Home > De Anza National Bank > Income and Expense
De Anza National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,533 |
| Total interest expense | $1,850,000 | 6,558 |
| Net interest income | $3,494,000 | 4,741 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $1,118,000 | 2,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $842,000 | 1,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,114 |
| Total noninterest expense | $3,473,000 | 3,634 |
| Salaries and employee benefits | $1,658,000 | 3,909 |
| Premises and equipment expense | $587,000 | 3,217 |
| Additional noninterest expense | $1,228,000 | 3,295 |
| Pre-tax net operating income | $1,094,000 | 5,561 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $358,000 | 5,227 |
| Income before extraordinary items | $736,000 | 5,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $736,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $212,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $736,000 | 5,694 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 5,890 |
| Total interest expense | $1,731,000 | 7,008 |
| Net interest income | $3,324,000 | 5,048 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $1,062,000 | 2,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $800,000 | 1,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $3,353,000 | 3,939 |
| Salaries and employee benefits | $1,524,000 | 4,249 |
| Premises and equipment expense | $594,000 | 3,245 |
| Additional noninterest expense | $1,235,000 | 3,698 |
| Pre-tax net operating income | $1,013,000 | 5,694 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $342,000 | 5,408 |
| Income before extraordinary items | $707,000 | 5,734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $707,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $460,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $682,880 | 5,780 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 5,826 |
| Total interest expense | $1,689,000 | 7,162 |
| Net interest income | $3,510,000 | 4,865 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,064,000 | 2,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $781,000 | 1,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $3,576,000 | 3,665 |
| Salaries and employee benefits | $1,566,000 | 4,131 |
| Premises and equipment expense | $623,000 | 3,112 |
| Additional noninterest expense | $1,387,000 | 3,298 |
| Pre-tax net operating income | $998,000 | 6,012 |
| Securities gains (losses) | $-488,000 | 11,801 |
| Applicable income taxes | $155,000 | 8,182 |
| Income before extraordinary items | $355,000 | 8,433 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $355,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,404 |
| Cash dividends | $92,000 | 6,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $696,600 | 5,995 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 5,714 |
| Total interest expense | $1,588,000 | 6,632 |
| Net interest income | $3,362,000 | 5,121 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $994,000 | 3,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $3,623,000 | 3,737 |
| Salaries and employee benefits | $1,513,000 | 4,248 |
| Premises and equipment expense | $632,000 | 3,115 |
| Additional noninterest expense | $1,478,000 | 3,346 |
| Pre-tax net operating income | $542,000 | 8,373 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $157,000 | 8,162 |
| Income before extraordinary items | $352,000 | 8,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $352,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,231 |
| Cash dividends | $94,000 | 7,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $374,770 | 8,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 5,719 |
| Total interest expense | $1,761,000 | 6,444 |
| Net interest income | $3,297,000 | 5,220 |
| Provision for loan and lease losses | $242,000 | 3,458 |
| Total noninterest income | $1,164,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $543,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 2,818 |
| Total noninterest expense | $3,464,000 | 3,942 |
| Salaries and employee benefits | $1,576,000 | 4,089 |
| Premises and equipment expense | $600,000 | 3,330 |
| Additional noninterest expense | $1,288,000 | 3,961 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $579,000 | 6,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $579,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 4,050 |
| Cash dividends | $208,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $515,080 | 7,188 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 5,931 |
| Total interest expense | $2,042,000 | 7,024 |
| Net interest income | $3,428,000 | 5,098 |
| Provision for loan and lease losses | $282,000 | 4,292 |
| Total noninterest income | $1,013,000 | 3,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 3,168 |
| Total noninterest expense | $2,979,000 | 4,572 |
| Salaries and employee benefits | $1,411,000 | 4,464 |
| Premises and equipment expense | $567,000 | 3,545 |
| Additional noninterest expense | $1,001,000 | 5,045 |
| Pre-tax net operating income | $1,180,000 | 4,981 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $380,000 | 4,989 |
| Income before extraordinary items | $800,000 | 5,370 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $800,000 | 5,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $623,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $800,000 | 5,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.