Home > De Witt State Bank > Income and Expense
De Witt State Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,111 |
| Total interest expense | $141,000 | 6,709 |
| Net interest income | $312,000 | 7,158 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $-78,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-91,000 | 7,731 |
| Total noninterest expense | $294,000 | 7,104 |
| Salaries and employee benefits | $163,000 | 6,992 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $119,000 | 6,741 |
| Pre-tax net operating income | $-260,000 | 6,925 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-53,000 | 7,334 |
| Income before extraordinary items | $-207,000 | 6,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-207,000 | 6,940 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-207,000 | 6,939 |
| Net charge-offs | $91,000 | 3,183 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-207,000 | 6,902 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 7,152 |
| Total interest expense | $727,000 | 6,622 |
| Net interest income | $1,152,000 | 7,294 |
| Provision for loan and lease losses | $657,000 | 4,124 |
| Total noninterest income | $354,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $72,000 | 6,138 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $282,000 | 4,061 |
| Total noninterest expense | $1,175,000 | 7,178 |
| Salaries and employee benefits | $669,000 | 7,046 |
| Premises and equipment expense | $133,000 | 7,076 |
| Additional noninterest expense | $373,000 | 7,177 |
| Pre-tax net operating income | $-326,000 | 5,834 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-176,000 | 6,724 |
| Income before extraordinary items | $-150,000 | 5,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-150,000 | 5,756 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-150,000 | 5,756 |
| Net charge-offs | $785,000 | 3,201 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-150,000 | 5,751 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 7,230 |
| Total interest expense | $571,000 | 6,686 |
| Net interest income | $831,000 | 7,390 |
| Provision for loan and lease losses | $547,000 | 3,669 |
| Total noninterest income | $243,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $52,000 | 6,222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $191,000 | 4,355 |
| Total noninterest expense | $846,000 | 7,288 |
| Salaries and employee benefits | $464,000 | 7,205 |
| Premises and equipment expense | $100,000 | 7,128 |
| Additional noninterest expense | $282,000 | 7,204 |
| Pre-tax net operating income | $-319,000 | 6,156 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-72,000 | 6,877 |
| Income before extraordinary items | $-247,000 | 6,176 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-247,000 | 6,177 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-247,000 | 6,176 |
| Net charge-offs | $640,000 | 2,729 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-247,000 | 6,154 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,298 |
| Total interest expense | $397,000 | 6,723 |
| Net interest income | $535,000 | 7,474 |
| Provision for loan and lease losses | $537,000 | 2,884 |
| Total noninterest income | $171,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $137,000 | 4,276 |
| Total noninterest expense | $559,000 | 7,369 |
| Salaries and employee benefits | $310,000 | 7,278 |
| Premises and equipment expense | $67,000 | 7,186 |
| Additional noninterest expense | $182,000 | 7,300 |
| Pre-tax net operating income | $-390,000 | 6,533 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-78,000 | 7,086 |
| Income before extraordinary items | $-312,000 | 6,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-312,000 | 6,554 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-312,000 | 6,554 |
| Net charge-offs | $596,000 | 2,141 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-312,000 | 6,544 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,336 |
| Total interest expense | $202,000 | 6,795 |
| Net interest income | $270,000 | 7,488 |
| Provision for loan and lease losses | $17,000 | 5,998 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $247,000 | 7,533 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $79,000 | 7,399 |
| Pre-tax net operating income | $37,000 | 5,794 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $96,000 | 2,912 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 7,274 |
| Total interest expense | $1,030,000 | 6,729 |
| Net interest income | $1,057,000 | 7,519 |
| Provision for loan and lease losses | $917,000 | 2,842 |
| Total noninterest income | $355,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 6,195 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $275,000 | 4,258 |
| Total noninterest expense | $1,086,000 | 7,434 |
| Salaries and employee benefits | $669,000 | 7,229 |
| Premises and equipment expense | $141,000 | 7,215 |
| Additional noninterest expense | $276,000 | 7,564 |
| Pre-tax net operating income | $-591,000 | 6,816 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-111,000 | 7,099 |
| Income before extraordinary items | $-476,000 | 6,696 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-476,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 2,507 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-479,240 | 6,831 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 7,333 |
| Total interest expense | $811,000 | 6,760 |
| Net interest income | $778,000 | 7,604 |
| Provision for loan and lease losses | $330,000 | 3,386 |
| Total noninterest income | $221,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 4,856 |
| Total noninterest expense | $789,000 | 7,489 |
| Salaries and employee benefits | $467,000 | 7,366 |
| Premises and equipment expense | $106,000 | 7,277 |
| Additional noninterest expense | $216,000 | 7,518 |
| Pre-tax net operating income | $-120,000 | 6,941 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,000 | 7,277 |
| Income before extraordinary items | $-115,000 | 6,811 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-115,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-115,000 | 6,984 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,327 |
| Total interest expense | $574,000 | 6,768 |
| Net interest income | $531,000 | 7,625 |
| Provision for loan and lease losses | $330,000 | 2,398 |
| Total noninterest income | $88,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $46,000 | 6,261 |
| Total noninterest expense | $532,000 | 7,531 |
| Salaries and employee benefits | $316,000 | 7,411 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $145,000 | 7,557 |
| Pre-tax net operating income | $-243,000 | 7,370 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-45,000 | 7,738 |
| Income before extraordinary items | $-198,000 | 7,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-198,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-198,000 | 7,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 7,275 |
| Total interest expense | $309,000 | 6,786 |
| Net interest income | $294,000 | 7,532 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $265,000 | 7,564 |
| Salaries and employee benefits | $159,000 | 7,438 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $-4,000 | 7,196 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-9,000 | 7,832 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,000 | 7,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 7,152 |
| Total interest expense | $1,217,000 | 6,844 |
| Net interest income | $1,354,000 | 7,315 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $293,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $93,000 | 6,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $200,000 | 5,055 |
| Total noninterest expense | $1,072,000 | 7,551 |
| Salaries and employee benefits | $632,000 | 7,456 |
| Premises and equipment expense | $129,000 | 7,451 |
| Additional noninterest expense | $311,000 | 7,482 |
| Pre-tax net operating income | $573,000 | 5,761 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $114,000 | 4,376 |
| Income before extraordinary items | $459,000 | 5,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,750 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $459,000 | 5,818 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 7,207 |
| Total interest expense | $903,000 | 6,894 |
| Net interest income | $1,017,000 | 7,357 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $145,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 6,222 |
| Total noninterest expense | $797,000 | 7,546 |
| Salaries and employee benefits | $478,000 | 7,413 |
| Premises and equipment expense | $93,000 | 7,488 |
| Additional noninterest expense | $226,000 | 7,521 |
| Pre-tax net operating income | $363,000 | 6,307 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $62,000 | 4,812 |
| Income before extraordinary items | $301,000 | 6,313 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $301,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,949 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $301,000 | 6,306 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,263 |
| Total interest expense | $584,000 | 6,968 |
| Net interest income | $681,000 | 7,408 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $77,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $525,000 | 7,609 |
| Salaries and employee benefits | $324,000 | 7,426 |
| Premises and equipment expense | $58,000 | 7,612 |
| Additional noninterest expense | $143,000 | 7,647 |
| Pre-tax net operating income | $231,000 | 6,469 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $37,000 | 4,979 |
| Income before extraordinary items | $194,000 | 6,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $194,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $194,000 | 6,410 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,309 |
| Total interest expense | $288,000 | 7,002 |
| Net interest income | $340,000 | 7,445 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $266,000 | 7,646 |
| Salaries and employee benefits | $166,000 | 7,432 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $114,000 | 6,489 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $96,000 | 6,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $96,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $96,000 | 6,447 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 7,163 |
| Total interest expense | $1,086,000 | 6,775 |
| Net interest income | $1,391,000 | 7,318 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $243,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $103,000 | 6,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $1,055,000 | 7,622 |
| Salaries and employee benefits | $628,000 | 7,506 |
| Premises and equipment expense | $112,000 | 7,663 |
| Additional noninterest expense | $315,000 | 7,505 |
| Pre-tax net operating income | $573,000 | 6,269 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $63,000 | 5,291 |
| Income before extraordinary items | $510,000 | 6,127 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $510,000 | 6,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $510,000 | 6,121 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 7,218 |
| Total interest expense | $780,000 | 6,830 |
| Net interest income | $1,062,000 | 7,354 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $138,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $741,000 | 7,732 |
| Salaries and employee benefits | $441,000 | 7,621 |
| Premises and equipment expense | $81,000 | 7,742 |
| Additional noninterest expense | $219,000 | 7,644 |
| Pre-tax net operating income | $454,000 | 6,403 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $56,000 | 5,366 |
| Income before extraordinary items | $398,000 | 6,241 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $398,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $398,000 | 6,241 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,258 |
| Total interest expense | $485,000 | 6,917 |
| Net interest income | $722,000 | 7,380 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $81,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $492,000 | 7,764 |
| Salaries and employee benefits | $300,000 | 7,626 |
| Premises and equipment expense | $53,000 | 7,776 |
| Additional noninterest expense | $139,000 | 7,734 |
| Pre-tax net operating income | $308,000 | 6,404 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $279,000 | 6,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $279,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $279,000 | 6,162 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,263 |
| Total interest expense | $225,000 | 7,005 |
| Net interest income | $374,000 | 7,324 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $245,000 | 7,784 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $169,000 | 6,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $133,000 | 6,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $133,000 | 6,200 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 7,407 |
| Total interest expense | $682,000 | 7,087 |
| Net interest income | $1,370,000 | 7,461 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $259,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $124,000 | 5,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,901 |
| Total noninterest expense | $1,049,000 | 7,667 |
| Salaries and employee benefits | $623,000 | 7,548 |
| Premises and equipment expense | $110,000 | 7,752 |
| Additional noninterest expense | $316,000 | 7,548 |
| Pre-tax net operating income | $568,000 | 6,531 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $113,000 | 5,276 |
| Income before extraordinary items | $456,000 | 6,552 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $456,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $455,200 | 6,532 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,462 |
| Total interest expense | $474,000 | 7,184 |
| Net interest income | $1,029,000 | 7,495 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $154,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $724,000 | 7,792 |
| Salaries and employee benefits | $431,000 | 7,665 |
| Premises and equipment expense | $82,000 | 7,764 |
| Additional noninterest expense | $211,000 | 7,754 |
| Pre-tax net operating income | $450,000 | 6,567 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $94,000 | 5,310 |
| Income before extraordinary items | $356,000 | 6,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $356,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $356,000 | 6,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 7,552 |
| Total interest expense | $296,000 | 7,213 |
| Net interest income | $656,000 | 7,599 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $92,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $484,000 | 7,791 |
| Salaries and employee benefits | $292,000 | 7,658 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $138,000 | 7,770 |
| Pre-tax net operating income | $258,000 | 6,855 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $207,000 | 6,884 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $207,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $207,000 | 6,837 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,623 |
| Total interest expense | $147,000 | 7,210 |
| Net interest income | $320,000 | 7,713 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $241,000 | 7,859 |
| Salaries and employee benefits | $150,000 | 7,665 |
| Premises and equipment expense | $28,000 | 7,807 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $119,000 | 6,968 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 7,618 |
| Total interest expense | $559,000 | 7,100 |
| Net interest income | $1,203,000 | 7,736 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $240,000 | 6,845 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $103,000 | 6,432 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $966,000 | 7,884 |
| Salaries and employee benefits | $595,000 | 7,681 |
| Premises and equipment expense | $108,000 | 7,867 |
| Additional noninterest expense | $263,000 | 7,907 |
| Pre-tax net operating income | $465,000 | 6,822 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $77,000 | 5,752 |
| Income before extraordinary items | $388,000 | 6,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $388,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $388,000 | 6,773 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 7,722 |
| Total interest expense | $407,000 | 7,164 |
| Net interest income | $870,000 | 7,835 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $77,000 | 6,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $673,000 | 7,973 |
| Salaries and employee benefits | $408,000 | 7,813 |
| Premises and equipment expense | $82,000 | 7,847 |
| Additional noninterest expense | $183,000 | 8,020 |
| Pre-tax net operating income | $338,000 | 7,007 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $53,000 | 5,923 |
| Income before extraordinary items | $285,000 | 7,003 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $285,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $285,000 | 6,936 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,850 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $545,000 | 7,981 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $86,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $448,000 | 8,031 |
| Salaries and employee benefits | $273,000 | 7,868 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $122,000 | 8,068 |
| Pre-tax net operating income | $177,000 | 7,367 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $155,000 | 7,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $155,000 | 7,225 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,871 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $276,000 | 7,994 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $226,000 | 8,059 |
| Salaries and employee benefits | $139,000 | 7,860 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $97,000 | 7,206 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $77,000 | 7,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 8,087 |
| Total interest expense | $468,000 | 7,852 |
| Net interest income | $1,020,000 | 8,076 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $150,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $76,000 | 6,964 |
| Total noninterest expense | $790,000 | 8,297 |
| Salaries and employee benefits | $452,000 | 8,242 |
| Premises and equipment expense | $88,000 | 8,222 |
| Additional noninterest expense | $250,000 | 8,099 |
| Pre-tax net operating income | $380,000 | 7,121 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $98,000 | 5,741 |
| Income before extraordinary items | $282,000 | 7,367 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $282,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $282,000 | 7,223 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 8,227 |
| Total interest expense | $344,000 | 8,049 |
| Net interest income | $728,000 | 8,209 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $95,000 | 8,087 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,425 |
| Total noninterest expense | $541,000 | 8,424 |
| Salaries and employee benefits | $303,000 | 8,409 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $176,000 | 8,224 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $206,000 | 7,553 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $206,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,605 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $206,000 | 7,397 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 8,298 |
| Total interest expense | $232,000 | 8,131 |
| Net interest income | $479,000 | 8,270 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $372,000 | 8,401 |
| Salaries and employee benefits | $209,000 | 8,389 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $122,000 | 8,146 |
| Pre-tax net operating income | $161,000 | 7,520 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $44,000 | 6,023 |
| Income before extraordinary items | $117,000 | 7,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $117,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $90,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $117,000 | 7,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,352 |
| Total interest expense | $117,000 | 8,214 |
| Net interest income | $241,000 | 8,302 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $180,000 | 8,493 |
| Salaries and employee benefits | $107,000 | 8,408 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $63,000 | 7,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $63,000 | 7,480 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 8,340 |
| Total interest expense | $532,000 | 8,295 |
| Net interest income | $997,000 | 8,263 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $150,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 7,036 |
| Total noninterest expense | $724,000 | 8,500 |
| Salaries and employee benefits | $421,000 | 8,436 |
| Premises and equipment expense | $73,000 | 8,549 |
| Additional noninterest expense | $230,000 | 8,327 |
| Pre-tax net operating income | $423,000 | 7,066 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $138,000 | 5,622 |
| Income before extraordinary items | $285,000 | 7,400 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $285,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $235,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $285,000 | 7,296 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 8,609 |
| Total interest expense | $770,000 | 8,487 |
| Net interest income | $853,000 | 8,571 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $163,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $702,000 | 8,679 |
| Salaries and employee benefits | $395,000 | 8,651 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $236,000 | 8,352 |
| Pre-tax net operating income | $314,000 | 7,347 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $103,000 | 5,970 |
| Income before extraordinary items | $204,000 | 7,701 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $204,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $184,000 | 5,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $208,620 | 7,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 8,735 |
| Total interest expense | $816,000 | 8,599 |
| Net interest income | $878,000 | 8,740 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $671,000 | 8,902 |
| Salaries and employee benefits | $375,000 | 8,881 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $228,000 | 8,527 |
| Pre-tax net operating income | $356,000 | 7,658 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $126,000 | 6,216 |
| Income before extraordinary items | $230,000 | 7,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $230,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $217,000 | 5,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $230,000 | 7,900 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 8,936 |
| Total interest expense | $756,000 | 8,806 |
| Net interest income | $846,000 | 8,967 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $135,000 | 8,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $601,000 | 9,313 |
| Salaries and employee benefits | $326,000 | 9,330 |
| Premises and equipment expense | $65,000 | 9,335 |
| Additional noninterest expense | $210,000 | 8,927 |
| Pre-tax net operating income | $380,000 | 7,688 |
| Securities gains (losses) | $-15,000 | 9,468 |
| Applicable income taxes | $114,000 | 6,736 |
| Income before extraordinary items | $251,000 | 7,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $251,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $2,325,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 396 |
| Net operating income | $261,350 | 7,830 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 9,867 |
| Total interest expense | $469,000 | 9,754 |
| Net interest income | $517,000 | 9,885 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $327,000 | 10,208 |
| Salaries and employee benefits | $146,000 | 10,276 |
| Premises and equipment expense | $49,000 | 9,838 |
| Additional noninterest expense | $132,000 | 9,835 |
| Pre-tax net operating income | $246,000 | 8,688 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $171,000 | 5,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 10,299 |
| Total interest expense | $455,000 | 10,213 |
| Net interest income | $555,000 | 10,276 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $47,000 | 10,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $324,000 | 10,651 |
| Salaries and employee benefits | $137,000 | 10,741 |
| Premises and equipment expense | $48,000 | 10,248 |
| Additional noninterest expense | $139,000 | 10,136 |
| Pre-tax net operating income | $278,000 | 9,129 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $85,000 | 8,663 |
| Income before extraordinary items | $193,000 | 9,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $193,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $193,000 | 9,178 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 10,792 |
| Total interest expense | $493,000 | 10,613 |
| Net interest income | $522,000 | 10,843 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $46,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $296,000 | 11,233 |
| Salaries and employee benefits | $146,000 | 11,249 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $105,000 | 11,042 |
| Pre-tax net operating income | $272,000 | 9,316 |
| Securities gains (losses) | $49,000 | 1,339 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $235,000 | 8,957 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $235,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $222,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $199,230 | 9,252 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 11,346 |
| Total interest expense | $464,000 | 11,148 |
| Net interest income | $500,000 | 11,399 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $37,000 | 11,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $288,000 | 11,744 |
| Salaries and employee benefits | $163,000 | 11,683 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $82,000 | 11,751 |
| Pre-tax net operating income | $249,000 | 10,122 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $49,000 | 10,213 |
| Income before extraordinary items | $200,000 | 9,928 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $200,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $189,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $200,000 | 9,899 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 11,895 |
| Total interest expense | $371,000 | 11,732 |
| Net interest income | $531,000 | 11,906 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $321,000 | 12,290 |
| Salaries and employee benefits | $157,000 | 12,320 |
| Premises and equipment expense | $39,000 | 12,012 |
| Additional noninterest expense | $125,000 | 12,080 |
| Pre-tax net operating income | $245,000 | 10,535 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $1,625,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,040 | 10,384 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 12,275 |
| Total interest expense | $397,000 | 12,243 |
| Net interest income | $611,000 | 12,188 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $45,000 | 12,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $282,000 | 13,026 |
| Salaries and employee benefits | $148,000 | 12,991 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $97,000 | 12,957 |
| Pre-tax net operating income | $374,000 | 9,629 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $101,000 | 9,717 |
| Income before extraordinary items | $273,000 | 9,778 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $273,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $273,000 | 9,518 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 12,750 |
| Total interest expense | $488,000 | 12,817 |
| Net interest income | $650,000 | 12,514 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $291,000 | 13,586 |
| Salaries and employee benefits | $140,000 | 13,618 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $113,000 | 13,402 |
| Pre-tax net operating income | $413,000 | 9,126 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $276,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $276,000 | 9,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.