Home > Decatur First Bank > Income and Expense
Decatur First Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,602 |
| Total interest expense | $1,886,000 | 2,392 |
| Net interest income | $3,603,000 | 4,031 |
| Provision for loan and lease losses | $2,647,000 | 1,028 |
| Total noninterest income | $-1,088,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $231,000 | 3,557 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,319,000 | 7,350 |
| Total noninterest expense | $5,200,000 | 2,694 |
| Salaries and employee benefits | $2,037,000 | 3,346 |
| Premises and equipment expense | $384,000 | 4,024 |
| Additional noninterest expense | $2,779,000 | 1,830 |
| Pre-tax net operating income | $-5,332,000 | 7,246 |
| Securities gains (losses) | $186,000 | 1,271 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,146,000 | 7,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,146,000 | 7,249 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,146,000 | 7,250 |
| Net charge-offs | $2,633,000 | 1,022 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,235,000 | 249 |
| Net operating income | $-5,332,000 | 7,255 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,624 |
| Total interest expense | $1,315,000 | 2,381 |
| Net interest income | $2,358,000 | 4,095 |
| Provision for loan and lease losses | $2,213,000 | 856 |
| Total noninterest income | $-1,458,000 | 7,469 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $151,000 | 3,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,609,000 | 7,468 |
| Total noninterest expense | $3,215,000 | 2,904 |
| Salaries and employee benefits | $1,385,000 | 3,338 |
| Premises and equipment expense | $260,000 | 4,016 |
| Additional noninterest expense | $1,570,000 | 2,164 |
| Pre-tax net operating income | $-4,528,000 | 7,353 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,420,000 | 7,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,420,000 | 7,355 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,420,000 | 7,355 |
| Net charge-offs | $2,186,000 | 863 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,232,000 | 153 |
| Net operating income | $-4,528,000 | 7,355 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 3,646 |
| Total interest expense | $678,000 | 2,378 |
| Net interest income | $1,153,000 | 4,161 |
| Provision for loan and lease losses | $78,000 | 3,651 |
| Total noninterest income | $128,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $1,641,000 | 2,866 |
| Salaries and employee benefits | $700,000 | 3,332 |
| Premises and equipment expense | $128,000 | 4,101 |
| Additional noninterest expense | $813,000 | 2,071 |
| Pre-tax net operating income | $-438,000 | 7,052 |
| Securities gains (losses) | $24,000 | 1,031 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-414,000 | 7,084 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-414,000 | 7,085 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-414,000 | 7,085 |
| Net charge-offs | $306,000 | 1,731 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 136 |
| Net operating income | $-438,000 | 7,088 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 3,335 |
| Total interest expense | $3,800,000 | 2,087 |
| Net interest income | $4,844,000 | 4,045 |
| Provision for loan and lease losses | $3,552,000 | 1,440 |
| Total noninterest income | $-2,845,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $349,000 | 3,341 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,194,000 | 7,603 |
| Total noninterest expense | $7,335,000 | 2,629 |
| Salaries and employee benefits | $2,765,000 | 3,323 |
| Premises and equipment expense | $529,000 | 4,031 |
| Additional noninterest expense | $4,041,000 | 1,784 |
| Pre-tax net operating income | $-8,888,000 | 7,319 |
| Securities gains (losses) | $883,000 | 545 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,005,000 | 7,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,005,000 | 7,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,005,000 | 7,324 |
| Net charge-offs | $4,168,000 | 1,175 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $918,000 | 378 |
| Net operating income | $-8,888,000 | 7,332 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 3,348 |
| Total interest expense | $2,980,000 | 2,086 |
| Net interest income | $3,630,000 | 4,101 |
| Provision for loan and lease losses | $3,033,000 | 1,257 |
| Total noninterest income | $512,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $275,000 | 3,318 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $237,000 | 3,920 |
| Total noninterest expense | $8,305,000 | 1,769 |
| Salaries and employee benefits | $2,088,000 | 3,335 |
| Premises and equipment expense | $425,000 | 3,938 |
| Additional noninterest expense | $5,792,000 | 920 |
| Pre-tax net operating income | $-7,196,000 | 7,471 |
| Securities gains (losses) | $756,000 | 525 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,440,000 | 7,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,440,000 | 7,489 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,440,000 | 7,489 |
| Net charge-offs | $3,372,000 | 1,037 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,196,000 | 7,496 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,296 |
| Total interest expense | $2,019,000 | 2,141 |
| Net interest income | $2,526,000 | 3,988 |
| Provision for loan and lease losses | $2,983,000 | 952 |
| Total noninterest income | $-1,683,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $190,000 | 3,239 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,873,000 | 7,794 |
| Total noninterest expense | $3,598,000 | 2,668 |
| Salaries and employee benefits | $1,384,000 | 3,377 |
| Premises and equipment expense | $280,000 | 3,996 |
| Additional noninterest expense | $1,934,000 | 1,820 |
| Pre-tax net operating income | $-5,738,000 | 7,584 |
| Securities gains (losses) | $289,000 | 737 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,449,000 | 7,609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,449,000 | 7,609 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,449,000 | 7,609 |
| Net charge-offs | $2,356,000 | 999 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,738,000 | 7,615 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 3,312 |
| Total interest expense | $1,067,000 | 2,134 |
| Net interest income | $1,237,000 | 4,062 |
| Provision for loan and lease losses | $717,000 | 1,454 |
| Total noninterest income | $-269,000 | 7,855 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $95,000 | 3,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-364,000 | 7,849 |
| Total noninterest expense | $1,699,000 | 2,835 |
| Salaries and employee benefits | $684,000 | 3,454 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $875,000 | 1,940 |
| Pre-tax net operating income | $-1,448,000 | 7,512 |
| Securities gains (losses) | $72,000 | 947 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,376,000 | 7,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,376,000 | 7,552 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,376,000 | 7,552 |
| Net charge-offs | $913,000 | 1,098 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,448,000 | 7,559 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,165,000 | 3,195 |
| Total interest expense | $5,728,000 | 1,994 |
| Net interest income | $4,437,000 | 4,270 |
| Provision for loan and lease losses | $5,295,000 | 1,379 |
| Total noninterest income | $714,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $487,000 | 2,953 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $227,000 | 4,439 |
| Total noninterest expense | $6,743,000 | 2,884 |
| Salaries and employee benefits | $2,630,000 | 3,554 |
| Premises and equipment expense | $518,000 | 4,280 |
| Additional noninterest expense | $3,595,000 | 2,018 |
| Pre-tax net operating income | $-6,887,000 | 7,343 |
| Securities gains (losses) | $241,000 | 1,408 |
| Applicable income taxes | $-372,000 | 6,939 |
| Income before extraordinary items | $-6,274,000 | 7,374 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,274,000 | 7,374 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,274,000 | 7,374 |
| Net charge-offs | $3,640,000 | 1,426 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,500,540 | 7,403 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,215 |
| Total interest expense | $4,458,000 | 2,020 |
| Net interest income | $3,269,000 | 4,332 |
| Provision for loan and lease losses | $1,940,000 | 1,948 |
| Total noninterest income | $480,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $374,000 | 2,901 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $106,000 | 5,301 |
| Total noninterest expense | $4,407,000 | 3,242 |
| Salaries and employee benefits | $1,980,000 | 3,567 |
| Premises and equipment expense | $420,000 | 4,112 |
| Additional noninterest expense | $2,007,000 | 2,567 |
| Pre-tax net operating income | $-2,598,000 | 7,193 |
| Securities gains (losses) | $257,000 | 1,124 |
| Applicable income taxes | $-780,000 | 7,482 |
| Income before extraordinary items | $-1,561,000 | 7,020 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,561,000 | 7,019 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,561,000 | 7,020 |
| Net charge-offs | $1,464,000 | 1,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,733,190 | 7,074 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 3,215 |
| Total interest expense | $3,008,000 | 2,089 |
| Net interest income | $2,192,000 | 4,313 |
| Provision for loan and lease losses | $1,856,000 | 1,462 |
| Total noninterest income | $264,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $251,000 | 2,856 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $2,821,000 | 3,380 |
| Salaries and employee benefits | $1,292,000 | 3,675 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $1,245,000 | 2,735 |
| Pre-tax net operating income | $-2,221,000 | 7,435 |
| Securities gains (losses) | $176,000 | 1,093 |
| Applicable income taxes | $-744,000 | 7,684 |
| Income before extraordinary items | $-1,301,000 | 7,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,301,000 | 7,274 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,301,000 | 7,273 |
| Net charge-offs | $1,401,000 | 1,391 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,413,640 | 7,302 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 3,114 |
| Total interest expense | $1,550,000 | 2,113 |
| Net interest income | $1,173,000 | 4,087 |
| Provision for loan and lease losses | $1,155,000 | 1,083 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-96,000 | 8,116 |
| Total noninterest expense | $1,336,000 | 3,462 |
| Salaries and employee benefits | $660,000 | 3,652 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $528,000 | 2,863 |
| Pre-tax net operating income | $-1,288,000 | 7,710 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $-92,000 | 7,535 |
| Income before extraordinary items | $-1,179,000 | 7,753 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,179,000 | 7,756 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,179,000 | 7,755 |
| Net charge-offs | $664,000 | 1,185 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,194,810 | 7,752 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 3,039 |
| Total interest expense | $6,252,000 | 2,429 |
| Net interest income | $5,762,000 | 3,581 |
| Provision for loan and lease losses | $2,304,000 | 1,643 |
| Total noninterest income | $917,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $635,000 | 2,541 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $282,000 | 4,216 |
| Total noninterest expense | $5,463,000 | 3,326 |
| Salaries and employee benefits | $2,892,000 | 3,352 |
| Premises and equipment expense | $561,000 | 4,151 |
| Additional noninterest expense | $2,010,000 | 2,861 |
| Pre-tax net operating income | $-1,088,000 | 7,053 |
| Securities gains (losses) | $69,000 | 1,391 |
| Applicable income taxes | $-413,000 | 7,424 |
| Income before extraordinary items | $-606,000 | 6,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-606,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,996,000 | 1,289 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-650,160 | 6,933 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 3,040 |
| Total interest expense | $4,673,000 | 2,523 |
| Net interest income | $4,527,000 | 3,481 |
| Provision for loan and lease losses | $344,000 | 3,327 |
| Total noninterest income | $703,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $499,000 | 2,465 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 4,374 |
| Total noninterest expense | $4,172,000 | 3,274 |
| Salaries and employee benefits | $2,223,000 | 3,330 |
| Premises and equipment expense | $463,000 | 3,864 |
| Additional noninterest expense | $1,486,000 | 2,792 |
| Pre-tax net operating income | $714,000 | 4,309 |
| Securities gains (losses) | $69,000 | 1,205 |
| Applicable income taxes | $206,000 | 2,882 |
| Income before extraordinary items | $577,000 | 4,195 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $577,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $525,940 | 4,495 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,082 |
| Total interest expense | $3,172,000 | 2,575 |
| Net interest income | $2,977,000 | 3,510 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $464,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $336,000 | 2,424 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $128,000 | 4,591 |
| Total noninterest expense | $2,836,000 | 3,233 |
| Salaries and employee benefits | $1,568,000 | 3,202 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $963,000 | 2,841 |
| Pre-tax net operating income | $441,000 | 4,608 |
| Securities gains (losses) | $58,000 | 1,332 |
| Applicable income taxes | $130,000 | 3,177 |
| Income before extraordinary items | $369,000 | 4,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $326,080 | 4,808 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 3,093 |
| Total interest expense | $1,675,000 | 2,612 |
| Net interest income | $1,467,000 | 3,535 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $233,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $1,411,000 | 3,245 |
| Salaries and employee benefits | $796,000 | 3,176 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $463,000 | 2,907 |
| Pre-tax net operating income | $259,000 | 4,460 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $78,000 | 3,080 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $188,020 | 4,677 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,677,000 | 3,137 |
| Total interest expense | $6,175,000 | 2,943 |
| Net interest income | $6,502,000 | 3,295 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $858,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $582,000 | 2,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $276,000 | 4,402 |
| Total noninterest expense | $5,715,000 | 3,100 |
| Salaries and employee benefits | $3,089,000 | 3,144 |
| Premises and equipment expense | $622,000 | 3,736 |
| Additional noninterest expense | $2,004,000 | 2,673 |
| Pre-tax net operating income | $1,375,000 | 4,063 |
| Securities gains (losses) | $-32,000 | 7,893 |
| Applicable income taxes | $391,000 | 3,053 |
| Income before extraordinary items | $952,000 | 4,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $952,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $974,720 | 4,366 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,310,000 | 3,192 |
| Total interest expense | $4,456,000 | 3,023 |
| Net interest income | $4,854,000 | 3,311 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $637,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,425 |
| Total noninterest expense | $4,370,000 | 3,027 |
| Salaries and employee benefits | $2,437,000 | 2,997 |
| Premises and equipment expense | $484,000 | 3,630 |
| Additional noninterest expense | $1,449,000 | 2,703 |
| Pre-tax net operating income | $941,000 | 4,498 |
| Securities gains (losses) | $-30,000 | 8,064 |
| Applicable income taxes | $261,000 | 3,382 |
| Income before extraordinary items | $650,000 | 4,855 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $650,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $671,300 | 4,764 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 3,304 |
| Total interest expense | $2,830,000 | 3,148 |
| Net interest income | $3,141,000 | 3,420 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $416,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $279,000 | 2,812 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $137,000 | 4,494 |
| Total noninterest expense | $2,889,000 | 3,062 |
| Salaries and employee benefits | $1,640,000 | 3,005 |
| Premises and equipment expense | $321,000 | 3,671 |
| Additional noninterest expense | $928,000 | 2,798 |
| Pre-tax net operating income | $578,000 | 4,757 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $165,000 | 3,519 |
| Income before extraordinary items | $413,000 | 4,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $413,000 | 4,987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 3,432 |
| Total interest expense | $1,328,000 | 3,274 |
| Net interest income | $1,514,000 | 3,515 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $202,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $135,000 | 2,824 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $1,383,000 | 3,180 |
| Salaries and employee benefits | $791,000 | 3,119 |
| Premises and equipment expense | $162,000 | 3,666 |
| Additional noninterest expense | $430,000 | 2,979 |
| Pre-tax net operating income | $273,000 | 4,868 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $195,000 | 5,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $195,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,895 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $195,000 | 5,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,532,000 | 3,445 |
| Total interest expense | $4,471,000 | 3,304 |
| Net interest income | $6,061,000 | 3,500 |
| Provision for loan and lease losses | $130,000 | 4,259 |
| Total noninterest income | $900,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $633,000 | 2,580 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $5,304,000 | 3,194 |
| Salaries and employee benefits | $2,854,000 | 3,273 |
| Premises and equipment expense | $615,000 | 3,690 |
| Additional noninterest expense | $1,835,000 | 2,764 |
| Pre-tax net operating income | $1,527,000 | 4,245 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $463,000 | 3,250 |
| Income before extraordinary items | $1,065,000 | 4,572 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,065,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,064,300 | 4,562 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 3,464 |
| Total interest expense | $3,217,000 | 3,313 |
| Net interest income | $4,536,000 | 3,522 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $696,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $493,000 | 2,509 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 4,511 |
| Total noninterest expense | $4,023,000 | 3,155 |
| Salaries and employee benefits | $2,192,000 | 3,202 |
| Premises and equipment expense | $449,000 | 3,783 |
| Additional noninterest expense | $1,382,000 | 2,744 |
| Pre-tax net operating income | $1,079,000 | 4,562 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $315,000 | 3,512 |
| Income before extraordinary items | $764,000 | 4,799 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $764,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $764,000 | 4,799 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 3,447 |
| Total interest expense | $2,099,000 | 3,251 |
| Net interest income | $3,020,000 | 3,528 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $484,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $348,000 | 2,363 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 4,497 |
| Total noninterest expense | $2,721,000 | 3,122 |
| Salaries and employee benefits | $1,438,000 | 3,256 |
| Premises and equipment expense | $292,000 | 3,847 |
| Additional noninterest expense | $991,000 | 2,589 |
| Pre-tax net operating income | $653,000 | 4,793 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $205,000 | 3,582 |
| Income before extraordinary items | $448,000 | 5,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $448,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $448,000 | 5,135 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 3,462 |
| Total interest expense | $1,026,000 | 3,200 |
| Net interest income | $1,458,000 | 3,621 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $233,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $1,288,000 | 3,293 |
| Salaries and employee benefits | $710,000 | 3,294 |
| Premises and equipment expense | $146,000 | 3,863 |
| Additional noninterest expense | $432,000 | 2,910 |
| Pre-tax net operating income | $303,000 | 4,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 3,671 |
| Total interest expense | $3,053,000 | 3,288 |
| Net interest income | $5,197,000 | 3,843 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $1,033,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $720,000 | 2,290 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $313,000 | 4,248 |
| Total noninterest expense | $4,330,000 | 3,638 |
| Salaries and employee benefits | $2,291,000 | 3,732 |
| Premises and equipment expense | $495,000 | 4,215 |
| Additional noninterest expense | $1,544,000 | 3,149 |
| Pre-tax net operating income | $1,685,000 | 4,111 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $564,000 | 3,171 |
| Income before extraordinary items | $1,136,000 | 4,486 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,136,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,125,950 | 4,461 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 3,758 |
| Total interest expense | $2,128,000 | 3,332 |
| Net interest income | $3,787,000 | 3,915 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $787,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $554,000 | 2,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,256 |
| Total noninterest expense | $3,317,000 | 3,550 |
| Salaries and employee benefits | $1,813,000 | 3,554 |
| Premises and equipment expense | $331,000 | 4,530 |
| Additional noninterest expense | $1,173,000 | 3,095 |
| Pre-tax net operating income | $1,077,000 | 4,584 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $340,000 | 3,569 |
| Income before extraordinary items | $740,000 | 4,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $740,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $737,930 | 4,914 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 3,786 |
| Total interest expense | $1,341,000 | 3,337 |
| Net interest income | $2,452,000 | 3,984 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $525,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $375,000 | 2,189 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $150,000 | 4,323 |
| Total noninterest expense | $2,098,000 | 3,675 |
| Salaries and employee benefits | $1,177,000 | 3,619 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $729,000 | 3,252 |
| Pre-tax net operating income | $699,000 | 4,629 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $218,000 | 3,649 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $481,930 | 4,926 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 3,905 |
| Total interest expense | $616,000 | 3,442 |
| Net interest income | $1,195,000 | 4,075 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $264,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $179,000 | 2,210 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $1,033,000 | 3,753 |
| Salaries and employee benefits | $599,000 | 3,573 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $342,000 | 3,433 |
| Pre-tax net operating income | $336,000 | 4,711 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $229,960 | 5,056 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 4,233 |
| Total interest expense | $1,905,000 | 3,791 |
| Net interest income | $4,156,000 | 4,360 |
| Provision for loan and lease losses | $335,000 | 2,700 |
| Total noninterest income | $830,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $613,000 | 2,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 4,934 |
| Total noninterest expense | $3,762,000 | 3,933 |
| Salaries and employee benefits | $2,105,000 | 3,828 |
| Premises and equipment expense | $335,000 | 5,363 |
| Additional noninterest expense | $1,322,000 | 3,478 |
| Pre-tax net operating income | $889,000 | 5,523 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $271,000 | 4,343 |
| Income before extraordinary items | $646,000 | 5,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $646,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $626,400 | 5,786 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 4,352 |
| Total interest expense | $1,338,000 | 3,960 |
| Net interest income | $3,000,000 | 4,473 |
| Provision for loan and lease losses | $245,000 | 2,606 |
| Total noninterest income | $576,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $421,000 | 2,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $2,738,000 | 3,998 |
| Salaries and employee benefits | $1,542,000 | 3,870 |
| Premises and equipment expense | $238,000 | 5,500 |
| Additional noninterest expense | $958,000 | 3,544 |
| Pre-tax net operating income | $593,000 | 5,930 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $176,000 | 4,637 |
| Income before extraordinary items | $441,000 | 6,098 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $441,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $423,960 | 6,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 4,470 |
| Total interest expense | $803,000 | 4,278 |
| Net interest income | $1,987,000 | 4,495 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $348,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $241,000 | 3,226 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $1,759,000 | 4,146 |
| Salaries and employee benefits | $986,000 | 4,028 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $612,000 | 3,690 |
| Pre-tax net operating income | $421,000 | 5,742 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $126,000 | 4,529 |
| Income before extraordinary items | $319,000 | 5,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $301,720 | 5,949 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 4,620 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $962,000 | 4,595 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $165,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $121,000 | 3,142 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $883,000 | 4,152 |
| Salaries and employee benefits | $500,000 | 4,007 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $305,000 | 3,703 |
| Pre-tax net operating income | $179,000 | 6,077 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,480 | 6,214 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 4,792 |
| Total interest expense | $1,593,000 | 4,699 |
| Net interest income | $3,553,000 | 4,748 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $726,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $400,000 | 3,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $326,000 | 4,339 |
| Total noninterest expense | $3,174,000 | 4,434 |
| Salaries and employee benefits | $1,726,000 | 4,394 |
| Premises and equipment expense | $291,000 | 5,749 |
| Additional noninterest expense | $1,157,000 | 3,832 |
| Pre-tax net operating income | $920,000 | 5,375 |
| Securities gains (losses) | $131,000 | 1,665 |
| Applicable income taxes | $245,000 | 4,610 |
| Income before extraordinary items | $806,000 | 5,220 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $806,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $705,130 | 5,404 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 4,875 |
| Total interest expense | $1,212,000 | 4,786 |
| Net interest income | $2,618,000 | 4,807 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $555,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $284,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 4,222 |
| Total noninterest expense | $2,304,000 | 4,519 |
| Salaries and employee benefits | $1,212,000 | 4,583 |
| Premises and equipment expense | $214,000 | 5,799 |
| Additional noninterest expense | $878,000 | 3,779 |
| Pre-tax net operating income | $699,000 | 5,507 |
| Securities gains (losses) | $103,000 | 1,721 |
| Applicable income taxes | $201,000 | 4,638 |
| Income before extraordinary items | $601,000 | 5,389 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $601,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,249 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $523,750 | 5,551 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 4,908 |
| Total interest expense | $811,000 | 4,884 |
| Net interest income | $1,747,000 | 4,808 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $358,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $188,000 | 3,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $170,000 | 4,337 |
| Total noninterest expense | $1,502,000 | 4,587 |
| Salaries and employee benefits | $768,000 | 4,767 |
| Premises and equipment expense | $130,000 | 6,058 |
| Additional noninterest expense | $604,000 | 3,681 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $102,000 | 1,496 |
| Applicable income taxes | $138,000 | 4,635 |
| Income before extraordinary items | $397,000 | 5,430 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $397,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $321,520 | 5,744 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 4,971 |
| Total interest expense | $399,000 | 5,044 |
| Net interest income | $864,000 | 4,827 |
| Provision for loan and lease losses | $125,000 | 1,986 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 4,275 |
| Total noninterest expense | $683,000 | 4,881 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $261,000 | 4,074 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $49,000 | 1,402 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $205,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $169,230 | 5,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 5,350 |
| Total interest expense | $1,450,000 | 5,840 |
| Net interest income | $3,295,000 | 4,964 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $612,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $390,000 | 3,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,815 |
| Total noninterest expense | $2,725,000 | 4,783 |
| Salaries and employee benefits | $1,460,000 | 4,791 |
| Premises and equipment expense | $278,000 | 5,793 |
| Additional noninterest expense | $987,000 | 4,221 |
| Pre-tax net operating income | $782,000 | 5,826 |
| Securities gains (losses) | $116,000 | 1,608 |
| Applicable income taxes | $253,000 | 4,743 |
| Income before extraordinary items | $645,000 | 5,775 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $645,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $561,480 | 5,985 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 5,381 |
| Total interest expense | $2,455,000 | 5,455 |
| Net interest income | $2,899,000 | 5,191 |
| Provision for loan and lease losses | $510,000 | 2,161 |
| Total noninterest income | $539,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $312,000 | 4,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $227,000 | 4,672 |
| Total noninterest expense | $2,525,000 | 4,912 |
| Salaries and employee benefits | $1,281,000 | 5,084 |
| Premises and equipment expense | $338,000 | 5,156 |
| Additional noninterest expense | $906,000 | 4,387 |
| Pre-tax net operating income | $403,000 | 6,968 |
| Securities gains (losses) | $184,000 | 1,268 |
| Applicable income taxes | $223,000 | 4,825 |
| Income before extraordinary items | $364,000 | 6,767 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $364,000 | 6,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,676 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $246,240 | 7,337 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 6,088 |
| Total interest expense | $1,754,000 | 6,694 |
| Net interest income | $2,751,000 | 5,466 |
| Provision for loan and lease losses | $250,000 | 3,225 |
| Total noninterest income | $347,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $2,371,000 | 5,040 |
| Salaries and employee benefits | $1,215,000 | 5,176 |
| Premises and equipment expense | $292,000 | 5,509 |
| Additional noninterest expense | $864,000 | 4,483 |
| Pre-tax net operating income | $477,000 | 7,112 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $181,000 | 5,591 |
| Income before extraordinary items | $296,000 | 7,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $296,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $296,000 | 7,509 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 7,724 |
| Total interest expense | $955,000 | 8,297 |
| Net interest income | $1,713,000 | 7,175 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $391,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,224 |
| Total noninterest expense | $1,848,000 | 5,987 |
| Salaries and employee benefits | $908,000 | 6,262 |
| Premises and equipment expense | $224,000 | 6,435 |
| Additional noninterest expense | $716,000 | 5,167 |
| Pre-tax net operating income | $104,000 | 9,057 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $-360,000 | 10,110 |
| Income before extraordinary items | $460,000 | 6,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $460,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,654 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $464,000 | 6,602 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 9,181 |
| Total interest expense | $594,000 | 9,495 |
| Net interest income | $992,000 | 8,811 |
| Provision for loan and lease losses | $315,000 | 2,500 |
| Total noninterest income | $173,000 | 7,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $1,441,000 | 6,850 |
| Salaries and employee benefits | $730,000 | 7,023 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $532,000 | 6,219 |
| Pre-tax net operating income | $-591,000 | 10,226 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-591,000 | 10,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-591,000 | 10,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,932 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-591,000 | 10,241 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 10,805 |
| Total interest expense | $45,000 | 10,835 |
| Net interest income | $237,000 | 10,749 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $11,000 | 10,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $540,000 | 9,975 |
| Salaries and employee benefits | $235,000 | 10,369 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $-324,000 | 10,651 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-324,000 | 10,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-324,000 | 10,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 113 |
| Net operating income | $-324,000 | 10,666 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.