits$1,537,0001,850
Premises and equipment expense$295,0001,832
Additional noninterest expense$760,0001,896
Pre-tax net operating income$1,228,0001,555
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,228,0001,400
Extraordinary gains, net$04
Net income$1,228,0001,398
Minority interest net income$056
Net income of bank and minority interests.$1,228,0001,400
Net charge-offs$43,0001,266
Cash dividends$1,250,000702
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,228,0001,378
2019-12-31 (YTD Data)Rank
Total interest income$15,376,0001,880
Total interest expense$2,508,0002,041
Net interest income$12,868,0001,832
Provision for loan and lease losses$210,0002,300
Total noninterest income$2,867,0001,618
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,791,000701
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0002,165
Total noninterest expense$10,145,0001,902
Salaries and employee benefits$5,668,0001,935
Premises and equipment expense$1,138,0001,858
Additional noninterest expense$3,339,0001,745
Pre-tax net operating income$5,380,0001,672
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,380,0001,512
Extraordinary gains, net$011
Net income$5,380,0001,513
Minority interest net income$076
Net income of bank and minority interests.$5,380,0001,514
Net charge-offs$-196,0004,991
Cash dividends$3,465,0001,084
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,380,0001,482
2019-09-30 (YTD Data)Rank
Total interest income$11,628,0001,896
Total interest expense$1,875,0002,058
Net interest income$9,753,0001,832
Provision for loan and lease losses$210,0001,919
Total noninterest income$1,968,0001,693
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,327,000702
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,422
Total noninterest expense$7,567,0001,922
Salaries and employee benefits$4,223,0001,943
Premises and equipment expense$884,0001,836
Additional noninterest expense$2,460,0001,779
Pre-tax net operating income$3,944,0001,744
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,944,0001,566
Extraordinary gains, net$011
Net income$3,944,0001,568
Minority interest net income$072
Net income of bank and minority interests.$3,944,0001,568
Net charge-offs$-224,0005,091
Cash dividends$2,815,000922
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,944,0001,539
2019-06-30 (YTD Data)Rank
Total interest income$7,445,0001,946
Total interest expense$1,138,0002,153
Net interest income$6,307,0001,885
Provision for loan and lease losses$180,0001,640
Total noninterest income$1,289,0001,677
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$852,000720
Trading account gains and feesNANA
Additional Noninterest Income$437,0002,356
Total noninterest expense$5,240,0001,862
Salaries and employee benefits$2,832,0001,934
Premises and equipment expense$598,0001,823
Additional noninterest expense$1,810,0001,643
Pre-tax net operating income$2,176,0001,995
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,176,0001,790
Extraordinary gains, net$011
Net income$2,176,0001,789
Minority interest net income$069
Net income of bank and minority interests.$2,176,0001,790
Net charge-offs$-96,0005,050
Cash dividends$2,215,000806
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,176,0001,762
2019-03-31 (YTD Data)Rank
Total interest income$3,615,0001,997
Total interest expense$518,0002,253
Net interest income$3,097,0001,915
Provision for loan and lease losses$90,0001,533
Total noninterest income$630,0001,674
Gross Fiduciary activities income$0972
Service charges on deposit accounts$410,000730
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,291
Total noninterest expense$2,560,0001,906
Salaries and employee benefits$1,443,0001,926
Premises and equipment expense$312,0001,786
Additional noninterest expense$805,0001,810
Pre-tax net operating income$1,077,0001,960
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,077,0001,763
Extraordinary gains, net$05
Net income$1,077,0001,761
Minority interest net income$052
Net income of bank and minority interests.$1,077,0001,762
Net charge-offs$1,0002,582
Cash dividends$1,665,000583
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,077,0001,743
2018-12-31 (YTD Data)Rank
Total interest income$13,699,0001,994
Total interest expense$1,575,0002,271
Net interest income$12,124,0001,932
Provision for loan and lease losses$600,0001,277
Total noninterest income$2,854,0001,603
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,541,000799
Trading account gains and feesNANA
Additional Noninterest Income$1,313,0001,940
Total noninterest expense$9,403,0001,998
Salaries and employee benefits$5,152,0002,044
Premises and equipment expense$1,156,0001,857
Additional noninterest expense$3,095,0001,865
Pre-tax net operating income$4,975,0001,789
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,975,0001,591
Extraordinary gains, net$06
Net income$4,975,0001,590
Minority interest net income$072
Net income of bank and minority interests.$4,975,0001,590
Net charge-offs$418,0001,077
Cash dividends$3,450,000982
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,975,0001,582
2018-09-30 (YTD Data)Rank
Total interest income$10,295,0001,977
Total interest expense$1,109,0002,289
Net interest income$9,186,0001,916
Provision for loan and lease losses$225,0001,851
Total noninterest income$1,974,0001,703
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,123,000817
Trading account gains and feesNANA
Additional Noninterest Income$851,0002,132
Total noninterest expense$7,017,0002,008
Salaries and employee benefits$3,884,0002,038
Premises and equipment expense$840,0001,900
Additional noninterest expense$2,293,0001,887
Pre-tax net operating income$3,918,0001,735
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,918,0001,548
Extraordinary gains, net$05
Net income$3,918,0001,547
Minority interest net income$066
Net income of bank and minority interests.$3,918,0001,547
Net charge-offs$28,0002,530
Cash dividends$2,800,000823
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,918,0001,533
2018-06-30 (YTD Data)Rank
Total interest income$6,674,0002,015
Total interest expense$677,0002,343
Net interest income$5,997,0001,955
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,125,0001,873
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$690,000877
Trading account gains and feesNANA
Additional Noninterest Income$435,0002,418
Total noninterest expense$4,590,0002,048
Salaries and employee benefits$2,605,0002,043
Premises and equipment expense$540,0001,968
Additional noninterest expense$1,445,0001,982
Pre-tax net operating income$2,382,0001,844
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,382,0001,643
Extraordinary gains, net$06
Net income$2,382,0001,643
Minority interest net income$065
Net income of bank and minority interests.$2,382,0001,642
Net charge-offs$-3,0004,144
Cash dividends$2,150,000712
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,382,0001,625
2018-03-31 (YTD Data)Rank
Total interest income$3,239,0002,055
Total interest expense$308,0002,419
Net interest income$2,931,0001,984
Provision for loan and lease losses$75,0001,680
Total noninterest income$548,0001,874
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$331,000913
Trading account gains and feesNANA
Additional Noninterest Income$217,0002,379
Total noninterest expense$2,291,0002,066
Salaries and employee benefits$1,312,0002,052
Premises and equipment expense$268,0002,015
Additional noninterest expense$711,0002,011
Pre-tax net operating income$1,113,0001,893
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,113,0001,684
Extraordinary gains, net$07
Net income$1,113,0001,684
Minority interest net income$052
Net income of bank and minority interests.$1,113,0001,684
Net charge-offs$-8,0004,650
Cash dividends$1,650,000494
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,113,0001,669
2017-12-31 (YTD Data)Rank
Total interest income$12,868,0001,998
Total interest expense$1,114,0002,369
Net interest income$11,754,0001,949
Provision for loan and lease losses$516,0001,423
Total noninterest income$2,268,0001,881
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,240,000980
Trading account gains and fees$0151
Additional Noninterest Income$1,028,0002,257
Total noninterest expense$8,807,0002,114
Salaries and employee benefits$4,977,0002,093
Premises and equipment expense$1,118,0001,951
Additional noninterest expense$2,712,0002,116
Pre-tax net operating income$4,699,0001,799
Securities gains (losses)$13,0001,489
Applicable income taxes$04,135
Income before extraordinary items$4,712,0001,405
Extraordinary gains, net$09
Net income$4,712,0001,404
Minority interest net income$076
Net income of bank and minority interests.$4,712,0001,405
Net charge-offs$330,0001,396
Cash dividends$3,268,000963
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,699,0001,396
2017-09-30 (YTD Data)Rank
Total interest income$9,608,0002,007
Total interest expense$830,0002,349
Net interest income$8,778,0001,961
Provision for loan and lease losses$302,0001,607
Total noninterest income$1,495,0002,058
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$922,000990
Trading account gains and fees$0145
Additional Noninterest Income$573,0002,646
Total noninterest expense$6,530,0002,139
Salaries and employee benefits$3,722,0002,111
Premises and equipment expense$854,0001,929
Additional noninterest expense$1,954,0002,173
Pre-tax net operating income$3,441,0001,860
Securities gains (losses)$13,0001,503
Applicable income taxes$04,172
Income before extraordinary items$3,454,0001,534
Extraordinary gains, net$09
Net income$3,454,0001,533
Minority interest net income$071
Net income of bank and minority interests.$3,454,0001,534
Net charge-offs$140,0001,669
Cash dividends$2,618,000852
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,441,0001,522
2017-06-30 (YTD Data)Rank
Total interest income$6,182,0002,064
Total interest expense$512,0002,442
Net interest income$5,670,0002,000
Provision for loan and lease losses$245,0001,400
Total noninterest income$987,0002,068
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$599,0001,003
Trading account gains and fees$0139
Additional Noninterest Income$388,0002,619
Total noninterest expense$4,363,0002,143
Salaries and employee benefits$2,439,0002,148
Premises and equipment expense$572,0001,926
Additional noninterest expense$1,352,0002,097
Pre-tax net operating income$2,049,0001,988
Securities gains (losses)$13,0001,152
Applicable income taxes$04,189
Income before extraordinary items$2,062,0001,665
Extraordinary gains, net$011
Net income$2,062,0001,664
Minority interest net income$071
Net income of bank and minority interests.$2,062,0001,665
Net charge-offs$127,0001,345
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,049,0001,657
2017-03-31 (YTD Data)Rank
Total interest income$2,971,0002,132
Total interest expense$249,0002,467
Net interest income$2,722,0002,058
Provision for loan and lease losses$57,0001,998
Total noninterest income$485,0002,088
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$288,0001,035
Trading account gains and fees$0142
Additional Noninterest Income$197,0002,597
Total noninterest expense$2,129,0002,206
Salaries and employee benefits$1,217,0002,178
Premises and equipment expense$282,0001,966
Additional noninterest expense$630,0002,225
Pre-tax net operating income$1,021,0001,935
Securities gains (losses)$13,000600
Applicable income taxes$04,086
Income before extraordinary items$1,034,0001,627
Extraordinary gains, net$08
Net income$1,034,0001,627
Minority interest net income$055
Net income of bank and minority interests.$1,034,0001,627
Net charge-offs$-4,0004,579
Cash dividends$1,400,000547
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,021,0001,630
2016-12-31 (YTD Data)Rank
Total interest income$12,016,0002,078
Total interest expense$962,0002,489
Net interest income$11,054,0002,003
Provision for loan and lease losses$305,0001,972
Total noninterest income$1,873,0002,202
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,156,0001,061
Trading account gains and fees$0170
Additional Noninterest Income$717,0002,800
Total noninterest expense$8,432,0002,196
Salaries and employee benefits$4,874,0002,132
Premises and equipment expense$1,102,0001,992
Additional noninterest expense$2,456,0002,346
Pre-tax net operating income$4,190,0001,875
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$4,190,0001,588
Extraordinary gains, net$05
Net income$4,190,0001,586
Minority interest net income$082
Net income of bank and minority interests.$4,190,0001,587
Net charge-offs$164,0002,144
Cash dividends$2,890,0001,059
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,190,0001,562
2016-09-30 (YTD Data)Rank
Total interest income$9,029,0002,072
Total interest expense$723,0002,479
Net interest income$8,306,0002,002
Provision for loan and lease losses$135,0002,451
Total noninterest income$1,391,0002,219
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$872,0001,054
Trading account gains and fees$0169
Additional Noninterest Income$519,0002,853
Total noninterest expense$6,381,0002,182
Salaries and employee benefits$3,675,0002,114
Premises and equipment expense$836,0001,979
Additional noninterest expense$1,870,0002,312
Pre-tax net operating income$3,181,0001,872
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,181,0001,599
Extraordinary gains, net$05
Net income$3,181,0001,599
Minority interest net income$071
Net income of bank and minority interests.$3,181,0001,599
Net charge-offs$11,0003,389
Cash dividends$2,240,000938
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,181,0001,560
2016-06-30 (YTD Data)Rank
Total interest income$5,795,0002,136
Total interest expense$469,0002,538
Net interest income$5,326,0002,077
Provision for loan and lease losses$90,0002,392
Total noninterest income$905,0002,224
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$566,0001,068
Trading account gains and fees$0157
Additional Noninterest Income$339,0002,868
Total noninterest expense$4,220,0002,202
Salaries and employee benefits$2,441,0002,132
Premises and equipment expense$553,0001,985
Additional noninterest expense$1,226,0002,352
Pre-tax net operating income$1,921,0002,004
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,921,0001,725
Extraordinary gains, net$016
Net income$1,921,0001,726
Minority interest net income$071
Net income of bank and minority interests.$1,921,0001,726
Net charge-offs$9,0003,132
Cash dividends$1,640,000897
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,921,0001,672
2016-03-31 (YTD Data)Rank
Total interest income$2,836,0002,175
Total interest expense$234,0002,548
Net interest income$2,602,0002,111
Provision for loan and lease losses$45,0002,237
Total noninterest income$458,0002,184
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$281,0001,058
Trading account gains and fees$0142
Additional Noninterest Income$177,0002,785
Total noninterest expense$2,161,0002,181
Salaries and employee benefits$1,274,0002,073
Premises and equipment expense$272,0002,024
Additional noninterest expense$615,0002,338
Pre-tax net operating income$854,0002,169
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$854,0001,880
Extraordinary gains, net$012
Net income$854,0001,882
Minority interest net income$062
Net income of bank and minority interests.$854,0001,881
Net charge-offs$-4,0004,749
Cash dividends$1,040,000708
Sale, conversion, retirement of capital stock, net$0659
Net operating income$854,0001,838
2015-12-31 (YTD Data)Rank
Total interest income$11,294,0002,134
Total interest expense$943,0002,519
Net interest income$10,351,0002,064
Provision for loan and lease losses$270,0002,021
Total noninterest income$2,073,0002,069
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,145,0001,086
Trading account gains and fees$0159
Additional Noninterest Income$928,0002,483
Total noninterest expense$8,267,0002,229
Salaries and employee benefits$4,823,0002,114
Premises and equipment expense$1,047,0002,103
Additional noninterest expense$2,397,0002,425
Pre-tax net operating income$3,887,0001,908
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,887,0001,636
Extraordinary gains, net$023
Net income$3,887,0001,638
Minority interest net income$081
Net income of bank and minority interests.$3,887,0001,638
Net charge-offs$190,0002,029
Cash dividends$2,650,0001,089
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,887,0001,604
2015-09-30 (YTD Data)Rank
Total interest income$8,468,0002,150
Total interest expense$707,0002,552
Net interest income$7,761,0002,083
Provision for loan and lease losses$180,0002,044
Total noninterest income$1,346,0002,264
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$858,0001,098
Trading account gains and fees$0153
Additional Noninterest Income$488,0002,949
Total noninterest expense$6,107,0002,259
Salaries and employee benefits$3,587,0002,138
Premises and equipment expense$780,0002,147
Additional noninterest expense$1,740,0002,486
Pre-tax net operating income$2,820,0002,006
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,820,0001,717
Extraordinary gains, net$021
Net income$2,820,0001,720
Minority interest net income$078
Net income of bank and minority interests.$2,820,0001,720
Net charge-offs$136,0001,889
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,820,0001,674
2015-06-30 (YTD Data)Rank
Total interest income$5,420,0002,230
Total interest expense$464,0002,597
Net interest income$4,956,0002,163
Provision for loan and lease losses$150,0001,756
Total noninterest income$873,0002,304
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$554,0001,107
Trading account gains and fees$0157
Additional Noninterest Income$319,0002,991
Total noninterest expense$4,061,0002,267
Salaries and employee benefits$2,413,0002,138
Premises and equipment expense$510,0002,188
Additional noninterest expense$1,138,0002,540
Pre-tax net operating income$1,618,0002,210
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,618,0001,916
Extraordinary gains, net$022
Net income$1,618,0001,918
Minority interest net income$075
Net income of bank and minority interests.$1,618,0001,918
Net charge-offs$122,0001,552
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,618,0001,875
2015-03-31 (YTD Data)Rank
Total interest income$2,588,0002,313
Total interest expense$229,0002,641
Net interest income$2,359,0002,260
Provision for loan and lease losses$150,0001,060
Total noninterest income$434,0002,296
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$269,0001,122
Trading account gains and fees$0152
Additional Noninterest Income$165,0002,889
Total noninterest expense$2,034,0002,276
Salaries and employee benefits$1,234,0002,105
Premises and equipment expense$244,0002,288
Additional noninterest expense$556,0002,577
Pre-tax net operating income$609,0002,654
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$609,0002,368
Extraordinary gains, net$013
Net income$609,0002,371
Minority interest net income$064
Net income of bank and minority interests.$609,0002,370
Net charge-offs$116,0001,009
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$0697
Net operating income$609,0002,298
2014-12-31 (YTD Data)Rank
Total interest income$10,713,0002,253
Total interest expense$940,0002,686
Net interest income$9,773,0002,177
Provision for loan and lease losses$100,0003,178
Total noninterest income$1,828,0002,244
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,176,0001,123
Trading account gains and fees$0180
Additional Noninterest Income$652,0002,928
Total noninterest expense$7,884,0002,342
Salaries and employee benefits$4,608,0002,205
Premises and equipment expense$997,0002,243
Additional noninterest expense$2,279,0002,596
Pre-tax net operating income$3,617,0001,972
Securities gains (losses)$171,000887
Applicable income taxes$04,531
Income before extraordinary items$3,788,0001,663
Extraordinary gains, net$017
Net income$3,788,0001,663
Minority interest net income$084
Net income of bank and minority interests.$3,788,0001,662
Net charge-offs$32,0004,070
Cash dividends$2,600,0001,048
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,617,0001,684
2014-09-30 (YTD Data)Rank
Total interest income$8,092,0002,243
Total interest expense$721,0002,679
Net interest income$7,371,0002,176
Provision for loan and lease losses$100,0002,760
Total noninterest income$1,355,0002,259
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$878,0001,140
Trading account gains and fees$0174
Additional Noninterest Income$477,0002,971
Total noninterest expense$5,880,0002,360
Salaries and employee benefits$3,404,0002,241
Premises and equipment expense$763,0002,230
Additional noninterest expense$1,713,0002,598
Pre-tax net operating income$2,746,0001,991
Securities gains (losses)$171,000706
Applicable income taxes$04,583
Income before extraordinary items$2,917,0001,621
Extraordinary gains, net$015
Net income$2,917,0001,621
Minority interest net income$081
Net income of bank and minority interests.$2,917,0001,621
Net charge-offs$13,0004,044
Cash dividends$2,050,000904
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,746,0001,671
2014-06-30 (YTD Data)Rank
Total interest income$5,232,0002,304
Total interest expense$501,0002,628
Net interest income$4,731,0002,248
Provision for loan and lease losses$100,0002,327
Total noninterest income$871,0002,291
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$573,0001,137
Trading account gains and fees$0172
Additional Noninterest Income$298,0003,052
Total noninterest expense$3,896,0002,379
Salaries and employee benefits$2,263,0002,247
Premises and equipment expense$500,0002,274
Additional noninterest expense$1,133,0002,610
Pre-tax net operating income$1,606,0002,160
Securities gains (losses)$171,000537
Applicable income taxes$04,568
Income before extraordinary items$1,777,0001,699
Extraordinary gains, net$020
Net income$1,777,0001,702
Minority interest net income$080
Net income of bank and minority interests.$1,777,0001,701
Net charge-offs$3,0004,063
Cash dividends$1,350,000908
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,606,0001,818
2014-03-31 (YTD Data)Rank
Total interest income$2,524,0002,384
Total interest expense$265,0002,560
Net interest income$2,259,0002,325
Provision for loan and lease losses$03,817
Total noninterest income$423,0002,284
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$275,0001,165
Trading account gains and fees$0147
Additional Noninterest Income$148,0002,988
Total noninterest expense$1,917,0002,436
Salaries and employee benefits$1,132,0002,255
Premises and equipment expense$248,0002,330
Additional noninterest expense$537,0002,726
Pre-tax net operating income$765,0002,173
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$765,0001,880
Extraordinary gains, net$016
Net income$765,0001,884
Minority interest net income$066
Net income of bank and minority interests.$765,0001,883
Net charge-offs$-2,0005,011
Cash dividends$775,000755
Sale, conversion, retirement of capital stock, net$0747
Net operating income$765,0001,841
2013-12-31 (YTD Data)Rank
Total interest income$10,241,0002,377
Total interest expense$1,173,0002,611
Net interest income$9,068,0002,323
Provision for loan and lease losses$50,0004,250
Total noninterest income$1,710,0002,383
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,125,0001,209
Trading account gains and fees$0184
Additional Noninterest Income$585,0003,154
Total noninterest expense$7,121,0002,594
Salaries and employee benefits$4,104,0002,421
Premises and equipment expense$959,0002,323
Additional noninterest expense$2,058,0002,902
Pre-tax net operating income$3,607,0001,857
Securities gains (losses)$1,0003,056
Applicable income taxes$04,631
Income before extraordinary items$3,608,0001,642
Extraordinary gains, net$029
Net income$3,608,0001,645
Minority interest net income$090
Net income of bank and minority interests.$3,608,0001,646
Net charge-offs$40,0004,505
Cash dividends$2,655,000952
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,607,0001,603
2013-09-30 (YTD Data)Rank
Total interest income$7,723,0002,364
Total interest expense$902,0002,633
Net interest income$6,821,0002,311
Provision for loan and lease losses$04,941
Total noninterest income$1,262,0002,447
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$841,0001,218
Trading account gains and fees$0180
Additional Noninterest Income$421,0003,276
Total noninterest expense$5,252,0002,631
Salaries and employee benefits$3,049,0002,457
Premises and equipment expense$705,0002,399
Additional noninterest expense$1,498,0002,983
Pre-tax net operating income$2,831,0001,831
Securities gains (losses)$1,0002,916
Applicable income taxes$04,713
Income before extraordinary items$2,832,0001,587
Extraordinary gains, net$025
Net income$2,832,0001,590
Minority interest net income$084
Net income of bank and minority interests.$2,832,0001,591
Net charge-offs$17,0004,487
Cash dividends$2,005,000864
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,831,0001,547
2013-06-30 (YTD Data)Rank
Total interest income$5,028,0002,423
Total interest expense$622,0002,624
Net interest income$4,406,0002,377
Provision for loan and lease losses$04,788
Total noninterest income$831,0002,496
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$544,0001,236
Trading account gains and fees$0157
Additional Noninterest Income$287,0003,265
Total noninterest expense$3,450,0002,666
Salaries and employee benefits$2,030,0002,469
Premises and equipment expense$454,0002,470
Additional noninterest expense$966,0003,045
Pre-tax net operating income$1,787,0001,903
Securities gains (losses)$1,0002,688
Applicable income taxes$04,679
Income before extraordinary items$1,788,0001,676
Extraordinary gains, net$022
Net income$1,788,0001,680
Minority interest net income$082
Net income of bank and minority interests.$1,788,0001,681
Net charge-offs$12,0004,240
Cash dividends$1,455,000814
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,787,0001,605
2013-03-31 (YTD Data)Rank
Total interest income$2,457,0002,485
Total interest expense$327,0002,592
Net interest income$2,130,0002,465
Provision for loan and lease losses$04,409
Total noninterest income$412,0002,510
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$264,0001,261
Trading account gains and fees$0148
Additional Noninterest Income$148,0003,191
Total noninterest expense$1,713,0002,717
Salaries and employee benefits$1,024,0002,467
Premises and equipment expense$219,0002,584
Additional noninterest expense$470,0003,122
Pre-tax net operating income$829,0001,989
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$829,0001,713
Extraordinary gains, net$010
Net income$829,0001,714
Minority interest net income$076
Net income of bank and minority interests.$829,0001,715
Net charge-offs$16,0003,214
Cash dividends$855,000632
Sale, conversion, retirement of capital stock, net$0789
Net operating income$829,0001,660
2012-12-31 (YTD Data)Rank
Total interest income$10,412,0002,475
Total interest expense$1,588,0002,601
Net interest income$8,824,0002,433
Provision for loan and lease losses$162,0004,200
Total noninterest income$1,567,0002,543
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,025,0001,391
Trading account gains and fees$0166
Additional Noninterest Income$542,0003,237
Total noninterest expense$6,734,0002,760
Salaries and employee benefits$4,023,0002,431
Premises and equipment expense$878,0002,543
Additional noninterest expense$1,833,0003,301
Pre-tax net operating income$3,495,0001,822
Securities gains (losses)$5,0003,522
Applicable income taxes$04,751
Income before extraordinary items$3,500,0001,633
Extraordinary gains, net$029
Net income$3,500,0001,634
Minority interest net income$093
Net income of bank and minority interests.$3,500,0001,634
Net charge-offs$23,0005,333
Cash dividends$2,610,000975
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,495,0001,544
2012-09-30 (YTD Data)Rank
Total interest income$7,943,0002,482
Total interest expense$1,231,0002,631
Net interest income$6,712,0002,444
Provision for loan and lease losses$162,0003,784
Total noninterest income$1,149,0002,578
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$753,0001,424
Trading account gains and fees$0157
Additional Noninterest Income$396,0003,282
Total noninterest expense$5,058,0002,759
Salaries and employee benefits$3,022,0002,440
Premises and equipment expense$668,0002,530
Additional noninterest expense$1,368,0003,342
Pre-tax net operating income$2,641,0001,879
Securities gains (losses)$5,0003,269
Applicable income taxes$04,802
Income before extraordinary items$2,646,0001,663
Extraordinary gains, net$020
Net income$2,646,0001,662
Minority interest net income$086
Net income of bank and minority interests.$2,646,0001,664
Net charge-offs$3,0005,588
Cash dividends$1,960,000805
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,641,0001,570
2012-06-30 (YTD Data)Rank
Total interest income$5,207,0002,530
Total interest expense$854,0002,635
Net interest income$4,353,0002,503
Provision for loan and lease losses$72,0004,220
Total noninterest income$761,0002,559
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$493,0001,437
Trading account gains and fees$0153
Additional Noninterest Income$268,0003,230
Total noninterest expense$3,364,0002,772
Salaries and employee benefits$2,028,0002,427
Premises and equipment expense$430,0002,613
Additional noninterest expense$906,0003,371
Pre-tax net operating income$1,678,0001,952
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,678,0001,723
Extraordinary gains, net$019
Net income$1,678,0001,721
Minority interest net income$084
Net income of bank and minority interests.$1,678,0001,723
Net charge-offs$05,507
Cash dividends$1,350,000757
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,678,0001,640
2012-03-31 (YTD Data)Rank
Total interest income$2,497,0002,661
Total interest expense$442,0002,651
Net interest income$2,055,0002,657
Provision for loan and lease losses$05,254
Total noninterest income$376,0002,578
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$238,0001,467
Trading account gains and fees$0148
Additional Noninterest Income$138,0003,187
Total noninterest expense$1,683,0002,767
Salaries and employee benefits$1,042,0002,385
Premises and equipment expense$200,0002,792
Additional noninterest expense$441,0003,413
Pre-tax net operating income$748,0002,131
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$748,0001,902
Extraordinary gains, net$019
Net income$748,0001,903
Minority interest net income$078
Net income of bank and minority interests.$748,0001,904
Net charge-offs$-2,0006,038
Cash dividends$800,000568
Sale, conversion, retirement of capital stock, net$0861
Net operating income$748,0001,800
2011-12-31 (YTD Data)Rank
Total interest income$10,436,0002,666
Total interest expense$1,976,0002,804
Net interest income$8,460,0002,588
Provision for loan and lease losses$100,0005,330
Total noninterest income$1,611,0002,343
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,046,0001,421
Trading account gains and fees$0146
Additional Noninterest Income$565,0002,949
Total noninterest expense$6,612,0002,799
Salaries and employee benefits$3,972,0002,420
Premises and equipment expense$811,0002,891
Additional noninterest expense$1,829,0003,371
Pre-tax net operating income$3,359,0001,658
Securities gains (losses)$140,0001,760
Applicable income taxes$04,719
Income before extraordinary items$3,499,0001,403
Extraordinary gains, net$029
Net income$3,499,0001,403
Minority interest net income$096
Net income of bank and minority interests.$3,499,0001,403
Net charge-offs$31,0005,726
Cash dividends$2,505,000783
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,359,0001,389
2011-09-30 (YTD Data)Rank
Total interest income$7,954,0002,654
Total interest expense$1,484,0002,895
Net interest income$6,470,0002,557
Provision for loan and lease losses$70,0005,306
Total noninterest income$1,206,0002,319
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$789,0001,411
Trading account gains and fees$0145
Additional Noninterest Income$417,0002,970
Total noninterest expense$4,842,0002,877
Salaries and employee benefits$2,847,0002,528
Premises and equipment expense$602,0002,935
Additional noninterest expense$1,393,0003,334
Pre-tax net operating income$2,764,0001,594
Securities gains (losses)$140,0001,484
Applicable income taxes$04,740
Income before extraordinary items$2,904,0001,331
Extraordinary gains, net$021
Net income$2,904,0001,331
Minority interest net income$087
Net income of bank and minority interests.$2,904,0001,331
Net charge-offs$06,185
Cash dividends$1,950,000657
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,764,0001,314
2011-06-30 (YTD Data)Rank
Total interest income$5,219,0002,709
Total interest expense$998,0002,953
Net interest income$4,221,0002,616
Provision for loan and lease losses$70,0004,772
Total noninterest income$828,0002,278
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$522,0001,397
Trading account gains and fees$0153
Additional Noninterest Income$306,0002,847
Total noninterest expense$3,190,0002,932
Salaries and employee benefits$1,882,0002,557
Premises and equipment expense$381,0003,055
Additional noninterest expense$927,0003,377
Pre-tax net operating income$1,789,0001,603
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,789,0001,389
Extraordinary gains, net$015
Net income$1,789,0001,389
Minority interest net income$089
Net income of bank and minority interests.$1,789,0001,389
Net charge-offs$-5,0006,855
Cash dividends$1,400,000598
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,789,0001,330
2011-03-31 (YTD Data)Rank
Total interest income$2,497,0002,832
Total interest expense$515,0002,970
Net interest income$1,982,0002,753
Provision for loan and lease losses$05,840
Total noninterest income$453,0002,158
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$259,0001,383
Trading account gains and fees$0158
Additional Noninterest Income$194,0002,514
Total noninterest expense$1,583,0002,962
Salaries and employee benefits$948,0002,558
Premises and equipment expense$185,0003,179
Additional noninterest expense$450,0003,449
Pre-tax net operating income$852,0001,683
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$852,0001,412
Extraordinary gains, net$09
Net income$852,0001,412
Minority interest net income$086
Net income of bank and minority interests.$852,0001,412
Net charge-offs$-5,0006,778
Cash dividends$750,000512
Sale, conversion, retirement of capital stock, net$0925
Net operating income$852,0001,372
2010-12-31 (YTD Data)Rank
Total interest income$10,564,0002,820
Total interest expense$2,265,0003,220
Net interest income$8,299,0002,633
Provision for loan and lease losses$75,0006,223
Total noninterest income$1,605,0002,425
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,130,0001,346
Trading account gains and fees$0175
Additional Noninterest Income$475,0003,263
Total noninterest expense$6,229,0003,014
Salaries and employee benefits$3,503,0002,725
Premises and equipment expense$902,0002,694
Additional noninterest expense$1,824,0003,506
Pre-tax net operating income$3,600,0001,380
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,600,0001,195
Extraordinary gains, net$029
Net income$3,600,0001,195
Minority interest net income$0111
Net income of bank and minority interests.$3,600,0001,197
Net charge-offs$57,0005,832
Cash dividends$2,200,000748
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,600,0001,149
2010-09-30 (YTD Data)Rank
Total interest income$8,026,0002,838
Total interest expense$1,681,0003,379
Net interest income$6,345,0002,621
Provision for loan and lease losses$75,0005,956
Total noninterest income$1,184,0002,444
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$848,0001,388
Trading account gains and fees$0165
Additional Noninterest Income$336,0003,364
Total noninterest expense$4,620,0003,050
Salaries and employee benefits$2,631,0002,732
Premises and equipment expense$634,0002,900
Additional noninterest expense$1,355,0003,501
Pre-tax net operating income$2,834,0001,385
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,834,0001,190
Extraordinary gains, net$023
Net income$2,834,0001,194
Minority interest net income$0110
Net income of bank and minority interests.$2,834,0001,194
Net charge-offs$51,0005,486
Cash dividends$1,650,000653
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,834,0001,137
2010-06-30 (YTD Data)Rank
Total interest income$5,259,0002,916
Total interest expense$1,110,0003,520
Net interest income$4,149,0002,668
Provision for loan and lease losses$06,857
Total noninterest income$781,0002,407
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$562,0001,395
Trading account gains and fees$0152
Additional Noninterest Income$219,0003,355
Total noninterest expense$3,055,0003,068
Salaries and employee benefits$1,764,0002,740
Premises and equipment expense$404,0003,032
Additional noninterest expense$887,0003,523
Pre-tax net operating income$1,875,0001,388
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,875,0001,189
Extraordinary gains, net$019
Net income$1,875,0001,190
Minority interest net income$0105
Net income of bank and minority interests.$1,875,0001,190
Net charge-offs$25,0005,377
Cash dividends$1,100,000635
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,875,0001,143
2010-03-31 (YTD Data)Rank
Total interest income$2,512,0003,094
Total interest expense$563,0003,608
Net interest income$1,949,0002,844
Provision for loan and lease losses$06,552
Total noninterest income$380,0002,461
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$274,0001,431
Trading account gains and fees$0175
Additional Noninterest Income$106,0003,400
Total noninterest expense$1,537,0003,096
Salaries and employee benefits$900,0002,724
Premises and equipment expense$199,0003,133
Additional noninterest expense$438,0003,557
Pre-tax net operating income$792,0001,633
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$792,0001,389
Extraordinary gains, net$016
Net income$792,0001,391
Minority interest net income$091
Net income of bank and minority interests.$792,0001,391
Net charge-offs$-4,0007,239
Cash dividends$550,000607
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$792,0001,340
2009-12-31 (YTD Data)Rank
Total interest income$10,928,0002,994
Total interest expense$2,641,0003,756
Net interest income$8,287,0002,637
Provision for loan and lease losses$100,0006,413
Total noninterest income$1,585,0002,466
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,185,0001,446
Trading account gains and fees$0211
Additional Noninterest Income$400,0003,550
Total noninterest expense$6,089,0003,142
Salaries and employee benefits$3,383,0002,873
Premises and equipment expense$790,0003,148
Additional noninterest expense$1,916,0003,426
Pre-tax net operating income$3,683,0001,114
Securities gains (losses)$69,0002,423
Applicable income taxes$04,388
Income before extraordinary items$3,752,000921
Extraordinary gains, net$034
Net income$3,752,000920
Minority interest net income$0115
Net income of bank and minority interests.$3,752,000920
Net charge-offs$47,0006,243
Cash dividends$2,565,000692
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,683,000927
2009-09-30 (YTD Data)Rank
Total interest income$8,340,0002,991
Total interest expense$2,046,0003,794
Net interest income$6,294,0002,607
Provision for loan and lease losses$100,0005,952
Total noninterest income$1,166,0002,558
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$884,0001,458
Trading account gains and fees$0212
Additional Noninterest Income$282,0003,714
Total noninterest expense$4,496,0003,180
Salaries and employee benefits$2,493,0002,955
Premises and equipment expense$600,0003,164
Additional noninterest expense$1,403,0003,444
Pre-tax net operating income$2,864,0001,141
Securities gains (losses)$69,0002,087
Applicable income taxes$04,592
Income before extraordinary items$2,933,000925
Extraordinary gains, net$027
Net income$2,933,000926
Minority interest net income$0118
Net income of bank and minority interests.$2,933,000926
Net charge-offs$10,0006,519
Cash dividends$1,890,000676
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,864,000929
2009-06-30 (YTD Data)Rank
Total interest income$5,427,0003,095
Total interest expense$1,406,0003,834
Net interest income$4,021,0002,702
Provision for loan and lease losses$50,0006,064
Total noninterest income$764,0002,589
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$591,0001,435
Trading account gains and fees$0193
Additional Noninterest Income$173,0003,878
Total noninterest expense$2,905,0003,301
Salaries and employee benefits$1,649,0003,006
Premises and equipment expense$391,0003,244
Additional noninterest expense$865,0003,660
Pre-tax net operating income$1,830,0001,254
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,830,0001,041
Extraordinary gains, net$021
Net income$1,830,0001,040
Minority interest net income$0112
Net income of bank and minority interests.$1,830,0001,041
Net charge-offs$11,0005,942
Cash dividends$640,0001,350
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,830,0001,009
2009-03-31 (YTD Data)Rank
Total interest income$2,649,0003,182
Total interest expense$707,0003,923
Net interest income$1,942,0002,782
Provision for loan and lease losses$50,0004,881
Total noninterest income$373,0002,632
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$283,0001,450
Trading account gains and fees$0171
Additional Noninterest Income$90,0003,816
Total noninterest expense$1,448,0003,230
Salaries and employee benefits$847,0002,960
Premises and equipment expense$189,0003,383
Additional noninterest expense$412,0003,489
Pre-tax net operating income$817,0001,562
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$817,0001,346
Extraordinary gains, net$015
Net income$817,0001,347
Minority interest net income$0102
Net income of bank and minority interests.$817,0001,348
Net charge-offs$-3,0007,537
Cash dividends$640,000680
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$817,0001,272
2008-12-31 (YTD Data)Rank
Total interest income$11,300,0003,201
Total interest expense$3,568,0003,802
Net interest income$7,732,0002,795
Provision for loan and lease losses$50,0006,569
Total noninterest income$1,666,0002,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,278,0001,407
Trading account gains and fees$0154
Additional Noninterest Income$388,0003,642
Total noninterest expense$5,805,0003,180
Salaries and employee benefits$3,450,0002,868
Premises and equipment expense$802,0003,179
Additional noninterest expense$1,553,0003,532
Pre-tax net operating income$3,543,0001,542
Securities gains (losses)$98,0001,139
Applicable income taxes$04,979
Income before extraordinary items$3,641,0001,135
Extraordinary gains, net$039
Net income$3,641,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,700
Cash dividends$2,550,0001,072
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,543,0001,249
2008-09-30 (YTD Data)Rank
Total interest income$8,539,0003,241
Total interest expense$2,761,0003,823
Net interest income$5,778,0002,823
Provision for loan and lease losses$50,0005,872
Total noninterest income$1,217,0002,553
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$943,0001,438
Trading account gains and fees$0148
Additional Noninterest Income$274,0003,848
Total noninterest expense$4,235,0003,235
Salaries and employee benefits$2,450,0003,050
Premises and equipment expense$606,0003,169
Additional noninterest expense$1,179,0003,435
Pre-tax net operating income$2,710,0001,803
Securities gains (losses)$69,0001,205
Applicable income taxes$05,372
Income before extraordinary items$2,779,0001,340
Extraordinary gains, net$031
Net income$2,779,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,992
Cash dividends$1,765,0001,154
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,710,0001,438
2008-06-30 (YTD Data)Rank
Total interest income$5,582,0003,353
Total interest expense$1,837,0003,950
Net interest income$3,745,0002,881
Provision for loan and lease losses$50,0005,164
Total noninterest income$809,0002,591
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$617,0001,440
Trading account gains and fees$0149
Additional Noninterest Income$192,0003,848
Total noninterest expense$2,745,0003,321
Salaries and employee benefits$1,593,0003,159
Premises and equipment expense$392,0003,266
Additional noninterest expense$760,0003,487
Pre-tax net operating income$1,759,0001,899
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,759,0001,558
Extraordinary gains, net$021
Net income$1,759,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$1,115,0001,293
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,759,0001,525
2008-03-31 (YTD Data)Rank
Total interest income$2,690,0003,538
Total interest expense$923,0004,117
Net interest income$1,767,0003,037
Provision for loan and lease losses$06,080
Total noninterest income$399,0002,601
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$294,0001,480
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,679
Total noninterest expense$1,372,0003,318
Salaries and employee benefits$816,0003,105
Premises and equipment expense$196,0003,298
Additional noninterest expense$360,0003,589
Pre-tax net operating income$794,0002,175
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$794,0001,824
Extraordinary gains, net$015
Net income$794,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$590,0001,216
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$794,0001,763
2007-12-31 (YTD Data)Rank
Total interest income$11,404,0003,420
Total interest expense$4,481,0003,726
Net interest income$6,923,0003,135
Provision for loan and lease losses$06,851
Total noninterest income$1,585,0002,606
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,234,0001,459
Trading account gains and fees$0178
Additional Noninterest Income$351,0003,980
Total noninterest expense$5,482,0003,195
Salaries and employee benefits$3,188,0003,076
Premises and equipment expense$778,0003,152
Additional noninterest expense$1,516,0003,383
Pre-tax net operating income$3,026,0002,452
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,026,0002,038
Extraordinary gains, net$039
Net income$3,026,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,856
Cash dividends$2,264,0001,473
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,026,0002,020
2007-09-30 (YTD Data)Rank
Total interest income$8,694,0003,385
Total interest expense$3,475,0003,658
Net interest income$5,219,0003,125
Provision for loan and lease losses$06,528
Total noninterest income$1,163,0002,652
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$912,0001,446
Trading account gains and fees$0184
Additional Noninterest Income$251,0004,088
Total noninterest expense$4,044,0003,220
Salaries and employee benefits$2,357,0003,083
Premises and equipment expense$576,0003,169
Additional noninterest expense$1,111,0003,393
Pre-tax net operating income$2,338,0002,543
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,338,0002,100
Extraordinary gains, net$033
Net income$2,338,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,709
Cash dividends$1,644,0001,407
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,338,0002,080
2007-06-30 (YTD Data)Rank
Total interest income$5,598,0003,499
Total interest expense$2,178,0003,795
Net interest income$3,420,0003,188
Provision for loan and lease losses$06,209
Total noninterest income$763,0002,674
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$598,0001,477
Trading account gains and fees$0168
Additional Noninterest Income$165,0004,150
Total noninterest expense$2,665,0003,280
Salaries and employee benefits$1,541,0003,179
Premises and equipment expense$375,0003,253
Additional noninterest expense$749,0003,370
Pre-tax net operating income$1,518,0002,652
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,518,0002,192
Extraordinary gains, net$029
Net income$1,518,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,059
Cash dividends$1,102,0001,406
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,518,0002,171
2007-03-31 (YTD Data)Rank
Total interest income$2,644,0003,621
Total interest expense$992,0004,035
Net interest income$1,652,0003,279
Provision for loan and lease losses$05,779
Total noninterest income$371,0002,698
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$289,0001,487
Trading account gains and fees$0195
Additional Noninterest Income$82,0004,163
Total noninterest expense$1,364,0003,220
Salaries and employee benefits$785,0003,136
Premises and equipment expense$182,0003,360
Additional noninterest expense$397,0003,190
Pre-tax net operating income$659,0002,927
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$659,0002,443
Extraordinary gains, net$022
Net income$659,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$677,0001,106
Sale, conversion, retirement of capital stock, net$0885
Net operating income$659,0002,423
2006-12-31 (YTD Data)Rank
Total interest income$9,541,0003,703
Total interest expense$3,585,0003,850
Net interest income$5,956,0003,543
Provision for loan and lease losses$06,850
Total noninterest income$1,561,0002,636
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,249,0001,435
Trading account gains and fees$0130
Additional Noninterest Income$312,0004,230
Total noninterest expense$5,175,0003,254
Salaries and employee benefits$2,436,0003,678
Premises and equipment expense$628,0003,633
Additional noninterest expense$2,111,0002,440
Pre-tax net operating income$2,342,0003,290
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$2,344,0002,759
Extraordinary gains, net$051
Net income$2,344,0002,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,751
Cash dividends$1,715,0001,760
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,342,0002,750
2006-09-30 (YTD Data)Rank
Total interest income$6,996,0003,745
Total interest expense$2,589,0003,871
Net interest income$4,407,0003,594
Provision for loan and lease losses$06,685
Total noninterest income$1,131,0002,701
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$936,0001,438
Trading account gains and fees$0126
Additional Noninterest Income$195,0004,585
Total noninterest expense$3,911,0003,227
Salaries and employee benefits$1,808,0003,713
Premises and equipment expense$485,0003,552
Additional noninterest expense$1,618,0002,389
Pre-tax net operating income$1,627,0003,599
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,627,0003,021
Extraordinary gains, net$045
Net income$1,627,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,992
Cash dividends$1,215,0001,692
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,627,0003,011
2006-06-30 (YTD Data)Rank
Total interest income$4,399,0003,865
Total interest expense$1,541,0004,039
Net interest income$2,858,0003,674
Provision for loan and lease losses$06,419
Total noninterest income$743,0002,725
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$602,0001,473
Trading account gains and fees$0126
Additional Noninterest Income$141,0004,414
Total noninterest expense$2,607,0003,239
Salaries and employee benefits$1,234,0003,667
Premises and equipment expense$319,0003,590
Additional noninterest expense$1,054,0002,443
Pre-tax net operating income$994,0003,812
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$994,0003,225
Extraordinary gains, net$039
Net income$994,0003,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$815,0001,696
Sale, conversion, retirement of capital stock, net$0887
Net operating income$994,0003,219
2006-03-31 (YTD Data)Rank
Total interest income$2,053,0004,003
Total interest expense$676,0004,265
Net interest income$1,377,0003,778
Provision for loan and lease losses$06,013
Total noninterest income$366,0002,697
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$290,0001,468
Trading account gains and fees$0115
Additional Noninterest Income$76,0004,256
Total noninterest expense$1,298,0003,264
Salaries and employee benefits$630,0003,623
Premises and equipment expense$160,0003,588
Additional noninterest expense$508,0002,510
Pre-tax net operating income$445,0004,021
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$445,0003,435
Extraordinary gains, net$021
Net income$445,0003,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$575,0001,213
Sale, conversion, retirement of capital stock, net$0648
Net operating income$445,0003,413
2005-12-31 (YTD Data)Rank
Total interest income$8,039,0003,739
Total interest expense$2,518,0003,808
Net interest income$5,521,0003,669
Provision for loan and lease losses$07,120
Total noninterest income$1,301,0002,955
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,074,0001,622
Trading account gains and fees$0138
Additional Noninterest Income$227,0004,920
Total noninterest expense$4,798,0003,347
Salaries and employee benefits$2,295,0003,728
Premises and equipment expense$511,0004,108
Additional noninterest expense$1,992,0002,507
Pre-tax net operating income$2,024,0003,662
Securities gains (losses)$15,0001,350
Applicable income taxes$06,964
Income before extraordinary items$2,039,0003,056
Extraordinary gains, net$046
Net income$2,039,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,036
Cash dividends$1,788,0001,612
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,024,0003,035
2005-09-30 (YTD Data)Rank
Total interest income$6,031,0003,690
Total interest expense$1,858,0003,707
Net interest income$4,173,0003,644
Provision for loan and lease losses$06,899
Total noninterest income$978,0002,949
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$802,0001,614
Trading account gains and fees$0126
Additional Noninterest Income$176,0004,883
Total noninterest expense$3,538,0003,368
Salaries and employee benefits$1,676,0003,779
Premises and equipment expense$372,0004,184
Additional noninterest expense$1,490,0002,471
Pre-tax net operating income$1,613,0003,558
Securities gains (losses)$15,0001,338
Applicable income taxes$06,976
Income before extraordinary items$1,628,0002,934
Extraordinary gains, net$035
Net income$1,628,0002,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,360
Cash dividends$1,378,0001,433
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,613,0002,914
2005-06-30 (YTD Data)Rank
Total interest income$3,817,0003,770
Total interest expense$1,130,0003,787
Net interest income$2,687,0003,709
Provision for loan and lease losses$06,626
Total noninterest income$650,0002,926
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$526,0001,598
Trading account gains and fees$0116
Additional Noninterest Income$124,0004,729
Total noninterest expense$2,315,0003,396
Salaries and employee benefits$1,101,0003,804
Premises and equipment expense$243,0004,230
Additional noninterest expense$971,0002,513
Pre-tax net operating income$1,022,0003,652
Securities gains (losses)$15,0001,210
Applicable income taxes$06,961
Income before extraordinary items$1,037,0003,003
Extraordinary gains, net$030
Net income$1,037,0003,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,070
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,022,0002,992
2005-03-31 (YTD Data)Rank
Total interest income$1,836,0003,844
Total interest expense$532,0003,857
Net interest income$1,304,0003,792
Provision for loan and lease losses$06,226
Total noninterest income$308,0003,007
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$248,0001,645
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,776
Total noninterest expense$1,148,0003,440
Salaries and employee benefits$560,0003,764
Premises and equipment expense$113,0004,465
Additional noninterest expense$475,0002,555
Pre-tax net operating income$464,0003,875
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$464,0003,232
Extraordinary gains, net$024
Net income$464,0003,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,985
Cash dividends$550,0001,120
Sale, conversion, retirement of capital stock, net$0491
Net operating income$464,0003,193
2004-12-31 (YTD Data)Rank
Total interest income$7,181,0003,729
Total interest expense$1,729,0004,088
Net interest income$5,452,0003,557
Provision for loan and lease losses$33,0006,366
Total noninterest income$1,364,0002,865
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,194,0001,474
Trading account gains and fees$0138
Additional Noninterest Income$170,0005,444
Total noninterest expense$4,495,0003,413
Salaries and employee benefits$2,082,0003,869
Premises and equipment expense$427,0004,565
Additional noninterest expense$1,986,0002,445
Pre-tax net operating income$2,288,0003,210
Securities gains (losses)$1,0003,645
Applicable income taxes$07,185
Income before extraordinary items$2,289,0002,605
Extraordinary gains, net$034
Net income$2,289,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,572
Cash dividends$2,375,0001,189
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,288,0002,550
2004-09-30 (YTD Data)Rank
Total interest income$5,395,0003,704
Total interest expense$1,267,0004,112
Net interest income$4,128,0003,506
Provision for loan and lease losses$33,0005,925
Total noninterest income$1,027,0002,864
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$897,0001,479
Trading account gains and fees$0134
Additional Noninterest Income$130,0005,422
Total noninterest expense$3,237,0003,507
Salaries and employee benefits$1,425,0004,121
Premises and equipment expense$306,0004,695
Additional noninterest expense$1,506,0002,383
Pre-tax net operating income$1,885,0003,032
Securities gains (losses)$1,0003,538
Applicable income taxes$07,220
Income before extraordinary items$1,886,0002,445
Extraordinary gains, net$026
Net income$1,886,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,793
Cash dividends$1,975,0001,006
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,885,0002,388
2004-06-30 (YTD Data)Rank
Total interest income$3,481,0003,790
Total interest expense$818,0004,212
Net interest income$2,663,0003,593
Provision for loan and lease losses$33,0005,235
Total noninterest income$685,0002,883
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$592,0001,484
Trading account gains and fees$0130
Additional Noninterest Income$93,0005,304
Total noninterest expense$2,116,0003,579
Salaries and employee benefits$954,0004,121
Premises and equipment expense$204,0004,697
Additional noninterest expense$958,0002,479
Pre-tax net operating income$1,199,0003,111
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$1,200,0002,524
Extraordinary gains, net$021
Net income$1,200,0002,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$1,325,000988
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,199,0002,458
2004-03-31 (YTD Data)Rank
Total interest income$1,702,0003,871
Total interest expense$413,0004,224
Net interest income$1,289,0003,677
Provision for loan and lease losses$33,0003,984
Total noninterest income$335,0002,877
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$281,0001,529
Trading account gains and fees$0121
Additional Noninterest Income$54,0004,970
Total noninterest expense$1,014,0003,712
Salaries and employee benefits$481,0004,133
Premises and equipment expense$97,0004,884
Additional noninterest expense$436,0002,678
Pre-tax net operating income$577,0003,178
Securities gains (losses)$1,0002,756
Applicable income taxes$07,103
Income before extraordinary items$578,0002,591
Extraordinary gains, net$016
Net income$578,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,228
Cash dividends$900,000738
Sale, conversion, retirement of capital stock, net$0464
Net operating income$577,0002,507
2003-12-31 (YTD Data)Rank
Total interest income$7,280,0003,697
Total interest expense$2,136,0003,818
Net interest income$5,144,0003,615
Provision for loan and lease losses$188,0004,143
Total noninterest income$1,187,0003,329
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$991,0001,727
Trading account gains and fees$0160
Additional Noninterest Income$196,0005,328
Total noninterest expense$4,169,0003,596
Salaries and employee benefits$1,954,0004,000
Premises and equipment expense$409,0004,664
Additional noninterest expense$1,806,0002,630
Pre-tax net operating income$1,974,0003,424
Securities gains (losses)$303,0001,041
Applicable income taxes$07,459
Income before extraordinary items$2,277,0002,580
Extraordinary gains, net$054
Net income$2,277,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,591
Cash dividends$2,016,0001,357
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,974,0002,766
2003-09-30 (YTD Data)Rank
Total interest income$5,588,0003,678
Total interest expense$1,693,0003,749
Net interest income$3,895,0003,605
Provision for loan and lease losses$188,0003,447
Total noninterest income$901,0003,369
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$754,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$147,0005,381
Total noninterest expense$3,051,0003,656
Salaries and employee benefits$1,421,0004,099
Premises and equipment expense$310,0004,612
Additional noninterest expense$1,320,0002,665
Pre-tax net operating income$1,557,0003,444
Securities gains (losses)$287,000995
Applicable income taxes$07,524
Income before extraordinary items$1,844,0002,501
Extraordinary gains, net$040
Net income$1,844,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,109
Cash dividends$1,572,0001,229
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,557,0002,738
2003-06-30 (YTD Data)Rank
Total interest income$3,728,0003,696
Total interest expense$1,200,0003,666
Net interest income$2,528,0003,665
Provision for loan and lease losses$135,0003,272
Total noninterest income$600,0003,345
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$501,0001,686
Trading account gains and fees$0150
Additional Noninterest Income$99,0005,340
Total noninterest expense$2,014,0003,675
Salaries and employee benefits$948,0004,086
Premises and equipment expense$205,0004,630
Additional noninterest expense$861,0002,707
Pre-tax net operating income$979,0003,578
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$979,0003,027
Extraordinary gains, net$030
Net income$979,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,495
Cash dividends$1,100,0001,198
Sale, conversion, retirement of capital stock, net$0589
Net operating income$979,0002,866
2003-03-31 (YTD Data)Rank
Total interest income$1,837,0003,768
Total interest expense$626,0003,623
Net interest income$1,211,0003,792
Provision for loan and lease losses$67,0003,113
Total noninterest income$295,0003,280
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$244,0001,680
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$1,012,0003,624
Salaries and employee benefits$480,0004,028
Premises and equipment expense$99,0004,734
Additional noninterest expense$433,0002,662
Pre-tax net operating income$427,0003,890
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$427,0003,311
Extraordinary gains, net$021
Net income$427,0003,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,005
Cash dividends$700,000914
Sale, conversion, retirement of capital stock, net$0419
Net operating income$427,0003,141
2002-12-31 (YTD Data)Rank
Total interest income$8,344,0003,524
Total interest expense$2,931,0003,595
Net interest income$5,413,0003,417
Provision for loan and lease losses$295,0003,501
Total noninterest income$1,310,0002,894
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,059,0001,522
Trading account gains and fees$0153
Additional Noninterest Income$251,0004,605
Total noninterest expense$4,195,0003,427
Salaries and employee benefits$1,809,0004,072
Premises and equipment expense$383,0004,803
Additional noninterest expense$2,003,0002,307
Pre-tax net operating income$2,233,0003,154
Securities gains (losses)$74,0002,045
Applicable income taxes$07,681
Income before extraordinary items$2,307,0002,509
Extraordinary gains, net$070
Net income$2,307,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,453
Cash dividends$1,943,0001,343
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,233,0002,483
2001-12-31 (YTD Data)Rank
Total interest income$3,529,0006,752
Total interest expense$1,576,0006,831
Net interest income$1,953,0006,506
Provision for loan and lease losses$66,0006,270
Total noninterest income$477,0005,194
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$395,0003,435
Trading account gains and fees$0177
Additional Noninterest Income$82,0006,833
Total noninterest expense$1,486,0006,827
Salaries and employee benefits$643,0007,460
Premises and equipment expense$172,0007,186
Additional noninterest expense$671,0005,433
Pre-tax net operating income$878,0005,252
Securities gains (losses)$55,0002,257
Applicable income taxes$160,0005,355
Income before extraordinary items$773,0004,958
Extraordinary gains, net$0105
Net income$773,0004,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,796
Cash dividends$877,0002,487
Sale, conversion, retirement of capital stock, net$0922
Net operating income$727,3505,026
2000-12-31 (YTD Data)Rank
Total interest income$3,456,0006,973
Total interest expense$1,651,0006,854
Net interest income$1,805,0006,913
Provision for loan and lease losses$60,0006,179
Total noninterest income$459,0005,129
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,635
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,126
Total noninterest expense$1,589,0006,514
Salaries and employee benefits$666,0007,351
Premises and equipment expense$200,0006,773
Additional noninterest expense$723,0005,062
Pre-tax net operating income$615,0006,526
Securities gains (losses)$354,000314
Applicable income taxes$231,0005,129
Income before extraordinary items$738,0005,267
Extraordinary gains, net$038
Net income$738,0005,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,048
Cash dividends$275,0004,642
Sale, conversion, retirement of capital stock, net$0969
Net operating income$468,9606,510
1999-12-31 (YTD Data)Rank
Total interest income$3,103,0007,255
Total interest expense$1,413,0007,164
Net interest income$1,690,0007,215
Provision for loan and lease losses$72,0005,852
Total noninterest income$475,0005,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$369,0003,425
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,493
Total noninterest expense$1,440,0006,931
Salaries and employee benefits$600,0007,758
Premises and equipment expense$153,0007,610
Additional noninterest expense$687,0005,309
Pre-tax net operating income$653,0006,504
Securities gains (losses)$03,155
Applicable income taxes$139,0006,415
Income before extraordinary items$514,0006,341
Extraordinary gains, net$035
Net income$514,0006,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,369
Cash dividends$275,0004,706
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$514,0006,322
1998-12-31 (YTD Data)Rank
Total interest income$3,225,0007,254
Total interest expense$1,567,0007,048
Net interest income$1,658,0007,367
Provision for loan and lease losses$120,0004,610
Total noninterest income$450,0005,247
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$350,0003,495
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,633
Total noninterest expense$1,440,0006,854
Salaries and employee benefits$664,0007,407
Premises and equipment expense$159,0007,459
Additional noninterest expense$617,0005,642
Pre-tax net operating income$548,0007,160
Securities gains (losses)$04,449
Applicable income taxes$128,0007,131
Income before extraordinary items$420,0007,089
Extraordinary gains, net$032
Net income$420,0007,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,908
Cash dividends$275,0004,786
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$420,0006,994
1997-12-31 (YTD Data)Rank
Total interest income$3,239,0007,463
Total interest expense$1,524,0007,286
Net interest income$1,715,0007,516
Provision for loan and lease losses$48,0006,747
Total noninterest income$450,0005,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0003,765
Trading account gains and feesNANA
Additional Noninterest Income$118,0006,329
Total noninterest expense$1,373,0007,112
Salaries and employee benefits$641,0007,655
Premises and equipment expense$170,0007,382
Additional noninterest expense$562,0006,036
Pre-tax net operating income$744,0006,806
Securities gains (losses)$03,944
Applicable income taxes$211,0006,739
Income before extraordinary items$533,0006,782
Extraordinary gains, net$044
Net income$533,0006,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,506
Cash dividends$393,0004,031
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$533,0006,724
1996-12-31 (YTD Data)Rank
Total interest income$3,193,0007,743
Total interest expense$1,511,0007,552
Net interest income$1,682,0007,833
Provision for loan and lease losses$09,041
Total noninterest income$413,0005,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,049
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,288
Total noninterest expense$1,386,0007,429
Salaries and employee benefits$686,0007,616
Premises and equipment expense$172,0007,586
Additional noninterest expense$528,0006,850
Pre-tax net operating income$709,0006,892
Securities gains (losses)$-34,00010,892
Applicable income taxes$166,0007,640
Income before extraordinary items$509,0006,835
Extraordinary gains, net$053
Net income$509,0006,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,676
Cash dividends$475,0003,536
Sale, conversion, retirement of capital stock, net$0953
Net operating income$534,5006,606
1995-12-31 (YTD Data)Rank
Total interest income$3,222,0007,905
Total interest expense$1,653,0007,266
Net interest income$1,569,0008,339
Provision for loan and lease losses$08,958
Total noninterest income$371,0006,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,568
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,460
Total noninterest expense$1,229,0008,114
Salaries and employee benefits$588,0008,439
Premises and equipment expense$136,0008,625
Additional noninterest expense$505,0007,217
Pre-tax net operating income$711,0007,270
Securities gains (losses)$-23,00010,647
Applicable income taxes$187,0007,653
Income before extraordinary items$501,0007,247
Extraordinary gains, net$065
Net income$501,0007,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$486,0003,428
Sale, conversion, retirement of capital stock, net$0809
Net operating income$517,7907,099
1994-12-31 (YTD Data)Rank
Total interest income$2,993,0008,058
Total interest expense$1,306,0007,530
Net interest income$1,687,0008,339
Provision for loan and lease losses$09,146
Total noninterest income$374,0006,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,371
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,448
Total noninterest expense$1,238,0008,472
Salaries and employee benefits$597,0008,628
Premises and equipment expense$140,0008,820
Additional noninterest expense$501,0007,847
Pre-tax net operating income$823,0006,758
Securities gains (losses)$03,600
Applicable income taxes$218,0007,042
Income before extraordinary items$605,0006,500
Extraordinary gains, net$0249
Net income$605,0006,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$354,0004,050
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$605,0006,551
1993-12-31 (YTD Data)Rank
Total interest income$2,802,0008,654
Total interest expense$1,090,0008,729
Net interest income$1,712,0008,460
Provision for loan and lease losses$60,0006,949
Total noninterest income$362,0006,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$288,0004,578
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,889
Total noninterest expense$1,199,0008,893
Salaries and employee benefits$589,0008,895
Premises and equipment expense$121,0009,761
Additional noninterest expense$489,0008,336
Pre-tax net operating income$815,0006,736
Securities gains (losses)$10,0005,473
Applicable income taxes$270,0006,484
Income before extraordinary items$555,0007,116
Extraordinary gains, net$03,149
Net income$555,0007,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$495,0003,149
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$548,3006,909
1992-12-31 (YTD Data)Rank
Total interest income$3,066,0008,863
Total interest expense$1,209,0009,570
Net interest income$1,857,0008,177
Provision for loan and lease losses$60,0008,535
Total noninterest income$340,0007,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,788
Trading account gains and feesNANA
Additional Noninterest Income$67,0009,442
Total noninterest expense$1,206,0009,008
Salaries and employee benefits$582,0008,978
Premises and equipment expense$119,00010,050
Additional noninterest expense$505,0008,407
Pre-tax net operating income$931,0005,938
Securities gains (losses)$20,0005,594
Applicable income taxes$298,0005,950
Income before extraordinary items$653,0006,212
Extraordinary gains, net$01,422
Net income$653,0006,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0009,962
Cash dividends$571,0002,509
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$639,2005,958

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.