Home > Delta Bank > Income and Expense
Delta Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 4,724 |
| Total interest expense | $24,000 | 5,895 |
| Net interest income | $2,279,000 | 4,534 |
| Provision for loan and lease losses | $-282,000 | 5,806 |
| Total noninterest income | $193,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $217,000 | 3,012 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-24,000 | 5,926 |
| Total noninterest expense | $3,941,000 | 3,089 |
| Salaries and employee benefits | $1,748,000 | 3,536 |
| Premises and equipment expense | $231,000 | 4,282 |
| Additional noninterest expense | $1,962,000 | 2,217 |
| Pre-tax net operating income | $-1,187,000 | 5,931 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $-1,189,000 | 5,930 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,189,000 | 5,930 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,189,000 | 5,930 |
| Net charge-offs | $-282,000 | 5,785 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,189,000 | 5,929 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 4,688 |
| Total interest expense | $16,000 | 5,968 |
| Net interest income | $1,589,000 | 4,479 |
| Provision for loan and lease losses | $-282,000 | 5,923 |
| Total noninterest income | $105,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $145,000 | 3,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-40,000 | 6,015 |
| Total noninterest expense | $2,242,000 | 3,438 |
| Salaries and employee benefits | $1,191,000 | 3,520 |
| Premises and equipment expense | $145,000 | 4,412 |
| Additional noninterest expense | $906,000 | 2,951 |
| Pre-tax net operating income | $-266,000 | 5,937 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $-268,000 | 5,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-268,000 | 5,943 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-268,000 | 5,943 |
| Net charge-offs | $-282,000 | 5,907 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-268,000 | 5,936 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 4,870 |
| Total interest expense | $8,000 | 6,025 |
| Net interest income | $723,000 | 4,691 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $81,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $72,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $9,000 | 5,601 |
| Total noninterest expense | $986,000 | 3,746 |
| Salaries and employee benefits | $607,000 | 3,500 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $312,000 | 3,785 |
| Pre-tax net operating income | $-182,000 | 6,002 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-182,000 | 6,002 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-182,000 | 6,001 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-182,000 | 6,001 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-182,000 | 5,999 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 4,996 |
| Total interest expense | $32,000 | 6,082 |
| Net interest income | $2,657,000 | 4,845 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,218,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $320,000 | 2,907 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $898,000 | 2,517 |
| Total noninterest expense | $4,257,000 | 3,574 |
| Salaries and employee benefits | $2,287,000 | 3,627 |
| Premises and equipment expense | $361,000 | 4,108 |
| Additional noninterest expense | $1,609,000 | 3,260 |
| Pre-tax net operating income | $-382,000 | 6,015 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $-384,000 | 6,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-384,000 | 6,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-384,000 | 6,026 |
| Net charge-offs | $14,000 | 3,902 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-384,000 | 6,017 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 5,070 |
| Total interest expense | $24,000 | 6,177 |
| Net interest income | $1,969,000 | 4,917 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $368,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $244,000 | 2,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,692 |
| Total noninterest expense | $3,316,000 | 3,517 |
| Salaries and employee benefits | $1,701,000 | 3,664 |
| Premises and equipment expense | $268,000 | 4,185 |
| Additional noninterest expense | $1,347,000 | 3,031 |
| Pre-tax net operating income | $-979,000 | 6,204 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $-981,000 | 6,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-981,000 | 6,206 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-981,000 | 6,206 |
| Net charge-offs | $54,000 | 2,717 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-981,000 | 6,200 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,088 |
| Total interest expense | $15,000 | 6,256 |
| Net interest income | $1,336,000 | 4,924 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $353,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $164,000 | 2,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 3,716 |
| Total noninterest expense | $2,053,000 | 3,711 |
| Salaries and employee benefits | $1,130,000 | 3,690 |
| Premises and equipment expense | $173,000 | 4,285 |
| Additional noninterest expense | $750,000 | 3,427 |
| Pre-tax net operating income | $-364,000 | 6,226 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $-366,000 | 6,237 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-366,000 | 6,237 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-366,000 | 6,237 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-366,000 | 6,226 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 5,218 |
| Total interest expense | $8,000 | 6,311 |
| Net interest income | $626,000 | 5,052 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $86,000 | 2,760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 6,145 |
| Total noninterest expense | $1,007,000 | 3,782 |
| Salaries and employee benefits | $569,000 | 3,711 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $356,000 | 3,546 |
| Pre-tax net operating income | $-293,000 | 6,330 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-293,000 | 6,342 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-293,000 | 6,343 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-293,000 | 6,343 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-293,000 | 6,333 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 5,232 |
| Total interest expense | $31,000 | 6,416 |
| Net interest income | $2,613,000 | 5,065 |
| Provision for loan and lease losses | $-160,000 | 6,097 |
| Total noninterest income | $1,215,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $372,000 | 2,806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $843,000 | 2,575 |
| Total noninterest expense | $4,715,000 | 3,446 |
| Salaries and employee benefits | $2,685,000 | 3,320 |
| Premises and equipment expense | $393,000 | 4,142 |
| Additional noninterest expense | $1,637,000 | 3,341 |
| Pre-tax net operating income | $-727,000 | 6,320 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $-729,000 | 6,337 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-729,000 | 6,337 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-729,000 | 6,337 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-729,000 | 6,329 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 5,321 |
| Total interest expense | $23,000 | 6,499 |
| Net interest income | $1,931,000 | 5,139 |
| Provision for loan and lease losses | $-160,000 | 6,245 |
| Total noninterest income | $1,108,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $282,000 | 2,826 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $826,000 | 2,215 |
| Total noninterest expense | $3,186,000 | 3,698 |
| Salaries and employee benefits | $1,731,000 | 3,691 |
| Premises and equipment expense | $289,000 | 4,221 |
| Additional noninterest expense | $1,166,000 | 3,481 |
| Pre-tax net operating income | $13,000 | 6,111 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $11,000 | 6,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,133 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,000 | 6,134 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $11,000 | 6,114 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 5,324 |
| Total interest expense | $15,000 | 6,564 |
| Net interest income | $1,310,000 | 5,125 |
| Provision for loan and lease losses | $-110,000 | 6,346 |
| Total noninterest income | $1,134,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $187,000 | 2,826 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $947,000 | 1,506 |
| Total noninterest expense | $2,132,000 | 3,707 |
| Salaries and employee benefits | $1,159,000 | 3,692 |
| Premises and equipment expense | $190,000 | 4,280 |
| Additional noninterest expense | $783,000 | 3,470 |
| Pre-tax net operating income | $422,000 | 4,449 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $420,000 | 4,229 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $420,000 | 4,233 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $420,000 | 4,234 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $420,000 | 4,166 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 5,389 |
| Total interest expense | $8,000 | 6,624 |
| Net interest income | $649,000 | 5,193 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $649,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $555,000 | 1,309 |
| Total noninterest expense | $1,034,000 | 3,824 |
| Salaries and employee benefits | $586,000 | 3,694 |
| Premises and equipment expense | $95,000 | 4,329 |
| Additional noninterest expense | $353,000 | 3,698 |
| Pre-tax net operating income | $264,000 | 4,022 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $264,000 | 3,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $264,000 | 3,767 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $264,000 | 3,767 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $264,000 | 3,715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 5,289 |
| Total interest expense | $36,000 | 6,711 |
| Net interest income | $2,862,000 | 5,037 |
| Provision for loan and lease losses | $-200,000 | 6,461 |
| Total noninterest income | $518,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $450,000 | 2,582 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $68,000 | 5,687 |
| Total noninterest expense | $4,991,000 | 3,406 |
| Salaries and employee benefits | $2,332,000 | 3,719 |
| Premises and equipment expense | $392,000 | 4,261 |
| Additional noninterest expense | $2,267,000 | 2,705 |
| Pre-tax net operating income | $-1,411,000 | 6,612 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $-1,413,000 | 6,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,413,000 | 6,630 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,413,000 | 6,630 |
| Net charge-offs | $-113,000 | 6,545 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,413,000 | 6,623 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,265 |
| Total interest expense | $27,000 | 6,795 |
| Net interest income | $2,243,000 | 4,979 |
| Provision for loan and lease losses | $-200,000 | 6,628 |
| Total noninterest income | $131,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $347,000 | 2,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-216,000 | 6,798 |
| Total noninterest expense | $3,875,000 | 3,332 |
| Salaries and employee benefits | $1,766,000 | 3,702 |
| Premises and equipment expense | $297,000 | 4,271 |
| Additional noninterest expense | $1,812,000 | 2,526 |
| Pre-tax net operating income | $-1,301,000 | 6,735 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $-1,303,000 | 6,744 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,303,000 | 6,745 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,303,000 | 6,745 |
| Net charge-offs | $-75,000 | 6,539 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,303,000 | 6,735 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 5,089 |
| Total interest expense | $19,000 | 6,840 |
| Net interest income | $1,665,000 | 4,760 |
| Provision for loan and lease losses | $-200,000 | 6,732 |
| Total noninterest income | $60,000 | 6,182 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $239,000 | 2,454 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-179,000 | 6,844 |
| Total noninterest expense | $2,752,000 | 3,190 |
| Salaries and employee benefits | $1,189,000 | 3,702 |
| Premises and equipment expense | $196,000 | 4,314 |
| Additional noninterest expense | $1,367,000 | 2,253 |
| Pre-tax net operating income | $-827,000 | 6,765 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $-829,000 | 6,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-829,000 | 6,789 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-829,000 | 6,788 |
| Net charge-offs | $-75,000 | 6,625 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-829,000 | 6,769 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 5,637 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $625,000 | 5,392 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $58,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $128,000 | 2,308 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-70,000 | 6,908 |
| Total noninterest expense | $1,178,000 | 3,612 |
| Salaries and employee benefits | $591,000 | 3,753 |
| Premises and equipment expense | $97,000 | 4,369 |
| Additional noninterest expense | $490,000 | 3,042 |
| Pre-tax net operating income | $-495,000 | 6,856 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-495,000 | 6,872 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-495,000 | 6,873 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-495,000 | 6,873 |
| Net charge-offs | $77,000 | 2,097 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-495,000 | 6,857 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 5,393 |
| Total interest expense | $143,000 | 6,642 |
| Net interest income | $2,998,000 | 5,110 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $1,613,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $522,000 | 2,399 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,091,000 | 2,266 |
| Total noninterest expense | $5,088,000 | 3,420 |
| Salaries and employee benefits | $2,413,000 | 3,661 |
| Premises and equipment expense | $411,000 | 4,260 |
| Additional noninterest expense | $2,264,000 | 2,800 |
| Pre-tax net operating income | $-552,000 | 6,522 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-546,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-546,000 | 6,591 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-546,000 | 6,593 |
| Net charge-offs | $627,000 | 2,356 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-552,000 | 6,547 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 5,465 |
| Total interest expense | $118,000 | 6,714 |
| Net interest income | $2,262,000 | 5,162 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $1,017,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $387,000 | 2,444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $630,000 | 2,607 |
| Total noninterest expense | $3,845,000 | 3,430 |
| Salaries and employee benefits | $1,825,000 | 3,659 |
| Premises and equipment expense | $312,000 | 4,268 |
| Additional noninterest expense | $1,708,000 | 2,801 |
| Pre-tax net operating income | $-641,000 | 6,737 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-635,000 | 6,802 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-635,000 | 6,798 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-635,000 | 6,799 |
| Net charge-offs | $330,000 | 2,715 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-641,000 | 6,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 5,475 |
| Total interest expense | $76,000 | 6,808 |
| Net interest income | $1,540,000 | 5,143 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $759,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $250,000 | 2,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 2,307 |
| Total noninterest expense | $2,606,000 | 3,408 |
| Salaries and employee benefits | $1,250,000 | 3,598 |
| Premises and equipment expense | $204,000 | 4,326 |
| Additional noninterest expense | $1,152,000 | 2,784 |
| Pre-tax net operating income | $-382,000 | 6,743 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-376,000 | 6,813 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-376,000 | 6,813 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-376,000 | 6,813 |
| Net charge-offs | $330,000 | 2,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-382,000 | 6,764 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 5,504 |
| Total interest expense | $33,000 | 6,975 |
| Net interest income | $782,000 | 5,142 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,983 |
| Total noninterest expense | $1,287,000 | 3,460 |
| Salaries and employee benefits | $640,000 | 3,576 |
| Premises and equipment expense | $112,000 | 4,154 |
| Additional noninterest expense | $535,000 | 2,930 |
| Pre-tax net operating income | $-412,000 | 7,010 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-412,000 | 7,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-412,000 | 7,044 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-412,000 | 7,045 |
| Net charge-offs | $303,000 | 1,485 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-412,000 | 7,019 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 5,481 |
| Total interest expense | $335,000 | 6,441 |
| Net interest income | $3,121,000 | 5,167 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $85,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $457,000 | 2,767 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-372,000 | 7,048 |
| Total noninterest expense | $5,047,000 | 3,512 |
| Salaries and employee benefits | $2,560,000 | 3,495 |
| Premises and equipment expense | $436,000 | 4,368 |
| Additional noninterest expense | $2,051,000 | 3,071 |
| Pre-tax net operating income | $-1,841,000 | 6,768 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,840,000 | 6,809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,840,000 | 6,809 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,840,000 | 6,809 |
| Net charge-offs | $171,000 | 4,481 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,841,000 | 6,789 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 5,528 |
| Total interest expense | $253,000 | 6,530 |
| Net interest income | $2,349,000 | 5,202 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $350,000 | 2,723 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-226,000 | 7,139 |
| Total noninterest expense | $3,809,000 | 3,503 |
| Salaries and employee benefits | $1,936,000 | 3,476 |
| Premises and equipment expense | $340,000 | 4,333 |
| Additional noninterest expense | $1,533,000 | 3,098 |
| Pre-tax net operating income | $-1,336,000 | 6,885 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,335,000 | 6,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,335,000 | 6,944 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,335,000 | 6,944 |
| Net charge-offs | $171,000 | 3,884 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,336,000 | 6,914 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 5,548 |
| Total interest expense | $172,000 | 6,600 |
| Net interest income | $1,578,000 | 5,217 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $140,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $233,000 | 2,709 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-93,000 | 7,194 |
| Total noninterest expense | $2,545,000 | 3,538 |
| Salaries and employee benefits | $1,307,000 | 3,473 |
| Premises and equipment expense | $225,000 | 4,389 |
| Additional noninterest expense | $1,013,000 | 3,181 |
| Pre-tax net operating income | $-827,000 | 6,922 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-826,000 | 6,974 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-826,000 | 6,973 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-826,000 | 6,974 |
| Net charge-offs | $82,000 | 4,037 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-827,000 | 6,960 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 5,475 |
| Total interest expense | $89,000 | 6,660 |
| Net interest income | $827,000 | 5,078 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $125,000 | 2,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-116,000 | 7,379 |
| Total noninterest expense | $1,253,000 | 3,579 |
| Salaries and employee benefits | $672,000 | 3,427 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $456,000 | 3,409 |
| Pre-tax net operating income | $-417,000 | 7,037 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-416,000 | 7,088 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-416,000 | 7,089 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-416,000 | 7,089 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-417,000 | 7,075 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 5,452 |
| Total interest expense | $500,000 | 6,521 |
| Net interest income | $3,416,000 | 5,010 |
| Provision for loan and lease losses | $-39,000 | 7,590 |
| Total noninterest income | $-273,000 | 7,445 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $540,000 | 2,497 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-813,000 | 7,466 |
| Total noninterest expense | $5,619,000 | 3,272 |
| Salaries and employee benefits | $2,877,000 | 3,227 |
| Premises and equipment expense | $557,000 | 3,924 |
| Additional noninterest expense | $2,185,000 | 3,000 |
| Pre-tax net operating income | $-2,437,000 | 6,852 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,431,000 | 6,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,431,000 | 6,924 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,431,000 | 6,925 |
| Net charge-offs | $1,058,000 | 2,612 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,437,000 | 6,905 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 5,592 |
| Total interest expense | $360,000 | 6,721 |
| Net interest income | $2,518,000 | 5,119 |
| Provision for loan and lease losses | $-39,000 | 7,689 |
| Total noninterest income | $-94,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $396,000 | 2,606 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-490,000 | 7,577 |
| Total noninterest expense | $4,346,000 | 3,197 |
| Salaries and employee benefits | $2,236,000 | 3,151 |
| Premises and equipment expense | $432,000 | 3,884 |
| Additional noninterest expense | $1,678,000 | 2,903 |
| Pre-tax net operating income | $-1,883,000 | 7,040 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,877,000 | 7,114 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,877,000 | 7,112 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,877,000 | 7,114 |
| Net charge-offs | $889,000 | 2,327 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,883,000 | 7,088 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 5,618 |
| Total interest expense | $251,000 | 6,749 |
| Net interest income | $1,683,000 | 5,123 |
| Provision for loan and lease losses | $-39,000 | 7,762 |
| Total noninterest income | $10,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $254,000 | 2,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-244,000 | 7,625 |
| Total noninterest expense | $2,917,000 | 3,186 |
| Salaries and employee benefits | $1,517,000 | 3,123 |
| Premises and equipment expense | $292,000 | 3,879 |
| Additional noninterest expense | $1,108,000 | 2,922 |
| Pre-tax net operating income | $-1,185,000 | 7,080 |
| Securities gains (losses) | $6,000 | 2,744 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $-1,181,000 | 7,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,181,000 | 7,150 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,181,000 | 7,151 |
| Net charge-offs | $577,000 | 2,278 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,187,000 | 7,129 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 5,580 |
| Total interest expense | $133,000 | 6,779 |
| Net interest income | $880,000 | 5,039 |
| Provision for loan and lease losses | $-139,000 | 7,891 |
| Total noninterest income | $-73,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-189,000 | 7,801 |
| Total noninterest expense | $1,504,000 | 3,140 |
| Salaries and employee benefits | $777,000 | 3,083 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $576,000 | 2,807 |
| Pre-tax net operating income | $-558,000 | 7,216 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-558,000 | 7,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-558,000 | 7,298 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-558,000 | 7,299 |
| Net charge-offs | $102,000 | 3,082 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-558,000 | 7,281 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 4,922 |
| Total interest expense | $1,071,000 | 5,888 |
| Net interest income | $4,310,000 | 4,356 |
| Provision for loan and lease losses | $5,120,000 | 1,415 |
| Total noninterest income | $599,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $506,000 | 2,860 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $6,151,000 | 3,120 |
| Salaries and employee benefits | $3,087,000 | 3,086 |
| Premises and equipment expense | $684,000 | 3,529 |
| Additional noninterest expense | $2,380,000 | 2,865 |
| Pre-tax net operating income | $-6,362,000 | 7,302 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $-1,389,000 | 7,395 |
| Income before extraordinary items | $-4,963,000 | 7,258 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,963,000 | 7,258 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,963,000 | 7,258 |
| Net charge-offs | $5,332,000 | 1,095 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,970,800 | 7,283 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 4,805 |
| Total interest expense | $915,000 | 5,770 |
| Net interest income | $3,386,000 | 4,230 |
| Provision for loan and lease losses | $5,015,000 | 1,043 |
| Total noninterest income | $492,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $384,000 | 2,843 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $4,396,000 | 3,245 |
| Salaries and employee benefits | $2,298,000 | 3,143 |
| Premises and equipment expense | $519,000 | 3,527 |
| Additional noninterest expense | $1,579,000 | 3,153 |
| Pre-tax net operating income | $-5,533,000 | 7,538 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $-2,300,000 | 7,754 |
| Income before extraordinary items | $-3,223,000 | 7,404 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,223,000 | 7,404 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,223,000 | 7,404 |
| Net charge-offs | $5,147,000 | 796 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,229,400 | 7,405 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 4,592 |
| Total interest expense | $709,000 | 5,540 |
| Net interest income | $2,424,000 | 4,014 |
| Provision for loan and lease losses | $4,655,000 | 790 |
| Total noninterest income | $331,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $260,000 | 2,774 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $71,000 | 5,343 |
| Total noninterest expense | $2,819,000 | 3,384 |
| Salaries and employee benefits | $1,514,000 | 3,210 |
| Premises and equipment expense | $350,000 | 3,530 |
| Additional noninterest expense | $955,000 | 3,404 |
| Pre-tax net operating income | $-4,719,000 | 7,729 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $-1,960,000 | 7,893 |
| Income before extraordinary items | $-2,756,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,756,000 | 7,604 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,756,000 | 7,604 |
| Net charge-offs | $4,222,000 | 659 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,757,920 | 7,614 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,470 |
| Total interest expense | $408,000 | 5,342 |
| Net interest income | $1,248,000 | 3,939 |
| Provision for loan and lease losses | $4,305,000 | 441 |
| Total noninterest income | $154,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $1,347,000 | 3,433 |
| Salaries and employee benefits | $757,000 | 3,246 |
| Premises and equipment expense | $172,000 | 3,614 |
| Additional noninterest expense | $418,000 | 3,456 |
| Pre-tax net operating income | $-4,250,000 | 7,995 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $-1,750,000 | 8,073 |
| Income before extraordinary items | $-2,497,000 | 7,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,497,000 | 7,944 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,497,000 | 7,944 |
| Net charge-offs | $3,642,000 | 396 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,498,920 | 7,948 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 3,860 |
| Total interest expense | $2,623,000 | 4,611 |
| Net interest income | $6,174,000 | 3,402 |
| Provision for loan and lease losses | $3,476,000 | 1,270 |
| Total noninterest income | $758,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $582,000 | 2,706 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $176,000 | 5,052 |
| Total noninterest expense | $5,881,000 | 3,137 |
| Salaries and employee benefits | $3,252,000 | 3,035 |
| Premises and equipment expense | $649,000 | 3,695 |
| Additional noninterest expense | $1,980,000 | 2,895 |
| Pre-tax net operating income | $-2,425,000 | 7,475 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $-974,000 | 7,700 |
| Income before extraordinary items | $-1,443,000 | 7,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,443,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,097,000 | 1,862 |
| Cash dividends | $380,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,448,120 | 7,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 3,819 |
| Total interest expense | $2,046,000 | 4,634 |
| Net interest income | $4,837,000 | 3,308 |
| Provision for loan and lease losses | $3,021,000 | 900 |
| Total noninterest income | $775,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $443,000 | 2,686 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $332,000 | 3,513 |
| Total noninterest expense | $4,323,000 | 3,169 |
| Salaries and employee benefits | $2,469,000 | 3,022 |
| Premises and equipment expense | $490,000 | 3,688 |
| Additional noninterest expense | $1,364,000 | 3,007 |
| Pre-tax net operating income | $-1,732,000 | 7,798 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-745,000 | 7,977 |
| Income before extraordinary items | $-987,000 | 7,497 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-987,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,773 |
| Cash dividends | $380,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-987,000 | 7,614 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 3,753 |
| Total interest expense | $1,405,000 | 4,691 |
| Net interest income | $3,373,000 | 3,168 |
| Provision for loan and lease losses | $2,781,000 | 635 |
| Total noninterest income | $611,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $296,000 | 2,664 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $315,000 | 2,948 |
| Total noninterest expense | $2,936,000 | 3,123 |
| Salaries and employee benefits | $1,683,000 | 2,984 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $939,000 | 2,903 |
| Pre-tax net operating income | $-1,733,000 | 8,126 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-735,000 | 8,225 |
| Income before extraordinary items | $-998,000 | 7,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-998,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,302 |
| Cash dividends | $380,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-998,000 | 7,977 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,636 |
| Total interest expense | $770,000 | 4,614 |
| Net interest income | $1,812,000 | 2,963 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $322,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $148,000 | 2,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,782 |
| Total noninterest expense | $1,527,000 | 3,004 |
| Salaries and employee benefits | $857,000 | 2,972 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $508,000 | 2,688 |
| Pre-tax net operating income | $407,000 | 3,504 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $156,000 | 2,269 |
| Income before extraordinary items | $251,000 | 4,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $251,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $251,000 | 4,098 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,427,000 | 3,415 |
| Total interest expense | $3,958,000 | 4,038 |
| Net interest income | $7,469,000 | 2,928 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $987,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $685,000 | 2,405 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $302,000 | 4,227 |
| Total noninterest expense | $5,893,000 | 3,013 |
| Salaries and employee benefits | $3,503,000 | 2,800 |
| Premises and equipment expense | $662,000 | 3,580 |
| Additional noninterest expense | $1,728,000 | 3,045 |
| Pre-tax net operating income | $2,548,000 | 2,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,043,000 | 1,809 |
| Income before extraordinary items | $1,505,000 | 3,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,505,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,140 |
| Cash dividends | $380,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,505,000 | 3,429 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 3,400 |
| Total interest expense | $3,013,000 | 4,010 |
| Net interest income | $5,639,000 | 2,909 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $633,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $523,000 | 2,359 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,629 |
| Total noninterest expense | $4,264,000 | 3,070 |
| Salaries and employee benefits | $2,513,000 | 2,906 |
| Premises and equipment expense | $507,000 | 3,517 |
| Additional noninterest expense | $1,244,000 | 3,091 |
| Pre-tax net operating income | $2,008,000 | 2,819 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $822,000 | 1,872 |
| Income before extraordinary items | $1,186,000 | 3,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,186,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,065 |
| Cash dividends | $380,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,186,000 | 3,479 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 3,364 |
| Total interest expense | $1,931,000 | 4,102 |
| Net interest income | $3,918,000 | 2,804 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $451,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $372,000 | 2,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $2,787,000 | 3,154 |
| Salaries and employee benefits | $1,666,000 | 2,962 |
| Premises and equipment expense | $351,000 | 3,440 |
| Additional noninterest expense | $770,000 | 3,293 |
| Pre-tax net operating income | $1,582,000 | 2,588 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $687,000 | 1,678 |
| Income before extraordinary items | $895,000 | 3,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $895,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $380,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $895,000 | 3,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 3,413 |
| Total interest expense | $893,000 | 4,292 |
| Net interest income | $1,962,000 | 2,811 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $195,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $169,000 | 2,368 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $1,408,000 | 3,139 |
| Salaries and employee benefits | $830,000 | 2,978 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $394,000 | 3,210 |
| Pre-tax net operating income | $749,000 | 2,670 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $307,000 | 1,827 |
| Income before extraordinary items | $442,000 | 3,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $442,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $442,000 | 3,251 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,804,000 | 3,375 |
| Total interest expense | $2,908,000 | 4,395 |
| Net interest income | $7,896,000 | 2,786 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $1,055,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $642,000 | 2,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $413,000 | 3,677 |
| Total noninterest expense | $5,724,000 | 2,985 |
| Salaries and employee benefits | $3,366,000 | 2,825 |
| Premises and equipment expense | $679,000 | 3,410 |
| Additional noninterest expense | $1,679,000 | 2,996 |
| Pre-tax net operating income | $3,142,000 | 2,689 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $1,375,000 | 1,792 |
| Income before extraordinary items | $1,758,000 | 3,408 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,758,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $342,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,763,760 | 3,385 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 3,405 |
| Total interest expense | $2,037,000 | 4,498 |
| Net interest income | $5,886,000 | 2,819 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $739,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $480,000 | 2,567 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,029 |
| Total noninterest expense | $4,172,000 | 3,056 |
| Salaries and employee benefits | $2,386,000 | 2,963 |
| Premises and equipment expense | $504,000 | 3,449 |
| Additional noninterest expense | $1,282,000 | 2,941 |
| Pre-tax net operating income | $2,348,000 | 2,795 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $985,000 | 1,906 |
| Income before extraordinary items | $1,354,000 | 3,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,354,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $342,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,359,760 | 3,411 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 3,449 |
| Total interest expense | $1,242,000 | 4,612 |
| Net interest income | $3,871,000 | 2,863 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $499,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $313,000 | 2,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 3,880 |
| Total noninterest expense | $2,811,000 | 3,048 |
| Salaries and employee benefits | $1,601,000 | 2,949 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $888,000 | 2,855 |
| Pre-tax net operating income | $1,469,000 | 2,915 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $593,000 | 2,073 |
| Income before extraordinary items | $867,000 | 3,547 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $867,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $342,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $872,760 | 3,518 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 3,545 |
| Total interest expense | $579,000 | 4,673 |
| Net interest income | $1,819,000 | 3,025 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $229,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $154,000 | 2,544 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,362,000 | 3,137 |
| Salaries and employee benefits | $842,000 | 2,842 |
| Premises and equipment expense | $155,000 | 3,684 |
| Additional noninterest expense | $365,000 | 3,356 |
| Pre-tax net operating income | $656,000 | 3,115 |
| Securities gains (losses) | $-9,000 | 8,219 |
| Applicable income taxes | $262,000 | 2,200 |
| Income before extraordinary items | $385,000 | 3,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $390,760 | 3,740 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 3,751 |
| Total interest expense | $1,656,000 | 4,980 |
| Net interest income | $6,374,000 | 3,266 |
| Provision for loan and lease losses | $233,000 | 3,330 |
| Total noninterest income | $774,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $552,000 | 2,833 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,969 |
| Total noninterest expense | $4,967,000 | 3,257 |
| Salaries and employee benefits | $2,866,000 | 3,097 |
| Premises and equipment expense | $822,000 | 2,830 |
| Additional noninterest expense | $1,279,000 | 3,676 |
| Pre-tax net operating income | $1,948,000 | 3,755 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $780,000 | 2,644 |
| Income before extraordinary items | $1,167,000 | 4,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,167,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $439,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,167,640 | 4,377 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 3,889 |
| Total interest expense | $1,137,000 | 5,082 |
| Net interest income | $4,497,000 | 3,414 |
| Provision for loan and lease losses | $98,000 | 4,217 |
| Total noninterest income | $573,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $399,000 | 2,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,910 |
| Total noninterest expense | $3,657,000 | 3,277 |
| Salaries and employee benefits | $2,124,000 | 3,103 |
| Premises and equipment expense | $625,000 | 2,770 |
| Additional noninterest expense | $908,000 | 3,779 |
| Pre-tax net operating income | $1,315,000 | 4,089 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $524,000 | 2,852 |
| Income before extraordinary items | $790,000 | 4,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $790,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $439,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $790,640 | 4,760 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,001 |
| Total interest expense | $682,000 | 5,234 |
| Net interest income | $2,863,000 | 3,527 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $412,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $266,000 | 2,873 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $146,000 | 4,386 |
| Total noninterest expense | $2,444,000 | 3,257 |
| Salaries and employee benefits | $1,416,000 | 3,083 |
| Premises and equipment expense | $411,000 | 2,777 |
| Additional noninterest expense | $617,000 | 3,713 |
| Pre-tax net operating income | $828,000 | 4,207 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $328,000 | 2,945 |
| Income before extraordinary items | $499,000 | 4,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $499,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $439,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $499,640 | 4,846 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,024 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $1,419,000 | 3,564 |
| Provision for loan and lease losses | $-25,000 | 8,765 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $131,000 | 2,833 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $1,167,000 | 3,390 |
| Salaries and employee benefits | $712,000 | 3,081 |
| Premises and equipment expense | $206,000 | 2,807 |
| Additional noninterest expense | $249,000 | 4,376 |
| Pre-tax net operating income | $443,000 | 4,006 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $176,000 | 2,803 |
| Income before extraordinary items | $267,000 | 4,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $267,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $267,000 | 4,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 3,756 |
| Total interest expense | $1,284,000 | 4,925 |
| Net interest income | $5,836,000 | 3,365 |
| Provision for loan and lease losses | $-325,000 | 8,882 |
| Total noninterest income | $859,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $573,000 | 2,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $286,000 | 4,351 |
| Total noninterest expense | $4,947,000 | 3,149 |
| Salaries and employee benefits | $2,825,000 | 2,998 |
| Premises and equipment expense | $838,000 | 2,681 |
| Additional noninterest expense | $1,284,000 | 3,557 |
| Pre-tax net operating income | $2,073,000 | 3,416 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $829,000 | 2,475 |
| Income before extraordinary items | $1,253,000 | 4,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,253,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-159,000 | 8,851 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,247,240 | 4,042 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 3,718 |
| Total interest expense | $956,000 | 4,907 |
| Net interest income | $4,408,000 | 3,328 |
| Provision for loan and lease losses | $-185,000 | 8,916 |
| Total noninterest income | $590,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $423,000 | 2,871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 4,888 |
| Total noninterest expense | $3,688,000 | 3,133 |
| Salaries and employee benefits | $2,022,000 | 3,096 |
| Premises and equipment expense | $630,000 | 2,661 |
| Additional noninterest expense | $1,036,000 | 3,321 |
| Pre-tax net operating income | $1,495,000 | 3,583 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $597,000 | 2,579 |
| Income before extraordinary items | $907,000 | 4,249 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $907,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 8,863 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $901,240 | 4,195 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,720 |
| Total interest expense | $639,000 | 4,917 |
| Net interest income | $2,935,000 | 3,327 |
| Provision for loan and lease losses | $-145,000 | 8,973 |
| Total noninterest income | $395,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $271,000 | 2,944 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $2,461,000 | 3,154 |
| Salaries and employee benefits | $1,346,000 | 3,124 |
| Premises and equipment expense | $413,000 | 2,713 |
| Additional noninterest expense | $702,000 | 3,298 |
| Pre-tax net operating income | $1,014,000 | 3,497 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $406,000 | 2,529 |
| Income before extraordinary items | $617,000 | 4,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $617,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,922 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $611,240 | 4,109 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 3,764 |
| Total interest expense | $326,000 | 4,921 |
| Net interest income | $1,437,000 | 3,373 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $199,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,119,000 | 3,443 |
| Salaries and employee benefits | $648,000 | 3,231 |
| Premises and equipment expense | $205,000 | 2,758 |
| Additional noninterest expense | $266,000 | 4,111 |
| Pre-tax net operating income | $447,000 | 3,800 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $177,000 | 2,786 |
| Income before extraordinary items | $271,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $271,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,530 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $270,360 | 4,418 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 3,621 |
| Total interest expense | $1,590,000 | 4,705 |
| Net interest income | $5,871,000 | 3,247 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $1,633,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $543,000 | 2,907 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,090,000 | 2,264 |
| Total noninterest expense | $4,776,000 | 3,166 |
| Salaries and employee benefits | $2,670,000 | 3,088 |
| Premises and equipment expense | $906,000 | 2,470 |
| Additional noninterest expense | $1,200,000 | 3,722 |
| Pre-tax net operating income | $2,613,000 | 2,792 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $1,060,000 | 2,098 |
| Income before extraordinary items | $1,592,000 | 3,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,592,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $50,000 | 5,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,567,040 | 3,282 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 3,640 |
| Total interest expense | $1,228,000 | 4,744 |
| Net interest income | $4,433,000 | 3,240 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $1,069,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $393,000 | 2,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $676,000 | 2,626 |
| Total noninterest expense | $3,437,000 | 3,294 |
| Salaries and employee benefits | $1,908,000 | 3,229 |
| Premises and equipment expense | $652,000 | 2,574 |
| Additional noninterest expense | $877,000 | 3,783 |
| Pre-tax net operating income | $2,030,000 | 2,818 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $812,000 | 2,186 |
| Income before extraordinary items | $1,218,000 | 3,463 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,218,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,971 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,218,000 | 3,293 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 3,693 |
| Total interest expense | $840,000 | 4,781 |
| Net interest income | $2,892,000 | 3,302 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $365,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $110,000 | 5,154 |
| Total noninterest expense | $2,320,000 | 3,250 |
| Salaries and employee benefits | $1,267,000 | 3,237 |
| Premises and equipment expense | $442,000 | 2,525 |
| Additional noninterest expense | $611,000 | 3,648 |
| Pre-tax net operating income | $737,000 | 4,288 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $287,000 | 3,323 |
| Income before extraordinary items | $450,000 | 5,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,691 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $450,000 | 4,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 3,699 |
| Total interest expense | $438,000 | 4,752 |
| Net interest income | $1,445,000 | 3,282 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $164,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 2,989 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $1,183,000 | 3,196 |
| Salaries and employee benefits | $631,000 | 3,221 |
| Premises and equipment expense | $213,000 | 2,615 |
| Additional noninterest expense | $339,000 | 3,282 |
| Pre-tax net operating income | $426,000 | 3,892 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $167,000 | 3,022 |
| Income before extraordinary items | $259,000 | 4,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $259,000 | 4,415 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 3,643 |
| Total interest expense | $2,232,000 | 4,475 |
| Net interest income | $5,773,000 | 3,248 |
| Provision for loan and lease losses | $-195,000 | 9,299 |
| Total noninterest income | $955,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $522,000 | 2,869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 3,544 |
| Total noninterest expense | $5,001,000 | 2,929 |
| Salaries and employee benefits | $2,436,000 | 3,183 |
| Premises and equipment expense | $722,000 | 2,924 |
| Additional noninterest expense | $1,843,000 | 2,499 |
| Pre-tax net operating income | $1,922,000 | 3,526 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $759,000 | 2,687 |
| Income before extraordinary items | $1,162,000 | 4,169 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,162,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-220,000 | 9,302 |
| Cash dividends | $874,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,162,640 | 4,070 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 3,543 |
| Total interest expense | $3,918,000 | 3,869 |
| Net interest income | $5,326,000 | 3,265 |
| Provision for loan and lease losses | $-12,000 | 9,445 |
| Total noninterest income | $714,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $510,000 | 2,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $4,737,000 | 2,957 |
| Salaries and employee benefits | $2,505,000 | 2,946 |
| Premises and equipment expense | $872,000 | 2,431 |
| Additional noninterest expense | $1,360,000 | 3,138 |
| Pre-tax net operating income | $1,315,000 | 4,190 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $522,000 | 3,255 |
| Income before extraordinary items | $801,000 | 4,868 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $801,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $264,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $795,880 | 4,772 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 3,329 |
| Total interest expense | $4,101,000 | 3,896 |
| Net interest income | $6,159,000 | 2,868 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $767,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $475,000 | 2,814 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $292,000 | 3,985 |
| Total noninterest expense | $5,137,000 | 2,648 |
| Salaries and employee benefits | $2,379,000 | 2,970 |
| Premises and equipment expense | $876,000 | 2,363 |
| Additional noninterest expense | $1,882,000 | 2,289 |
| Pre-tax net operating income | $1,726,000 | 3,668 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $697,000 | 2,795 |
| Income before extraordinary items | $1,028,000 | 4,300 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,028,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $314,000 | 4,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,028,640 | 4,305 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 3,808 |
| Total interest expense | $2,966,000 | 4,651 |
| Net interest income | $5,267,000 | 3,296 |
| Provision for loan and lease losses | $-150,000 | 10,128 |
| Total noninterest income | $911,000 | 3,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,031 |
| Total noninterest expense | $4,669,000 | 2,892 |
| Salaries and employee benefits | $2,319,000 | 3,012 |
| Premises and equipment expense | $992,000 | 2,063 |
| Additional noninterest expense | $1,358,000 | 3,110 |
| Pre-tax net operating income | $1,659,000 | 3,827 |
| Securities gains (losses) | $-128,000 | 9,988 |
| Applicable income taxes | $615,000 | 3,167 |
| Income before extraordinary items | $916,000 | 4,694 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $916,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,454 |
| Cash dividends | $263,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $997,920 | 4,410 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 3,838 |
| Total interest expense | $2,898,000 | 4,851 |
| Net interest income | $5,354,000 | 3,207 |
| Provision for loan and lease losses | $353,000 | 2,298 |
| Total noninterest income | $1,183,000 | 2,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 2,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $749,000 | 2,270 |
| Total noninterest expense | $4,018,000 | 3,186 |
| Salaries and employee benefits | $2,016,000 | 3,301 |
| Premises and equipment expense | $824,000 | 2,376 |
| Additional noninterest expense | $1,178,000 | 3,422 |
| Pre-tax net operating income | $2,166,000 | 3,115 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $877,000 | 2,541 |
| Income before extraordinary items | $1,291,000 | 3,717 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,291,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,390 |
| Cash dividends | $263,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,289,720 | 3,625 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 4,045 |
| Total interest expense | $2,633,000 | 5,207 |
| Net interest income | $5,209,000 | 3,353 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $649,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,269 |
| Total noninterest expense | $3,849,000 | 3,284 |
| Salaries and employee benefits | $1,992,000 | 3,325 |
| Premises and equipment expense | $740,000 | 2,602 |
| Additional noninterest expense | $1,117,000 | 3,554 |
| Pre-tax net operating income | $2,034,000 | 3,477 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $812,000 | 2,892 |
| Income before extraordinary items | $1,201,000 | 4,058 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,201,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-306,000 | 10,854 |
| Cash dividends | $263,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,214,440 | 3,940 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,008,000 | 4,030 |
| Total interest expense | $2,739,000 | 5,160 |
| Net interest income | $5,269,000 | 3,364 |
| Provision for loan and lease losses | $186,000 | 3,572 |
| Total noninterest income | $1,266,000 | 2,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 2,184 |
| Total noninterest expense | $4,459,000 | 3,038 |
| Salaries and employee benefits | $2,218,000 | 3,009 |
| Premises and equipment expense | $760,000 | 2,574 |
| Additional noninterest expense | $1,481,000 | 3,156 |
| Pre-tax net operating income | $1,890,000 | 3,563 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $765,000 | 2,962 |
| Income before extraordinary items | $1,125,000 | 4,085 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,125,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,967 |
| Cash dividends | $285,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,125,000 | 4,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 4,082 |
| Total interest expense | $3,019,000 | 4,727 |
| Net interest income | $4,828,000 | 3,649 |
| Provision for loan and lease losses | $624,000 | 1,306 |
| Total noninterest income | $665,000 | 4,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,476 |
| Total noninterest expense | $3,484,000 | 3,766 |
| Salaries and employee benefits | $1,897,000 | 3,478 |
| Premises and equipment expense | $697,000 | 2,816 |
| Additional noninterest expense | $890,000 | 4,807 |
| Pre-tax net operating income | $1,385,000 | 4,733 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $834,000 | 5,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $834,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $290,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $844,880 | 5,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 4,460 |
| Total interest expense | $2,313,000 | 4,966 |
| Net interest income | $4,288,000 | 4,099 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $662,000 | 4,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,278 |
| Total noninterest expense | $3,436,000 | 3,910 |
| Salaries and employee benefits | $1,725,000 | 3,778 |
| Premises and equipment expense | $611,000 | 3,221 |
| Additional noninterest expense | $1,100,000 | 4,354 |
| Pre-tax net operating income | $1,322,000 | 4,880 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $523,000 | 3,920 |
| Income before extraordinary items | $799,000 | 5,380 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $799,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $799,000 | 5,438 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 4,576 |
| Total interest expense | $2,280,000 | 5,213 |
| Net interest income | $4,280,000 | 4,140 |
| Provision for loan and lease losses | $642,000 | 1,769 |
| Total noninterest income | $860,000 | 3,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $3,215,000 | 4,239 |
| Salaries and employee benefits | $1,733,000 | 3,756 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $932,000 | 5,226 |
| Pre-tax net operating income | $1,283,000 | 4,914 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $501,000 | 4,181 |
| Income before extraordinary items | $782,000 | 5,661 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $782,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,982 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $782,000 | 5,428 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 4,604 |
| Total interest expense | $2,893,000 | 5,310 |
| Net interest income | $4,492,000 | 4,009 |
| Provision for loan and lease losses | $465,000 | 3,162 |
| Total noninterest income | $1,080,000 | 3,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $606,000 | 2,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,301 |
| Total noninterest expense | $3,310,000 | 4,148 |
| Salaries and employee benefits | $1,782,000 | 3,589 |
| Premises and equipment expense | $509,000 | 3,907 |
| Additional noninterest expense | $1,019,000 | 4,984 |
| Pre-tax net operating income | $1,797,000 | 3,441 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $704,000 | 2,957 |
| Income before extraordinary items | $1,102,000 | 4,123 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,102,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 2,205 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,096,240 | 3,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.