Dauphin Deposit Bank and Trust Company, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$207,283,000230
Total interest expense$113,271,000213
Net interest income$94,012,000245
Provision for loan and lease losses$3,690,000380
Total noninterest income$52,301,000217
Gross Fiduciary activities income$10,391,000133
Service charges on deposit accounts$7,238,000213
Trading account gains and fees$0239
Additional Noninterest Income$34,672,000199
Total noninterest expense$113,239,000203
Salaries and employee benefits$47,916,000185
Premises and equipment expense$11,960,000218
Additional noninterest expense$53,363,000203
Pre-tax net operating income$29,384,000336
Securities gains (losses)$-1,0009,009
Applicable income taxes$12,276,000301
Income before extraordinary items$17,107,000393
Extraordinary gains, net$044
Net income$17,107,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,690,000341
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,107,640375
1996-12-31 (YTD Data)Rank
Total interest income$405,922,000157
Total interest expense$214,145,000145
Net interest income$191,777,000164
Provision for loan and lease losses$6,000,000301
Total noninterest income$76,425,000182
Gross Fiduciary activities income$19,676,000101
Service charges on deposit accounts$12,478,000173
Trading account gains and fees$-755,0004,708
Additional Noninterest Income$45,026,000183
Total noninterest expense$166,861,000165
Salaries and employee benefits$88,474,000123
Premises and equipment expense$24,151,000148
Additional noninterest expense$54,236,000227
Pre-tax net operating income$95,341,000157
Securities gains (losses)$1,362,000206
Applicable income taxes$25,236,000193
Income before extraordinary items$71,467,000140
Extraordinary gains, net$053
Net income$71,467,000139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,852,000344
Cash dividends$69,964,000114
Sale, conversion, retirement of capital stock, net$0953
Net operating income$70,459,120136
1995-12-31 (YTD Data)Rank
Total interest income$358,837,000174
Total interest expense$184,620,000166
Net interest income$174,217,000182
Provision for loan and lease losses$5,608,000299
Total noninterest income$61,340,000206
Gross Fiduciary activities income$17,003,000113
Service charges on deposit accounts$10,693,000209
Trading account gains and fees$-397,0004,834
Additional Noninterest Income$34,041,000200
Total noninterest expense$141,146,000188
Salaries and employee benefits$75,244,000137
Premises and equipment expense$20,093,000172
Additional noninterest expense$45,809,000251
Pre-tax net operating income$88,803,000168
Securities gains (losses)$2,207,000120
Applicable income taxes$23,656,000200
Income before extraordinary items$67,354,000150
Extraordinary gains, net$065
Net income$67,354,000149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,087,000361
Cash dividends$66,890,000101
Sale, conversion, retirement of capital stock, net$0809
Net operating income$65,720,820153
1994-12-31 (YTD Data)Rank
Total interest income$326,372,000167
Total interest expense$148,767,000155
Net interest income$177,605,000176
Provision for loan and lease losses$7,480,000225
Total noninterest income$48,872,000228
Gross Fiduciary activities income$16,555,000109
Service charges on deposit accounts$11,279,000203
Trading account gains and fees$73,000256
Additional Noninterest Income$20,965,000262
Total noninterest expense$129,398,000204
Salaries and employee benefits$67,321,000151
Premises and equipment expense$17,746,000187
Additional noninterest expense$44,331,000257
Pre-tax net operating income$89,599,000158
Securities gains (losses)$2,394,00076
Applicable income taxes$22,286,000195
Income before extraordinary items$69,707,000144
Extraordinary gains, net$0249
Net income$69,707,000144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,340,000257
Cash dividends$44,131,000128
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$67,887,560142
1993-12-31 (YTD Data)Rank
Total interest income$250,045,000191
Total interest expense$113,649,000181
Net interest income$136,396,000204
Provision for loan and lease losses$7,900,000324
Total noninterest income$40,366,000248
Gross Fiduciary activities income$13,651,000124
Service charges on deposit accounts$10,464,000208
Trading account gains and fees$215,000222
Additional Noninterest Income$16,036,000319
Total noninterest expense$100,266,000241
Salaries and employee benefits$49,736,000183
Premises and equipment expense$13,807,000224
Additional noninterest expense$36,723,000298
Pre-tax net operating income$68,596,000162
Securities gains (losses)$1,293,000437
Applicable income taxes$16,153,000215
Income before extraordinary items$53,736,000161
Extraordinary gains, net$03,149
Net income$53,736,000162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,123,000352
Cash dividends$23,106,000161
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$52,740,390159
1992-12-31 (YTD Data)Rank
Total interest income$263,693,000197
Total interest expense$135,535,000180
Net interest income$128,158,000206
Provision for loan and lease losses$9,300,000388
Total noninterest income$33,991,000271
Gross Fiduciary activities income$13,525,000121
Service charges on deposit accounts$9,666,000214
Trading account gains and fees$643,000162
Additional Noninterest Income$10,157,000439
Total noninterest expense$92,536,000261
Salaries and employee benefits$47,847,000182
Premises and equipment expense$12,919,000240
Additional noninterest expense$31,770,000324
Pre-tax net operating income$60,313,000141
Securities gains (losses)$2,065,000403
Applicable income taxes$13,255,000213
Income before extraordinary items$49,123,000136
Extraordinary gains, net$01,422
Net income$49,123,000139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,486,000440
Cash dividends$21,588,000120
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$47,491,650125

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.