Home > De Anza Bank > Income and Expense
De Anza Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 11,143 |
| Total interest expense | $363,000 | 11,772 |
| Net interest income | $933,000 | 10,624 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,278 |
| Total noninterest expense | $1,311,000 | 8,197 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $338,000 | 5,200 |
| Additional noninterest expense | $281,000 | 10,181 |
| Pre-tax net operating income | $-169,000 | 12,244 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-32,000 | 12,162 |
| Income before extraordinary items | $-137,000 | 12,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-137,000 | 12,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-137,000 | 12,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 11,757 |
| Total interest expense | $399,000 | 12,231 |
| Net interest income | $867,000 | 11,284 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $331,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,143 |
| Total noninterest expense | $2,149,000 | 5,983 |
| Salaries and employee benefits | $931,000 | 6,539 |
| Premises and equipment expense | $868,000 | 2,351 |
| Additional noninterest expense | $350,000 | 9,838 |
| Pre-tax net operating income | $-951,000 | 12,969 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-329,000 | 13,093 |
| Income before extraordinary items | $-622,000 | 12,928 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $-612,000 | 12,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-622,000 | 12,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 11,968 |
| Total interest expense | $654,000 | 12,053 |
| Net interest income | $847,000 | 11,720 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,441 |
| Total noninterest expense | $2,033,000 | 6,292 |
| Salaries and employee benefits | $1,135,000 | 5,442 |
| Premises and equipment expense | $530,000 | 3,778 |
| Additional noninterest expense | $368,000 | 9,975 |
| Pre-tax net operating income | $-882,000 | 13,450 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $-280,000 | 13,700 |
| Income before extraordinary items | $-547,000 | 13,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-547,000 | 13,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-583,300 | 13,312 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.