Home > Delanco Federal Savings Bank > Income and Expense
Delanco Federal Savings Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 4,089 |
| Total interest expense | $125,000 | 3,791 |
| Net interest income | $931,000 | 4,091 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $39,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $13,000 | 5,026 |
| Total noninterest expense | $1,045,000 | 3,461 |
| Salaries and employee benefits | $370,000 | 4,288 |
| Premises and equipment expense | $155,000 | 2,852 |
| Additional noninterest expense | $520,000 | 2,558 |
| Pre-tax net operating income | $-75,000 | 5,489 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-25,000 | 5,514 |
| Income before extraordinary items | $-50,000 | 5,459 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-50,000 | 5,460 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-50,000 | 5,459 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-50,000 | 5,464 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 4,047 |
| Total interest expense | $505,000 | 3,655 |
| Net interest income | $3,741,000 | 4,058 |
| Provision for loan and lease losses | $-110,000 | 5,383 |
| Total noninterest income | $180,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $102,000 | 4,309 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $78,000 | 4,929 |
| Total noninterest expense | $3,629,000 | 3,746 |
| Salaries and employee benefits | $1,513,000 | 4,277 |
| Premises and equipment expense | $557,000 | 3,055 |
| Additional noninterest expense | $1,559,000 | 3,149 |
| Pre-tax net operating income | $402,000 | 4,874 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $631,000 | 2,245 |
| Income before extraordinary items | $-229,000 | 5,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-229,000 | 5,466 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-229,000 | 5,466 |
| Net charge-offs | $-100,000 | 5,291 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-229,000 | 5,465 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,079 |
| Total interest expense | $375,000 | 3,685 |
| Net interest income | $2,806,000 | 4,088 |
| Provision for loan and lease losses | $-85,000 | 5,512 |
| Total noninterest income | $100,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $76,000 | 4,353 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 5,327 |
| Total noninterest expense | $2,572,000 | 3,883 |
| Salaries and employee benefits | $1,136,000 | 4,293 |
| Premises and equipment expense | $420,000 | 3,077 |
| Additional noninterest expense | $1,016,000 | 3,430 |
| Pre-tax net operating income | $419,000 | 4,752 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $203,000 | 2,750 |
| Income before extraordinary items | $216,000 | 5,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $216,000 | 5,080 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $216,000 | 5,080 |
| Net charge-offs | $-79,000 | 5,278 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $216,000 | 5,069 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 4,087 |
| Total interest expense | $249,000 | 3,671 |
| Net interest income | $1,859,000 | 4,110 |
| Provision for loan and lease losses | $-20,000 | 5,555 |
| Total noninterest income | $63,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $47,000 | 4,465 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $16,000 | 5,358 |
| Total noninterest expense | $1,727,000 | 3,884 |
| Salaries and employee benefits | $757,000 | 4,319 |
| Premises and equipment expense | $282,000 | 3,064 |
| Additional noninterest expense | $688,000 | 3,428 |
| Pre-tax net operating income | $215,000 | 4,924 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $104,000 | 2,909 |
| Income before extraordinary items | $111,000 | 5,219 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $111,000 | 5,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $111,000 | 5,219 |
| Net charge-offs | $-9,000 | 4,762 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $111,000 | 5,209 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 4,114 |
| Total interest expense | $125,000 | 3,649 |
| Net interest income | $922,000 | 4,147 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $8,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-15,000 | 5,816 |
| Total noninterest expense | $856,000 | 3,941 |
| Salaries and employee benefits | $375,000 | 4,387 |
| Premises and equipment expense | $144,000 | 3,068 |
| Additional noninterest expense | $337,000 | 3,472 |
| Pre-tax net operating income | $74,000 | 5,154 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $26,000 | 3,238 |
| Income before extraordinary items | $48,000 | 5,273 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $48,000 | 5,273 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $48,000 | 5,273 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $48,000 | 5,266 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 4,129 |
| Total interest expense | $543,000 | 3,497 |
| Net interest income | $3,632,000 | 4,172 |
| Provision for loan and lease losses | $-103,000 | 5,592 |
| Total noninterest income | $-63,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $96,000 | 4,546 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-159,000 | 5,887 |
| Total noninterest expense | $3,546,000 | 3,890 |
| Salaries and employee benefits | $1,518,000 | 4,384 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $1,436,000 | 3,440 |
| Pre-tax net operating income | $126,000 | 5,445 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $49,000 | 3,604 |
| Income before extraordinary items | $77,000 | 5,555 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $77,000 | 5,553 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $77,000 | 5,554 |
| Net charge-offs | $55,000 | 3,070 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $77,000 | 5,520 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,153 |
| Total interest expense | $410,000 | 3,508 |
| Net interest income | $2,740,000 | 4,182 |
| Provision for loan and lease losses | $-129,000 | 5,742 |
| Total noninterest income | $-95,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $71,000 | 4,603 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-166,000 | 5,959 |
| Total noninterest expense | $2,688,000 | 3,882 |
| Salaries and employee benefits | $1,138,000 | 4,387 |
| Premises and equipment expense | $448,000 | 3,035 |
| Additional noninterest expense | $1,102,000 | 3,406 |
| Pre-tax net operating income | $86,000 | 5,541 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $43,000 | 3,623 |
| Income before extraordinary items | $43,000 | 5,668 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $43,000 | 5,667 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $43,000 | 5,668 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $43,000 | 5,633 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 4,148 |
| Total interest expense | $276,000 | 3,517 |
| Net interest income | $1,853,000 | 4,189 |
| Provision for loan and lease losses | $-129,000 | 5,866 |
| Total noninterest income | $-135,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-184,000 | 6,041 |
| Total noninterest expense | $1,797,000 | 3,909 |
| Salaries and employee benefits | $762,000 | 4,407 |
| Premises and equipment expense | $301,000 | 3,031 |
| Additional noninterest expense | $734,000 | 3,425 |
| Pre-tax net operating income | $50,000 | 5,636 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $31,000 | 3,622 |
| Income before extraordinary items | $19,000 | 5,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $19,000 | 5,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $19,000 | 5,746 |
| Net charge-offs | $-70,000 | 5,603 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $19,000 | 5,711 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 4,189 |
| Total interest expense | $141,000 | 3,494 |
| Net interest income | $917,000 | 4,234 |
| Provision for loan and lease losses | $-81,000 | 5,973 |
| Total noninterest income | $-158,000 | 6,109 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-179,000 | 6,112 |
| Total noninterest expense | $922,000 | 3,878 |
| Salaries and employee benefits | $387,000 | 4,417 |
| Premises and equipment expense | $160,000 | 2,945 |
| Additional noninterest expense | $375,000 | 3,378 |
| Pre-tax net operating income | $-82,000 | 5,947 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-36,000 | 6,038 |
| Income before extraordinary items | $-46,000 | 5,920 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-46,000 | 5,920 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-46,000 | 5,920 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-46,000 | 5,903 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 4,166 |
| Total interest expense | $573,000 | 3,475 |
| Net interest income | $3,733,000 | 4,206 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $-88,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $100,000 | 4,713 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-188,000 | 6,139 |
| Total noninterest expense | $3,869,000 | 3,788 |
| Salaries and employee benefits | $1,562,000 | 4,411 |
| Premises and equipment expense | $603,000 | 3,090 |
| Additional noninterest expense | $1,704,000 | 3,126 |
| Pre-tax net operating income | $-249,000 | 5,983 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-45,000 | 5,958 |
| Income before extraordinary items | $-204,000 | 5,988 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-204,000 | 5,989 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-204,000 | 5,989 |
| Net charge-offs | $30,000 | 3,562 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-204,000 | 5,973 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 4,208 |
| Total interest expense | $428,000 | 3,535 |
| Net interest income | $2,804,000 | 4,247 |
| Provision for loan and lease losses | $25,000 | 3,699 |
| Total noninterest income | $-172,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $76,000 | 4,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-248,000 | 6,235 |
| Total noninterest expense | $2,909,000 | 3,806 |
| Salaries and employee benefits | $1,166,000 | 4,448 |
| Premises and equipment expense | $453,000 | 3,131 |
| Additional noninterest expense | $1,290,000 | 3,119 |
| Pre-tax net operating income | $-302,000 | 6,119 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-56,000 | 6,138 |
| Income before extraordinary items | $-246,000 | 6,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-246,000 | 6,120 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-246,000 | 6,120 |
| Net charge-offs | $56,000 | 2,687 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-246,000 | 6,109 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 4,243 |
| Total interest expense | $287,000 | 3,546 |
| Net interest income | $1,855,000 | 4,291 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $-225,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $48,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-273,000 | 6,321 |
| Total noninterest expense | $1,908,000 | 3,863 |
| Salaries and employee benefits | $767,000 | 4,517 |
| Premises and equipment expense | $300,000 | 3,167 |
| Additional noninterest expense | $841,000 | 3,199 |
| Pre-tax net operating income | $-303,000 | 6,210 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-57,000 | 6,236 |
| Income before extraordinary items | $-246,000 | 6,203 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-246,000 | 6,203 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-246,000 | 6,203 |
| Net charge-offs | $47,000 | 2,361 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-246,000 | 6,194 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 4,257 |
| Total interest expense | $144,000 | 3,570 |
| Net interest income | $930,000 | 4,305 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $-239,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-261,000 | 6,408 |
| Total noninterest expense | $995,000 | 3,805 |
| Salaries and employee benefits | $378,000 | 4,578 |
| Premises and equipment expense | $160,000 | 3,064 |
| Additional noninterest expense | $457,000 | 2,992 |
| Pre-tax net operating income | $-319,000 | 6,338 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-41,000 | 6,314 |
| Income before extraordinary items | $-278,000 | 6,340 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-278,000 | 6,341 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-278,000 | 6,341 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-278,000 | 6,331 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 4,219 |
| Total interest expense | $615,000 | 3,572 |
| Net interest income | $3,870,000 | 4,272 |
| Provision for loan and lease losses | $719,000 | 1,110 |
| Total noninterest income | $-670,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $107,000 | 4,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-777,000 | 6,481 |
| Total noninterest expense | $3,818,000 | 3,928 |
| Salaries and employee benefits | $1,542,000 | 4,564 |
| Premises and equipment expense | $604,000 | 3,214 |
| Additional noninterest expense | $1,672,000 | 3,287 |
| Pre-tax net operating income | $-1,337,000 | 6,386 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-502,000 | 6,384 |
| Income before extraordinary items | $-835,000 | 6,348 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-835,000 | 6,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-835,000 | 6,348 |
| Net charge-offs | $769,000 | 1,093 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-835,000 | 6,345 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 4,223 |
| Total interest expense | $465,000 | 3,606 |
| Net interest income | $2,944,000 | 4,284 |
| Provision for loan and lease losses | $719,000 | 877 |
| Total noninterest income | $-440,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $80,000 | 4,961 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-520,000 | 6,555 |
| Total noninterest expense | $2,871,000 | 3,949 |
| Salaries and employee benefits | $1,175,000 | 4,543 |
| Premises and equipment expense | $467,000 | 3,186 |
| Additional noninterest expense | $1,229,000 | 3,338 |
| Pre-tax net operating income | $-1,086,000 | 6,486 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-399,000 | 6,497 |
| Income before extraordinary items | $-687,000 | 6,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-687,000 | 6,428 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-687,000 | 6,428 |
| Net charge-offs | $720,000 | 873 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-687,000 | 6,427 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 4,213 |
| Total interest expense | $312,000 | 3,636 |
| Net interest income | $1,981,000 | 4,264 |
| Provision for loan and lease losses | $419,000 | 975 |
| Total noninterest income | $-416,000 | 6,639 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $51,000 | 5,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-467,000 | 6,639 |
| Total noninterest expense | $1,902,000 | 3,990 |
| Salaries and employee benefits | $779,000 | 4,598 |
| Premises and equipment expense | $318,000 | 3,166 |
| Additional noninterest expense | $805,000 | 3,392 |
| Pre-tax net operating income | $-756,000 | 6,554 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-242,000 | 6,569 |
| Income before extraordinary items | $-514,000 | 6,526 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-514,000 | 6,526 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-514,000 | 6,526 |
| Net charge-offs | $370,000 | 1,099 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-514,000 | 6,523 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 4,194 |
| Total interest expense | $159,000 | 3,643 |
| Net interest income | $1,009,000 | 4,220 |
| Provision for loan and lease losses | $344,000 | 628 |
| Total noninterest income | $-467,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-489,000 | 6,718 |
| Total noninterest expense | $949,000 | 4,021 |
| Salaries and employee benefits | $386,000 | 4,664 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $385,000 | 3,507 |
| Pre-tax net operating income | $-751,000 | 6,663 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-230,000 | 6,676 |
| Income before extraordinary items | $-521,000 | 6,640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-521,000 | 6,640 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-521,000 | 6,640 |
| Net charge-offs | $125,000 | 1,231 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-521,000 | 6,639 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 4,227 |
| Total interest expense | $788,000 | 3,478 |
| Net interest income | $3,946,000 | 4,306 |
| Provision for loan and lease losses | $770,000 | 1,377 |
| Total noninterest income | $-14,000 | 6,669 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-118,000 | 6,627 |
| Total noninterest expense | $3,670,000 | 4,133 |
| Salaries and employee benefits | $1,513,000 | 4,728 |
| Premises and equipment expense | $601,000 | 3,307 |
| Additional noninterest expense | $1,556,000 | 3,564 |
| Pre-tax net operating income | $-508,000 | 6,474 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-193,000 | 6,549 |
| Income before extraordinary items | $-315,000 | 6,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-315,000 | 6,438 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-315,000 | 6,439 |
| Net charge-offs | $551,000 | 1,915 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-315,000 | 6,428 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 4,227 |
| Total interest expense | $613,000 | 3,485 |
| Net interest income | $2,989,000 | 4,323 |
| Provision for loan and lease losses | $364,000 | 1,880 |
| Total noninterest income | $-48,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $77,000 | 5,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-125,000 | 6,749 |
| Total noninterest expense | $2,740,000 | 4,158 |
| Salaries and employee benefits | $1,129,000 | 4,765 |
| Premises and equipment expense | $446,000 | 3,365 |
| Additional noninterest expense | $1,165,000 | 3,568 |
| Pre-tax net operating income | $-163,000 | 6,462 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-42,000 | 6,620 |
| Income before extraordinary items | $-121,000 | 6,475 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-121,000 | 6,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-121,000 | 6,477 |
| Net charge-offs | $354,000 | 1,948 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-121,000 | 6,445 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 4,202 |
| Total interest expense | $423,000 | 3,464 |
| Net interest income | $1,999,000 | 4,317 |
| Provision for loan and lease losses | $247,000 | 1,887 |
| Total noninterest income | $18,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $48,000 | 5,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-30,000 | 6,724 |
| Total noninterest expense | $1,872,000 | 4,111 |
| Salaries and employee benefits | $763,000 | 4,762 |
| Premises and equipment expense | $293,000 | 3,419 |
| Additional noninterest expense | $816,000 | 3,455 |
| Pre-tax net operating income | $-102,000 | 6,476 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-24,000 | 6,643 |
| Income before extraordinary items | $-78,000 | 6,500 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-78,000 | 6,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-78,000 | 6,501 |
| Net charge-offs | $233,000 | 1,941 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-78,000 | 6,460 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 4,241 |
| Total interest expense | $219,000 | 3,479 |
| Net interest income | $989,000 | 4,366 |
| Provision for loan and lease losses | $157,000 | 1,570 |
| Total noninterest income | $-14,000 | 6,897 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-39,000 | 6,864 |
| Total noninterest expense | $959,000 | 4,100 |
| Salaries and employee benefits | $377,000 | 4,821 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $433,000 | 3,318 |
| Pre-tax net operating income | $-141,000 | 6,663 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-29,000 | 6,820 |
| Income before extraordinary items | $-112,000 | 6,672 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-112,000 | 6,673 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-112,000 | 6,673 |
| Net charge-offs | $134,000 | 1,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-112,000 | 6,641 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 4,159 |
| Total interest expense | $1,171,000 | 3,258 |
| Net interest income | $4,147,000 | 4,316 |
| Provision for loan and lease losses | $620,000 | 2,413 |
| Total noninterest income | $71,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $105,000 | 5,360 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-34,000 | 6,650 |
| Total noninterest expense | $4,084,000 | 3,975 |
| Salaries and employee benefits | $1,520,000 | 4,812 |
| Premises and equipment expense | $629,000 | 3,276 |
| Additional noninterest expense | $1,935,000 | 3,171 |
| Pre-tax net operating income | $-486,000 | 6,497 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-114,000 | 6,720 |
| Income before extraordinary items | $-372,000 | 6,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-372,000 | 6,538 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-372,000 | 6,540 |
| Net charge-offs | $933,000 | 1,896 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-372,000 | 6,474 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 4,184 |
| Total interest expense | $916,000 | 3,269 |
| Net interest income | $3,151,000 | 4,344 |
| Provision for loan and lease losses | $325,000 | 2,856 |
| Total noninterest income | $37,000 | 6,755 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-39,000 | 6,816 |
| Total noninterest expense | $3,009,000 | 4,059 |
| Salaries and employee benefits | $1,161,000 | 4,775 |
| Premises and equipment expense | $473,000 | 3,302 |
| Additional noninterest expense | $1,375,000 | 3,330 |
| Pre-tax net operating income | $-146,000 | 6,476 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $23,000 | 4,110 |
| Income before extraordinary items | $-169,000 | 6,598 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-169,000 | 6,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-169,000 | 6,596 |
| Net charge-offs | $611,000 | 1,959 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-169,000 | 6,512 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 4,165 |
| Total interest expense | $634,000 | 3,283 |
| Net interest income | $2,123,000 | 4,328 |
| Provision for loan and lease losses | $217,000 | 2,874 |
| Total noninterest income | $-41,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-90,000 | 6,992 |
| Total noninterest expense | $1,916,000 | 4,177 |
| Salaries and employee benefits | $787,000 | 4,784 |
| Premises and equipment expense | $319,000 | 3,282 |
| Additional noninterest expense | $810,000 | 3,635 |
| Pre-tax net operating income | $-51,000 | 6,447 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $-113,000 | 6,640 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-113,000 | 6,640 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-113,000 | 6,640 |
| Net charge-offs | $300,000 | 2,327 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-113,000 | 6,560 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,149 |
| Total interest expense | $331,000 | 3,293 |
| Net interest income | $1,079,000 | 4,311 |
| Provision for loan and lease losses | $137,000 | 2,520 |
| Total noninterest income | $-70,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-96,000 | 7,158 |
| Total noninterest expense | $967,000 | 4,189 |
| Salaries and employee benefits | $386,000 | 4,864 |
| Premises and equipment expense | $152,000 | 3,426 |
| Additional noninterest expense | $429,000 | 3,484 |
| Pre-tax net operating income | $-95,000 | 6,725 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $67,000 | 2,800 |
| Income before extraordinary items | $-162,000 | 6,879 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-162,000 | 6,880 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-162,000 | 6,880 |
| Net charge-offs | $299,000 | 1,498 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-162,000 | 6,835 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 4,011 |
| Total interest expense | $1,500,000 | 3,452 |
| Net interest income | $4,586,000 | 4,158 |
| Provision for loan and lease losses | $1,545,000 | 1,857 |
| Total noninterest income | $134,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $134,000 | 4,990 |
| Total noninterest expense | $3,668,000 | 4,367 |
| Salaries and employee benefits | $1,586,000 | 4,817 |
| Premises and equipment expense | $688,000 | 3,245 |
| Additional noninterest expense | $1,394,000 | 4,047 |
| Pre-tax net operating income | $-493,000 | 6,405 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-258,000 | 6,964 |
| Income before extraordinary items | $-235,000 | 6,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-235,000 | 6,358 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-235,000 | 6,358 |
| Net charge-offs | $932,000 | 2,445 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-235,000 | 6,302 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 4,005 |
| Total interest expense | $1,144,000 | 3,531 |
| Net interest income | $3,500,000 | 4,118 |
| Provision for loan and lease losses | $235,000 | 3,935 |
| Total noninterest income | $27,000 | 6,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $2,766,000 | 4,347 |
| Salaries and employee benefits | $1,197,000 | 4,787 |
| Premises and equipment expense | $530,000 | 3,224 |
| Additional noninterest expense | $1,039,000 | 4,071 |
| Pre-tax net operating income | $526,000 | 4,401 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $210,000 | 2,617 |
| Income before extraordinary items | $316,000 | 4,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,984 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $316,000 | 4,984 |
| Net charge-offs | $202,000 | 3,703 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $316,000 | 4,870 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 4,021 |
| Total interest expense | $774,000 | 3,587 |
| Net interest income | $2,355,000 | 4,100 |
| Provision for loan and lease losses | $155,000 | 3,847 |
| Total noninterest income | $-8,000 | 7,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-8,000 | 7,013 |
| Total noninterest expense | $1,849,000 | 4,373 |
| Salaries and employee benefits | $803,000 | 4,806 |
| Premises and equipment expense | $366,000 | 3,151 |
| Additional noninterest expense | $680,000 | 4,190 |
| Pre-tax net operating income | $343,000 | 4,428 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $137,000 | 2,596 |
| Income before extraordinary items | $206,000 | 4,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $206,000 | 4,986 |
| Net charge-offs | $78,000 | 4,078 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $206,000 | 4,894 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 4,025 |
| Total interest expense | $398,000 | 3,621 |
| Net interest income | $1,176,000 | 4,100 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $7,000 | 7,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $949,000 | 4,336 |
| Salaries and employee benefits | $402,000 | 4,850 |
| Premises and equipment expense | $198,000 | 3,026 |
| Additional noninterest expense | $349,000 | 4,103 |
| Pre-tax net operating income | $154,000 | 4,607 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $59,000 | 2,706 |
| Income before extraordinary items | $95,000 | 5,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $95,000 | 5,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $95,000 | 5,081 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $95,000 | 5,022 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 3,937 |
| Total interest expense | $2,093,000 | 3,440 |
| Net interest income | $4,820,000 | 4,061 |
| Provision for loan and lease losses | $623,000 | 3,785 |
| Total noninterest income | $172,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 4,800 |
| Total noninterest expense | $3,701,000 | 4,430 |
| Salaries and employee benefits | $1,596,000 | 4,889 |
| Premises and equipment expense | $703,000 | 3,287 |
| Additional noninterest expense | $1,402,000 | 4,187 |
| Pre-tax net operating income | $668,000 | 3,987 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-70,000 | 6,775 |
| Income before extraordinary items | $738,000 | 3,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $738,000 | 3,764 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $738,000 | 3,766 |
| Net charge-offs | $417,000 | 3,884 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $738,000 | 3,631 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 4,033 |
| Total interest expense | $1,645,000 | 3,451 |
| Net interest income | $3,508,000 | 4,200 |
| Provision for loan and lease losses | $498,000 | 3,547 |
| Total noninterest income | $90,000 | 6,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $90,000 | 5,337 |
| Total noninterest expense | $2,684,000 | 4,540 |
| Salaries and employee benefits | $1,211,000 | 4,882 |
| Premises and equipment expense | $521,000 | 3,356 |
| Additional noninterest expense | $952,000 | 4,450 |
| Pre-tax net operating income | $416,000 | 4,453 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-182,000 | 7,180 |
| Income before extraordinary items | $598,000 | 3,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $598,000 | 3,787 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $598,000 | 3,788 |
| Net charge-offs | $329,000 | 3,610 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $598,000 | 3,640 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 4,046 |
| Total interest expense | $1,149,000 | 3,416 |
| Net interest income | $2,320,000 | 4,228 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,758,000 | 4,605 |
| Salaries and employee benefits | $830,000 | 4,819 |
| Premises and equipment expense | $347,000 | 3,397 |
| Additional noninterest expense | $581,000 | 4,673 |
| Pre-tax net operating income | $247,000 | 4,661 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-249,000 | 7,363 |
| Income before extraordinary items | $496,000 | 3,424 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $496,000 | 3,421 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $496,000 | 3,423 |
| Net charge-offs | $228,000 | 3,389 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $496,000 | 3,306 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 4,059 |
| Total interest expense | $598,000 | 3,438 |
| Net interest income | $1,165,000 | 4,241 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $900,000 | 4,584 |
| Salaries and employee benefits | $420,000 | 4,853 |
| Premises and equipment expense | $181,000 | 3,375 |
| Additional noninterest expense | $299,000 | 4,593 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-301,000 | 7,630 |
| Income before extraordinary items | $365,000 | 2,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 2,719 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $365,000 | 2,721 |
| Net charge-offs | $70,000 | 3,438 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $365,000 | 2,612 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 4,218 |
| Total interest expense | $2,877,000 | 3,525 |
| Net interest income | $4,023,000 | 4,555 |
| Provision for loan and lease losses | $1,275,000 | 3,118 |
| Total noninterest income | $246,000 | 5,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $246,000 | 4,300 |
| Total noninterest expense | $3,963,000 | 4,365 |
| Salaries and employee benefits | $1,818,000 | 4,645 |
| Premises and equipment expense | $685,000 | 3,521 |
| Additional noninterest expense | $1,460,000 | 4,157 |
| Pre-tax net operating income | $-969,000 | 6,245 |
| Securities gains (losses) | $15,000 | 3,144 |
| Applicable income taxes | $-305,000 | 6,873 |
| Income before extraordinary items | $-649,000 | 6,165 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-649,000 | 6,164 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-649,000 | 6,164 |
| Net charge-offs | $2,144,000 | 1,952 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-659,200 | 6,174 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 4,297 |
| Total interest expense | $2,212,000 | 3,585 |
| Net interest income | $2,924,000 | 4,656 |
| Provision for loan and lease losses | $1,165,000 | 2,548 |
| Total noninterest income | $170,000 | 6,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $170,000 | 4,563 |
| Total noninterest expense | $3,024,000 | 4,331 |
| Salaries and employee benefits | $1,421,000 | 4,554 |
| Premises and equipment expense | $510,000 | 3,572 |
| Additional noninterest expense | $1,093,000 | 4,137 |
| Pre-tax net operating income | $-1,095,000 | 6,703 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-317,000 | 7,214 |
| Income before extraordinary items | $-778,000 | 6,617 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-778,000 | 6,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-778,000 | 6,618 |
| Net charge-offs | $1,221,000 | 1,981 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-778,000 | 6,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 4,325 |
| Total interest expense | $1,533,000 | 3,617 |
| Net interest income | $1,900,000 | 4,729 |
| Provision for loan and lease losses | $460,000 | 3,074 |
| Total noninterest income | $129,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $2,097,000 | 4,255 |
| Salaries and employee benefits | $957,000 | 4,568 |
| Premises and equipment expense | $338,000 | 3,617 |
| Additional noninterest expense | $802,000 | 3,859 |
| Pre-tax net operating income | $-528,000 | 6,658 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-107,000 | 7,167 |
| Income before extraordinary items | $-421,000 | 6,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-421,000 | 6,679 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-421,000 | 6,679 |
| Net charge-offs | $319,000 | 2,863 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-421,000 | 6,655 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,468 |
| Total interest expense | $833,000 | 3,519 |
| Net interest income | $825,000 | 5,118 |
| Provision for loan and lease losses | $360,000 | 2,098 |
| Total noninterest income | $92,000 | 5,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $92,000 | 3,787 |
| Total noninterest expense | $1,147,000 | 3,903 |
| Salaries and employee benefits | $476,000 | 4,636 |
| Premises and equipment expense | $169,000 | 3,661 |
| Additional noninterest expense | $502,000 | 3,001 |
| Pre-tax net operating income | $-590,000 | 7,404 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-124,000 | 7,599 |
| Income before extraordinary items | $-466,000 | 7,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-466,000 | 7,414 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-466,000 | 7,414 |
| Net charge-offs | $224,000 | 2,054 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-466,000 | 7,381 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 4,477 |
| Total interest expense | $3,813,000 | 3,635 |
| Net interest income | $3,216,000 | 5,215 |
| Provision for loan and lease losses | $2,177,000 | 1,705 |
| Total noninterest income | $197,000 | 6,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $197,000 | 4,860 |
| Total noninterest expense | $3,735,000 | 4,445 |
| Salaries and employee benefits | $1,791,000 | 4,807 |
| Premises and equipment expense | $974,000 | 2,694 |
| Additional noninterest expense | $970,000 | 4,914 |
| Pre-tax net operating income | $-2,499,000 | 7,488 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-705,000 | 7,609 |
| Income before extraordinary items | $-1,794,000 | 7,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,794,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,230,000 | 1,740 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,794,000 | 7,413 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 4,448 |
| Total interest expense | $2,902,000 | 3,706 |
| Net interest income | $2,527,000 | 5,122 |
| Provision for loan and lease losses | $1,852,000 | 1,245 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 4,942 |
| Total noninterest expense | $2,812,000 | 4,429 |
| Salaries and employee benefits | $1,366,000 | 4,766 |
| Premises and equipment expense | $725,000 | 2,708 |
| Additional noninterest expense | $721,000 | 4,864 |
| Pre-tax net operating income | $-1,986,000 | 7,858 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-528,000 | 7,895 |
| Income before extraordinary items | $-1,458,000 | 7,689 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,458,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 1,385 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,458,000 | 7,787 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 4,524 |
| Total interest expense | $2,003,000 | 3,741 |
| Net interest income | $1,604,000 | 5,271 |
| Provision for loan and lease losses | $1,410,000 | 993 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $105,000 | 4,974 |
| Total noninterest expense | $1,828,000 | 4,524 |
| Salaries and employee benefits | $884,000 | 4,893 |
| Premises and equipment expense | $478,000 | 2,742 |
| Additional noninterest expense | $466,000 | 4,956 |
| Pre-tax net operating income | $-1,529,000 | 8,088 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-362,000 | 8,108 |
| Income before extraordinary items | $-1,167,000 | 8,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,167,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $768,000 | 1,001 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,167,000 | 8,048 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 4,540 |
| Total interest expense | $1,055,000 | 3,776 |
| Net interest income | $800,000 | 5,321 |
| Provision for loan and lease losses | $1,410,000 | 503 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $850,000 | 4,753 |
| Salaries and employee benefits | $402,000 | 5,214 |
| Premises and equipment expense | $237,000 | 2,776 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $-1,404,000 | 8,323 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-328,000 | 8,320 |
| Income before extraordinary items | $-1,076,000 | 8,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,076,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 688 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,076,000 | 8,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 4,728 |
| Total interest expense | $3,836,000 | 4,112 |
| Net interest income | $3,176,000 | 5,346 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $168,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $168,000 | 5,384 |
| Total noninterest expense | $3,495,000 | 4,525 |
| Salaries and employee benefits | $1,846,000 | 4,662 |
| Premises and equipment expense | $948,000 | 2,685 |
| Additional noninterest expense | $701,000 | 5,728 |
| Pre-tax net operating income | $-401,000 | 7,758 |
| Securities gains (losses) | $72,000 | 689 |
| Applicable income taxes | $-134,000 | 8,059 |
| Income before extraordinary items | $-195,000 | 7,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-195,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,263 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-241,080 | 7,722 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 4,875 |
| Total interest expense | $2,714,000 | 4,274 |
| Net interest income | $2,322,000 | 5,445 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $122,000 | 7,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $122,000 | 5,447 |
| Total noninterest expense | $2,558,000 | 4,587 |
| Salaries and employee benefits | $1,347,000 | 4,724 |
| Premises and equipment expense | $693,000 | 2,731 |
| Additional noninterest expense | $518,000 | 5,721 |
| Pre-tax net operating income | $-349,000 | 7,988 |
| Securities gains (losses) | $72,000 | 559 |
| Applicable income taxes | $-108,000 | 8,246 |
| Income before extraordinary items | $-169,000 | 7,917 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-169,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-215,080 | 7,929 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 5,046 |
| Total interest expense | $1,713,000 | 4,404 |
| Net interest income | $1,485,000 | 5,582 |
| Provision for loan and lease losses | $220,000 | 2,020 |
| Total noninterest income | $80,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $1,675,000 | 4,651 |
| Salaries and employee benefits | $876,000 | 4,843 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $346,000 | 5,717 |
| Pre-tax net operating income | $-330,000 | 8,176 |
| Securities gains (losses) | $72,000 | 473 |
| Applicable income taxes | $-99,000 | 8,379 |
| Income before extraordinary items | $-159,000 | 8,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-159,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-205,080 | 8,113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 5,316 |
| Total interest expense | $815,000 | 4,523 |
| Net interest income | $660,000 | 5,910 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $785,000 | 4,851 |
| Salaries and employee benefits | $413,000 | 5,057 |
| Premises and equipment expense | $223,000 | 2,858 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $-96,000 | 8,146 |
| Securities gains (losses) | $74,000 | 358 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-22,000 | 7,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-22,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-96,000 | 8,163 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 6,022 |
| Total interest expense | $2,101,000 | 5,272 |
| Net interest income | $2,055,000 | 6,498 |
| Provision for loan and lease losses | $55,000 | 5,497 |
| Total noninterest income | $151,000 | 7,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $151,000 | 5,601 |
| Total noninterest expense | $2,561,000 | 5,409 |
| Salaries and employee benefits | $1,503,000 | 5,184 |
| Premises and equipment expense | $577,000 | 3,882 |
| Additional noninterest expense | $481,000 | 6,626 |
| Pre-tax net operating income | $-410,000 | 8,224 |
| Securities gains (losses) | $460,000 | 257 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $49,000 | 7,849 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $49,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-401,800 | 8,247 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 6,208 |
| Total interest expense | $1,376,000 | 5,573 |
| Net interest income | $1,542,000 | 6,558 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $112,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,632 |
| Total noninterest expense | $1,814,000 | 5,564 |
| Salaries and employee benefits | $1,089,000 | 5,273 |
| Premises and equipment expense | $379,000 | 4,237 |
| Additional noninterest expense | $346,000 | 6,746 |
| Pre-tax net operating income | $-200,000 | 8,300 |
| Securities gains (losses) | $257,000 | 295 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $48,000 | 7,969 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $48,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-167,880 | 8,291 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 6,385 |
| Total interest expense | $821,000 | 5,743 |
| Net interest income | $979,000 | 6,711 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $1,146,000 | 5,762 |
| Salaries and employee benefits | $690,000 | 5,469 |
| Premises and equipment expense | $226,000 | 4,557 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $-118,000 | 8,352 |
| Securities gains (losses) | $160,000 | 294 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $34,000 | 8,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-95,600 | 8,342 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,445 |
| Total interest expense | $379,000 | 5,833 |
| Net interest income | $489,000 | 6,741 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $558,000 | 5,840 |
| Salaries and employee benefits | $329,000 | 5,652 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $-36,000 | 8,348 |
| Securities gains (losses) | $63,000 | 310 |
| Applicable income taxes | $-2,000 | 8,456 |
| Income before extraordinary items | $29,000 | 7,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-34,000 | 8,337 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 6,309 |
| Total interest expense | $1,227,000 | 5,758 |
| Net interest income | $2,129,000 | 6,482 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $146,000 | 7,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,778 |
| Total noninterest expense | $2,062,000 | 6,000 |
| Salaries and employee benefits | $1,263,000 | 5,617 |
| Premises and equipment expense | $367,000 | 5,134 |
| Additional noninterest expense | $432,000 | 6,920 |
| Pre-tax net operating income | $213,000 | 7,667 |
| Securities gains (losses) | $263,000 | 441 |
| Applicable income taxes | $127,000 | 5,163 |
| Income before extraordinary items | $349,000 | 6,981 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $349,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $157,010 | 7,729 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 6,281 |
| Total interest expense | $894,000 | 5,737 |
| Net interest income | $1,637,000 | 6,433 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $114,000 | 7,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $1,491,000 | 6,102 |
| Salaries and employee benefits | $903,000 | 5,755 |
| Premises and equipment expense | $283,000 | 5,031 |
| Additional noninterest expense | $305,000 | 7,069 |
| Pre-tax net operating income | $260,000 | 7,376 |
| Securities gains (losses) | $345,000 | 349 |
| Applicable income taxes | $177,000 | 4,593 |
| Income before extraordinary items | $428,000 | 6,228 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $428,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $183,050 | 7,510 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 6,211 |
| Total interest expense | $579,000 | 5,661 |
| Net interest income | $1,119,000 | 6,374 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $984,000 | 6,129 |
| Salaries and employee benefits | $594,000 | 5,786 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $210,000 | 7,154 |
| Securities gains (losses) | $329,000 | 306 |
| Applicable income taxes | $151,000 | 4,237 |
| Income before extraordinary items | $388,000 | 5,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $388,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $151,120 | 7,297 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,254 |
| Total interest expense | $279,000 | 5,671 |
| Net interest income | $558,000 | 6,418 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $481,000 | 6,242 |
| Salaries and employee benefits | $282,000 | 5,993 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $103,000 | 7,065 |
| Pre-tax net operating income | $116,000 | 7,013 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 6,073 |
| Total interest expense | $1,068,000 | 5,473 |
| Net interest income | $2,302,000 | 6,235 |
| Provision for loan and lease losses | $19,000 | 6,782 |
| Total noninterest income | $149,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,698 |
| Total noninterest expense | $1,782,000 | 6,395 |
| Salaries and employee benefits | $1,036,000 | 6,170 |
| Premises and equipment expense | $354,000 | 5,169 |
| Additional noninterest expense | $392,000 | 7,162 |
| Pre-tax net operating income | $650,000 | 6,254 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $278,000 | 4,303 |
| Income before extraordinary items | $372,000 | 6,924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $372,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $372,000 | 6,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 6,079 |
| Total interest expense | $799,000 | 5,450 |
| Net interest income | $1,730,000 | 6,239 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $108,000 | 7,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $108,000 | 5,779 |
| Total noninterest expense | $1,348,000 | 6,322 |
| Salaries and employee benefits | $784,000 | 6,084 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $298,000 | 7,104 |
| Pre-tax net operating income | $471,000 | 6,457 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $275,000 | 7,059 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $275,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $275,000 | 6,991 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 6,129 |
| Total interest expense | $533,000 | 5,467 |
| Net interest income | $1,142,000 | 6,298 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 5,931 |
| Total noninterest expense | $899,000 | 6,366 |
| Salaries and employee benefits | $524,000 | 6,124 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $296,000 | 6,533 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $174,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $174,000 | 7,046 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,157 |
| Total interest expense | $269,000 | 5,504 |
| Net interest income | $562,000 | 6,355 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $426,000 | 6,582 |
| Salaries and employee benefits | $244,000 | 6,417 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $94,000 | 7,295 |
| Pre-tax net operating income | $164,000 | 6,261 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $91,000 | 7,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $91,000 | 6,965 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 6,174 |
| Total interest expense | $1,177,000 | 5,626 |
| Net interest income | $2,169,000 | 6,348 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $191,000 | 7,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $1,615,000 | 6,674 |
| Salaries and employee benefits | $911,000 | 6,558 |
| Premises and equipment expense | $337,000 | 5,297 |
| Additional noninterest expense | $367,000 | 7,345 |
| Pre-tax net operating income | $715,000 | 5,959 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $291,000 | 4,330 |
| Income before extraordinary items | $424,000 | 6,694 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $424,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 854 |
| Net operating income | $424,000 | 6,533 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 6,235 |
| Total interest expense | $902,000 | 5,701 |
| Net interest income | $1,611,000 | 6,411 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $156,000 | 7,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,265 |
| Total noninterest expense | $1,192,000 | 6,719 |
| Salaries and employee benefits | $667,000 | 6,619 |
| Premises and equipment expense | $251,000 | 5,318 |
| Additional noninterest expense | $274,000 | 7,361 |
| Pre-tax net operating income | $553,000 | 6,060 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $232,000 | 4,406 |
| Income before extraordinary items | $321,000 | 6,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $321,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 702 |
| Net operating income | $321,000 | 6,647 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 6,244 |
| Total interest expense | $617,000 | 5,747 |
| Net interest income | $1,082,000 | 6,404 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $770,000 | 6,833 |
| Salaries and employee benefits | $425,000 | 6,782 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $182,000 | 7,367 |
| Pre-tax net operating income | $402,000 | 5,842 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $236,000 | 6,645 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $236,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 579 |
| Net operating income | $236,000 | 6,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 6,254 |
| Total interest expense | $312,000 | 5,819 |
| Net interest income | $544,000 | 6,393 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $383,000 | 6,849 |
| Salaries and employee benefits | $206,000 | 6,888 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $203,000 | 5,807 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $120,000 | 6,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 413 |
| Net operating income | $120,000 | 6,380 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 6,370 |
| Total interest expense | $1,446,000 | 5,847 |
| Net interest income | $2,020,000 | 6,598 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $160,000 | 7,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $1,566,000 | 6,716 |
| Salaries and employee benefits | $915,000 | 6,461 |
| Premises and equipment expense | $300,000 | 5,581 |
| Additional noninterest expense | $351,000 | 7,464 |
| Pre-tax net operating income | $464,000 | 6,909 |
| Securities gains (losses) | $186,000 | 1,217 |
| Applicable income taxes | $245,000 | 4,794 |
| Income before extraordinary items | $405,000 | 6,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $405,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 858 |
| Net operating income | $285,960 | 7,293 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 6,814 |
| Total interest expense | $1,743,000 | 6,518 |
| Net interest income | $1,691,000 | 6,995 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $166,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $166,000 | 5,316 |
| Total noninterest expense | $1,372,000 | 7,072 |
| Salaries and employee benefits | $768,000 | 6,915 |
| Premises and equipment expense | $285,000 | 5,692 |
| Additional noninterest expense | $319,000 | 7,712 |
| Pre-tax net operating income | $425,000 | 6,856 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $145,000 | 5,501 |
| Income before extraordinary items | $280,000 | 7,251 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $280,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,525 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $280,000 | 7,136 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 6,968 |
| Total interest expense | $1,784,000 | 6,618 |
| Net interest income | $1,676,000 | 7,160 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $1,263,000 | 7,341 |
| Salaries and employee benefits | $726,000 | 7,075 |
| Premises and equipment expense | $259,000 | 5,916 |
| Additional noninterest expense | $278,000 | 8,124 |
| Pre-tax net operating income | $502,000 | 6,988 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $194,000 | 5,450 |
| Income before extraordinary items | $308,000 | 7,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $308,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $308,000 | 7,422 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 6,889 |
| Total interest expense | $1,804,000 | 6,349 |
| Net interest income | $1,641,000 | 7,306 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $1,283,000 | 7,347 |
| Salaries and employee benefits | $699,000 | 7,240 |
| Premises and equipment expense | $253,000 | 5,997 |
| Additional noninterest expense | $331,000 | 7,869 |
| Pre-tax net operating income | $437,000 | 7,425 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $178,000 | 5,942 |
| Income before extraordinary items | $259,000 | 7,873 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $259,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $259,000 | 7,843 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 6,940 |
| Total interest expense | $1,835,000 | 6,484 |
| Net interest income | $1,675,000 | 7,335 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $106,000 | 8,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $106,000 | 6,504 |
| Total noninterest expense | $1,234,000 | 7,446 |
| Salaries and employee benefits | $698,000 | 7,199 |
| Premises and equipment expense | $238,000 | 6,142 |
| Additional noninterest expense | $298,000 | 8,136 |
| Pre-tax net operating income | $487,000 | 7,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $315,000 | 7,765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $315,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $315,000 | 7,679 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 7,125 |
| Total interest expense | $1,799,000 | 6,688 |
| Net interest income | $1,731,000 | 7,479 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $116,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $1,176,000 | 7,753 |
| Salaries and employee benefits | $651,000 | 7,600 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $302,000 | 8,301 |
| Pre-tax net operating income | $596,000 | 7,445 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $106,000 | 8,305 |
| Income before extraordinary items | $490,000 | 7,036 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $490,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $490,000 | 6,985 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 7,452 |
| Total interest expense | $1,744,000 | 6,971 |
| Net interest income | $1,709,000 | 7,759 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $1,491,000 | 7,133 |
| Salaries and employee benefits | $620,000 | 8,005 |
| Premises and equipment expense | $225,000 | 6,609 |
| Additional noninterest expense | $646,000 | 6,058 |
| Pre-tax net operating income | $261,000 | 9,401 |
| Securities gains (losses) | $115,000 | 893 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $219,000 | 9,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $219,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $145,400 | 9,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 7,627 |
| Total interest expense | $1,735,000 | 7,054 |
| Net interest income | $1,704,000 | 8,004 |
| Provision for loan and lease losses | $51,000 | 6,147 |
| Total noninterest income | $121,000 | 9,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $1,207,000 | 8,183 |
| Salaries and employee benefits | $690,000 | 7,780 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $298,000 | 9,258 |
| Pre-tax net operating income | $567,000 | 8,065 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $189,000 | 7,616 |
| Income before extraordinary items | $379,000 | 8,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $379,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $378,330 | 8,239 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 7,307 |
| Total interest expense | $1,660,000 | 6,442 |
| Net interest income | $1,851,000 | 7,911 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $129,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $1,111,000 | 8,939 |
| Salaries and employee benefits | $587,000 | 8,708 |
| Premises and equipment expense | $219,000 | 7,072 |
| Additional noninterest expense | $305,000 | 9,905 |
| Pre-tax net operating income | $820,000 | 6,775 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $546,000 | 6,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $546,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $546,000 | 6,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 7,194 |
| Total interest expense | $1,780,000 | 6,386 |
| Net interest income | $1,969,000 | 7,773 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $221,000 | 8,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $221,000 | 5,372 |
| Total noninterest expense | $1,094,000 | 9,343 |
| Salaries and employee benefits | $576,000 | 9,008 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $298,000 | 10,480 |
| Pre-tax net operating income | $1,022,000 | 5,805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $596,000 | 6,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $596,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $596,000 | 6,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 7,620 |
| Total interest expense | $2,196,000 | 6,620 |
| Net interest income | $1,721,000 | 8,591 |
| Provision for loan and lease losses | $111,000 | 6,992 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $1,054,000 | 9,728 |
| Salaries and employee benefits | $520,000 | 9,582 |
| Premises and equipment expense | $211,000 | 7,601 |
| Additional noninterest expense | $323,000 | 10,520 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $263,000 | 6,460 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $410,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $410,000 | 7,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.