Home > Davidson Savings Bank, Inc., SSB > Income and Expense
Davidson Savings Bank, Inc., SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 3,465 |
| Total interest expense | $4,641,000 | 2,778 |
| Net interest income | $4,226,000 | 4,186 |
| Provision for loan and lease losses | $1,717,000 | 897 |
| Total noninterest income | $1,082,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $247,000 | 5,169 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $835,000 | 2,324 |
| Total noninterest expense | $5,451,000 | 2,632 |
| Salaries and employee benefits | $2,750,000 | 2,419 |
| Premises and equipment expense | $328,000 | 5,487 |
| Additional noninterest expense | $2,373,000 | 2,354 |
| Pre-tax net operating income | $-1,860,000 | 13,071 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $531,000 | 3,970 |
| Income before extraordinary items | $-2,368,000 | 13,108 |
| Extraordinary gains, net | $200,000 | 1,014 |
| Net income | $-2,168,000 | 13,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,391,000 | 13,086 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 3,932 |
| Total interest expense | $4,704,000 | 3,488 |
| Net interest income | $4,113,000 | 4,336 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $819,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $592,000 | 2,840 |
| Total noninterest expense | $3,138,000 | 4,339 |
| Salaries and employee benefits | $1,553,000 | 4,088 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $1,341,000 | 3,936 |
| Pre-tax net operating income | $1,649,000 | 3,718 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $697,000 | 2,999 |
| Income before extraordinary items | $953,000 | 4,702 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $953,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $370,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $952,360 | 4,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.