Home > Decatur Bank and Trust Company > Assets and Liabilities
Decatur Bank and Trust Company, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $166,709,000 | 3,591 |
| Cash and due from depository institutions | $4,313,000 | 4,814 |
| Interest-bearing balances | $121,000 | 4,501 |
| Securities | $17,156,000 | 4,907 |
| Federal funds sold & reverse repurchase agreements | $11,793,000 | 1,727 |
| Net loans & leases | $108,495,000 | 3,632 |
| Loan loss allowance | $967,000 | 4,268 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,997,000 | 4,519 |
| Other real estate owned | $0 | 4,814 |
| Goodwill and other intangibles | $16,446,000 | 489 |
| All other assets | $6,509,000 | 2,456 |
| Life insurance assets | $3,604,000 | 1,524 |
| Total liabilities and capital | $166,709,000 | 3,591 |
| Total liabilities | $138,752,000 | 3,782 |
| Total deposits | $118,021,000 | 3,983 |
| Interest-bearing deposits | $103,073,000 | 3,917 |
| Deposits held in domestic offices | $118,021,000 | 3,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,657,000 | 1,377 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,913,000 | 2,222 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,161,000 | 2,276 |
| Total equity capital | $27,957,000 | 2,434 |
| Total bank equity capital | $27,957,000 | 2,434 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $583,000 | 3,895 |
| Surplus | $32,850,000 | 909 |
| Undivided profits | $-5,476,000 | 8,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $783,000 | 4,645 |
| Earning assets | $137,565,000 | 3,911 |
| Long-term assets (5+ years) | $22,422,000 | 3,199 |
| Average Assets, year-to-date | $167,041,000 | 3,564 |
| Average Assets, quarterly | $167,041,000 | 3,564 |
| Volatile liabilities | $23,785,000 | 4,191 |
| Insider loans | $4,401,000 | 1,627 |
| FHLB advances | $11,913,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $20,067,000 | 3,366 |
| Tier 1 (core) risk-based capital | $11,649,000 | 4,830 |
| Tier 2 risk-based capital | $967,000 | 4,082 |
| Total risk weighted assets | $110,002,000 | 3,749 |
| Total unused commitments | $20,067,000 | 3,367 |
| Derivatives | $642,000 | 893 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $167,373,000 | 3,553 |
| Cash and due from depository institutions | $5,701,000 | 4,723 |
| Interest-bearing balances | $198,000 | 4,069 |
| Securities | $14,616,000 | 5,340 |
| Federal funds sold & reverse repurchase agreements | $12,589,000 | 1,310 |
| Net loans & leases | $109,354,000 | 3,601 |
| Loan loss allowance | $939,000 | 4,340 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,029,000 | 4,462 |
| Other real estate owned | $15,000 | 4,723 |
| Goodwill and other intangibles | $16,503,000 | 473 |
| All other assets | $6,566,000 | 2,448 |
| Life insurance assets | $3,588,000 | 1,497 |
| Total liabilities and capital | $167,373,000 | 3,553 |
| Total liabilities | $139,757,000 | 3,758 |
| Total deposits | $119,597,000 | 3,908 |
| Interest-bearing deposits | $104,653,000 | 3,814 |
| Deposits held in domestic offices | $119,597,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,314,000 | 1,467 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,913,000 | 2,295 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,933,000 | 2,452 |
| Total equity capital | $27,616,000 | 2,402 |
| Total bank equity capital | $27,616,000 | 2,402 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $583,000 | 3,900 |
| Surplus | $32,845,000 | 889 |
| Undivided profits | $-5,812,000 | 8,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 6,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $862,000 | 4,454 |
| Earning assets | $136,757,000 | 3,888 |
| Long-term assets (5+ years) | $22,844,000 | 3,128 |
| Average Assets, year-to-date | $152,238,600 | 3,712 |
| Average Assets, quarterly | $159,810,500 | 3,665 |
| Volatile liabilities | $24,549,000 | 4,201 |
| Insider loans | $2,402,000 | 2,630 |
| FHLB advances | $11,913,000 | 2,192 |
| Loans and leases held for sale | $50,000 | 1,726 |
| Unused loan commitments | $13,815,000 | 4,073 |
| Tier 1 (core) risk-based capital | $11,261,000 | 4,905 |
| Tier 2 risk-based capital | $939,000 | 4,144 |
| Total risk weighted assets | $110,349,000 | 3,706 |
| Total unused commitments | $13,815,000 | 4,073 |
| Derivatives | $332,000 | 934 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $152,248,000 | 3,797 |
| Cash and due from depository institutions | $3,833,000 | 4,840 |
| Interest-bearing balances | $115,000 | 4,560 |
| Securities | $14,497,000 | 5,385 |
| Federal funds sold & reverse repurchase agreements | $3,202,000 | 3,162 |
| Net loans & leases | $105,746,000 | 3,680 |
| Loan loss allowance | $936,000 | 4,367 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,060,000 | 4,418 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $16,560,000 | 477 |
| All other assets | $6,350,000 | 2,506 |
| Life insurance assets | $3,549,000 | 1,468 |
| Total liabilities and capital | $152,248,000 | 3,797 |
| Total liabilities | $124,742,000 | 4,021 |
| Total deposits | $106,404,000 | 4,213 |
| Interest-bearing deposits | $90,827,000 | 4,155 |
| Deposits held in domestic offices | $106,404,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,130,000 | 1,540 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,413,000 | 2,574 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,795,000 | 2,555 |
| Total equity capital | $27,506,000 | 2,398 |
| Total bank equity capital | $27,506,000 | 2,398 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $583,000 | 3,928 |
| Surplus | $32,841,000 | 887 |
| Undivided profits | $-5,918,000 | 8,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $812,000 | 4,672 |
| Earning assets | $123,560,000 | 4,123 |
| Long-term assets (5+ years) | $21,520,000 | 3,210 |
| Average Assets, year-to-date | $148,455,000 | 3,780 |
| Average Assets, quarterly | $149,968,000 | 3,812 |
| Volatile liabilities | $29,240,000 | 3,799 |
| Insider loans | $2,410,000 | 2,591 |
| FHLB advances | $10,413,000 | 2,450 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $17,607,000 | 3,614 |
| Tier 1 (core) risk-based capital | $11,136,000 | 4,931 |
| Tier 2 risk-based capital | $936,000 | 4,165 |
| Total risk weighted assets | $105,150,000 | 3,816 |
| Total unused commitments | $17,607,000 | 3,615 |
| Derivatives | $2,368,000 | 728 |
| 2006-06-30 | Rank | |
| # of Employees: | 34 | 4,560 |
| Assets and Liabilities | ||
| Total Assets: | $147,688,000 | 3,850 |
| Cash and due from depository institutions | $3,661,000 | 4,560 |
| Interest-bearing balances | $119,000 | 4,576 |
| Securities | $15,251,000 | 5,289 |
| Federal funds sold & reverse repurchase agreements | $339,000 | 5,296 |
| Net loans & leases | $103,348,000 | 3,710 |
| Loan loss allowance | $913,000 | 4,411 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,094,000 | 4,359 |
| Other real estate owned | $0 | 4,560 |
| Goodwill and other intangibles | $16,619,000 | 472 |
| All other assets | $6,376,000 | 2,464 |
| Life insurance assets | $3,520,000 | 1,443 |
| Total liabilities and capital | $147,688,000 | 3,850 |
| Total liabilities | $120,378,000 | 4,093 |
| Total deposits | $104,924,000 | 4,226 |
| Interest-bearing deposits | $90,410,000 | 4,143 |
| Deposits held in domestic offices | $104,924,000 | 4,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,015,000 | 1,708 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,692,000 | 2,890 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,747,000 | 2,398 |
| Total equity capital | $27,310,000 | 2,345 |
| Total bank equity capital | $27,310,000 | 2,345 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $583,000 | 3,924 |
| Surplus | $32,837,000 | 878 |
| Undivided profits | $-6,110,000 | 8,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $749,000 | 4,549 |
| Earning assets | $119,057,000 | 4,199 |
| Long-term assets (5+ years) | $25,644,000 | 2,877 |
| Average Assets, year-to-date | $147,190,670 | 3,801 |
| Average Assets, quarterly | $148,937,500 | 3,801 |
| Volatile liabilities | $24,236,000 | 4,158 |
| Insider loans | $2,326,000 | 2,605 |
| FHLB advances | $8,692,000 | 2,756 |
| Loans and leases held for sale | $52,000 | 1,716 |
| Unused loan commitments | $19,811,000 | 3,389 |
| Tier 1 (core) risk-based capital | $11,028,000 | 4,899 |
| Tier 2 risk-based capital | $913,000 | 4,210 |
| Total risk weighted assets | $103,592,000 | 3,819 |
| Total unused commitments | $19,811,000 | 3,390 |
| Derivatives | $1,741,000 | 754 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $150,187,000 | 3,767 |
| Cash and due from depository institutions | $5,311,000 | 4,623 |
| Interest-bearing balances | $206,000 | 4,134 |
| Securities | $15,827,000 | 5,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $103,862,000 | 3,614 |
| Loan loss allowance | $876,000 | 4,519 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,129,000 | 4,267 |
| Other real estate owned | $141,000 | 4,623 |
| Goodwill and other intangibles | $16,680,000 | 454 |
| All other assets | $6,237,000 | 2,444 |
| Life insurance assets | $3,490,000 | 1,411 |
| Total liabilities and capital | $150,187,000 | 3,767 |
| Total liabilities | $122,885,000 | 4,023 |
| Total deposits | $102,883,000 | 4,283 |
| Interest-bearing deposits | $85,284,000 | 4,312 |
| Deposits held in domestic offices | $102,883,000 | 4,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,212,000 | 1,138 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,744,000 | 2,950 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,046,000 | 2,135 |
| Total equity capital | $27,302,000 | 2,312 |
| Total bank equity capital | $27,302,000 | 2,312 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $583,000 | 3,913 |
| Surplus | $32,831,000 | 851 |
| Undivided profits | $-6,112,000 | 8,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $677,000 | 4,703 |
| Earning assets | $119,895,000 | 4,166 |
| Long-term assets (5+ years) | $27,698,000 | 2,708 |
| Average Assets, year-to-date | $146,942,000 | 3,810 |
| Average Assets, quarterly | $146,942,000 | 3,810 |
| Volatile liabilities | $25,947,000 | 3,871 |
| Insider loans | $2,990,000 | 2,149 |
| FHLB advances | $7,744,000 | 2,839 |
| Loans and leases held for sale | $747,000 | 971 |
| Unused loan commitments | $11,656,000 | 4,470 |
| Tier 1 (core) risk-based capital | $10,881,000 | 4,866 |
| Tier 2 risk-based capital | $876,000 | 4,286 |
| Total risk weighted assets | $103,334,000 | 3,767 |
| Total unused commitments | $11,656,000 | 4,470 |
| Derivatives | $2,246,000 | 698 |
| 2005-12-31 | Rank | |
| # of Employees: | 32 | 4,740 |
| Assets and Liabilities | ||
| Total Assets: | $143,697,000 | 3,883 |
| Cash and due from depository institutions | $3,648,000 | 4,740 |
| Interest-bearing balances | $258,000 | 3,998 |
| Securities | $14,106,000 | 5,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $100,742,000 | 3,677 |
| Loan loss allowance | $789,000 | 4,791 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,153,000 | 4,228 |
| Other real estate owned | $60,000 | 4,740 |
| Goodwill and other intangibles | $16,733,000 | 441 |
| All other assets | $6,255,000 | 2,433 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $143,697,000 | 3,883 |
| Total liabilities | $116,399,000 | 4,178 |
| Total deposits | $96,333,000 | 4,457 |
| Interest-bearing deposits | $81,094,000 | 4,431 |
| Deposits held in domestic offices | $96,333,000 | 4,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,588,000 | 1,070 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,744,000 | 3,244 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,734,000 | 2,366 |
| Total equity capital | $27,298,000 | 2,282 |
| Total bank equity capital | $27,298,000 | 2,282 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $583,000 | 3,931 |
| Surplus | $32,831,000 | 827 |
| Undivided profits | $-6,116,000 | 8,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $737,000 | 4,438 |
| Earning assets | $115,106,000 | 4,279 |
| Long-term assets (5+ years) | $29,379,000 | 2,589 |
| Average Assets, year-to-date | $144,802,800 | 3,695 |
| Average Assets, quarterly | $144,068,000 | 3,819 |
| Volatile liabilities | $27,361,000 | 3,680 |
| Insider loans | $3,603,000 | 1,820 |
| FHLB advances | $6,744,000 | 3,094 |
| Loans and leases held for sale | $149,000 | 1,533 |
| Unused loan commitments | $14,021,000 | 4,004 |
| Tier 1 (core) risk-based capital | $10,808,000 | 4,854 |
| Tier 2 risk-based capital | $789,000 | 4,545 |
| Total risk weighted assets | $98,815,000 | 3,871 |
| Total unused commitments | $14,021,000 | 4,004 |
| Derivatives | $626,000 | 795 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $144,439,000 | 3,806 |
| Cash and due from depository institutions | $4,295,000 | 4,931 |
| Interest-bearing balances | $162,000 | 4,557 |
| Securities | $14,985,000 | 5,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $100,089,000 | 3,659 |
| Loan loss allowance | $801,000 | 4,723 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,176,000 | 4,174 |
| Other real estate owned | $60,000 | 4,931 |
| Goodwill and other intangibles | $16,796,000 | 421 |
| All other assets | $6,038,000 | 2,440 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $144,438,000 | 3,806 |
| Total liabilities | $116,992,000 | 4,094 |
| Total deposits | $97,320,000 | 4,366 |
| Interest-bearing deposits | $82,691,000 | 4,311 |
| Deposits held in domestic offices | $97,320,000 | 4,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,242,000 | 1,062 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,744,000 | 3,288 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,686,000 | 2,376 |
| Total equity capital | $27,446,000 | 2,245 |
| Total bank equity capital | $27,446,000 | 2,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $583,000 | 3,926 |
| Surplus | $32,831,000 | 799 |
| Undivided profits | $-5,968,000 | 8,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 4,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $662,000 | 4,789 |
| Earning assets | $115,236,000 | 4,231 |
| Long-term assets (5+ years) | $30,128,000 | 2,568 |
| Average Assets, year-to-date | $145,079,250 | 3,686 |
| Average Assets, quarterly | $144,484,500 | 3,759 |
| Volatile liabilities | $28,023,000 | 3,564 |
| Insider loans | $2,239,000 | 2,609 |
| FHLB advances | $6,744,000 | 3,136 |
| Loans and leases held for sale | $557,000 | 1,186 |
| Unused loan commitments | $15,632,000 | 3,731 |
| Tier 1 (core) risk-based capital | $10,765,000 | 4,825 |
| Tier 2 risk-based capital | $801,000 | 4,463 |
| Total risk weighted assets | $97,675,000 | 3,874 |
| Total unused commitments | $15,632,000 | 3,732 |
| Derivatives | $1,201,000 | 712 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $144,530,000 | 3,732 |
| Cash and due from depository institutions | $5,995,000 | 4,728 |
| Interest-bearing balances | $131,000 | 4,683 |
| Securities | $15,884,000 | 5,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $97,464,000 | 3,668 |
| Loan loss allowance | $798,000 | 4,695 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,197,000 | 4,104 |
| Other real estate owned | $60,000 | 4,728 |
| Goodwill and other intangibles | $16,854,000 | 408 |
| All other assets | $6,076,000 | 2,343 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $144,530,000 | 3,732 |
| Total liabilities | $117,044,000 | 4,052 |
| Total deposits | $97,433,000 | 4,303 |
| Interest-bearing deposits | $82,908,000 | 4,253 |
| Deposits held in domestic offices | $97,433,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,076,000 | 1,298 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,068,000 | 2,621 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,467,000 | 2,469 |
| Total equity capital | $27,486,000 | 2,190 |
| Total bank equity capital | $27,486,000 | 2,190 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $583,000 | 3,918 |
| Surplus | $32,831,000 | 782 |
| Undivided profits | $-5,928,000 | 8,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 4,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $641,000 | 4,554 |
| Earning assets | $113,479,000 | 4,222 |
| Long-term assets (5+ years) | $30,616,000 | 2,553 |
| Average Assets, year-to-date | $145,292,670 | 3,666 |
| Average Assets, quarterly | $144,106,500 | 3,709 |
| Volatile liabilities | $26,856,000 | 3,562 |
| Insider loans | $2,113,000 | 2,665 |
| FHLB advances | $10,068,000 | 2,485 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,532,000 | 3,833 |
| Tier 1 (core) risk-based capital | $10,725,000 | 4,740 |
| Tier 2 risk-based capital | $798,000 | 4,430 |
| Total risk weighted assets | $96,101,000 | 3,829 |
| Total unused commitments | $14,532,000 | 3,834 |
| Derivatives | $798,000 | 728 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $143,683,000 | 3,743 |
| Cash and due from depository institutions | $3,242,000 | 4,822 |
| Interest-bearing balances | $142,000 | 4,677 |
| Securities | $15,532,000 | 5,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $99,310,000 | 3,560 |
| Loan loss allowance | $797,000 | 4,707 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,238,000 | 4,056 |
| Other real estate owned | $188,000 | 4,822 |
| Goodwill and other intangibles | $16,911,000 | 396 |
| All other assets | $6,262,000 | 2,280 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $143,683,000 | 3,743 |
| Total liabilities | $116,290,000 | 4,049 |
| Total deposits | $97,259,000 | 4,330 |
| Interest-bearing deposits | $82,818,000 | 4,291 |
| Deposits held in domestic offices | $97,259,000 | 4,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,713,000 | 1,062 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,617,000 | 3,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,701,000 | 2,208 |
| Total equity capital | $27,393,000 | 2,124 |
| Total bank equity capital | $27,393,000 | 2,124 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $583,000 | 3,931 |
| Surplus | $32,831,000 | 764 |
| Undivided profits | $-6,021,000 | 8,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 5,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $640,000 | 4,462 |
| Earning assets | $114,984,000 | 4,164 |
| Long-term assets (5+ years) | $35,151,000 | 2,365 |
| Average Assets, year-to-date | $145,674,000 | 3,677 |
| Average Assets, quarterly | $145,674,000 | 3,677 |
| Volatile liabilities | $24,747,000 | 3,642 |
| Insider loans | $2,204,000 | 2,549 |
| FHLB advances | $6,617,000 | 3,012 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,196,000 | 4,011 |
| Tier 1 (core) risk-based capital | $10,663,000 | 4,708 |
| Tier 2 risk-based capital | $797,000 | 4,422 |
| Total risk weighted assets | $96,649,000 | 3,784 |
| Total unused commitments | $13,196,000 | 4,011 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $147,665,000 | 3,646 |
| Cash and due from depository institutions | $4,296,000 | 4,933 |
| Interest-bearing balances | $252,000 | 4,142 |
| Securities | $16,812,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $101,114,000 | 3,492 |
| Loan loss allowance | $784,000 | 4,719 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,281,000 | 3,975 |
| Other real estate owned | $60,000 | 4,933 |
| Goodwill and other intangibles | $16,971,000 | 393 |
| All other assets | $6,131,000 | 2,284 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $147,665,000 | 3,646 |
| Total liabilities | $120,116,000 | 3,928 |
| Total deposits | $99,294,000 | 4,259 |
| Interest-bearing deposits | $85,082,000 | 4,196 |
| Deposits held in domestic offices | $99,294,000 | 4,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,135,000 | 1,206 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,367,000 | 2,533 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,320,000 | 2,601 |
| Total equity capital | $27,549,000 | 2,120 |
| Total bank equity capital | $27,549,000 | 2,120 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $583,000 | 3,939 |
| Surplus | $32,831,000 | 757 |
| Undivided profits | $-5,865,000 | 8,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $719,000 | 4,066 |
| Earning assets | $118,178,000 | 4,074 |
| Long-term assets (5+ years) | $34,204,000 | 2,460 |
| Average Assets, year-to-date | $147,012,000 | 3,547 |
| Average Assets, quarterly | $149,850,500 | 3,584 |
| Volatile liabilities | $26,418,000 | 3,411 |
| Insider loans | $2,442,000 | 2,377 |
| FHLB advances | $10,367,000 | 2,393 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,263,000 | 4,395 |
| Tier 1 (core) risk-based capital | $10,615,000 | 4,675 |
| Tier 2 risk-based capital | $784,000 | 4,438 |
| Total risk weighted assets | $98,280,000 | 3,692 |
| Total unused commitments | $10,263,000 | 4,396 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $152,036,000 | 3,538 |
| Cash and due from depository institutions | $4,680,000 | 5,323 |
| Interest-bearing balances | $256,000 | 4,192 |
| Securities | $17,480,000 | 5,094 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 2,527 |
| Net loans & leases | $100,058,000 | 3,478 |
| Loan loss allowance | $877,000 | 4,415 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,291,000 | 3,914 |
| Other real estate owned | $289,000 | 5,323 |
| Goodwill and other intangibles | $16,812,000 | 384 |
| All other assets | $6,476,000 | 2,136 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $152,036,000 | 3,538 |
| Total liabilities | $124,740,000 | 3,788 |
| Total deposits | $112,303,000 | 3,805 |
| Interest-bearing deposits | $99,055,000 | 3,689 |
| Deposits held in domestic offices | $112,303,000 | 3,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,209,000 | 1,776 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,617,000 | 3,175 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,611,000 | 2,258 |
| Total equity capital | $27,296,000 | 2,115 |
| Total bank equity capital | $27,296,000 | 2,115 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $583,000 | 3,957 |
| Surplus | $32,831,000 | 733 |
| Undivided profits | $-6,118,000 | 8,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $708,000 | 4,287 |
| Earning assets | $121,744,000 | 3,933 |
| Long-term assets (5+ years) | $33,638,000 | 2,521 |
| Average Assets, year-to-date | $146,848,750 | 3,550 |
| Average Assets, quarterly | $149,337,500 | 3,559 |
| Volatile liabilities | $14,206,000 | 4,940 |
| Insider loans | $2,781,000 | 2,087 |
| FHLB advances | $6,617,000 | 3,034 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,781,000 | 3,905 |
| Tier 1 (core) risk-based capital | $10,259,000 | 4,769 |
| Tier 2 risk-based capital | $877,000 | 4,132 |
| Total risk weighted assets | $99,790,000 | 3,630 |
| Total unused commitments | $12,781,000 | 3,906 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $146,639,000 | 3,626 |
| Cash and due from depository institutions | $4,127,000 | 5,013 |
| Interest-bearing balances | $280,000 | 4,190 |
| Securities | $18,099,000 | 5,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $98,595,000 | 3,472 |
| Loan loss allowance | $859,000 | 4,473 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,325,000 | 3,849 |
| Other real estate owned | $289,000 | 5,013 |
| Goodwill and other intangibles | $16,858,000 | 372 |
| All other assets | $6,346,000 | 2,165 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $146,639,000 | 3,626 |
| Total liabilities | $119,343,000 | 3,913 |
| Total deposits | $105,499,000 | 4,007 |
| Interest-bearing deposits | $91,906,000 | 3,905 |
| Deposits held in domestic offices | $105,499,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,114,000 | 1,616 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,865,000 | 3,115 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,865,000 | 1,862 |
| Total equity capital | $27,296,000 | 2,020 |
| Total bank equity capital | $27,296,000 | 2,020 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $583,000 | 3,983 |
| Surplus | $32,831,000 | 715 |
| Undivided profits | $-6,118,000 | 9,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $690,000 | 4,086 |
| Earning assets | $116,974,000 | 4,035 |
| Long-term assets (5+ years) | $33,134,000 | 2,637 |
| Average Assets, year-to-date | $145,119,670 | 3,595 |
| Average Assets, quarterly | $144,579,000 | 3,642 |
| Volatile liabilities | $15,081,000 | 4,721 |
| Insider loans | $2,102,000 | 2,581 |
| FHLB advances | $6,865,000 | 2,976 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,174,000 | 3,846 |
| Tier 1 (core) risk-based capital | $10,416,000 | 4,643 |
| Tier 2 risk-based capital | $859,000 | 4,177 |
| Total risk weighted assets | $96,626,000 | 3,691 |
| Total unused commitments | $13,174,000 | 3,846 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $142,519,000 | 3,690 |
| Cash and due from depository institutions | $4,565,000 | 5,006 |
| Interest-bearing balances | $119,000 | 5,090 |
| Securities | $14,119,000 | 5,733 |
| Federal funds sold & reverse repurchase agreements | $1,403,000 | 5,188 |
| Net loans & leases | $96,599,000 | 3,457 |
| Loan loss allowance | $1,008,000 | 3,933 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,363,000 | 3,785 |
| Other real estate owned | $289,000 | 5,006 |
| Goodwill and other intangibles | $16,905,000 | 361 |
| All other assets | $6,276,000 | 2,071 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,519,000 | 3,690 |
| Total liabilities | $115,035,000 | 4,014 |
| Total deposits | $103,027,000 | 4,076 |
| Interest-bearing deposits | $90,330,000 | 3,957 |
| Deposits held in domestic offices | $103,027,000 | 4,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,113,000 | 1,636 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,265,000 | 3,087 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,630,000 | 2,274 |
| Total equity capital | $27,484,000 | 2,051 |
| Total bank equity capital | $27,484,000 | 2,051 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $583,000 | 3,988 |
| Surplus | $32,831,000 | 707 |
| Undivided profits | $-5,930,000 | 9,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $678,000 | 4,068 |
| Earning assets | $112,240,000 | 4,166 |
| Long-term assets (5+ years) | $29,953,000 | 2,790 |
| Average Assets, year-to-date | $144,360,000 | 3,616 |
| Average Assets, quarterly | $144,360,000 | 3,616 |
| Volatile liabilities | $13,958,000 | 4,842 |
| Insider loans | $2,179,000 | 2,463 |
| FHLB advances | $6,265,000 | 2,950 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,993,000 | 4,398 |
| Tier 1 (core) risk-based capital | $10,250,000 | 4,653 |
| Tier 2 risk-based capital | $1,008,000 | 3,665 |
| Total risk weighted assets | $94,073,000 | 3,695 |
| Total unused commitments | $9,993,000 | 4,405 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $146,201,000 | 3,592 |
| Cash and due from depository institutions | $7,267,000 | 4,785 |
| Interest-bearing balances | $139,000 | 4,909 |
| Securities | $15,160,000 | 5,595 |
| Federal funds sold & reverse repurchase agreements | $1,797,000 | 4,205 |
| Net loans & leases | $96,964,000 | 3,430 |
| Loan loss allowance | $1,005,000 | 3,936 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,405,000 | 3,726 |
| Other real estate owned | $289,000 | 4,785 |
| Goodwill and other intangibles | $16,951,000 | 374 |
| All other assets | $5,368,000 | 2,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,201,000 | 3,592 |
| Total liabilities | $118,727,000 | 3,900 |
| Total deposits | $106,665,000 | 3,947 |
| Interest-bearing deposits | $94,161,000 | 3,831 |
| Deposits held in domestic offices | $106,665,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,560,000 | 1,686 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,265,000 | 3,063 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,237,000 | 2,681 |
| Total equity capital | $27,474,000 | 1,997 |
| Total bank equity capital | $27,474,000 | 1,997 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $583,000 | 4,023 |
| Surplus | $32,831,000 | 702 |
| Undivided profits | $-5,940,000 | 9,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $806,000 | 3,652 |
| Earning assets | $114,060,000 | 4,079 |
| Long-term assets (5+ years) | $29,996,000 | 2,784 |
| Average Assets, year-to-date | $146,565,600 | 3,471 |
| Average Assets, quarterly | $146,294,500 | 3,558 |
| Volatile liabilities | $14,615,000 | 4,702 |
| Insider loans | $1,490,000 | 3,221 |
| FHLB advances | $6,265,000 | 2,920 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,071,000 | 4,275 |
| Tier 1 (core) risk-based capital | $10,268,000 | 4,629 |
| Tier 2 risk-based capital | $1,005,000 | 3,667 |
| Total risk weighted assets | $95,201,000 | 3,655 |
| Total unused commitments | $10,071,000 | 4,277 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 31 | 4,924 |
| Assets and Liabilities | ||
| Total Assets: | $146,388,000 | 3,561 |
| Cash and due from depository institutions | $4,455,000 | 4,924 |
| Interest-bearing balances | $105,000 | 5,226 |
| Securities | $17,075,000 | 5,184 |
| Federal funds sold & reverse repurchase agreements | $1,615,000 | 4,726 |
| Net loans & leases | $98,191,000 | 3,375 |
| Loan loss allowance | $1,564,000 | 2,783 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,413,000 | 3,698 |
| Other real estate owned | $289,000 | 4,924 |
| Goodwill and other intangibles | $16,998,000 | 374 |
| All other assets | $5,352,000 | 2,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,388,000 | 3,561 |
| Total liabilities | $119,694,000 | 3,855 |
| Total deposits | $109,271,000 | 3,861 |
| Interest-bearing deposits | $96,415,000 | 3,754 |
| Deposits held in domestic offices | $109,271,000 | 3,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,952,000 | 1,916 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,260,000 | 3,015 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,211,000 | 2,830 |
| Total equity capital | $26,694,000 | 2,062 |
| Total bank equity capital | $26,694,000 | 2,062 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $583,000 | 4,054 |
| Surplus | $32,831,000 | 705 |
| Undivided profits | $-6,720,000 | 9,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $789,000 | 3,900 |
| Earning assets | $116,986,000 | 3,984 |
| Long-term assets (5+ years) | $29,618,000 | 2,817 |
| Average Assets, year-to-date | $146,656,750 | 3,478 |
| Average Assets, quarterly | $144,526,000 | 3,574 |
| Volatile liabilities | $12,785,000 | 5,044 |
| Insider loans | $1,715,000 | 2,897 |
| FHLB advances | $6,260,000 | 2,863 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,356,000 | 4,204 |
| Tier 1 (core) risk-based capital | $9,460,000 | 4,877 |
| Tier 2 risk-based capital | $1,209,000 | 3,161 |
| Total risk weighted assets | $96,397,000 | 3,601 |
| Total unused commitments | $10,356,000 | 4,210 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $142,664,000 | 3,625 |
| Cash and due from depository institutions | $4,101,000 | 5,036 |
| Interest-bearing balances | $78,000 | 5,709 |
| Securities | $17,401,000 | 5,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $96,156,000 | 3,425 |
| Loan loss allowance | $1,580,000 | 2,728 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,395,000 | 3,670 |
| Other real estate owned | $353,000 | 5,036 |
| Goodwill and other intangibles | $17,045,000 | 355 |
| All other assets | $5,213,000 | 2,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,664,000 | 3,625 |
| Total liabilities | $116,054,000 | 3,938 |
| Total deposits | $104,101,000 | 4,013 |
| Interest-bearing deposits | $92,871,000 | 3,860 |
| Deposits held in domestic offices | $104,101,000 | 4,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,938,000 | 1,492 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,853,000 | 3,085 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,162,000 | 3,000 |
| Total equity capital | $26,610,000 | 2,063 |
| Total bank equity capital | $26,610,000 | 2,063 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $583,000 | 4,058 |
| Surplus | $32,831,000 | 696 |
| Undivided profits | $-6,804,000 | 9,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $815,000 | 3,647 |
| Earning assets | $113,635,000 | 4,059 |
| Long-term assets (5+ years) | $29,917,000 | 2,654 |
| Average Assets, year-to-date | $146,746,330 | 3,465 |
| Average Assets, quarterly | $144,851,500 | 3,532 |
| Volatile liabilities | $14,090,000 | 4,758 |
| Insider loans | $1,715,000 | 2,893 |
| FHLB advances | $5,853,000 | 2,917 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,123,000 | 4,186 |
| Tier 1 (core) risk-based capital | $9,104,000 | 4,956 |
| Tier 2 risk-based capital | $1,175,000 | 3,176 |
| Total risk weighted assets | $93,619,000 | 3,648 |
| Total unused commitments | $10,123,000 | 4,198 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $147,039,000 | 3,480 |
| Cash and due from depository institutions | $5,695,000 | 4,686 |
| Interest-bearing balances | $104,000 | 5,190 |
| Securities | $13,953,000 | 5,689 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,971 |
| Net loans & leases | $96,902,000 | 3,344 |
| Loan loss allowance | $1,588,000 | 2,668 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,438,000 | 3,605 |
| Other real estate owned | $485,000 | 4,686 |
| Goodwill and other intangibles | $17,091,000 | 338 |
| All other assets | $4,975,000 | 2,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,039,000 | 3,480 |
| Total liabilities | $118,986,000 | 3,823 |
| Total deposits | $108,111,000 | 3,854 |
| Interest-bearing deposits | $94,606,000 | 3,788 |
| Deposits held in domestic offices | $108,111,000 | 3,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,714,000 | 1,598 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,847,000 | 3,005 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,314,000 | 2,782 |
| Total equity capital | $28,053,000 | 1,903 |
| Total bank equity capital | $28,053,000 | 1,903 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $583,000 | 4,071 |
| Surplus | $32,831,000 | 683 |
| Undivided profits | $-5,361,000 | 9,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $820,000 | 3,643 |
| Earning assets | $116,459,000 | 3,942 |
| Long-term assets (5+ years) | $24,820,000 | 2,963 |
| Average Assets, year-to-date | $148,787,500 | 3,412 |
| Average Assets, quarterly | $148,787,500 | 3,412 |
| Volatile liabilities | $12,965,000 | 4,944 |
| Insider loans | $1,760,000 | 2,779 |
| FHLB advances | $5,847,000 | 2,849 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,021,000 | 4,153 |
| Tier 1 (core) risk-based capital | $10,602,000 | 4,357 |
| Tier 2 risk-based capital | $1,167,000 | 3,148 |
| Total risk weighted assets | $92,938,000 | 3,603 |
| Total unused commitments | $10,021,000 | 4,168 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $150,536,000 | 3,368 |
| Cash and due from depository institutions | $3,941,000 | 4,795 |
| Interest-bearing balances | $86,000 | 5,464 |
| Securities | $15,227,000 | 5,429 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,918 |
| Net loans & leases | $98,716,000 | 3,247 |
| Loan loss allowance | $1,492,000 | 2,757 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,470,000 | 3,559 |
| Other real estate owned | $395,000 | 4,795 |
| Goodwill and other intangibles | $17,141,000 | 324 |
| All other assets | $5,046,000 | 2,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,536,000 | 3,368 |
| Total liabilities | $122,791,000 | 3,662 |
| Total deposits | $112,155,000 | 3,666 |
| Interest-bearing deposits | $100,138,000 | 3,542 |
| Deposits held in domestic offices | $112,155,000 | 3,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,827,000 | 1,635 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,842,000 | 3,027 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $967,000 | 3,464 |
| Total equity capital | $27,745,000 | 1,885 |
| Total bank equity capital | $27,745,000 | 1,885 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $583,000 | 4,077 |
| Surplus | $32,831,000 | 666 |
| Undivided profits | $-5,669,000 | 9,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $854,000 | 3,677 |
| Earning assets | $121,629,000 | 3,752 |
| Long-term assets (5+ years) | $25,362,000 | 2,855 |
| Average Assets, year-to-date | $147,659,600 | 3,300 |
| Average Assets, quarterly | $147,684,000 | 3,396 |
| Volatile liabilities | $13,804,000 | 4,765 |
| Insider loans | $1,686,000 | 2,852 |
| FHLB advances | $5,842,000 | 2,853 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,693,000 | 4,638 |
| Tier 1 (core) risk-based capital | $10,242,000 | 4,427 |
| Tier 2 risk-based capital | $1,220,000 | 3,002 |
| Total risk weighted assets | $97,366,000 | 3,435 |
| Total unused commitments | $7,693,000 | 4,640 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $146,307,000 | 3,338 |
| Cash and due from depository institutions | $6,398,000 | 5,140 |
| Interest-bearing balances | $582,000 | 3,551 |
| Securities | $12,588,000 | 5,875 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,632 |
| Net loans & leases | $93,109,000 | 3,330 |
| Loan loss allowance | $1,629,000 | 2,407 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,642,000 | 3,299 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $17,519,000 | 314 |
| All other assets | $5,051,000 | 2,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,307,000 | 3,338 |
| Total liabilities | $117,790,000 | 3,661 |
| Total deposits | $111,271,000 | 3,584 |
| Interest-bearing deposits | $97,800,000 | 3,500 |
| Deposits held in domestic offices | $111,271,000 | 3,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,126,000 | 2,125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,497,000 | 3,541 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $896,000 | 3,742 |
| Total equity capital | $28,517,000 | 1,715 |
| Total bank equity capital | $28,517,000 | 1,715 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $583,000 | 4,152 |
| Surplus | $32,831,000 | 657 |
| Undivided profits | $-4,897,000 | 9,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 3,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $933,000 | 3,688 |
| Earning assets | $115,279,000 | 3,787 |
| Long-term assets (5+ years) | $18,649,000 | 3,454 |
| Average Assets, year-to-date | $145,098,400 | 3,230 |
| Average Assets, quarterly | $144,004,500 | 3,344 |
| Volatile liabilities | $12,056,000 | 5,098 |
| Insider loans | $445,000 | 5,668 |
| FHLB advances | $3,497,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,528,000 | 4,039 |
| Tier 1 (core) risk-based capital | $10,834,000 | 4,074 |
| Tier 2 risk-based capital | $1,037,000 | 3,257 |
| Total risk weighted assets | $82,352,000 | 3,802 |
| Total unused commitments | $9,528,000 | 4,048 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $147,395,000 | 3,208 |
| Cash and due from depository institutions | $5,366,000 | 4,355 |
| Interest-bearing balances | $738,000 | 2,672 |
| Securities | $16,962,000 | 5,175 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 1,708 |
| Net loans & leases | $92,059,000 | 3,263 |
| Loan loss allowance | $1,573,000 | 2,375 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,837,000 | 3,040 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $18,417,000 | 283 |
| All other assets | $4,704,000 | 1,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,395,000 | 3,208 |
| Total liabilities | $119,281,000 | 3,497 |
| Total deposits | $114,147,000 | 3,361 |
| Interest-bearing deposits | $101,858,000 | 3,248 |
| Deposits held in domestic offices | $114,147,000 | 3,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,903,000 | 1,993 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,639,000 | 4,187 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $592,000 | 5,234 |
| Total equity capital | $28,114,000 | 1,659 |
| Total bank equity capital | $28,114,000 | 1,659 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $583,000 | 4,283 |
| Surplus | $32,831,000 | 609 |
| Undivided profits | $-5,300,000 | 9,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $787,000 | 3,464 |
| Earning assets | $116,809,000 | 3,614 |
| Long-term assets (5+ years) | $18,937,000 | 3,270 |
| Average Assets, year-to-date | $139,245,600 | 3,225 |
| Average Assets, quarterly | $145,536,500 | 3,206 |
| Volatile liabilities | $15,221,000 | 4,426 |
| Insider loans | $794,000 | 4,435 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,400,000 | 3,896 |
| Tier 1 (core) risk-based capital | $9,593,000 | 4,436 |
| Tier 2 risk-based capital | $1,084,880 | 3,051 |
| Total risk weighted assets | $86,302,080 | 3,525 |
| Total unused commitments | $9,400,000 | 3,898 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $128,131,000 | 3,564 |
| Cash and due from depository institutions | $5,288,000 | 4,376 |
| Interest-bearing balances | $474,000 | 3,218 |
| Securities | $26,103,000 | 4,004 |
| Federal funds sold & reverse repurchase agreements | $3,183,000 | 2,757 |
| Net loans & leases | $86,420,000 | 3,346 |
| Loan loss allowance | $1,398,000 | 2,543 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,258,000 | 3,626 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $138,000 | 2,561 |
| All other assets | $4,741,000 | 1,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,131,000 | 3,564 |
| Total liabilities | $113,932,000 | 3,601 |
| Total deposits | $110,023,000 | 3,420 |
| Interest-bearing deposits | $96,176,000 | 3,372 |
| Deposits held in domestic offices | $110,023,000 | 3,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,990 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,857,000 | 4,054 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $992,000 | 3,302 |
| Total equity capital | $14,199,000 | 3,112 |
| Total bank equity capital | $14,199,000 | 3,112 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $583,000 | 4,418 |
| Surplus | $4,394,000 | 3,339 |
| Undivided profits | $9,222,000 | 2,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 513 |
| Income earned, not collected on loans | $575,000 | 4,048 |
| Earning assets | $116,180,000 | 3,583 |
| Long-term assets (5+ years) | $14,403,000 | 4,048 |
| Average Assets, year-to-date | $123,401,400 | 3,560 |
| Average Assets, quarterly | $128,871,000 | 3,513 |
| Volatile liabilities | $16,528,000 | 3,955 |
| Insider loans | $1,761,000 | 2,458 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,054,000 | 3,522 |
| Tier 1 (core) risk-based capital | $14,241,000 | 3,079 |
| Tier 2 risk-based capital | $1,014,110 | 3,110 |
| Total risk weighted assets | $80,745,110 | 3,595 |
| Total unused commitments | $11,054,000 | 3,527 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $120,295,000 | 3,709 |
| Cash and due from depository institutions | $8,647,000 | 4,361 |
| Interest-bearing balances | $1,388,000 | 2,497 |
| Securities | $24,717,000 | 4,193 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,236 |
| Net loans & leases | $80,462,000 | 3,352 |
| Loan loss allowance | $1,461,000 | 2,385 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,187,000 | 3,617 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,682,000 | 2,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,295,000 | 3,709 |
| Total liabilities | $107,160,000 | 3,722 |
| Total deposits | $100,012,000 | 3,706 |
| Interest-bearing deposits | $87,499,000 | 3,640 |
| Deposits held in domestic offices | $100,012,000 | 3,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,921,000 | 2,014 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,500,000 | 2,423 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $727,000 | 4,481 |
| Total equity capital | $13,135,000 | 3,411 |
| Total bank equity capital | $13,135,000 | 3,411 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $583,000 | 4,453 |
| Surplus | $4,394,000 | 3,195 |
| Undivided profits | $8,158,000 | 3,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $299,000 | 467 |
| Income earned, not collected on loans | $544,000 | 4,274 |
| Earning assets | $108,167,000 | 3,784 |
| Long-term assets (5+ years) | $11,182,000 | 4,458 |
| Average Assets, year-to-date | $116,338,400 | 3,627 |
| Average Assets, quarterly | $118,217,000 | 3,696 |
| Volatile liabilities | $20,167,000 | 2,986 |
| Insider loans | $925,000 | 3,730 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,392,000 | 3,520 |
| Tier 1 (core) risk-based capital | $13,036,000 | 3,269 |
| Tier 2 risk-based capital | $946,640 | 3,177 |
| Total risk weighted assets | $75,217,140 | 3,621 |
| Total unused commitments | $10,392,000 | 3,524 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $113,209,000 | 3,875 |
| Cash and due from depository institutions | $5,541,000 | 4,284 |
| Interest-bearing balances | $1,007,000 | 2,436 |
| Securities | $18,574,000 | 5,191 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,143 |
| Net loans & leases | $78,177,000 | 3,436 |
| Loan loss allowance | $1,346,000 | 2,569 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,055,000 | 3,764 |
| Other real estate owned | $20,000 | 4,284 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,392,000 | 2,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,209,000 | 3,875 |
| Total liabilities | $101,385,000 | 3,880 |
| Total deposits | $94,687,000 | 3,902 |
| Interest-bearing deposits | $82,103,000 | 3,859 |
| Deposits held in domestic offices | $94,687,000 | 3,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,631,000 | 1,724 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,500,000 | 2,647 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $567,000 | 5,422 |
| Total equity capital | $11,824,000 | 3,700 |
| Total bank equity capital | $11,824,000 | 3,700 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $583,000 | 4,615 |
| Surplus | $4,394,000 | 3,127 |
| Undivided profits | $6,847,000 | 3,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 8,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $568,000 | 4,165 |
| Earning assets | $104,208,000 | 3,881 |
| Long-term assets (5+ years) | $6,495,000 | 5,379 |
| Average Assets, year-to-date | $108,167,800 | 3,872 |
| Average Assets, quarterly | $110,673,500 | 3,911 |
| Volatile liabilities | $17,653,000 | 3,317 |
| Insider loans | $1,189,000 | 3,145 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,670,000 | 4,079 |
| Tier 1 (core) risk-based capital | $11,755,000 | 3,591 |
| Tier 2 risk-based capital | $859,790 | 3,368 |
| Total risk weighted assets | $68,296,590 | 3,914 |
| Total unused commitments | $7,670,000 | 4,081 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $106,283,000 | 4,194 |
| Cash and due from depository institutions | $7,651,000 | 4,562 |
| Interest-bearing balances | $1,194,000 | 2,162 |
| Securities | $20,576,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $1,675,000 | 5,339 |
| Net loans & leases | $72,033,000 | 3,743 |
| Loan loss allowance | $1,273,000 | 2,828 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,193,000 | 3,501 |
| Other real estate owned | $0 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,155,000 | 3,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,283,000 | 4,194 |
| Total liabilities | $95,665,000 | 4,183 |
| Total deposits | $82,755,000 | 4,506 |
| Interest-bearing deposits | $69,447,000 | 4,622 |
| Deposits held in domestic offices | $82,755,000 | 4,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,889,000 | 1,168 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,500,000 | 2,455 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $521,000 | 5,782 |
| Total equity capital | $10,618,000 | 4,137 |
| Total bank equity capital | $10,618,000 | 4,137 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $583,000 | 4,908 |
| Surplus | $4,394,000 | 3,202 |
| Undivided profits | $5,641,000 | 4,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 9,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $494,000 | 4,706 |
| Earning assets | $95,478,000 | 4,278 |
| Long-term assets (5+ years) | $6,844,000 | 5,112 |
| Average Assets, year-to-date | $104,002,600 | 4,105 |
| Average Assets, quarterly | $105,335,500 | 4,168 |
| Volatile liabilities | $22,151,000 | 2,682 |
| Insider loans | $1,590,000 | 2,577 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,833,000 | 4,298 |
| Tier 1 (core) risk-based capital | $10,615,000 | 4,033 |
| Tier 2 risk-based capital | $804,310 | 3,629 |
| Total risk weighted assets | $63,876,410 | 4,153 |
| Total unused commitments | $6,833,000 | 4,312 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $104,487,000 | 4,254 |
| Cash and due from depository institutions | $7,168,000 | 5,049 |
| Interest-bearing balances | $969,000 | 2,615 |
| Securities | $22,753,000 | 5,056 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 2,007 |
| Net loans & leases | $62,577,000 | 4,120 |
| Loan loss allowance | $1,069,000 | 3,332 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,585,000 | 2,927 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,054,000 | 3,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,487,000 | 4,254 |
| Total liabilities | $94,910,000 | 4,209 |
| Total deposits | $81,672,000 | 4,603 |
| Interest-bearing deposits | $69,279,000 | 4,667 |
| Deposits held in domestic offices | $81,672,000 | 4,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,186,000 | 1,091 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,500,000 | 2,198 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $552,000 | 5,823 |
| Total equity capital | $9,577,000 | 4,501 |
| Total bank equity capital | $9,577,000 | 4,501 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $583,000 | 5,170 |
| Surplus | $4,394,000 | 3,192 |
| Undivided profits | $4,600,000 | 4,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $466,000 | 5,069 |
| Earning assets | $93,649,000 | 4,342 |
| Long-term assets (5+ years) | $12,039,000 | 3,594 |
| Average Assets, year-to-date | $97,736,400 | 4,325 |
| Average Assets, quarterly | $100,302,500 | 4,359 |
| Volatile liabilities | $24,666,000 | 2,201 |
| Insider loans | $1,755,000 | 2,426 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,996,000 | 4,109 |
| Tier 1 (core) risk-based capital | $9,578,000 | 4,372 |
| Tier 2 risk-based capital | $771,250 | 3,697 |
| Total risk weighted assets | $61,402,050 | 4,225 |
| Total unused commitments | $6,996,000 | 4,122 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $93,573,000 | 4,638 |
| Cash and due from depository institutions | $6,163,000 | 5,491 |
| Interest-bearing balances | $900,000 | 2,559 |
| Securities | $24,980,000 | 4,980 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $57,237,000 | 4,377 |
| Loan loss allowance | $847,000 | 4,152 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $877,000 | 6,559 |
| Other real estate owned | $79,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,537,000 | 3,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,573,000 | 4,638 |
| Total liabilities | $85,520,000 | 4,607 |
| Total deposits | $74,672,000 | 4,934 |
| Interest-bearing deposits | $59,667,000 | 5,266 |
| Deposits held in domestic offices | $74,672,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,522,000 | 1,242 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $326,000 | 6,978 |
| Total equity capital | $8,053,000 | 4,895 |
| Total bank equity capital | $8,053,000 | 4,895 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $583,000 | 5,438 |
| Surplus | $4,394,000 | 3,091 |
| Undivided profits | $3,076,000 | 5,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 8,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $380,000 | 5,415 |
| Earning assets | $84,817,000 | 4,673 |
| Long-term assets (5+ years) | $11,112,000 | 3,848 |
| Average Assets, year-to-date | $87,915,000 | 4,785 |
| Average Assets, quarterly | $91,444,000 | 4,703 |
| Volatile liabilities | $20,646,000 | 2,481 |
| Insider loans | $1,204,000 | 3,223 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,939,000 | 4,426 |
| Tier 1 (core) risk-based capital | $8,657,000 | 4,674 |
| Tier 2 risk-based capital | $683,540 | 4,078 |
| Total risk weighted assets | $54,519,940 | 4,599 |
| Total unused commitments | $5,939,000 | 4,433 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $86,520,000 | 5,046 |
| Cash and due from depository institutions | $5,443,000 | 5,698 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $22,258,000 | 5,673 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,620 |
| Net loans & leases | $47,695,000 | 4,991 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $916,000 | 6,492 |
| Other real estate owned | $111,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,597,000 | 4,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,520,000 | 5,046 |
| Total liabilities | $78,820,000 | 5,037 |
| Total deposits | $71,386,000 | 5,311 |
| Interest-bearing deposits | $62,103,000 | 5,289 |
| Deposits held in domestic offices | $71,386,000 | 5,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,042,000 | 1,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $392,000 | 6,369 |
| Total equity capital | $7,700,000 | 5,156 |
| Total bank equity capital | $7,700,000 | 5,156 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $583,000 | 5,677 |
| Surplus | $4,319,000 | 3,057 |
| Undivided profits | $2,798,000 | 6,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $299,000 | 6,098 |
| Earning assets | $78,553,000 | 5,103 |
| Long-term assets (5+ years) | $9,726,000 | 4,429 |
| Average Assets, year-to-date | $78,235,400 | 5,387 |
| Average Assets, quarterly | $82,280,500 | 5,228 |
| Volatile liabilities | $17,340,000 | 2,687 |
| Insider loans | $853,000 | 4,166 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,311,000 | 4,236 |
| Tier 1 (core) risk-based capital | $7,700,000 | 5,077 |
| Tier 2 risk-based capital | $607,300 | 4,479 |
| Total risk weighted assets | $48,315,300 | 5,048 |
| Total unused commitments | $6,311,000 | 4,263 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $75,156,000 | 5,777 |
| Cash and due from depository institutions | $4,099,000 | 6,231 |
| Interest-bearing balances | $664,000 | 4,489 |
| Securities | $17,902,000 | 6,560 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $46,195,000 | 5,129 |
| Loan loss allowance | $703,000 | 4,988 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $740,000 | 7,423 |
| Other real estate owned | $0 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,220,000 | 5,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,156,000 | 5,777 |
| Total liabilities | $68,275,000 | 5,790 |
| Total deposits | $61,436,000 | 6,119 |
| Interest-bearing deposits | $54,291,000 | 6,050 |
| Deposits held in domestic offices | $61,436,000 | 6,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,023,000 | 1,256 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000 | 5,055 |
| Subordinated debt | $19,000 | 477 |
| All other liabilities | $795,000 | 3,943 |
| Total equity capital | $6,881,000 | 5,461 |
| Total bank equity capital | $6,881,000 | 5,461 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $583,000 | 5,975 |
| Surplus | $3,819,000 | 3,317 |
| Undivided profits | $2,479,000 | 6,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $349,000 | 5,740 |
| Earning assets | $69,761,000 | 5,690 |
| Long-term assets (5+ years) | $4,328,000 | 6,923 |
| Average Assets, year-to-date | $72,752,400 | 5,803 |
| Average Assets, quarterly | $73,002,500 | 5,873 |
| Volatile liabilities | $15,047,000 | 2,959 |
| Insider loans | $687,000 | 1,305 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,253,000 | 4,482 |
| Tier 1 (core) risk-based capital | $6,881,000 | 5,397 |
| Tier 2 risk-based capital | $562,640 | 4,749 |
| Total risk weighted assets | $44,870,840 | 5,430 |
| Total unused commitments | $5,253,000 | 4,507 |
| Derivatives | $0 | 651 |