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DeepGreen Bank, Income and Expense

2005-03-31 (YTD Data)		Rank
Total interest income	$285,000	8,332
Total interest expense	$2,000	8,901
Net interest income	$283,000	7,898
Provision for loan and lease losses	$0	6,226
Total noninterest income	$0	8,858
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,766
Total noninterest expense	$464,000	6,347
Salaries and employee benefits	$63,000	8,670
Premises and equipment expense	$1,000	8,879
Additional noninterest expense	$400,000	3,010
Pre-tax net operating income	$-181,000	8,711
Securities gains (losses)	$0	1,685
Applicable income taxes	$-63,000	8,813
Income before extraordinary items	$-118,000	8,684
Extraordinary gains, net	$0	24
Net income	$-118,000	8,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-118,000	8,663
2004-12-31 (YTD Data)		Rank
Total interest income	$5,440,000	4,579
Total interest expense	$1,989,000	3,673
Net interest income	$3,451,000	4,955
Provision for loan and lease losses	$200,000	3,677
Total noninterest income	$12,500,000	529
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$12,500,000	360
Total noninterest expense	$4,814,000	3,229
Salaries and employee benefits	$1,096,000	5,982
Premises and equipment expense	$1,106,000	2,073
Additional noninterest expense	$2,612,000	1,862
Pre-tax net operating income	$10,937,000	805
Securities gains (losses)	$1,702,000	199
Applicable income taxes	$4,423,000	655
Income before extraordinary items	$8,216,000	806
Extraordinary gains, net	$0	34
Net income	$8,216,000	806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$895,000	855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$-1,549,000	8,949
Net operating income	$7,109,700	883
2004-09-30 (YTD Data)		Rank
Total interest income	$4,377,000	4,319
Total interest expense	$1,517,000	3,565
Net interest income	$2,860,000	4,634
Provision for loan and lease losses	$160,000	3,409
Total noninterest income	$12,500,000	451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,500,000	317
Total noninterest expense	$4,174,000	2,811
Salaries and employee benefits	$997,000	5,334
Premises and equipment expense	$1,106,000	1,582
Additional noninterest expense	$2,071,000	1,737
Pre-tax net operating income	$11,026,000	626
Securities gains (losses)	$929,000	286
Applicable income taxes	$4,184,000	557
Income before extraordinary items	$7,771,000	660
Extraordinary gains, net	$0	26
Net income	$7,771,000	661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$546,000	887
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$-1,549,000	9,008
Net operating income	$7,167,150	680
2004-06-30 (YTD Data)		Rank
Total interest income	$2,464,000	4,888
Total interest expense	$588,000	5,167
Net interest income	$1,876,000	4,686
Provision for loan and lease losses	$100,000	3,453
Total noninterest income	$12,497,000	333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$12,497,000	256
Total noninterest expense	$3,568,000	2,212
Salaries and employee benefits	$867,000	4,443
Premises and equipment expense	$1,105,000	1,048
Additional noninterest expense	$1,596,000	1,512
Pre-tax net operating income	$10,705,000	463
Securities gains (losses)	$946,000	222
Applicable income taxes	$4,078,000	420
Income before extraordinary items	$7,573,000	470
Extraordinary gains, net	$0	21
Net income	$7,573,000	470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,243
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$-1,549,000	9,067
Net operating income	$6,958,100	483
2004-03-31 (YTD Data)		Rank
Total interest income	$1,255,000	4,850
Total interest expense	$305,000	5,116
Net interest income	$950,000	4,640
Provision for loan and lease losses	$40,000	3,725
Total noninterest income	$12,471,000	222
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$12,471,000	175
Total noninterest expense	$2,951,000	1,392
Salaries and employee benefits	$737,000	2,874
Premises and equipment expense	$1,104,000	534
Additional noninterest expense	$1,110,000	1,107
Pre-tax net operating income	$10,430,000	284
Securities gains (losses)	$-70,000	9,051
Applicable income taxes	$3,626,000	286
Income before extraordinary items	$6,734,000	307
Extraordinary gains, net	$0	16
Net income	$6,734,000	308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,675
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$-1,549,000	9,110
Net operating income	$6,779,500	284
2003-12-31 (YTD Data)		Rank
Total interest income	$9,143,000	3,072
Total interest expense	$5,734,000	1,557
Net interest income	$3,409,000	4,887
Provision for loan and lease losses	$-2,220,000	9,161
Total noninterest income	$5,240,000	1,092
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$5,240,000	737
Total noninterest expense	$30,908,000	560
Salaries and employee benefits	$11,050,000	772
Premises and equipment expense	$11,870,000	230
Additional noninterest expense	$7,988,000	672
Pre-tax net operating income	$-20,039,000	9,178
Securities gains (losses)	$13,549,000	89
Applicable income taxes	$-2,296,000	9,157
Income before extraordinary items	$-4,194,000	9,151
Extraordinary gains, net	$0	54
Net income	$-4,194,000	9,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$913,000	997
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-13,000,850	9,161
2003-09-30 (YTD Data)		Rank
Total interest income	$7,573,000	2,833
Total interest expense	$5,046,000	1,379
Net interest income	$2,527,000	4,933
Provision for loan and lease losses	$-2,280,000	9,222
Total noninterest income	$3,994,000	1,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,994,000	755
Total noninterest expense	$25,319,000	540
Salaries and employee benefits	$9,188,000	712
Premises and equipment expense	$10,190,000	210
Additional noninterest expense	$5,941,000	679
Pre-tax net operating income	$-16,518,000	9,232
Securities gains (losses)	$9,984,000	99
Applicable income taxes	$-2,312,000	9,218
Income before extraordinary items	$-4,222,000	9,216
Extraordinary gains, net	$0	40
Net income	$-4,222,000	9,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$665,000	938
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-10,711,600	9,216
2003-06-30 (YTD Data)		Rank
Total interest income	$5,241,000	2,767
Total interest expense	$3,722,000	1,288
Net interest income	$1,519,000	5,287
Provision for loan and lease losses	$-2,340,000	9,260
Total noninterest income	$2,580,000	1,124
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,580,000	757
Total noninterest expense	$15,728,000	567
Salaries and employee benefits	$5,039,000	851
Premises and equipment expense	$7,093,000	201
Additional noninterest expense	$3,596,000	728
Pre-tax net operating income	$-9,289,000	9,262
Securities gains (losses)	$6,116,000	123
Applicable income taxes	$-1,105,000	9,248
Income before extraordinary items	$-2,068,000	9,249
Extraordinary gains, net	$0	30
Net income	$-2,068,000	9,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$650,000	707
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-6,043,400	9,245
2003-03-31 (YTD Data)		Rank
Total interest income	$2,575,000	2,829
Total interest expense	$1,956,000	1,249
Net interest income	$619,000	5,960
Provision for loan and lease losses	$-2,400,000	9,307
Total noninterest income	$1,227,000	1,140
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,227,000	762
Total noninterest expense	$8,061,000	553
Salaries and employee benefits	$2,481,000	866
Premises and equipment expense	$3,689,000	202
Additional noninterest expense	$1,891,000	684
Pre-tax net operating income	$-3,815,000	9,310
Securities gains (losses)	$4,014,000	97
Applicable income taxes	$75,000	4,475
Income before extraordinary items	$124,000	6,487
Extraordinary gains, net	$0	21
Net income	$124,000	6,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$451,000	535
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-2,444,960	9,288
2002-12-31 (YTD Data)		Rank
Total interest income	$18,413,000	1,669
Total interest expense	$17,253,000	661
Net interest income	$1,160,000	8,018
Provision for loan and lease losses	$3,730,000	469
Total noninterest income	$2,678,000	1,697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,678,000	1,080
Total noninterest expense	$28,483,000	581
Salaries and employee benefits	$7,382,000	1,081
Premises and equipment expense	$15,306,000	189
Additional noninterest expense	$5,795,000	861
Pre-tax net operating income	$-28,375,000	9,351
Securities gains (losses)	$3,887,000	185
Applicable income taxes	$-9,260,000	9,343
Income before extraordinary items	$-15,228,000	9,342
Extraordinary gains, net	$0	70
Net income	$-15,228,000	9,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$695,000	1,290
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-17,715,680	9,337
2001-12-31 (YTD Data)		Rank
Total interest income	$16,098,000	2,142
Total interest expense	$15,268,000	1,056
Net interest income	$830,000	8,615
Provision for loan and lease losses	$2,322,000	620
Total noninterest income	$211,000	7,197
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$211,000	4,814
Total noninterest expense	$23,100,000	684
Salaries and employee benefits	$6,473,000	1,144
Premises and equipment expense	$11,352,000	233
Additional noninterest expense	$5,275,000	923
Pre-tax net operating income	$-24,381,000	9,608
Securities gains (losses)	$3,515,000	170
Applicable income taxes	$-7,303,000	9,599
Income before extraordinary items	$-13,563,000	9,593
Extraordinary gains, net	$0	105
Net income	$-13,563,000	9,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,699,000	637
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-15,847,750	9,591
2000-12-31 (YTD Data)		Rank
Total interest income	$4,918,000	5,794
Total interest expense	$3,954,000	4,017
Net interest income	$964,000	8,564
Provision for loan and lease losses	$170,000	4,137
Total noninterest income	$108,000	8,486
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$108,000	6,248
Total noninterest expense	$20,730,000	737
Salaries and employee benefits	$5,100,000	1,388
Premises and equipment expense	$4,530,000	495
Additional noninterest expense	$11,100,000	534
Pre-tax net operating income	$-19,828,000	9,901
Securities gains (losses)	$0	1,956
Applicable income taxes	$-6,947,000	9,890
Income before extraordinary items	$-12,881,000	9,881
Extraordinary gains, net	$0	38
Net income	$-12,881,000	9,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$5,828,000	552
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-12,881,000	9,883
1999-12-31 (YTD Data)		Rank
Total interest income	$1,549,000	9,005
Total interest expense	$1,155,000	7,762
Net interest income	$394,000	9,827
Provision for loan and lease losses	$0	8,503
Total noninterest income	$100,000	8,822
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$100,000	6,650
Total noninterest expense	$3,858,000	3,420
Salaries and employee benefits	$311,000	9,405
Premises and equipment expense	$391,000	4,622
Additional noninterest expense	$3,156,000	1,458
Pre-tax net operating income	$-3,364,000	10,187
Securities gains (losses)	$0	3,155
Applicable income taxes	$-1,167,000	10,177
Income before extraordinary items	$-2,197,000	10,161
Extraordinary gains, net	$0	35
Net income	$-2,197,000	10,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-2,197,000	10,155

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.