Home > Dauphin Deposit Bank and Trust Company > Net charge- offs to loans
Dauphin Deposit Bank and Trust Company, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0535% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4622% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3668% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0794% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0578% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2224% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1600% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7700% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1414% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 4,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.4028% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3984% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2174% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1072% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3615% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1760% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.7491% | 10 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.1406% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6089% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0871% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4282% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2901% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9161% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0672% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3255% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3098% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.6372% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5094% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0575% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2212% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3693% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3362% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2646% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3793% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 1.7348% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2651% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3533% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2737% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5521% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6472% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |