Home > Decatur State Bank > Income and Expense
Decatur State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,021 |
| Total interest expense | $495,000 | 3,471 |
| Net interest income | $5,172,000 | 2,951 |
| Provision for loan and lease losses | $138,000 | 2,474 |
| Total noninterest income | $-1,598,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $344,000 | 2,436 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-1,942,000 | 6,583 |
| Total noninterest expense | $2,806,000 | 3,999 |
| Salaries and employee benefits | $1,066,000 | 4,785 |
| Premises and equipment expense | $371,000 | 3,711 |
| Additional noninterest expense | $1,369,000 | 3,090 |
| Pre-tax net operating income | $630,000 | 4,506 |
| Securities gains (losses) | $-13,000 | 6,193 |
| Applicable income taxes | $433,000 | 2,106 |
| Income before extraordinary items | $184,000 | 5,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 5,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $184,000 | 5,618 |
| Net charge-offs | $671,000 | 922 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $192,320 | 5,548 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 2,896 |
| Total interest expense | $326,000 | 3,530 |
| Net interest income | $3,728,000 | 2,794 |
| Provision for loan and lease losses | $138,000 | 2,006 |
| Total noninterest income | $-1,695,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $225,000 | 2,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-1,920,000 | 6,654 |
| Total noninterest expense | $1,893,000 | 4,000 |
| Salaries and employee benefits | $732,000 | 4,753 |
| Premises and equipment expense | $247,000 | 3,742 |
| Additional noninterest expense | $914,000 | 3,104 |
| Pre-tax net operating income | $2,000 | 6,166 |
| Securities gains (losses) | $-13,000 | 6,326 |
| Applicable income taxes | $433,000 | 1,688 |
| Income before extraordinary items | $-444,000 | 6,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-444,000 | 6,503 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-444,000 | 6,503 |
| Net charge-offs | $647,000 | 706 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-431,000 | 6,499 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 2,658 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $2,095,000 | 2,523 |
| Provision for loan and lease losses | $52,000 | 2,196 |
| Total noninterest income | $197,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $111,000 | 2,454 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $1,006,000 | 3,886 |
| Salaries and employee benefits | $390,000 | 4,639 |
| Premises and equipment expense | $129,000 | 3,685 |
| Additional noninterest expense | $487,000 | 2,945 |
| Pre-tax net operating income | $1,234,000 | 1,486 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $76,000 | 2,599 |
| Income before extraordinary items | $1,158,000 | 1,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,158,000 | 1,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,158,000 | 1,308 |
| Net charge-offs | $-64,000 | 6,380 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,158,000 | 1,279 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 3,553 |
| Total interest expense | $677,000 | 3,819 |
| Net interest income | $5,501,000 | 3,470 |
| Provision for loan and lease losses | $1,936,000 | 641 |
| Total noninterest income | $402,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $579,000 | 2,128 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-177,000 | 6,664 |
| Total noninterest expense | $4,670,000 | 3,569 |
| Salaries and employee benefits | $1,921,000 | 4,160 |
| Premises and equipment expense | $554,000 | 3,498 |
| Additional noninterest expense | $2,195,000 | 2,782 |
| Pre-tax net operating income | $-703,000 | 6,522 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $-708,000 | 6,663 |
| Income before extraordinary items | $11,000 | 6,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,000 | 6,229 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,000 | 6,229 |
| Net charge-offs | $345,000 | 2,411 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,160 | 6,191 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 3,736 |
| Total interest expense | $523,000 | 3,835 |
| Net interest income | $3,843,000 | 3,666 |
| Provision for loan and lease losses | $1,871,000 | 524 |
| Total noninterest income | $224,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $452,000 | 2,059 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-228,000 | 6,803 |
| Total noninterest expense | $3,650,000 | 3,481 |
| Salaries and employee benefits | $1,452,000 | 4,161 |
| Premises and equipment expense | $433,000 | 3,431 |
| Additional noninterest expense | $1,765,000 | 2,601 |
| Pre-tax net operating income | $-1,454,000 | 6,746 |
| Securities gains (losses) | $15,000 | 2,337 |
| Applicable income taxes | $-742,000 | 6,819 |
| Income before extraordinary items | $-697,000 | 6,681 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-697,000 | 6,682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-697,000 | 6,682 |
| Net charge-offs | $277,000 | 2,202 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-706,600 | 6,673 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 3,770 |
| Total interest expense | $362,000 | 3,805 |
| Net interest income | $2,510,000 | 3,708 |
| Provision for loan and lease losses | $1,277,000 | 546 |
| Total noninterest income | $-23,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $299,000 | 2,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-322,000 | 6,877 |
| Total noninterest expense | $2,486,000 | 3,437 |
| Salaries and employee benefits | $1,011,000 | 4,080 |
| Premises and equipment expense | $283,000 | 3,505 |
| Additional noninterest expense | $1,192,000 | 2,556 |
| Pre-tax net operating income | $-1,276,000 | 6,824 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $-797,000 | 6,895 |
| Income before extraordinary items | $-464,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-464,000 | 6,712 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-464,000 | 6,712 |
| Net charge-offs | $270,000 | 1,795 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-473,600 | 6,693 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 3,683 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $1,318,000 | 3,613 |
| Provision for loan and lease losses | $1,175,000 | 332 |
| Total noninterest income | $24,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $144,000 | 2,098 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-120,000 | 6,939 |
| Total noninterest expense | $1,344,000 | 3,264 |
| Salaries and employee benefits | $537,000 | 3,988 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $660,000 | 2,345 |
| Pre-tax net operating income | $-1,177,000 | 6,943 |
| Securities gains (losses) | $15,000 | 1,363 |
| Applicable income taxes | $-313,000 | 6,977 |
| Income before extraordinary items | $-849,000 | 6,930 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-849,000 | 6,931 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-849,000 | 6,931 |
| Net charge-offs | $260,000 | 1,170 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-859,950 | 6,923 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,934 |
| Total interest expense | $98,000 | 6,832 |
| Net interest income | $580,000 | 6,933 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $131,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $53,000 | 5,820 |
| Total noninterest expense | $527,000 | 6,952 |
| Salaries and employee benefits | $253,000 | 6,970 |
| Premises and equipment expense | $71,000 | 6,752 |
| Additional noninterest expense | $203,000 | 6,861 |
| Pre-tax net operating income | $184,000 | 5,715 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-149,000 | 6,749 |
| Income before extraordinary items | $333,000 | 5,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,381 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $333,000 | 5,382 |
| Net charge-offs | $-33,000 | 6,788 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $333,000 | 5,184 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 3,899 |
| Total interest expense | $759,000 | 3,698 |
| Net interest income | $3,750,000 | 3,880 |
| Provision for loan and lease losses | $3,562,000 | 538 |
| Total noninterest income | $609,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $537,000 | 1,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,455 |
| Total noninterest expense | $4,698,000 | 2,949 |
| Salaries and employee benefits | $1,857,000 | 3,607 |
| Premises and equipment expense | $696,000 | 2,452 |
| Additional noninterest expense | $2,145,000 | 2,263 |
| Pre-tax net operating income | $-3,901,000 | 7,062 |
| Securities gains (losses) | $132,000 | 1,779 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-3,769,000 | 7,070 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,769,000 | 7,070 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,769,000 | 7,070 |
| Net charge-offs | $5,236,000 | 444 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,901,000 | 7,063 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 3,816 |
| Total interest expense | $535,000 | 3,662 |
| Net interest income | $2,596,000 | 3,795 |
| Provision for loan and lease losses | $2,930,000 | 470 |
| Total noninterest income | $432,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $369,000 | 1,832 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $3,308,000 | 2,809 |
| Salaries and employee benefits | $1,276,000 | 3,552 |
| Premises and equipment expense | $662,000 | 1,796 |
| Additional noninterest expense | $1,370,000 | 2,369 |
| Pre-tax net operating income | $-3,210,000 | 7,148 |
| Securities gains (losses) | $132,000 | 1,409 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,078,000 | 7,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,078,000 | 7,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,078,000 | 7,153 |
| Net charge-offs | $3,076,000 | 508 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,210,000 | 7,150 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,622 |
| Total interest expense | $289,000 | 3,594 |
| Net interest income | $1,426,000 | 3,578 |
| Provision for loan and lease losses | $2,354,000 | 304 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $204,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-30,000 | 7,047 |
| Total noninterest expense | $1,683,000 | 2,767 |
| Salaries and employee benefits | $674,000 | 3,442 |
| Premises and equipment expense | $325,000 | 1,822 |
| Additional noninterest expense | $684,000 | 2,340 |
| Pre-tax net operating income | $-2,437,000 | 7,254 |
| Securities gains (losses) | $132,000 | 791 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-2,305,000 | 7,255 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,305,000 | 7,255 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,305,000 | 7,255 |
| Net charge-offs | $1,484,000 | 507 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,437,000 | 7,254 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,670,000 | 3,112 |
| Total interest expense | $2,175,000 | 2,598 |
| Net interest income | $6,495,000 | 3,262 |
| Provision for loan and lease losses | $14,059,000 | 312 |
| Total noninterest income | $-641,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,113,000 | 1,334 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,754,000 | 7,253 |
| Total noninterest expense | $6,023,000 | 3,048 |
| Salaries and employee benefits | $2,946,000 | 3,163 |
| Premises and equipment expense | $1,066,000 | 2,278 |
| Additional noninterest expense | $2,011,000 | 3,130 |
| Pre-tax net operating income | $-14,228,000 | 7,263 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-14,228,000 | 7,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,228,000 | 7,261 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-14,228,000 | 7,261 |
| Net charge-offs | $14,650,000 | 326 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-14,228,000 | 7,252 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 2,937 |
| Total interest expense | $1,789,000 | 2,501 |
| Net interest income | $5,313,000 | 3,058 |
| Provision for loan and lease losses | $12,759,000 | 264 |
| Total noninterest income | $-82,000 | 7,189 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $881,000 | 1,257 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-963,000 | 7,316 |
| Total noninterest expense | $4,605,000 | 2,993 |
| Salaries and employee benefits | $2,288,000 | 3,085 |
| Premises and equipment expense | $790,000 | 2,334 |
| Additional noninterest expense | $1,527,000 | 3,110 |
| Pre-tax net operating income | $-12,133,000 | 7,363 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-12,133,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,133,000 | 7,360 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-12,133,000 | 7,360 |
| Net charge-offs | $13,108,000 | 284 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-12,133,000 | 7,358 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 2,770 |
| Total interest expense | $1,319,000 | 2,375 |
| Net interest income | $3,761,000 | 2,899 |
| Provision for loan and lease losses | $5,469,000 | 396 |
| Total noninterest income | $22,000 | 7,001 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $578,000 | 1,251 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-556,000 | 7,396 |
| Total noninterest expense | $3,041,000 | 3,063 |
| Salaries and employee benefits | $1,562,000 | 3,042 |
| Premises and equipment expense | $541,000 | 2,286 |
| Additional noninterest expense | $938,000 | 3,351 |
| Pre-tax net operating income | $-4,727,000 | 7,363 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,727,000 | 7,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,727,000 | 7,366 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,727,000 | 7,366 |
| Net charge-offs | $4,539,000 | 513 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,727,000 | 7,363 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 2,609 |
| Total interest expense | $701,000 | 2,314 |
| Net interest income | $2,035,000 | 2,690 |
| Provision for loan and lease losses | $3,122,000 | 354 |
| Total noninterest income | $-155,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $288,000 | 1,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-443,000 | 7,501 |
| Total noninterest expense | $1,555,000 | 3,009 |
| Salaries and employee benefits | $833,000 | 2,899 |
| Premises and equipment expense | $292,000 | 2,191 |
| Additional noninterest expense | $430,000 | 3,559 |
| Pre-tax net operating income | $-2,797,000 | 7,445 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,797,000 | 7,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,797,000 | 7,441 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,797,000 | 7,441 |
| Net charge-offs | $604,000 | 1,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,797,000 | 7,444 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,547,000 | 2,397 |
| Total interest expense | $3,282,000 | 2,401 |
| Net interest income | $9,265,000 | 2,354 |
| Provision for loan and lease losses | $7,000,000 | 871 |
| Total noninterest income | $1,212,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,518,000 | 1,003 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-306,000 | 7,343 |
| Total noninterest expense | $6,432,000 | 2,930 |
| Salaries and employee benefits | $3,060,000 | 3,053 |
| Premises and equipment expense | $977,000 | 2,526 |
| Additional noninterest expense | $2,395,000 | 2,780 |
| Pre-tax net operating income | $-2,955,000 | 6,908 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,955,000 | 6,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,955,000 | 6,990 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,955,000 | 6,990 |
| Net charge-offs | $2,596,000 | 1,593 |
| Cash dividends | $550,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,955,000 | 6,965 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,660,000 | 2,392 |
| Total interest expense | $2,506,000 | 2,469 |
| Net interest income | $7,154,000 | 2,336 |
| Provision for loan and lease losses | $2,517,000 | 1,428 |
| Total noninterest income | $1,109,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,137,000 | 1,030 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-28,000 | 7,281 |
| Total noninterest expense | $4,580,000 | 3,075 |
| Salaries and employee benefits | $2,432,000 | 2,921 |
| Premises and equipment expense | $691,000 | 2,687 |
| Additional noninterest expense | $1,457,000 | 3,311 |
| Pre-tax net operating income | $1,166,000 | 2,839 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,166,000 | 2,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,166,000 | 2,609 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,166,000 | 2,613 |
| Net charge-offs | $1,814,000 | 1,599 |
| Cash dividends | $550,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,166,000 | 2,476 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 2,447 |
| Total interest expense | $1,705,000 | 2,511 |
| Net interest income | $4,651,000 | 2,393 |
| Provision for loan and lease losses | $1,131,000 | 1,815 |
| Total noninterest income | $718,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $751,000 | 1,047 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-33,000 | 7,418 |
| Total noninterest expense | $3,138,000 | 3,002 |
| Salaries and employee benefits | $1,631,000 | 2,925 |
| Premises and equipment expense | $470,000 | 2,646 |
| Additional noninterest expense | $1,037,000 | 3,097 |
| Pre-tax net operating income | $1,100,000 | 2,194 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,100,000 | 1,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,100,000 | 1,952 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,100,000 | 1,952 |
| Net charge-offs | $1,736,000 | 1,251 |
| Cash dividends | $325,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,100,000 | 1,855 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 2,451 |
| Total interest expense | $873,000 | 2,572 |
| Net interest income | $2,381,000 | 2,366 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $458,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $357,000 | 1,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $101,000 | 3,506 |
| Total noninterest expense | $1,586,000 | 2,997 |
| Salaries and employee benefits | $796,000 | 3,031 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $580,000 | 2,788 |
| Pre-tax net operating income | $653,000 | 1,954 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $653,000 | 1,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $653,000 | 1,677 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $653,000 | 1,678 |
| Net charge-offs | $276,000 | 2,109 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $653,000 | 1,608 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,975,000 | 2,557 |
| Total interest expense | $4,149,000 | 2,650 |
| Net interest income | $8,826,000 | 2,459 |
| Provision for loan and lease losses | $2,795,000 | 2,066 |
| Total noninterest income | $1,780,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,539,000 | 1,119 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $5,894,000 | 3,219 |
| Salaries and employee benefits | $3,020,000 | 3,156 |
| Premises and equipment expense | $1,086,000 | 2,410 |
| Additional noninterest expense | $1,788,000 | 3,622 |
| Pre-tax net operating income | $1,917,000 | 1,977 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,915,000 | 1,755 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,915,000 | 1,754 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,915,000 | 1,755 |
| Net charge-offs | $1,447,000 | 2,416 |
| Cash dividends | $1,905,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,915,000 | 1,708 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 2,632 |
| Total interest expense | $3,212,000 | 2,694 |
| Net interest income | $6,399,000 | 2,547 |
| Provision for loan and lease losses | $2,695,000 | 1,585 |
| Total noninterest income | $1,264,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,112,000 | 1,159 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $152,000 | 4,737 |
| Total noninterest expense | $4,253,000 | 3,334 |
| Salaries and employee benefits | $2,217,000 | 3,243 |
| Premises and equipment expense | $754,000 | 2,594 |
| Additional noninterest expense | $1,282,000 | 3,700 |
| Pre-tax net operating income | $715,000 | 3,292 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $713,000 | 3,082 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $713,000 | 3,080 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $713,000 | 3,083 |
| Net charge-offs | $898,000 | 2,318 |
| Cash dividends | $1,485,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $713,000 | 3,001 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 2,721 |
| Total interest expense | $2,229,000 | 2,711 |
| Net interest income | $4,013,000 | 2,709 |
| Provision for loan and lease losses | $775,000 | 2,368 |
| Total noninterest income | $778,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $707,000 | 1,200 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $71,000 | 5,343 |
| Total noninterest expense | $2,605,000 | 3,595 |
| Salaries and employee benefits | $1,449,000 | 3,329 |
| Premises and equipment expense | $487,000 | 2,699 |
| Additional noninterest expense | $669,000 | 4,392 |
| Pre-tax net operating income | $1,411,000 | 1,601 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $1,409,000 | 1,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,409,000 | 1,347 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,409,000 | 1,348 |
| Net charge-offs | $720,000 | 1,954 |
| Cash dividends | $890,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,409,000 | 1,304 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 2,841 |
| Total interest expense | $1,183,000 | 2,665 |
| Net interest income | $1,844,000 | 2,918 |
| Provision for loan and lease losses | $375,000 | 2,048 |
| Total noninterest income | $428,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $315,000 | 1,308 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $1,333,000 | 3,471 |
| Salaries and employee benefits | $738,000 | 3,322 |
| Premises and equipment expense | $244,000 | 2,728 |
| Additional noninterest expense | $351,000 | 3,948 |
| Pre-tax net operating income | $564,000 | 2,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $564,000 | 1,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $564,000 | 1,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $564,000 | 1,905 |
| Net charge-offs | $408,000 | 1,523 |
| Cash dividends | $495,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $564,000 | 1,799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,791,000 | 2,681 |
| Total interest expense | $5,973,000 | 2,529 |
| Net interest income | $7,818,000 | 2,771 |
| Provision for loan and lease losses | $1,428,000 | 2,219 |
| Total noninterest income | $2,043,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,462,000 | 1,234 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $581,000 | 2,938 |
| Total noninterest expense | $5,178,000 | 3,461 |
| Salaries and employee benefits | $3,043,000 | 3,209 |
| Premises and equipment expense | $859,000 | 2,999 |
| Additional noninterest expense | $1,276,000 | 4,083 |
| Pre-tax net operating income | $3,255,000 | 1,668 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,255,000 | 1,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,255,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 1,582 |
| Cash dividends | $2,408,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,255,000 | 1,349 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 2,702 |
| Total interest expense | $4,637,000 | 2,540 |
| Net interest income | $5,830,000 | 2,798 |
| Provision for loan and lease losses | $1,050,000 | 1,777 |
| Total noninterest income | $1,534,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,108,000 | 1,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $426,000 | 3,083 |
| Total noninterest expense | $3,778,000 | 3,531 |
| Salaries and employee benefits | $2,253,000 | 3,277 |
| Premises and equipment expense | $624,000 | 3,088 |
| Additional noninterest expense | $901,000 | 4,210 |
| Pre-tax net operating income | $2,536,000 | 1,901 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,536,000 | 1,447 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,536,000 | 1,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 1,085 |
| Cash dividends | $1,834,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,536,000 | 1,527 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 2,697 |
| Total interest expense | $3,241,000 | 2,525 |
| Net interest income | $3,817,000 | 2,820 |
| Provision for loan and lease losses | $750,000 | 1,462 |
| Total noninterest income | $1,090,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $746,000 | 1,194 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $344,000 | 2,812 |
| Total noninterest expense | $2,437,000 | 3,641 |
| Salaries and employee benefits | $1,489,000 | 3,356 |
| Premises and equipment expense | $398,000 | 3,226 |
| Additional noninterest expense | $550,000 | 4,450 |
| Pre-tax net operating income | $1,720,000 | 1,936 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,720,000 | 1,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,720,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,141 |
| Cash dividends | $1,279,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,720,000 | 1,555 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,759 |
| Total interest expense | $1,722,000 | 2,537 |
| Net interest income | $1,817,000 | 2,957 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $629,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $370,000 | 1,188 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $259,000 | 2,166 |
| Total noninterest expense | $1,221,000 | 3,644 |
| Salaries and employee benefits | $757,000 | 3,330 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $265,000 | 4,506 |
| Pre-tax net operating income | $775,000 | 2,223 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $775,000 | 1,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $775,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,846 |
| Cash dividends | $635,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $775,000 | 1,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 2,743 |
| Total interest expense | $7,076,000 | 2,596 |
| Net interest income | $7,587,000 | 2,878 |
| Provision for loan and lease losses | $1,635,000 | 985 |
| Total noninterest income | $1,881,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,524,000 | 1,167 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $357,000 | 3,949 |
| Total noninterest expense | $4,731,000 | 3,599 |
| Salaries and employee benefits | $2,826,000 | 3,387 |
| Premises and equipment expense | $778,000 | 3,152 |
| Additional noninterest expense | $1,127,000 | 4,250 |
| Pre-tax net operating income | $3,102,000 | 2,394 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,102,000 | 1,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,102,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,306,000 | 828 |
| Cash dividends | $2,269,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,102,000 | 1,972 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,879,000 | 2,769 |
| Total interest expense | $5,287,000 | 2,597 |
| Net interest income | $5,592,000 | 2,925 |
| Provision for loan and lease losses | $720,000 | 1,182 |
| Total noninterest income | $1,387,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,115,000 | 1,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $3,437,000 | 3,681 |
| Salaries and employee benefits | $2,095,000 | 3,401 |
| Premises and equipment expense | $495,000 | 3,569 |
| Additional noninterest expense | $847,000 | 4,205 |
| Pre-tax net operating income | $2,822,000 | 2,220 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,822,000 | 1,783 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,822,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,011,000 | 651 |
| Cash dividends | $2,268,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,822,000 | 1,770 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,808 |
| Total interest expense | $3,462,000 | 2,647 |
| Net interest income | $3,702,000 | 2,969 |
| Provision for loan and lease losses | $370,000 | 1,308 |
| Total noninterest income | $888,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $717,000 | 1,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $171,000 | 4,092 |
| Total noninterest expense | $2,243,000 | 3,778 |
| Salaries and employee benefits | $1,358,000 | 3,512 |
| Premises and equipment expense | $325,000 | 3,644 |
| Additional noninterest expense | $560,000 | 4,220 |
| Pre-tax net operating income | $1,977,000 | 2,184 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,977,000 | 1,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,977,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 524 |
| Cash dividends | $1,124,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,977,000 | 1,734 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,833 |
| Total interest expense | $1,727,000 | 2,643 |
| Net interest income | $1,812,000 | 3,027 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $415,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $334,000 | 1,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $1,153,000 | 3,680 |
| Salaries and employee benefits | $716,000 | 3,394 |
| Premises and equipment expense | $151,000 | 3,851 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $924,000 | 2,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $924,000 | 1,844 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $924,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 451 |
| Cash dividends | $479,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $924,000 | 1,832 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,850,000 | 2,920 |
| Total interest expense | $6,008,000 | 2,592 |
| Net interest income | $6,842,000 | 3,167 |
| Provision for loan and lease losses | $515,000 | 1,854 |
| Total noninterest income | $1,746,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,421,000 | 1,256 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 4,142 |
| Total noninterest expense | $4,706,000 | 3,509 |
| Salaries and employee benefits | $2,613,000 | 3,497 |
| Premises and equipment expense | $744,000 | 3,177 |
| Additional noninterest expense | $1,349,000 | 3,590 |
| Pre-tax net operating income | $3,367,000 | 2,563 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,367,000 | 2,077 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,367,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,169 |
| Cash dividends | $2,937,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,367,000 | 2,065 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 2,952 |
| Total interest expense | $4,358,000 | 2,592 |
| Net interest income | $5,057,000 | 3,232 |
| Provision for loan and lease losses | $365,000 | 1,831 |
| Total noninterest income | $1,260,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,033,000 | 1,294 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $3,517,000 | 3,511 |
| Salaries and employee benefits | $1,935,000 | 3,537 |
| Premises and equipment expense | $597,000 | 3,015 |
| Additional noninterest expense | $985,000 | 3,652 |
| Pre-tax net operating income | $2,435,000 | 2,712 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,435,000 | 2,191 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,435,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $2,162,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,435,000 | 2,181 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 3,005 |
| Total interest expense | $2,755,000 | 2,617 |
| Net interest income | $3,292,000 | 3,303 |
| Provision for loan and lease losses | $215,000 | 1,989 |
| Total noninterest income | $779,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $641,000 | 1,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 4,459 |
| Total noninterest expense | $2,315,000 | 3,554 |
| Salaries and employee benefits | $1,280,000 | 3,570 |
| Premises and equipment expense | $399,000 | 3,006 |
| Additional noninterest expense | $636,000 | 3,749 |
| Pre-tax net operating income | $1,541,000 | 2,836 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,541,000 | 2,294 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,541,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,236 |
| Cash dividends | $1,666,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,541,000 | 2,277 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 2,959 |
| Total interest expense | $1,348,000 | 2,559 |
| Net interest income | $1,666,000 | 3,258 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $375,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $297,000 | 1,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $1,109,000 | 3,699 |
| Salaries and employee benefits | $660,000 | 3,500 |
| Premises and equipment expense | $157,000 | 3,643 |
| Additional noninterest expense | $292,000 | 3,980 |
| Pre-tax net operating income | $867,000 | 2,541 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $867,000 | 2,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,294 |
| Cash dividends | $1,065,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $867,000 | 2,019 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,484,000 | 3,032 |
| Total interest expense | $3,666,000 | 2,840 |
| Net interest income | $6,818,000 | 3,107 |
| Provision for loan and lease losses | $293,000 | 2,915 |
| Total noninterest income | $1,635,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,263,000 | 1,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $372,000 | 3,900 |
| Total noninterest expense | $4,687,000 | 3,414 |
| Salaries and employee benefits | $2,453,000 | 3,544 |
| Premises and equipment expense | $888,000 | 2,630 |
| Additional noninterest expense | $1,346,000 | 3,520 |
| Pre-tax net operating income | $3,473,000 | 2,472 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $3,462,000 | 1,977 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,462,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 852 |
| Cash dividends | $1,478,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,462,000 | 1,959 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 3,037 |
| Total interest expense | $2,576,000 | 2,861 |
| Net interest income | $5,119,000 | 3,090 |
| Provision for loan and lease losses | $197,000 | 2,997 |
| Total noninterest income | $1,238,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $938,000 | 1,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $3,475,000 | 3,423 |
| Salaries and employee benefits | $1,817,000 | 3,548 |
| Premises and equipment expense | $622,000 | 2,782 |
| Additional noninterest expense | $1,036,000 | 3,414 |
| Pre-tax net operating income | $2,685,000 | 2,433 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $2,675,000 | 1,957 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,675,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,277 |
| Cash dividends | $1,478,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,675,000 | 1,921 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 3,008 |
| Total interest expense | $1,615,000 | 2,882 |
| Net interest income | $3,433,000 | 3,049 |
| Provision for loan and lease losses | $126,000 | 2,931 |
| Total noninterest income | $797,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $613,000 | 1,384 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $184,000 | 3,908 |
| Total noninterest expense | $2,121,000 | 3,647 |
| Salaries and employee benefits | $1,178,000 | 3,615 |
| Premises and equipment expense | $372,000 | 3,038 |
| Additional noninterest expense | $571,000 | 3,951 |
| Pre-tax net operating income | $1,983,000 | 2,206 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $1,975,000 | 1,734 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,975,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $678,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,975,000 | 1,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,990 |
| Total interest expense | $753,000 | 2,946 |
| Net interest income | $1,748,000 | 2,995 |
| Provision for loan and lease losses | $73,000 | 2,631 |
| Total noninterest income | $393,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $319,000 | 1,287 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,342 |
| Total noninterest expense | $1,157,000 | 3,411 |
| Salaries and employee benefits | $630,000 | 3,428 |
| Premises and equipment expense | $217,000 | 2,672 |
| Additional noninterest expense | $310,000 | 3,714 |
| Pre-tax net operating income | $911,000 | 2,333 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $905,000 | 1,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $905,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $905,000 | 1,829 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 3,016 |
| Total interest expense | $2,299,000 | 3,257 |
| Net interest income | $7,005,000 | 2,876 |
| Provision for loan and lease losses | $646,000 | 1,555 |
| Total noninterest income | $1,494,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,294,000 | 1,368 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $200,000 | 5,111 |
| Total noninterest expense | $4,071,000 | 3,687 |
| Salaries and employee benefits | $2,284,000 | 3,591 |
| Premises and equipment expense | $692,000 | 3,154 |
| Additional noninterest expense | $1,095,000 | 4,030 |
| Pre-tax net operating income | $3,782,000 | 2,150 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,782,000 | 1,700 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,782,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,466 |
| Cash dividends | $2,178,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,782,000 | 1,646 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 3,002 |
| Total interest expense | $1,656,000 | 3,317 |
| Net interest income | $5,278,000 | 2,844 |
| Provision for loan and lease losses | $550,000 | 1,327 |
| Total noninterest income | $1,104,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $965,000 | 1,388 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 5,282 |
| Total noninterest expense | $2,929,000 | 3,782 |
| Salaries and employee benefits | $1,657,000 | 3,670 |
| Premises and equipment expense | $488,000 | 3,316 |
| Additional noninterest expense | $784,000 | 4,148 |
| Pre-tax net operating income | $2,903,000 | 2,126 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,903,000 | 1,670 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,903,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,240 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,903,000 | 1,621 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 3,023 |
| Total interest expense | $1,106,000 | 3,286 |
| Net interest income | $3,461,000 | 2,881 |
| Provision for loan and lease losses | $425,000 | 1,163 |
| Total noninterest income | $731,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $635,000 | 1,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $1,837,000 | 4,008 |
| Salaries and employee benefits | $1,059,000 | 3,808 |
| Premises and equipment expense | $282,000 | 3,727 |
| Additional noninterest expense | $496,000 | 4,340 |
| Pre-tax net operating income | $1,930,000 | 2,103 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,930,000 | 1,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,930,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,037 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,930,000 | 1,596 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,031 |
| Total interest expense | $558,000 | 3,304 |
| Net interest income | $1,724,000 | 2,886 |
| Provision for loan and lease losses | $200,000 | 1,147 |
| Total noninterest income | $368,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $309,000 | 1,388 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $934,000 | 3,973 |
| Salaries and employee benefits | $548,000 | 3,731 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $244,000 | 4,405 |
| Pre-tax net operating income | $958,000 | 2,088 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $958,000 | 1,649 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $958,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $958,000 | 1,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 2,994 |
| Total interest expense | $2,708,000 | 3,139 |
| Net interest income | $6,691,000 | 2,871 |
| Provision for loan and lease losses | $900,000 | 1,310 |
| Total noninterest income | $1,361,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,236,000 | 1,402 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $125,000 | 6,148 |
| Total noninterest expense | $3,800,000 | 3,854 |
| Salaries and employee benefits | $2,063,000 | 3,825 |
| Premises and equipment expense | $670,000 | 3,208 |
| Additional noninterest expense | $1,067,000 | 4,071 |
| Pre-tax net operating income | $3,352,000 | 2,294 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $351,000 | 4,032 |
| Income before extraordinary items | $3,001,000 | 2,044 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,001,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,449 |
| Cash dividends | $2,671,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,001,000 | 1,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 3,038 |
| Total interest expense | $2,107,000 | 3,140 |
| Net interest income | $4,928,000 | 2,928 |
| Provision for loan and lease losses | $600,000 | 1,404 |
| Total noninterest income | $997,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $904,000 | 1,452 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,209 |
| Total noninterest expense | $2,790,000 | 3,904 |
| Salaries and employee benefits | $1,504,000 | 3,901 |
| Premises and equipment expense | $496,000 | 3,241 |
| Additional noninterest expense | $790,000 | 4,094 |
| Pre-tax net operating income | $2,535,000 | 2,356 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $351,000 | 3,636 |
| Income before extraordinary items | $2,184,000 | 2,153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,184,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,319 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,184,000 | 2,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 3,084 |
| Total interest expense | $1,454,000 | 3,140 |
| Net interest income | $3,198,000 | 2,992 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $654,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $596,000 | 1,429 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $1,747,000 | 4,100 |
| Salaries and employee benefits | $984,000 | 3,969 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $490,000 | 4,311 |
| Pre-tax net operating income | $1,755,000 | 2,291 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $351,000 | 2,941 |
| Income before extraordinary items | $1,404,000 | 2,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,404,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,404,000 | 2,110 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,124 |
| Total interest expense | $754,000 | 3,100 |
| Net interest income | $1,546,000 | 3,093 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $330,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 1,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $837,000 | 4,226 |
| Salaries and employee benefits | $479,000 | 4,033 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $231,000 | 4,485 |
| Pre-tax net operating income | $889,000 | 2,263 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $351,000 | 1,814 |
| Income before extraordinary items | $538,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $538,000 | 2,649 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 3,158 |
| Total interest expense | $3,712,000 | 2,936 |
| Net interest income | $5,771,000 | 3,249 |
| Provision for loan and lease losses | $1,144,000 | 1,192 |
| Total noninterest income | $1,103,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,082,000 | 1,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $3,750,000 | 3,739 |
| Salaries and employee benefits | $1,970,000 | 3,782 |
| Premises and equipment expense | $751,000 | 2,817 |
| Additional noninterest expense | $1,029,000 | 4,085 |
| Pre-tax net operating income | $1,980,000 | 3,453 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $607,000 | 3,101 |
| Income before extraordinary items | $1,373,000 | 3,743 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,373,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,048,000 | 932 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,373,000 | 3,628 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 3,332 |
| Total interest expense | $5,588,000 | 2,842 |
| Net interest income | $4,334,000 | 3,882 |
| Provision for loan and lease losses | $860,000 | 1,411 |
| Total noninterest income | $1,118,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $859,000 | 1,773 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $3,432,000 | 3,887 |
| Salaries and employee benefits | $1,835,000 | 3,855 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $1,004,000 | 4,055 |
| Pre-tax net operating income | $1,160,000 | 4,501 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $369,000 | 3,885 |
| Income before extraordinary items | $791,000 | 4,900 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $791,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,252 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $791,000 | 4,782 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 3,522 |
| Total interest expense | $5,546,000 | 3,005 |
| Net interest income | $4,066,000 | 4,129 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,016,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $840,000 | 1,652 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $3,041,000 | 4,183 |
| Salaries and employee benefits | $1,626,000 | 4,096 |
| Premises and equipment expense | $570,000 | 3,411 |
| Additional noninterest expense | $845,000 | 4,551 |
| Pre-tax net operating income | $1,921,000 | 3,427 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $730,000 | 2,694 |
| Income before extraordinary items | $1,191,000 | 3,879 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,191,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,171 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,191,000 | 3,861 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 3,954 |
| Total interest expense | $3,891,000 | 3,671 |
| Net interest income | $4,004,000 | 4,171 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $864,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $650,000 | 2,043 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $214,000 | 4,785 |
| Total noninterest expense | $2,845,000 | 4,406 |
| Salaries and employee benefits | $1,419,000 | 4,541 |
| Premises and equipment expense | $560,000 | 3,443 |
| Additional noninterest expense | $866,000 | 4,508 |
| Pre-tax net operating income | $1,923,000 | 3,432 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $693,000 | 2,922 |
| Income before extraordinary items | $1,230,000 | 3,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,230,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,600 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,230,000 | 3,768 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 3,848 |
| Total interest expense | $4,412,000 | 3,368 |
| Net interest income | $3,797,000 | 4,304 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $889,000 | 3,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $657,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $2,841,000 | 4,324 |
| Salaries and employee benefits | $1,457,000 | 4,337 |
| Premises and equipment expense | $601,000 | 3,169 |
| Additional noninterest expense | $783,000 | 4,754 |
| Pre-tax net operating income | $1,845,000 | 3,561 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $673,000 | 3,122 |
| Income before extraordinary items | $1,172,000 | 4,006 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,172,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-219,000 | 10,359 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,172,000 | 3,914 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 4,423 |
| Total interest expense | $3,527,000 | 4,115 |
| Net interest income | $3,621,000 | 4,605 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $668,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $2,342,000 | 5,036 |
| Salaries and employee benefits | $1,226,000 | 5,000 |
| Premises and equipment expense | $430,000 | 4,189 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $1,947,000 | 3,628 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $658,000 | 3,424 |
| Income before extraordinary items | $1,289,000 | 3,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,289,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,938 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,289,000 | 3,753 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 4,901 |
| Total interest expense | $2,838,000 | 5,015 |
| Net interest income | $3,608,000 | 4,706 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $561,000 | 4,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,835,000 | 6,308 |
| Salaries and employee benefits | $970,000 | 6,129 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $508,000 | 6,991 |
| Pre-tax net operating income | $2,334,000 | 2,991 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $881,000 | 2,630 |
| Income before extraordinary items | $1,453,000 | 3,293 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,453,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,453,000 | 3,257 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 5,437 |
| Total interest expense | $2,679,000 | 5,264 |
| Net interest income | $3,017,000 | 5,472 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $584,000 | 4,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,732,000 | 6,650 |
| Salaries and employee benefits | $858,000 | 6,772 |
| Premises and equipment expense | $348,000 | 5,044 |
| Additional noninterest expense | $526,000 | 7,068 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $613,000 | 3,609 |
| Income before extraordinary items | $1,229,000 | 3,878 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,229,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,488 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,229,000 | 3,854 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 6,367 |
| Total interest expense | $1,395,000 | 7,219 |
| Net interest income | $2,897,000 | 5,743 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $536,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $1,691,000 | 7,020 |
| Salaries and employee benefits | $805,000 | 7,182 |
| Premises and equipment expense | $308,000 | 5,604 |
| Additional noninterest expense | $578,000 | 7,193 |
| Pre-tax net operating income | $1,702,000 | 3,961 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $566,000 | 3,677 |
| Income before extraordinary items | $1,136,000 | 4,063 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,136,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,136,000 | 4,100 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 6,813 |
| Total interest expense | $1,477,000 | 7,286 |
| Net interest income | $2,580,000 | 6,398 |
| Provision for loan and lease losses | $338,000 | 2,776 |
| Total noninterest income | $576,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,993 |
| Total noninterest expense | $1,770,000 | 6,977 |
| Salaries and employee benefits | $798,000 | 7,338 |
| Premises and equipment expense | $266,000 | 6,397 |
| Additional noninterest expense | $706,000 | 6,517 |
| Pre-tax net operating income | $1,048,000 | 5,704 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $341,000 | 5,603 |
| Income before extraordinary items | $707,000 | 6,071 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $707,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,287 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $707,000 | 5,796 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 7,325 |
| Total interest expense | $1,657,000 | 8,024 |
| Net interest income | $2,488,000 | 6,631 |
| Provision for loan and lease losses | $461,000 | 3,170 |
| Total noninterest income | $537,000 | 5,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 3,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,632,000 | 7,461 |
| Salaries and employee benefits | $764,000 | 7,512 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $632,000 | 7,237 |
| Pre-tax net operating income | $932,000 | 5,935 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $352,000 | 5,327 |
| Income before extraordinary items | $580,000 | 6,701 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $580,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 3,130 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $580,000 | 6,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.