Home > Dayton State Bank > Assets and Liabilities
Dayton State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $100,329,000 | 4,402 |
| Cash and due from depository institutions | $9,144,000 | 2,597 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $31,290,000 | 3,464 |
| Federal funds sold & reverse repurchase agreements | $6,225,000 | 1,547 |
| Net loans & leases | $41,823,000 | 5,681 |
| Loan loss allowance | $356,000 | 6,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,404,000 | 1,308 |
| Other real estate owned | $311,000 | 2,597 |
| Goodwill and other intangibles | $3,227,000 | 823 |
| All other assets | $1,905,000 | 4,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,329,000 | 4,402 |
| Total liabilities | $88,337,000 | 4,491 |
| Total deposits | $87,616,000 | 4,210 |
| Interest-bearing deposits | $53,610,000 | 5,407 |
| Deposits held in domestic offices | $87,616,000 | 4,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $721,000 | 4,161 |
| Total equity capital | $11,992,000 | 3,647 |
| Total bank equity capital | $11,992,000 | 3,647 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $469,000 | 4,977 |
| Surplus | $11,586,000 | 1,429 |
| Undivided profits | $-63,000 | 9,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $304,000 | 426 |
| Income earned, not collected on loans | $547,000 | 4,227 |
| Earning assets | $79,338,000 | 4,924 |
| Long-term assets (5+ years) | $28,734,000 | 2,634 |
| Average Assets, year-to-date | $91,195,000 | 4,620 |
| Average Assets, quarterly | $95,325,500 | 4,544 |
| Volatile liabilities | $4,876,000 | 7,415 |
| Insider loans | $242,000 | 6,887 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,963,000 | 7,502 |
| Tier 1 (core) risk-based capital | $8,966,000 | 4,662 |
| Tier 2 risk-based capital | $356,000 | 6,481 |
| Total risk weighted assets | $54,620,800 | 4,926 |
| Total unused commitments | $1,963,000 | 7,508 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 71 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $86,993,000 | 4,880 |
| Cash and due from depository institutions | $3,979,000 | 2,474 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $30,276,000 | 3,605 |
| Federal funds sold & reverse repurchase agreements | $8,905,000 | 1,926 |
| Net loans & leases | $39,525,000 | 5,756 |
| Loan loss allowance | $400,000 | 6,392 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,198,000 | 3,595 |
| Other real estate owned | $305,000 | 2,474 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,805,000 | 3,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,993,000 | 4,880 |
| Total liabilities | $77,097,000 | 4,931 |
| Total deposits | $76,002,000 | 4,728 |
| Interest-bearing deposits | $52,719,000 | 5,521 |
| Deposits held in domestic offices | $76,002,000 | 4,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,095,000 | 3,267 |
| Total equity capital | $9,896,000 | 4,389 |
| Total bank equity capital | $9,896,000 | 4,389 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $469,000 | 5,028 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $5,427,000 | 4,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 4,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $369,000 | 396 |
| Income earned, not collected on loans | $633,000 | 3,673 |
| Earning assets | $78,806,000 | 4,939 |
| Long-term assets (5+ years) | $27,217,000 | 2,549 |
| Average Assets, year-to-date | $84,067,200 | 4,795 |
| Average Assets, quarterly | $86,582,500 | 4,811 |
| Volatile liabilities | $6,865,000 | 6,113 |
| Insider loans | $277,000 | 6,592 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,493,000 | 6,216 |
| Tier 1 (core) risk-based capital | $9,590,000 | 4,325 |
| Tier 2 risk-based capital | $400,000 | 5,999 |
| Total risk weighted assets | $49,179,000 | 5,144 |
| Total unused commitments | $3,493,000 | 6,221 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 61 | 2,965 |
| Assets and Liabilities | ||
| Total Assets: | $79,611,000 | 5,207 |
| Cash and due from depository institutions | $3,065,000 | 2,965 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $33,265,000 | 3,322 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 3,313 |
| Net loans & leases | $35,025,000 | 6,301 |
| Loan loss allowance | $254,000 | 8,093 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,249,000 | 3,466 |
| Other real estate owned | $175,000 | 2,965 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,957,000 | 3,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,611,000 | 5,207 |
| Total liabilities | $70,434,000 | 5,257 |
| Total deposits | $69,348,000 | 5,078 |
| Interest-bearing deposits | $49,565,000 | 5,802 |
| Deposits held in domestic offices | $69,348,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,086,000 | 3,332 |
| Total equity capital | $9,177,000 | 4,638 |
| Total bank equity capital | $9,177,000 | 4,638 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $497,000 | 5,171 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $6,680,000 | 3,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $72,000 | 1,090 |
| Income earned, not collected on loans | $567,000 | 4,170 |
| Earning assets | $72,265,000 | 5,247 |
| Long-term assets (5+ years) | $19,464,000 | 2,836 |
| Average Assets, year-to-date | $76,065,400 | 5,192 |
| Average Assets, quarterly | $78,821,500 | 5,180 |
| Volatile liabilities | $4,429,000 | 7,465 |
| Insider loans | $325,000 | 6,469 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,013,000 | 7,405 |
| Tier 1 (core) risk-based capital | $8,951,000 | 4,599 |
| Tier 2 risk-based capital | $254,000 | 7,630 |
| Total risk weighted assets | $45,671,800 | 5,419 |
| Total unused commitments | $2,013,000 | 7,414 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $73,049,000 | 5,689 |
| Cash and due from depository institutions | $3,019,000 | 3,657 |
| Interest-bearing balances | $600,000 | 2,859 |
| Securities | $29,441,000 | 3,956 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,546 |
| Net loans & leases | $32,167,000 | 6,687 |
| Loan loss allowance | $332,000 | 7,480 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,417,000 | 4,884 |
| Other real estate owned | $207,000 | 3,657 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,748,000 | 4,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,049,000 | 5,689 |
| Total liabilities | $65,036,000 | 5,727 |
| Total deposits | $64,243,000 | 5,547 |
| Interest-bearing deposits | $46,693,000 | 6,249 |
| Deposits held in domestic offices | $64,243,000 | 5,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $793,000 | 4,217 |
| Total equity capital | $8,013,000 | 5,229 |
| Total bank equity capital | $8,013,000 | 5,229 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $497,000 | 5,482 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $5,516,000 | 4,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $672,000 | 3,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $185,000 | 668 |
| Income earned, not collected on loans | $507,000 | 4,579 |
| Earning assets | $67,258,000 | 5,668 |
| Long-term assets (5+ years) | $12,792,000 | 3,626 |
| Average Assets, year-to-date | $70,153,800 | 5,688 |
| Average Assets, quarterly | $72,540,000 | 5,665 |
| Volatile liabilities | $3,624,000 | 8,039 |
| Insider loans | $349,000 | 6,457 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,628,000 | 6,787 |
| Tier 1 (core) risk-based capital | $8,067,000 | 5,102 |
| Tier 2 risk-based capital | $332,000 | 6,831 |
| Total risk weighted assets | $41,240,200 | 5,851 |
| Total unused commitments | $2,628,000 | 6,801 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $68,937,000 | 6,023 |
| Cash and due from depository institutions | $2,428,000 | 3,786 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,906,000 | 4,190 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,202 |
| Net loans & leases | $32,101,000 | 6,715 |
| Loan loss allowance | $432,000 | 6,648 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,321,000 | 5,072 |
| Other real estate owned | $208,000 | 3,786 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,723,000 | 4,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,937,000 | 6,023 |
| Total liabilities | $61,683,000 | 6,019 |
| Total deposits | $60,858,000 | 5,870 |
| Interest-bearing deposits | $43,871,000 | 6,658 |
| Deposits held in domestic offices | $60,858,000 | 5,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $825,000 | 4,280 |
| Total equity capital | $7,254,000 | 5,710 |
| Total bank equity capital | $7,254,000 | 5,710 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $497,000 | 5,770 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $4,757,000 | 4,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $306,000 | 402 |
| Income earned, not collected on loans | $590,000 | 4,051 |
| Earning assets | $63,257,000 | 6,004 |
| Long-term assets (5+ years) | $11,721,000 | 3,649 |
| Average Assets, year-to-date | $68,076,600 | 5,867 |
| Average Assets, quarterly | $69,355,000 | 5,947 |
| Volatile liabilities | $3,392,000 | 8,187 |
| Insider loans | $318,000 | 6,894 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,921,000 | 7,530 |
| Tier 1 (core) risk-based capital | $7,180,000 | 5,612 |
| Tier 2 risk-based capital | $432,000 | 5,865 |
| Total risk weighted assets | $40,524,700 | 5,893 |
| Total unused commitments | $1,921,000 | 7,545 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 49 | 4,054 |
| Assets and Liabilities | ||
| Total Assets: | $63,838,000 | 6,355 |
| Cash and due from depository institutions | $2,941,000 | 4,054 |
| Interest-bearing balances | $92,000 | 5,830 |
| Securities | $27,553,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 2,958 |
| Net loans & leases | $26,902,000 | 7,514 |
| Loan loss allowance | $538,000 | 5,888 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,239,000 | 5,306 |
| Other real estate owned | $473,000 | 4,054 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,930,000 | 3,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,838,000 | 6,355 |
| Total liabilities | $58,335,000 | 6,297 |
| Total deposits | $57,599,000 | 6,135 |
| Interest-bearing deposits | $42,951,000 | 6,776 |
| Deposits held in domestic offices | $57,599,000 | 6,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $736,000 | 3,853 |
| Total equity capital | $5,503,000 | 6,683 |
| Total bank equity capital | $5,503,000 | 6,683 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $497,000 | 6,100 |
| Surplus | $1,300,000 | 7,100 |
| Undivided profits | $3,706,000 | 5,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 534 |
| Income earned, not collected on loans | $490,000 | 4,294 |
| Earning assets | $57,347,000 | 6,417 |
| Long-term assets (5+ years) | $11,390,000 | 3,794 |
| Average Assets, year-to-date | $62,300,200 | 6,351 |
| Average Assets, quarterly | $62,544,000 | 6,421 |
| Volatile liabilities | $2,219,000 | 9,391 |
| Insider loans | $729,000 | 4,555 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,126,000 | 7,313 |
| Tier 1 (core) risk-based capital | $6,217,000 | 6,197 |
| Tier 2 risk-based capital | $453,670 | 5,707 |
| Total risk weighted assets | $36,209,570 | 6,358 |
| Total unused commitments | $2,126,000 | 7,327 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $62,163,000 | 6,648 |
| Cash and due from depository institutions | $2,763,000 | 4,837 |
| Interest-bearing balances | $608,000 | 4,042 |
| Securities | $27,471,000 | 4,829 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,165 |
| Net loans & leases | $26,357,000 | 7,568 |
| Loan loss allowance | $585,000 | 5,699 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $703,000 | 7,504 |
| Other real estate owned | $226,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,443,000 | 4,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,163,000 | 6,648 |
| Total liabilities | $56,685,000 | 6,629 |
| Total deposits | $56,020,000 | 6,497 |
| Interest-bearing deposits | $43,136,000 | 7,011 |
| Deposits held in domestic offices | $56,020,000 | 6,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $665,000 | 4,320 |
| Total equity capital | $5,478,000 | 6,805 |
| Total bank equity capital | $5,478,000 | 6,805 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $511,000 | 5,903 |
| Surplus | $1,300,000 | 7,161 |
| Undivided profits | $3,667,000 | 5,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,129,000 | 2,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $362,000 | 374 |
| Income earned, not collected on loans | $364,000 | 5,089 |
| Earning assets | $57,636,000 | 6,619 |
| Long-term assets (5+ years) | $8,419,000 | 4,856 |
| Average Assets, year-to-date | $60,964,800 | 6,602 |
| Average Assets, quarterly | $62,561,000 | 6,552 |
| Volatile liabilities | $2,324,000 | 9,254 |
| Insider loans | $1,086,000 | 3,509 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,175,000 | 8,887 |
| Tier 1 (core) risk-based capital | $5,478,000 | 6,713 |
| Tier 2 risk-based capital | $419,190 | 6,044 |
| Total risk weighted assets | $33,369,490 | 6,734 |
| Total unused commitments | $1,175,000 | 8,911 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $61,680,000 | 6,788 |
| Cash and due from depository institutions | $6,534,000 | 4,772 |
| Interest-bearing balances | $1,778,000 | 2,908 |
| Securities | $24,615,000 | 5,233 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $26,393,000 | 7,639 |
| Loan loss allowance | $565,000 | 5,902 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $716,000 | 7,557 |
| Other real estate owned | $294,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,378,000 | 4,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,680,000 | 6,788 |
| Total liabilities | $56,885,000 | 6,721 |
| Total deposits | $55,726,000 | 6,654 |
| Interest-bearing deposits | $43,075,000 | 7,246 |
| Deposits held in domestic offices | $55,726,000 | 6,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,159,000 | 2,926 |
| Total equity capital | $4,795,000 | 7,295 |
| Total bank equity capital | $4,795,000 | 7,295 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $511,000 | 6,218 |
| Surplus | $1,300,000 | 7,117 |
| Undivided profits | $2,984,000 | 5,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $467,000 | 4,360 |
| Earning assets | $54,536,000 | 6,952 |
| Long-term assets (5+ years) | $7,828,000 | 5,043 |
| Average Assets, year-to-date | $61,825,600 | 6,627 |
| Average Assets, quarterly | $61,168,000 | 6,759 |
| Volatile liabilities | $2,717,000 | 8,932 |
| Insider loans | $711,000 | 1,258 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,000 | 12,534 |
| Tier 1 (core) risk-based capital | $4,795,000 | 7,219 |
| Tier 2 risk-based capital | $413,200 | 6,113 |
| Total risk weighted assets | $32,904,300 | 6,887 |
| Total unused commitments | $8,000 | 12,536 |
| Derivatives | $0 | 651 |