Home > Decatur First Bank > Assets and Liabilities
Decatur First Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 36 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $184,750,000 | 3,311 |
| Cash and due from depository institutions | $24,294,000 | 3,794 |
| Interest-bearing balances | $22,293,000 | 1,728 |
| Securities | $43,837,000 | 2,796 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 3,399 |
| Net loans & leases | $92,738,000 | 3,789 |
| Loan loss allowance | $3,051,000 | 2,354 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $3,902,000 | 2,830 |
| Other real estate owned | $14,685,000 | 3,794 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $5,064,000 | 3,067 |
| Life insurance assets | $1,890,000 | 2,428 |
| Total liabilities and capital | $184,750,000 | 3,311 |
| Total liabilities | $183,137,000 | 3,037 |
| Total deposits | $172,042,000 | 3,036 |
| Interest-bearing deposits | $150,724,000 | 2,909 |
| Deposits held in domestic offices | $172,042,000 | 3,035 |
| % insured | 95.69% | 1,629 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,095,000 | 3,166 |
| Total equity capital | $1,613,000 | 7,343 |
| Total bank equity capital | $1,613,000 | 7,343 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $4,000,000 | 1,065 |
| Surplus | $13,972,000 | 2,058 |
| Undivided profits | $-16,359,000 | 7,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $7,331,000 | 1,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $588,000 | 4,443 |
| Earning assets | $159,098,000 | 3,462 |
| Long-term assets (5+ years) | $44,514,000 | 2,862 |
| Average Assets, year-to-date | $193,203,500 | 3,156 |
| Average Assets, quarterly | $188,127,000 | 3,245 |
| Volatile liabilities | $6,726,000 | 4,177 |
| Insider loans | $508,000 | 4,862 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,037,000 | 3,642 |
| Tier 1 (core) risk-based capital | $895,000 | 7,405 |
| Tier 2 risk-based capital | $895,000 | 4,347 |
| Total risk weighted assets | $123,328,000 | 3,238 |
| Total unused commitments | $11,037,000 | 3,645 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 36 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $191,504,000 | 3,212 |
| Cash and due from depository institutions | $26,196,000 | 3,829 |
| Interest-bearing balances | $22,690,000 | 1,566 |
| Securities | $41,220,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $1,360,000 | 2,509 |
| Net loans & leases | $100,279,000 | 3,624 |
| Loan loss allowance | $3,064,000 | 2,353 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,956,000 | 2,809 |
| Other real estate owned | $13,314,000 | 3,829 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $5,179,000 | 3,026 |
| Life insurance assets | $1,877,000 | 2,406 |
| Total liabilities and capital | $191,504,000 | 3,212 |
| Total liabilities | $189,881,000 | 2,972 |
| Total deposits | $179,196,000 | 2,940 |
| Interest-bearing deposits | $156,471,000 | 2,831 |
| Deposits held in domestic offices | $179,196,000 | 2,939 |
| % insured | 95.84% | 1,586 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $685,000 | 3,966 |
| Total equity capital | $1,623,000 | 7,407 |
| Total bank equity capital | $1,623,000 | 7,407 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,000,000 | 1,080 |
| Surplus | $13,969,000 | 2,060 |
| Undivided profits | $-16,346,000 | 7,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,460,000 | 1,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $636,000 | 4,229 |
| Earning assets | $165,549,000 | 3,346 |
| Long-term assets (5+ years) | $43,552,000 | 2,882 |
| Average Assets, year-to-date | $196,021,330 | 3,135 |
| Average Assets, quarterly | $195,139,500 | 3,163 |
| Volatile liabilities | $6,463,000 | 4,289 |
| Insider loans | $615,000 | 4,654 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $12,884,000 | 3,362 |
| Tier 1 (core) risk-based capital | $1,618,000 | 7,398 |
| Tier 2 risk-based capital | $1,618,000 | 2,961 |
| Total risk weighted assets | $130,309,000 | 3,135 |
| Total unused commitments | $12,884,000 | 3,362 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 36 | 3,847 |
| Assets and Liabilities | ||
| Total Assets: | $198,775,000 | 3,143 |
| Cash and due from depository institutions | $31,118,000 | 3,847 |
| Interest-bearing balances | $28,554,000 | 1,358 |
| Securities | $36,769,000 | 3,148 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 3,373 |
| Net loans & leases | $107,529,000 | 3,479 |
| Loan loss allowance | $2,809,000 | 2,527 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,007,000 | 2,800 |
| Other real estate owned | $12,991,000 | 3,847 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $5,631,000 | 2,916 |
| Life insurance assets | $1,858,000 | 2,415 |
| Total liabilities and capital | $198,775,000 | 3,143 |
| Total liabilities | $194,558,000 | 2,923 |
| Total deposits | $182,820,000 | 2,918 |
| Interest-bearing deposits | $161,213,000 | 2,810 |
| Deposits held in domestic offices | $182,820,000 | 2,916 |
| % insured | 95.45% | 1,810 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 1,987 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $738,000 | 3,724 |
| Total equity capital | $4,217,000 | 6,808 |
| Total bank equity capital | $4,217,000 | 6,808 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,000,000 | 1,096 |
| Surplus | $13,240,000 | 2,153 |
| Undivided profits | $-13,023,000 | 7,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,702,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $600,000 | 4,364 |
| Earning assets | $173,582,000 | 3,252 |
| Long-term assets (5+ years) | $39,448,000 | 2,993 |
| Average Assets, year-to-date | $198,280,000 | 3,139 |
| Average Assets, quarterly | $198,280,000 | 3,139 |
| Volatile liabilities | $8,219,000 | 3,909 |
| Insider loans | $632,000 | 4,642 |
| FHLB advances | $11,000,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $11,014,000 | 3,751 |
| Tier 1 (core) risk-based capital | $4,895,000 | 6,548 |
| Tier 2 risk-based capital | $1,719,000 | 2,840 |
| Total risk weighted assets | $136,452,000 | 3,041 |
| Total unused commitments | $11,014,000 | 3,752 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 36 | 3,875 |
| Assets and Liabilities | ||
| Total Assets: | $197,785,000 | 3,158 |
| Cash and due from depository institutions | $27,383,000 | 3,875 |
| Interest-bearing balances | $25,120,000 | 1,354 |
| Securities | $34,077,000 | 3,213 |
| Federal funds sold & reverse repurchase agreements | $1,515,000 | 2,733 |
| Net loans & leases | $113,894,000 | 3,393 |
| Loan loss allowance | $3,037,000 | 2,355 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,057,000 | 2,802 |
| Other real estate owned | $12,083,000 | 3,875 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,776,000 | 3,312 |
| Life insurance assets | $1,843,000 | 2,408 |
| Total liabilities and capital | $197,785,000 | 3,158 |
| Total liabilities | $193,755,000 | 2,931 |
| Total deposits | $180,998,000 | 2,926 |
| Interest-bearing deposits | $162,147,000 | 2,797 |
| Deposits held in domestic offices | $180,998,000 | 2,923 |
| % insured | 95.46% | 1,755 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,040 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $757,000 | 3,750 |
| Total equity capital | $4,030,000 | 6,931 |
| Total bank equity capital | $4,030,000 | 6,931 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,000,000 | 1,105 |
| Surplus | $12,737,000 | 2,228 |
| Undivided profits | $-12,707,000 | 7,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,287,000 | 1,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $690,000 | 4,084 |
| Earning assets | $174,606,000 | 3,247 |
| Long-term assets (5+ years) | $36,319,000 | 3,077 |
| Average Assets, year-to-date | $223,160,800 | 2,829 |
| Average Assets, quarterly | $204,184,000 | 3,072 |
| Volatile liabilities | $48,428,000 | 2,594 |
| Insider loans | $647,000 | 4,711 |
| FHLB advances | $12,000,000 | 1,937 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $11,252,000 | 3,627 |
| Tier 1 (core) risk-based capital | $4,806,000 | 6,633 |
| Tier 2 risk-based capital | $1,782,000 | 2,769 |
| Total risk weighted assets | $141,268,000 | 3,001 |
| Total unused commitments | $11,252,000 | 3,628 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $210,583,000 | 3,030 |
| Cash and due from depository institutions | $36,629,000 | 3,946 |
| Interest-bearing balances | $35,164,000 | 1,028 |
| Securities | $33,983,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $1,735,000 | 2,761 |
| Net loans & leases | $116,741,000 | 3,393 |
| Loan loss allowance | $3,314,000 | 2,211 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,087,000 | 2,818 |
| Other real estate owned | $13,105,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,303,000 | 3,612 |
| Life insurance assets | $1,819,000 | 2,412 |
| Total liabilities and capital | $210,583,000 | 3,030 |
| Total liabilities | $204,747,000 | 2,822 |
| Total deposits | $190,918,000 | 2,813 |
| Interest-bearing deposits | $172,538,000 | 2,690 |
| Deposits held in domestic offices | $190,918,000 | 2,810 |
| % insured | 93.56% | 2,118 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,145 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,829,000 | 2,350 |
| Total equity capital | $5,836,000 | 6,499 |
| Total bank equity capital | $5,836,000 | 6,499 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,000,000 | 1,116 |
| Surplus | $11,815,000 | 2,352 |
| Undivided profits | $-9,979,000 | 7,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,096,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $614,000 | 4,662 |
| Earning assets | $187,623,000 | 3,080 |
| Long-term assets (5+ years) | $35,652,000 | 3,090 |
| Average Assets, year-to-date | $229,504,750 | 2,792 |
| Average Assets, quarterly | $221,204,000 | 2,900 |
| Volatile liabilities | $51,490,000 | 2,532 |
| Insider loans | $659,000 | 4,750 |
| FHLB advances | $12,000,000 | 2,038 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,014,000 | 3,734 |
| Tier 1 (core) risk-based capital | $5,449,000 | 6,503 |
| Tier 2 risk-based capital | $1,807,000 | 2,790 |
| Total risk weighted assets | $143,085,000 | 3,021 |
| Total unused commitments | $11,014,000 | 3,737 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 37 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $231,825,000 | 2,803 |
| Cash and due from depository institutions | $44,098,000 | 3,913 |
| Interest-bearing balances | $41,769,000 | 844 |
| Securities | $34,854,000 | 3,160 |
| Federal funds sold & reverse repurchase agreements | $5,885,000 | 1,351 |
| Net loans & leases | $125,908,000 | 3,236 |
| Loan loss allowance | $4,280,000 | 1,812 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,059,000 | 2,865 |
| Other real estate owned | $11,273,000 | 3,913 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,748,000 | 3,011 |
| Life insurance assets | $1,793,000 | 2,424 |
| Total liabilities and capital | $231,825,000 | 2,803 |
| Total liabilities | $225,072,000 | 2,612 |
| Total deposits | $209,468,000 | 2,579 |
| Interest-bearing deposits | $189,707,000 | 2,454 |
| Deposits held in domestic offices | $209,468,000 | 2,577 |
| % insured | 93.23% | 2,351 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,000,000 | 2,062 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,604,000 | 2,482 |
| Total equity capital | $6,753,000 | 6,225 |
| Total bank equity capital | $6,753,000 | 6,225 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,000,000 | 1,134 |
| Surplus | $11,812,000 | 2,354 |
| Undivided profits | $-9,059,000 | 7,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,496,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $795,000 | 3,853 |
| Earning assets | $208,416,000 | 2,843 |
| Long-term assets (5+ years) | $34,649,000 | 3,123 |
| Average Assets, year-to-date | $235,812,000 | 2,741 |
| Average Assets, quarterly | $236,507,000 | 2,742 |
| Volatile liabilities | $59,623,000 | 2,265 |
| Insider loans | $654,000 | 4,818 |
| FHLB advances | $14,000,000 | 1,965 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $13,299,000 | 3,417 |
| Tier 1 (core) risk-based capital | $6,437,000 | 6,218 |
| Tier 2 risk-based capital | $1,972,000 | 2,614 |
| Total risk weighted assets | $154,678,000 | 2,863 |
| Total unused commitments | $13,299,000 | 3,424 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 37 | 3,950 |
| Assets and Liabilities | ||
| Total Assets: | $241,189,000 | 2,747 |
| Cash and due from depository institutions | $44,766,000 | 3,950 |
| Interest-bearing balances | $42,072,000 | 818 |
| Securities | $37,896,000 | 2,974 |
| Federal funds sold & reverse repurchase agreements | $1,995,000 | 2,990 |
| Net loans & leases | $133,358,000 | 3,144 |
| Loan loss allowance | $3,457,000 | 2,181 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,122,000 | 2,882 |
| Other real estate owned | $13,149,000 | 3,950 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,903,000 | 3,033 |
| Life insurance assets | $1,767,000 | 2,450 |
| Total liabilities and capital | $241,189,000 | 2,747 |
| Total liabilities | $230,725,000 | 2,596 |
| Total deposits | $215,164,000 | 2,557 |
| Interest-bearing deposits | $196,506,000 | 2,429 |
| Deposits held in domestic offices | $215,164,000 | 2,555 |
| % insured | 94.35% | 1,973 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,000,000 | 2,178 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,561,000 | 2,535 |
| Total equity capital | $10,464,000 | 5,136 |
| Total bank equity capital | $10,464,000 | 5,134 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,000,000 | 1,159 |
| Surplus | $11,805,000 | 2,388 |
| Undivided profits | $-5,341,000 | 7,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,214,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $809,000 | 3,886 |
| Earning assets | $215,321,000 | 2,815 |
| Long-term assets (5+ years) | $37,084,000 | 2,990 |
| Average Assets, year-to-date | $237,805,500 | 2,788 |
| Average Assets, quarterly | $237,805,500 | 2,788 |
| Volatile liabilities | $55,719,000 | 2,484 |
| Insider loans | $635,000 | 4,940 |
| FHLB advances | $14,000,000 | 2,076 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,137,000 | 3,424 |
| Tier 1 (core) risk-based capital | $10,503,000 | 4,989 |
| Tier 2 risk-based capital | $2,082,000 | 2,558 |
| Total risk weighted assets | $165,189,000 | 2,758 |
| Total unused commitments | $14,137,000 | 3,427 |
| Derivatives | $6,000,000 | 609 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $234,422,000 | 2,843 |
| Cash and due from depository institutions | $30,008,000 | 3,992 |
| Interest-bearing balances | $20,475,000 | 1,376 |
| Securities | $37,439,000 | 3,001 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 2,107 |
| Net loans & leases | $141,115,000 | 3,048 |
| Loan loss allowance | $3,653,000 | 2,067 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,194,000 | 2,882 |
| Other real estate owned | $12,050,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,091,000 | 3,025 |
| Life insurance assets | $1,747,000 | 2,451 |
| Total liabilities and capital | $234,422,000 | 2,843 |
| Total liabilities | $222,662,000 | 2,700 |
| Total deposits | $206,888,000 | 2,658 |
| Interest-bearing deposits | $187,162,000 | 2,528 |
| Deposits held in domestic offices | $206,888,000 | 2,656 |
| % insured | 93.73% | 2,243 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,000,000 | 2,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,774,000 | 2,346 |
| Total equity capital | $11,760,000 | 4,773 |
| Total bank equity capital | $11,760,000 | 4,772 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,000,000 | 1,175 |
| Surplus | $11,805,000 | 2,387 |
| Undivided profits | $-4,045,000 | 7,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,868,000 | 1,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,072,000 | 3,143 |
| Earning assets | $202,554,000 | 2,976 |
| Long-term assets (5+ years) | $36,585,000 | 2,982 |
| Average Assets, year-to-date | $235,379,600 | 2,761 |
| Average Assets, quarterly | $237,924,500 | 2,783 |
| Volatile liabilities | $40,456,000 | 3,233 |
| Insider loans | $675,000 | 4,919 |
| FHLB advances | $14,000,000 | 2,199 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,024,000 | 3,603 |
| Tier 1 (core) risk-based capital | $11,879,000 | 4,607 |
| Tier 2 risk-based capital | $2,111,000 | 2,555 |
| Total risk weighted assets | $167,306,000 | 2,796 |
| Total unused commitments | $13,024,000 | 3,605 |
| Derivatives | $6,000,000 | 584 |
| 2009-09-30 | Rank | |
| # of Employees: | 36 | 4,108 |
| Assets and Liabilities | ||
| Total Assets: | $241,427,000 | 2,757 |
| Cash and due from depository institutions | $31,223,000 | 4,108 |
| Interest-bearing balances | $23,647,000 | 1,072 |
| Securities | $37,601,000 | 2,989 |
| Federal funds sold & reverse repurchase agreements | $6,465,000 | 1,419 |
| Net loans & leases | $145,930,000 | 3,002 |
| Loan loss allowance | $2,474,000 | 2,677 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,201,000 | 2,897 |
| Other real estate owned | $9,567,000 | 4,108 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,440,000 | 2,608 |
| Life insurance assets | $1,681,000 | 2,484 |
| Total liabilities and capital | $241,427,000 | 2,757 |
| Total liabilities | $224,626,000 | 2,661 |
| Total deposits | $208,198,000 | 2,611 |
| Interest-bearing deposits | $188,251,000 | 2,520 |
| Deposits held in domestic offices | $208,198,000 | 2,608 |
| % insured | 95.54% | 1,643 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,428,000 | 3,007 |
| Total equity capital | $16,801,000 | 3,783 |
| Total bank equity capital | $16,801,000 | 3,783 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,000,000 | 1,199 |
| Surplus | $11,802,000 | 2,368 |
| Undivided profits | $999,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,553,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,004,000 | 3,560 |
| Earning assets | $213,643,000 | 2,865 |
| Long-term assets (5+ years) | $34,975,000 | 3,042 |
| Average Assets, year-to-date | $235,619,000 | 2,774 |
| Average Assets, quarterly | $238,861,500 | 2,780 |
| Volatile liabilities | $42,170,000 | 3,158 |
| Insider loans | $680,000 | 4,904 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,475,000 | 3,503 |
| Tier 1 (core) risk-based capital | $16,300,000 | 3,715 |
| Tier 2 risk-based capital | $2,098,000 | 2,568 |
| Total risk weighted assets | $167,517,000 | 2,816 |
| Total unused commitments | $14,475,000 | 3,504 |
| Derivatives | $6,000,000 | 620 |
| 2009-06-30 | Rank | |
| # of Employees: | 38 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $236,296,000 | 2,819 |
| Cash and due from depository institutions | $24,180,000 | 3,996 |
| Interest-bearing balances | $1,111,000 | 4,615 |
| Securities | $35,184,000 | 3,083 |
| Federal funds sold & reverse repurchase agreements | $5,524,000 | 1,759 |
| Net loans & leases | $152,589,000 | 2,920 |
| Loan loss allowance | $2,453,000 | 2,612 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,247,000 | 2,905 |
| Other real estate owned | $7,147,000 | 3,996 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,425,000 | 2,385 |
| Life insurance assets | $1,667,000 | 2,504 |
| Total liabilities and capital | $236,296,000 | 2,819 |
| Total liabilities | $219,178,000 | 2,730 |
| Total deposits | $202,727,000 | 2,670 |
| Interest-bearing deposits | $184,120,000 | 2,550 |
| Deposits held in domestic offices | $202,727,000 | 2,668 |
| % insured | 85.80% | 1,953 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,451,000 | 3,003 |
| Total equity capital | $17,118,000 | 3,688 |
| Total bank equity capital | $17,118,000 | 3,687 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $12,340,000 | 2,301 |
| Undivided profits | $778,000 | 6,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,497,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,138,000 | 3,044 |
| Earning assets | $194,408,000 | 3,108 |
| Long-term assets (5+ years) | $32,968,000 | 3,106 |
| Average Assets, year-to-date | $233,683,000 | 2,819 |
| Average Assets, quarterly | $235,567,000 | 2,814 |
| Volatile liabilities | $38,695,000 | 3,364 |
| Insider loans | $766,000 | 4,787 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,360,000 | 3,350 |
| Tier 1 (core) risk-based capital | $16,657,000 | 3,678 |
| Tier 2 risk-based capital | $2,199,000 | 2,448 |
| Total risk weighted assets | $175,673,000 | 2,727 |
| Total unused commitments | $16,360,000 | 3,351 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 37 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $234,838,000 | 2,847 |
| Cash and due from depository institutions | $9,033,000 | 4,098 |
| Interest-bearing balances | $1,237,000 | 4,197 |
| Securities | $36,687,000 | 3,002 |
| Federal funds sold & reverse repurchase agreements | $15,563,000 | 751 |
| Net loans & leases | $157,991,000 | 2,845 |
| Loan loss allowance | $2,489,000 | 2,514 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,310,000 | 2,884 |
| Other real estate owned | $4,767,000 | 4,098 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,487,000 | 2,600 |
| Life insurance assets | $1,653,000 | 2,525 |
| Total liabilities and capital | $234,838,000 | 2,847 |
| Total liabilities | $219,364,000 | 2,739 |
| Total deposits | $202,980,000 | 2,663 |
| Interest-bearing deposits | $182,598,000 | 2,581 |
| Deposits held in domestic offices | $202,980,000 | 2,661 |
| % insured | 83.31% | 2,780 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,384,000 | 3,029 |
| Total equity capital | $15,474,000 | 4,062 |
| Total bank equity capital | $15,474,000 | 4,062 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 1,221 |
| Surplus | $10,340,000 | 2,602 |
| Undivided profits | $1,134,000 | 6,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,452,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,106,000 | 3,132 |
| Earning assets | $211,478,000 | 2,888 |
| Long-term assets (5+ years) | $35,948,000 | 2,917 |
| Average Assets, year-to-date | $232,376,500 | 2,851 |
| Average Assets, quarterly | $232,376,500 | 2,851 |
| Volatile liabilities | $36,461,000 | 3,489 |
| Insider loans | $509,000 | 5,416 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,113,000 | 3,489 |
| Tier 1 (core) risk-based capital | $15,219,000 | 3,974 |
| Tier 2 risk-based capital | $2,228,000 | 2,415 |
| Total risk weighted assets | $177,976,000 | 2,709 |
| Total unused commitments | $16,113,000 | 3,490 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $229,915,000 | 2,873 |
| Cash and due from depository institutions | $7,471,000 | 4,134 |
| Interest-bearing balances | $1,444,000 | 3,337 |
| Securities | $35,928,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $3,847,000 | 2,260 |
| Net loans & leases | $168,662,000 | 2,716 |
| Loan loss allowance | $1,998,000 | 2,919 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,349,000 | 2,891 |
| Other real estate owned | $3,477,000 | 4,134 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,181,000 | 2,715 |
| Life insurance assets | $1,640,000 | 2,545 |
| Total liabilities and capital | $229,915,000 | 2,873 |
| Total liabilities | $214,383,000 | 2,779 |
| Total deposits | $194,155,000 | 2,720 |
| Interest-bearing deposits | $173,526,000 | 2,640 |
| Deposits held in domestic offices | $194,155,000 | 2,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $19,000,000 | 2,276 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,228,000 | 3,261 |
| Total equity capital | $15,532,000 | 4,037 |
| Total bank equity capital | $15,532,000 | 4,037 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $9,100,000 | 2,846 |
| Undivided profits | $2,432,000 | 5,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,921,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,092,000 | 3,407 |
| Earning assets | $209,881,000 | 2,886 |
| Long-term assets (5+ years) | $35,230,000 | 2,922 |
| Average Assets, year-to-date | $210,699,400 | 3,000 |
| Average Assets, quarterly | $222,548,000 | 2,927 |
| Volatile liabilities | $45,769,000 | 2,935 |
| Insider loans | $448,000 | 5,681 |
| FHLB advances | $19,000,000 | 2,170 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,819,000 | 3,294 |
| Tier 1 (core) risk-based capital | $15,445,000 | 3,909 |
| Tier 2 risk-based capital | $1,998,000 | 2,611 |
| Total risk weighted assets | $181,205,000 | 2,657 |
| Total unused commitments | $17,819,000 | 3,297 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 39 | 4,009 |
| Assets and Liabilities | ||
| Total Assets: | $215,181,000 | 3,025 |
| Cash and due from depository institutions | $4,862,000 | 4,009 |
| Interest-bearing balances | $819,000 | 3,217 |
| Securities | $29,540,000 | 3,433 |
| Federal funds sold & reverse repurchase agreements | $124,000 | 5,576 |
| Net loans & leases | $169,543,000 | 2,697 |
| Loan loss allowance | $1,984,000 | 2,729 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,380,000 | 2,848 |
| Other real estate owned | $1,308,000 | 4,009 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,424,000 | 2,978 |
| Life insurance assets | $1,627,000 | 2,556 |
| Total liabilities and capital | $215,181,000 | 3,025 |
| Total liabilities | $198,962,000 | 2,941 |
| Total deposits | $183,698,000 | 2,836 |
| Interest-bearing deposits | $163,514,000 | 2,746 |
| Deposits held in domestic offices | $183,698,000 | 2,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,000,000 | 2,727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,264,000 | 3,294 |
| Total equity capital | $16,219,000 | 3,904 |
| Total bank equity capital | $16,219,000 | 3,904 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,000,000 | 1,214 |
| Surplus | $9,100,000 | 2,832 |
| Undivided profits | $3,119,000 | 5,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 3,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,077,000 | 3,615 |
| Earning assets | $200,026,000 | 2,979 |
| Long-term assets (5+ years) | $27,484,000 | 3,386 |
| Average Assets, year-to-date | $205,895,500 | 3,059 |
| Average Assets, quarterly | $212,018,500 | 3,043 |
| Volatile liabilities | $31,598,000 | 3,691 |
| Insider loans | $727,000 | 4,937 |
| FHLB advances | $14,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $21,774,000 | 3,058 |
| Tier 1 (core) risk-based capital | $16,325,000 | 3,810 |
| Tier 2 risk-based capital | $1,984,000 | 2,542 |
| Total risk weighted assets | $176,387,000 | 2,722 |
| Total unused commitments | $21,774,000 | 3,059 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $208,856,000 | 3,087 |
| Cash and due from depository institutions | $8,285,000 | 3,975 |
| Interest-bearing balances | $998,000 | 2,944 |
| Securities | $28,822,000 | 3,543 |
| Federal funds sold & reverse repurchase agreements | $1,032,000 | 4,642 |
| Net loans & leases | $159,919,000 | 2,810 |
| Loan loss allowance | $1,861,000 | 2,813 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,446,000 | 2,829 |
| Other real estate owned | $1,265,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,087,000 | 3,069 |
| Life insurance assets | $1,613,000 | 2,578 |
| Total liabilities and capital | $208,856,000 | 3,087 |
| Total liabilities | $193,480,000 | 3,000 |
| Total deposits | $178,199,000 | 2,929 |
| Interest-bearing deposits | $155,174,000 | 2,875 |
| Deposits held in domestic offices | $178,199,000 | 2,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,000,000 | 2,633 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,281,000 | 3,229 |
| Total equity capital | $15,376,000 | 4,101 |
| Total bank equity capital | $15,376,000 | 4,101 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,000,000 | 1,209 |
| Surplus | $8,500,000 | 2,962 |
| Undivided profits | $2,876,000 | 5,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,050,000 | 3,614 |
| Earning assets | $190,771,000 | 3,098 |
| Long-term assets (5+ years) | $25,729,000 | 3,504 |
| Average Assets, year-to-date | $202,800,330 | 3,112 |
| Average Assets, quarterly | $206,389,500 | 3,092 |
| Volatile liabilities | $33,290,000 | 3,576 |
| Insider loans | $740,000 | 4,898 |
| FHLB advances | $14,000,000 | 2,530 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,127,000 | 2,841 |
| Tier 1 (core) risk-based capital | $15,496,000 | 3,998 |
| Tier 2 risk-based capital | $1,861,000 | 2,629 |
| Total risk weighted assets | $168,547,000 | 2,829 |
| Total unused commitments | $25,127,000 | 2,842 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $203,923,000 | 3,136 |
| Cash and due from depository institutions | $4,990,000 | 4,061 |
| Interest-bearing balances | $1,148,000 | 2,870 |
| Securities | $31,475,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $7,840,000 | 2,218 |
| Net loans & leases | $150,681,000 | 2,911 |
| Loan loss allowance | $1,727,000 | 2,898 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,493,000 | 2,787 |
| Other real estate owned | $0 | 4,061 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,444,000 | 3,267 |
| Life insurance assets | $1,600,000 | 2,578 |
| Total liabilities and capital | $203,923,000 | 3,136 |
| Total liabilities | $188,182,000 | 3,038 |
| Total deposits | $172,140,000 | 3,001 |
| Interest-bearing deposits | $149,486,000 | 2,976 |
| Deposits held in domestic offices | $172,140,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,480,000 | 2,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,562,000 | 2,987 |
| Total equity capital | $15,741,000 | 4,110 |
| Total bank equity capital | $15,741,000 | 4,110 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,000,000 | 1,204 |
| Surplus | $8,500,000 | 2,942 |
| Undivided profits | $3,241,000 | 5,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,198,000 | 3,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,008,000 | 3,725 |
| Earning assets | $191,144,000 | 3,073 |
| Long-term assets (5+ years) | $23,644,000 | 3,550 |
| Average Assets, year-to-date | $199,772,500 | 3,159 |
| Average Assets, quarterly | $199,772,500 | 3,159 |
| Volatile liabilities | $38,610,000 | 3,199 |
| Insider loans | $808,000 | 4,725 |
| FHLB advances | $14,480,000 | 2,333 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,501,000 | 2,961 |
| Tier 1 (core) risk-based capital | $15,656,000 | 3,953 |
| Tier 2 risk-based capital | $1,727,000 | 2,752 |
| Total risk weighted assets | $158,582,000 | 2,929 |
| Total unused commitments | $24,501,000 | 2,965 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 39 | 4,065 |
| Assets and Liabilities | ||
| Total Assets: | $195,622,000 | 3,196 |
| Cash and due from depository institutions | $4,708,000 | 4,065 |
| Interest-bearing balances | $1,273,000 | 2,326 |
| Securities | $28,210,000 | 3,591 |
| Federal funds sold & reverse repurchase agreements | $4,773,000 | 2,629 |
| Net loans & leases | $148,442,000 | 2,926 |
| Loan loss allowance | $1,690,000 | 2,889 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,810,000 | 2,624 |
| Other real estate owned | $0 | 4,065 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,679,000 | 3,205 |
| Life insurance assets | $1,586,000 | 2,566 |
| Total liabilities and capital | $195,622,000 | 3,196 |
| Total liabilities | $180,224,000 | 3,111 |
| Total deposits | $161,643,000 | 3,143 |
| Interest-bearing deposits | $140,083,000 | 3,108 |
| Deposits held in domestic offices | $161,643,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,980,000 | 2,082 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,601,000 | 2,902 |
| Total equity capital | $15,398,000 | 4,115 |
| Total bank equity capital | $15,398,000 | 4,115 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,195 |
| Surplus | $8,500,000 | 2,912 |
| Undivided profits | $2,898,000 | 5,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,074,000 | 3,775 |
| Earning assets | $182,698,000 | 3,140 |
| Long-term assets (5+ years) | $18,565,000 | 3,794 |
| Average Assets, year-to-date | $182,591,400 | 3,296 |
| Average Assets, quarterly | $191,652,500 | 3,240 |
| Volatile liabilities | $34,042,000 | 3,508 |
| Insider loans | $2,998,000 | 2,351 |
| FHLB advances | $16,980,000 | 1,985 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,179,000 | 3,167 |
| Tier 1 (core) risk-based capital | $15,216,000 | 4,033 |
| Tier 2 risk-based capital | $1,690,000 | 2,767 |
| Total risk weighted assets | $153,992,000 | 2,981 |
| Total unused commitments | $22,179,000 | 3,168 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $187,683,000 | 3,281 |
| Cash and due from depository institutions | $4,756,000 | 3,923 |
| Interest-bearing balances | $1,462,000 | 2,069 |
| Securities | $26,250,000 | 3,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $147,326,000 | 2,892 |
| Loan loss allowance | $1,655,000 | 2,915 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,859,000 | 2,527 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,492,000 | 3,319 |
| Life insurance assets | $1,573,000 | 2,530 |
| Total liabilities and capital | $187,683,000 | 3,281 |
| Total liabilities | $172,739,000 | 3,194 |
| Total deposits | $154,344,000 | 3,232 |
| Interest-bearing deposits | $132,151,000 | 3,231 |
| Deposits held in domestic offices | $154,344,000 | 3,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,000 | 3,378 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,980,000 | 1,954 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,333,000 | 3,378 |
| Total equity capital | $14,944,000 | 4,202 |
| Total bank equity capital | $14,944,000 | 4,202 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,178 |
| Surplus | $8,500,000 | 2,853 |
| Undivided profits | $2,444,000 | 6,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,069,000 | 4,008 |
| Earning assets | $175,038,000 | 3,231 |
| Long-term assets (5+ years) | $15,041,000 | 4,100 |
| Average Assets, year-to-date | $179,333,750 | 3,331 |
| Average Assets, quarterly | $186,125,000 | 3,277 |
| Volatile liabilities | $30,386,000 | 3,715 |
| Insider loans | $3,205,000 | 2,212 |
| FHLB advances | $16,980,000 | 1,858 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,632,000 | 2,908 |
| Tier 1 (core) risk-based capital | $14,937,000 | 4,098 |
| Tier 2 risk-based capital | $1,655,000 | 2,805 |
| Total risk weighted assets | $151,466,000 | 2,971 |
| Total unused commitments | $25,632,000 | 2,908 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $184,567,000 | 3,316 |
| Cash and due from depository institutions | $6,364,000 | 3,891 |
| Interest-bearing balances | $1,712,000 | 1,960 |
| Securities | $25,808,000 | 3,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $143,104,000 | 2,956 |
| Loan loss allowance | $1,575,000 | 3,036 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,915,000 | 2,505 |
| Other real estate owned | $0 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,376,000 | 3,326 |
| Life insurance assets | $1,559,000 | 2,543 |
| Total liabilities and capital | $184,567,000 | 3,316 |
| Total liabilities | $170,101,000 | 3,227 |
| Total deposits | $154,234,000 | 3,241 |
| Interest-bearing deposits | $130,295,000 | 3,270 |
| Deposits held in domestic offices | $154,234,000 | 3,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,851,000 | 2,060 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,980,000 | 2,294 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,036,000 | 3,805 |
| Total equity capital | $14,466,000 | 4,217 |
| Total bank equity capital | $14,466,000 | 4,217 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000,000 | 1,166 |
| Surplus | $8,500,000 | 2,846 |
| Undivided profits | $1,966,000 | 6,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $997,000 | 3,989 |
| Earning assets | $170,624,000 | 3,285 |
| Long-term assets (5+ years) | $12,553,000 | 4,368 |
| Average Assets, year-to-date | $176,550,670 | 3,393 |
| Average Assets, quarterly | $179,993,000 | 3,371 |
| Volatile liabilities | $36,034,000 | 3,278 |
| Insider loans | $3,141,000 | 2,231 |
| FHLB advances | $11,980,000 | 2,180 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,406,000 | 2,940 |
| Tier 1 (core) risk-based capital | $14,552,000 | 4,157 |
| Tier 2 risk-based capital | $1,575,000 | 2,926 |
| Total risk weighted assets | $147,717,000 | 3,030 |
| Total unused commitments | $25,406,000 | 2,940 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 41 | 3,930 |
| Assets and Liabilities | ||
| Total Assets: | $175,419,000 | 3,459 |
| Cash and due from depository institutions | $7,431,000 | 3,930 |
| Interest-bearing balances | $1,694,000 | 2,099 |
| Securities | $25,106,000 | 3,890 |
| Federal funds sold & reverse repurchase agreements | $1,029,000 | 5,813 |
| Net loans & leases | $132,883,000 | 3,132 |
| Loan loss allowance | $1,547,000 | 3,084 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,972,000 | 2,449 |
| Other real estate owned | $0 | 3,930 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,998,000 | 3,458 |
| Life insurance assets | $1,546,000 | 2,548 |
| Total liabilities and capital | $175,419,000 | 3,459 |
| Total liabilities | $161,445,000 | 3,374 |
| Total deposits | $148,495,000 | 3,360 |
| Interest-bearing deposits | $123,424,000 | 3,423 |
| Deposits held in domestic offices | $148,495,000 | 3,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,980,000 | 2,219 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $970,000 | 3,981 |
| Total equity capital | $13,974,000 | 4,342 |
| Total bank equity capital | $13,974,000 | 4,342 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000,000 | 1,149 |
| Surplus | $5,500,000 | 3,736 |
| Undivided profits | $4,474,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $825,000 | 4,457 |
| Earning assets | $160,712,000 | 3,465 |
| Long-term assets (5+ years) | $11,730,000 | 4,430 |
| Average Assets, year-to-date | $172,542,500 | 3,473 |
| Average Assets, quarterly | $172,542,500 | 3,473 |
| Volatile liabilities | $31,092,000 | 3,558 |
| Insider loans | $2,988,000 | 2,269 |
| FHLB advances | $11,980,000 | 2,114 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,865,000 | 2,903 |
| Tier 1 (core) risk-based capital | $13,972,000 | 4,269 |
| Tier 2 risk-based capital | $1,547,000 | 2,948 |
| Total risk weighted assets | $137,155,000 | 3,183 |
| Total unused commitments | $25,865,000 | 2,905 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $169,666,000 | 3,514 |
| Cash and due from depository institutions | $6,933,000 | 4,025 |
| Interest-bearing balances | $1,720,000 | 2,024 |
| Securities | $23,421,000 | 4,101 |
| Federal funds sold & reverse repurchase agreements | $4,132,000 | 3,203 |
| Net loans & leases | $126,090,000 | 3,248 |
| Loan loss allowance | $1,476,000 | 3,175 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,038,000 | 2,387 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,052,000 | 3,477 |
| Life insurance assets | $1,532,000 | 2,526 |
| Total liabilities and capital | $169,666,000 | 3,514 |
| Total liabilities | $155,894,000 | 3,438 |
| Total deposits | $142,901,000 | 3,436 |
| Interest-bearing deposits | $120,052,000 | 3,443 |
| Deposits held in domestic offices | $142,901,000 | 3,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,980,000 | 2,292 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,013,000 | 3,828 |
| Total equity capital | $13,772,000 | 4,324 |
| Total bank equity capital | $13,772,000 | 4,324 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,000,000 | 1,138 |
| Surplus | $5,500,000 | 3,677 |
| Undivided profits | $4,272,000 | 5,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $846,000 | 4,516 |
| Earning assets | $155,363,000 | 3,509 |
| Long-term assets (5+ years) | $11,680,000 | 4,414 |
| Average Assets, year-to-date | $166,149,000 | 3,441 |
| Average Assets, quarterly | $166,822,500 | 3,523 |
| Volatile liabilities | $28,930,000 | 3,807 |
| Insider loans | $3,081,000 | 2,199 |
| FHLB advances | $11,980,000 | 2,189 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,734,000 | 3,238 |
| Tier 1 (core) risk-based capital | $13,819,000 | 4,238 |
| Tier 2 risk-based capital | $1,476,000 | 3,037 |
| Total risk weighted assets | $131,250,000 | 3,267 |
| Total unused commitments | $20,734,000 | 3,238 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $163,979,000 | 3,578 |
| Cash and due from depository institutions | $5,683,000 | 3,652 |
| Interest-bearing balances | $1,678,000 | 1,939 |
| Securities | $22,517,000 | 4,248 |
| Federal funds sold & reverse repurchase agreements | $7,776,000 | 1,775 |
| Net loans & leases | $118,451,000 | 3,387 |
| Loan loss allowance | $1,477,000 | 3,170 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,127,000 | 2,322 |
| Other real estate owned | $481,000 | 3,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,944,000 | 3,549 |
| Life insurance assets | $1,519,000 | 2,503 |
| Total liabilities and capital | $163,979,000 | 3,578 |
| Total liabilities | $150,556,000 | 3,497 |
| Total deposits | $137,535,000 | 3,498 |
| Interest-bearing deposits | $111,650,000 | 3,608 |
| Deposits held in domestic offices | $137,535,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,980,000 | 2,381 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,041,000 | 3,741 |
| Total equity capital | $13,423,000 | 4,370 |
| Total bank equity capital | $13,423,000 | 4,370 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,125 |
| Surplus | $5,500,000 | 3,644 |
| Undivided profits | $3,923,000 | 5,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $732,000 | 5,016 |
| Earning assets | $150,422,000 | 3,571 |
| Long-term assets (5+ years) | $9,987,000 | 4,634 |
| Average Assets, year-to-date | $165,269,750 | 3,467 |
| Average Assets, quarterly | $164,684,000 | 3,519 |
| Volatile liabilities | $25,316,000 | 4,126 |
| Insider loans | $3,167,000 | 2,122 |
| FHLB advances | $11,980,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,456,000 | 3,150 |
| Tier 1 (core) risk-based capital | $13,701,000 | 4,241 |
| Tier 2 risk-based capital | $1,477,000 | 3,025 |
| Total risk weighted assets | $125,596,000 | 3,362 |
| Total unused commitments | $22,456,000 | 3,150 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $165,389,000 | 3,517 |
| Cash and due from depository institutions | $9,260,000 | 4,042 |
| Interest-bearing balances | $1,707,000 | 1,948 |
| Securities | $20,510,000 | 4,508 |
| Federal funds sold & reverse repurchase agreements | $2,610,000 | 3,272 |
| Net loans & leases | $121,781,000 | 3,282 |
| Loan loss allowance | $1,503,000 | 3,108 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,200,000 | 2,248 |
| Other real estate owned | $1,948,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,080,000 | 3,434 |
| Life insurance assets | $1,505,000 | 2,474 |
| Total liabilities and capital | $165,389,000 | 3,517 |
| Total liabilities | $153,047,000 | 3,419 |
| Total deposits | $140,179,000 | 3,402 |
| Interest-bearing deposits | $113,115,000 | 3,514 |
| Deposits held in domestic offices | $140,179,000 | 3,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,980,000 | 2,418 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $888,000 | 3,848 |
| Total equity capital | $12,342,000 | 4,526 |
| Total bank equity capital | $12,342,000 | 4,526 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,000,000 | 1,109 |
| Surplus | $5,000,000 | 3,806 |
| Undivided profits | $3,342,000 | 5,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 6,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $739,000 | 4,597 |
| Earning assets | $146,608,000 | 3,597 |
| Long-term assets (5+ years) | $8,022,000 | 4,993 |
| Average Assets, year-to-date | $165,700,000 | 3,465 |
| Average Assets, quarterly | $167,852,500 | 3,460 |
| Volatile liabilities | $23,470,000 | 4,241 |
| Insider loans | $2,963,000 | 2,182 |
| FHLB advances | $11,980,000 | 2,291 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,409,000 | 3,527 |
| Tier 1 (core) risk-based capital | $12,561,000 | 4,472 |
| Tier 2 risk-based capital | $1,503,000 | 2,954 |
| Total risk weighted assets | $126,006,000 | 3,319 |
| Total unused commitments | $18,409,000 | 3,527 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $170,316,000 | 3,421 |
| Cash and due from depository institutions | $5,400,000 | 4,178 |
| Interest-bearing balances | $1,832,000 | 2,004 |
| Securities | $19,399,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $7,013,000 | 2,055 |
| Net loans & leases | $128,276,000 | 3,087 |
| Loan loss allowance | $1,471,000 | 3,124 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,242,000 | 2,172 |
| Other real estate owned | $1,157,000 | 4,178 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,829,000 | 3,497 |
| Life insurance assets | $1,492,000 | 2,450 |
| Total liabilities and capital | $170,316,000 | 3,421 |
| Total liabilities | $158,030,000 | 3,317 |
| Total deposits | $145,051,000 | 3,293 |
| Interest-bearing deposits | $116,159,000 | 3,422 |
| Deposits held in domestic offices | $145,051,000 | 3,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,980,000 | 2,336 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $999,000 | 3,568 |
| Total equity capital | $12,286,000 | 4,501 |
| Total bank equity capital | $12,286,000 | 4,501 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,099 |
| Surplus | $5,000,000 | 3,734 |
| Undivided profits | $3,286,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,742,000 | 1,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $658,000 | 4,792 |
| Earning assets | $156,520,000 | 3,406 |
| Long-term assets (5+ years) | $7,068,000 | 5,200 |
| Average Assets, year-to-date | $165,855,500 | 3,464 |
| Average Assets, quarterly | $165,855,500 | 3,464 |
| Volatile liabilities | $24,652,000 | 3,991 |
| Insider loans | $2,813,000 | 2,247 |
| FHLB advances | $11,980,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $29,554,000 | 2,599 |
| Tier 1 (core) risk-based capital | $12,436,000 | 4,433 |
| Tier 2 risk-based capital | $1,471,000 | 2,963 |
| Total risk weighted assets | $133,229,000 | 3,123 |
| Total unused commitments | $29,554,000 | 2,602 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $161,395,000 | 3,531 |
| Cash and due from depository institutions | $9,019,000 | 4,024 |
| Interest-bearing balances | $2,008,000 | 1,934 |
| Securities | $18,410,000 | 4,851 |
| Federal funds sold & reverse repurchase agreements | $1,220,000 | 4,636 |
| Net loans & leases | $123,158,000 | 3,153 |
| Loan loss allowance | $1,386,000 | 3,234 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,279,000 | 2,133 |
| Other real estate owned | $611,000 | 4,024 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,698,000 | 3,569 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $161,395,000 | 3,531 |
| Total liabilities | $149,273,000 | 3,440 |
| Total deposits | $136,166,000 | 3,429 |
| Interest-bearing deposits | $105,714,000 | 3,637 |
| Deposits held in domestic offices | $136,166,000 | 3,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,980,000 | 2,406 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,127,000 | 3,222 |
| Total equity capital | $12,122,000 | 4,516 |
| Total bank equity capital | $12,122,000 | 4,516 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,000,000 | 1,086 |
| Surplus | $5,000,000 | 3,690 |
| Undivided profits | $3,122,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $635,000 | 4,951 |
| Earning assets | $144,796,000 | 3,564 |
| Long-term assets (5+ years) | $6,982,000 | 5,252 |
| Average Assets, year-to-date | $146,147,600 | 3,674 |
| Average Assets, quarterly | $155,529,500 | 3,595 |
| Volatile liabilities | $25,180,000 | 3,871 |
| Insider loans | $2,549,000 | 2,387 |
| FHLB advances | $11,980,000 | 2,285 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,922,000 | 3,419 |
| Tier 1 (core) risk-based capital | $12,254,000 | 4,432 |
| Tier 2 risk-based capital | $1,386,000 | 3,061 |
| Total risk weighted assets | $124,307,000 | 3,276 |
| Total unused commitments | $18,922,000 | 3,420 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $149,664,000 | 3,692 |
| Cash and due from depository institutions | $7,230,000 | 4,098 |
| Interest-bearing balances | $2,115,000 | 1,923 |
| Securities | $17,495,000 | 4,985 |
| Federal funds sold & reverse repurchase agreements | $1,794,000 | 3,914 |
| Net loans & leases | $114,539,000 | 3,306 |
| Loan loss allowance | $1,353,000 | 3,270 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,506,000 | 2,427 |
| Other real estate owned | $611,000 | 4,098 |
| Goodwill and other intangibles | $8,000 | 3,228 |
| All other assets | $3,481,000 | 3,664 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $149,664,000 | 3,692 |
| Total liabilities | $138,023,000 | 3,608 |
| Total deposits | $125,305,000 | 3,603 |
| Interest-bearing deposits | $97,200,000 | 3,831 |
| Deposits held in domestic offices | $125,305,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,980,000 | 2,425 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $738,000 | 4,165 |
| Total equity capital | $11,641,000 | 4,622 |
| Total bank equity capital | $11,641,000 | 4,622 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,049 |
| Surplus | $4,800,000 | 3,764 |
| Undivided profits | $2,841,000 | 5,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 2,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $545,000 | 5,454 |
| Earning assets | $135,943,000 | 3,712 |
| Long-term assets (5+ years) | $7,107,000 | 5,274 |
| Average Assets, year-to-date | $142,335,750 | 3,741 |
| Average Assets, quarterly | $148,023,500 | 3,695 |
| Volatile liabilities | $23,485,000 | 3,995 |
| Insider loans | $2,507,000 | 2,410 |
| FHLB advances | $11,980,000 | 2,296 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,349,000 | 3,437 |
| Tier 1 (core) risk-based capital | $11,841,000 | 4,488 |
| Tier 2 risk-based capital | $1,353,000 | 3,081 |
| Total risk weighted assets | $116,767,000 | 3,371 |
| Total unused commitments | $18,349,000 | 3,439 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 33 | 4,627 |
| Assets and Liabilities | ||
| Total Assets: | $146,383,000 | 3,699 |
| Cash and due from depository institutions | $6,544,000 | 4,627 |
| Interest-bearing balances | $2,235,000 | 1,870 |
| Securities | $16,748,000 | 5,144 |
| Federal funds sold & reverse repurchase agreements | $4,949,000 | 2,121 |
| Net loans & leases | $109,942,000 | 3,343 |
| Loan loss allowance | $1,372,000 | 3,210 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,629,000 | 2,873 |
| Other real estate owned | $0 | 4,627 |
| Goodwill and other intangibles | $10,000 | 3,201 |
| All other assets | $4,561,000 | 2,929 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $146,383,000 | 3,699 |
| Total liabilities | $134,932,000 | 3,614 |
| Total deposits | $122,229,000 | 3,611 |
| Interest-bearing deposits | $95,878,000 | 3,835 |
| Deposits held in domestic offices | $122,229,000 | 3,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,980,000 | 2,386 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $723,000 | 3,990 |
| Total equity capital | $11,451,000 | 4,621 |
| Total bank equity capital | $11,451,000 | 4,621 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,031 |
| Surplus | $4,800,000 | 3,714 |
| Undivided profits | $2,651,000 | 5,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $500,000 | 5,462 |
| Earning assets | $133,874,000 | 3,696 |
| Long-term assets (5+ years) | $8,806,000 | 4,931 |
| Average Assets, year-to-date | $139,893,000 | 3,769 |
| Average Assets, quarterly | $143,344,000 | 3,732 |
| Volatile liabilities | $23,371,000 | 3,894 |
| Insider loans | $2,369,000 | 2,478 |
| FHLB advances | $11,980,000 | 2,273 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,743,000 | 3,234 |
| Tier 1 (core) risk-based capital | $11,585,000 | 4,485 |
| Tier 2 risk-based capital | $1,372,000 | 3,018 |
| Total risk weighted assets | $115,500,000 | 3,341 |
| Total unused commitments | $19,743,000 | 3,234 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 32 | 4,717 |
| Assets and Liabilities | ||
| Total Assets: | $140,305,000 | 3,812 |
| Cash and due from depository institutions | $5,961,000 | 4,717 |
| Interest-bearing balances | $2,359,000 | 1,815 |
| Securities | $15,436,000 | 5,396 |
| Federal funds sold & reverse repurchase agreements | $6,514,000 | 1,870 |
| Net loans & leases | $104,382,000 | 3,430 |
| Loan loss allowance | $1,284,000 | 3,365 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,410,000 | 2,998 |
| Other real estate owned | $0 | 4,717 |
| Goodwill and other intangibles | $13,000 | 3,180 |
| All other assets | $4,589,000 | 2,893 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,305,000 | 3,812 |
| Total liabilities | $129,212,000 | 3,728 |
| Total deposits | $116,591,000 | 3,778 |
| Interest-bearing deposits | $93,027,000 | 3,944 |
| Deposits held in domestic offices | $116,591,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,980,000 | 2,333 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $641,000 | 4,198 |
| Total equity capital | $11,093,000 | 4,639 |
| Total bank equity capital | $11,093,000 | 4,639 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,016 |
| Surplus | $4,800,000 | 3,694 |
| Undivided profits | $2,293,000 | 6,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $475,000 | 5,497 |
| Earning assets | $128,691,000 | 3,811 |
| Long-term assets (5+ years) | $8,640,000 | 5,037 |
| Average Assets, year-to-date | $136,648,000 | 3,858 |
| Average Assets, quarterly | $136,648,000 | 3,858 |
| Volatile liabilities | $24,813,000 | 3,635 |
| Insider loans | $1,931,000 | 2,817 |
| FHLB advances | $11,980,000 | 2,221 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,864,000 | 3,493 |
| Tier 1 (core) risk-based capital | $11,322,000 | 4,505 |
| Tier 2 risk-based capital | $1,284,000 | 3,150 |
| Total risk weighted assets | $112,031,000 | 3,386 |
| Total unused commitments | $16,864,000 | 3,494 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $132,991,000 | 3,957 |
| Cash and due from depository institutions | $6,225,000 | 5,048 |
| Interest-bearing balances | $2,681,000 | 1,720 |
| Securities | $15,998,000 | 5,330 |
| Federal funds sold & reverse repurchase agreements | $2,356,000 | 3,648 |
| Net loans & leases | $101,437,000 | 3,482 |
| Loan loss allowance | $1,203,000 | 3,490 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,349,000 | 3,005 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $15,000 | 3,164 |
| All other assets | $3,611,000 | 3,364 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $132,991,000 | 3,957 |
| Total liabilities | $121,973,000 | 3,884 |
| Total deposits | $111,382,000 | 3,878 |
| Interest-bearing deposits | $90,592,000 | 4,001 |
| Deposits held in domestic offices | $111,382,000 | 3,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,275 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,980,000 | 2,944 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $611,000 | 4,253 |
| Total equity capital | $11,018,000 | 4,680 |
| Total bank equity capital | $11,018,000 | 4,680 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 988 |
| Surplus | $4,800,000 | 3,649 |
| Undivided profits | $2,218,000 | 6,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $454,000 | 5,660 |
| Earning assets | $122,472,000 | 3,952 |
| Long-term assets (5+ years) | $8,423,000 | 5,137 |
| Average Assets, year-to-date | $116,620,800 | 4,263 |
| Average Assets, quarterly | $129,504,500 | 4,015 |
| Volatile liabilities | $26,582,000 | 3,400 |
| Insider loans | $668,000 | 4,910 |
| FHLB advances | $7,980,000 | 2,809 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,377,000 | 3,104 |
| Tier 1 (core) risk-based capital | $11,099,000 | 4,521 |
| Tier 2 risk-based capital | $1,203,000 | 3,292 |
| Total risk weighted assets | $108,032,000 | 3,459 |
| Total unused commitments | $19,377,000 | 3,104 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $126,018,000 | 4,097 |
| Cash and due from depository institutions | $5,829,000 | 5,471 |
| Interest-bearing balances | $2,710,000 | 1,759 |
| Securities | $16,437,000 | 5,269 |
| Federal funds sold & reverse repurchase agreements | $3,747,000 | 2,622 |
| Net loans & leases | $93,857,000 | 3,649 |
| Loan loss allowance | $1,153,000 | 3,624 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,327,000 | 2,988 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $18,000 | 3,105 |
| All other assets | $2,803,000 | 3,966 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $126,018,000 | 4,097 |
| Total liabilities | $115,445,000 | 4,022 |
| Total deposits | $107,011,000 | 3,966 |
| Interest-bearing deposits | $88,138,000 | 4,035 |
| Deposits held in domestic offices | $107,011,000 | 3,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,980,000 | 2,944 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $454,000 | 5,160 |
| Total equity capital | $10,573,000 | 4,806 |
| Total bank equity capital | $10,573,000 | 4,806 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,000,000 | 974 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $2,073,000 | 6,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $405,000 | 6,172 |
| Earning assets | $116,751,000 | 4,071 |
| Long-term assets (5+ years) | $9,679,000 | 4,979 |
| Average Assets, year-to-date | $112,528,250 | 4,361 |
| Average Assets, quarterly | $121,604,000 | 4,178 |
| Volatile liabilities | $24,036,000 | 3,622 |
| Insider loans | $668,000 | 4,897 |
| FHLB advances | $7,980,000 | 2,816 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,976,000 | 3,009 |
| Tier 1 (core) risk-based capital | $10,566,000 | 4,656 |
| Tier 2 risk-based capital | $1,153,000 | 3,387 |
| Total risk weighted assets | $102,772,000 | 3,560 |
| Total unused commitments | $19,976,000 | 3,012 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 25 | 5,645 |
| Assets and Liabilities | ||
| Total Assets: | $117,190,000 | 4,322 |
| Cash and due from depository institutions | $10,396,000 | 5,645 |
| Interest-bearing balances | $2,407,000 | 1,912 |
| Securities | $15,459,000 | 5,485 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $85,939,000 | 3,880 |
| Loan loss allowance | $1,074,000 | 3,804 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,606,000 | 3,549 |
| Other real estate owned | $0 | 5,645 |
| Goodwill and other intangibles | $20,000 | 3,104 |
| All other assets | $2,770,000 | 3,963 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $117,190,000 | 4,322 |
| Total liabilities | $107,445,000 | 4,248 |
| Total deposits | $96,560,000 | 4,268 |
| Interest-bearing deposits | $76,196,000 | 4,513 |
| Deposits held in domestic offices | $96,560,000 | 4,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,565,000 | 2,199 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,980,000 | 2,915 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $340,000 | 5,540 |
| Total equity capital | $9,745,000 | 4,960 |
| Total bank equity capital | $9,745,000 | 4,960 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000,000 | 958 |
| Surplus | $4,000,000 | 3,973 |
| Undivided profits | $1,745,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $344,000 | 6,502 |
| Earning assets | $103,805,000 | 4,424 |
| Long-term assets (5+ years) | $8,603,000 | 5,321 |
| Average Assets, year-to-date | $108,031,670 | 4,509 |
| Average Assets, quarterly | $111,121,500 | 4,453 |
| Volatile liabilities | $24,320,000 | 3,504 |
| Insider loans | $637,000 | 4,978 |
| FHLB advances | $7,980,000 | 2,793 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,237,000 | 2,803 |
| Tier 1 (core) risk-based capital | $9,611,000 | 4,931 |
| Tier 2 risk-based capital | $1,074,000 | 3,545 |
| Total risk weighted assets | $95,401,000 | 3,719 |
| Total unused commitments | $22,237,000 | 2,807 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $105,053,000 | 4,650 |
| Cash and due from depository institutions | $5,884,000 | 5,369 |
| Interest-bearing balances | $1,883,000 | 2,411 |
| Securities | $15,408,000 | 5,496 |
| Federal funds sold & reverse repurchase agreements | $3,474,000 | 3,554 |
| Net loans & leases | $75,282,000 | 4,173 |
| Loan loss allowance | $975,000 | 4,030 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,370,000 | 3,775 |
| Other real estate owned | $0 | 5,369 |
| Goodwill and other intangibles | $22,000 | 3,087 |
| All other assets | $2,613,000 | 3,962 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $105,053,000 | 4,650 |
| Total liabilities | $95,102,000 | 4,604 |
| Total deposits | $86,710,000 | 4,645 |
| Interest-bearing deposits | $66,848,000 | 4,966 |
| Deposits held in domestic offices | $86,710,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,980,000 | 2,787 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $412,000 | 5,401 |
| Total equity capital | $9,951,000 | 4,972 |
| Total bank equity capital | $9,951,000 | 4,972 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000,000 | 953 |
| Surplus | $4,000,000 | 3,944 |
| Undivided profits | $1,951,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $386,000 | 6,071 |
| Earning assets | $96,047,000 | 4,669 |
| Long-term assets (5+ years) | $10,560,000 | 4,887 |
| Average Assets, year-to-date | $103,452,500 | 4,674 |
| Average Assets, quarterly | $103,452,500 | 4,674 |
| Volatile liabilities | $20,130,000 | 3,898 |
| Insider loans | $562,000 | 5,220 |
| FHLB advances | $7,980,000 | 2,665 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,863,000 | 3,157 |
| Tier 1 (core) risk-based capital | $9,801,000 | 4,830 |
| Tier 2 risk-based capital | $975,000 | 3,746 |
| Total risk weighted assets | $86,571,000 | 3,941 |
| Total unused commitments | $17,863,000 | 3,163 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $101,852,000 | 4,745 |
| Cash and due from depository institutions | $4,290,000 | 5,799 |
| Interest-bearing balances | $1,650,000 | 2,406 |
| Securities | $16,297,000 | 5,390 |
| Federal funds sold & reverse repurchase agreements | $5,266,000 | 2,187 |
| Net loans & leases | $71,012,000 | 4,317 |
| Loan loss allowance | $899,000 | 4,267 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,308,000 | 3,825 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $25,000 | 3,059 |
| All other assets | $2,654,000 | 3,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,852,000 | 4,745 |
| Total liabilities | $92,140,000 | 4,704 |
| Total deposits | $83,792,000 | 4,735 |
| Interest-bearing deposits | $63,659,000 | 5,102 |
| Deposits held in domestic offices | $83,792,000 | 4,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,980,000 | 2,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $368,000 | 5,537 |
| Total equity capital | $9,712,000 | 4,975 |
| Total bank equity capital | $9,712,000 | 4,975 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000,000 | 957 |
| Surplus | $4,000,000 | 3,914 |
| Undivided profits | $1,712,000 | 6,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $357,000 | 6,477 |
| Earning assets | $94,225,000 | 4,693 |
| Long-term assets (5+ years) | $10,750,000 | 4,879 |
| Average Assets, year-to-date | $99,791,200 | 4,679 |
| Average Assets, quarterly | $101,716,500 | 4,713 |
| Volatile liabilities | $17,039,000 | 4,319 |
| Insider loans | $525,000 | 5,373 |
| FHLB advances | $7,980,000 | 2,639 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,795,000 | 2,961 |
| Tier 1 (core) risk-based capital | $9,653,000 | 4,834 |
| Tier 2 risk-based capital | $899,000 | 3,983 |
| Total risk weighted assets | $84,518,000 | 3,992 |
| Total unused commitments | $18,795,000 | 2,963 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $101,581,000 | 4,730 |
| Cash and due from depository institutions | $5,621,000 | 5,527 |
| Interest-bearing balances | $2,748,000 | 2,019 |
| Securities | $19,833,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $5,030,000 | 2,607 |
| Net loans & leases | $66,097,000 | 4,541 |
| Loan loss allowance | $884,000 | 4,326 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,340,000 | 3,774 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $28,000 | 3,027 |
| All other assets | $2,632,000 | 3,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,581,000 | 4,730 |
| Total liabilities | $92,043,000 | 4,678 |
| Total deposits | $83,755,000 | 4,721 |
| Interest-bearing deposits | $64,469,000 | 5,078 |
| Deposits held in domestic offices | $83,755,000 | 4,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,980,000 | 2,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $308,000 | 6,361 |
| Total equity capital | $9,538,000 | 5,003 |
| Total bank equity capital | $9,538,000 | 5,003 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000,000 | 944 |
| Surplus | $4,000,000 | 3,856 |
| Undivided profits | $1,538,000 | 7,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $396,000 | 6,306 |
| Earning assets | $93,708,000 | 4,703 |
| Long-term assets (5+ years) | $13,498,000 | 4,446 |
| Average Assets, year-to-date | $99,276,000 | 4,716 |
| Average Assets, quarterly | $100,576,000 | 4,733 |
| Volatile liabilities | $17,318,000 | 4,238 |
| Insider loans | $507,000 | 5,424 |
| FHLB advances | $7,980,000 | 2,597 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,330,000 | 3,117 |
| Tier 1 (core) risk-based capital | $9,447,000 | 4,885 |
| Tier 2 risk-based capital | $884,000 | 4,025 |
| Total risk weighted assets | $81,920,000 | 4,058 |
| Total unused commitments | $17,330,000 | 3,120 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $99,571,000 | 4,780 |
| Cash and due from depository institutions | $5,634,000 | 6,121 |
| Interest-bearing balances | $803,000 | 3,429 |
| Securities | $20,342,000 | 4,643 |
| Federal funds sold & reverse repurchase agreements | $2,073,000 | 4,732 |
| Net loans & leases | $66,655,000 | 4,485 |
| Loan loss allowance | $889,000 | 4,259 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,324,000 | 3,767 |
| Other real estate owned | $0 | 6,121 |
| Goodwill and other intangibles | $30,000 | 2,978 |
| All other assets | $2,513,000 | 3,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,571,000 | 4,780 |
| Total liabilities | $89,964,000 | 4,733 |
| Total deposits | $79,690,000 | 4,888 |
| Interest-bearing deposits | $62,559,000 | 5,159 |
| Deposits held in domestic offices | $79,690,000 | 4,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,980,000 | 2,392 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $294,000 | 6,539 |
| Total equity capital | $9,607,000 | 4,976 |
| Total bank equity capital | $9,607,000 | 4,976 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000,000 | 934 |
| Surplus | $4,000,000 | 3,814 |
| Undivided profits | $1,607,000 | 7,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $411,000 | 6,044 |
| Earning assets | $89,873,000 | 4,821 |
| Long-term assets (5+ years) | $15,226,000 | 4,060 |
| Average Assets, year-to-date | $98,507,670 | 4,748 |
| Average Assets, quarterly | $100,720,500 | 4,705 |
| Volatile liabilities | $19,183,000 | 3,916 |
| Insider loans | $524,000 | 5,368 |
| FHLB advances | $9,980,000 | 2,250 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,767,000 | 3,234 |
| Tier 1 (core) risk-based capital | $9,243,000 | 4,895 |
| Tier 2 risk-based capital | $889,000 | 3,964 |
| Total risk weighted assets | $82,645,000 | 4,012 |
| Total unused commitments | $15,767,000 | 3,246 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $101,870,000 | 4,668 |
| Cash and due from depository institutions | $4,654,000 | 6,397 |
| Interest-bearing balances | $1,462,000 | 2,834 |
| Securities | $18,411,000 | 4,900 |
| Federal funds sold & reverse repurchase agreements | $8,522,000 | 2,017 |
| Net loans & leases | $65,428,000 | 4,495 |
| Loan loss allowance | $933,000 | 4,073 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,368,000 | 3,676 |
| Other real estate owned | $0 | 6,397 |
| Goodwill and other intangibles | $35,000 | 2,938 |
| All other assets | $2,452,000 | 4,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,870,000 | 4,668 |
| Total liabilities | $92,567,000 | 4,594 |
| Total deposits | $82,149,000 | 4,757 |
| Interest-bearing deposits | $65,648,000 | 4,968 |
| Deposits held in domestic offices | $82,149,000 | 4,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,980,000 | 2,317 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $438,000 | 5,510 |
| Total equity capital | $9,303,000 | 5,005 |
| Total bank equity capital | $9,303,000 | 5,005 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 925 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $1,303,000 | 7,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $415,000 | 6,034 |
| Earning assets | $93,823,000 | 4,631 |
| Long-term assets (5+ years) | $14,052,000 | 4,156 |
| Average Assets, year-to-date | $97,976,000 | 4,757 |
| Average Assets, quarterly | $97,976,000 | 4,757 |
| Volatile liabilities | $19,248,000 | 3,850 |
| Insider loans | $470,000 | 5,540 |
| FHLB advances | $9,980,000 | 2,191 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,743,000 | 3,049 |
| Tier 1 (core) risk-based capital | $9,050,000 | 4,897 |
| Tier 2 risk-based capital | $933,000 | 3,764 |
| Total risk weighted assets | $82,876,000 | 3,954 |
| Total unused commitments | $16,743,000 | 3,060 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $94,082,000 | 4,890 |
| Cash and due from depository institutions | $4,030,000 | 6,103 |
| Interest-bearing balances | $1,648,000 | 2,591 |
| Securities | $19,842,000 | 4,668 |
| Federal funds sold & reverse repurchase agreements | $2,964,000 | 4,019 |
| Net loans & leases | $62,395,000 | 4,655 |
| Loan loss allowance | $813,000 | 4,434 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,401,000 | 3,630 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $35,000 | 2,908 |
| All other assets | $2,415,000 | 4,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,082,000 | 4,890 |
| Total liabilities | $84,924,000 | 4,848 |
| Total deposits | $74,513,000 | 5,043 |
| Interest-bearing deposits | $57,999,000 | 5,344 |
| Deposits held in domestic offices | $74,513,000 | 5,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,980,000 | 2,338 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $431,000 | 5,655 |
| Total equity capital | $9,158,000 | 5,035 |
| Total bank equity capital | $9,158,000 | 5,035 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000,000 | 919 |
| Surplus | $4,000,000 | 3,722 |
| Undivided profits | $1,158,000 | 7,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $412,000 | 6,264 |
| Earning assets | $86,849,000 | 4,841 |
| Long-term assets (5+ years) | $14,392,000 | 4,048 |
| Average Assets, year-to-date | $86,824,800 | 4,979 |
| Average Assets, quarterly | $91,951,500 | 4,907 |
| Volatile liabilities | $13,429,000 | 4,850 |
| Insider loans | $441,000 | 5,686 |
| FHLB advances | $9,980,000 | 2,199 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,990,000 | 3,176 |
| Tier 1 (core) risk-based capital | $8,845,000 | 4,945 |
| Tier 2 risk-based capital | $813,000 | 4,149 |
| Total risk weighted assets | $78,089,000 | 4,107 |
| Total unused commitments | $14,990,000 | 3,180 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $82,762,000 | 5,204 |
| Cash and due from depository institutions | $4,840,000 | 6,124 |
| Interest-bearing balances | $2,194,000 | 2,171 |
| Securities | $26,408,000 | 3,695 |
| Federal funds sold & reverse repurchase agreements | $6,563,000 | 2,200 |
| Net loans & leases | $41,878,000 | 5,801 |
| Loan loss allowance | $595,000 | 5,273 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,913,000 | 4,152 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $45,000 | 2,822 |
| All other assets | $1,115,000 | 6,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,762,000 | 5,204 |
| Total liabilities | $74,619,000 | 5,189 |
| Total deposits | $64,667,000 | 5,426 |
| Interest-bearing deposits | $50,017,000 | 5,788 |
| Deposits held in domestic offices | $64,667,000 | 5,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,650,000 | 1,551 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $302,000 | 6,874 |
| Total equity capital | $8,143,000 | 5,288 |
| Total bank equity capital | $8,143,000 | 5,288 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $143,000 | 8,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $459,000 | 6,240 |
| Earning assets | $77,043,000 | 5,142 |
| Long-term assets (5+ years) | $16,559,000 | 3,708 |
| Average Assets, year-to-date | $82,328,200 | 5,037 |
| Average Assets, quarterly | $85,910,000 | 5,028 |
| Volatile liabilities | $14,047,000 | 4,671 |
| Insider loans | $422,000 | 5,783 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,201,000 | 3,310 |
| Tier 1 (core) risk-based capital | $8,199,000 | 5,115 |
| Tier 2 risk-based capital | $595,000 | 4,949 |
| Total risk weighted assets | $57,612,000 | 4,960 |
| Total unused commitments | $13,201,000 | 3,315 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 24 | 5,891 |
| Assets and Liabilities | ||
| Total Assets: | $71,899,000 | 5,592 |
| Cash and due from depository institutions | $2,451,000 | 5,891 |
| Interest-bearing balances | $414,000 | 3,196 |
| Securities | $21,799,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $9,710,000 | 1,230 |
| Net loans & leases | $34,793,000 | 6,377 |
| Loan loss allowance | $535,000 | 5,485 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,057,000 | 3,924 |
| Other real estate owned | $0 | 5,891 |
| Goodwill and other intangibles | $55,000 | 2,785 |
| All other assets | $1,034,000 | 6,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,899,000 | 5,592 |
| Total liabilities | $64,134,000 | 5,602 |
| Total deposits | $58,646,000 | 5,630 |
| Interest-bearing deposits | $47,612,000 | 5,828 |
| Deposits held in domestic offices | $58,646,000 | 5,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $488,000 | 5,861 |
| Total equity capital | $7,765,000 | 5,372 |
| Total bank equity capital | $7,765,000 | 5,372 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000,000 | 927 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $-235,000 | 9,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $252,000 | 7,428 |
| Earning assets | $66,716,000 | 5,550 |
| Long-term assets (5+ years) | $6,713,000 | 5,440 |
| Average Assets, year-to-date | $59,216,400 | 6,078 |
| Average Assets, quarterly | $66,358,500 | 5,834 |
| Volatile liabilities | $7,265,000 | 6,525 |
| Insider loans | $748,000 | 4,545 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,739,000 | 3,211 |
| Tier 1 (core) risk-based capital | $7,807,000 | 5,244 |
| Tier 2 risk-based capital | $535,000 | 5,176 |
| Total risk weighted assets | $48,181,500 | 5,449 |
| Total unused commitments | $12,739,000 | 3,213 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $48,543,000 | 7,020 |
| Cash and due from depository institutions | $1,808,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,245,000 | 5,550 |
| Federal funds sold & reverse repurchase agreements | $2,880,000 | 2,968 |
| Net loans & leases | $24,600,000 | 7,385 |
| Loan loss allowance | $373,000 | 6,685 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,882,000 | 4,166 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $48,000 | 2,894 |
| All other assets | $1,080,000 | 5,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,543,000 | 7,020 |
| Total liabilities | $41,370,000 | 7,161 |
| Total deposits | $41,232,000 | 6,961 |
| Interest-bearing deposits | $32,620,000 | 7,209 |
| Deposits held in domestic offices | $41,232,000 | 6,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $138,000 | 8,902 |
| Total equity capital | $7,173,000 | 5,542 |
| Total bank equity capital | $7,173,000 | 5,542 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 938 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $-827,000 | 9,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $133,000 | 8,709 |
| Earning assets | $43,725,000 | 7,037 |
| Long-term assets (5+ years) | $7,527,000 | 5,485 |
| Average Assets, year-to-date | $40,407,600 | 7,505 |
| Average Assets, quarterly | $44,548,000 | 7,271 |
| Volatile liabilities | $5,091,000 | 7,294 |
| Insider loans | $425,000 | 5,749 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $276,000 | 1,109 |
| Unused loan commitments | $10,129,000 | 3,717 |
| Tier 1 (core) risk-based capital | $7,153,000 | 5,592 |
| Tier 2 risk-based capital | $373,000 | 6,321 |
| Total risk weighted assets | $35,088,200 | 6,460 |
| Total unused commitments | $10,129,000 | 3,721 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $37,274,000 | 8,008 |
| Cash and due from depository institutions | $2,312,000 | 7,609 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,769,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $5,180,000 | 3,296 |
| Net loans & leases | $9,664,000 | 9,520 |
| Loan loss allowance | $198,000 | 8,580 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $958,000 | 6,106 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $8,000 | 3,308 |
| All other assets | $383,000 | 8,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,274,000 | 8,008 |
| Total liabilities | $30,095,000 | 8,288 |
| Total deposits | $30,007,000 | 8,153 |
| Interest-bearing deposits | $23,277,000 | 8,391 |
| Deposits held in domestic offices | $30,007,000 | 8,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $88,000 | 9,857 |
| Total equity capital | $7,179,000 | 5,669 |
| Total bank equity capital | $7,179,000 | 5,669 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,000,000 | 898 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $-821,000 | 10,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $63,000 | 9,801 |
| Earning assets | $33,613,000 | 8,040 |
| Long-term assets (5+ years) | $5,580,000 | 6,000 |
| Average Assets, year-to-date | $26,716,400 | 8,760 |
| Average Assets, quarterly | $33,546,500 | 8,265 |
| Volatile liabilities | $2,971,000 | 8,284 |
| Insider loans | $153,000 | 7,576 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,534,000 | 6,191 |
| Tier 1 (core) risk-based capital | $7,085,000 | 5,541 |
| Tier 2 risk-based capital | $198,000 | 8,267 |
| Total risk weighted assets | $16,220,200 | 8,799 |
| Total unused commitments | $3,534,000 | 6,195 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $16,478,000 | 10,191 |
| Cash and due from depository institutions | $1,957,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,092,000 | 8,062 |
| Federal funds sold & reverse repurchase agreements | $3,760,000 | 3,387 |
| Net loans & leases | $1,531,000 | 10,837 |
| Loan loss allowance | $32,000 | 10,714 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $944,000 | 6,145 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $48,000 | 2,973 |
| All other assets | $146,000 | 10,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,478,000 | 10,191 |
| Total liabilities | $8,805,000 | 10,651 |
| Total deposits | $8,671,000 | 10,613 |
| Interest-bearing deposits | $7,108,000 | 10,554 |
| Deposits held in domestic offices | $8,671,000 | 10,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $134,000 | 9,821 |
| Total equity capital | $7,673,000 | 5,365 |
| Total bank equity capital | $7,673,000 | 5,365 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000,000 | 897 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $-327,000 | 10,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $11,000 | 10,724 |
| Earning assets | $13,383,000 | 10,335 |
| Long-term assets (5+ years) | $20,000 | 9,521 |
| Average Assets, year-to-date | $13,206,500 | 10,424 |
| Average Assets, quarterly | $13,206,500 | 10,459 |
| Volatile liabilities | $710,000 | 10,381 |
| Insider loans | $15,000 | 9,555 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $131,000 | 10,279 |
| Tier 1 (core) risk-based capital | $7,628,000 | 5,246 |
| Tier 2 risk-based capital | $32,000 | 10,674 |
| Total risk weighted assets | $5,327,400 | 10,650 |
| Total unused commitments | $131,000 | 10,283 |
| Derivatives | $0 | 533 |