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Day County Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$2,036,0008,454
Total interest expense$973,0008,243
Net interest income$1,063,0008,484
Provision for loan and lease losses$115,0004,942
Total noninterest income$233,0007,116
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,490
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,716
Total noninterest expense$1,019,0008,064
Salaries and employee benefits$431,0008,724
Premises and equipment expense$154,0007,595
Additional noninterest expense$434,0007,016
Pre-tax net operating income$162,0008,748
Securities gains (losses)$03,155
Applicable income taxes$15,0008,345
Income before extraordinary items$147,0008,660
Extraordinary gains, net$035
Net income$147,0008,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,777
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$147,0008,616
1998-12-31 (YTD Data)Rank
Total interest income$1,984,0008,710
Total interest expense$888,0008,720
Net interest income$1,096,0008,581
Provision for loan and lease losses$154,0004,094
Total noninterest income$184,0007,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0005,972
Trading account gains and feesNANA
Additional Noninterest Income$36,0008,704
Total noninterest expense$895,0008,448
Salaries and employee benefits$420,0008,840
Premises and equipment expense$118,0008,318
Additional noninterest expense$357,0007,605
Pre-tax net operating income$231,0008,761
Securities gains (losses)$3,0003,720
Applicable income taxes$55,0008,243
Income before extraordinary items$179,0008,770
Extraordinary gains, net$032
Net income$179,0008,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,683
Cash dividends$90,0006,382
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$176,7208,724
1997-12-31 (YTD Data)Rank
Total interest income$2,004,0009,007
Total interest expense$902,0008,962
Net interest income$1,102,0008,934
Provision for loan and lease losses$82,0005,614
Total noninterest income$174,0008,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0006,142
Trading account gains and feesNANA
Additional Noninterest Income$22,0009,735
Total noninterest expense$862,0008,812
Salaries and employee benefits$406,0009,227
Premises and equipment expense$99,0008,988
Additional noninterest expense$357,0007,736
Pre-tax net operating income$332,0008,814
Securities gains (losses)$03,944
Applicable income taxes$90,0008,571
Income before extraordinary items$242,0008,817
Extraordinary gains, net$044
Net income$242,0008,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,217
Cash dividends$135,0006,074
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$242,0008,777
1996-12-31 (YTD Data)Rank
Total interest income$1,741,0009,749
Total interest expense$825,0009,570
Net interest income$916,0009,794
Provision for loan and lease losses$40,0006,972
Total noninterest income$117,0009,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0007,295
Trading account gains and feesNANA
Additional Noninterest Income$7,00011,116
Total noninterest expense$652,0009,985
Salaries and employee benefits$332,00010,097
Premises and equipment expense$81,0009,791
Additional noninterest expense$239,0009,517
Pre-tax net operating income$341,0008,854
Securities gains (losses)$-3,0009,684
Applicable income taxes$94,0008,843
Income before extraordinary items$244,0008,885
Extraordinary gains, net$053
Net income$244,0008,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,815
Cash dividends$135,0006,228
Sale, conversion, retirement of capital stock, net$0953
Net operating income$246,1608,811
1995-12-31 (YTD Data)Rank
Total interest income$1,582,00010,380
Total interest expense$722,00010,224
Net interest income$860,00010,354
Provision for loan and lease losses$08,958
Total noninterest income$118,0009,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,082
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,278
Total noninterest expense$564,00010,737
Salaries and employee benefits$281,00010,911
Premises and equipment expense$70,00010,479
Additional noninterest expense$213,00010,266
Pre-tax net operating income$414,0008,972
Securities gains (losses)$-41,00011,061
Applicable income taxes$90,0009,389
Income before extraordinary items$283,0009,104
Extraordinary gains, net$065
Net income$283,0009,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$135,0006,283
Sale, conversion, retirement of capital stock, net$0809
Net operating income$314,1608,752
1994-12-31 (YTD Data)Rank
Total interest income$1,347,00011,045
Total interest expense$578,00010,707
Net interest income$769,00011,154
Provision for loan and lease losses$09,146
Total noninterest income$117,00010,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,368
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,986
Total noninterest expense$542,00011,392
Salaries and employee benefits$258,00011,597
Premises and equipment expense$62,00011,231
Additional noninterest expense$222,00010,867
Pre-tax net operating income$344,0009,775
Securities gains (losses)$-8,0009,681
Applicable income taxes$67,00010,078
Income before extraordinary items$269,0009,505
Extraordinary gains, net$0249
Net income$269,0009,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,867
Cash dividends$195,0005,579
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$275,4009,475
1993-12-31 (YTD Data)Rank
Total interest income$1,394,00011,462
Total interest expense$623,00011,007
Net interest income$771,00011,613
Provision for loan and lease losses$010,371
Total noninterest income$138,00010,455
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,974
Trading account gains and feesNANA
Additional Noninterest Income$23,00011,812
Total noninterest expense$590,00011,703
Salaries and employee benefits$284,00011,829
Premises and equipment expense$71,00011,459
Additional noninterest expense$235,00011,256
Pre-tax net operating income$319,00010,090
Securities gains (losses)$07,477
Applicable income taxes$53,00010,868
Income before extraordinary items$266,0009,859
Extraordinary gains, net$03,149
Net income$266,0009,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$195,0005,540
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$266,0009,605
1992-12-31 (YTD Data)Rank
Total interest income$1,460,00012,057
Total interest expense$733,00011,658
Net interest income$727,00012,200
Provision for loan and lease losses$20,00010,574
Total noninterest income$120,00011,191
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0008,464
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,735
Total noninterest expense$533,00012,435
Salaries and employee benefits$276,00012,290
Premises and equipment expense$68,00011,957
Additional noninterest expense$189,00012,390
Pre-tax net operating income$294,00010,194
Securities gains (losses)$5,0007,049
Applicable income taxes$66,00010,825
Income before extraordinary items$233,00010,134
Extraordinary gains, net$01,422
Net income$233,00010,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0008,560
Cash dividends$195,0005,183
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$229,1009,833

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.