Decatur Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$214,764,000	237
Total interest expense	$143,655,000	170
Net interest income	$71,109,000	332
Provision for loan and lease losses	$14,101,000	281
Total noninterest income	$27,465,000	314
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$27,465,000	210
Total noninterest expense	$122,110,000	206
Salaries and employee benefits	$44,620,000	198
Premises and equipment expense	$21,445,000	150
Additional noninterest expense	$56,045,000	222
Pre-tax net operating income	$-37,637,000	13,940
Securities gains (losses)	$20,850,000	58
Applicable income taxes	$-239,000	13,683
Income before extraordinary items	$-16,548,000	13,890
Extraordinary gains, net	$8,000,000	27
Net income	$-8,548,000	13,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,117,000	600
Cash dividends	$1,110,000	1,413
Sale, conversion, retirement of capital stock, net	$361,000	615
Net operating income	$-37,189,500	13,909

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.