Home > De Witt Bank and Trust Company > Income and Expense
De Witt Bank and Trust Company, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $126,000 | 5,288 |
| Total interest expense | $8,000 | 5,266 |
| Net interest income | $118,000 | 5,285 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $9,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $4,000 | 5,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,113 |
| Total noninterest expense | $22,000 | 5,299 |
| Salaries and employee benefits | $22,000 | 5,291 |
| Premises and equipment expense | $0 | 5,288 |
| Additional noninterest expense | $0 | 5,299 |
| Pre-tax net operating income | $105,000 | 4,915 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $27,000 | 3,343 |
| Income before extraordinary items | $78,000 | 4,962 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $78,000 | 4,959 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $78,000 | 4,960 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $78,000 | 4,953 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 4,516 |
| Total interest expense | $37,000 | 5,072 |
| Net interest income | $712,000 | 4,361 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $287,000 | 2,572 |
| Gross Fiduciary activities income | $162,000 | 537 |
| Service charges on deposit accounts | $13,000 | 4,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,080 |
| Total noninterest expense | $460,000 | 4,601 |
| Salaries and employee benefits | $308,000 | 4,399 |
| Premises and equipment expense | $37,000 | 4,749 |
| Additional noninterest expense | $115,000 | 4,832 |
| Pre-tax net operating income | $539,000 | 2,967 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $539,000 | 2,792 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $539,000 | 2,792 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $539,000 | 2,791 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $539,000 | 2,777 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,372 |
| Total interest expense | $165,000 | 4,955 |
| Net interest income | $3,155,000 | 4,234 |
| Provision for loan and lease losses | $-1,513,000 | 5,359 |
| Total noninterest income | $355,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $56,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 3,690 |
| Total noninterest expense | $2,517,000 | 4,259 |
| Salaries and employee benefits | $1,464,000 | 4,205 |
| Premises and equipment expense | $156,000 | 4,758 |
| Additional noninterest expense | $897,000 | 4,054 |
| Pre-tax net operating income | $2,506,000 | 2,780 |
| Securities gains (losses) | $54,000 | 408 |
| Applicable income taxes | $41,000 | 3,437 |
| Income before extraordinary items | $2,519,000 | 2,584 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,519,000 | 2,583 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,519,000 | 2,583 |
| Net charge-offs | $-66,000 | 4,957 |
| Cash dividends | $2,829,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,466,080 | 2,600 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 4,416 |
| Total interest expense | $119,000 | 5,013 |
| Net interest income | $2,366,000 | 4,283 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $148,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $43,000 | 4,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 4,410 |
| Total noninterest expense | $1,692,000 | 4,445 |
| Salaries and employee benefits | $1,066,000 | 4,272 |
| Premises and equipment expense | $123,000 | 4,759 |
| Additional noninterest expense | $503,000 | 4,493 |
| Pre-tax net operating income | $822,000 | 4,006 |
| Securities gains (losses) | $53,000 | 406 |
| Applicable income taxes | $22,000 | 3,606 |
| Income before extraordinary items | $853,000 | 3,796 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $853,000 | 3,794 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $853,000 | 3,795 |
| Net charge-offs | $-57,000 | 4,967 |
| Cash dividends | $829,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $801,590 | 3,887 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 4,515 |
| Total interest expense | $70,000 | 5,102 |
| Net interest income | $1,486,000 | 4,393 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $109,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $31,000 | 4,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,357 |
| Total noninterest expense | $1,131,000 | 4,487 |
| Salaries and employee benefits | $709,000 | 4,310 |
| Premises and equipment expense | $75,000 | 4,874 |
| Additional noninterest expense | $347,000 | 4,483 |
| Pre-tax net operating income | $464,000 | 4,184 |
| Securities gains (losses) | $55,000 | 328 |
| Applicable income taxes | $22,000 | 3,468 |
| Income before extraordinary items | $497,000 | 3,966 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $497,000 | 3,965 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $497,000 | 3,965 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $829,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $444,200 | 4,098 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 4,666 |
| Total interest expense | $34,000 | 5,149 |
| Net interest income | $673,000 | 4,567 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $65,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,189 |
| Total noninterest expense | $518,000 | 4,642 |
| Salaries and employee benefits | $333,000 | 4,464 |
| Premises and equipment expense | $38,000 | 4,908 |
| Additional noninterest expense | $147,000 | 4,763 |
| Pre-tax net operating income | $220,000 | 4,241 |
| Securities gains (losses) | $50,000 | 230 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $270,000 | 3,817 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $270,000 | 3,817 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $270,000 | 3,817 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $829,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $220,000 | 4,088 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 4,332 |
| Total interest expense | $201,000 | 4,856 |
| Net interest income | $3,407,000 | 4,227 |
| Provision for loan and lease losses | $-120,000 | 5,388 |
| Total noninterest income | $793,000 | 3,299 |
| Gross Fiduciary activities income | $467,000 | 607 |
| Service charges on deposit accounts | $63,000 | 4,805 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $263,000 | 3,931 |
| Total noninterest expense | $2,358,000 | 4,512 |
| Salaries and employee benefits | $1,438,000 | 4,365 |
| Premises and equipment expense | $172,000 | 4,882 |
| Additional noninterest expense | $748,000 | 4,491 |
| Pre-tax net operating income | $1,962,000 | 3,156 |
| Securities gains (losses) | $159,000 | 466 |
| Applicable income taxes | $-29,000 | 5,497 |
| Income before extraordinary items | $2,150,000 | 2,569 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,150,000 | 2,569 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,150,000 | 2,569 |
| Net charge-offs | $-3,000 | 4,598 |
| Cash dividends | $800,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,991,000 | 2,688 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 4,336 |
| Total interest expense | $148,000 | 4,908 |
| Net interest income | $2,607,000 | 4,223 |
| Provision for loan and lease losses | $-70,000 | 5,501 |
| Total noninterest income | $423,000 | 3,808 |
| Gross Fiduciary activities income | $226,000 | 664 |
| Service charges on deposit accounts | $47,000 | 4,859 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $150,000 | 4,255 |
| Total noninterest expense | $1,781,000 | 4,517 |
| Salaries and employee benefits | $1,045,000 | 4,441 |
| Premises and equipment expense | $139,000 | 4,849 |
| Additional noninterest expense | $597,000 | 4,413 |
| Pre-tax net operating income | $1,319,000 | 3,366 |
| Securities gains (losses) | $168,000 | 413 |
| Applicable income taxes | $27,000 | 3,642 |
| Income before extraordinary items | $1,460,000 | 2,898 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,460,000 | 2,897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,460,000 | 2,898 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $600,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,295,360 | 3,067 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 4,402 |
| Total interest expense | $88,000 | 5,024 |
| Net interest income | $1,686,000 | 4,284 |
| Provision for loan and lease losses | $-40,000 | 5,579 |
| Total noninterest income | $395,000 | 3,338 |
| Gross Fiduciary activities income | $226,000 | 618 |
| Service charges on deposit accounts | $31,000 | 4,899 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $138,000 | 3,954 |
| Total noninterest expense | $1,174,000 | 4,569 |
| Salaries and employee benefits | $699,000 | 4,471 |
| Premises and equipment expense | $96,000 | 4,837 |
| Additional noninterest expense | $379,000 | 4,519 |
| Pre-tax net operating income | $947,000 | 3,219 |
| Securities gains (losses) | $157,000 | 319 |
| Applicable income taxes | $27,000 | 3,538 |
| Income before extraordinary items | $1,077,000 | 2,697 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,077,000 | 2,697 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,077,000 | 2,697 |
| Net charge-offs | $6,000 | 3,079 |
| Cash dividends | $400,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $923,140 | 2,917 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 4,459 |
| Total interest expense | $41,000 | 5,111 |
| Net interest income | $828,000 | 4,333 |
| Provision for loan and lease losses | $-10,000 | 5,656 |
| Total noninterest income | $356,000 | 2,487 |
| Gross Fiduciary activities income | $216,000 | 492 |
| Service charges on deposit accounts | $16,000 | 4,894 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $124,000 | 3,177 |
| Total noninterest expense | $574,000 | 4,658 |
| Salaries and employee benefits | $331,000 | 4,593 |
| Premises and equipment expense | $47,000 | 4,897 |
| Additional noninterest expense | $196,000 | 4,509 |
| Pre-tax net operating income | $620,000 | 2,749 |
| Securities gains (losses) | $136,000 | 195 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $756,000 | 2,074 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $756,000 | 2,075 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $756,000 | 2,075 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $620,000 | 2,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 4,272 |
| Total interest expense | $399,000 | 4,030 |
| Net interest income | $3,448,000 | 4,275 |
| Provision for loan and lease losses | $-50,000 | 5,527 |
| Total noninterest income | $320,000 | 4,612 |
| Gross Fiduciary activities income | $87,000 | 820 |
| Service charges on deposit accounts | $72,000 | 4,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $161,000 | 4,582 |
| Total noninterest expense | $3,100,000 | 4,163 |
| Salaries and employee benefits | $1,432,000 | 4,481 |
| Premises and equipment expense | $204,000 | 4,874 |
| Additional noninterest expense | $1,464,000 | 3,400 |
| Pre-tax net operating income | $718,000 | 4,476 |
| Securities gains (losses) | $-8,000 | 5,623 |
| Applicable income taxes | $1,471,000 | 1,289 |
| Income before extraordinary items | $-761,000 | 5,822 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-761,000 | 5,821 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-761,000 | 5,821 |
| Net charge-offs | $-11,000 | 5,013 |
| Cash dividends | $599,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $-3,980,000 | 5,896 |
| Net operating income | $-755,880 | 5,813 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 4,290 |
| Total interest expense | $357,000 | 3,751 |
| Net interest income | $2,563,000 | 4,318 |
| Provision for loan and lease losses | $-50,000 | 5,684 |
| Total noninterest income | $307,000 | 4,367 |
| Gross Fiduciary activities income | $85,000 | 788 |
| Service charges on deposit accounts | $55,000 | 4,899 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $167,000 | 4,303 |
| Total noninterest expense | $2,329,000 | 4,170 |
| Salaries and employee benefits | $1,025,000 | 4,572 |
| Premises and equipment expense | $136,000 | 5,035 |
| Additional noninterest expense | $1,168,000 | 3,281 |
| Pre-tax net operating income | $591,000 | 4,447 |
| Securities gains (losses) | $-1,000 | 5,663 |
| Applicable income taxes | $122,000 | 3,108 |
| Income before extraordinary items | $468,000 | 4,581 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $468,000 | 4,581 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $468,000 | 4,581 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $468,790 | 4,515 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 4,356 |
| Total interest expense | $245,000 | 3,723 |
| Net interest income | $1,668,000 | 4,400 |
| Provision for loan and lease losses | $-50,000 | 5,807 |
| Total noninterest income | $220,000 | 4,283 |
| Gross Fiduciary activities income | $84,000 | 757 |
| Service charges on deposit accounts | $33,000 | 5,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,391 |
| Total noninterest expense | $1,251,000 | 4,616 |
| Salaries and employee benefits | $684,000 | 4,611 |
| Premises and equipment expense | $90,000 | 5,094 |
| Additional noninterest expense | $477,000 | 4,309 |
| Pre-tax net operating income | $687,000 | 3,694 |
| Securities gains (losses) | $-8,000 | 5,884 |
| Applicable income taxes | $188,000 | 2,543 |
| Income before extraordinary items | $491,000 | 3,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $491,000 | 3,987 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $491,000 | 3,988 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $496,760 | 3,899 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 4,396 |
| Total interest expense | $125,000 | 3,707 |
| Net interest income | $822,000 | 4,463 |
| Provision for loan and lease losses | $-30,000 | 5,927 |
| Total noninterest income | $162,000 | 3,689 |
| Gross Fiduciary activities income | $81,000 | 670 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,135 |
| Total noninterest expense | $630,000 | 4,635 |
| Salaries and employee benefits | $317,000 | 4,762 |
| Premises and equipment expense | $47,000 | 5,057 |
| Additional noninterest expense | $266,000 | 4,146 |
| Pre-tax net operating income | $384,000 | 3,468 |
| Securities gains (losses) | $-8,000 | 5,967 |
| Applicable income taxes | $107,000 | 2,400 |
| Income before extraordinary items | $269,000 | 3,803 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $269,000 | 3,800 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $269,000 | 3,801 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $274,760 | 3,718 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,138 |
| Total interest expense | $593,000 | 3,410 |
| Net interest income | $3,781,000 | 4,178 |
| Provision for loan and lease losses | $-200,000 | 5,815 |
| Total noninterest income | $548,000 | 4,038 |
| Gross Fiduciary activities income | $299,000 | 691 |
| Service charges on deposit accounts | $66,000 | 5,162 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $183,000 | 4,552 |
| Total noninterest expense | $2,399,000 | 4,764 |
| Salaries and employee benefits | $1,418,000 | 4,606 |
| Premises and equipment expense | $168,000 | 5,280 |
| Additional noninterest expense | $813,000 | 4,664 |
| Pre-tax net operating income | $2,130,000 | 2,893 |
| Securities gains (losses) | $117,000 | 1,078 |
| Applicable income taxes | $652,000 | 1,991 |
| Income before extraordinary items | $1,595,000 | 3,118 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,595,000 | 3,119 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,595,000 | 3,120 |
| Net charge-offs | $-17,000 | 5,306 |
| Cash dividends | $1,202,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,511,930 | 3,166 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 4,182 |
| Total interest expense | $454,000 | 3,418 |
| Net interest income | $2,820,000 | 4,234 |
| Provision for loan and lease losses | $-80,000 | 5,896 |
| Total noninterest income | $233,000 | 4,802 |
| Gross Fiduciary activities income | $88,000 | 802 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,924 |
| Total noninterest expense | $1,936,000 | 4,672 |
| Salaries and employee benefits | $1,035,000 | 4,688 |
| Premises and equipment expense | $123,000 | 5,367 |
| Additional noninterest expense | $778,000 | 4,248 |
| Pre-tax net operating income | $1,197,000 | 3,467 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $309,000 | 2,456 |
| Income before extraordinary items | $888,000 | 3,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $888,000 | 3,705 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $888,000 | 3,706 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $888,000 | 3,661 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 4,294 |
| Total interest expense | $306,000 | 3,419 |
| Net interest income | $1,781,000 | 4,374 |
| Provision for loan and lease losses | $-50,000 | 6,004 |
| Total noninterest income | $222,000 | 4,384 |
| Gross Fiduciary activities income | $88,000 | 776 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $103,000 | 4,489 |
| Total noninterest expense | $1,302,000 | 4,700 |
| Salaries and employee benefits | $709,000 | 4,688 |
| Premises and equipment expense | $80,000 | 5,442 |
| Additional noninterest expense | $513,000 | 4,305 |
| Pre-tax net operating income | $751,000 | 3,527 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $173,000 | 2,604 |
| Income before extraordinary items | $578,000 | 3,730 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $578,000 | 3,731 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $578,000 | 3,732 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $578,000 | 3,670 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 4,367 |
| Total interest expense | $159,000 | 3,359 |
| Net interest income | $857,000 | 4,468 |
| Provision for loan and lease losses | $-20,000 | 6,115 |
| Total noninterest income | $150,000 | 3,909 |
| Gross Fiduciary activities income | $76,000 | 693 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 4,333 |
| Total noninterest expense | $647,000 | 4,744 |
| Salaries and employee benefits | $344,000 | 4,775 |
| Premises and equipment expense | $39,000 | 5,517 |
| Additional noninterest expense | $264,000 | 4,249 |
| Pre-tax net operating income | $380,000 | 3,465 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $82,000 | 2,616 |
| Income before extraordinary items | $298,000 | 3,666 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $298,000 | 3,669 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $298,000 | 3,669 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $298,000 | 3,576 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 4,008 |
| Total interest expense | $743,000 | 3,182 |
| Net interest income | $4,139,000 | 4,110 |
| Provision for loan and lease losses | $-300,000 | 6,184 |
| Total noninterest income | $462,000 | 4,405 |
| Gross Fiduciary activities income | $294,000 | 705 |
| Service charges on deposit accounts | $74,000 | 5,334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,290 |
| Total noninterest expense | $2,587,000 | 4,822 |
| Salaries and employee benefits | $1,490,000 | 4,647 |
| Premises and equipment expense | $189,000 | 5,424 |
| Additional noninterest expense | $908,000 | 4,657 |
| Pre-tax net operating income | $2,314,000 | 2,734 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $517,000 | 2,164 |
| Income before extraordinary items | $1,796,000 | 2,892 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,796,000 | 2,891 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,796,000 | 2,892 |
| Net charge-offs | $-242,000 | 6,282 |
| Cash dividends | $1,348,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,796,780 | 2,852 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,000 |
| Total interest expense | $568,000 | 3,208 |
| Net interest income | $3,177,000 | 4,089 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $245,000 | 4,952 |
| Gross Fiduciary activities income | $78,000 | 843 |
| Service charges on deposit accounts | $57,000 | 5,385 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $110,000 | 4,929 |
| Total noninterest expense | $1,837,000 | 4,958 |
| Salaries and employee benefits | $1,079,000 | 4,757 |
| Premises and equipment expense | $145,000 | 5,447 |
| Additional noninterest expense | $613,000 | 4,899 |
| Pre-tax net operating income | $1,585,000 | 2,940 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $422,000 | 2,135 |
| Income before extraordinary items | $1,162,000 | 3,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,162,000 | 3,211 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,162,000 | 3,212 |
| Net charge-offs | $-233,000 | 6,370 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,162,730 | 3,168 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 4,167 |
| Total interest expense | $384,000 | 3,207 |
| Net interest income | $1,962,000 | 4,282 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $199,000 | 4,670 |
| Gross Fiduciary activities income | $77,000 | 810 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $82,000 | 4,810 |
| Total noninterest expense | $1,152,000 | 5,102 |
| Salaries and employee benefits | $682,000 | 4,900 |
| Premises and equipment expense | $96,000 | 5,508 |
| Additional noninterest expense | $374,000 | 5,094 |
| Pre-tax net operating income | $1,009,000 | 2,959 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $246,000 | 2,214 |
| Income before extraordinary items | $763,000 | 3,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $763,000 | 3,192 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $763,000 | 3,192 |
| Net charge-offs | $-232,000 | 6,477 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $763,000 | 3,145 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 4,160 |
| Total interest expense | $195,000 | 3,228 |
| Net interest income | $988,000 | 4,289 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $137,000 | 4,127 |
| Gross Fiduciary activities income | $66,000 | 730 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $526,000 | 5,325 |
| Salaries and employee benefits | $342,000 | 4,954 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $137,000 | 5,655 |
| Pre-tax net operating income | $599,000 | 2,569 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $156,000 | 1,962 |
| Income before extraordinary items | $443,000 | 2,809 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $443,000 | 2,812 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $443,000 | 2,812 |
| Net charge-offs | $-256,000 | 6,622 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $443,000 | 2,766 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 3,664 |
| Total interest expense | $1,104,000 | 2,736 |
| Net interest income | $4,777,000 | 3,806 |
| Provision for loan and lease losses | $-791,000 | 6,643 |
| Total noninterest income | $-278,000 | 6,748 |
| Gross Fiduciary activities income | $360,000 | 675 |
| Service charges on deposit accounts | $114,000 | 5,055 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-752,000 | 6,768 |
| Total noninterest expense | $2,668,000 | 4,881 |
| Salaries and employee benefits | $1,505,000 | 4,744 |
| Premises and equipment expense | $211,000 | 5,471 |
| Additional noninterest expense | $952,000 | 4,681 |
| Pre-tax net operating income | $2,622,000 | 2,386 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $550,000 | 2,057 |
| Income before extraordinary items | $2,088,000 | 2,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,088,000 | 2,526 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,088,000 | 2,526 |
| Net charge-offs | $-346,000 | 6,703 |
| Cash dividends | $1,539,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,075,360 | 2,476 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 3,651 |
| Total interest expense | $871,000 | 2,708 |
| Net interest income | $3,642,000 | 3,795 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $266,000 | 4,986 |
| Gross Fiduciary activities income | $81,000 | 851 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $95,000 | 5,228 |
| Total noninterest expense | $1,915,000 | 5,013 |
| Salaries and employee benefits | $1,041,000 | 4,970 |
| Premises and equipment expense | $155,000 | 5,543 |
| Additional noninterest expense | $719,000 | 4,703 |
| Pre-tax net operating income | $1,993,000 | 2,425 |
| Securities gains (losses) | $50,000 | 1,656 |
| Applicable income taxes | $431,000 | 2,061 |
| Income before extraordinary items | $1,612,000 | 2,515 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,612,000 | 2,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,612,000 | 2,520 |
| Net charge-offs | $-313,000 | 6,778 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,572,500 | 2,484 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 3,734 |
| Total interest expense | $566,000 | 2,833 |
| Net interest income | $2,351,000 | 3,873 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $204,000 | 4,805 |
| Gross Fiduciary activities income | $79,000 | 817 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,251 |
| Total noninterest expense | $1,251,000 | 5,076 |
| Salaries and employee benefits | $698,000 | 4,972 |
| Premises and equipment expense | $101,000 | 5,593 |
| Additional noninterest expense | $452,000 | 4,840 |
| Pre-tax net operating income | $1,304,000 | 2,442 |
| Securities gains (losses) | $30,000 | 1,819 |
| Applicable income taxes | $397,000 | 1,746 |
| Income before extraordinary items | $937,000 | 2,776 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $937,000 | 2,781 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $937,000 | 2,781 |
| Net charge-offs | $-288,000 | 6,848 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $916,000 | 2,711 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 3,836 |
| Total interest expense | $286,000 | 2,887 |
| Net interest income | $1,131,000 | 3,985 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $136,000 | 4,355 |
| Gross Fiduciary activities income | $69,000 | 727 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $667,000 | 4,966 |
| Salaries and employee benefits | $387,000 | 4,754 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $600,000 | 2,553 |
| Securities gains (losses) | $30,000 | 1,139 |
| Applicable income taxes | $195,000 | 1,741 |
| Income before extraordinary items | $435,000 | 2,866 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $435,000 | 2,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $435,000 | 2,868 |
| Net charge-offs | $-355,000 | 6,957 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $414,300 | 2,883 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 3,748 |
| Total interest expense | $1,321,000 | 2,981 |
| Net interest income | $4,874,000 | 3,881 |
| Provision for loan and lease losses | $-547,000 | 6,994 |
| Total noninterest income | $21,000 | 6,751 |
| Gross Fiduciary activities income | $273,000 | 726 |
| Service charges on deposit accounts | $131,000 | 4,997 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-383,000 | 6,896 |
| Total noninterest expense | $2,948,000 | 4,787 |
| Salaries and employee benefits | $1,481,000 | 4,880 |
| Premises and equipment expense | $304,000 | 4,932 |
| Additional noninterest expense | $1,163,000 | 4,429 |
| Pre-tax net operating income | $2,494,000 | 2,414 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $341,000 | 2,546 |
| Income before extraordinary items | $2,154,000 | 2,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,154,000 | 2,456 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,154,000 | 2,457 |
| Net charge-offs | $402,000 | 2,931 |
| Cash dividends | $1,511,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,153,140 | 2,319 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 3,829 |
| Total interest expense | $1,010,000 | 3,060 |
| Net interest income | $3,602,000 | 3,968 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $296,000 | 4,893 |
| Gross Fiduciary activities income | $96,000 | 844 |
| Service charges on deposit accounts | $100,000 | 5,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 5,124 |
| Total noninterest expense | $2,110,000 | 4,929 |
| Salaries and employee benefits | $1,088,000 | 4,962 |
| Premises and equipment expense | $213,000 | 5,147 |
| Additional noninterest expense | $809,000 | 4,644 |
| Pre-tax net operating income | $1,788,000 | 2,560 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $495,000 | 1,955 |
| Income before extraordinary items | $1,294,000 | 2,916 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,294,000 | 2,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,294,000 | 2,915 |
| Net charge-offs | $581,000 | 2,012 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,293,280 | 2,780 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 3,964 |
| Total interest expense | $695,000 | 3,075 |
| Net interest income | $2,267,000 | 4,144 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $195,000 | 4,908 |
| Gross Fiduciary activities income | $56,000 | 871 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,109 |
| Total noninterest expense | $1,378,000 | 5,007 |
| Salaries and employee benefits | $713,000 | 5,041 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $506,000 | 4,833 |
| Pre-tax net operating income | $1,084,000 | 2,697 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $287,000 | 2,102 |
| Income before extraordinary items | $797,000 | 3,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $797,000 | 3,045 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $797,000 | 3,045 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $797,000 | 2,894 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 4,117 |
| Total interest expense | $346,000 | 3,178 |
| Net interest income | $1,077,000 | 4,321 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $131,000 | 4,497 |
| Gross Fiduciary activities income | $53,000 | 782 |
| Service charges on deposit accounts | $34,000 | 5,018 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $682,000 | 5,064 |
| Salaries and employee benefits | $387,000 | 4,857 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $526,000 | 2,783 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $114,000 | 2,321 |
| Income before extraordinary items | $412,000 | 2,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $412,000 | 2,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $412,000 | 2,997 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $412,000 | 2,841 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 4,141 |
| Total interest expense | $1,308,000 | 3,772 |
| Net interest income | $4,559,000 | 4,172 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $569,000 | 4,173 |
| Gross Fiduciary activities income | $259,000 | 686 |
| Service charges on deposit accounts | $137,000 | 5,039 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $173,000 | 4,643 |
| Total noninterest expense | $2,792,000 | 5,074 |
| Salaries and employee benefits | $1,591,000 | 4,807 |
| Premises and equipment expense | $278,000 | 5,397 |
| Additional noninterest expense | $923,000 | 5,087 |
| Pre-tax net operating income | $2,336,000 | 2,230 |
| Securities gains (losses) | $48,000 | 2,611 |
| Applicable income taxes | $627,000 | 1,800 |
| Income before extraordinary items | $1,757,000 | 2,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,757,000 | 2,486 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,757,000 | 2,487 |
| Net charge-offs | $371,000 | 3,544 |
| Cash dividends | $1,091,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,721,480 | 2,445 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 4,145 |
| Total interest expense | $1,002,000 | 3,830 |
| Net interest income | $3,438,000 | 4,174 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $276,000 | 4,964 |
| Gross Fiduciary activities income | $53,000 | 873 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $125,000 | 4,807 |
| Total noninterest expense | $2,087,000 | 5,086 |
| Salaries and employee benefits | $1,150,000 | 4,901 |
| Premises and equipment expense | $268,000 | 4,883 |
| Additional noninterest expense | $669,000 | 5,207 |
| Pre-tax net operating income | $1,627,000 | 2,425 |
| Securities gains (losses) | $48,000 | 2,355 |
| Applicable income taxes | $452,000 | 1,817 |
| Income before extraordinary items | $1,223,000 | 2,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,223,000 | 2,691 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,223,000 | 2,691 |
| Net charge-offs | $351,000 | 3,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,187,960 | 2,649 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,253 |
| Total interest expense | $684,000 | 3,873 |
| Net interest income | $2,211,000 | 4,291 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $214,000 | 4,762 |
| Gross Fiduciary activities income | $51,000 | 846 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,574 |
| Total noninterest expense | $1,392,000 | 5,133 |
| Salaries and employee benefits | $756,000 | 4,973 |
| Premises and equipment expense | $172,000 | 5,015 |
| Additional noninterest expense | $464,000 | 5,192 |
| Pre-tax net operating income | $1,033,000 | 2,481 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $280,000 | 1,878 |
| Income before extraordinary items | $757,000 | 2,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $757,000 | 2,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $757,000 | 2,767 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $754,080 | 2,694 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 4,301 |
| Total interest expense | $358,000 | 3,858 |
| Net interest income | $1,078,000 | 4,351 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $148,000 | 4,190 |
| Gross Fiduciary activities income | $46,000 | 773 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $722,000 | 5,078 |
| Salaries and employee benefits | $394,000 | 4,905 |
| Premises and equipment expense | $85,000 | 5,102 |
| Additional noninterest expense | $243,000 | 5,069 |
| Pre-tax net operating income | $504,000 | 2,541 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $147,000 | 1,812 |
| Income before extraordinary items | $358,000 | 2,888 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $358,000 | 2,887 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $358,000 | 2,888 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $357,290 | 2,834 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 4,309 |
| Total interest expense | $1,660,000 | 4,030 |
| Net interest income | $4,380,000 | 4,319 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $-101,000 | 7,378 |
| Gross Fiduciary activities income | $236,000 | 727 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-505,000 | 7,400 |
| Total noninterest expense | $3,449,000 | 4,638 |
| Salaries and employee benefits | $1,736,000 | 4,623 |
| Premises and equipment expense | $373,000 | 4,918 |
| Additional noninterest expense | $1,340,000 | 4,320 |
| Pre-tax net operating income | $830,000 | 3,677 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $227,000 | 2,620 |
| Income before extraordinary items | $622,000 | 4,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $622,000 | 4,021 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $622,000 | 4,022 |
| Net charge-offs | $-42,000 | 7,550 |
| Cash dividends | $1,605,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $608,130 | 3,920 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 4,379 |
| Total interest expense | $1,273,000 | 4,112 |
| Net interest income | $3,283,000 | 4,374 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $-375,000 | 7,618 |
| Gross Fiduciary activities income | $57,000 | 907 |
| Service charges on deposit accounts | $135,000 | 4,683 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-567,000 | 7,589 |
| Total noninterest expense | $2,664,000 | 4,565 |
| Salaries and employee benefits | $1,334,000 | 4,594 |
| Premises and equipment expense | $163,000 | 6,119 |
| Additional noninterest expense | $1,167,000 | 3,875 |
| Pre-tax net operating income | $244,000 | 5,085 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $236,000 | 2,392 |
| Income before extraordinary items | $27,000 | 6,020 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $27,000 | 6,020 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $27,000 | 6,020 |
| Net charge-offs | $-22,000 | 7,561 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $14,840 | 5,949 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 4,973 |
| Total interest expense | $706,000 | 4,663 |
| Net interest income | $1,773,000 | 4,987 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $196,000 | 5,061 |
| Gross Fiduciary activities income | $57,000 | 850 |
| Service charges on deposit accounts | $74,000 | 5,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $1,280,000 | 5,496 |
| Salaries and employee benefits | $730,000 | 5,186 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $455,000 | 5,340 |
| Pre-tax net operating income | $689,000 | 3,059 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $175,000 | 2,260 |
| Income before extraordinary items | $533,000 | 3,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $533,000 | 3,293 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $533,000 | 3,296 |
| Net charge-offs | $-32,000 | 7,650 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $518,750 | 3,238 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,243 |
| Total interest expense | $360,000 | 4,748 |
| Net interest income | $790,000 | 5,333 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $137,000 | 4,479 |
| Gross Fiduciary activities income | $52,000 | 754 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $675,000 | 5,414 |
| Salaries and employee benefits | $388,000 | 5,083 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $239,000 | 5,241 |
| Pre-tax net operating income | $252,000 | 3,673 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $48,000 | 2,818 |
| Income before extraordinary items | $204,000 | 3,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 3,842 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $204,000 | 3,844 |
| Net charge-offs | $-24,000 | 7,680 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $204,000 | 3,725 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 4,956 |
| Total interest expense | $1,787,000 | 4,759 |
| Net interest income | $3,524,000 | 4,947 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $645,000 | 4,230 |
| Gross Fiduciary activities income | $257,000 | 697 |
| Service charges on deposit accounts | $169,000 | 4,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $219,000 | 4,492 |
| Total noninterest expense | $2,601,000 | 5,580 |
| Salaries and employee benefits | $1,537,000 | 5,114 |
| Premises and equipment expense | $201,000 | 6,476 |
| Additional noninterest expense | $863,000 | 5,631 |
| Pre-tax net operating income | $1,568,000 | 2,287 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $319,000 | 1,973 |
| Income before extraordinary items | $1,249,000 | 2,412 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,249,000 | 2,410 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,249,000 | 2,411 |
| Net charge-offs | $744,000 | 3,282 |
| Cash dividends | $780,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,249,000 | 2,368 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 4,996 |
| Total interest expense | $1,376,000 | 4,825 |
| Net interest income | $2,650,000 | 4,954 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $343,000 | 4,951 |
| Gross Fiduciary activities income | $133,000 | 781 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $83,000 | 5,630 |
| Total noninterest expense | $1,968,000 | 5,559 |
| Salaries and employee benefits | $1,165,000 | 5,130 |
| Premises and equipment expense | $153,000 | 6,503 |
| Additional noninterest expense | $650,000 | 5,621 |
| Pre-tax net operating income | $1,025,000 | 2,698 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $335,000 | 1,814 |
| Income before extraordinary items | $690,000 | 3,155 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $690,000 | 3,154 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $690,000 | 3,156 |
| Net charge-offs | $750,000 | 2,562 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $690,000 | 3,070 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,068 |
| Total interest expense | $939,000 | 4,886 |
| Net interest income | $1,712,000 | 5,026 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $275,000 | 4,602 |
| Gross Fiduciary activities income | $133,000 | 695 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $1,247,000 | 5,757 |
| Salaries and employee benefits | $741,000 | 5,329 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $404,000 | 5,804 |
| Pre-tax net operating income | $740,000 | 2,657 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $251,000 | 1,723 |
| Income before extraordinary items | $489,000 | 3,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 3,131 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $489,000 | 3,132 |
| Net charge-offs | $793,000 | 1,847 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $489,000 | 3,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 5,104 |
| Total interest expense | $484,000 | 4,920 |
| Net interest income | $842,000 | 5,063 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $143,000 | 4,506 |
| Gross Fiduciary activities income | $66,000 | 712 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $610,000 | 5,762 |
| Salaries and employee benefits | $371,000 | 5,384 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $186,000 | 5,780 |
| Pre-tax net operating income | $375,000 | 2,929 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $114,000 | 2,049 |
| Income before extraordinary items | $261,000 | 3,362 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 3,362 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $261,000 | 3,363 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $261,000 | 3,216 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 4,878 |
| Total interest expense | $2,332,000 | 4,928 |
| Net interest income | $3,772,000 | 4,756 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $724,000 | 4,055 |
| Gross Fiduciary activities income | $308,000 | 681 |
| Service charges on deposit accounts | $200,000 | 4,791 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $216,000 | 4,709 |
| Total noninterest expense | $2,450,000 | 5,697 |
| Salaries and employee benefits | $1,498,000 | 5,339 |
| Premises and equipment expense | $230,000 | 6,417 |
| Additional noninterest expense | $722,000 | 5,730 |
| Pre-tax net operating income | $2,046,000 | 2,403 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $687,000 | 1,541 |
| Income before extraordinary items | $1,360,000 | 2,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,360,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 3,529 |
| Cash dividends | $948,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,359,340 | 2,836 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 4,847 |
| Total interest expense | $1,808,000 | 4,964 |
| Net interest income | $2,955,000 | 4,661 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $456,000 | 4,543 |
| Gross Fiduciary activities income | $164,000 | 764 |
| Service charges on deposit accounts | $144,000 | 4,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $1,830,000 | 5,710 |
| Salaries and employee benefits | $1,083,000 | 5,457 |
| Premises and equipment expense | $190,000 | 6,237 |
| Additional noninterest expense | $557,000 | 5,623 |
| Pre-tax net operating income | $1,581,000 | 2,733 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $513,000 | 1,871 |
| Income before extraordinary items | $1,069,000 | 2,976 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,069,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,202 |
| Cash dividends | $109,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,068,320 | 3,125 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 4,909 |
| Total interest expense | $1,261,000 | 4,981 |
| Net interest income | $1,915,000 | 4,748 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $310,000 | 4,552 |
| Gross Fiduciary activities income | $107,000 | 786 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $116,000 | 4,793 |
| Total noninterest expense | $1,223,000 | 5,734 |
| Salaries and employee benefits | $713,000 | 5,544 |
| Premises and equipment expense | $145,000 | 5,915 |
| Additional noninterest expense | $365,000 | 5,671 |
| Pre-tax net operating income | $1,002,000 | 2,946 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $330,000 | 2,094 |
| Income before extraordinary items | $672,000 | 3,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $672,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,162 |
| Cash dividends | $109,000 | 4,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $672,000 | 3,352 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 4,941 |
| Total interest expense | $663,000 | 5,020 |
| Net interest income | $951,000 | 4,790 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $229,000 | 3,708 |
| Gross Fiduciary activities income | $89,000 | 674 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $588,000 | 5,864 |
| Salaries and employee benefits | $341,000 | 5,721 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $169,000 | 5,842 |
| Pre-tax net operating income | $592,000 | 2,735 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $178,000 | 2,114 |
| Income before extraordinary items | $414,000 | 3,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,196 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $414,000 | 3,041 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 4,762 |
| Total interest expense | $2,839,000 | 4,944 |
| Net interest income | $4,084,000 | 4,564 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $541,000 | 4,855 |
| Gross Fiduciary activities income | $294,000 | 713 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $2,638,000 | 5,439 |
| Salaries and employee benefits | $1,612,000 | 5,077 |
| Premises and equipment expense | $240,000 | 6,337 |
| Additional noninterest expense | $786,000 | 5,407 |
| Pre-tax net operating income | $1,987,000 | 3,332 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $620,000 | 2,457 |
| Income before extraordinary items | $1,367,000 | 3,635 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,367,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,217 |
| Cash dividends | $780,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,367,000 | 3,625 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 4,765 |
| Total interest expense | $2,148,000 | 4,934 |
| Net interest income | $3,084,000 | 4,564 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $401,000 | 4,897 |
| Gross Fiduciary activities income | $173,000 | 762 |
| Service charges on deposit accounts | $153,000 | 4,887 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $1,973,000 | 5,405 |
| Salaries and employee benefits | $1,179,000 | 5,152 |
| Premises and equipment expense | $184,000 | 6,285 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $1,512,000 | 3,453 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $553,000 | 2,408 |
| Income before extraordinary items | $959,000 | 3,985 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $959,000 | 3,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,015 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $959,000 | 3,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,854 |
| Total interest expense | $1,365,000 | 5,060 |
| Net interest income | $2,035,000 | 4,620 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $268,000 | 4,932 |
| Gross Fiduciary activities income | $126,000 | 754 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $1,303,000 | 5,473 |
| Salaries and employee benefits | $804,000 | 5,122 |
| Premises and equipment expense | $124,000 | 6,285 |
| Additional noninterest expense | $375,000 | 5,492 |
| Pre-tax net operating income | $1,000,000 | 3,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $410,000 | 2,343 |
| Income before extraordinary items | $590,000 | 4,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $590,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,072 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $590,000 | 4,184 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,817 |
| Total interest expense | $674,000 | 5,074 |
| Net interest income | $1,041,000 | 4,567 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $205,000 | 3,956 |
| Gross Fiduciary activities income | $122,000 | 618 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $40,000 | 5,516 |
| Total noninterest expense | $655,000 | 5,482 |
| Salaries and employee benefits | $386,000 | 5,283 |
| Premises and equipment expense | $68,000 | 6,105 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $591,000 | 3,155 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $191,000 | 2,458 |
| Income before extraordinary items | $400,000 | 3,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 3,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,260 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $400,000 | 3,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 4,858 |
| Total interest expense | $2,623,000 | 4,694 |
| Net interest income | $3,669,000 | 4,905 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $680,000 | 4,427 |
| Gross Fiduciary activities income | $185,000 | 822 |
| Service charges on deposit accounts | $192,000 | 5,073 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 4,272 |
| Total noninterest expense | $2,691,000 | 5,248 |
| Salaries and employee benefits | $1,596,000 | 4,996 |
| Premises and equipment expense | $295,000 | 5,776 |
| Additional noninterest expense | $800,000 | 5,236 |
| Pre-tax net operating income | $1,658,000 | 4,062 |
| Securities gains (losses) | $106,000 | 527 |
| Applicable income taxes | $537,000 | 3,053 |
| Income before extraordinary items | $1,227,000 | 4,234 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,227,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,218 |
| Cash dividends | $6,730,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,152,800 | 4,352 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 4,879 |
| Total interest expense | $1,934,000 | 4,648 |
| Net interest income | $2,726,000 | 4,982 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $552,000 | 4,261 |
| Gross Fiduciary activities income | $174,000 | 755 |
| Service charges on deposit accounts | $142,000 | 5,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $1,993,000 | 5,279 |
| Salaries and employee benefits | $1,152,000 | 5,104 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $604,000 | 5,193 |
| Pre-tax net operating income | $1,285,000 | 4,134 |
| Securities gains (losses) | $105,000 | 432 |
| Applicable income taxes | $388,000 | 3,222 |
| Income before extraordinary items | $1,002,000 | 4,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,002,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,609 |
| Cash dividends | $5,950,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $926,400 | 4,333 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 4,945 |
| Total interest expense | $1,220,000 | 4,665 |
| Net interest income | $1,789,000 | 5,049 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $290,000 | 4,829 |
| Gross Fiduciary activities income | $82,000 | 848 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $1,342,000 | 5,252 |
| Salaries and employee benefits | $761,000 | 5,150 |
| Premises and equipment expense | $158,000 | 5,646 |
| Additional noninterest expense | $423,000 | 5,017 |
| Pre-tax net operating income | $737,000 | 4,506 |
| Securities gains (losses) | $103,000 | 349 |
| Applicable income taxes | $230,000 | 3,430 |
| Income before extraordinary items | $610,000 | 4,401 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $610,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,049 |
| Cash dividends | $5,950,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $534,810 | 4,714 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 5,021 |
| Total interest expense | $587,000 | 4,638 |
| Net interest income | $853,000 | 5,214 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $166,000 | 4,402 |
| Gross Fiduciary activities income | $33,000 | 900 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $685,000 | 5,194 |
| Salaries and employee benefits | $374,000 | 5,224 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $334,000 | 4,701 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $83,000 | 3,847 |
| Income before extraordinary items | $251,000 | 4,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 802 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $251,000 | 4,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 4,651 |
| Total interest expense | $2,081,000 | 4,318 |
| Net interest income | $3,805,000 | 4,772 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $548,000 | 5,029 |
| Gross Fiduciary activities income | $217,000 | 778 |
| Service charges on deposit accounts | $252,000 | 4,559 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,771 |
| Total noninterest expense | $2,916,000 | 4,856 |
| Salaries and employee benefits | $1,687,000 | 4,689 |
| Premises and equipment expense | $297,000 | 5,764 |
| Additional noninterest expense | $932,000 | 4,653 |
| Pre-tax net operating income | $1,437,000 | 4,485 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $376,000 | 3,803 |
| Income before extraordinary items | $1,060,000 | 4,671 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,060,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,366 |
| Cash dividends | $781,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,060,740 | 4,636 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 4,599 |
| Total interest expense | $1,513,000 | 4,262 |
| Net interest income | $2,931,000 | 4,716 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $404,000 | 5,093 |
| Gross Fiduciary activities income | $135,000 | 805 |
| Service charges on deposit accounts | $192,000 | 4,547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $2,192,000 | 4,825 |
| Salaries and employee benefits | $1,217,000 | 4,782 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $757,000 | 4,365 |
| Pre-tax net operating income | $1,143,000 | 4,438 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $293,000 | 3,839 |
| Income before extraordinary items | $849,000 | 4,598 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $849,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,387 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $849,740 | 4,559 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 4,575 |
| Total interest expense | $952,000 | 4,274 |
| Net interest income | $1,982,000 | 4,650 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $307,000 | 4,732 |
| Gross Fiduciary activities income | $106,000 | 789 |
| Service charges on deposit accounts | $128,000 | 4,513 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,522,000 | 4,683 |
| Salaries and employee benefits | $856,000 | 4,585 |
| Premises and equipment expense | $141,000 | 5,896 |
| Additional noninterest expense | $525,000 | 4,210 |
| Pre-tax net operating income | $767,000 | 4,379 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $188,000 | 3,886 |
| Income before extraordinary items | $579,000 | 4,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $579,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $579,000 | 4,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,665 |
| Total interest expense | $452,000 | 4,326 |
| Net interest income | $958,000 | 4,751 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $51,000 | 807 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $708,000 | 4,959 |
| Salaries and employee benefits | $397,000 | 4,867 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $242,000 | 4,456 |
| Pre-tax net operating income | $423,000 | 4,121 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $320,000 | 4,192 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $320,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $320,000 | 4,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 4,039 |
| Total interest expense | $1,967,000 | 3,704 |
| Net interest income | $4,490,000 | 4,128 |
| Provision for loan and lease losses | $350,000 | 2,627 |
| Total noninterest income | $726,000 | 4,304 |
| Gross Fiduciary activities income | $210,000 | 775 |
| Service charges on deposit accounts | $292,000 | 4,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $3,189,000 | 4,464 |
| Salaries and employee benefits | $1,798,000 | 4,348 |
| Premises and equipment expense | $328,000 | 5,424 |
| Additional noninterest expense | $1,063,000 | 4,134 |
| Pre-tax net operating income | $1,677,000 | 3,964 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $588,000 | 3,063 |
| Income before extraordinary items | $1,101,000 | 4,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,101,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,523 |
| Cash dividends | $893,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,093,200 | 4,386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 3,960 |
| Total interest expense | $1,526,000 | 3,554 |
| Net interest income | $3,426,000 | 4,068 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $642,000 | 3,919 |
| Gross Fiduciary activities income | $147,000 | 786 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $270,000 | 3,930 |
| Total noninterest expense | $2,254,000 | 4,622 |
| Salaries and employee benefits | $1,238,000 | 4,585 |
| Premises and equipment expense | $238,000 | 5,500 |
| Additional noninterest expense | $778,000 | 4,168 |
| Pre-tax net operating income | $1,464,000 | 3,623 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $270,000 | 3,947 |
| Income before extraordinary items | $1,196,000 | 3,544 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,196,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,750 |
| Cash dividends | $468,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,194,360 | 3,476 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,765 |
| Total interest expense | $1,094,000 | 3,322 |
| Net interest income | $2,409,000 | 3,894 |
| Provision for loan and lease losses | $350,000 | 1,369 |
| Total noninterest income | $451,000 | 3,810 |
| Gross Fiduciary activities income | $135,000 | 723 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $166,000 | 4,121 |
| Total noninterest expense | $1,525,000 | 4,614 |
| Salaries and employee benefits | $858,000 | 4,479 |
| Premises and equipment expense | $158,000 | 5,516 |
| Additional noninterest expense | $509,000 | 4,260 |
| Pre-tax net operating income | $985,000 | 3,573 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $96,000 | 4,898 |
| Income before extraordinary items | $890,000 | 3,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $890,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,599 |
| Cash dividends | $468,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $889,100 | 3,168 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,856 |
| Total interest expense | $602,000 | 3,107 |
| Net interest income | $1,108,000 | 4,162 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $261,000 | 3,421 |
| Gross Fiduciary activities income | $83,000 | 677 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $104,000 | 3,624 |
| Total noninterest expense | $717,000 | 4,841 |
| Salaries and employee benefits | $401,000 | 4,728 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $240,000 | 4,461 |
| Pre-tax net operating income | $502,000 | 3,514 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $503,000 | 2,930 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $503,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,879 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $502,000 | 2,836 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 3,234 |
| Total interest expense | $3,307,000 | 2,620 |
| Net interest income | $5,272,000 | 3,549 |
| Provision for loan and lease losses | $5,780,000 | 299 |
| Total noninterest income | $804,000 | 4,216 |
| Gross Fiduciary activities income | $239,000 | 763 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $158,000 | 5,740 |
| Total noninterest expense | $2,854,000 | 4,767 |
| Salaries and employee benefits | $1,407,000 | 5,077 |
| Premises and equipment expense | $310,000 | 5,580 |
| Additional noninterest expense | $1,137,000 | 3,892 |
| Pre-tax net operating income | $-2,558,000 | 9,101 |
| Securities gains (losses) | $345,000 | 962 |
| Applicable income taxes | $-1,012,000 | 9,135 |
| Income before extraordinary items | $-1,201,000 | 9,061 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,201,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,985,000 | 329 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,421,800 | 9,044 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 3,221 |
| Total interest expense | $2,563,000 | 2,629 |
| Net interest income | $4,036,000 | 3,500 |
| Provision for loan and lease losses | $4,430,000 | 304 |
| Total noninterest income | $523,000 | 4,627 |
| Gross Fiduciary activities income | $137,000 | 826 |
| Service charges on deposit accounts | $308,000 | 3,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $2,166,000 | 4,715 |
| Salaries and employee benefits | $1,090,000 | 4,941 |
| Premises and equipment expense | $211,000 | 5,852 |
| Additional noninterest expense | $865,000 | 3,829 |
| Pre-tax net operating income | $-2,037,000 | 9,159 |
| Securities gains (losses) | $318,000 | 924 |
| Applicable income taxes | $-819,000 | 9,197 |
| Income before extraordinary items | $-900,000 | 9,112 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-900,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 992 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,103,520 | 9,094 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 3,177 |
| Total interest expense | $1,761,000 | 2,632 |
| Net interest income | $2,724,000 | 3,463 |
| Provision for loan and lease losses | $1,040,000 | 625 |
| Total noninterest income | $383,000 | 4,358 |
| Gross Fiduciary activities income | $106,000 | 795 |
| Service charges on deposit accounts | $201,000 | 3,607 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $1,385,000 | 4,849 |
| Salaries and employee benefits | $686,000 | 5,157 |
| Premises and equipment expense | $139,000 | 5,890 |
| Additional noninterest expense | $560,000 | 3,904 |
| Pre-tax net operating income | $682,000 | 4,502 |
| Securities gains (losses) | $229,000 | 961 |
| Applicable income taxes | $290,000 | 3,301 |
| Income before extraordinary items | $621,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $621,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,198 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $465,280 | 4,784 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 3,041 |
| Total interest expense | $913,000 | 2,626 |
| Net interest income | $1,466,000 | 3,237 |
| Provision for loan and lease losses | $470,000 | 649 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $83,000 | 695 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $667,000 | 4,971 |
| Salaries and employee benefits | $339,000 | 5,203 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $524,000 | 3,382 |
| Securities gains (losses) | $224,000 | 616 |
| Applicable income taxes | $174,000 | 2,932 |
| Income before extraordinary items | $574,000 | 2,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 902 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $401,520 | 3,281 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 3,049 |
| Total interest expense | $3,989,000 | 2,758 |
| Net interest income | $5,890,000 | 3,191 |
| Provision for loan and lease losses | $4,260,000 | 429 |
| Total noninterest income | $643,000 | 4,545 |
| Gross Fiduciary activities income | $188,000 | 849 |
| Service charges on deposit accounts | $429,000 | 3,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $2,584,000 | 4,969 |
| Salaries and employee benefits | $1,428,000 | 4,869 |
| Premises and equipment expense | $363,000 | 4,974 |
| Additional noninterest expense | $793,000 | 4,951 |
| Pre-tax net operating income | $-311,000 | 8,894 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $-348,000 | 9,204 |
| Income before extraordinary items | $43,000 | 8,578 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $43,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,901,000 | 586 |
| Cash dividends | $1,274,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $39,160 | 8,509 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,423,000 | 3,201 |
| Total interest expense | $5,513,000 | 2,878 |
| Net interest income | $4,910,000 | 3,484 |
| Provision for loan and lease losses | $2,005,000 | 697 |
| Total noninterest income | $1,052,000 | 3,223 |
| Gross Fiduciary activities income | $207,000 | 829 |
| Service charges on deposit accounts | $418,000 | 3,265 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $427,000 | 3,406 |
| Total noninterest expense | $2,308,000 | 5,234 |
| Salaries and employee benefits | $1,312,000 | 4,994 |
| Premises and equipment expense | $256,000 | 6,017 |
| Additional noninterest expense | $740,000 | 5,064 |
| Pre-tax net operating income | $1,649,000 | 3,638 |
| Securities gains (losses) | $152,000 | 1,396 |
| Applicable income taxes | $252,000 | 4,594 |
| Income before extraordinary items | $1,549,000 | 3,147 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,549,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,644,000 | 661 |
| Cash dividends | $1,572,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,418,280 | 3,266 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 3,447 |
| Total interest expense | $5,599,000 | 2,966 |
| Net interest income | $4,243,000 | 3,984 |
| Provision for loan and lease losses | $700,000 | 1,410 |
| Total noninterest income | $658,000 | 4,171 |
| Gross Fiduciary activities income | $173,000 | 831 |
| Service charges on deposit accounts | $306,000 | 3,997 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $179,000 | 5,051 |
| Total noninterest expense | $2,015,000 | 5,660 |
| Salaries and employee benefits | $1,229,000 | 5,114 |
| Premises and equipment expense | $157,000 | 7,488 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $2,186,000 | 3,104 |
| Securities gains (losses) | $-109,000 | 9,441 |
| Applicable income taxes | $414,000 | 3,919 |
| Income before extraordinary items | $1,663,000 | 2,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,663,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,840 |
| Cash dividends | $1,301,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,750,200 | 2,858 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,028,000 | 3,527 |
| Total interest expense | $4,582,000 | 3,167 |
| Net interest income | $4,446,000 | 3,828 |
| Provision for loan and lease losses | $940,000 | 1,024 |
| Total noninterest income | $643,000 | 4,230 |
| Gross Fiduciary activities income | $256,000 | 808 |
| Service charges on deposit accounts | $215,000 | 4,937 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $172,000 | 5,286 |
| Total noninterest expense | $2,088,000 | 5,522 |
| Salaries and employee benefits | $1,154,000 | 5,310 |
| Premises and equipment expense | $158,000 | 7,534 |
| Additional noninterest expense | $776,000 | 4,903 |
| Pre-tax net operating income | $2,061,000 | 3,263 |
| Securities gains (losses) | $115,000 | 689 |
| Applicable income taxes | $496,000 | 3,663 |
| Income before extraordinary items | $1,680,000 | 2,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,680,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $838,000 | 805 |
| Cash dividends | $990,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,591,450 | 3,066 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 3,767 |
| Total interest expense | $4,276,000 | 3,472 |
| Net interest income | $4,100,000 | 4,044 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $593,000 | 4,421 |
| Gross Fiduciary activities income | $239,000 | 833 |
| Service charges on deposit accounts | $187,000 | 5,328 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $2,094,000 | 5,419 |
| Salaries and employee benefits | $1,085,000 | 5,463 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $860,000 | 4,444 |
| Pre-tax net operating income | $2,429,000 | 2,853 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $577,000 | 3,506 |
| Income before extraordinary items | $1,874,000 | 2,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,874,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,492 |
| Cash dividends | $769,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,857,280 | 2,659 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 4,248 |
| Total interest expense | $3,530,000 | 4,114 |
| Net interest income | $3,947,000 | 4,282 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $609,000 | 4,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,155 |
| Total noninterest expense | $2,040,000 | 5,583 |
| Salaries and employee benefits | $1,019,000 | 5,786 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $886,000 | 4,372 |
| Pre-tax net operating income | $2,396,000 | 3,021 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $561,000 | 3,869 |
| Income before extraordinary items | $1,877,000 | 2,731 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,877,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $660,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,844,660 | 2,724 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 4,688 |
| Total interest expense | $3,075,000 | 4,673 |
| Net interest income | $3,724,000 | 4,580 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $510,000 | 5,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,825 |
| Total noninterest expense | $1,915,000 | 6,127 |
| Salaries and employee benefits | $950,000 | 6,221 |
| Premises and equipment expense | $219,000 | 6,706 |
| Additional noninterest expense | $746,000 | 5,478 |
| Pre-tax net operating income | $2,199,000 | 3,164 |
| Securities gains (losses) | $104,000 | 937 |
| Applicable income taxes | $488,000 | 4,223 |
| Income before extraordinary items | $1,815,000 | 2,681 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,815,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 11,270 |
| Cash dividends | $655,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,732,840 | 2,769 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 5,008 |
| Total interest expense | $2,664,000 | 5,281 |
| Net interest income | $3,604,000 | 4,726 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $461,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,269 |
| Total noninterest expense | $1,839,000 | 6,369 |
| Salaries and employee benefits | $914,000 | 6,490 |
| Premises and equipment expense | $192,000 | 7,359 |
| Additional noninterest expense | $733,000 | 5,638 |
| Pre-tax net operating income | $2,106,000 | 3,333 |
| Securities gains (losses) | $323,000 | 483 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,917,000 | 2,603 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,917,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $419,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,661,830 | 2,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,735 |
| Total interest expense | $2,344,000 | 4,906 |
| Net interest income | $3,841,000 | 4,547 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,723,000 | 6,919 |
| Salaries and employee benefits | $840,000 | 6,976 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $645,000 | 6,707 |
| Pre-tax net operating income | $2,286,000 | 3,066 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $654,000 | 3,265 |
| Income before extraordinary items | $1,657,000 | 2,907 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,657,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,673 |
| Cash dividends | $510,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,639,000 | 2,958 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 5,045 |
| Total interest expense | $2,212,000 | 5,355 |
| Net interest income | $3,657,000 | 4,768 |
| Provision for loan and lease losses | $278,000 | 3,181 |
| Total noninterest income | $311,000 | 7,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $1,671,000 | 7,285 |
| Salaries and employee benefits | $785,000 | 7,411 |
| Premises and equipment expense | $245,000 | 6,787 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $2,019,000 | 3,280 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $510,000 | 4,116 |
| Income before extraordinary items | $1,505,000 | 3,241 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,505,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,270 |
| Cash dividends | $215,000 | 5,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,508,000 | 3,065 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,391 |
| Total interest expense | $2,570,000 | 5,858 |
| Net interest income | $3,557,000 | 4,937 |
| Provision for loan and lease losses | $1,920,000 | 1,192 |
| Total noninterest income | $358,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $1,428,000 | 8,182 |
| Salaries and employee benefits | $731,000 | 7,763 |
| Premises and equipment expense | $275,000 | 6,364 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $567,000 | 7,940 |
| Securities gains (losses) | $-42,000 | 13,645 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $525,000 | 7,131 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $525,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,904,000 | 990 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $567,000 | 6,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.