Home > Delaware First Bank, F.S.B. > Income and Expense

Delaware First Bank, F.S.B., Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$7,427,0004,187
Total interest expense$4,869,0003,074
Net interest income$2,558,0005,751
Provision for loan and lease losses$69,0005,910
Total noninterest income$405,0005,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$405,0003,413
Total noninterest expense$2,704,0004,502
Salaries and employee benefits$1,367,0004,576
Premises and equipment expense$339,0004,991
Additional noninterest expense$998,0003,970
Pre-tax net operating income$190,0008,951
Securities gains (losses)$04,449
Applicable income taxes$51,0008,309
Income before extraordinary items$139,0009,056
Extraordinary gains, net$032
Net income$139,0009,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$139,0008,992
1997-12-31 (YTD Data)Rank
Total interest income$7,908,0004,015
Total interest expense$5,867,0002,544
Net interest income$2,041,0006,831
Provision for loan and lease losses$216,0003,274
Total noninterest income$224,0007,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$224,0004,685
Total noninterest expense$2,198,0005,297
Salaries and employee benefits$1,213,0005,048
Premises and equipment expense$352,0004,871
Additional noninterest expense$633,0005,600
Pre-tax net operating income$-149,00010,530
Securities gains (losses)$77,0001,108
Applicable income taxes$-31,00010,584
Income before extraordinary items$-41,00010,455
Extraordinary gains, net$044
Net income$-41,00010,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,041
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$7,167,000133
Net operating income$-90,28010,479
1996-12-31 (YTD Data)Rank
Total interest income$8,036,0004,020
Total interest expense$5,745,0002,646
Net interest income$2,291,0006,571
Provision for loan and lease losses$47,0006,760
Total noninterest income$308,0006,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$308,0004,008
Total noninterest expense$2,746,0004,635
Salaries and employee benefits$1,173,0005,308
Premises and equipment expense$336,0005,155
Additional noninterest expense$1,237,0003,689
Pre-tax net operating income$-194,00011,066
Securities gains (losses)$-93,00011,182
Applicable income taxes$-121,00011,199
Income before extraordinary items$-166,00011,078
Extraordinary gains, net$053
Net income$-166,00011,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-106,48010,965
1995-12-31 (YTD Data)Rank
Total interest income$7,427,0004,320
Total interest expense$5,035,0003,009
Net interest income$2,392,0006,501
Provision for loan and lease losses$5,0008,671
Total noninterest income$181,0008,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$181,0005,418
Total noninterest expense$2,316,0005,322
Salaries and employee benefits$1,258,0005,007
Premises and equipment expense$340,0005,132
Additional noninterest expense$718,0005,727
Pre-tax net operating income$252,00010,098
Securities gains (losses)$604,000310
Applicable income taxes$337,0005,582
Income before extraordinary items$519,0007,111
Extraordinary gains, net$065
Net income$519,0007,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,724
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$132,44010,610
1994-12-31 (YTD Data)Rank
Total interest income$6,131,0004,766
Total interest expense$3,809,0003,212
Net interest income$2,322,0006,818
Provision for loan and lease losses$-10,00011,755
Total noninterest income$-124,00012,575
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$-124,00012,617
Total noninterest expense$2,051,0006,072
Salaries and employee benefits$1,051,0005,847
Premises and equipment expense$278,0006,034
Additional noninterest expense$722,0006,172
Pre-tax net operating income$157,00011,214
Securities gains (losses)$-4,0009,291
Applicable income taxes$-36,00012,171
Income before extraordinary items$189,00010,412
Extraordinary gains, net$0249
Net income$189,00010,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,981
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$193,00010,400
1993-12-31 (YTD Data)Rank
Total interest income$6,689,0004,500
Total interest expense$4,364,0002,925
Net interest income$2,325,0006,885
Provision for loan and lease losses$10,0009,731
Total noninterest income$173,0009,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$173,0006,106
Total noninterest expense$1,905,0006,608
Salaries and employee benefits$978,0006,253
Premises and equipment expense$231,0007,075
Additional noninterest expense$696,0006,592
Pre-tax net operating income$583,0008,065
Securities gains (losses)$222,0001,577
Applicable income taxes$293,0006,165
Income before extraordinary items$512,0007,447
Extraordinary gains, net$03,149
Net income$512,0007,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$369,9208,480
1992-12-31 (YTD Data)Rank
Total interest income$7,601,0004,489
Total interest expense$5,521,0003,014
Net interest income$2,080,0007,543
Provision for loan and lease losses$50,0009,026
Total noninterest income$226,0008,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$226,0005,284
Total noninterest expense$1,742,0007,144
Salaries and employee benefits$850,0006,930
Premises and equipment expense$199,0007,855
Additional noninterest expense$693,0006,797
Pre-tax net operating income$514,0008,310
Securities gains (losses)$209,0001,956
Applicable income taxes$281,0006,199
Income before extraordinary items$442,0007,808
Extraordinary gains, net$01,422
Net income$442,0007,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$308,2408,834

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.