Home > Dedham Co-operative Bank > Income and Expense
Dedham Co-operative Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 6,034 |
| Total interest expense | $2,316,000 | 5,023 |
| Net interest income | $1,813,000 | 6,784 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $8,000 | 7,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 6,059 |
| Total noninterest expense | $1,617,000 | 6,702 |
| Salaries and employee benefits | $1,130,000 | 6,090 |
| Premises and equipment expense | $92,000 | 7,890 |
| Additional noninterest expense | $395,000 | 7,091 |
| Pre-tax net operating income | $297,000 | 7,122 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $49,000 | 5,462 |
| Income before extraordinary items | $214,000 | 7,216 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $214,000 | 7,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $241,540 | 7,122 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 6,072 |
| Total interest expense | $1,686,000 | 5,028 |
| Net interest income | $1,369,000 | 6,847 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $84,000 | 7,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,000 | 7,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,220,000 | 6,706 |
| Salaries and employee benefits | $844,000 | 6,076 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $304,000 | 7,064 |
| Pre-tax net operating income | $215,000 | 7,363 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $21,000 | 5,950 |
| Income before extraordinary items | $160,000 | 7,430 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $160,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $189,920 | 7,269 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 6,108 |
| Total interest expense | $1,082,000 | 5,016 |
| Net interest income | $917,000 | 6,865 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $818,000 | 6,712 |
| Salaries and employee benefits | $547,000 | 6,178 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $143,000 | 7,428 |
| Securities gains (losses) | $-34,000 | 8,254 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $113,000 | 7,444 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $113,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $147,000 | 7,192 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,148 |
| Total interest expense | $515,000 | 5,028 |
| Net interest income | $463,000 | 6,878 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $425,000 | 6,614 |
| Salaries and employee benefits | $291,000 | 6,034 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $59,000 | 7,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $44,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $44,000 | 7,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 6,031 |
| Total interest expense | $1,637,000 | 5,005 |
| Net interest income | $2,072,000 | 6,564 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $104,000 | 7,894 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,000 | 7,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,420 |
| Total noninterest expense | $1,539,000 | 6,819 |
| Salaries and employee benefits | $1,026,000 | 6,279 |
| Premises and equipment expense | $97,000 | 7,892 |
| Additional noninterest expense | $416,000 | 7,006 |
| Pre-tax net operating income | $613,000 | 6,385 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $196,000 | 4,692 |
| Income before extraordinary items | $418,000 | 6,704 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $418,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $417,320 | 6,674 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 6,057 |
| Total interest expense | $1,154,000 | 5,043 |
| Net interest income | $1,590,000 | 6,511 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $77,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,140,000 | 6,860 |
| Salaries and employee benefits | $751,000 | 6,346 |
| Premises and equipment expense | $74,000 | 7,894 |
| Additional noninterest expense | $315,000 | 6,991 |
| Pre-tax net operating income | $509,000 | 6,367 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $163,000 | 4,723 |
| Income before extraordinary items | $349,000 | 6,658 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $349,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $346,960 | 6,626 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 6,058 |
| Total interest expense | $703,000 | 5,142 |
| Net interest income | $1,086,000 | 6,442 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $50,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,000 | 7,707 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $773,000 | 6,815 |
| Salaries and employee benefits | $507,000 | 6,299 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $216,000 | 6,911 |
| Pre-tax net operating income | $351,000 | 6,287 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $107,000 | 4,727 |
| Income before extraordinary items | $247,000 | 6,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $247,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $244,900 | 6,507 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,104 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $546,000 | 6,468 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $393,000 | 6,814 |
| Salaries and employee benefits | $263,000 | 6,212 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $105,000 | 7,023 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $110,000 | 6,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $110,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $110,000 | 6,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 6,025 |
| Total interest expense | $1,240,000 | 5,029 |
| Net interest income | $2,192,000 | 6,382 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $101,000 | 8,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $7,000 | 7,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,521 |
| Total noninterest expense | $1,475,000 | 6,922 |
| Salaries and employee benefits | $965,000 | 6,396 |
| Premises and equipment expense | $85,000 | 8,146 |
| Additional noninterest expense | $425,000 | 6,988 |
| Pre-tax net operating income | $794,000 | 5,810 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $269,000 | 4,353 |
| Income before extraordinary items | $546,000 | 6,178 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $546,000 | 6,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $531,930 | 6,157 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 6,063 |
| Total interest expense | $917,000 | 5,036 |
| Net interest income | $1,636,000 | 6,404 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $75,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $6,000 | 7,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $1,107,000 | 6,908 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $321,000 | 6,932 |
| Pre-tax net operating income | $586,000 | 5,965 |
| Securities gains (losses) | $21,000 | 2,274 |
| Applicable income taxes | $194,000 | 4,482 |
| Income before extraordinary items | $413,000 | 6,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $413,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $398,720 | 6,256 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 6,100 |
| Total interest expense | $595,000 | 5,125 |
| Net interest income | $1,090,000 | 6,430 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,000 | 7,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 6,668 |
| Total noninterest expense | $740,000 | 6,930 |
| Salaries and employee benefits | $483,000 | 6,408 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $215,000 | 6,963 |
| Pre-tax net operating income | $386,000 | 5,939 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $285,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $270,300 | 6,185 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,094 |
| Total interest expense | $299,000 | 5,173 |
| Net interest income | $549,000 | 6,431 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $370,000 | 6,978 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $99,000 | 7,181 |
| Pre-tax net operating income | $195,000 | 5,875 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $128,000 | 6,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $128,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $124,800 | 6,317 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 5,971 |
| Total interest expense | $1,436,000 | 5,008 |
| Net interest income | $2,143,000 | 6,373 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $133,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,000 | 7,973 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $1,483,000 | 6,915 |
| Salaries and employee benefits | $983,000 | 6,322 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $405,000 | 7,124 |
| Pre-tax net operating income | $769,000 | 5,795 |
| Securities gains (losses) | $69,000 | 2,220 |
| Applicable income taxes | $265,000 | 4,470 |
| Income before extraordinary items | $573,000 | 6,045 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $573,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $526,080 | 6,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 6,004 |
| Total interest expense | $1,120,000 | 5,014 |
| Net interest income | $1,600,000 | 6,429 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $93,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $1,105,000 | 6,933 |
| Salaries and employee benefits | $731,000 | 6,336 |
| Premises and equipment expense | $74,000 | 8,103 |
| Additional noninterest expense | $300,000 | 7,140 |
| Pre-tax net operating income | $570,000 | 5,992 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $169,000 | 4,927 |
| Income before extraordinary items | $407,000 | 6,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $407,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $402,740 | 6,158 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,983 |
| Total interest expense | $782,000 | 5,004 |
| Net interest income | $1,067,000 | 6,443 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,000 | 8,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $60,000 | 6,260 |
| Total noninterest expense | $724,000 | 7,005 |
| Salaries and employee benefits | $476,000 | 6,436 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $202,000 | 7,115 |
| Pre-tax net operating income | $394,000 | 5,901 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $291,000 | 6,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $291,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $287,350 | 5,987 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 5,968 |
| Total interest expense | $401,000 | 5,030 |
| Net interest income | $539,000 | 6,421 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 8,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $363,000 | 7,025 |
| Salaries and employee benefits | $243,000 | 6,363 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $96,000 | 7,250 |
| Pre-tax net operating income | $202,000 | 5,818 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,080 | 6,308 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 5,931 |
| Total interest expense | $1,798,000 | 5,161 |
| Net interest income | $2,161,000 | 6,388 |
| Provision for loan and lease losses | $26,000 | 7,304 |
| Total noninterest income | $170,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,000 | 8,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,388 |
| Total noninterest expense | $1,393,000 | 7,068 |
| Salaries and employee benefits | $910,000 | 6,482 |
| Premises and equipment expense | $103,000 | 8,131 |
| Additional noninterest expense | $380,000 | 7,288 |
| Pre-tax net operating income | $912,000 | 5,441 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $378,000 | 4,000 |
| Income before extraordinary items | $575,000 | 6,077 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $575,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $548,760 | 6,034 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 6,537 |
| Total interest expense | $1,868,000 | 6,315 |
| Net interest income | $1,890,000 | 6,616 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $27,000 | 8,030 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $1,255,000 | 7,317 |
| Salaries and employee benefits | $859,000 | 6,541 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $317,000 | 7,729 |
| Pre-tax net operating income | $672,000 | 5,920 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $121,000 | 5,759 |
| Income before extraordinary items | $552,000 | 5,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $552,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $551,180 | 5,725 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 6,773 |
| Total interest expense | $1,726,000 | 6,736 |
| Net interest income | $1,932,000 | 6,676 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $48,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $1,058,000 | 7,855 |
| Salaries and employee benefits | $685,000 | 7,267 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $922,000 | 5,472 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $360,000 | 4,219 |
| Income before extraordinary items | $562,000 | 6,030 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $562,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $562,000 | 6,036 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 6,916 |
| Total interest expense | $1,666,000 | 6,606 |
| Net interest income | $1,745,000 | 7,117 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $26,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $1,110,000 | 7,816 |
| Salaries and employee benefits | $655,000 | 7,460 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $400,000 | 7,272 |
| Pre-tax net operating income | $657,000 | 6,490 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $294,000 | 4,860 |
| Income before extraordinary items | $363,000 | 7,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $363,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $363,000 | 7,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 6,994 |
| Total interest expense | $1,730,000 | 6,701 |
| Net interest income | $1,736,000 | 7,200 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $995,000 | 8,128 |
| Salaries and employee benefits | $564,000 | 7,961 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $375,000 | 7,429 |
| Pre-tax net operating income | $797,000 | 6,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $366,000 | 4,657 |
| Income before extraordinary items | $431,000 | 7,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $431,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $431,000 | 6,936 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 7,273 |
| Total interest expense | $1,645,000 | 7,014 |
| Net interest income | $1,767,000 | 7,388 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,005,000 | 8,328 |
| Salaries and employee benefits | $548,000 | 8,258 |
| Premises and equipment expense | $58,000 | 10,005 |
| Additional noninterest expense | $399,000 | 7,363 |
| Pre-tax net operating income | $820,000 | 6,458 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $367,000 | 5,155 |
| Income before extraordinary items | $453,000 | 7,283 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $453,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $453,000 | 7,234 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 7,539 |
| Total interest expense | $1,670,000 | 7,163 |
| Net interest income | $1,702,000 | 7,774 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $58,000 | 10,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $916,000 | 9,014 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $53,000 | 10,553 |
| Additional noninterest expense | $355,000 | 8,311 |
| Pre-tax net operating income | $830,000 | 6,372 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $408,000 | 4,832 |
| Income before extraordinary items | $422,000 | 7,437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $422,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $422,000 | 7,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 7,770 |
| Total interest expense | $1,553,000 | 7,553 |
| Net interest income | $1,771,000 | 7,849 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $941,000 | 9,200 |
| Salaries and employee benefits | $486,000 | 9,235 |
| Premises and equipment expense | $56,000 | 10,906 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $859,000 | 6,612 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $343,000 | 5,527 |
| Income before extraordinary items | $516,000 | 7,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $516,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $516,000 | 7,105 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 7,700 |
| Total interest expense | $1,403,000 | 7,196 |
| Net interest income | $1,847,000 | 7,925 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $1,038,000 | 9,215 |
| Salaries and employee benefits | $429,000 | 10,009 |
| Premises and equipment expense | $67,000 | 11,063 |
| Additional noninterest expense | $542,000 | 7,500 |
| Pre-tax net operating income | $789,000 | 6,927 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $340,000 | 5,390 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,000 | 7,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 7,481 |
| Total interest expense | $1,637,000 | 6,775 |
| Net interest income | $1,900,000 | 7,954 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $31,000 | 12,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $954,000 | 9,954 |
| Salaries and employee benefits | $406,000 | 10,575 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $486,000 | 8,362 |
| Pre-tax net operating income | $925,000 | 6,226 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $504,000 | 4,157 |
| Income before extraordinary items | $421,000 | 8,224 |
| Extraordinary gains, net | $204,000 | 998 |
| Net income | $625,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $421,000 | 7,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 7,705 |
| Total interest expense | $2,208,000 | 6,603 |
| Net interest income | $1,643,000 | 8,829 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $921,000 | 10,363 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $488,000 | 8,566 |
| Pre-tax net operating income | $740,000 | 6,885 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $319,000 | 5,701 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,000 | 7,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.