Home > Dayspring Bank > Income and Expense
Dayspring Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $15,331,000 | 881 |
| Total interest expense | $9,325,000 | 606 |
| Net interest income | $6,006,000 | 1,341 |
| Provision for loan and lease losses | $1,125,000 | 371 |
| Total noninterest income | $2,162,000 | 828 |
| Gross Fiduciary activities income | $37,000 | 745 |
| Service charges on deposit accounts | $113,000 | 1,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,012,000 | 625 |
| Total noninterest expense | $5,038,000 | 1,273 |
| Salaries and employee benefits | $3,032,000 | 1,220 |
| Premises and equipment expense | $334,000 | 1,743 |
| Additional noninterest expense | $2,012,000 | 625 |
| Pre-tax net operating income | $2,005,000 | 1,448 |
| Securities gains (losses) | $-5,000 | 4,004 |
| Applicable income taxes | $157,000 | 1,749 |
| Income before extraordinary items | $1,843,000 | 1,368 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,843,000 | 1,386 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,843,000 | 1,368 |
| Net charge-offs | $195,000 | 602 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,847,600 | 1,380 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $59,424,000 | 897 |
| Total interest expense | $39,041,000 | 615 |
| Net interest income | $20,383,000 | 1,455 |
| Provision for loan and lease losses | $-443,000 | 4,382 |
| Total noninterest income | $9,582,000 | 785 |
| Gross Fiduciary activities income | $59,000 | 797 |
| Service charges on deposit accounts | $432,000 | 1,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,091,000 | 616 |
| Total noninterest expense | $21,053,000 | 1,195 |
| Salaries and employee benefits | $12,505,000 | 1,158 |
| Premises and equipment expense | $1,258,000 | 1,796 |
| Additional noninterest expense | $9,091,000 | 616 |
| Pre-tax net operating income | $9,355,000 | 1,212 |
| Securities gains (losses) | $-73,000 | 3,933 |
| Applicable income taxes | $1,288,000 | 1,221 |
| Income before extraordinary items | $7,994,000 | 1,214 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,994,000 | 1,225 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,994,000 | 1,214 |
| Net charge-offs | $-311,000 | 4,438 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $8,056,780 | 1,222 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $44,092,000 | 893 |
| Total interest expense | $29,012,000 | 615 |
| Net interest income | $15,080,000 | 1,453 |
| Provision for loan and lease losses | $-743,000 | 4,463 |
| Total noninterest income | $7,464,000 | 767 |
| Gross Fiduciary activities income | $47,000 | 794 |
| Service charges on deposit accounts | $317,000 | 1,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,100,000 | 584 |
| Total noninterest expense | $14,603,000 | 1,260 |
| Salaries and employee benefits | $9,377,000 | 1,143 |
| Premises and equipment expense | $921,000 | 1,811 |
| Additional noninterest expense | $7,100,000 | 584 |
| Pre-tax net operating income | $8,684,000 | 1,027 |
| Securities gains (losses) | $-108,000 | 4,185 |
| Applicable income taxes | $1,678,000 | 894 |
| Income before extraordinary items | $6,898,000 | 1,070 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,898,000 | 1,085 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,898,000 | 1,072 |
| Net charge-offs | $169,000 | 1,142 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $6,984,400 | 1,071 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $28,585,000 | 916 |
| Total interest expense | $18,772,000 | 619 |
| Net interest income | $9,813,000 | 1,472 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $4,511,000 | 812 |
| Gross Fiduciary activities income | $36,000 | 790 |
| Service charges on deposit accounts | $211,000 | 1,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,264,000 | 624 |
| Total noninterest expense | $9,702,000 | 1,262 |
| Salaries and employee benefits | $6,166,000 | 1,165 |
| Premises and equipment expense | $590,000 | 1,845 |
| Additional noninterest expense | $4,264,000 | 624 |
| Pre-tax net operating income | $4,622,000 | 1,198 |
| Securities gains (losses) | $-74,000 | 4,175 |
| Applicable income taxes | $898,000 | 1,014 |
| Income before extraordinary items | $3,650,000 | 1,261 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,650,000 | 1,277 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,650,000 | 1,263 |
| Net charge-offs | $36,000 | 1,552 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,709,200 | 1,254 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $13,504,000 | 958 |
| Total interest expense | $9,152,000 | 629 |
| Net interest income | $4,352,000 | 1,608 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $1,979,000 | 874 |
| Gross Fiduciary activities income | $23,000 | 737 |
| Service charges on deposit accounts | $106,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,850,000 | 675 |
| Total noninterest expense | $4,742,000 | 1,281 |
| Salaries and employee benefits | $3,002,000 | 1,189 |
| Premises and equipment expense | $283,000 | 1,912 |
| Additional noninterest expense | $1,850,000 | 675 |
| Pre-tax net operating income | $1,589,000 | 1,519 |
| Securities gains (losses) | $-42,000 | 4,247 |
| Applicable income taxes | $321,000 | 1,215 |
| Income before extraordinary items | $1,226,000 | 1,649 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,226,000 | 1,669 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,226,000 | 1,649 |
| Net charge-offs | $41,000 | 1,016 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,259,180 | 1,623 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $50,019,000 | 934 |
| Total interest expense | $34,790,000 | 509 |
| Net interest income | $15,229,000 | 1,788 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $7,863,000 | 884 |
| Gross Fiduciary activities income | $56,000 | 760 |
| Service charges on deposit accounts | $903,000 | 1,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,904,000 | 710 |
| Total noninterest expense | $21,061,000 | 1,167 |
| Salaries and employee benefits | $11,892,000 | 1,169 |
| Premises and equipment expense | $1,197,000 | 1,810 |
| Additional noninterest expense | $6,904,000 | 710 |
| Pre-tax net operating income | $2,031,000 | 2,941 |
| Securities gains (losses) | $-340,000 | 4,108 |
| Applicable income taxes | $-628,000 | 4,523 |
| Income before extraordinary items | $2,319,000 | 2,626 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,319,000 | 2,652 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,319,000 | 2,628 |
| Net charge-offs | $-120,000 | 4,370 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,659,000 | 2,494 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $37,176,000 | 924 |
| Total interest expense | $25,141,000 | 501 |
| Net interest income | $12,035,000 | 1,719 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $5,224,000 | 973 |
| Gross Fiduciary activities income | $44,000 | 746 |
| Service charges on deposit accounts | $673,000 | 1,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,507,000 | 797 |
| Total noninterest expense | $14,025,000 | 1,265 |
| Salaries and employee benefits | $8,379,000 | 1,238 |
| Premises and equipment expense | $875,000 | 1,851 |
| Additional noninterest expense | $4,507,000 | 797 |
| Pre-tax net operating income | $3,234,000 | 2,140 |
| Securities gains (losses) | $-60,000 | 3,877 |
| Applicable income taxes | $507,000 | 1,741 |
| Income before extraordinary items | $2,667,000 | 2,187 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,667,000 | 2,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,667,000 | 2,189 |
| Net charge-offs | $-109,000 | 4,376 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,717,400 | 2,191 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $24,009,000 | 918 |
| Total interest expense | $15,648,000 | 479 |
| Net interest income | $8,361,000 | 1,692 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $3,587,000 | 899 |
| Gross Fiduciary activities income | $18,000 | 774 |
| Service charges on deposit accounts | $438,000 | 1,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,131,000 | 721 |
| Total noninterest expense | $9,172,000 | 1,274 |
| Salaries and employee benefits | $5,465,000 | 1,248 |
| Premises and equipment expense | $569,000 | 1,862 |
| Additional noninterest expense | $3,131,000 | 721 |
| Pre-tax net operating income | $2,776,000 | 1,835 |
| Securities gains (losses) | $-69,000 | 4,153 |
| Applicable income taxes | $460,000 | 1,552 |
| Income before extraordinary items | $2,247,000 | 1,908 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,247,000 | 1,932 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,247,000 | 1,908 |
| Net charge-offs | $-101,000 | 4,455 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,304,270 | 1,888 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 934 |
| Total interest expense | $6,990,000 | 466 |
| Net interest income | $4,591,000 | 1,574 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,952,000 | 853 |
| Gross Fiduciary activities income | $12,000 | 783 |
| Service charges on deposit accounts | $205,000 | 1,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,735,000 | 674 |
| Total noninterest expense | $4,508,000 | 1,314 |
| Salaries and employee benefits | $2,819,000 | 1,242 |
| Premises and equipment expense | $276,000 | 1,924 |
| Additional noninterest expense | $1,735,000 | 674 |
| Pre-tax net operating income | $2,035,000 | 1,453 |
| Securities gains (losses) | $-26,000 | 4,152 |
| Applicable income taxes | $373,000 | 1,218 |
| Income before extraordinary items | $1,636,000 | 1,510 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,636,000 | 1,510 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,636,000 | 1,510 |
| Net charge-offs | $-25,000 | 4,279 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,657,060 | 1,502 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $36,271,000 | 975 |
| Total interest expense | $10,205,000 | 446 |
| Net interest income | $26,066,000 | 1,157 |
| Provision for loan and lease losses | $600,000 | 1,102 |
| Total noninterest income | $3,649,000 | 1,442 |
| Gross Fiduciary activities income | $21,000 | 860 |
| Service charges on deposit accounts | $769,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,859,000 | 1,293 |
| Total noninterest expense | $14,877,000 | 1,493 |
| Salaries and employee benefits | $8,968,000 | 1,440 |
| Premises and equipment expense | $1,052,000 | 1,953 |
| Additional noninterest expense | $2,859,000 | 1,293 |
| Pre-tax net operating income | $14,238,000 | 985 |
| Securities gains (losses) | $-25,000 | 3,613 |
| Applicable income taxes | $2,776,000 | 868 |
| Income before extraordinary items | $11,437,000 | 996 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,437,000 | 996 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,437,000 | 996 |
| Net charge-offs | $1,110,000 | 394 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $11,457,000 | 1,018 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $16,297,000 | 984 |
| Total interest expense | $1,976,000 | 598 |
| Net interest income | $14,321,000 | 1,030 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $2,098,000 | 1,337 |
| Gross Fiduciary activities income | $11,000 | 800 |
| Service charges on deposit accounts | $370,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,717,000 | 1,212 |
| Total noninterest expense | $7,065,000 | 1,537 |
| Salaries and employee benefits | $4,212,000 | 1,507 |
| Premises and equipment expense | $495,000 | 2,030 |
| Additional noninterest expense | $2,358,000 | 1,422 |
| Pre-tax net operating income | $9,054,000 | 777 |
| Securities gains (losses) | $25,000 | 292 |
| Applicable income taxes | $1,792,000 | 706 |
| Income before extraordinary items | $7,287,000 | 783 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,287,000 | 783 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,287,000 | 783 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,267,000 | 797 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 977 |
| Total interest expense | $732,000 | 744 |
| Net interest income | $7,244,000 | 990 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $1,059,000 | 1,321 |
| Gross Fiduciary activities income | $8,000 | 781 |
| Service charges on deposit accounts | $170,000 | 1,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $881,000 | 1,167 |
| Total noninterest expense | $3,435,000 | 1,573 |
| Salaries and employee benefits | $2,048,000 | 1,536 |
| Premises and equipment expense | $251,000 | 2,030 |
| Additional noninterest expense | $1,136,000 | 1,435 |
| Pre-tax net operating income | $4,718,000 | 716 |
| Securities gains (losses) | $38,000 | 231 |
| Applicable income taxes | $947,000 | 668 |
| Income before extraordinary items | $3,809,000 | 724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,809,000 | 724 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,809,000 | 724 |
| Net charge-offs | $-33,000 | 4,294 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,778,600 | 731 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $32,821,000 | 975 |
| Total interest expense | $2,963,000 | 922 |
| Net interest income | $29,858,000 | 972 |
| Provision for loan and lease losses | $600,000 | 874 |
| Total noninterest income | $4,024,000 | 1,513 |
| Gross Fiduciary activities income | $9,000 | 873 |
| Service charges on deposit accounts | $689,000 | 1,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,326,000 | 1,399 |
| Total noninterest expense | $13,731,000 | 1,565 |
| Salaries and employee benefits | $8,307,000 | 1,522 |
| Premises and equipment expense | $949,000 | 2,097 |
| Additional noninterest expense | $4,475,000 | 1,455 |
| Pre-tax net operating income | $19,551,000 | 751 |
| Securities gains (losses) | $1,641,000 | 163 |
| Applicable income taxes | $4,179,000 | 709 |
| Income before extraordinary items | $17,013,000 | 731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $17,013,000 | 732 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $17,013,000 | 732 |
| Net charge-offs | $-34,000 | 3,993 |
| Cash dividends | $5,000,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $15,700,200 | 763 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $24,939,000 | 983 |
| Total interest expense | $2,256,000 | 954 |
| Net interest income | $22,683,000 | 979 |
| Provision for loan and lease losses | $450,000 | 883 |
| Total noninterest income | $3,197,000 | 1,494 |
| Gross Fiduciary activities income | $9,000 | 852 |
| Service charges on deposit accounts | $523,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,665,000 | 1,399 |
| Total noninterest expense | $10,027,000 | 1,595 |
| Salaries and employee benefits | $6,131,000 | 1,538 |
| Premises and equipment expense | $699,000 | 2,137 |
| Additional noninterest expense | $3,197,000 | 1,514 |
| Pre-tax net operating income | $15,403,000 | 748 |
| Securities gains (losses) | $1,443,000 | 153 |
| Applicable income taxes | $3,317,000 | 702 |
| Income before extraordinary items | $13,529,000 | 725 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,529,000 | 725 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,529,000 | 725 |
| Net charge-offs | $-64,000 | 4,303 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $12,374,600 | 761 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $17,079,000 | 954 |
| Total interest expense | $1,523,000 | 986 |
| Net interest income | $15,556,000 | 948 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $2,013,000 | 1,520 |
| Gross Fiduciary activities income | $9,000 | 828 |
| Service charges on deposit accounts | $339,000 | 1,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,665,000 | 1,422 |
| Total noninterest expense | $6,655,000 | 1,588 |
| Salaries and employee benefits | $4,077,000 | 1,538 |
| Premises and equipment expense | $460,000 | 2,154 |
| Additional noninterest expense | $2,118,000 | 1,506 |
| Pre-tax net operating income | $10,614,000 | 720 |
| Securities gains (losses) | $1,356,000 | 130 |
| Applicable income taxes | $2,354,000 | 671 |
| Income before extraordinary items | $9,616,000 | 677 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,616,000 | 677 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $9,616,000 | 677 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $8,531,200 | 731 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 933 |
| Total interest expense | $767,000 | 1,034 |
| Net interest income | $7,965,000 | 915 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,188,000 | 1,375 |
| Gross Fiduciary activities income | $8,000 | 806 |
| Service charges on deposit accounts | $158,000 | 1,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,022,000 | 1,254 |
| Total noninterest expense | $3,293,000 | 1,597 |
| Salaries and employee benefits | $1,982,000 | 1,559 |
| Premises and equipment expense | $223,000 | 2,213 |
| Additional noninterest expense | $1,088,000 | 1,441 |
| Pre-tax net operating income | $5,710,000 | 691 |
| Securities gains (losses) | $669,000 | 151 |
| Applicable income taxes | $1,259,000 | 638 |
| Income before extraordinary items | $5,120,000 | 650 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $5,120,000 | 650 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $5,120,000 | 650 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,584,800 | 708 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $30,361,000 | 1,038 |
| Total interest expense | $4,896,000 | 972 |
| Net interest income | $25,465,000 | 1,056 |
| Provision for loan and lease losses | $3,000,000 | 798 |
| Total noninterest income | $5,046,000 | 1,258 |
| Gross Fiduciary activities income | $9,000 | 900 |
| Service charges on deposit accounts | $630,000 | 1,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,407,000 | 1,118 |
| Total noninterest expense | $12,108,000 | 1,696 |
| Salaries and employee benefits | $7,585,000 | 1,581 |
| Premises and equipment expense | $858,000 | 2,239 |
| Additional noninterest expense | $3,665,000 | 1,641 |
| Pre-tax net operating income | $15,403,000 | 725 |
| Securities gains (losses) | $2,111,000 | 218 |
| Applicable income taxes | $3,364,000 | 640 |
| Income before extraordinary items | $14,150,000 | 698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $14,150,000 | 698 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $14,150,000 | 698 |
| Net charge-offs | $51,000 | 2,381 |
| Cash dividends | $4,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $12,440,090 | 745 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $22,355,000 | 1,054 |
| Total interest expense | $3,975,000 | 965 |
| Net interest income | $18,380,000 | 1,077 |
| Provision for loan and lease losses | $2,100,000 | 863 |
| Total noninterest income | $4,190,000 | 1,148 |
| Gross Fiduciary activities income | $9,000 | 862 |
| Service charges on deposit accounts | $469,000 | 1,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,712,000 | 995 |
| Total noninterest expense | $8,855,000 | 1,704 |
| Salaries and employee benefits | $5,469,000 | 1,613 |
| Premises and equipment expense | $652,000 | 2,215 |
| Additional noninterest expense | $2,734,000 | 1,631 |
| Pre-tax net operating income | $11,615,000 | 694 |
| Securities gains (losses) | $1,281,000 | 249 |
| Applicable income taxes | $2,481,000 | 624 |
| Income before extraordinary items | $10,415,000 | 686 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,415,000 | 686 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $10,415,000 | 686 |
| Net charge-offs | $254,000 | 1,108 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,377,390 | 725 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $15,437,000 | 1,041 |
| Total interest expense | $2,985,000 | 932 |
| Net interest income | $12,452,000 | 1,066 |
| Provision for loan and lease losses | $1,500,000 | 859 |
| Total noninterest income | $3,115,000 | 1,012 |
| Gross Fiduciary activities income | $9,000 | 840 |
| Service charges on deposit accounts | $310,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,796,000 | 860 |
| Total noninterest expense | $5,879,000 | 1,711 |
| Salaries and employee benefits | $3,648,000 | 1,613 |
| Premises and equipment expense | $434,000 | 2,219 |
| Additional noninterest expense | $1,797,000 | 1,636 |
| Pre-tax net operating income | $8,188,000 | 615 |
| Securities gains (losses) | $671,000 | 300 |
| Applicable income taxes | $1,713,000 | 554 |
| Income before extraordinary items | $7,146,000 | 609 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,146,000 | 608 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,146,000 | 609 |
| Net charge-offs | $342,000 | 747 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,602,490 | 631 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 1,125 |
| Total interest expense | $1,697,000 | 906 |
| Net interest income | $5,377,000 | 1,176 |
| Provision for loan and lease losses | $450,000 | 941 |
| Total noninterest income | $1,856,000 | 851 |
| Gross Fiduciary activities income | $8,000 | 807 |
| Service charges on deposit accounts | $174,000 | 1,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,674,000 | 680 |
| Total noninterest expense | $2,761,000 | 1,803 |
| Salaries and employee benefits | $1,658,000 | 1,743 |
| Premises and equipment expense | $212,000 | 2,252 |
| Additional noninterest expense | $891,000 | 1,673 |
| Pre-tax net operating income | $4,022,000 | 565 |
| Securities gains (losses) | $144,000 | 489 |
| Applicable income taxes | $819,000 | 525 |
| Income before extraordinary items | $3,347,000 | 585 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,347,000 | 586 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,347,000 | 585 |
| Net charge-offs | $-30,000 | 4,753 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,231,800 | 588 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,874,000 | 1,218 |
| Total interest expense | $7,525,000 | 877 |
| Net interest income | $18,349,000 | 1,338 |
| Provision for loan and lease losses | $1,200,000 | 789 |
| Total noninterest income | $3,116,000 | 1,528 |
| Gross Fiduciary activities income | $11,000 | 910 |
| Service charges on deposit accounts | $714,000 | 1,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,391,000 | 1,387 |
| Total noninterest expense | $10,635,000 | 1,826 |
| Salaries and employee benefits | $6,345,000 | 1,763 |
| Premises and equipment expense | $870,000 | 2,224 |
| Additional noninterest expense | $3,420,000 | 1,700 |
| Pre-tax net operating income | $9,630,000 | 1,084 |
| Securities gains (losses) | $397,000 | 426 |
| Applicable income taxes | $1,677,000 | 1,012 |
| Income before extraordinary items | $8,350,000 | 1,077 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,350,000 | 1,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,350,000 | 1,079 |
| Net charge-offs | $351,000 | 1,260 |
| Cash dividends | $4,000,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,020,490 | 1,090 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,273,000 | 1,237 |
| Total interest expense | $5,682,000 | 875 |
| Net interest income | $13,591,000 | 1,358 |
| Provision for loan and lease losses | $600,000 | 1,007 |
| Total noninterest income | $2,558,000 | 1,458 |
| Gross Fiduciary activities income | $11,000 | 882 |
| Service charges on deposit accounts | $519,000 | 1,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,028,000 | 1,276 |
| Total noninterest expense | $7,904,000 | 1,846 |
| Salaries and employee benefits | $4,751,000 | 1,770 |
| Premises and equipment expense | $643,000 | 2,258 |
| Additional noninterest expense | $2,510,000 | 1,751 |
| Pre-tax net operating income | $7,645,000 | 1,059 |
| Securities gains (losses) | $292,000 | 425 |
| Applicable income taxes | $1,394,000 | 978 |
| Income before extraordinary items | $6,543,000 | 1,072 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,543,000 | 1,073 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,543,000 | 1,073 |
| Net charge-offs | $-139,000 | 5,027 |
| Cash dividends | $4,000,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,303,560 | 1,073 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,380,000 | 1,283 |
| Total interest expense | $3,665,000 | 886 |
| Net interest income | $8,715,000 | 1,417 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $1,660,000 | 1,447 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $339,000 | 1,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,311,000 | 1,266 |
| Total noninterest expense | $5,255,000 | 1,855 |
| Salaries and employee benefits | $3,158,000 | 1,776 |
| Premises and equipment expense | $422,000 | 2,292 |
| Additional noninterest expense | $1,675,000 | 1,761 |
| Pre-tax net operating income | $4,920,000 | 1,068 |
| Securities gains (losses) | $84,000 | 587 |
| Applicable income taxes | $936,000 | 951 |
| Income before extraordinary items | $4,068,000 | 1,099 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,068,000 | 1,099 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,068,000 | 1,099 |
| Net charge-offs | $-114,000 | 5,075 |
| Cash dividends | $4,000,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,999,960 | 1,094 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 1,271 |
| Total interest expense | $1,753,000 | 887 |
| Net interest income | $4,442,000 | 1,384 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $605,000 | 1,720 |
| Gross Fiduciary activities income | $9,000 | 816 |
| Service charges on deposit accounts | $165,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 1,600 |
| Total noninterest expense | $2,581,000 | 1,891 |
| Salaries and employee benefits | $1,556,000 | 1,811 |
| Premises and equipment expense | $210,000 | 2,331 |
| Additional noninterest expense | $815,000 | 1,792 |
| Pre-tax net operating income | $2,366,000 | 1,079 |
| Securities gains (losses) | $22,000 | 560 |
| Applicable income taxes | $437,000 | 986 |
| Income before extraordinary items | $1,951,000 | 1,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,951,000 | 1,111 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,951,000 | 1,111 |
| Net charge-offs | $-313,000 | 5,307 |
| Cash dividends | $4,000,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,932,960 | 1,099 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,704,000 | 1,245 |
| Total interest expense | $5,881,000 | 809 |
| Net interest income | $17,823,000 | 1,370 |
| Provision for loan and lease losses | $635,000 | 1,233 |
| Total noninterest income | $2,417,000 | 1,790 |
| Gross Fiduciary activities income | $6,000 | 982 |
| Service charges on deposit accounts | $765,000 | 1,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,646,000 | 1,697 |
| Total noninterest expense | $10,531,000 | 1,821 |
| Salaries and employee benefits | $5,900,000 | 1,846 |
| Premises and equipment expense | $869,000 | 2,250 |
| Additional noninterest expense | $3,762,000 | 1,591 |
| Pre-tax net operating income | $9,074,000 | 1,120 |
| Securities gains (losses) | $9,000 | 738 |
| Applicable income taxes | $1,583,000 | 1,015 |
| Income before extraordinary items | $7,500,000 | 1,149 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,500,000 | 1,148 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,500,000 | 1,148 |
| Net charge-offs | $172,000 | 1,763 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,492,530 | 1,145 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,561,000 | 1,244 |
| Total interest expense | $4,220,000 | 795 |
| Net interest income | $13,341,000 | 1,367 |
| Provision for loan and lease losses | $305,000 | 1,552 |
| Total noninterest income | $1,794,000 | 1,811 |
| Gross Fiduciary activities income | $6,000 | 948 |
| Service charges on deposit accounts | $589,000 | 1,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,199,000 | 1,742 |
| Total noninterest expense | $8,429,000 | 1,714 |
| Salaries and employee benefits | $4,463,000 | 1,826 |
| Premises and equipment expense | $640,000 | 2,284 |
| Additional noninterest expense | $3,326,000 | 1,380 |
| Pre-tax net operating income | $6,401,000 | 1,176 |
| Securities gains (losses) | $11,000 | 687 |
| Applicable income taxes | $1,157,000 | 1,056 |
| Income before extraordinary items | $5,255,000 | 1,216 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,255,000 | 1,215 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,255,000 | 1,215 |
| Net charge-offs | $149,000 | 1,433 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,245,980 | 1,216 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 1,255 |
| Total interest expense | $2,651,000 | 789 |
| Net interest income | $8,786,000 | 1,373 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $1,293,000 | 1,724 |
| Gross Fiduciary activities income | $6,000 | 925 |
| Service charges on deposit accounts | $400,000 | 1,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $887,000 | 1,637 |
| Total noninterest expense | $5,674,000 | 1,716 |
| Salaries and employee benefits | $2,996,000 | 1,823 |
| Premises and equipment expense | $421,000 | 2,323 |
| Additional noninterest expense | $2,257,000 | 1,360 |
| Pre-tax net operating income | $4,205,000 | 1,169 |
| Securities gains (losses) | $50,000 | 339 |
| Applicable income taxes | $765,000 | 1,048 |
| Income before extraordinary items | $3,490,000 | 1,183 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,490,000 | 1,182 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,490,000 | 1,182 |
| Net charge-offs | $-18,000 | 4,712 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,449,000 | 1,199 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 1,277 |
| Total interest expense | $1,270,000 | 782 |
| Net interest income | $4,288,000 | 1,407 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $559,000 | 1,856 |
| Gross Fiduciary activities income | $6,000 | 871 |
| Service charges on deposit accounts | $206,000 | 1,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 1,855 |
| Total noninterest expense | $2,998,000 | 1,638 |
| Salaries and employee benefits | $1,500,000 | 1,844 |
| Premises and equipment expense | $216,000 | 2,322 |
| Additional noninterest expense | $1,282,000 | 1,212 |
| Pre-tax net operating income | $1,799,000 | 1,292 |
| Securities gains (losses) | $21,000 | 329 |
| Applicable income taxes | $323,000 | 1,161 |
| Income before extraordinary items | $1,497,000 | 1,326 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,497,000 | 1,326 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,497,000 | 1,326 |
| Net charge-offs | $10,000 | 1,963 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,479,780 | 1,326 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,892,000 | 1,255 |
| Total interest expense | $4,824,000 | 701 |
| Net interest income | $17,068,000 | 1,378 |
| Provision for loan and lease losses | $550,000 | 1,358 |
| Total noninterest income | $2,441,000 | 1,799 |
| Gross Fiduciary activities income | $6,000 | 1,012 |
| Service charges on deposit accounts | $806,000 | 1,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,629,000 | 1,723 |
| Total noninterest expense | $11,199,000 | 1,707 |
| Salaries and employee benefits | $5,887,000 | 1,845 |
| Premises and equipment expense | $826,000 | 2,405 |
| Additional noninterest expense | $4,486,000 | 1,364 |
| Pre-tax net operating income | $7,760,000 | 1,204 |
| Securities gains (losses) | $-118,000 | 5,434 |
| Applicable income taxes | $2,114,000 | 1,231 |
| Income before extraordinary items | $5,528,000 | 1,248 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,528,000 | 1,248 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,528,000 | 1,248 |
| Net charge-offs | $-86,000 | 5,259 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,612,960 | 1,218 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,317,000 | 1,258 |
| Total interest expense | $3,536,000 | 701 |
| Net interest income | $12,781,000 | 1,385 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $1,642,000 | 1,943 |
| Gross Fiduciary activities income | $5,000 | 987 |
| Service charges on deposit accounts | $597,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,930 |
| Total noninterest expense | $8,128,000 | 1,778 |
| Salaries and employee benefits | $4,472,000 | 1,836 |
| Premises and equipment expense | $606,000 | 2,457 |
| Additional noninterest expense | $3,050,000 | 1,490 |
| Pre-tax net operating income | $5,845,000 | 1,226 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $1,616,000 | 1,060 |
| Income before extraordinary items | $4,250,000 | 1,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,250,000 | 1,312 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,250,000 | 1,314 |
| Net charge-offs | $-98,000 | 5,342 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,234,880 | 1,299 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 1,263 |
| Total interest expense | $2,226,000 | 716 |
| Net interest income | $8,554,000 | 1,380 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $1,129,000 | 1,890 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $384,000 | 1,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 1,869 |
| Total noninterest expense | $5,617,000 | 1,717 |
| Salaries and employee benefits | $2,947,000 | 1,858 |
| Premises and equipment expense | $419,000 | 2,392 |
| Additional noninterest expense | $2,251,000 | 1,359 |
| Pre-tax net operating income | $3,766,000 | 1,250 |
| Securities gains (losses) | $29,000 | 855 |
| Applicable income taxes | $1,049,000 | 1,071 |
| Income before extraordinary items | $2,746,000 | 1,337 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,746,000 | 1,335 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,746,000 | 1,337 |
| Net charge-offs | $-70,000 | 5,355 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,725,120 | 1,325 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 1,254 |
| Total interest expense | $1,108,000 | 696 |
| Net interest income | $4,252,000 | 1,378 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $388,000 | 2,373 |
| Gross Fiduciary activities income | $5,000 | 920 |
| Service charges on deposit accounts | $178,000 | 1,545 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $205,000 | 2,543 |
| Total noninterest expense | $2,768,000 | 1,765 |
| Salaries and employee benefits | $1,454,000 | 1,901 |
| Premises and equipment expense | $199,000 | 2,521 |
| Additional noninterest expense | $1,115,000 | 1,364 |
| Pre-tax net operating income | $1,722,000 | 1,317 |
| Securities gains (losses) | $-22,000 | 5,720 |
| Applicable income taxes | $453,000 | 1,156 |
| Income before extraordinary items | $1,247,000 | 1,422 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,247,000 | 1,422 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,247,000 | 1,422 |
| Net charge-offs | $-86,000 | 5,587 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,263,060 | 1,385 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,774,000 | 1,432 |
| Total interest expense | $3,923,000 | 753 |
| Net interest income | $13,851,000 | 1,619 |
| Provision for loan and lease losses | $450,000 | 1,578 |
| Total noninterest income | $2,144,000 | 2,037 |
| Gross Fiduciary activities income | $5,000 | 1,059 |
| Service charges on deposit accounts | $633,000 | 1,738 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,506,000 | 1,877 |
| Total noninterest expense | $9,607,000 | 1,977 |
| Salaries and employee benefits | $4,953,000 | 2,101 |
| Premises and equipment expense | $621,000 | 2,955 |
| Additional noninterest expense | $4,033,000 | 1,521 |
| Pre-tax net operating income | $5,938,000 | 1,409 |
| Securities gains (losses) | $263,000 | 724 |
| Applicable income taxes | $1,476,000 | 1,282 |
| Income before extraordinary items | $4,725,000 | 1,452 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,725,000 | 1,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,725,000 | 1,451 |
| Net charge-offs | $182,000 | 2,031 |
| Cash dividends | $11,500,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,525,120 | 1,470 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,552,000 | 1,516 |
| Total interest expense | $2,803,000 | 780 |
| Net interest income | $9,749,000 | 1,730 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $1,733,000 | 1,942 |
| Gross Fiduciary activities income | $5,000 | 1,019 |
| Service charges on deposit accounts | $456,000 | 1,791 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,272,000 | 1,752 |
| Total noninterest expense | $6,100,000 | 2,253 |
| Salaries and employee benefits | $3,521,000 | 2,191 |
| Premises and equipment expense | $450,000 | 3,026 |
| Additional noninterest expense | $2,129,000 | 2,069 |
| Pre-tax net operating income | $5,207,000 | 1,281 |
| Securities gains (losses) | $130,000 | 1,082 |
| Applicable income taxes | $1,384,000 | 1,145 |
| Income before extraordinary items | $3,953,000 | 1,346 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,953,000 | 1,346 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,953,000 | 1,346 |
| Net charge-offs | $126,000 | 1,860 |
| Cash dividends | $11,500,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,856,800 | 1,336 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 1,650 |
| Total interest expense | $1,702,000 | 856 |
| Net interest income | $5,973,000 | 1,869 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,579,000 | 1,559 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $275,000 | 1,908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,299,000 | 1,311 |
| Total noninterest expense | $3,549,000 | 2,531 |
| Salaries and employee benefits | $2,094,000 | 2,419 |
| Premises and equipment expense | $274,000 | 3,230 |
| Additional noninterest expense | $1,181,000 | 2,435 |
| Pre-tax net operating income | $4,003,000 | 1,107 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $1,100,000 | 1,012 |
| Income before extraordinary items | $2,946,000 | 1,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,946,000 | 1,220 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,946,000 | 1,220 |
| Net charge-offs | $146,000 | 1,342 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,914,610 | 1,185 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 1,657 |
| Total interest expense | $844,000 | 860 |
| Net interest income | $2,976,000 | 1,886 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,304,000 | 1,071 |
| Gross Fiduciary activities income | $5,000 | 948 |
| Service charges on deposit accounts | $130,000 | 1,990 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,169,000 | 839 |
| Total noninterest expense | $1,730,000 | 2,584 |
| Salaries and employee benefits | $1,038,000 | 2,448 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $557,000 | 2,545 |
| Pre-tax net operating income | $2,550,000 | 885 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $739,000 | 789 |
| Income before extraordinary items | $1,813,000 | 993 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,813,000 | 994 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,813,000 | 994 |
| Net charge-offs | $-138,000 | 5,931 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,811,580 | 957 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,374,000 | 1,725 |
| Total interest expense | $3,239,000 | 869 |
| Net interest income | $11,135,000 | 1,946 |
| Provision for loan and lease losses | $650,000 | 1,114 |
| Total noninterest income | $2,049,000 | 2,081 |
| Gross Fiduciary activities income | $5,000 | 1,091 |
| Service charges on deposit accounts | $483,000 | 2,198 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,561,000 | 1,807 |
| Total noninterest expense | $6,491,000 | 2,703 |
| Salaries and employee benefits | $3,819,000 | 2,572 |
| Premises and equipment expense | $525,000 | 3,381 |
| Additional noninterest expense | $2,147,000 | 2,645 |
| Pre-tax net operating income | $6,043,000 | 1,355 |
| Securities gains (losses) | $141,000 | 941 |
| Applicable income taxes | $1,567,000 | 1,207 |
| Income before extraordinary items | $4,617,000 | 1,438 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,617,000 | 1,438 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,617,000 | 1,438 |
| Net charge-offs | $282,000 | 1,661 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,511,250 | 1,441 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 1,783 |
| Total interest expense | $2,411,000 | 880 |
| Net interest income | $8,092,000 | 2,010 |
| Provision for loan and lease losses | $175,000 | 2,122 |
| Total noninterest income | $1,968,000 | 1,779 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $344,000 | 2,298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,620,000 | 1,453 |
| Total noninterest expense | $4,887,000 | 2,698 |
| Salaries and employee benefits | $2,840,000 | 2,595 |
| Premises and equipment expense | $400,000 | 3,393 |
| Additional noninterest expense | $1,647,000 | 2,601 |
| Pre-tax net operating income | $4,998,000 | 1,282 |
| Securities gains (losses) | $89,000 | 1,104 |
| Applicable income taxes | $1,362,000 | 1,111 |
| Income before extraordinary items | $3,725,000 | 1,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,725,000 | 1,369 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,725,000 | 1,369 |
| Net charge-offs | $80,000 | 2,366 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,660,030 | 1,364 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 1,838 |
| Total interest expense | $1,590,000 | 894 |
| Net interest income | $5,207,000 | 2,063 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $1,044,000 | 2,083 |
| Gross Fiduciary activities income | $5,000 | 1,028 |
| Service charges on deposit accounts | $222,000 | 2,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $817,000 | 1,787 |
| Total noninterest expense | $3,228,000 | 2,746 |
| Salaries and employee benefits | $1,872,000 | 2,637 |
| Premises and equipment expense | $265,000 | 3,416 |
| Additional noninterest expense | $1,091,000 | 2,627 |
| Pre-tax net operating income | $2,923,000 | 1,409 |
| Securities gains (losses) | $76,000 | 976 |
| Applicable income taxes | $792,000 | 1,232 |
| Income before extraordinary items | $2,207,000 | 1,506 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,207,000 | 1,508 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,207,000 | 1,508 |
| Net charge-offs | $76,000 | 1,973 |
| Cash dividends | $1,250,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,150,760 | 1,489 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 1,862 |
| Total interest expense | $793,000 | 903 |
| Net interest income | $2,552,000 | 2,090 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $689,000 | 1,676 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $576,000 | 1,354 |
| Total noninterest expense | $1,578,000 | 2,797 |
| Salaries and employee benefits | $913,000 | 2,702 |
| Premises and equipment expense | $129,000 | 3,500 |
| Additional noninterest expense | $536,000 | 2,646 |
| Pre-tax net operating income | $1,638,000 | 1,240 |
| Securities gains (losses) | $43,000 | 908 |
| Applicable income taxes | $460,000 | 1,071 |
| Income before extraordinary items | $1,221,000 | 1,348 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,221,000 | 1,349 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,221,000 | 1,350 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $1,250,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,189,610 | 1,347 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 1,864 |
| Total interest expense | $3,200,000 | 940 |
| Net interest income | $10,270,000 | 2,069 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $1,592,000 | 2,424 |
| Gross Fiduciary activities income | $35,000 | 961 |
| Service charges on deposit accounts | $475,000 | 2,357 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,082,000 | 2,222 |
| Total noninterest expense | $5,861,000 | 2,966 |
| Salaries and employee benefits | $3,508,000 | 2,756 |
| Premises and equipment expense | $465,000 | 3,797 |
| Additional noninterest expense | $1,888,000 | 3,018 |
| Pre-tax net operating income | $5,801,000 | 1,351 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $1,386,000 | 1,260 |
| Income before extraordinary items | $4,527,000 | 1,428 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,527,000 | 1,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,527,000 | 1,427 |
| Net charge-offs | $1,033,000 | 873 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,440,760 | 1,431 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 1,867 |
| Total interest expense | $2,377,000 | 956 |
| Net interest income | $7,722,000 | 2,077 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $1,158,000 | 2,497 |
| Gross Fiduciary activities income | $35,000 | 928 |
| Service charges on deposit accounts | $360,000 | 2,360 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $763,000 | 2,326 |
| Total noninterest expense | $4,375,000 | 2,993 |
| Salaries and employee benefits | $2,604,000 | 2,785 |
| Premises and equipment expense | $372,000 | 3,704 |
| Additional noninterest expense | $1,399,000 | 3,042 |
| Pre-tax net operating income | $4,430,000 | 1,344 |
| Securities gains (losses) | $104,000 | 969 |
| Applicable income taxes | $1,169,000 | 1,167 |
| Income before extraordinary items | $3,365,000 | 1,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,365,000 | 1,430 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,365,000 | 1,431 |
| Net charge-offs | $462,000 | 1,221 |
| Cash dividends | $2,000,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,288,040 | 1,435 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,685,000 | 1,878 |
| Total interest expense | $1,574,000 | 962 |
| Net interest income | $5,111,000 | 2,073 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $812,000 | 2,385 |
| Gross Fiduciary activities income | $35,000 | 899 |
| Service charges on deposit accounts | $239,000 | 2,348 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $538,000 | 2,214 |
| Total noninterest expense | $2,863,000 | 3,041 |
| Salaries and employee benefits | $1,741,000 | 2,786 |
| Premises and equipment expense | $264,000 | 3,594 |
| Additional noninterest expense | $858,000 | 3,244 |
| Pre-tax net operating income | $3,060,000 | 1,271 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $788,000 | 1,142 |
| Income before extraordinary items | $2,311,000 | 1,356 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,311,000 | 1,357 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,311,000 | 1,358 |
| Net charge-offs | $436,000 | 968 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,281,750 | 1,350 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 1,871 |
| Total interest expense | $782,000 | 978 |
| Net interest income | $2,548,000 | 2,077 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $278,000 | 2,917 |
| Gross Fiduciary activities income | $34,000 | 832 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $1,422,000 | 3,083 |
| Salaries and employee benefits | $892,000 | 2,765 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $398,000 | 3,418 |
| Pre-tax net operating income | $1,404,000 | 1,327 |
| Securities gains (losses) | $28,000 | 845 |
| Applicable income taxes | $350,000 | 1,200 |
| Income before extraordinary items | $1,082,000 | 1,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,082,000 | 1,399 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,082,000 | 1,400 |
| Net charge-offs | $144,000 | 1,141 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,060,720 | 1,405 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,494,000 | 1,981 |
| Total interest expense | $3,237,000 | 1,037 |
| Net interest income | $9,257,000 | 2,254 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $1,619,000 | 2,465 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $474,000 | 2,492 |
| Trading account gains and fees | $47,000 | 155 |
| Additional Noninterest Income | $1,094,000 | 2,256 |
| Total noninterest expense | $5,983,000 | 3,001 |
| Salaries and employee benefits | $3,483,000 | 2,816 |
| Premises and equipment expense | $486,000 | 3,793 |
| Additional noninterest expense | $2,014,000 | 2,953 |
| Pre-tax net operating income | $4,593,000 | 1,523 |
| Securities gains (losses) | $-110,000 | 6,558 |
| Applicable income taxes | $944,000 | 1,521 |
| Income before extraordinary items | $3,539,000 | 1,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,539,000 | 1,666 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,539,000 | 1,667 |
| Net charge-offs | $-340,000 | 6,701 |
| Cash dividends | $5,150,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,625,900 | 1,597 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,282,000 | 2,001 |
| Total interest expense | $2,417,000 | 1,077 |
| Net interest income | $6,865,000 | 2,288 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $1,357,000 | 2,335 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $359,000 | 2,482 |
| Trading account gains and fees | $47,000 | 147 |
| Additional Noninterest Income | $948,000 | 2,120 |
| Total noninterest expense | $4,749,000 | 2,870 |
| Salaries and employee benefits | $2,615,000 | 2,822 |
| Premises and equipment expense | $394,000 | 3,652 |
| Additional noninterest expense | $1,740,000 | 2,631 |
| Pre-tax net operating income | $3,173,000 | 1,663 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $677,000 | 1,605 |
| Income before extraordinary items | $2,522,000 | 1,756 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,522,000 | 1,759 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,522,000 | 1,761 |
| Net charge-offs | $-325,000 | 6,784 |
| Cash dividends | $4,150,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,501,460 | 1,731 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,000 |
| Total interest expense | $1,609,000 | 1,110 |
| Net interest income | $4,580,000 | 2,275 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $1,122,000 | 2,071 |
| Gross Fiduciary activities income | $3,000 | 1,118 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $47,000 | 123 |
| Additional Noninterest Income | $832,000 | 1,809 |
| Total noninterest expense | $3,281,000 | 2,783 |
| Salaries and employee benefits | $1,769,000 | 2,793 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $1,256,000 | 2,435 |
| Pre-tax net operating income | $2,171,000 | 1,608 |
| Securities gains (losses) | $36,000 | 1,723 |
| Applicable income taxes | $474,000 | 1,565 |
| Income before extraordinary items | $1,733,000 | 1,720 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,733,000 | 1,725 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,733,000 | 1,726 |
| Net charge-offs | $-85,000 | 6,662 |
| Cash dividends | $4,150,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,704,560 | 1,672 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 2,005 |
| Total interest expense | $805,000 | 1,153 |
| Net interest income | $2,310,000 | 2,271 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $573,000 | 2,020 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $112,000 | 2,582 |
| Trading account gains and fees | $72,000 | 105 |
| Additional Noninterest Income | $387,000 | 1,900 |
| Total noninterest expense | $1,809,000 | 2,594 |
| Salaries and employee benefits | $890,000 | 2,789 |
| Premises and equipment expense | $132,000 | 3,682 |
| Additional noninterest expense | $787,000 | 1,991 |
| Pre-tax net operating income | $924,000 | 1,830 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $747,000 | 1,902 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $747,000 | 1,903 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $747,000 | 1,904 |
| Net charge-offs | $-89,000 | 6,818 |
| Cash dividends | $4,000,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $739,800 | 1,833 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,846,000 | 2,037 |
| Total interest expense | $3,594,000 | 1,244 |
| Net interest income | $9,252,000 | 2,323 |
| Provision for loan and lease losses | $1,250,000 | 1,508 |
| Total noninterest income | $2,385,000 | 1,932 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $414,000 | 2,862 |
| Trading account gains and fees | $124,000 | 118 |
| Additional Noninterest Income | $1,844,000 | 1,609 |
| Total noninterest expense | $6,767,000 | 2,745 |
| Salaries and employee benefits | $3,553,000 | 2,744 |
| Premises and equipment expense | $444,000 | 4,090 |
| Additional noninterest expense | $2,770,000 | 2,341 |
| Pre-tax net operating income | $3,620,000 | 1,770 |
| Securities gains (losses) | $287,000 | 1,399 |
| Applicable income taxes | $765,000 | 1,749 |
| Income before extraordinary items | $3,142,000 | 1,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,142,000 | 1,782 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,142,000 | 1,783 |
| Net charge-offs | $2,718,000 | 905 |
| Cash dividends | $750,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,912,400 | 1,805 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 2,115 |
| Total interest expense | $2,752,000 | 1,277 |
| Net interest income | $6,695,000 | 2,452 |
| Provision for loan and lease losses | $1,100,000 | 1,335 |
| Total noninterest income | $1,784,000 | 1,934 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $305,000 | 2,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,476,000 | 1,546 |
| Total noninterest expense | $4,713,000 | 2,941 |
| Salaries and employee benefits | $2,624,000 | 2,799 |
| Premises and equipment expense | $359,000 | 3,973 |
| Additional noninterest expense | $1,730,000 | 2,765 |
| Pre-tax net operating income | $2,666,000 | 1,853 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $498,000 | 1,947 |
| Income before extraordinary items | $2,215,000 | 1,921 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,215,000 | 1,920 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,215,000 | 1,922 |
| Net charge-offs | $2,690,000 | 742 |
| Cash dividends | $650,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,176,460 | 1,841 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 2,177 |
| Total interest expense | $1,887,000 | 1,288 |
| Net interest income | $4,240,000 | 2,571 |
| Provision for loan and lease losses | $700,000 | 1,420 |
| Total noninterest income | $1,272,000 | 1,837 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $193,000 | 3,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,076,000 | 1,448 |
| Total noninterest expense | $3,170,000 | 2,921 |
| Salaries and employee benefits | $1,757,000 | 2,793 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $1,175,000 | 2,735 |
| Pre-tax net operating income | $1,642,000 | 1,988 |
| Securities gains (losses) | $141,000 | 1,355 |
| Applicable income taxes | $312,000 | 2,018 |
| Income before extraordinary items | $1,471,000 | 1,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,471,000 | 1,921 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,471,000 | 1,922 |
| Net charge-offs | $1,677,000 | 783 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,353,970 | 1,954 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,148 |
| Total interest expense | $998,000 | 1,269 |
| Net interest income | $2,141,000 | 2,553 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $590,000 | 1,933 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $497,000 | 1,518 |
| Total noninterest expense | $1,606,000 | 2,888 |
| Salaries and employee benefits | $883,000 | 2,790 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $604,000 | 2,648 |
| Pre-tax net operating income | $825,000 | 1,979 |
| Securities gains (losses) | $26,000 | 1,495 |
| Applicable income taxes | $148,000 | 2,049 |
| Income before extraordinary items | $703,000 | 2,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $703,000 | 2,005 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $703,000 | 2,006 |
| Net charge-offs | $177,000 | 1,949 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $681,420 | 1,949 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,365,000 | 2,089 |
| Total interest expense | $4,327,000 | 1,404 |
| Net interest income | $9,038,000 | 2,426 |
| Provision for loan and lease losses | $2,200,000 | 1,467 |
| Total noninterest income | $2,977,000 | 1,508 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $416,000 | 2,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,557,000 | 1,152 |
| Total noninterest expense | $6,240,000 | 2,961 |
| Salaries and employee benefits | $3,553,000 | 2,711 |
| Premises and equipment expense | $497,000 | 4,062 |
| Additional noninterest expense | $2,190,000 | 2,877 |
| Pre-tax net operating income | $3,575,000 | 1,566 |
| Securities gains (losses) | $205,000 | 1,433 |
| Applicable income taxes | $753,000 | 1,614 |
| Income before extraordinary items | $3,027,000 | 1,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,027,000 | 1,601 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,027,000 | 1,601 |
| Net charge-offs | $2,792,000 | 1,259 |
| Cash dividends | $1,900,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,863,000 | 1,600 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,142,000 | 2,096 |
| Total interest expense | $3,281,000 | 1,442 |
| Net interest income | $6,861,000 | 2,396 |
| Provision for loan and lease losses | $1,550,000 | 1,477 |
| Total noninterest income | $2,300,000 | 1,459 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $316,000 | 2,929 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,980,000 | 1,120 |
| Total noninterest expense | $4,716,000 | 2,941 |
| Salaries and employee benefits | $2,669,000 | 2,704 |
| Premises and equipment expense | $386,000 | 4,002 |
| Additional noninterest expense | $1,661,000 | 2,866 |
| Pre-tax net operating income | $2,895,000 | 1,531 |
| Securities gains (losses) | $124,000 | 1,593 |
| Applicable income taxes | $615,000 | 1,551 |
| Income before extraordinary items | $2,404,000 | 1,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,404,000 | 1,590 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,404,000 | 1,590 |
| Net charge-offs | $2,539,000 | 1,044 |
| Cash dividends | $1,100,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,304,800 | 1,561 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 2,146 |
| Total interest expense | $2,213,000 | 1,478 |
| Net interest income | $4,441,000 | 2,488 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $1,767,000 | 1,327 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $205,000 | 2,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,558,000 | 992 |
| Total noninterest expense | $3,242,000 | 2,889 |
| Salaries and employee benefits | $1,795,000 | 2,699 |
| Premises and equipment expense | $262,000 | 3,991 |
| Additional noninterest expense | $1,185,000 | 2,764 |
| Pre-tax net operating income | $2,216,000 | 1,318 |
| Securities gains (losses) | $-33,000 | 7,188 |
| Applicable income taxes | $495,000 | 1,331 |
| Income before extraordinary items | $1,688,000 | 1,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,688,000 | 1,455 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,688,000 | 1,455 |
| Net charge-offs | $1,534,000 | 1,097 |
| Cash dividends | $1,100,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,713,410 | 1,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 2,045 |
| Total interest expense | $1,134,000 | 1,497 |
| Net interest income | $2,377,000 | 2,292 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $1,044,000 | 1,177 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $100,000 | 2,979 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $940,000 | 864 |
| Total noninterest expense | $1,700,000 | 2,771 |
| Salaries and employee benefits | $956,000 | 2,533 |
| Premises and equipment expense | $145,000 | 3,791 |
| Additional noninterest expense | $599,000 | 2,723 |
| Pre-tax net operating income | $1,346,000 | 1,092 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $318,000 | 1,071 |
| Income before extraordinary items | $1,032,000 | 1,190 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,032,000 | 1,190 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,032,000 | 1,190 |
| Net charge-offs | $717,000 | 1,068 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,028,960 | 1,163 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,279,000 | 1,857 |
| Total interest expense | $5,035,000 | 1,651 |
| Net interest income | $11,244,000 | 1,932 |
| Provision for loan and lease losses | $3,950,000 | 1,353 |
| Total noninterest income | $3,094,000 | 1,518 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $443,000 | 2,882 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,637,000 | 1,152 |
| Total noninterest expense | $6,969,000 | 2,731 |
| Salaries and employee benefits | $4,158,000 | 2,316 |
| Premises and equipment expense | $578,000 | 3,814 |
| Additional noninterest expense | $2,233,000 | 2,953 |
| Pre-tax net operating income | $3,419,000 | 1,447 |
| Securities gains (losses) | $-160,000 | 7,275 |
| Applicable income taxes | $651,000 | 1,651 |
| Income before extraordinary items | $2,608,000 | 1,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,608,000 | 1,579 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,608,000 | 1,581 |
| Net charge-offs | $3,699,000 | 1,285 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,736,000 | 1,468 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,603,000 | 1,840 |
| Total interest expense | $3,921,000 | 1,654 |
| Net interest income | $8,682,000 | 1,922 |
| Provision for loan and lease losses | $3,250,000 | 1,201 |
| Total noninterest income | $2,410,000 | 1,468 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,071,000 | 1,083 |
| Total noninterest expense | $5,237,000 | 2,733 |
| Salaries and employee benefits | $3,014,000 | 2,406 |
| Premises and equipment expense | $473,000 | 3,641 |
| Additional noninterest expense | $1,750,000 | 2,783 |
| Pre-tax net operating income | $2,605,000 | 1,516 |
| Securities gains (losses) | $-179,000 | 7,464 |
| Applicable income taxes | $503,000 | 1,667 |
| Income before extraordinary items | $1,923,000 | 1,711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,923,000 | 1,715 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,923,000 | 1,715 |
| Net charge-offs | $2,649,000 | 1,255 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,064,410 | 1,527 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 1,812 |
| Total interest expense | $2,694,000 | 1,671 |
| Net interest income | $5,922,000 | 1,890 |
| Provision for loan and lease losses | $2,500,000 | 1,079 |
| Total noninterest income | $1,713,000 | 1,373 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,490,000 | 979 |
| Total noninterest expense | $3,498,000 | 2,733 |
| Salaries and employee benefits | $1,979,000 | 2,454 |
| Premises and equipment expense | $332,000 | 3,535 |
| Additional noninterest expense | $1,187,000 | 2,747 |
| Pre-tax net operating income | $1,637,000 | 1,581 |
| Securities gains (losses) | $-235,000 | 7,616 |
| Applicable income taxes | $265,000 | 1,858 |
| Income before extraordinary items | $1,137,000 | 1,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,137,000 | 1,887 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,137,000 | 1,888 |
| Net charge-offs | $2,403,000 | 982 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,327,350 | 1,569 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 1,881 |
| Total interest expense | $1,381,000 | 1,709 |
| Net interest income | $2,879,000 | 1,966 |
| Provision for loan and lease losses | $1,200,000 | 1,029 |
| Total noninterest income | $617,000 | 1,749 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $511,000 | 1,273 |
| Total noninterest expense | $1,627,000 | 2,926 |
| Salaries and employee benefits | $941,000 | 2,609 |
| Premises and equipment expense | $172,000 | 3,508 |
| Additional noninterest expense | $514,000 | 3,104 |
| Pre-tax net operating income | $669,000 | 1,901 |
| Securities gains (losses) | $-182,000 | 7,752 |
| Applicable income taxes | $60,000 | 2,647 |
| Income before extraordinary items | $427,000 | 2,443 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 2,441 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $427,000 | 2,443 |
| Net charge-offs | $1,091,000 | 976 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $587,160 | 1,782 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,069,000 | 1,797 |
| Total interest expense | $6,672,000 | 1,755 |
| Net interest income | $12,397,000 | 1,795 |
| Provision for loan and lease losses | $5,250,000 | 1,384 |
| Total noninterest income | $3,664,000 | 1,389 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $705,000 | 2,238 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,948,000 | 1,061 |
| Total noninterest expense | $7,787,000 | 2,531 |
| Salaries and employee benefits | $4,690,000 | 2,095 |
| Premises and equipment expense | $684,000 | 3,529 |
| Additional noninterest expense | $2,413,000 | 2,825 |
| Pre-tax net operating income | $3,024,000 | 1,317 |
| Securities gains (losses) | $337,000 | 1,135 |
| Applicable income taxes | $664,000 | 1,291 |
| Income before extraordinary items | $2,697,000 | 1,234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,697,000 | 1,233 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,697,000 | 1,233 |
| Net charge-offs | $4,605,000 | 1,221 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,427,400 | 1,347 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,534,000 | 1,785 |
| Total interest expense | $5,184,000 | 1,776 |
| Net interest income | $9,350,000 | 1,789 |
| Provision for loan and lease losses | $4,500,000 | 1,126 |
| Total noninterest income | $2,980,000 | 1,329 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $564,000 | 2,146 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,407,000 | 1,008 |
| Total noninterest expense | $6,190,000 | 2,387 |
| Salaries and employee benefits | $3,609,000 | 2,054 |
| Premises and equipment expense | $536,000 | 3,447 |
| Additional noninterest expense | $2,045,000 | 2,524 |
| Pre-tax net operating income | $1,640,000 | 1,894 |
| Securities gains (losses) | $491,000 | 710 |
| Applicable income taxes | $379,000 | 1,688 |
| Income before extraordinary items | $1,752,000 | 1,529 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,752,000 | 1,526 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,752,000 | 1,529 |
| Net charge-offs | $3,375,000 | 1,103 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,349,380 | 1,930 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,965,000 | 1,766 |
| Total interest expense | $3,634,000 | 1,776 |
| Net interest income | $6,331,000 | 1,767 |
| Provision for loan and lease losses | $3,200,000 | 1,040 |
| Total noninterest income | $2,205,000 | 1,243 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $369,000 | 2,151 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,832,000 | 950 |
| Total noninterest expense | $4,099,000 | 2,436 |
| Salaries and employee benefits | $2,390,000 | 2,108 |
| Premises and equipment expense | $359,000 | 3,465 |
| Additional noninterest expense | $1,350,000 | 2,556 |
| Pre-tax net operating income | $1,237,000 | 1,785 |
| Securities gains (losses) | $240,000 | 906 |
| Applicable income taxes | $307,000 | 1,505 |
| Income before extraordinary items | $1,170,000 | 1,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,170,000 | 1,591 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,170,000 | 1,594 |
| Net charge-offs | $2,818,000 | 899 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $980,400 | 1,821 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 1,804 |
| Total interest expense | $1,850,000 | 1,811 |
| Net interest income | $3,115,000 | 1,786 |
| Provision for loan and lease losses | $1,600,000 | 869 |
| Total noninterest income | $614,000 | 1,858 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $519,000 | 1,360 |
| Total noninterest expense | $1,771,000 | 2,717 |
| Salaries and employee benefits | $997,000 | 2,555 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $582,000 | 2,630 |
| Pre-tax net operating income | $358,000 | 3,025 |
| Securities gains (losses) | $93,000 | 1,036 |
| Applicable income taxes | $72,000 | 2,518 |
| Income before extraordinary items | $379,000 | 2,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $379,000 | 2,674 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $379,000 | 2,676 |
| Net charge-offs | $700,000 | 1,154 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $300,880 | 2,973 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,871,000 | 1,923 |
| Total interest expense | $8,768,000 | 1,816 |
| Net interest income | $11,103,000 | 1,999 |
| Provision for loan and lease losses | $3,800,000 | 1,199 |
| Total noninterest income | $2,635,000 | 1,740 |
| Gross Fiduciary activities income | $3,000 | 1,325 |
| Service charges on deposit accounts | $1,305,000 | 1,375 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,327,000 | 1,749 |
| Total noninterest expense | $5,865,000 | 3,150 |
| Salaries and employee benefits | $3,360,000 | 2,942 |
| Premises and equipment expense | $613,000 | 3,876 |
| Additional noninterest expense | $1,892,000 | 3,003 |
| Pre-tax net operating income | $4,073,000 | 1,344 |
| Securities gains (losses) | $-39,000 | 7,135 |
| Applicable income taxes | $995,000 | 1,206 |
| Income before extraordinary items | $3,039,000 | 1,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,039,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,688,000 | 1,084 |
| Cash dividends | $2,100,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,068,250 | 1,433 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,977,000 | 1,955 |
| Total interest expense | $6,606,000 | 1,875 |
| Net interest income | $8,371,000 | 2,014 |
| Provision for loan and lease losses | $2,980,000 | 910 |
| Total noninterest income | $2,012,000 | 1,765 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $1,118,000 | 1,213 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $891,000 | 1,977 |
| Total noninterest expense | $4,285,000 | 3,196 |
| Salaries and employee benefits | $2,481,000 | 3,009 |
| Premises and equipment expense | $447,000 | 3,962 |
| Additional noninterest expense | $1,357,000 | 3,020 |
| Pre-tax net operating income | $3,118,000 | 1,569 |
| Securities gains (losses) | $-21,000 | 7,415 |
| Applicable income taxes | $776,000 | 1,401 |
| Income before extraordinary items | $2,321,000 | 1,567 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,321,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,670,000 | 947 |
| Cash dividends | $1,450,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,336,750 | 1,638 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,107,000 | 1,962 |
| Total interest expense | $4,375,000 | 1,976 |
| Net interest income | $5,732,000 | 1,954 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $1,681,000 | 1,517 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $970,000 | 899 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $708,000 | 1,771 |
| Total noninterest expense | $2,834,000 | 3,236 |
| Salaries and employee benefits | $1,689,000 | 2,974 |
| Premises and equipment expense | $283,000 | 4,132 |
| Additional noninterest expense | $862,000 | 3,133 |
| Pre-tax net operating income | $4,179,000 | 846 |
| Securities gains (losses) | $97,000 | 990 |
| Applicable income taxes | $1,270,000 | 763 |
| Income before extraordinary items | $3,006,000 | 912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,006,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,673 |
| Cash dividends | $1,200,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,938,100 | 911 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 2,007 |
| Total interest expense | $2,250,000 | 2,043 |
| Net interest income | $2,819,000 | 1,983 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $614,000 | 1,919 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $392,000 | 1,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $221,000 | 2,427 |
| Total noninterest expense | $1,355,000 | 3,356 |
| Salaries and employee benefits | $804,000 | 3,148 |
| Premises and equipment expense | $131,000 | 4,397 |
| Additional noninterest expense | $420,000 | 3,171 |
| Pre-tax net operating income | $1,928,000 | 976 |
| Securities gains (losses) | $82,000 | 816 |
| Applicable income taxes | $603,000 | 866 |
| Income before extraordinary items | $1,407,000 | 1,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,407,000 | 1,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,349,600 | 1,081 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,178,000 | 2,260 |
| Total interest expense | $10,359,000 | 1,906 |
| Net interest income | $7,819,000 | 2,789 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $1,939,000 | 2,259 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $780,000 | 2,183 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,156,000 | 2,020 |
| Total noninterest expense | $4,830,000 | 3,545 |
| Salaries and employee benefits | $2,814,000 | 3,402 |
| Premises and equipment expense | $535,000 | 4,173 |
| Additional noninterest expense | $1,481,000 | 3,454 |
| Pre-tax net operating income | $4,228,000 | 1,885 |
| Securities gains (losses) | $136,000 | 530 |
| Applicable income taxes | $1,167,000 | 1,680 |
| Income before extraordinary items | $3,197,000 | 1,937 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,197,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,097,720 | 1,977 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,357,000 | 2,319 |
| Total interest expense | $7,770,000 | 1,908 |
| Net interest income | $5,587,000 | 2,928 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $1,404,000 | 2,326 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $921,000 | 1,936 |
| Total noninterest expense | $3,520,000 | 3,603 |
| Salaries and employee benefits | $2,061,000 | 3,443 |
| Premises and equipment expense | $391,000 | 4,239 |
| Additional noninterest expense | $1,068,000 | 3,517 |
| Pre-tax net operating income | $3,021,000 | 2,090 |
| Securities gains (losses) | $132,000 | 438 |
| Applicable income taxes | $822,000 | 1,872 |
| Income before extraordinary items | $2,331,000 | 2,106 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,331,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,179 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,233,320 | 2,161 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 2,404 |
| Total interest expense | $5,046,000 | 1,946 |
| Net interest income | $3,581,000 | 3,064 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $1,064,000 | 2,148 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $286,000 | 2,758 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $776,000 | 1,645 |
| Total noninterest expense | $2,335,000 | 3,650 |
| Salaries and employee benefits | $1,357,000 | 3,516 |
| Premises and equipment expense | $252,000 | 4,358 |
| Additional noninterest expense | $726,000 | 3,456 |
| Pre-tax net operating income | $2,010,000 | 2,154 |
| Securities gains (losses) | $132,000 | 369 |
| Applicable income taxes | $580,000 | 1,881 |
| Income before extraordinary items | $1,562,000 | 2,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,562,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,377 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,465,640 | 2,231 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 2,502 |
| Total interest expense | $2,424,000 | 1,993 |
| Net interest income | $1,689,000 | 3,216 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $481,000 | 2,269 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $346,000 | 1,761 |
| Total noninterest expense | $1,145,000 | 3,707 |
| Salaries and employee benefits | $673,000 | 3,568 |
| Premises and equipment expense | $123,000 | 4,440 |
| Additional noninterest expense | $349,000 | 3,544 |
| Pre-tax net operating income | $875,000 | 2,395 |
| Securities gains (losses) | $126,000 | 272 |
| Applicable income taxes | $269,000 | 2,000 |
| Income before extraordinary items | $732,000 | 2,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $732,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $640,020 | 2,477 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,440,000 | 2,635 |
| Total interest expense | $7,580,000 | 2,139 |
| Net interest income | $6,860,000 | 3,161 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $1,593,000 | 2,601 |
| Gross Fiduciary activities income | $3,000 | 1,398 |
| Service charges on deposit accounts | $678,000 | 2,444 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $912,000 | 2,371 |
| Total noninterest expense | $4,668,000 | 3,537 |
| Salaries and employee benefits | $2,720,000 | 3,397 |
| Premises and equipment expense | $535,000 | 4,083 |
| Additional noninterest expense | $1,413,000 | 3,457 |
| Pre-tax net operating income | $3,485,000 | 2,493 |
| Securities gains (losses) | $33,000 | 783 |
| Applicable income taxes | $893,000 | 2,340 |
| Income before extraordinary items | $2,625,000 | 2,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,625,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,630 |
| Cash dividends | $625,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,600,250 | 2,510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 2,695 |
| Total interest expense | $5,290,000 | 2,220 |
| Net interest income | $5,157,000 | 3,175 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $1,315,000 | 2,452 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $523,000 | 2,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $789,000 | 2,150 |
| Total noninterest expense | $3,481,000 | 3,550 |
| Salaries and employee benefits | $2,065,000 | 3,359 |
| Premises and equipment expense | $455,000 | 3,749 |
| Additional noninterest expense | $961,000 | 3,727 |
| Pre-tax net operating income | $2,781,000 | 2,452 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $732,000 | 2,330 |
| Income before extraordinary items | $2,042,000 | 2,519 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,042,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $425,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,047,180 | 2,503 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 2,756 |
| Total interest expense | $3,312,000 | 2,239 |
| Net interest income | $3,378,000 | 3,237 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $868,000 | 2,460 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $370,000 | 2,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $496,000 | 2,219 |
| Total noninterest expense | $2,234,000 | 3,662 |
| Salaries and employee benefits | $1,342,000 | 3,445 |
| Premises and equipment expense | $280,000 | 3,986 |
| Additional noninterest expense | $612,000 | 3,852 |
| Pre-tax net operating income | $1,892,000 | 2,414 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $508,000 | 2,283 |
| Income before extraordinary items | $1,385,000 | 2,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,385,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $425,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,384,270 | 2,479 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 2,854 |
| Total interest expense | $1,520,000 | 2,307 |
| Net interest income | $1,629,000 | 3,317 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $353,000 | 2,765 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $197,000 | 2,069 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $154,000 | 2,933 |
| Total noninterest expense | $1,103,000 | 3,713 |
| Salaries and employee benefits | $651,000 | 3,537 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $819,000 | 2,658 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $212,000 | 2,532 |
| Income before extraordinary items | $607,000 | 2,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $607,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $607,000 | 2,701 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,716,000 | 2,965 |
| Total interest expense | $4,734,000 | 2,312 |
| Net interest income | $5,982,000 | 3,430 |
| Provision for loan and lease losses | $147,000 | 4,187 |
| Total noninterest income | $1,186,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $392,000 | 3,598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $794,000 | 2,554 |
| Total noninterest expense | $3,803,000 | 4,022 |
| Salaries and employee benefits | $2,200,000 | 3,844 |
| Premises and equipment expense | $441,000 | 4,559 |
| Additional noninterest expense | $1,162,000 | 3,946 |
| Pre-tax net operating income | $3,218,000 | 2,614 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $838,000 | 2,544 |
| Income before extraordinary items | $2,374,000 | 2,700 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,374,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,046 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,378,440 | 2,664 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 3,021 |
| Total interest expense | $3,350,000 | 2,322 |
| Net interest income | $4,379,000 | 3,492 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $830,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $579,000 | 2,603 |
| Total noninterest expense | $2,705,000 | 4,152 |
| Salaries and employee benefits | $1,556,000 | 3,977 |
| Premises and equipment expense | $302,000 | 4,822 |
| Additional noninterest expense | $847,000 | 4,010 |
| Pre-tax net operating income | $2,387,000 | 2,667 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $633,000 | 2,554 |
| Income before extraordinary items | $1,748,000 | 2,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,748,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,121 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,752,380 | 2,725 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 3,071 |
| Total interest expense | $2,093,000 | 2,342 |
| Net interest income | $2,848,000 | 3,551 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $574,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $153,000 | 4,109 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $421,000 | 2,456 |
| Total noninterest expense | $1,734,000 | 4,273 |
| Salaries and employee benefits | $1,048,000 | 3,935 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $490,000 | 4,444 |
| Pre-tax net operating income | $1,598,000 | 2,626 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $442,000 | 2,449 |
| Income before extraordinary items | $1,150,000 | 2,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,150,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,154,320 | 2,701 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 3,106 |
| Total interest expense | $987,000 | 2,361 |
| Net interest income | $1,407,000 | 3,595 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $792,000 | 4,589 |
| Salaries and employee benefits | $508,000 | 4,045 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $698,000 | 2,870 |
| Securities gains (losses) | $-13,000 | 8,592 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $499,000 | 3,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $499,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $508,490 | 2,970 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,186,000 | 3,051 |
| Total interest expense | $3,444,000 | 2,337 |
| Net interest income | $5,742,000 | 3,403 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $1,141,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $340,000 | 4,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $801,000 | 2,492 |
| Total noninterest expense | $3,368,000 | 4,304 |
| Salaries and employee benefits | $1,963,000 | 4,058 |
| Premises and equipment expense | $383,000 | 4,907 |
| Additional noninterest expense | $1,022,000 | 4,262 |
| Pre-tax net operating income | $3,270,000 | 2,406 |
| Securities gains (losses) | $93,000 | 1,296 |
| Applicable income taxes | $963,000 | 2,221 |
| Income before extraordinary items | $2,400,000 | 2,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,400,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,455 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,333,970 | 2,514 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 3,037 |
| Total interest expense | $2,523,000 | 2,342 |
| Net interest income | $4,317,000 | 3,383 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $242,000 | 4,176 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $570,000 | 2,590 |
| Total noninterest expense | $2,447,000 | 4,375 |
| Salaries and employee benefits | $1,450,000 | 4,065 |
| Premises and equipment expense | $284,000 | 4,932 |
| Additional noninterest expense | $713,000 | 4,459 |
| Pre-tax net operating income | $2,502,000 | 2,388 |
| Securities gains (losses) | $92,000 | 1,227 |
| Applicable income taxes | $751,000 | 2,203 |
| Income before extraordinary items | $1,843,000 | 2,508 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,843,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,777,680 | 2,512 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 3,050 |
| Total interest expense | $1,638,000 | 2,366 |
| Net interest income | $2,864,000 | 3,394 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $609,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $148,000 | 4,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $461,000 | 2,318 |
| Total noninterest expense | $1,590,000 | 4,470 |
| Salaries and employee benefits | $963,000 | 4,099 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $446,000 | 4,708 |
| Pre-tax net operating income | $1,763,000 | 2,274 |
| Securities gains (losses) | $78,000 | 1,181 |
| Applicable income taxes | $541,000 | 2,074 |
| Income before extraordinary items | $1,300,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,300,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,244,620 | 2,377 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 3,066 |
| Total interest expense | $794,000 | 2,464 |
| Net interest income | $1,457,000 | 3,339 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $254,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $166,000 | 2,759 |
| Total noninterest expense | $785,000 | 4,534 |
| Salaries and employee benefits | $469,000 | 4,212 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $866,000 | 2,276 |
| Securities gains (losses) | $78,000 | 935 |
| Applicable income taxes | $284,000 | 2,010 |
| Income before extraordinary items | $660,000 | 2,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $660,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $605,400 | 2,395 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,322,000 | 3,333 |
| Total interest expense | $3,284,000 | 2,638 |
| Net interest income | $5,038,000 | 3,652 |
| Provision for loan and lease losses | $2,422,000 | 567 |
| Total noninterest income | $1,074,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $288,000 | 4,396 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $786,000 | 2,765 |
| Total noninterest expense | $2,742,000 | 4,900 |
| Salaries and employee benefits | $1,524,000 | 4,795 |
| Premises and equipment expense | $359,000 | 5,083 |
| Additional noninterest expense | $859,000 | 4,809 |
| Pre-tax net operating income | $948,000 | 5,307 |
| Securities gains (losses) | $213,000 | 1,302 |
| Applicable income taxes | $262,000 | 4,484 |
| Income before extraordinary items | $899,000 | 4,945 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $899,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,224,000 | 786 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $734,990 | 5,305 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 3,388 |
| Total interest expense | $2,496,000 | 2,685 |
| Net interest income | $3,715,000 | 3,727 |
| Provision for loan and lease losses | $2,395,000 | 458 |
| Total noninterest income | $779,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 2,907 |
| Total noninterest expense | $1,948,000 | 5,072 |
| Salaries and employee benefits | $1,104,000 | 4,892 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $596,000 | 5,024 |
| Pre-tax net operating income | $151,000 | 7,967 |
| Securities gains (losses) | $211,000 | 1,199 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $327,000 | 6,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $327,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 688 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $137,100 | 7,854 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 3,403 |
| Total interest expense | $1,675,000 | 2,745 |
| Net interest income | $2,479,000 | 3,726 |
| Provision for loan and lease losses | $1,795,000 | 422 |
| Total noninterest income | $503,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $136,000 | 4,529 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $367,000 | 2,935 |
| Total noninterest expense | $1,290,000 | 5,088 |
| Salaries and employee benefits | $709,000 | 5,032 |
| Premises and equipment expense | $160,000 | 5,447 |
| Additional noninterest expense | $421,000 | 4,830 |
| Pre-tax net operating income | $-103,000 | 8,828 |
| Securities gains (losses) | $205,000 | 1,031 |
| Applicable income taxes | $-21,000 | 9,030 |
| Income before extraordinary items | $123,000 | 7,720 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $123,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $799,000 | 600 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-82,000 | 8,810 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 3,446 |
| Total interest expense | $839,000 | 2,816 |
| Net interest income | $1,217,000 | 3,776 |
| Provision for loan and lease losses | $995,000 | 380 |
| Total noninterest income | $192,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 3,494 |
| Total noninterest expense | $582,000 | 5,438 |
| Salaries and employee benefits | $321,000 | 5,412 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $179,000 | 5,369 |
| Pre-tax net operating income | $-168,000 | 9,057 |
| Securities gains (losses) | $130,000 | 859 |
| Applicable income taxes | $-38,000 | 9,158 |
| Income before extraordinary items | $0 | 8,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 371 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-83,200 | 8,935 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,101,000 | 3,611 |
| Total interest expense | $3,538,000 | 3,063 |
| Net interest income | $4,563,000 | 3,943 |
| Provision for loan and lease losses | $633,000 | 1,970 |
| Total noninterest income | $836,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $311,000 | 4,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 3,199 |
| Total noninterest expense | $2,408,000 | 5,203 |
| Salaries and employee benefits | $1,503,000 | 4,691 |
| Premises and equipment expense | $268,000 | 5,914 |
| Additional noninterest expense | $637,000 | 5,719 |
| Pre-tax net operating income | $2,358,000 | 3,017 |
| Securities gains (losses) | $117,000 | 1,602 |
| Applicable income taxes | $727,000 | 2,762 |
| Income before extraordinary items | $1,748,000 | 3,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,748,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,187 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,664,930 | 3,129 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 4,578 |
| Total interest expense | $3,615,000 | 4,107 |
| Net interest income | $3,067,000 | 4,984 |
| Provision for loan and lease losses | $438,000 | 2,447 |
| Total noninterest income | $583,000 | 4,659 |
| Gross Fiduciary activities income | $64,000 | 1,090 |
| Service charges on deposit accounts | $250,000 | 4,642 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $269,000 | 4,345 |
| Total noninterest expense | $1,830,000 | 6,070 |
| Salaries and employee benefits | $1,078,000 | 5,720 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $584,000 | 5,939 |
| Pre-tax net operating income | $1,382,000 | 4,071 |
| Securities gains (losses) | $385,000 | 744 |
| Applicable income taxes | $414,000 | 3,668 |
| Income before extraordinary items | $1,353,000 | 3,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,353,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $218,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,056,550 | 4,019 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 7,846 |
| Total interest expense | $1,495,000 | 7,173 |
| Net interest income | $1,067,000 | 8,355 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $137,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $664,000 | 8,921 |
| Salaries and employee benefits | $373,000 | 8,891 |
| Premises and equipment expense | $83,000 | 8,738 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $540,000 | 6,820 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $146,000 | 5,972 |
| Income before extraordinary items | $390,000 | 6,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $390,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $195,000 | 5,192 |
| Sale, conversion, retirement of capital stock, net | $2,510,000 | 318 |
| Net operating income | $392,920 | 6,908 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 5,906 |
| Total interest expense | $2,294,000 | 5,493 |
| Net interest income | $2,243,000 | 6,197 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $308,000 | 6,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,304,000 | 7,283 |
| Salaries and employee benefits | $813,000 | 6,699 |
| Premises and equipment expense | $141,000 | 7,831 |
| Additional noninterest expense | $350,000 | 7,704 |
| Pre-tax net operating income | $1,147,000 | 4,904 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $312,000 | 4,726 |
| Income before extraordinary items | $835,000 | 4,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $835,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $2,000 | 7,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $835,000 | 4,926 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 5,960 |
| Total interest expense | $2,535,000 | 5,314 |
| Net interest income | $2,105,000 | 6,484 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $314,000 | 6,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $1,179,000 | 7,602 |
| Salaries and employee benefits | $703,000 | 7,170 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $349,000 | 7,673 |
| Pre-tax net operating income | $1,140,000 | 5,041 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $325,000 | 4,952 |
| Income before extraordinary items | $816,000 | 5,128 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $816,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $815,280 | 5,044 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 6,416 |
| Total interest expense | $2,367,000 | 5,628 |
| Net interest income | $1,900,000 | 7,129 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $281,000 | 6,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,003,000 | 8,333 |
| Salaries and employee benefits | $661,000 | 7,544 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $225,000 | 9,123 |
| Pre-tax net operating income | $1,178,000 | 5,297 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $364,000 | 5,178 |
| Income before extraordinary items | $808,000 | 5,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $808,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $510,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $812,140 | 5,351 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,863 |
| Total interest expense | $2,260,000 | 5,917 |
| Net interest income | $1,751,000 | 7,662 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $358,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $929,000 | 8,966 |
| Salaries and employee benefits | $627,000 | 7,962 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $206,000 | 9,869 |
| Pre-tax net operating income | $1,180,000 | 5,183 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $369,000 | 5,144 |
| Income before extraordinary items | $800,000 | 5,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $800,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,741 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $807,480 | 5,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 7,190 |
| Total interest expense | $2,116,000 | 6,237 |
| Net interest income | $1,703,000 | 8,007 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $944,000 | 9,190 |
| Salaries and employee benefits | $598,000 | 8,364 |
| Premises and equipment expense | $84,000 | 10,095 |
| Additional noninterest expense | $262,000 | 9,698 |
| Pre-tax net operating income | $979,000 | 6,086 |
| Securities gains (losses) | $78,000 | 1,068 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $715,000 | 5,890 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $715,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $525,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $661,960 | 6,212 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 7,460 |
| Total interest expense | $1,636,000 | 6,511 |
| Net interest income | $1,780,000 | 8,093 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $274,000 | 7,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $1,008,000 | 9,311 |
| Salaries and employee benefits | $585,000 | 8,721 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $322,000 | 9,691 |
| Pre-tax net operating income | $1,046,000 | 5,767 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $726,000 | 5,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $726,000 | 5,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $415,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $726,000 | 5,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 7,625 |
| Total interest expense | $1,664,000 | 6,704 |
| Net interest income | $1,773,000 | 8,308 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $245,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $974,000 | 9,848 |
| Salaries and employee benefits | $552,000 | 9,193 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $969,000 | 6,029 |
| Securities gains (losses) | $93,000 | 2,602 |
| Applicable income taxes | $345,000 | 5,559 |
| Income before extraordinary items | $717,000 | 6,010 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $701,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $124,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $653,760 | 6,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 7,851 |
| Total interest expense | $1,979,000 | 7,151 |
| Net interest income | $1,761,000 | 8,465 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $227,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $999,000 | 9,986 |
| Salaries and employee benefits | $538,000 | 9,389 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $325,000 | 10,499 |
| Pre-tax net operating income | $989,000 | 5,674 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $315,000 | 5,736 |
| Income before extraordinary items | $669,000 | 6,110 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $669,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $672,400 | 5,745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.