Home > DeKalb County Bank & Trust Company > Income and Expense
DeKalb County Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,428 |
| Total interest expense | $2,072,000 | 5,461 |
| Net interest income | $3,189,000 | 5,338 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $689,000 | 4,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,866 |
| Total noninterest expense | $2,298,000 | 5,548 |
| Salaries and employee benefits | $1,178,000 | 5,325 |
| Premises and equipment expense | $333,000 | 5,261 |
| Additional noninterest expense | $787,000 | 5,770 |
| Pre-tax net operating income | $1,330,000 | 4,857 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $432,000 | 4,509 |
| Income before extraordinary items | $862,000 | 5,066 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $862,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,883 |
| Cash dividends | $748,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $886,120 | 5,029 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 5,438 |
| Total interest expense | $2,095,000 | 5,620 |
| Net interest income | $3,279,000 | 5,238 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $633,000 | 4,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $2,291,000 | 5,681 |
| Salaries and employee benefits | $1,111,000 | 5,590 |
| Premises and equipment expense | $285,000 | 6,106 |
| Additional noninterest expense | $895,000 | 5,388 |
| Pre-tax net operating income | $1,478,000 | 4,384 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $549,000 | 3,855 |
| Income before extraordinary items | $936,000 | 4,941 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $936,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $1,061,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $-143,000 | 13,205 |
| Net operating income | $931,520 | 4,729 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 9,050 |
| Total interest expense | $1,288,000 | 9,285 |
| Net interest income | $1,679,000 | 8,723 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,119,000 | 9,415 |
| Salaries and employee benefits | $571,000 | 9,077 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $794,000 | 6,595 |
| Securities gains (losses) | $-55,000 | 13,689 |
| Applicable income taxes | $275,000 | 6,284 |
| Income before extraordinary items | $464,000 | 7,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $464,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $2,183,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,200 | 6,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.