Home > Del Rio National Bank > Income and Expense
Del Rio National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,406,000 | 3,583 |
| Total interest expense | $3,801,000 | 4,147 |
| Net interest income | $5,605,000 | 3,147 |
| Provision for loan and lease losses | $119,000 | 4,982 |
| Total noninterest income | $1,500,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $959,000 | 1,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $541,000 | 2,824 |
| Total noninterest expense | $4,243,000 | 3,173 |
| Salaries and employee benefits | $2,258,000 | 3,110 |
| Premises and equipment expense | $802,000 | 2,562 |
| Additional noninterest expense | $1,183,000 | 3,476 |
| Pre-tax net operating income | $2,743,000 | 2,571 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $746,000 | 2,651 |
| Income before extraordinary items | $1,992,000 | 2,582 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,992,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $1,129,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,995,650 | 2,573 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 3,745 |
| Total interest expense | $3,164,000 | 4,403 |
| Net interest income | $5,217,000 | 3,327 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $1,403,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $832,000 | 1,586 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $571,000 | 2,707 |
| Total noninterest expense | $4,101,000 | 3,243 |
| Salaries and employee benefits | $2,129,000 | 3,237 |
| Premises and equipment expense | $817,000 | 2,484 |
| Additional noninterest expense | $1,155,000 | 3,564 |
| Pre-tax net operating income | $2,423,000 | 2,862 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $613,000 | 3,176 |
| Income before extraordinary items | $1,824,000 | 2,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,824,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,806 |
| Cash dividends | $846,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,813,500 | 2,753 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 4,237 |
| Total interest expense | $2,785,000 | 4,984 |
| Net interest income | $4,535,000 | 3,705 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $1,347,000 | 2,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $649,000 | 1,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,396 |
| Total noninterest expense | $3,683,000 | 3,456 |
| Salaries and employee benefits | $1,921,000 | 3,463 |
| Premises and equipment expense | $754,000 | 2,581 |
| Additional noninterest expense | $1,008,000 | 3,935 |
| Pre-tax net operating income | $2,064,000 | 3,260 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $551,000 | 3,610 |
| Income before extraordinary items | $1,513,000 | 3,235 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,513,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $1,184,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,513,000 | 3,146 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 4,754 |
| Total interest expense | $2,272,000 | 5,760 |
| Net interest income | $4,264,000 | 4,010 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $1,459,000 | 2,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 1,967 |
| Total noninterest expense | $3,373,000 | 3,724 |
| Salaries and employee benefits | $1,816,000 | 3,608 |
| Premises and equipment expense | $682,000 | 2,810 |
| Additional noninterest expense | $875,000 | 4,419 |
| Pre-tax net operating income | $2,284,000 | 3,149 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $620,000 | 3,574 |
| Income before extraordinary items | $1,678,000 | 3,025 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,678,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $1,120,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,667,780 | 2,989 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,226,000 | 5,042 |
| Total interest expense | $2,267,000 | 5,910 |
| Net interest income | $3,959,000 | 4,364 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $1,118,000 | 2,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $479,000 | 3,016 |
| Total noninterest expense | $3,335,000 | 3,959 |
| Salaries and employee benefits | $1,770,000 | 3,730 |
| Premises and equipment expense | $669,000 | 2,919 |
| Additional noninterest expense | $896,000 | 4,775 |
| Pre-tax net operating income | $1,678,000 | 3,977 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $429,000 | 4,671 |
| Income before extraordinary items | $1,255,000 | 3,724 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,255,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $1,120,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,250,500 | 3,691 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 5,299 |
| Total interest expense | $2,057,000 | 6,345 |
| Net interest income | $3,804,000 | 4,505 |
| Provision for loan and lease losses | $91,000 | 4,801 |
| Total noninterest income | $1,029,000 | 3,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,210 |
| Total noninterest expense | $3,156,000 | 4,100 |
| Salaries and employee benefits | $1,721,000 | 3,789 |
| Premises and equipment expense | $589,000 | 3,257 |
| Additional noninterest expense | $846,000 | 5,014 |
| Pre-tax net operating income | $1,586,000 | 4,256 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $431,000 | 4,679 |
| Income before extraordinary items | $1,141,000 | 4,114 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,141,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $1,110,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,151,220 | 4,075 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 5,356 |
| Total interest expense | $1,741,000 | 6,231 |
| Net interest income | $3,615,000 | 4,803 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $1,129,000 | 2,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $646,000 | 2,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,014 |
| Total noninterest expense | $3,230,000 | 4,136 |
| Salaries and employee benefits | $1,707,000 | 3,815 |
| Premises and equipment expense | $548,000 | 3,533 |
| Additional noninterest expense | $975,000 | 4,814 |
| Pre-tax net operating income | $1,503,000 | 4,405 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $408,000 | 4,699 |
| Income before extraordinary items | $1,090,000 | 4,216 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,090,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $765,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,093,650 | 4,251 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 5,028 |
| Total interest expense | $1,938,000 | 5,993 |
| Net interest income | $3,953,000 | 4,457 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $1,041,000 | 3,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 3,030 |
| Total noninterest expense | $3,138,000 | 4,339 |
| Salaries and employee benefits | $1,617,000 | 3,993 |
| Premises and equipment expense | $589,000 | 3,390 |
| Additional noninterest expense | $932,000 | 5,226 |
| Pre-tax net operating income | $1,847,000 | 3,586 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $534,000 | 3,955 |
| Income before extraordinary items | $1,313,000 | 3,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,313,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $775,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,313,000 | 3,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 5,206 |
| Total interest expense | $2,343,000 | 6,305 |
| Net interest income | $4,061,000 | 4,382 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $1,005,000 | 3,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 3,107 |
| Total noninterest expense | $2,952,000 | 4,607 |
| Salaries and employee benefits | $1,520,000 | 4,185 |
| Premises and equipment expense | $481,000 | 4,113 |
| Additional noninterest expense | $951,000 | 5,266 |
| Pre-tax net operating income | $2,104,000 | 2,960 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $523,000 | 3,848 |
| Income before extraordinary items | $1,581,000 | 2,914 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,581,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $1,576,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,581,000 | 2,691 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.