Home > Decorah Bank & Trust Company > Income and Expense
Decorah Bank & Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $9,466,000 | 1,320 |
| Total interest expense | $3,462,000 | 1,279 |
| Net interest income | $6,004,000 | 1,342 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $1,408,000 | 1,064 |
| Gross Fiduciary activities income | $257,000 | 557 |
| Service charges on deposit accounts | $139,000 | 1,530 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,012,000 | 948 |
| Total noninterest expense | $5,064,000 | 1,266 |
| Salaries and employee benefits | $3,360,000 | 1,121 |
| Premises and equipment expense | $257,000 | 2,048 |
| Additional noninterest expense | $1,012,000 | 948 |
| Pre-tax net operating income | $2,348,000 | 1,300 |
| Securities gains (losses) | $9,000 | 451 |
| Applicable income taxes | $106,000 | 2,012 |
| Income before extraordinary items | $2,251,000 | 1,169 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,251,000 | 1,186 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,251,000 | 1,169 |
| Net charge-offs | $41,000 | 1,092 |
| Cash dividends | $1,947,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,242,360 | 1,180 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $37,173,000 | 1,317 |
| Total interest expense | $14,462,000 | 1,288 |
| Net interest income | $22,711,000 | 1,322 |
| Provision for loan and lease losses | $269,000 | 1,834 |
| Total noninterest income | $5,764,000 | 1,078 |
| Gross Fiduciary activities income | $847,000 | 578 |
| Service charges on deposit accounts | $531,000 | 1,593 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,386,000 | 954 |
| Total noninterest expense | $18,585,000 | 1,320 |
| Salaries and employee benefits | $11,966,000 | 1,207 |
| Premises and equipment expense | $1,017,000 | 2,032 |
| Additional noninterest expense | $4,386,000 | 954 |
| Pre-tax net operating income | $9,621,000 | 1,185 |
| Securities gains (losses) | $119,000 | 256 |
| Applicable income taxes | $417,000 | 1,969 |
| Income before extraordinary items | $9,323,000 | 1,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,323,000 | 1,076 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,323,000 | 1,066 |
| Net charge-offs | $434,000 | 995 |
| Cash dividends | $6,469,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $9,208,760 | 1,093 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $27,539,000 | 1,325 |
| Total interest expense | $10,940,000 | 1,275 |
| Net interest income | $16,599,000 | 1,343 |
| Provision for loan and lease losses | $209,000 | 1,703 |
| Total noninterest income | $4,026,000 | 1,126 |
| Gross Fiduciary activities income | $638,000 | 580 |
| Service charges on deposit accounts | $394,000 | 1,600 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,994,000 | 1,008 |
| Total noninterest expense | $14,100,000 | 1,293 |
| Salaries and employee benefits | $9,119,000 | 1,173 |
| Premises and equipment expense | $787,000 | 1,996 |
| Additional noninterest expense | $2,994,000 | 1,008 |
| Pre-tax net operating income | $6,316,000 | 1,291 |
| Securities gains (losses) | $113,000 | 285 |
| Applicable income taxes | $267,000 | 2,072 |
| Income before extraordinary items | $6,162,000 | 1,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,162,000 | 1,178 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,162,000 | 1,164 |
| Net charge-offs | $286,000 | 934 |
| Cash dividends | $4,473,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $6,053,520 | 1,188 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $17,906,000 | 1,337 |
| Total interest expense | $7,247,000 | 1,261 |
| Net interest income | $10,659,000 | 1,377 |
| Provision for loan and lease losses | $209,000 | 1,350 |
| Total noninterest income | $2,530,000 | 1,171 |
| Gross Fiduciary activities income | $383,000 | 589 |
| Service charges on deposit accounts | $260,000 | 1,598 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,887,000 | 1,043 |
| Total noninterest expense | $9,263,000 | 1,312 |
| Salaries and employee benefits | $5,949,000 | 1,202 |
| Premises and equipment expense | $514,000 | 2,020 |
| Additional noninterest expense | $1,887,000 | 1,043 |
| Pre-tax net operating income | $3,717,000 | 1,390 |
| Securities gains (losses) | $18,000 | 354 |
| Applicable income taxes | $150,000 | 2,152 |
| Income before extraordinary items | $3,585,000 | 1,276 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,585,000 | 1,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,585,000 | 1,279 |
| Net charge-offs | $238,000 | 756 |
| Cash dividends | $2,542,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,567,720 | 1,290 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 1,346 |
| Total interest expense | $3,593,000 | 1,257 |
| Net interest income | $5,143,000 | 1,407 |
| Provision for loan and lease losses | $26,000 | 2,013 |
| Total noninterest income | $1,212,000 | 1,186 |
| Gross Fiduciary activities income | $175,000 | 565 |
| Service charges on deposit accounts | $129,000 | 1,588 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $908,000 | 1,050 |
| Total noninterest expense | $4,926,000 | 1,242 |
| Salaries and employee benefits | $3,246,000 | 1,116 |
| Premises and equipment expense | $259,000 | 2,010 |
| Additional noninterest expense | $908,000 | 1,050 |
| Pre-tax net operating income | $1,403,000 | 1,640 |
| Securities gains (losses) | $22,000 | 277 |
| Applicable income taxes | $56,000 | 2,260 |
| Income before extraordinary items | $1,369,000 | 1,509 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,369,000 | 1,525 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,369,000 | 1,508 |
| Net charge-offs | $155,000 | 596 |
| Cash dividends | $935,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,347,880 | 1,531 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,883,000 | 1,330 |
| Total interest expense | $11,502,000 | 1,173 |
| Net interest income | $20,381,000 | 1,416 |
| Provision for loan and lease losses | $276,000 | 1,736 |
| Total noninterest income | $5,307,000 | 1,148 |
| Gross Fiduciary activities income | $660,000 | 565 |
| Service charges on deposit accounts | $477,000 | 1,689 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $4,170,000 | 997 |
| Total noninterest expense | $18,779,000 | 1,271 |
| Salaries and employee benefits | $11,756,000 | 1,179 |
| Premises and equipment expense | $1,033,000 | 1,993 |
| Additional noninterest expense | $4,170,000 | 997 |
| Pre-tax net operating income | $6,633,000 | 1,605 |
| Securities gains (losses) | $31,000 | 535 |
| Applicable income taxes | $334,000 | 2,162 |
| Income before extraordinary items | $6,330,000 | 1,463 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,330,000 | 1,479 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,330,000 | 1,466 |
| Net charge-offs | $-24,000 | 4,031 |
| Cash dividends | $3,908,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,300,550 | 1,499 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,113,000 | 1,338 |
| Total interest expense | $8,079,000 | 1,148 |
| Net interest income | $15,034,000 | 1,446 |
| Provision for loan and lease losses | $188,000 | 1,703 |
| Total noninterest income | $3,971,000 | 1,154 |
| Gross Fiduciary activities income | $514,000 | 555 |
| Service charges on deposit accounts | $346,000 | 1,735 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $3,111,000 | 1,011 |
| Total noninterest expense | $14,194,000 | 1,253 |
| Salaries and employee benefits | $9,044,000 | 1,152 |
| Premises and equipment expense | $798,000 | 1,963 |
| Additional noninterest expense | $3,111,000 | 1,011 |
| Pre-tax net operating income | $4,623,000 | 1,749 |
| Securities gains (losses) | $33,000 | 335 |
| Applicable income taxes | $200,000 | 2,352 |
| Income before extraordinary items | $4,456,000 | 1,588 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,456,000 | 1,601 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,456,000 | 1,588 |
| Net charge-offs | $-34,000 | 4,138 |
| Cash dividends | $2,756,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,424,320 | 1,612 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,964,000 | 1,335 |
| Total interest expense | $5,011,000 | 1,116 |
| Net interest income | $9,953,000 | 1,474 |
| Provision for loan and lease losses | $188,000 | 1,382 |
| Total noninterest income | $2,492,000 | 1,137 |
| Gross Fiduciary activities income | $346,000 | 551 |
| Service charges on deposit accounts | $214,000 | 1,816 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,932,000 | 1,004 |
| Total noninterest expense | $9,350,000 | 1,252 |
| Salaries and employee benefits | $5,965,000 | 1,156 |
| Premises and equipment expense | $536,000 | 1,938 |
| Additional noninterest expense | $1,932,000 | 1,003 |
| Pre-tax net operating income | $2,907,000 | 1,787 |
| Securities gains (losses) | $21,000 | 455 |
| Applicable income taxes | $125,000 | 2,430 |
| Income before extraordinary items | $2,803,000 | 1,638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,803,000 | 1,657 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,803,000 | 1,637 |
| Net charge-offs | $-4,000 | 3,681 |
| Cash dividends | $1,806,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,782,840 | 1,660 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,260,000 | 1,344 |
| Total interest expense | $2,312,000 | 1,066 |
| Net interest income | $4,948,000 | 1,484 |
| Provision for loan and lease losses | $188,000 | 918 |
| Total noninterest income | $1,252,000 | 1,139 |
| Gross Fiduciary activities income | $185,000 | 559 |
| Service charges on deposit accounts | $101,000 | 1,889 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $966,000 | 988 |
| Total noninterest expense | $4,814,000 | 1,246 |
| Salaries and employee benefits | $3,260,000 | 1,097 |
| Premises and equipment expense | $271,000 | 1,951 |
| Additional noninterest expense | $966,000 | 988 |
| Pre-tax net operating income | $1,198,000 | 2,072 |
| Securities gains (losses) | $26,000 | 384 |
| Applicable income taxes | $65,000 | 2,428 |
| Income before extraordinary items | $1,159,000 | 1,910 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,159,000 | 1,910 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,159,000 | 1,910 |
| Net charge-offs | $-17,000 | 4,196 |
| Cash dividends | $724,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,134,300 | 1,959 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,771,000 | 1,362 |
| Total interest expense | $3,426,000 | 1,064 |
| Net interest income | $20,345,000 | 1,412 |
| Provision for loan and lease losses | $253,000 | 1,623 |
| Total noninterest income | $5,326,000 | 1,167 |
| Gross Fiduciary activities income | $761,000 | 564 |
| Service charges on deposit accounts | $501,000 | 1,680 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,064,000 | 1,041 |
| Total noninterest expense | $17,476,000 | 1,316 |
| Salaries and employee benefits | $11,078,000 | 1,229 |
| Premises and equipment expense | $1,071,000 | 1,930 |
| Additional noninterest expense | $4,064,000 | 1,041 |
| Pre-tax net operating income | $7,942,000 | 1,494 |
| Securities gains (losses) | $-16,000 | 3,540 |
| Applicable income taxes | $443,000 | 2,110 |
| Income before extraordinary items | $7,483,000 | 1,379 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,483,000 | 1,379 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,483,000 | 1,379 |
| Net charge-offs | $-46,000 | 4,065 |
| Cash dividends | $5,017,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,498,040 | 1,394 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,997,000 | 1,371 |
| Total interest expense | $1,692,000 | 1,181 |
| Net interest income | $15,305,000 | 1,387 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $3,843,000 | 1,198 |
| Gross Fiduciary activities income | $567,000 | 564 |
| Service charges on deposit accounts | $397,000 | 1,640 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,879,000 | 1,100 |
| Total noninterest expense | $13,153,000 | 1,303 |
| Salaries and employee benefits | $8,381,000 | 1,205 |
| Premises and equipment expense | $853,000 | 1,897 |
| Additional noninterest expense | $2,879,000 | 1,100 |
| Pre-tax net operating income | $5,995,000 | 1,488 |
| Securities gains (losses) | $-21,000 | 3,950 |
| Applicable income taxes | $382,000 | 2,010 |
| Income before extraordinary items | $5,592,000 | 1,366 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,592,000 | 1,365 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,592,000 | 1,366 |
| Net charge-offs | $-32,000 | 3,939 |
| Cash dividends | $3,891,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,611,740 | 1,389 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 1,365 |
| Total interest expense | $888,000 | 1,253 |
| Net interest income | $10,068,000 | 1,378 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,611,000 | 1,170 |
| Gross Fiduciary activities income | $411,000 | 517 |
| Service charges on deposit accounts | $257,000 | 1,660 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,943,000 | 1,113 |
| Total noninterest expense | $8,611,000 | 1,318 |
| Salaries and employee benefits | $5,467,000 | 1,218 |
| Premises and equipment expense | $567,000 | 1,897 |
| Additional noninterest expense | $2,577,000 | 1,307 |
| Pre-tax net operating income | $4,068,000 | 1,401 |
| Securities gains (losses) | $-22,000 | 4,109 |
| Applicable income taxes | $276,000 | 1,902 |
| Income before extraordinary items | $3,770,000 | 1,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,770,000 | 1,277 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,770,000 | 1,277 |
| Net charge-offs | $-31,000 | 4,028 |
| Cash dividends | $2,778,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,790,460 | 1,299 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 1,372 |
| Total interest expense | $395,000 | 1,324 |
| Net interest income | $4,853,000 | 1,385 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,256,000 | 1,202 |
| Gross Fiduciary activities income | $193,000 | 525 |
| Service charges on deposit accounts | $119,000 | 1,727 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $944,000 | 1,119 |
| Total noninterest expense | $4,053,000 | 1,377 |
| Salaries and employee benefits | $2,617,000 | 1,270 |
| Premises and equipment expense | $282,000 | 1,922 |
| Additional noninterest expense | $1,154,000 | 1,413 |
| Pre-tax net operating income | $2,056,000 | 1,327 |
| Securities gains (losses) | $4,000 | 477 |
| Applicable income taxes | $113,000 | 2,000 |
| Income before extraordinary items | $1,947,000 | 1,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,947,000 | 1,215 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,947,000 | 1,215 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $1,481,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,943,200 | 1,230 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,426,000 | 1,349 |
| Total interest expense | $1,763,000 | 1,466 |
| Net interest income | $20,663,000 | 1,322 |
| Provision for loan and lease losses | $667,000 | 824 |
| Total noninterest income | $6,522,000 | 1,106 |
| Gross Fiduciary activities income | $642,000 | 550 |
| Service charges on deposit accounts | $433,000 | 1,762 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,447,000 | 1,006 |
| Total noninterest expense | $15,335,000 | 1,420 |
| Salaries and employee benefits | $9,757,000 | 1,320 |
| Premises and equipment expense | $1,072,000 | 1,950 |
| Additional noninterest expense | $4,506,000 | 1,444 |
| Pre-tax net operating income | $11,183,000 | 1,182 |
| Securities gains (losses) | $72,000 | 989 |
| Applicable income taxes | $484,000 | 2,120 |
| Income before extraordinary items | $10,771,000 | 1,091 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $10,771,000 | 1,091 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $10,771,000 | 1,091 |
| Net charge-offs | $408,000 | 719 |
| Cash dividends | $7,609,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $10,701,880 | 1,078 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,099,000 | 1,357 |
| Total interest expense | $1,382,000 | 1,495 |
| Net interest income | $15,717,000 | 1,331 |
| Provision for loan and lease losses | $533,000 | 772 |
| Total noninterest income | $4,447,000 | 1,187 |
| Gross Fiduciary activities income | $477,000 | 539 |
| Service charges on deposit accounts | $320,000 | 1,776 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,650,000 | 1,113 |
| Total noninterest expense | $11,311,000 | 1,458 |
| Salaries and employee benefits | $7,165,000 | 1,351 |
| Premises and equipment expense | $811,000 | 1,967 |
| Additional noninterest expense | $3,335,000 | 1,459 |
| Pre-tax net operating income | $8,320,000 | 1,240 |
| Securities gains (losses) | $65,000 | 962 |
| Applicable income taxes | $320,000 | 2,267 |
| Income before extraordinary items | $8,065,000 | 1,128 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,065,000 | 1,128 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,065,000 | 1,129 |
| Net charge-offs | $184,000 | 826 |
| Cash dividends | $5,528,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $8,002,600 | 1,119 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 1,379 |
| Total interest expense | $965,000 | 1,503 |
| Net interest income | $10,059,000 | 1,377 |
| Provision for loan and lease losses | $328,000 | 837 |
| Total noninterest income | $2,960,000 | 1,194 |
| Gross Fiduciary activities income | $351,000 | 533 |
| Service charges on deposit accounts | $202,000 | 1,784 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,407,000 | 1,136 |
| Total noninterest expense | $7,522,000 | 1,451 |
| Salaries and employee benefits | $4,858,000 | 1,329 |
| Premises and equipment expense | $553,000 | 1,933 |
| Additional noninterest expense | $2,111,000 | 1,509 |
| Pre-tax net operating income | $5,169,000 | 1,282 |
| Securities gains (losses) | $36,000 | 997 |
| Applicable income taxes | $220,000 | 2,247 |
| Income before extraordinary items | $4,985,000 | 1,187 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,985,000 | 1,188 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,985,000 | 1,188 |
| Net charge-offs | $159,000 | 734 |
| Cash dividends | $3,224,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,950,440 | 1,171 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 1,421 |
| Total interest expense | $505,000 | 1,513 |
| Net interest income | $4,818,000 | 1,410 |
| Provision for loan and lease losses | $202,000 | 801 |
| Total noninterest income | $1,836,000 | 1,056 |
| Gross Fiduciary activities income | $177,000 | 530 |
| Service charges on deposit accounts | $97,000 | 1,827 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $1,562,000 | 954 |
| Total noninterest expense | $3,651,000 | 1,473 |
| Salaries and employee benefits | $2,314,000 | 1,375 |
| Premises and equipment expense | $538,000 | 1,149 |
| Additional noninterest expense | $799,000 | 1,837 |
| Pre-tax net operating income | $2,801,000 | 1,196 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $113,000 | 2,202 |
| Income before extraordinary items | $2,698,000 | 1,126 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,698,000 | 1,126 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,698,000 | 1,126 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $1,845,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,688,400 | 1,099 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,757,000 | 1,380 |
| Total interest expense | $3,074,000 | 1,460 |
| Net interest income | $18,683,000 | 1,364 |
| Provision for loan and lease losses | $1,650,000 | 1,182 |
| Total noninterest income | $7,298,000 | 996 |
| Gross Fiduciary activities income | $764,000 | 506 |
| Service charges on deposit accounts | $410,000 | 1,867 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $6,124,000 | 895 |
| Total noninterest expense | $13,996,000 | 1,480 |
| Salaries and employee benefits | $8,930,000 | 1,379 |
| Premises and equipment expense | $1,966,000 | 1,200 |
| Additional noninterest expense | $3,100,000 | 1,867 |
| Pre-tax net operating income | $10,335,000 | 1,038 |
| Securities gains (losses) | $-6,000 | 4,777 |
| Applicable income taxes | $467,000 | 1,996 |
| Income before extraordinary items | $9,862,000 | 977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,862,000 | 977 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,862,000 | 977 |
| Net charge-offs | $658,000 | 836 |
| Cash dividends | $5,467,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,867,700 | 934 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,979,000 | 1,414 |
| Total interest expense | $2,464,000 | 1,454 |
| Net interest income | $13,515,000 | 1,407 |
| Provision for loan and lease losses | $1,363,000 | 1,137 |
| Total noninterest income | $5,080,000 | 1,013 |
| Gross Fiduciary activities income | $569,000 | 499 |
| Service charges on deposit accounts | $307,000 | 1,857 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,204,000 | 907 |
| Total noninterest expense | $10,257,000 | 1,495 |
| Salaries and employee benefits | $6,432,000 | 1,405 |
| Premises and equipment expense | $1,455,000 | 1,211 |
| Additional noninterest expense | $2,370,000 | 1,819 |
| Pre-tax net operating income | $6,975,000 | 1,085 |
| Securities gains (losses) | $-6,000 | 4,734 |
| Applicable income taxes | $301,000 | 2,097 |
| Income before extraordinary items | $6,668,000 | 1,017 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,668,000 | 1,016 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,668,000 | 1,017 |
| Net charge-offs | $572,000 | 693 |
| Cash dividends | $3,167,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,673,760 | 988 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 1,446 |
| Total interest expense | $1,791,000 | 1,440 |
| Net interest income | $8,791,000 | 1,431 |
| Provision for loan and lease losses | $875,000 | 1,174 |
| Total noninterest income | $3,275,000 | 974 |
| Gross Fiduciary activities income | $384,000 | 502 |
| Service charges on deposit accounts | $207,000 | 1,866 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,684,000 | 890 |
| Total noninterest expense | $6,859,000 | 1,485 |
| Salaries and employee benefits | $4,282,000 | 1,409 |
| Premises and equipment expense | $997,000 | 1,177 |
| Additional noninterest expense | $1,580,000 | 1,807 |
| Pre-tax net operating income | $4,332,000 | 1,101 |
| Securities gains (losses) | $-7,000 | 4,741 |
| Applicable income taxes | $166,000 | 2,205 |
| Income before extraordinary items | $4,159,000 | 1,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,159,000 | 1,005 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,159,000 | 1,006 |
| Net charge-offs | $90,000 | 1,415 |
| Cash dividends | $2,013,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,165,720 | 983 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 1,459 |
| Total interest expense | $1,013,000 | 1,405 |
| Net interest income | $4,206,000 | 1,452 |
| Provision for loan and lease losses | $388,000 | 1,047 |
| Total noninterest income | $1,250,000 | 1,108 |
| Gross Fiduciary activities income | $180,000 | 515 |
| Service charges on deposit accounts | $129,000 | 1,824 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $941,000 | 1,012 |
| Total noninterest expense | $3,393,000 | 1,515 |
| Salaries and employee benefits | $2,043,000 | 1,471 |
| Premises and equipment expense | $501,000 | 1,189 |
| Additional noninterest expense | $849,000 | 1,735 |
| Pre-tax net operating income | $1,675,000 | 1,213 |
| Securities gains (losses) | $-3,000 | 4,730 |
| Applicable income taxes | $61,000 | 2,280 |
| Income before extraordinary items | $1,611,000 | 1,120 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,611,000 | 1,119 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,611,000 | 1,120 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $1,139,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,613,880 | 1,097 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $21,789,000 | 1,420 |
| Total interest expense | $5,143,000 | 1,215 |
| Net interest income | $16,646,000 | 1,455 |
| Provision for loan and lease losses | $630,000 | 1,293 |
| Total noninterest income | $4,649,000 | 1,181 |
| Gross Fiduciary activities income | $664,000 | 539 |
| Service charges on deposit accounts | $541,000 | 1,814 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $3,444,000 | 1,096 |
| Total noninterest expense | $12,020,000 | 1,644 |
| Salaries and employee benefits | $7,802,000 | 1,483 |
| Premises and equipment expense | $1,937,000 | 1,201 |
| Additional noninterest expense | $2,281,000 | 2,354 |
| Pre-tax net operating income | $8,645,000 | 1,170 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $303,000 | 2,352 |
| Income before extraordinary items | $8,344,000 | 1,079 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,344,000 | 1,081 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,344,000 | 1,081 |
| Net charge-offs | $771,000 | 789 |
| Cash dividends | $5,796,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,342,080 | 1,057 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,345,000 | 1,423 |
| Total interest expense | $3,927,000 | 1,202 |
| Net interest income | $12,418,000 | 1,468 |
| Provision for loan and lease losses | $425,000 | 1,305 |
| Total noninterest income | $3,306,000 | 1,211 |
| Gross Fiduciary activities income | $501,000 | 533 |
| Service charges on deposit accounts | $402,000 | 1,826 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,403,000 | 1,138 |
| Total noninterest expense | $8,875,000 | 1,677 |
| Salaries and employee benefits | $5,683,000 | 1,527 |
| Premises and equipment expense | $1,451,000 | 1,212 |
| Additional noninterest expense | $1,741,000 | 2,316 |
| Pre-tax net operating income | $6,424,000 | 1,198 |
| Securities gains (losses) | $-4,000 | 4,776 |
| Applicable income taxes | $249,000 | 2,358 |
| Income before extraordinary items | $6,171,000 | 1,114 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,171,000 | 1,115 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,171,000 | 1,115 |
| Net charge-offs | $232,000 | 1,191 |
| Cash dividends | $4,255,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,174,840 | 1,086 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 1,439 |
| Total interest expense | $2,645,000 | 1,170 |
| Net interest income | $8,135,000 | 1,502 |
| Provision for loan and lease losses | $270,000 | 1,320 |
| Total noninterest income | $2,093,000 | 1,235 |
| Gross Fiduciary activities income | $348,000 | 523 |
| Service charges on deposit accounts | $259,000 | 1,858 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,486,000 | 1,172 |
| Total noninterest expense | $5,941,000 | 1,684 |
| Salaries and employee benefits | $3,828,000 | 1,517 |
| Premises and equipment expense | $968,000 | 1,218 |
| Additional noninterest expense | $1,145,000 | 2,363 |
| Pre-tax net operating income | $4,017,000 | 1,225 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $156,000 | 2,379 |
| Income before extraordinary items | $3,862,000 | 1,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,862,000 | 1,142 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,862,000 | 1,142 |
| Net charge-offs | $232,000 | 906 |
| Cash dividends | $2,761,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,861,040 | 1,122 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 1,454 |
| Total interest expense | $1,304,000 | 1,154 |
| Net interest income | $4,019,000 | 1,519 |
| Provision for loan and lease losses | $125,000 | 1,307 |
| Total noninterest income | $1,007,000 | 1,228 |
| Gross Fiduciary activities income | $165,000 | 534 |
| Service charges on deposit accounts | $122,000 | 1,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $720,000 | 1,147 |
| Total noninterest expense | $2,913,000 | 1,710 |
| Salaries and employee benefits | $1,866,000 | 1,561 |
| Premises and equipment expense | $509,000 | 1,175 |
| Additional noninterest expense | $538,000 | 2,464 |
| Pre-tax net operating income | $1,988,000 | 1,221 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $69,000 | 2,418 |
| Income before extraordinary items | $1,920,000 | 1,124 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,920,000 | 1,123 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,920,000 | 1,123 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $1,388,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,919,030 | 1,105 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,421,000 | 1,481 |
| Total interest expense | $3,771,000 | 1,195 |
| Net interest income | $15,650,000 | 1,537 |
| Provision for loan and lease losses | $458,000 | 1,532 |
| Total noninterest income | $4,156,000 | 1,243 |
| Gross Fiduciary activities income | $613,000 | 558 |
| Service charges on deposit accounts | $546,000 | 1,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,997,000 | 1,144 |
| Total noninterest expense | $11,562,000 | 1,675 |
| Salaries and employee benefits | $7,595,000 | 1,481 |
| Premises and equipment expense | $1,830,000 | 1,270 |
| Additional noninterest expense | $2,137,000 | 2,480 |
| Pre-tax net operating income | $7,786,000 | 1,244 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $383,000 | 2,211 |
| Income before extraordinary items | $7,404,000 | 1,161 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,404,000 | 1,160 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,404,000 | 1,160 |
| Net charge-offs | $-198,000 | 5,173 |
| Cash dividends | $5,479,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,403,050 | 1,159 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,291,000 | 1,488 |
| Total interest expense | $2,601,000 | 1,211 |
| Net interest income | $11,690,000 | 1,538 |
| Provision for loan and lease losses | $333,000 | 1,480 |
| Total noninterest income | $3,123,000 | 1,234 |
| Gross Fiduciary activities income | $462,000 | 552 |
| Service charges on deposit accounts | $403,000 | 1,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,258,000 | 1,158 |
| Total noninterest expense | $8,608,000 | 1,682 |
| Salaries and employee benefits | $5,501,000 | 1,525 |
| Premises and equipment expense | $1,396,000 | 1,252 |
| Additional noninterest expense | $1,711,000 | 2,370 |
| Pre-tax net operating income | $5,872,000 | 1,248 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $288,000 | 2,267 |
| Income before extraordinary items | $5,585,000 | 1,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,585,000 | 1,152 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,585,000 | 1,152 |
| Net charge-offs | $-197,000 | 5,249 |
| Cash dividends | $4,092,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,584,050 | 1,148 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 1,496 |
| Total interest expense | $1,623,000 | 1,221 |
| Net interest income | $7,773,000 | 1,534 |
| Provision for loan and lease losses | $250,000 | 1,331 |
| Total noninterest income | $2,036,000 | 1,272 |
| Gross Fiduciary activities income | $334,000 | 536 |
| Service charges on deposit accounts | $264,000 | 1,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,438,000 | 1,190 |
| Total noninterest expense | $5,740,000 | 1,693 |
| Salaries and employee benefits | $3,670,000 | 1,533 |
| Premises and equipment expense | $936,000 | 1,250 |
| Additional noninterest expense | $1,134,000 | 2,395 |
| Pre-tax net operating income | $3,819,000 | 1,255 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $192,000 | 2,255 |
| Income before extraordinary items | $3,627,000 | 1,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,627,000 | 1,148 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,627,000 | 1,149 |
| Net charge-offs | $-194,000 | 5,341 |
| Cash dividends | $2,634,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,627,000 | 1,146 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 1,536 |
| Total interest expense | $738,000 | 1,263 |
| Net interest income | $3,760,000 | 1,581 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $953,000 | 1,307 |
| Gross Fiduciary activities income | $154,000 | 563 |
| Service charges on deposit accounts | $128,000 | 1,954 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $671,000 | 1,236 |
| Total noninterest expense | $2,767,000 | 1,765 |
| Salaries and employee benefits | $1,796,000 | 1,588 |
| Premises and equipment expense | $441,000 | 1,334 |
| Additional noninterest expense | $530,000 | 2,528 |
| Pre-tax net operating income | $1,821,000 | 1,281 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $86,000 | 2,286 |
| Income before extraordinary items | $1,735,000 | 1,171 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,735,000 | 1,170 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,735,000 | 1,171 |
| Net charge-offs | $-97,000 | 5,377 |
| Cash dividends | $1,250,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,735,000 | 1,162 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,217,000 | 1,556 |
| Total interest expense | $2,563,000 | 1,256 |
| Net interest income | $14,654,000 | 1,601 |
| Provision for loan and lease losses | $423,000 | 1,598 |
| Total noninterest income | $3,758,000 | 1,348 |
| Gross Fiduciary activities income | $566,000 | 568 |
| Service charges on deposit accounts | $569,000 | 1,854 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,623,000 | 1,284 |
| Total noninterest expense | $11,040,000 | 1,733 |
| Salaries and employee benefits | $7,144,000 | 1,558 |
| Premises and equipment expense | $1,601,000 | 1,427 |
| Additional noninterest expense | $2,295,000 | 2,400 |
| Pre-tax net operating income | $6,949,000 | 1,319 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $338,000 | 2,690 |
| Income before extraordinary items | $6,618,000 | 1,072 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,618,000 | 1,072 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,618,000 | 1,072 |
| Net charge-offs | $133,000 | 2,179 |
| Cash dividends | $5,068,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,611,350 | 1,059 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,750,000 | 1,573 |
| Total interest expense | $1,882,000 | 1,261 |
| Net interest income | $10,868,000 | 1,615 |
| Provision for loan and lease losses | $323,000 | 1,558 |
| Total noninterest income | $2,881,000 | 1,347 |
| Gross Fiduciary activities income | $432,000 | 567 |
| Service charges on deposit accounts | $432,000 | 1,841 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,017,000 | 1,278 |
| Total noninterest expense | $8,178,000 | 1,763 |
| Salaries and employee benefits | $5,239,000 | 1,594 |
| Premises and equipment expense | $1,230,000 | 1,397 |
| Additional noninterest expense | $1,709,000 | 2,418 |
| Pre-tax net operating income | $5,248,000 | 1,328 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $276,000 | 2,542 |
| Income before extraordinary items | $4,979,000 | 1,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,979,000 | 1,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,979,000 | 1,159 |
| Net charge-offs | $3,000 | 3,568 |
| Cash dividends | $3,929,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,972,350 | 1,144 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 1,579 |
| Total interest expense | $1,161,000 | 1,321 |
| Net interest income | $7,180,000 | 1,620 |
| Provision for loan and lease losses | $213,000 | 1,497 |
| Total noninterest income | $1,884,000 | 1,359 |
| Gross Fiduciary activities income | $299,000 | 563 |
| Service charges on deposit accounts | $293,000 | 1,808 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,292,000 | 1,312 |
| Total noninterest expense | $5,526,000 | 1,741 |
| Salaries and employee benefits | $3,494,000 | 1,603 |
| Premises and equipment expense | $824,000 | 1,402 |
| Additional noninterest expense | $1,208,000 | 2,314 |
| Pre-tax net operating income | $3,325,000 | 1,352 |
| Securities gains (losses) | $7,000 | 1,367 |
| Applicable income taxes | $176,000 | 2,564 |
| Income before extraordinary items | $3,156,000 | 1,193 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,156,000 | 1,192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,156,000 | 1,193 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $2,489,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,149,350 | 1,175 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 1,614 |
| Total interest expense | $546,000 | 1,362 |
| Net interest income | $3,498,000 | 1,651 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $889,000 | 1,404 |
| Gross Fiduciary activities income | $156,000 | 563 |
| Service charges on deposit accounts | $130,000 | 1,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $603,000 | 1,361 |
| Total noninterest expense | $2,749,000 | 1,772 |
| Salaries and employee benefits | $1,719,000 | 1,641 |
| Premises and equipment expense | $424,000 | 1,385 |
| Additional noninterest expense | $606,000 | 2,303 |
| Pre-tax net operating income | $1,538,000 | 1,413 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $76,000 | 2,641 |
| Income before extraordinary items | $1,462,000 | 1,244 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,462,000 | 1,243 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,462,000 | 1,244 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $1,160,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,462,000 | 1,232 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,282,000 | 1,555 |
| Total interest expense | $2,066,000 | 1,383 |
| Net interest income | $14,216,000 | 1,576 |
| Provision for loan and lease losses | $405,000 | 1,664 |
| Total noninterest income | $3,970,000 | 1,351 |
| Gross Fiduciary activities income | $492,000 | 598 |
| Service charges on deposit accounts | $546,000 | 1,939 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,932,000 | 1,223 |
| Total noninterest expense | $10,420,000 | 1,834 |
| Salaries and employee benefits | $6,723,000 | 1,616 |
| Premises and equipment expense | $1,543,000 | 1,482 |
| Additional noninterest expense | $2,154,000 | 2,622 |
| Pre-tax net operating income | $7,361,000 | 1,184 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $335,000 | 2,570 |
| Income before extraordinary items | $7,035,000 | 1,051 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,035,000 | 1,050 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,035,000 | 1,050 |
| Net charge-offs | $-24,000 | 5,167 |
| Cash dividends | $5,374,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,026,450 | 1,030 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,262,000 | 1,552 |
| Total interest expense | $1,532,000 | 1,388 |
| Net interest income | $10,730,000 | 1,565 |
| Provision for loan and lease losses | $285,000 | 1,681 |
| Total noninterest income | $2,952,000 | 1,356 |
| Gross Fiduciary activities income | $359,000 | 603 |
| Service charges on deposit accounts | $410,000 | 1,944 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,183,000 | 1,231 |
| Total noninterest expense | $7,817,000 | 1,828 |
| Salaries and employee benefits | $4,945,000 | 1,642 |
| Premises and equipment expense | $1,139,000 | 1,504 |
| Additional noninterest expense | $1,733,000 | 2,471 |
| Pre-tax net operating income | $5,580,000 | 1,193 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $294,000 | 2,514 |
| Income before extraordinary items | $5,295,000 | 1,063 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,295,000 | 1,063 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,295,000 | 1,063 |
| Net charge-offs | $-91,000 | 5,554 |
| Cash dividends | $3,800,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,286,450 | 1,027 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,131,000 | 1,560 |
| Total interest expense | $1,009,000 | 1,409 |
| Net interest income | $7,122,000 | 1,578 |
| Provision for loan and lease losses | $185,000 | 1,699 |
| Total noninterest income | $1,893,000 | 1,373 |
| Gross Fiduciary activities income | $256,000 | 592 |
| Service charges on deposit accounts | $275,000 | 1,908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,362,000 | 1,266 |
| Total noninterest expense | $5,158,000 | 1,862 |
| Salaries and employee benefits | $3,186,000 | 1,688 |
| Premises and equipment expense | $766,000 | 1,492 |
| Additional noninterest expense | $1,206,000 | 2,387 |
| Pre-tax net operating income | $3,672,000 | 1,195 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $194,000 | 2,520 |
| Income before extraordinary items | $3,485,000 | 1,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,485,000 | 1,051 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,485,000 | 1,052 |
| Net charge-offs | $-99,000 | 5,701 |
| Cash dividends | $2,506,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,478,350 | 1,035 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 1,601 |
| Total interest expense | $508,000 | 1,400 |
| Net interest income | $3,467,000 | 1,620 |
| Provision for loan and lease losses | $112,000 | 1,427 |
| Total noninterest income | $850,000 | 1,459 |
| Gross Fiduciary activities income | $107,000 | 626 |
| Service charges on deposit accounts | $122,000 | 2,088 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $621,000 | 1,317 |
| Total noninterest expense | $2,530,000 | 1,883 |
| Salaries and employee benefits | $1,597,000 | 1,705 |
| Premises and equipment expense | $390,000 | 1,482 |
| Additional noninterest expense | $543,000 | 2,602 |
| Pre-tax net operating income | $1,675,000 | 1,285 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $85,000 | 2,582 |
| Income before extraordinary items | $1,591,000 | 1,122 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,591,000 | 1,123 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,591,000 | 1,123 |
| Net charge-offs | $-17,000 | 5,410 |
| Cash dividends | $1,198,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,590,050 | 1,099 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,233,000 | 1,520 |
| Total interest expense | $2,161,000 | 1,287 |
| Net interest income | $14,072,000 | 1,564 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $3,747,000 | 1,359 |
| Gross Fiduciary activities income | $425,000 | 636 |
| Service charges on deposit accounts | $563,000 | 1,938 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,759,000 | 1,227 |
| Total noninterest expense | $9,934,000 | 1,904 |
| Salaries and employee benefits | $6,466,000 | 1,630 |
| Premises and equipment expense | $1,507,000 | 1,526 |
| Additional noninterest expense | $1,961,000 | 2,831 |
| Pre-tax net operating income | $7,385,000 | 1,151 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $399,000 | 2,418 |
| Income before extraordinary items | $7,002,000 | 1,021 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,002,000 | 1,021 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,002,000 | 1,021 |
| Net charge-offs | $-205,000 | 5,867 |
| Cash dividends | $4,930,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,986,800 | 1,000 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 1,533 |
| Total interest expense | $1,638,000 | 1,280 |
| Net interest income | $10,539,000 | 1,572 |
| Provision for loan and lease losses | $375,000 | 1,308 |
| Total noninterest income | $2,802,000 | 1,384 |
| Gross Fiduciary activities income | $308,000 | 644 |
| Service charges on deposit accounts | $424,000 | 1,942 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,070,000 | 1,251 |
| Total noninterest expense | $7,309,000 | 1,944 |
| Salaries and employee benefits | $4,735,000 | 1,677 |
| Premises and equipment expense | $1,067,000 | 1,618 |
| Additional noninterest expense | $1,507,000 | 2,774 |
| Pre-tax net operating income | $5,657,000 | 1,142 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $5,375,000 | 988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,375,000 | 988 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,375,000 | 988 |
| Net charge-offs | $-169,000 | 5,927 |
| Cash dividends | $3,415,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,359,800 | 966 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 1,540 |
| Total interest expense | $1,098,000 | 1,277 |
| Net interest income | $6,987,000 | 1,585 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $1,889,000 | 1,370 |
| Gross Fiduciary activities income | $210,000 | 648 |
| Service charges on deposit accounts | $280,000 | 1,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,399,000 | 1,242 |
| Total noninterest expense | $4,851,000 | 1,964 |
| Salaries and employee benefits | $3,129,000 | 1,697 |
| Premises and equipment expense | $720,000 | 1,617 |
| Additional noninterest expense | $1,002,000 | 2,803 |
| Pre-tax net operating income | $3,775,000 | 1,132 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $206,000 | 2,452 |
| Income before extraordinary items | $3,580,000 | 991 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,580,000 | 991 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,580,000 | 991 |
| Net charge-offs | $-167,000 | 6,036 |
| Cash dividends | $2,165,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,569,550 | 964 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 1,558 |
| Total interest expense | $549,000 | 1,278 |
| Net interest income | $3,434,000 | 1,610 |
| Provision for loan and lease losses | $125,000 | 1,243 |
| Total noninterest income | $885,000 | 1,399 |
| Gross Fiduciary activities income | $100,000 | 656 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $657,000 | 1,246 |
| Total noninterest expense | $2,544,000 | 1,868 |
| Salaries and employee benefits | $1,719,000 | 1,565 |
| Premises and equipment expense | $353,000 | 1,675 |
| Additional noninterest expense | $472,000 | 2,908 |
| Pre-tax net operating income | $1,650,000 | 1,231 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $1,572,000 | 1,085 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,572,000 | 1,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,572,000 | 1,086 |
| Net charge-offs | $-45,000 | 5,921 |
| Cash dividends | $1,053,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,572,000 | 1,052 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,698,000 | 1,588 |
| Total interest expense | $2,148,000 | 1,363 |
| Net interest income | $13,550,000 | 1,635 |
| Provision for loan and lease losses | $400,000 | 1,663 |
| Total noninterest income | $3,084,000 | 1,538 |
| Gross Fiduciary activities income | $380,000 | 665 |
| Service charges on deposit accounts | $574,000 | 2,045 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,130,000 | 1,391 |
| Total noninterest expense | $8,733,000 | 2,162 |
| Salaries and employee benefits | $5,540,000 | 1,863 |
| Premises and equipment expense | $1,345,000 | 1,724 |
| Additional noninterest expense | $1,848,000 | 3,061 |
| Pre-tax net operating income | $7,501,000 | 1,088 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $343,000 | 2,530 |
| Income before extraordinary items | $7,180,000 | 926 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,180,000 | 925 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,180,000 | 925 |
| Net charge-offs | $113,000 | 3,064 |
| Cash dividends | $4,220,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,159,100 | 907 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 1,601 |
| Total interest expense | $1,599,000 | 1,388 |
| Net interest income | $10,101,000 | 1,649 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $2,214,000 | 1,589 |
| Gross Fiduciary activities income | $286,000 | 662 |
| Service charges on deposit accounts | $429,000 | 2,050 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,499,000 | 1,453 |
| Total noninterest expense | $6,747,000 | 2,092 |
| Salaries and employee benefits | $4,343,000 | 1,778 |
| Premises and equipment expense | $1,009,000 | 1,746 |
| Additional noninterest expense | $1,395,000 | 3,050 |
| Pre-tax net operating income | $5,318,000 | 1,149 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $265,000 | 2,570 |
| Income before extraordinary items | $5,075,000 | 984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,075,000 | 982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,075,000 | 983 |
| Net charge-offs | $-29,000 | 5,887 |
| Cash dividends | $3,146,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,054,100 | 960 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 1,611 |
| Total interest expense | $1,060,000 | 1,406 |
| Net interest income | $6,674,000 | 1,646 |
| Provision for loan and lease losses | $220,000 | 1,560 |
| Total noninterest income | $1,403,000 | 1,623 |
| Gross Fiduciary activities income | $195,000 | 660 |
| Service charges on deposit accounts | $287,000 | 2,026 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $921,000 | 1,535 |
| Total noninterest expense | $4,593,000 | 2,061 |
| Salaries and employee benefits | $2,941,000 | 1,756 |
| Premises and equipment expense | $706,000 | 1,683 |
| Additional noninterest expense | $946,000 | 3,022 |
| Pre-tax net operating income | $3,264,000 | 1,212 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $166,000 | 2,589 |
| Income before extraordinary items | $3,120,000 | 1,031 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,120,000 | 1,030 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,120,000 | 1,032 |
| Net charge-offs | $-34,000 | 6,049 |
| Cash dividends | $2,045,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,099,100 | 1,022 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 1,626 |
| Total interest expense | $524,000 | 1,444 |
| Net interest income | $3,282,000 | 1,667 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $634,000 | 1,719 |
| Gross Fiduciary activities income | $89,000 | 677 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $424,000 | 1,572 |
| Total noninterest expense | $2,449,000 | 1,936 |
| Salaries and employee benefits | $1,620,000 | 1,609 |
| Premises and equipment expense | $362,000 | 1,660 |
| Additional noninterest expense | $467,000 | 3,051 |
| Pre-tax net operating income | $1,317,000 | 1,407 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $82,000 | 2,528 |
| Income before extraordinary items | $1,238,000 | 1,225 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,238,000 | 1,226 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,238,000 | 1,226 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $869,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,235,180 | 1,208 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,347,000 | 1,620 |
| Total interest expense | $2,192,000 | 1,560 |
| Net interest income | $13,155,000 | 1,639 |
| Provision for loan and lease losses | $814,000 | 1,305 |
| Total noninterest income | $3,165,000 | 1,554 |
| Gross Fiduciary activities income | $337,000 | 688 |
| Service charges on deposit accounts | $588,000 | 2,099 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,240,000 | 1,396 |
| Total noninterest expense | $8,778,000 | 2,151 |
| Salaries and employee benefits | $5,684,000 | 1,796 |
| Premises and equipment expense | $1,296,000 | 1,792 |
| Additional noninterest expense | $1,798,000 | 3,217 |
| Pre-tax net operating income | $6,728,000 | 1,107 |
| Securities gains (losses) | $48,000 | 1,821 |
| Applicable income taxes | $327,000 | 2,550 |
| Income before extraordinary items | $6,449,000 | 959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,449,000 | 962 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,449,000 | 962 |
| Net charge-offs | $-30,000 | 6,337 |
| Cash dividends | $3,890,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,403,400 | 938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,477,000 | 1,642 |
| Total interest expense | $1,653,000 | 1,593 |
| Net interest income | $9,824,000 | 1,655 |
| Provision for loan and lease losses | $663,000 | 1,243 |
| Total noninterest income | $2,466,000 | 1,541 |
| Gross Fiduciary activities income | $247,000 | 682 |
| Service charges on deposit accounts | $445,000 | 2,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,774,000 | 1,380 |
| Total noninterest expense | $6,623,000 | 2,128 |
| Salaries and employee benefits | $4,324,000 | 1,787 |
| Premises and equipment expense | $972,000 | 1,810 |
| Additional noninterest expense | $1,327,000 | 3,257 |
| Pre-tax net operating income | $5,004,000 | 1,141 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $270,000 | 2,514 |
| Income before extraordinary items | $4,756,000 | 979 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,756,000 | 982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,756,000 | 982 |
| Net charge-offs | $-29,000 | 6,343 |
| Cash dividends | $2,730,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,735,100 | 958 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,653,000 | 1,643 |
| Total interest expense | $1,108,000 | 1,609 |
| Net interest income | $6,545,000 | 1,650 |
| Provision for loan and lease losses | $438,000 | 1,297 |
| Total noninterest income | $1,657,000 | 1,543 |
| Gross Fiduciary activities income | $150,000 | 704 |
| Service charges on deposit accounts | $301,000 | 2,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,206,000 | 1,389 |
| Total noninterest expense | $4,501,000 | 2,096 |
| Salaries and employee benefits | $2,966,000 | 1,741 |
| Premises and equipment expense | $660,000 | 1,777 |
| Additional noninterest expense | $875,000 | 3,272 |
| Pre-tax net operating income | $3,263,000 | 1,140 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $173,000 | 2,560 |
| Income before extraordinary items | $3,112,000 | 989 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,112,000 | 991 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,112,000 | 992 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $1,820,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,091,100 | 952 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 1,678 |
| Total interest expense | $561,000 | 1,650 |
| Net interest income | $3,199,000 | 1,695 |
| Provision for loan and lease losses | $213,000 | 1,307 |
| Total noninterest income | $795,000 | 1,578 |
| Gross Fiduciary activities income | $77,000 | 706 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $591,000 | 1,405 |
| Total noninterest expense | $2,222,000 | 2,142 |
| Salaries and employee benefits | $1,489,000 | 1,756 |
| Premises and equipment expense | $338,000 | 1,766 |
| Additional noninterest expense | $395,000 | 3,536 |
| Pre-tax net operating income | $1,559,000 | 1,171 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $80,000 | 2,607 |
| Income before extraordinary items | $1,481,000 | 1,031 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,481,000 | 1,030 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,481,000 | 1,033 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $910,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,479,100 | 980 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,441,000 | 1,722 |
| Total interest expense | $2,593,000 | 1,693 |
| Net interest income | $12,848,000 | 1,713 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $3,483,000 | 1,469 |
| Gross Fiduciary activities income | $276,000 | 720 |
| Service charges on deposit accounts | $612,000 | 2,117 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,595,000 | 1,296 |
| Total noninterest expense | $8,794,000 | 2,163 |
| Salaries and employee benefits | $5,481,000 | 1,841 |
| Premises and equipment expense | $1,287,000 | 1,830 |
| Additional noninterest expense | $2,026,000 | 3,069 |
| Pre-tax net operating income | $6,437,000 | 1,112 |
| Securities gains (losses) | $126,000 | 2,084 |
| Applicable income taxes | $320,000 | 2,601 |
| Income before extraordinary items | $6,243,000 | 969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,243,000 | 969 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,243,000 | 969 |
| Net charge-offs | $652,000 | 2,303 |
| Cash dividends | $3,690,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,123,300 | 920 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 1,778 |
| Total interest expense | $2,006,000 | 1,715 |
| Net interest income | $9,342,000 | 1,787 |
| Provision for loan and lease losses | $825,000 | 1,671 |
| Total noninterest income | $2,542,000 | 1,495 |
| Gross Fiduciary activities income | $206,000 | 721 |
| Service charges on deposit accounts | $462,000 | 2,131 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,874,000 | 1,330 |
| Total noninterest expense | $6,565,000 | 2,188 |
| Salaries and employee benefits | $4,166,000 | 1,814 |
| Premises and equipment expense | $955,000 | 1,867 |
| Additional noninterest expense | $1,444,000 | 3,209 |
| Pre-tax net operating income | $4,494,000 | 1,194 |
| Securities gains (losses) | $93,000 | 2,029 |
| Applicable income taxes | $239,000 | 2,678 |
| Income before extraordinary items | $4,348,000 | 1,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,348,000 | 1,046 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,348,000 | 1,046 |
| Net charge-offs | $715,000 | 1,792 |
| Cash dividends | $2,855,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,259,650 | 1,013 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 1,779 |
| Total interest expense | $1,401,000 | 1,706 |
| Net interest income | $6,202,000 | 1,796 |
| Provision for loan and lease losses | $550,000 | 1,699 |
| Total noninterest income | $1,684,000 | 1,487 |
| Gross Fiduciary activities income | $144,000 | 718 |
| Service charges on deposit accounts | $318,000 | 2,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,222,000 | 1,327 |
| Total noninterest expense | $4,176,000 | 2,286 |
| Salaries and employee benefits | $2,545,000 | 1,978 |
| Premises and equipment expense | $673,000 | 1,752 |
| Additional noninterest expense | $958,000 | 3,237 |
| Pre-tax net operating income | $3,160,000 | 1,131 |
| Securities gains (losses) | $56,000 | 1,984 |
| Applicable income taxes | $168,000 | 2,613 |
| Income before extraordinary items | $3,048,000 | 1,001 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,048,000 | 1,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,048,000 | 1,001 |
| Net charge-offs | $125,000 | 3,212 |
| Cash dividends | $1,945,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,994,800 | 958 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 1,781 |
| Total interest expense | $737,000 | 1,692 |
| Net interest income | $3,092,000 | 1,807 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $805,000 | 1,520 |
| Gross Fiduciary activities income | $78,000 | 710 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $584,000 | 1,359 |
| Total noninterest expense | $2,183,000 | 2,183 |
| Salaries and employee benefits | $1,373,000 | 1,830 |
| Premises and equipment expense | $341,000 | 1,736 |
| Additional noninterest expense | $469,000 | 3,247 |
| Pre-tax net operating income | $1,439,000 | 1,220 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $65,000 | 2,829 |
| Income before extraordinary items | $1,374,000 | 1,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,374,000 | 1,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,374,000 | 1,083 |
| Net charge-offs | $59,000 | 2,895 |
| Cash dividends | $935,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,374,000 | 1,015 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,046,000 | 1,755 |
| Total interest expense | $3,654,000 | 1,646 |
| Net interest income | $12,392,000 | 1,799 |
| Provision for loan and lease losses | $1,770,000 | 1,708 |
| Total noninterest income | $2,784,000 | 1,578 |
| Gross Fiduciary activities income | $231,000 | 709 |
| Service charges on deposit accounts | $628,000 | 2,159 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,925,000 | 1,402 |
| Total noninterest expense | $8,188,000 | 2,320 |
| Salaries and employee benefits | $4,915,000 | 1,964 |
| Premises and equipment expense | $1,380,000 | 1,799 |
| Additional noninterest expense | $1,893,000 | 3,288 |
| Pre-tax net operating income | $5,218,000 | 1,136 |
| Securities gains (losses) | $545,000 | 743 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $5,540,000 | 904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,540,000 | 902 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,540,000 | 904 |
| Net charge-offs | $2,539,000 | 1,337 |
| Cash dividends | $3,644,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,016,800 | 964 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 1,765 |
| Total interest expense | $2,842,000 | 1,657 |
| Net interest income | $9,252,000 | 1,815 |
| Provision for loan and lease losses | $810,000 | 2,255 |
| Total noninterest income | $2,064,000 | 1,577 |
| Gross Fiduciary activities income | $172,000 | 700 |
| Service charges on deposit accounts | $486,000 | 2,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,406,000 | 1,403 |
| Total noninterest expense | $6,204,000 | 2,307 |
| Salaries and employee benefits | $3,703,000 | 1,961 |
| Premises and equipment expense | $1,045,000 | 1,798 |
| Additional noninterest expense | $1,456,000 | 3,234 |
| Pre-tax net operating income | $4,302,000 | 1,074 |
| Securities gains (losses) | $529,000 | 622 |
| Applicable income taxes | $209,000 | 2,623 |
| Income before extraordinary items | $4,622,000 | 830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,622,000 | 829 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,622,000 | 830 |
| Net charge-offs | $1,275,000 | 1,668 |
| Cash dividends | $2,960,000 | 456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,114,160 | 894 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 1,778 |
| Total interest expense | $1,954,000 | 1,668 |
| Net interest income | $6,126,000 | 1,823 |
| Provision for loan and lease losses | $440,000 | 2,482 |
| Total noninterest income | $1,286,000 | 1,645 |
| Gross Fiduciary activities income | $116,000 | 710 |
| Service charges on deposit accounts | $334,000 | 2,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $836,000 | 1,516 |
| Total noninterest expense | $4,141,000 | 2,329 |
| Salaries and employee benefits | $2,479,000 | 1,964 |
| Premises and equipment expense | $687,000 | 1,845 |
| Additional noninterest expense | $975,000 | 3,265 |
| Pre-tax net operating income | $2,831,000 | 1,060 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $118,000 | 2,725 |
| Income before extraordinary items | $2,722,000 | 908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,722,000 | 907 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,722,000 | 908 |
| Net charge-offs | $720,000 | 1,773 |
| Cash dividends | $1,820,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,713,360 | 876 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 1,785 |
| Total interest expense | $989,000 | 1,697 |
| Net interest income | $3,043,000 | 1,828 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $586,000 | 1,781 |
| Gross Fiduciary activities income | $60,000 | 701 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $385,000 | 1,611 |
| Total noninterest expense | $2,036,000 | 2,383 |
| Salaries and employee benefits | $1,192,000 | 2,050 |
| Premises and equipment expense | $354,000 | 1,832 |
| Additional noninterest expense | $490,000 | 3,248 |
| Pre-tax net operating income | $1,383,000 | 1,073 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $61,000 | 2,669 |
| Income before extraordinary items | $1,322,000 | 922 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,322,000 | 921 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,322,000 | 922 |
| Net charge-offs | $527,000 | 1,291 |
| Cash dividends | $910,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,322,000 | 898 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,866,000 | 1,791 |
| Total interest expense | $4,656,000 | 1,752 |
| Net interest income | $12,210,000 | 1,807 |
| Provision for loan and lease losses | $1,429,000 | 2,527 |
| Total noninterest income | $2,632,000 | 1,699 |
| Gross Fiduciary activities income | $198,000 | 766 |
| Service charges on deposit accounts | $721,000 | 1,995 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,713,000 | 1,552 |
| Total noninterest expense | $8,386,000 | 2,304 |
| Salaries and employee benefits | $4,972,000 | 1,952 |
| Premises and equipment expense | $1,434,000 | 1,787 |
| Additional noninterest expense | $1,980,000 | 3,283 |
| Pre-tax net operating income | $5,027,000 | 1,030 |
| Securities gains (losses) | $73,000 | 2,412 |
| Applicable income taxes | $202,000 | 2,711 |
| Income before extraordinary items | $4,898,000 | 903 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,898,000 | 904 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,898,000 | 905 |
| Net charge-offs | $832,000 | 2,943 |
| Cash dividends | $3,377,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,827,920 | 874 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 1,816 |
| Total interest expense | $3,579,000 | 1,782 |
| Net interest income | $9,150,000 | 1,833 |
| Provision for loan and lease losses | $964,000 | 2,562 |
| Total noninterest income | $1,886,000 | 1,770 |
| Gross Fiduciary activities income | $149,000 | 753 |
| Service charges on deposit accounts | $566,000 | 1,969 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,171,000 | 1,621 |
| Total noninterest expense | $6,142,000 | 2,362 |
| Salaries and employee benefits | $3,516,000 | 2,058 |
| Premises and equipment expense | $1,068,000 | 1,817 |
| Additional noninterest expense | $1,558,000 | 3,107 |
| Pre-tax net operating income | $3,930,000 | 1,039 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $197,000 | 2,573 |
| Income before extraordinary items | $3,806,000 | 914 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,806,000 | 916 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,806,000 | 916 |
| Net charge-offs | $637,000 | 2,742 |
| Cash dividends | $2,375,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,736,650 | 889 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 1,831 |
| Total interest expense | $2,415,000 | 1,827 |
| Net interest income | $6,112,000 | 1,834 |
| Provision for loan and lease losses | $504,000 | 2,834 |
| Total noninterest income | $1,162,000 | 1,815 |
| Gross Fiduciary activities income | $96,000 | 766 |
| Service charges on deposit accounts | $396,000 | 1,906 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $670,000 | 1,733 |
| Total noninterest expense | $4,118,000 | 2,354 |
| Salaries and employee benefits | $2,395,000 | 2,026 |
| Premises and equipment expense | $694,000 | 1,884 |
| Additional noninterest expense | $1,029,000 | 3,118 |
| Pre-tax net operating income | $2,652,000 | 1,009 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $131,000 | 2,540 |
| Income before extraordinary items | $2,524,000 | 890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,524,000 | 890 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,524,000 | 891 |
| Net charge-offs | $418,000 | 2,651 |
| Cash dividends | $1,484,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,521,150 | 856 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 1,897 |
| Total interest expense | $1,237,000 | 1,862 |
| Net interest income | $2,999,000 | 1,896 |
| Provision for loan and lease losses | $229,000 | 2,798 |
| Total noninterest income | $558,000 | 1,868 |
| Gross Fiduciary activities income | $51,000 | 757 |
| Service charges on deposit accounts | $183,000 | 2,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $324,000 | 1,751 |
| Total noninterest expense | $1,997,000 | 2,448 |
| Salaries and employee benefits | $1,147,000 | 2,146 |
| Premises and equipment expense | $351,000 | 1,916 |
| Additional noninterest expense | $499,000 | 3,190 |
| Pre-tax net operating income | $1,331,000 | 997 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $54,000 | 2,732 |
| Income before extraordinary items | $1,279,000 | 856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,279,000 | 859 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,279,000 | 860 |
| Net charge-offs | $64,000 | 3,518 |
| Cash dividends | $792,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,277,080 | 830 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,983,000 | 1,883 |
| Total interest expense | $6,308,000 | 1,845 |
| Net interest income | $11,675,000 | 1,901 |
| Provision for loan and lease losses | $1,140,000 | 3,292 |
| Total noninterest income | $2,639,000 | 1,760 |
| Gross Fiduciary activities income | $172,000 | 790 |
| Service charges on deposit accounts | $852,000 | 1,944 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,615,000 | 1,584 |
| Total noninterest expense | $8,750,000 | 2,264 |
| Salaries and employee benefits | $5,125,000 | 1,923 |
| Premises and equipment expense | $1,397,000 | 1,921 |
| Additional noninterest expense | $2,228,000 | 3,044 |
| Pre-tax net operating income | $4,424,000 | 944 |
| Securities gains (losses) | $35,000 | 2,803 |
| Applicable income taxes | $213,000 | 2,327 |
| Income before extraordinary items | $4,246,000 | 809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,246,000 | 808 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,246,000 | 809 |
| Net charge-offs | $621,000 | 3,516 |
| Cash dividends | $2,110,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,212,750 | 806 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,605,000 | 1,906 |
| Total interest expense | $4,906,000 | 1,860 |
| Net interest income | $8,699,000 | 1,910 |
| Provision for loan and lease losses | $906,000 | 2,926 |
| Total noninterest income | $2,148,000 | 1,692 |
| Gross Fiduciary activities income | $128,000 | 788 |
| Service charges on deposit accounts | $648,000 | 1,923 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,372,000 | 1,482 |
| Total noninterest expense | $6,351,000 | 2,329 |
| Salaries and employee benefits | $3,544,000 | 2,094 |
| Premises and equipment expense | $1,049,000 | 1,943 |
| Additional noninterest expense | $1,758,000 | 2,866 |
| Pre-tax net operating income | $3,590,000 | 928 |
| Securities gains (losses) | $-7,000 | 7,203 |
| Applicable income taxes | $172,000 | 2,458 |
| Income before extraordinary items | $3,411,000 | 798 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,411,000 | 797 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,411,000 | 799 |
| Net charge-offs | $573,000 | 2,856 |
| Cash dividends | $1,493,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,417,650 | 785 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 1,930 |
| Total interest expense | $3,381,000 | 1,890 |
| Net interest income | $5,783,000 | 1,898 |
| Provision for loan and lease losses | $574,000 | 2,787 |
| Total noninterest income | $1,408,000 | 1,723 |
| Gross Fiduciary activities income | $80,000 | 812 |
| Service charges on deposit accounts | $423,000 | 1,935 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $905,000 | 1,514 |
| Total noninterest expense | $4,316,000 | 2,317 |
| Salaries and employee benefits | $2,417,000 | 2,087 |
| Premises and equipment expense | $713,000 | 1,933 |
| Additional noninterest expense | $1,186,000 | 2,859 |
| Pre-tax net operating income | $2,301,000 | 992 |
| Securities gains (losses) | $-7,000 | 7,447 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $2,189,000 | 864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,189,000 | 864 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,189,000 | 864 |
| Net charge-offs | $405,000 | 2,595 |
| Cash dividends | $827,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,195,650 | 833 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 1,968 |
| Total interest expense | $1,725,000 | 1,923 |
| Net interest income | $2,807,000 | 1,945 |
| Provision for loan and lease losses | $218,000 | 2,744 |
| Total noninterest income | $691,000 | 1,710 |
| Gross Fiduciary activities income | $43,000 | 802 |
| Service charges on deposit accounts | $191,000 | 2,043 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $457,000 | 1,475 |
| Total noninterest expense | $2,052,000 | 2,365 |
| Salaries and employee benefits | $1,138,000 | 2,236 |
| Premises and equipment expense | $361,000 | 1,944 |
| Additional noninterest expense | $553,000 | 2,756 |
| Pre-tax net operating income | $1,228,000 | 1,038 |
| Securities gains (losses) | $-7,000 | 7,802 |
| Applicable income taxes | $49,000 | 2,899 |
| Income before extraordinary items | $1,172,000 | 908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,172,000 | 908 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,172,000 | 910 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $361,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,178,720 | 842 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,118,000 | 1,992 |
| Total interest expense | $8,087,000 | 1,954 |
| Net interest income | $11,031,000 | 2,014 |
| Provision for loan and lease losses | $931,000 | 2,822 |
| Total noninterest income | $2,320,000 | 1,921 |
| Gross Fiduciary activities income | $167,000 | 809 |
| Service charges on deposit accounts | $969,000 | 1,809 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,184,000 | 1,893 |
| Total noninterest expense | $7,712,000 | 2,450 |
| Salaries and employee benefits | $4,602,000 | 2,208 |
| Premises and equipment expense | $1,354,000 | 2,018 |
| Additional noninterest expense | $1,756,000 | 3,197 |
| Pre-tax net operating income | $4,708,000 | 1,154 |
| Securities gains (losses) | $109,000 | 1,068 |
| Applicable income taxes | $265,000 | 2,534 |
| Income before extraordinary items | $4,552,000 | 901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,552,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 2,853 |
| Cash dividends | $2,550,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,449,540 | 995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 2,013 |
| Total interest expense | $6,242,000 | 1,976 |
| Net interest income | $8,231,000 | 2,037 |
| Provision for loan and lease losses | $460,000 | 2,854 |
| Total noninterest income | $1,835,000 | 1,891 |
| Gross Fiduciary activities income | $120,000 | 819 |
| Service charges on deposit accounts | $742,000 | 1,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $973,000 | 1,853 |
| Total noninterest expense | $5,634,000 | 2,509 |
| Salaries and employee benefits | $3,358,000 | 2,289 |
| Premises and equipment expense | $985,000 | 2,075 |
| Additional noninterest expense | $1,291,000 | 3,175 |
| Pre-tax net operating income | $3,972,000 | 1,256 |
| Securities gains (losses) | $109,000 | 909 |
| Applicable income taxes | $224,000 | 2,787 |
| Income before extraordinary items | $3,857,000 | 949 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,857,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $1,899,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,753,450 | 1,040 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 2,027 |
| Total interest expense | $4,306,000 | 2,007 |
| Net interest income | $5,452,000 | 2,042 |
| Provision for loan and lease losses | $185,000 | 3,276 |
| Total noninterest income | $1,161,000 | 1,990 |
| Gross Fiduciary activities income | $82,000 | 830 |
| Service charges on deposit accounts | $501,000 | 1,754 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $578,000 | 2,041 |
| Total noninterest expense | $3,654,000 | 2,583 |
| Salaries and employee benefits | $2,252,000 | 2,303 |
| Premises and equipment expense | $636,000 | 2,124 |
| Additional noninterest expense | $766,000 | 3,470 |
| Pre-tax net operating income | $2,774,000 | 1,271 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $143,000 | 3,080 |
| Income before extraordinary items | $2,740,000 | 999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,740,000 | 999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $1,247,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,636,450 | 1,029 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 2,071 |
| Total interest expense | $2,265,000 | 2,037 |
| Net interest income | $2,655,000 | 2,093 |
| Provision for loan and lease losses | $87,000 | 2,959 |
| Total noninterest income | $532,000 | 2,146 |
| Gross Fiduciary activities income | $42,000 | 840 |
| Service charges on deposit accounts | $230,000 | 1,847 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,156 |
| Total noninterest expense | $1,721,000 | 2,713 |
| Salaries and employee benefits | $1,043,000 | 2,493 |
| Premises and equipment expense | $299,000 | 2,275 |
| Additional noninterest expense | $379,000 | 3,453 |
| Pre-tax net operating income | $1,379,000 | 1,362 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $1,313,000 | 1,149 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,313,000 | 1,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,218 |
| Cash dividends | $596,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,306,350 | 1,118 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,471,000 | 2,599 |
| Total interest expense | $7,632,000 | 2,432 |
| Net interest income | $7,839,000 | 2,781 |
| Provision for loan and lease losses | $267,000 | 3,396 |
| Total noninterest income | $1,823,000 | 2,357 |
| Gross Fiduciary activities income | $176,000 | 827 |
| Service charges on deposit accounts | $799,000 | 2,134 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $848,000 | 2,478 |
| Total noninterest expense | $6,202,000 | 2,877 |
| Salaries and employee benefits | $3,389,000 | 2,902 |
| Premises and equipment expense | $1,089,000 | 2,384 |
| Additional noninterest expense | $1,724,000 | 3,053 |
| Pre-tax net operating income | $3,193,000 | 2,351 |
| Securities gains (losses) | $-244,000 | 8,281 |
| Applicable income taxes | $163,000 | 4,059 |
| Income before extraordinary items | $2,786,000 | 2,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,786,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $2,003,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,015,360 | 2,026 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 2,816 |
| Total interest expense | $5,353,000 | 2,577 |
| Net interest income | $5,355,000 | 3,043 |
| Provision for loan and lease losses | $193,000 | 3,067 |
| Total noninterest income | $1,298,000 | 2,448 |
| Gross Fiduciary activities income | $132,000 | 823 |
| Service charges on deposit accounts | $555,000 | 2,245 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $611,000 | 2,536 |
| Total noninterest expense | $3,806,000 | 3,384 |
| Salaries and employee benefits | $2,276,000 | 3,179 |
| Premises and equipment expense | $787,000 | 2,456 |
| Additional noninterest expense | $743,000 | 4,625 |
| Pre-tax net operating income | $2,654,000 | 2,325 |
| Securities gains (losses) | $-103,000 | 8,296 |
| Applicable income taxes | $132,000 | 4,176 |
| Income before extraordinary items | $2,419,000 | 2,056 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,419,000 | 2,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,965 |
| Cash dividends | $1,405,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,516,850 | 1,988 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 2,816 |
| Total interest expense | $3,551,000 | 2,584 |
| Net interest income | $3,579,000 | 3,066 |
| Provision for loan and lease losses | $130,000 | 2,852 |
| Total noninterest income | $859,000 | 2,465 |
| Gross Fiduciary activities income | $93,000 | 828 |
| Service charges on deposit accounts | $375,000 | 2,226 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $391,000 | 2,613 |
| Total noninterest expense | $2,562,000 | 3,384 |
| Salaries and employee benefits | $1,560,000 | 3,136 |
| Premises and equipment expense | $533,000 | 2,419 |
| Additional noninterest expense | $469,000 | 4,786 |
| Pre-tax net operating income | $1,746,000 | 2,393 |
| Securities gains (losses) | $-103,000 | 8,405 |
| Applicable income taxes | $82,000 | 4,324 |
| Income before extraordinary items | $1,561,000 | 2,149 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,561,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $923,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,658,850 | 2,036 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 2,844 |
| Total interest expense | $1,770,000 | 2,585 |
| Net interest income | $1,759,000 | 3,105 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $387,000 | 2,621 |
| Gross Fiduciary activities income | $55,000 | 795 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $159,000 | 2,907 |
| Total noninterest expense | $1,295,000 | 3,361 |
| Salaries and employee benefits | $741,000 | 3,294 |
| Premises and equipment expense | $295,000 | 2,215 |
| Additional noninterest expense | $259,000 | 4,422 |
| Pre-tax net operating income | $785,000 | 2,590 |
| Securities gains (losses) | $-67,000 | 8,524 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $687,000 | 2,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $687,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,400 |
| Cash dividends | $442,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $751,320 | 2,164 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,843,000 | 2,923 |
| Total interest expense | $6,044,000 | 2,574 |
| Net interest income | $6,799,000 | 3,194 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $1,604,000 | 2,587 |
| Gross Fiduciary activities income | $140,000 | 880 |
| Service charges on deposit accounts | $729,000 | 2,293 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $735,000 | 2,707 |
| Total noninterest expense | $5,437,000 | 3,120 |
| Salaries and employee benefits | $2,948,000 | 3,183 |
| Premises and equipment expense | $1,326,000 | 1,894 |
| Additional noninterest expense | $1,163,000 | 4,037 |
| Pre-tax net operating income | $2,606,000 | 3,039 |
| Securities gains (losses) | $-143,000 | 8,305 |
| Applicable income taxes | $121,000 | 4,803 |
| Income before extraordinary items | $2,342,000 | 2,761 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,342,000 | 2,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,572 |
| Cash dividends | $1,876,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,477,850 | 2,624 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 2,977 |
| Total interest expense | $4,308,000 | 2,615 |
| Net interest income | $5,015,000 | 3,262 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $1,235,000 | 2,549 |
| Gross Fiduciary activities income | $105,000 | 870 |
| Service charges on deposit accounts | $549,000 | 2,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $581,000 | 2,631 |
| Total noninterest expense | $3,918,000 | 3,221 |
| Salaries and employee benefits | $2,215,000 | 3,165 |
| Premises and equipment expense | $954,000 | 1,978 |
| Additional noninterest expense | $749,000 | 4,501 |
| Pre-tax net operating income | $2,219,000 | 2,905 |
| Securities gains (losses) | $-143,000 | 8,485 |
| Applicable income taxes | $116,000 | 4,777 |
| Income before extraordinary items | $1,960,000 | 2,610 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,960,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $1,395,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,094,420 | 2,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,023 |
| Total interest expense | $2,721,000 | 2,641 |
| Net interest income | $3,289,000 | 3,308 |
| Provision for loan and lease losses | $68,000 | 3,941 |
| Total noninterest income | $811,000 | 2,568 |
| Gross Fiduciary activities income | $71,000 | 880 |
| Service charges on deposit accounts | $352,000 | 2,338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $388,000 | 2,603 |
| Total noninterest expense | $2,603,000 | 3,243 |
| Salaries and employee benefits | $1,522,000 | 3,081 |
| Premises and equipment expense | $610,000 | 2,057 |
| Additional noninterest expense | $471,000 | 4,655 |
| Pre-tax net operating income | $1,429,000 | 2,976 |
| Securities gains (losses) | $-143,000 | 8,592 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $1,210,000 | 2,780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,210,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,490 |
| Cash dividends | $913,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,344,420 | 2,524 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 3,031 |
| Total interest expense | $1,300,000 | 2,638 |
| Net interest income | $1,631,000 | 3,315 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $375,000 | 2,658 |
| Gross Fiduciary activities income | $36,000 | 887 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $1,292,000 | 3,284 |
| Salaries and employee benefits | $727,000 | 3,228 |
| Premises and equipment expense | $303,000 | 2,079 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $683,000 | 3,019 |
| Securities gains (losses) | $-123,000 | 8,675 |
| Applicable income taxes | $34,000 | 4,897 |
| Income before extraordinary items | $526,000 | 3,046 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $526,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,563 |
| Cash dividends | $432,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $641,620 | 2,594 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,078,000 | 2,886 |
| Total interest expense | $4,661,000 | 2,354 |
| Net interest income | $6,417,000 | 3,245 |
| Provision for loan and lease losses | $167,000 | 3,944 |
| Total noninterest income | $1,424,000 | 2,784 |
| Gross Fiduciary activities income | $148,000 | 870 |
| Service charges on deposit accounts | $601,000 | 2,659 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $675,000 | 2,839 |
| Total noninterest expense | $4,853,000 | 3,317 |
| Salaries and employee benefits | $2,793,000 | 3,163 |
| Premises and equipment expense | $1,034,000 | 2,296 |
| Additional noninterest expense | $1,026,000 | 4,340 |
| Pre-tax net operating income | $2,821,000 | 2,903 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $142,000 | 5,055 |
| Income before extraordinary items | $2,668,000 | 2,469 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,668,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $1,707,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,678,450 | 2,424 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,200,000 | 2,876 |
| Total interest expense | $3,416,000 | 2,274 |
| Net interest income | $4,784,000 | 3,259 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $1,093,000 | 2,734 |
| Gross Fiduciary activities income | $114,000 | 855 |
| Service charges on deposit accounts | $446,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $533,000 | 2,758 |
| Total noninterest expense | $3,490,000 | 3,409 |
| Salaries and employee benefits | $2,092,000 | 3,143 |
| Premises and equipment expense | $727,000 | 2,424 |
| Additional noninterest expense | $671,000 | 4,757 |
| Pre-tax net operating income | $2,270,000 | 2,773 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $129,000 | 4,992 |
| Income before extraordinary items | $2,130,000 | 2,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,130,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $1,226,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,140,340 | 2,335 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 2,851 |
| Total interest expense | $2,196,000 | 2,227 |
| Net interest income | $3,177,000 | 3,248 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $739,000 | 2,679 |
| Gross Fiduciary activities income | $81,000 | 845 |
| Service charges on deposit accounts | $297,000 | 2,637 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $361,000 | 2,718 |
| Total noninterest expense | $2,146,000 | 3,621 |
| Salaries and employee benefits | $1,363,000 | 3,197 |
| Premises and equipment expense | $374,000 | 3,030 |
| Additional noninterest expense | $409,000 | 5,012 |
| Pre-tax net operating income | $1,698,000 | 2,482 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $1,603,000 | 2,116 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,603,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $744,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,605,850 | 2,077 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,880 |
| Total interest expense | $1,038,000 | 2,258 |
| Net interest income | $1,579,000 | 3,264 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $326,000 | 2,858 |
| Gross Fiduciary activities income | $32,000 | 906 |
| Service charges on deposit accounts | $144,000 | 2,653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,977 |
| Total noninterest expense | $1,024,000 | 3,778 |
| Salaries and employee benefits | $673,000 | 3,231 |
| Premises and equipment expense | $161,000 | 3,448 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $846,000 | 2,459 |
| Securities gains (losses) | $-7,000 | 8,456 |
| Applicable income taxes | $37,000 | 5,118 |
| Income before extraordinary items | $802,000 | 2,073 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $802,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $808,720 | 2,026 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,496,000 | 2,698 |
| Total interest expense | $3,924,000 | 2,072 |
| Net interest income | $6,572,000 | 3,052 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $1,497,000 | 2,692 |
| Gross Fiduciary activities income | $127,000 | 887 |
| Service charges on deposit accounts | $666,000 | 2,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $704,000 | 2,702 |
| Total noninterest expense | $4,467,000 | 3,434 |
| Salaries and employee benefits | $2,556,000 | 3,288 |
| Premises and equipment expense | $965,000 | 2,369 |
| Additional noninterest expense | $946,000 | 4,550 |
| Pre-tax net operating income | $3,442,000 | 2,301 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $168,000 | 4,960 |
| Income before extraordinary items | $3,301,000 | 1,914 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,301,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $1,305,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,275,350 | 1,876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 2,687 |
| Total interest expense | $2,920,000 | 2,045 |
| Net interest income | $4,922,000 | 3,044 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $1,114,000 | 2,712 |
| Gross Fiduciary activities income | $97,000 | 881 |
| Service charges on deposit accounts | $499,000 | 2,500 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $518,000 | 2,735 |
| Total noninterest expense | $3,012,000 | 3,704 |
| Salaries and employee benefits | $1,904,000 | 3,284 |
| Premises and equipment expense | $513,000 | 3,185 |
| Additional noninterest expense | $595,000 | 5,081 |
| Pre-tax net operating income | $2,919,000 | 2,117 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $151,000 | 4,843 |
| Income before extraordinary items | $2,800,000 | 1,734 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,800,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $954,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,769,600 | 1,696 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 2,681 |
| Total interest expense | $1,955,000 | 2,019 |
| Net interest income | $3,268,000 | 3,048 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $731,000 | 2,757 |
| Gross Fiduciary activities income | $55,000 | 937 |
| Service charges on deposit accounts | $327,000 | 2,529 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $349,000 | 2,739 |
| Total noninterest expense | $1,989,000 | 3,749 |
| Salaries and employee benefits | $1,278,000 | 3,275 |
| Premises and equipment expense | $306,000 | 3,498 |
| Additional noninterest expense | $405,000 | 5,020 |
| Pre-tax net operating income | $1,935,000 | 2,097 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $1,854,000 | 1,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,854,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $602,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,835,000 | 1,682 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 2,722 |
| Total interest expense | $974,000 | 2,047 |
| Net interest income | $1,589,000 | 3,111 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $333,000 | 2,892 |
| Gross Fiduciary activities income | $30,000 | 921 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $145,000 | 3,005 |
| Total noninterest expense | $1,014,000 | 3,712 |
| Salaries and employee benefits | $674,000 | 3,133 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $873,000 | 2,263 |
| Securities gains (losses) | $19,000 | 1,734 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $842,000 | 1,859 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $842,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $824,140 | 1,806 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,457,000 | 2,703 |
| Total interest expense | $4,221,000 | 2,109 |
| Net interest income | $6,236,000 | 3,079 |
| Provision for loan and lease losses | $159,000 | 4,488 |
| Total noninterest income | $1,580,000 | 2,745 |
| Gross Fiduciary activities income | $20,000 | 1,249 |
| Service charges on deposit accounts | $637,000 | 2,577 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $923,000 | 2,510 |
| Total noninterest expense | $4,114,000 | 3,632 |
| Salaries and employee benefits | $2,320,000 | 3,474 |
| Premises and equipment expense | $881,000 | 2,537 |
| Additional noninterest expense | $913,000 | 4,572 |
| Pre-tax net operating income | $3,543,000 | 2,198 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $192,000 | 4,979 |
| Income before extraordinary items | $3,440,000 | 1,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,440,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $2,700,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,355,450 | 1,763 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 2,705 |
| Total interest expense | $3,218,000 | 2,158 |
| Net interest income | $4,732,000 | 3,048 |
| Provision for loan and lease losses | $109,000 | 4,528 |
| Total noninterest income | $1,232,000 | 2,723 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $473,000 | 2,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $752,000 | 2,455 |
| Total noninterest expense | $2,977,000 | 3,732 |
| Salaries and employee benefits | $1,796,000 | 3,369 |
| Premises and equipment expense | $577,000 | 2,865 |
| Additional noninterest expense | $604,000 | 4,980 |
| Pre-tax net operating income | $2,878,000 | 2,110 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $163,000 | 4,974 |
| Income before extraordinary items | $2,716,000 | 1,775 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,716,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $2,299,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,715,060 | 1,682 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 2,713 |
| Total interest expense | $2,175,000 | 2,191 |
| Net interest income | $3,167,000 | 3,023 |
| Provision for loan and lease losses | $89,000 | 4,177 |
| Total noninterest income | $826,000 | 2,694 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $313,000 | 2,562 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $510,000 | 2,418 |
| Total noninterest expense | $1,890,000 | 3,856 |
| Salaries and employee benefits | $1,161,000 | 3,459 |
| Premises and equipment expense | $327,000 | 3,261 |
| Additional noninterest expense | $402,000 | 4,990 |
| Pre-tax net operating income | $2,014,000 | 2,024 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $103,000 | 5,089 |
| Income before extraordinary items | $1,912,000 | 1,697 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,912,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $1,867,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,911,050 | 1,591 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 2,759 |
| Total interest expense | $1,109,000 | 2,200 |
| Net interest income | $1,535,000 | 3,112 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $325,000 | 3,074 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $146,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 2,921 |
| Total noninterest expense | $976,000 | 3,738 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $205,000 | 4,878 |
| Pre-tax net operating income | $854,000 | 2,338 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $806,000 | 1,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $1,003,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $794,840 | 1,871 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,783,000 | 2,824 |
| Total interest expense | $4,621,000 | 2,405 |
| Net interest income | $6,162,000 | 3,078 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $1,048,000 | 3,373 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $600,000 | 2,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 3,532 |
| Total noninterest expense | $3,635,000 | 3,829 |
| Salaries and employee benefits | $2,180,000 | 3,484 |
| Premises and equipment expense | $715,000 | 2,952 |
| Additional noninterest expense | $740,000 | 5,207 |
| Pre-tax net operating income | $3,465,000 | 2,225 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $227,000 | 4,927 |
| Income before extraordinary items | $3,246,000 | 1,843 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,246,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $1,806,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,238,560 | 1,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,213,000 | 3,016 |
| Total interest expense | $5,933,000 | 2,703 |
| Net interest income | $5,280,000 | 3,293 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $810,000 | 3,819 |
| Gross Fiduciary activities income | $9,000 | 1,449 |
| Service charges on deposit accounts | $546,000 | 2,635 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $3,301,000 | 4,017 |
| Salaries and employee benefits | $2,061,000 | 3,515 |
| Premises and equipment expense | $591,000 | 3,408 |
| Additional noninterest expense | $649,000 | 5,555 |
| Pre-tax net operating income | $2,609,000 | 2,586 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $150,000 | 5,448 |
| Income before extraordinary items | $2,461,000 | 2,121 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,461,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $1,159,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,459,120 | 2,049 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,978,000 | 3,151 |
| Total interest expense | $6,380,000 | 2,611 |
| Net interest income | $4,598,000 | 3,728 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $688,000 | 4,047 |
| Gross Fiduciary activities income | $12,000 | 1,200 |
| Service charges on deposit accounts | $469,000 | 2,863 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $3,081,000 | 4,139 |
| Salaries and employee benefits | $1,785,000 | 3,807 |
| Premises and equipment expense | $594,000 | 3,301 |
| Additional noninterest expense | $702,000 | 5,163 |
| Pre-tax net operating income | $2,155,000 | 3,132 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $337,000 | 4,337 |
| Income before extraordinary items | $1,822,000 | 2,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,822,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $823,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,818,640 | 2,781 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,959,000 | 3,231 |
| Total interest expense | $5,246,000 | 2,788 |
| Net interest income | $4,713,000 | 3,640 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $653,000 | 4,172 |
| Gross Fiduciary activities income | $11,000 | 1,259 |
| Service charges on deposit accounts | $448,000 | 2,904 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $3,335,000 | 3,867 |
| Salaries and employee benefits | $2,066,000 | 3,341 |
| Premises and equipment expense | $542,000 | 3,525 |
| Additional noninterest expense | $727,000 | 5,124 |
| Pre-tax net operating income | $1,971,000 | 3,381 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $629,000 | 3,118 |
| Income before extraordinary items | $1,345,000 | 3,537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,345,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,954 |
| Cash dividends | $2,970,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $-1,874,000 | 10,189 |
| Net operating income | $1,342,960 | 3,505 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,520,000 | 3,374 |
| Total interest expense | $4,993,000 | 3,004 |
| Net interest income | $4,527,000 | 3,712 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $620,000 | 4,293 |
| Gross Fiduciary activities income | $11,000 | 1,282 |
| Service charges on deposit accounts | $436,000 | 2,908 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $2,756,000 | 4,431 |
| Salaries and employee benefits | $1,733,000 | 3,777 |
| Premises and equipment expense | $463,000 | 3,916 |
| Additional noninterest expense | $560,000 | 6,016 |
| Pre-tax net operating income | $2,321,000 | 2,967 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $736,000 | 2,916 |
| Income before extraordinary items | $1,635,000 | 3,036 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,635,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $484,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,600,500 | 2,997 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 3,594 |
| Total interest expense | $4,547,000 | 3,265 |
| Net interest income | $4,407,000 | 3,874 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $607,000 | 4,379 |
| Gross Fiduciary activities income | $6,000 | 1,371 |
| Service charges on deposit accounts | $436,000 | 2,987 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $2,570,000 | 4,679 |
| Salaries and employee benefits | $1,609,000 | 3,999 |
| Premises and equipment expense | $450,000 | 4,042 |
| Additional noninterest expense | $511,000 | 6,414 |
| Pre-tax net operating income | $2,379,000 | 3,041 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $793,000 | 2,953 |
| Income before extraordinary items | $1,589,000 | 3,189 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,589,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $198,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,586,990 | 3,129 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,837 |
| Total interest expense | $4,232,000 | 3,523 |
| Net interest income | $4,200,000 | 4,143 |
| Provision for loan and lease losses | $165,000 | 3,866 |
| Total noninterest income | $602,000 | 4,554 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $422,000 | 3,188 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $173,000 | 5,561 |
| Total noninterest expense | $2,392,000 | 5,190 |
| Salaries and employee benefits | $1,516,000 | 4,266 |
| Premises and equipment expense | $376,000 | 4,765 |
| Additional noninterest expense | $500,000 | 7,056 |
| Pre-tax net operating income | $2,245,000 | 3,098 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $787,000 | 2,886 |
| Income before extraordinary items | $1,467,000 | 3,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,467,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,461,150 | 3,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 4,011 |
| Total interest expense | $4,173,000 | 3,555 |
| Net interest income | $3,837,000 | 4,464 |
| Provision for loan and lease losses | $651,000 | 1,265 |
| Total noninterest income | $573,000 | 4,725 |
| Gross Fiduciary activities income | $8,000 | 1,484 |
| Service charges on deposit accounts | $420,000 | 3,204 |
| Trading account gains and fees | $1,000 | 505 |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $2,441,000 | 5,102 |
| Salaries and employee benefits | $1,365,000 | 4,664 |
| Premises and equipment expense | $352,000 | 4,999 |
| Additional noninterest expense | $724,000 | 5,693 |
| Pre-tax net operating income | $1,318,000 | 4,906 |
| Securities gains (losses) | $71,000 | 1,109 |
| Applicable income taxes | $456,000 | 4,487 |
| Income before extraordinary items | $933,000 | 4,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $933,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $623,000 | 1,201 |
| Cash dividends | $132,000 | 6,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $885,430 | 5,050 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 4,250 |
| Total interest expense | $3,320,000 | 3,609 |
| Net interest income | $3,628,000 | 4,781 |
| Provision for loan and lease losses | $461,000 | 1,640 |
| Total noninterest income | $571,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $2,259,000 | 5,614 |
| Salaries and employee benefits | $1,315,000 | 4,823 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $610,000 | 6,961 |
| Pre-tax net operating income | $1,479,000 | 4,465 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $547,000 | 3,785 |
| Income before extraordinary items | $932,000 | 4,763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $932,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,904 |
| Cash dividends | $185,000 | 5,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $932,000 | 4,815 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,372 |
| Total interest expense | $3,069,000 | 4,038 |
| Net interest income | $3,825,000 | 4,583 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $583,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $2,210,000 | 5,847 |
| Salaries and employee benefits | $1,261,000 | 5,013 |
| Premises and equipment expense | $348,000 | 5,260 |
| Additional noninterest expense | $601,000 | 7,324 |
| Pre-tax net operating income | $2,048,000 | 3,239 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $728,000 | 2,999 |
| Income before extraordinary items | $1,327,000 | 3,642 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,327,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,442 |
| Cash dividends | $161,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,322,450 | 3,457 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 4,721 |
| Total interest expense | $3,389,000 | 4,672 |
| Net interest income | $3,793,000 | 4,668 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $491,000 | 5,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $2,100,000 | 6,141 |
| Salaries and employee benefits | $1,138,000 | 5,430 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $621,000 | 7,328 |
| Pre-tax net operating income | $2,039,000 | 3,050 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $718,000 | 2,888 |
| Income before extraordinary items | $1,324,000 | 3,459 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,324,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $152,000 | 5,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,322,050 | 3,224 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.