Home > DeKalb County Bank & Trust Company > Assets and Liabilities
DeKalb County Bank & Trust Company, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $73,740,000 | 5,672 |
| Cash and due from depository institutions | $3,392,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,292,000 | 4,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $41,771,000 | 5,609 |
| Loan loss allowance | $487,000 | 6,305 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,062,000 | 5,889 |
| Other real estate owned | $107,000 | 4,982 |
| Goodwill and other intangibles | $873,000 | 1,150 |
| All other assets | $1,243,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,740,000 | 5,672 |
| Total liabilities | $68,148,000 | 5,579 |
| Total deposits | $64,857,000 | 5,567 |
| Interest-bearing deposits | $56,613,000 | 5,505 |
| Deposits held in domestic offices | $64,857,000 | 5,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,341 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $291,000 | 7,449 |
| Total equity capital | $5,592,000 | 6,600 |
| Total bank equity capital | $5,592,000 | 6,600 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $475,000 | 6,161 |
| Surplus | $2,598,000 | 4,615 |
| Undivided profits | $2,519,000 | 6,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $438,000 | 4,779 |
| Earning assets | $67,063,000 | 5,712 |
| Long-term assets (5+ years) | $6,839,000 | 5,157 |
| Average Assets, year-to-date | $75,665,800 | 5,457 |
| Average Assets, quarterly | $74,195,000 | 5,637 |
| Volatile liabilities | $7,906,000 | 5,132 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,624,000 | 5,819 |
| Tier 1 (core) risk-based capital | $5,027,000 | 7,204 |
| Tier 2 risk-based capital | $487,000 | 5,391 |
| Total risk weighted assets | $38,962,500 | 6,007 |
| Total unused commitments | $3,624,000 | 5,828 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $74,958,000 | 5,728 |
| Cash and due from depository institutions | $2,017,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,292,000 | 5,669 |
| Federal funds sold & reverse repurchase agreements | $5,776,000 | 2,428 |
| Net loans & leases | $41,953,000 | 5,501 |
| Loan loss allowance | $542,000 | 6,016 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,119,000 | 5,723 |
| Other real estate owned | $57,000 | 5,184 |
| Goodwill and other intangibles | $943,000 | 1,034 |
| All other assets | $801,000 | 7,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,958,000 | 5,728 |
| Total liabilities | $69,172,000 | 5,652 |
| Total deposits | $68,798,000 | 5,484 |
| Interest-bearing deposits | $61,558,000 | 5,341 |
| Deposits held in domestic offices | $68,798,000 | 5,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $374,000 | 6,594 |
| Total equity capital | $5,786,000 | 6,562 |
| Total bank equity capital | $5,786,000 | 6,562 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $475,000 | 6,455 |
| Surplus | $2,599,000 | 4,574 |
| Undivided profits | $2,712,000 | 6,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 7,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $379,000 | 4,888 |
| Earning assets | $70,021,000 | 5,651 |
| Long-term assets (5+ years) | $7,184,000 | 5,330 |
| Average Assets, year-to-date | $75,039,400 | 5,587 |
| Average Assets, quarterly | $74,428,000 | 5,720 |
| Volatile liabilities | $4,907,000 | 6,601 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $875,000 | 9,529 |
| Tier 1 (core) risk-based capital | $4,843,000 | 7,365 |
| Tier 2 risk-based capital | $488,440 | 5,384 |
| Total risk weighted assets | $39,021,540 | 6,000 |
| Total unused commitments | $875,000 | 9,554 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $77,072,000 | 5,660 |
| Cash and due from depository institutions | $2,252,000 | 5,307 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,717,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $2,881,000 | 5,188 |
| Net loans & leases | $43,712,000 | 5,361 |
| Loan loss allowance | $605,000 | 5,603 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,207,000 | 5,479 |
| Other real estate owned | $179,000 | 5,307 |
| Goodwill and other intangibles | $1,039,000 | 986 |
| All other assets | $1,085,000 | 5,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,072,000 | 5,660 |
| Total liabilities | $71,018,000 | 5,606 |
| Total deposits | $70,429,000 | 5,471 |
| Interest-bearing deposits | $63,522,000 | 5,317 |
| Deposits held in domestic offices | $70,429,000 | 5,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $589,000 | 5,090 |
| Total equity capital | $6,054,000 | 6,098 |
| Total bank equity capital | $6,054,000 | 6,098 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $475,000 | 6,796 |
| Surplus | $2,741,000 | 4,324 |
| Undivided profits | $2,838,000 | 6,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 8,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $443,000 | 4,592 |
| Earning assets | $71,310,000 | 5,599 |
| Long-term assets (5+ years) | $7,718,000 | 5,085 |
| Average Assets, year-to-date | $76,326,200 | 5,581 |
| Average Assets, quarterly | $77,354,500 | 5,589 |
| Volatile liabilities | $5,093,000 | 6,506 |
| Insider loans | $33,000 | 7,784 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,291,000 | 6,925 |
| Tier 1 (core) risk-based capital | $5,015,000 | 7,012 |
| Tier 2 risk-based capital | $502,910 | 5,181 |
| Total risk weighted assets | $40,130,610 | 5,915 |
| Total unused commitments | $2,291,000 | 6,955 |
| Derivatives | $0 | 651 |