Home > Delaware National Bank > Net charge- offs to loans

Delaware National Bank, Net charge- offs to loans

2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5460%1,297
Percentage Net Loans Charged-off: Total real estate loans1.5638%1,132
Percentage Net Loans Charged-off:Construction & development5.5380%1,018
Percentage Net Loans Charged-off: Commercial real estate2.4236%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5260%2,024
Percentage Net Loans Charged-off: Home equity loans0.6868%973
All other 1-4 family - Percent of loans charged-off, net0.4267%2,209
Percentage Net Loans Charged-off: Commercial and industrial0.5476%2,841
Percentage Net Loans Charged-off: Loans to individuals3.1191%591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2867%3,903
Percentage Net Loans Charged-off: Total real estate loans0.2661%3,245
Percentage Net Loans Charged-off:Construction & development0.1273%2,548
Percentage Net Loans Charged-off: Commercial real estate0.0515%2,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4414%2,031
Percentage Net Loans Charged-off: Home equity loans0.3177%1,104
All other 1-4 family - Percent of loans charged-off, net0.5167%1,795
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%6,446
Percentage Net Loans Charged-off: Loans to individuals1.6100%1,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2122%3,651
Percentage Net Loans Charged-off: Total real estate loans0.2511%2,693
Percentage Net Loans Charged-off:Construction & development0.2625%1,813
Percentage Net Loans Charged-off: Commercial real estate0.1042%1,618
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3587%1,827
Percentage Net Loans Charged-off: Home equity loans0.3331%794
All other 1-4 family - Percent of loans charged-off, net0.3740%1,724
Percentage Net Loans Charged-off: Commercial and industrial-1.2578%7,445
Percentage Net Loans Charged-off: Loans to individuals1.6630%1,206
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7569%2,930
Percentage Net Loans Charged-off: Total real estate loans0.6623%2,503
Percentage Net Loans Charged-off:Construction & development0.6309%2,830
Percentage Net Loans Charged-off: Commercial real estate0.3577%2,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.8906%1,410
Percentage Net Loans Charged-off: Home equity loans1.1246%786
All other 1-4 family - Percent of loans charged-off, net0.7712%1,495
Percentage Net Loans Charged-off: Commercial and industrial1.7729%2,060
Percentage Net Loans Charged-off: Loans to individuals2.4658%1,049
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8152%2,333
Percentage Net Loans Charged-off: Total real estate loans0.6953%1,999
Percentage Net Loans Charged-off:Construction & development0.6349%2,403
Percentage Net Loans Charged-off: Commercial real estate0.3689%1,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.9421%1,133
Percentage Net Loans Charged-off: Home equity loans0.7518%845
All other 1-4 family - Percent of loans charged-off, net1.0362%1,000
Percentage Net Loans Charged-off: Commercial and industrial2.2915%1,382
Percentage Net Loans Charged-off: Loans to individuals2.6942%898
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8026%2,074
Percentage Net Loans Charged-off: Total real estate loans0.7671%1,658
Percentage Net Loans Charged-off:Construction & development0.0523%2,578
Percentage Net Loans Charged-off: Commercial real estate0.5668%980
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.0390%943
Percentage Net Loans Charged-off: Home equity loans0.6379%765
All other 1-4 family - Percent of loans charged-off, net1.2310%796
Percentage Net Loans Charged-off: Commercial and industrial0.5390%2,612
Percentage Net Loans Charged-off: Loans to individuals2.8256%804
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0898%1,247
Percentage Net Loans Charged-off: Total real estate loans1.1199%935
Percentage Net Loans Charged-off:Construction & development0.0999%1,742
Percentage Net Loans Charged-off: Commercial real estate1.2227%399
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.2844%604
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net1.8796%422
Percentage Net Loans Charged-off: Commercial and industrial0.4746%1,902
Percentage Net Loans Charged-off: Loans to individuals1.6693%1,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3708%2,986
Percentage Net Loans Charged-off: Total real estate loans0.1341%3,354
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0391%2,063
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2231%2,043
Percentage Net Loans Charged-off: Home equity loans0.3068%879
All other 1-4 family - Percent of loans charged-off, net0.1935%2,084
Percentage Net Loans Charged-off: Commercial and industrial3.3161%623
Percentage Net Loans Charged-off: Loans to individuals2.8311%612
Percentage Net Loans Charged-off: Credit card loans2.7550%556
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3966%2,061
Percentage Net Loans Charged-off: Total real estate loans0.1585%2,399
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0530%1,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2606%1,462
Percentage Net Loans Charged-off: Home equity loans0.4340%600
All other 1-4 family - Percent of loans charged-off, net0.2031%1,577
Percentage Net Loans Charged-off: Commercial and industrial2.9597%501
Percentage Net Loans Charged-off: Loans to individuals3.2835%428
Percentage Net Loans Charged-off: Credit card loans2.9389%468
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4818%1,435
Percentage Net Loans Charged-off: Total real estate loans0.2140%1,662
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3954%940
Percentage Net Loans Charged-off: Home equity loans0.6960%383
All other 1-4 family - Percent of loans charged-off, net0.3023%1,040
Percentage Net Loans Charged-off: Commercial and industrial3.4372%353
Percentage Net Loans Charged-off: Loans to individuals3.4934%370
Percentage Net Loans Charged-off: Credit card loans3.5894%368
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2545%1,851
Percentage Net Loans Charged-off: Total real estate loans0.1792%1,325
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3295%806
Percentage Net Loans Charged-off: Home equity loans0.5951%288
All other 1-4 family - Percent of loans charged-off, net0.2511%865
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals2.5427%575
Percentage Net Loans Charged-off: Credit card loans3.7783%329
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1029%3,908
Percentage Net Loans Charged-off: Total real estate loans0.0653%2,591
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1166%1,755
Percentage Net Loans Charged-off: Home equity loans0.6279%261
All other 1-4 family - Percent of loans charged-off, net-0.0295%7,974
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%7,027
Percentage Net Loans Charged-off: Loans to individuals1.1619%1,364
Percentage Net Loans Charged-off: Credit card loans2.0325%593
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1238%2,817
Percentage Net Loans Charged-off: Total real estate loans0.0924%1,575
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1641%1,055
Percentage Net Loans Charged-off: Home equity loans0.8473%150
All other 1-4 family - Percent of loans charged-off, net-0.0300%7,920
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals1.0531%1,287
Percentage Net Loans Charged-off: Credit card loans1.5433%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1746%1,897
Percentage Net Loans Charged-off: Total real estate loans0.1405%970
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2490%678
Percentage Net Loans Charged-off: Home equity loans1.2636%98
All other 1-4 family - Percent of loans charged-off, net-0.0457%8,022
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals1.2222%1,021
Percentage Net Loans Charged-off: Credit card loans2.1176%493
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0194%7,249
Percentage Net Loans Charged-off: Total real estate loans-0.0419%8,134
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0742%8,166
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0960%8,173
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.4514%2,267
Percentage Net Loans Charged-off: Credit card loans1.6807%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0622%4,084
Percentage Net Loans Charged-off: Total real estate loans0.0209%2,683
Percentage Net Loans Charged-off:Construction & development-0.0098%7,704
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0387%2,126
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0518%1,851
Percentage Net Loans Charged-off: Commercial and industrial0.4182%1,791
Percentage Net Loans Charged-off: Loans to individuals0.6191%2,418
Percentage Net Loans Charged-off: Credit card loans2.1619%550
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0917%2,867
Percentage Net Loans Charged-off: Total real estate loans0.0415%1,762
Percentage Net Loans Charged-off:Construction & development-0.0130%7,721
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0754%1,370
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1015%1,126
Percentage Net Loans Charged-off: Commercial and industrial0.5638%1,213
Percentage Net Loans Charged-off: Loans to individuals0.7407%1,821
Percentage Net Loans Charged-off: Credit card loans2.9688%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%3,224
Percentage Net Loans Charged-off: Total real estate loans-0.0023%7,563
Percentage Net Loans Charged-off:Construction & development-0.0192%7,716
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.7078%954
Percentage Net Loans Charged-off: Loans to individuals0.7134%1,769
Percentage Net Loans Charged-off: Credit card loans1.5195%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%3,901
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1257%7,435
Percentage Net Loans Charged-off: Loans to individuals0.4146%2,392
Percentage Net Loans Charged-off: Credit card loans0.7261%745
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0755%4,170
Percentage Net Loans Charged-off: Total real estate loans0.0185%2,763
Percentage Net Loans Charged-off:Construction & development0.0106%625
Percentage Net Loans Charged-off: Commercial real estate-0.0170%8,072
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0401%2,181
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0587%1,811
Percentage Net Loans Charged-off: Commercial and industrial1.1919%980
Percentage Net Loans Charged-off: Loans to individuals0.2380%4,885
Percentage Net Loans Charged-off: Credit card loans0.6302%1,307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0061%7,483
Percentage Net Loans Charged-off: Total real estate loans-0.0079%7,803
Percentage Net Loans Charged-off:Construction & development0.0145%475
Percentage Net Loans Charged-off: Commercial real estate-0.0227%8,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%7,839
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0075%7,874
Percentage Net Loans Charged-off: Commercial and industrial-0.1839%7,697
Percentage Net Loans Charged-off: Loans to individuals0.1722%4,775
Percentage Net Loans Charged-off: Credit card loans0.4647%1,221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%7,472
Percentage Net Loans Charged-off: Total real estate loans-0.0128%7,897
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0337%8,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%7,817
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0068%7,865
Percentage Net Loans Charged-off: Commercial and industrial-0.2827%7,827
Percentage Net Loans Charged-off: Loans to individuals0.1749%4,309
Percentage Net Loans Charged-off: Credit card loans1.1084%912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0452%7,777
Percentage Net Loans Charged-off: Total real estate loans-0.0225%8,139
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0688%8,387
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%7,905
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0046%7,946
Percentage Net Loans Charged-off: Commercial and industrial-0.3922%7,973
Percentage Net Loans Charged-off: Loans to individuals-0.1886%7,629
Percentage Net Loans Charged-off: Credit card loans1.9900%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%4,282
Percentage Net Loans Charged-off: Total real estate loans-0.0108%8,114
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0194%8,233
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0277%8,295
Percentage Net Loans Charged-off: Commercial and industrial1.1262%1,231
Percentage Net Loans Charged-off: Loans to individuals0.9125%2,253
Percentage Net Loans Charged-off: Credit card loans2.4317%824
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1221%3,302
Percentage Net Loans Charged-off: Total real estate loans-0.0142%8,161
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0255%8,282
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0360%8,362
Percentage Net Loans Charged-off: Commercial and industrial1.4796%816
Percentage Net Loans Charged-off: Loans to individuals0.9895%1,895
Percentage Net Loans Charged-off: Credit card loans2.2943%812
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%3,293
Percentage Net Loans Charged-off: Total real estate loans-0.0213%8,260
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0384%8,411
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0540%8,478
Percentage Net Loans Charged-off: Commercial and industrial1.0477%1,004
Percentage Net Loans Charged-off: Loans to individuals1.0444%1,790
Percentage Net Loans Charged-off: Credit card loans2.8442%681
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1994%1,944
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,941
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%8,150
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0113%8,213
Percentage Net Loans Charged-off: Commercial and industrial2.8748%372
Percentage Net Loans Charged-off: Loans to individuals0.8466%2,084
Percentage Net Loans Charged-off: Credit card loans1.7358%814
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1979%3,407
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,906
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%8,123
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0015%8,148
Percentage Net Loans Charged-off: Commercial and industrial1.1798%1,493
Percentage Net Loans Charged-off: Loans to individuals1.5739%1,268
Percentage Net Loans Charged-off: Credit card loans3.3434%765
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1763%3,254
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,456
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0015%2,892
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0021%2,732
Percentage Net Loans Charged-off: Commercial and industrial0.4201%2,408
Percentage Net Loans Charged-off: Loans to individuals1.7947%928
Percentage Net Loans Charged-off: Credit card loans4.7852%447
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1847%2,918
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,791
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0095%2,236
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0126%2,082
Percentage Net Loans Charged-off: Commercial and industrial0.6178%1,765
Percentage Net Loans Charged-off: Loans to individuals1.6329%1,124
Percentage Net Loans Charged-off: Credit card loans4.1803%565
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2308%2,133
Percentage Net Loans Charged-off: Total real estate loans0.0161%1,781
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0296%1,374
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0391%1,240
Percentage Net Loans Charged-off: Commercial and industrial1.2199%900
Percentage Net Loans Charged-off: Loans to individuals1.5155%1,270
Percentage Net Loans Charged-off: Credit card loans5.1908%441
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2282%3,371
Percentage Net Loans Charged-off: Total real estate loans0.0190%3,336
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0337%2,588
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0402%2,375
Percentage Net Loans Charged-off: Commercial and industrial1.4443%1,431
Percentage Net Loans Charged-off: Loans to individuals0.8831%2,722
Percentage Net Loans Charged-off: Credit card loans3.1751%889
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1988%3,647
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1428%3,939
Percentage Net Loans Charged-off: Loans to individuals0.8965%2,564
Percentage Net Loans Charged-off: Credit card loans2.9074%919
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4350%1,530
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%2,778
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6729%1,018
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3730%2,181
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1304%5,159
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1089%5,418
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0833%6,086
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%7,640
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%10,072
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA