Home > Darby Bank & Trust Co. > Income and Expense
Darby Bank & Trust Co., Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,673,000 | 1,083 |
| Total interest expense | $15,088,000 | 403 |
| Net interest income | $6,585,000 | 2,531 |
| Provision for loan and lease losses | $12,967,000 | 408 |
| Total noninterest income | $-3,977,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,404,000 | 824 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-5,381,000 | 7,752 |
| Total noninterest expense | $16,179,000 | 918 |
| Salaries and employee benefits | $6,160,000 | 1,191 |
| Premises and equipment expense | $2,164,000 | 893 |
| Additional noninterest expense | $7,855,000 | 697 |
| Pre-tax net operating income | $-26,538,000 | 7,682 |
| Securities gains (losses) | $3,514,000 | 119 |
| Applicable income taxes | $-178,000 | 7,177 |
| Income before extraordinary items | $-22,846,000 | 7,676 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-22,846,000 | 7,676 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-22,846,000 | 7,676 |
| Net charge-offs | $17,862,000 | 288 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-26,324,860 | 7,683 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,764,000 | 1,063 |
| Total interest expense | $10,509,000 | 399 |
| Net interest income | $4,255,000 | 2,604 |
| Provision for loan and lease losses | $7,947,000 | 430 |
| Total noninterest income | $-4,818,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $953,000 | 817 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-5,771,000 | 7,827 |
| Total noninterest expense | $10,758,000 | 924 |
| Salaries and employee benefits | $4,197,000 | 1,174 |
| Premises and equipment expense | $1,439,000 | 914 |
| Additional noninterest expense | $5,122,000 | 710 |
| Pre-tax net operating income | $-19,268,000 | 7,751 |
| Securities gains (losses) | $1,147,000 | 230 |
| Applicable income taxes | $-178,000 | 7,301 |
| Income before extraordinary items | $-17,943,000 | 7,747 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,943,000 | 7,747 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,943,000 | 7,747 |
| Net charge-offs | $14,595,000 | 250 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-19,078,530 | 7,749 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 1,094 |
| Total interest expense | $5,413,000 | 413 |
| Net interest income | $1,932,000 | 2,874 |
| Provision for loan and lease losses | $3,083,000 | 537 |
| Total noninterest income | $-268,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $466,000 | 835 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-734,000 | 7,896 |
| Total noninterest expense | $5,349,000 | 932 |
| Salaries and employee benefits | $2,119,000 | 1,172 |
| Premises and equipment expense | $712,000 | 949 |
| Additional noninterest expense | $2,518,000 | 725 |
| Pre-tax net operating income | $-6,768,000 | 7,811 |
| Securities gains (losses) | $19,000 | 1,545 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-6,749,000 | 7,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,749,000 | 7,823 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,749,000 | 7,823 |
| Net charge-offs | $792,000 | 1,211 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,768,000 | 7,821 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,513,000 | 899 |
| Total interest expense | $22,698,000 | 493 |
| Net interest income | $14,815,000 | 1,522 |
| Provision for loan and lease losses | $31,290,000 | 357 |
| Total noninterest income | $534,000 | 4,618 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $2,208,000 | 769 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,675,000 | 7,936 |
| Total noninterest expense | $21,867,000 | 962 |
| Salaries and employee benefits | $8,831,000 | 1,108 |
| Premises and equipment expense | $3,325,000 | 813 |
| Additional noninterest expense | $9,711,000 | 818 |
| Pre-tax net operating income | $-37,808,000 | 7,832 |
| Securities gains (losses) | $2,382,000 | 237 |
| Applicable income taxes | $-6,775,000 | 7,823 |
| Income before extraordinary items | $-28,651,000 | 7,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-28,651,000 | 7,808 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-28,651,000 | 7,808 |
| Net charge-offs | $23,614,000 | 356 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-30,580,420 | 7,820 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $29,206,000 | 878 |
| Total interest expense | $16,783,000 | 536 |
| Net interest income | $12,423,000 | 1,340 |
| Provision for loan and lease losses | $27,545,000 | 315 |
| Total noninterest income | $1,317,000 | 2,368 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $1,651,000 | 766 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-335,000 | 7,922 |
| Total noninterest expense | $14,408,000 | 1,071 |
| Salaries and employee benefits | $6,627,000 | 1,120 |
| Premises and equipment expense | $2,544,000 | 811 |
| Additional noninterest expense | $5,237,000 | 1,080 |
| Pre-tax net operating income | $-28,213,000 | 7,923 |
| Securities gains (losses) | $1,587,000 | 251 |
| Applicable income taxes | $-10,108,000 | 7,980 |
| Income before extraordinary items | $-16,518,000 | 7,870 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-16,518,000 | 7,870 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-16,518,000 | 7,870 |
| Net charge-offs | $12,813,000 | 430 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-17,533,680 | 7,879 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,826,000 | 881 |
| Total interest expense | $10,431,000 | 612 |
| Net interest income | $9,395,000 | 1,180 |
| Provision for loan and lease losses | $23,950,000 | 257 |
| Total noninterest income | $1,530,000 | 1,625 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $1,071,000 | 778 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $458,000 | 2,341 |
| Total noninterest expense | $10,000,000 | 1,048 |
| Salaries and employee benefits | $4,471,000 | 1,128 |
| Premises and equipment expense | $1,719,000 | 814 |
| Additional noninterest expense | $3,810,000 | 1,008 |
| Pre-tax net operating income | $-23,025,000 | 8,034 |
| Securities gains (losses) | $1,587,000 | 198 |
| Applicable income taxes | $-7,716,000 | 8,077 |
| Income before extraordinary items | $-13,722,000 | 7,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,722,000 | 7,993 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-13,722,000 | 7,994 |
| Net charge-offs | $2,179,000 | 1,061 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-14,737,680 | 8,001 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,457,000 | 838 |
| Total interest expense | $4,883,000 | 686 |
| Net interest income | $5,574,000 | 962 |
| Provision for loan and lease losses | $3,160,000 | 544 |
| Total noninterest income | $579,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $511,000 | 795 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $4,783,000 | 1,054 |
| Salaries and employee benefits | $2,372,000 | 1,073 |
| Premises and equipment expense | $887,000 | 798 |
| Additional noninterest expense | $1,524,000 | 1,102 |
| Pre-tax net operating income | $-1,790,000 | 7,793 |
| Securities gains (losses) | $1,571,000 | 138 |
| Applicable income taxes | $-79,000 | 7,508 |
| Income before extraordinary items | $-140,000 | 6,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-140,000 | 6,907 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-140,000 | 6,907 |
| Net charge-offs | $-72,000 | 8,169 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,145,440 | 7,740 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $46,448,000 | 796 |
| Total interest expense | $22,593,000 | 706 |
| Net interest income | $23,855,000 | 899 |
| Provision for loan and lease losses | $7,215,000 | 771 |
| Total noninterest income | $3,730,000 | 1,339 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $2,084,000 | 846 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,645,000 | 1,498 |
| Total noninterest expense | $19,405,000 | 1,021 |
| Salaries and employee benefits | $9,934,000 | 1,004 |
| Premises and equipment expense | $3,668,000 | 756 |
| Additional noninterest expense | $5,803,000 | 1,108 |
| Pre-tax net operating income | $965,000 | 3,818 |
| Securities gains (losses) | $801,000 | 254 |
| Applicable income taxes | $399,000 | 2,085 |
| Income before extraordinary items | $1,367,000 | 2,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,367,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,811,000 | 715 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $750,230 | 3,958 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $35,261,000 | 811 |
| Total interest expense | $17,266,000 | 723 |
| Net interest income | $17,995,000 | 908 |
| Provision for loan and lease losses | $3,165,000 | 872 |
| Total noninterest income | $2,808,000 | 1,374 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $1,518,000 | 872 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,289,000 | 1,510 |
| Total noninterest expense | $14,340,000 | 1,034 |
| Salaries and employee benefits | $7,211,000 | 1,058 |
| Premises and equipment expense | $2,760,000 | 761 |
| Additional noninterest expense | $4,369,000 | 1,050 |
| Pre-tax net operating income | $3,298,000 | 1,484 |
| Securities gains (losses) | $736,000 | 233 |
| Applicable income taxes | $1,331,000 | 928 |
| Income before extraordinary items | $2,703,000 | 1,371 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,703,000 | 1,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,773,000 | 903 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,209,880 | 1,724 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,869,000 | 815 |
| Total interest expense | $11,796,000 | 727 |
| Net interest income | $12,073,000 | 893 |
| Provision for loan and lease losses | $1,715,000 | 867 |
| Total noninterest income | $2,313,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $966,000 | 902 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,347,000 | 1,142 |
| Total noninterest expense | $10,290,000 | 962 |
| Salaries and employee benefits | $5,542,000 | 936 |
| Premises and equipment expense | $1,875,000 | 740 |
| Additional noninterest expense | $2,873,000 | 1,042 |
| Pre-tax net operating income | $2,381,000 | 1,450 |
| Securities gains (losses) | $736,000 | 230 |
| Applicable income taxes | $1,122,000 | 857 |
| Income before extraordinary items | $1,995,000 | 1,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,995,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,909 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,523,960 | 1,751 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,644,000 | 797 |
| Total interest expense | $6,323,000 | 727 |
| Net interest income | $6,321,000 | 856 |
| Provision for loan and lease losses | $675,000 | 823 |
| Total noninterest income | $1,004,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $443,000 | 978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $561,000 | 1,298 |
| Total noninterest expense | $5,119,000 | 950 |
| Salaries and employee benefits | $2,789,000 | 941 |
| Premises and equipment expense | $983,000 | 710 |
| Additional noninterest expense | $1,347,000 | 1,080 |
| Pre-tax net operating income | $1,531,000 | 1,235 |
| Securities gains (losses) | $183,000 | 475 |
| Applicable income taxes | $617,000 | 855 |
| Income before extraordinary items | $1,097,000 | 1,377 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,097,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $979,880 | 1,466 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $54,469,000 | 761 |
| Total interest expense | $26,519,000 | 736 |
| Net interest income | $27,950,000 | 790 |
| Provision for loan and lease losses | $3,056,000 | 618 |
| Total noninterest income | $3,771,000 | 1,360 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $1,850,000 | 963 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,920,000 | 1,398 |
| Total noninterest expense | $18,583,000 | 1,007 |
| Salaries and employee benefits | $10,070,000 | 990 |
| Premises and equipment expense | $3,280,000 | 812 |
| Additional noninterest expense | $5,233,000 | 1,077 |
| Pre-tax net operating income | $10,082,000 | 840 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,396,000 | 727 |
| Income before extraordinary items | $6,686,000 | 980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,686,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,804,000 | 487 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,686,000 | 967 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $40,694,000 | 762 |
| Total interest expense | $19,610,000 | 745 |
| Net interest income | $21,084,000 | 788 |
| Provision for loan and lease losses | $1,800,000 | 563 |
| Total noninterest income | $2,930,000 | 1,325 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $1,424,000 | 926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,505,000 | 1,372 |
| Total noninterest expense | $13,922,000 | 998 |
| Salaries and employee benefits | $7,677,000 | 971 |
| Premises and equipment expense | $2,299,000 | 856 |
| Additional noninterest expense | $3,946,000 | 1,042 |
| Pre-tax net operating income | $8,292,000 | 836 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,985,000 | 698 |
| Income before extraordinary items | $5,307,000 | 983 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,307,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,120,000 | 597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,307,000 | 971 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,452,000 | 792 |
| Total interest expense | $12,566,000 | 788 |
| Net interest income | $13,886,000 | 814 |
| Provision for loan and lease losses | $1,200,000 | 506 |
| Total noninterest income | $1,810,000 | 1,429 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $963,000 | 922 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $846,000 | 1,558 |
| Total noninterest expense | $9,020,000 | 1,048 |
| Salaries and employee benefits | $5,074,000 | 999 |
| Premises and equipment expense | $1,415,000 | 936 |
| Additional noninterest expense | $2,531,000 | 1,095 |
| Pre-tax net operating income | $5,476,000 | 882 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,971,000 | 742 |
| Income before extraordinary items | $3,505,000 | 1,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,505,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 531 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,505,000 | 1,014 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,856,000 | 805 |
| Total interest expense | $5,920,000 | 827 |
| Net interest income | $6,936,000 | 803 |
| Provision for loan and lease losses | $600,000 | 449 |
| Total noninterest income | $869,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $464,000 | 935 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $405,000 | 1,575 |
| Total noninterest expense | $4,325,000 | 1,087 |
| Salaries and employee benefits | $2,532,000 | 1,002 |
| Premises and equipment expense | $694,000 | 948 |
| Additional noninterest expense | $1,099,000 | 1,232 |
| Pre-tax net operating income | $2,880,000 | 829 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,037,000 | 713 |
| Income before extraordinary items | $1,843,000 | 955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,843,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,843,000 | 944 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $47,547,000 | 804 |
| Total interest expense | $20,290,000 | 829 |
| Net interest income | $27,257,000 | 814 |
| Provision for loan and lease losses | $2,730,000 | 414 |
| Total noninterest income | $3,550,000 | 1,420 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $1,870,000 | 948 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,679,000 | 1,530 |
| Total noninterest expense | $16,545,000 | 1,085 |
| Salaries and employee benefits | $8,773,000 | 1,101 |
| Premises and equipment expense | $2,651,000 | 942 |
| Additional noninterest expense | $5,121,000 | 1,039 |
| Pre-tax net operating income | $11,532,000 | 865 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,014,000 | 755 |
| Income before extraordinary items | $7,518,000 | 997 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,518,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,668,000 | 456 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,518,000 | 985 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $34,892,000 | 823 |
| Total interest expense | $14,488,000 | 851 |
| Net interest income | $20,404,000 | 831 |
| Provision for loan and lease losses | $2,070,000 | 386 |
| Total noninterest income | $2,725,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,381,000 | 967 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,344,000 | 1,471 |
| Total noninterest expense | $12,621,000 | 1,075 |
| Salaries and employee benefits | $6,603,000 | 1,113 |
| Premises and equipment expense | $1,952,000 | 970 |
| Additional noninterest expense | $4,066,000 | 989 |
| Pre-tax net operating income | $8,438,000 | 920 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,998,000 | 789 |
| Income before extraordinary items | $5,440,000 | 1,065 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,440,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 546 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,440,000 | 1,053 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,277,000 | 840 |
| Total interest expense | $8,982,000 | 859 |
| Net interest income | $13,295,000 | 850 |
| Provision for loan and lease losses | $1,380,000 | 370 |
| Total noninterest income | $1,776,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $908,000 | 962 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $868,000 | 1,507 |
| Total noninterest expense | $8,183,000 | 1,109 |
| Salaries and employee benefits | $4,355,000 | 1,131 |
| Premises and equipment expense | $1,237,000 | 1,024 |
| Additional noninterest expense | $2,591,000 | 1,040 |
| Pre-tax net operating income | $5,508,000 | 934 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,983,000 | 800 |
| Income before extraordinary items | $3,525,000 | 1,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,525,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 601 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,525,000 | 1,078 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,801,000 | 849 |
| Total interest expense | $4,186,000 | 876 |
| Net interest income | $6,615,000 | 856 |
| Provision for loan and lease losses | $690,000 | 359 |
| Total noninterest income | $923,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $449,000 | 948 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $474,000 | 1,397 |
| Total noninterest expense | $4,051,000 | 1,111 |
| Salaries and employee benefits | $2,181,000 | 1,140 |
| Premises and equipment expense | $580,000 | 1,108 |
| Additional noninterest expense | $1,290,000 | 1,035 |
| Pre-tax net operating income | $2,797,000 | 912 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,007,000 | 784 |
| Income before extraordinary items | $1,790,000 | 1,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,790,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,790,000 | 1,038 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $35,615,000 | 926 |
| Total interest expense | $12,391,000 | 904 |
| Net interest income | $23,224,000 | 923 |
| Provision for loan and lease losses | $2,720,000 | 395 |
| Total noninterest income | $3,075,000 | 1,578 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $1,881,000 | 916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,193,000 | 1,973 |
| Total noninterest expense | $14,468,000 | 1,204 |
| Salaries and employee benefits | $7,251,000 | 1,280 |
| Premises and equipment expense | $2,212,000 | 1,094 |
| Additional noninterest expense | $5,005,000 | 1,038 |
| Pre-tax net operating income | $9,111,000 | 1,062 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,931,000 | 971 |
| Income before extraordinary items | $6,180,000 | 1,173 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,180,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,233,000 | 275 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,180,000 | 1,148 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,555,000 | 940 |
| Total interest expense | $8,667,000 | 909 |
| Net interest income | $16,888,000 | 934 |
| Provision for loan and lease losses | $1,665,000 | 458 |
| Total noninterest income | $2,338,000 | 1,555 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $1,417,000 | 916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $920,000 | 1,928 |
| Total noninterest expense | $10,872,000 | 1,184 |
| Salaries and employee benefits | $5,430,000 | 1,268 |
| Premises and equipment expense | $1,632,000 | 1,106 |
| Additional noninterest expense | $3,810,000 | 1,010 |
| Pre-tax net operating income | $6,689,000 | 1,080 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,274,000 | 960 |
| Income before extraordinary items | $4,415,000 | 1,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,415,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,368,000 | 268 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,415,000 | 1,201 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,168,000 | 959 |
| Total interest expense | $5,338,000 | 923 |
| Net interest income | $10,830,000 | 961 |
| Provision for loan and lease losses | $1,110,000 | 455 |
| Total noninterest income | $1,557,000 | 1,547 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $922,000 | 918 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $634,000 | 1,858 |
| Total noninterest expense | $6,988,000 | 1,215 |
| Salaries and employee benefits | $3,582,000 | 1,277 |
| Premises and equipment expense | $1,031,000 | 1,162 |
| Additional noninterest expense | $2,375,000 | 1,057 |
| Pre-tax net operating income | $4,289,000 | 1,097 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,458,000 | 980 |
| Income before extraordinary items | $2,831,000 | 1,242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,831,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 427 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,831,000 | 1,218 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 988 |
| Total interest expense | $2,465,000 | 945 |
| Net interest income | $5,252,000 | 987 |
| Provision for loan and lease losses | $555,000 | 427 |
| Total noninterest income | $808,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $449,000 | 917 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $359,000 | 1,675 |
| Total noninterest expense | $3,435,000 | 1,236 |
| Salaries and employee benefits | $1,792,000 | 1,291 |
| Premises and equipment expense | $465,000 | 1,294 |
| Additional noninterest expense | $1,178,000 | 1,047 |
| Pre-tax net operating income | $2,070,000 | 1,117 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $704,000 | 1,000 |
| Income before extraordinary items | $1,366,000 | 1,268 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,366,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 758 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,366,000 | 1,244 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,457,000 | 994 |
| Total interest expense | $8,795,000 | 926 |
| Net interest income | $19,662,000 | 1,012 |
| Provision for loan and lease losses | $7,372,000 | 187 |
| Total noninterest income | $2,938,000 | 1,631 |
| Gross Fiduciary activities income | $23,000 | 1,178 |
| Service charges on deposit accounts | $2,000,000 | 870 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $915,000 | 2,278 |
| Total noninterest expense | $11,534,000 | 1,415 |
| Salaries and employee benefits | $5,173,000 | 1,712 |
| Premises and equipment expense | $1,777,000 | 1,291 |
| Additional noninterest expense | $4,584,000 | 1,076 |
| Pre-tax net operating income | $3,694,000 | 2,187 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,256,000 | 1,844 |
| Income before extraordinary items | $2,438,000 | 2,481 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,438,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,172,000 | 183 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,438,000 | 2,428 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,105,000 | 988 |
| Total interest expense | $6,481,000 | 920 |
| Net interest income | $14,624,000 | 1,014 |
| Provision for loan and lease losses | $1,950,000 | 426 |
| Total noninterest income | $2,221,000 | 1,633 |
| Gross Fiduciary activities income | $23,000 | 1,121 |
| Service charges on deposit accounts | $1,539,000 | 848 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $659,000 | 2,355 |
| Total noninterest expense | $9,030,000 | 1,356 |
| Salaries and employee benefits | $4,542,000 | 1,458 |
| Premises and equipment expense | $1,342,000 | 1,284 |
| Additional noninterest expense | $3,146,000 | 1,160 |
| Pre-tax net operating income | $5,865,000 | 1,126 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,994,000 | 1,013 |
| Income before extraordinary items | $3,871,000 | 1,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,871,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,854,000 | 370 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,871,000 | 1,235 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 991 |
| Total interest expense | $4,295,000 | 915 |
| Net interest income | $9,611,000 | 1,016 |
| Provision for loan and lease losses | $1,265,000 | 442 |
| Total noninterest income | $1,688,000 | 1,467 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $1,016,000 | 848 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $671,000 | 1,773 |
| Total noninterest expense | $5,983,000 | 1,364 |
| Salaries and employee benefits | $3,057,000 | 1,439 |
| Premises and equipment expense | $917,000 | 1,259 |
| Additional noninterest expense | $2,009,000 | 1,195 |
| Pre-tax net operating income | $4,051,000 | 1,071 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,377,000 | 988 |
| Income before extraordinary items | $2,674,000 | 1,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,674,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,708,000 | 291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,674,000 | 1,177 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 994 |
| Total interest expense | $2,175,000 | 918 |
| Net interest income | $4,770,000 | 1,035 |
| Provision for loan and lease losses | $435,000 | 591 |
| Total noninterest income | $675,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $486,000 | 866 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $2,906,000 | 1,413 |
| Salaries and employee benefits | $1,513,000 | 1,462 |
| Premises and equipment expense | $455,000 | 1,284 |
| Additional noninterest expense | $938,000 | 1,280 |
| Pre-tax net operating income | $2,104,000 | 1,029 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $715,000 | 967 |
| Income before extraordinary items | $1,389,000 | 1,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,389,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,389,000 | 1,113 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,572,000 | 1,063 |
| Total interest expense | $8,680,000 | 1,030 |
| Net interest income | $17,892,000 | 1,077 |
| Provision for loan and lease losses | $4,293,000 | 362 |
| Total noninterest income | $2,705,000 | 1,827 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $1,671,000 | 1,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,033,000 | 2,341 |
| Total noninterest expense | $10,407,000 | 1,533 |
| Salaries and employee benefits | $5,398,000 | 1,600 |
| Premises and equipment expense | $1,819,000 | 1,241 |
| Additional noninterest expense | $3,190,000 | 1,551 |
| Pre-tax net operating income | $5,897,000 | 1,401 |
| Securities gains (losses) | $1,141,000 | 432 |
| Applicable income taxes | $2,393,000 | 1,109 |
| Income before extraordinary items | $4,645,000 | 1,367 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,645,000 | 1,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,868,000 | 421 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,891,940 | 1,531 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,756,000 | 1,096 |
| Total interest expense | $6,438,000 | 1,087 |
| Net interest income | $13,318,000 | 1,097 |
| Provision for loan and lease losses | $3,091,000 | 391 |
| Total noninterest income | $1,926,000 | 1,964 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $1,186,000 | 1,099 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 2,475 |
| Total noninterest expense | $7,983,000 | 1,510 |
| Salaries and employee benefits | $4,021,000 | 1,608 |
| Premises and equipment expense | $1,336,000 | 1,281 |
| Additional noninterest expense | $2,626,000 | 1,406 |
| Pre-tax net operating income | $4,170,000 | 1,523 |
| Securities gains (losses) | $1,141,000 | 404 |
| Applicable income taxes | $1,806,000 | 1,140 |
| Income before extraordinary items | $3,505,000 | 1,419 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,505,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,776,000 | 481 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,751,940 | 1,653 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 1,120 |
| Total interest expense | $4,277,000 | 1,120 |
| Net interest income | $8,726,000 | 1,122 |
| Provision for loan and lease losses | $1,748,000 | 431 |
| Total noninterest income | $1,194,000 | 2,069 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $745,000 | 1,145 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $448,000 | 2,616 |
| Total noninterest expense | $5,307,000 | 1,509 |
| Salaries and employee benefits | $2,653,000 | 1,616 |
| Premises and equipment expense | $898,000 | 1,270 |
| Additional noninterest expense | $1,756,000 | 1,411 |
| Pre-tax net operating income | $2,865,000 | 1,474 |
| Securities gains (losses) | $567,000 | 526 |
| Applicable income taxes | $1,167,000 | 1,207 |
| Income before extraordinary items | $2,265,000 | 1,448 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,265,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 494 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,890,780 | 1,610 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 1,216 |
| Total interest expense | $2,031,000 | 1,208 |
| Net interest income | $4,071,000 | 1,203 |
| Provision for loan and lease losses | $456,000 | 654 |
| Total noninterest income | $570,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $351,000 | 1,187 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $2,608,000 | 1,533 |
| Salaries and employee benefits | $1,332,000 | 1,597 |
| Premises and equipment expense | $453,000 | 1,273 |
| Additional noninterest expense | $823,000 | 1,458 |
| Pre-tax net operating income | $1,577,000 | 1,360 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $538,000 | 1,286 |
| Income before extraordinary items | $1,045,000 | 1,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,045,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,041,040 | 1,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,802,000 | 1,340 |
| Total interest expense | $8,410,000 | 1,343 |
| Net interest income | $14,392,000 | 1,342 |
| Provision for loan and lease losses | $2,254,000 | 677 |
| Total noninterest income | $2,186,000 | 1,985 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $1,287,000 | 1,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $897,000 | 2,333 |
| Total noninterest expense | $9,446,000 | 1,624 |
| Salaries and employee benefits | $4,758,000 | 1,689 |
| Premises and equipment expense | $1,622,000 | 1,358 |
| Additional noninterest expense | $3,066,000 | 1,549 |
| Pre-tax net operating income | $4,878,000 | 1,667 |
| Securities gains (losses) | $698,000 | 530 |
| Applicable income taxes | $1,840,000 | 1,385 |
| Income before extraordinary items | $3,736,000 | 1,604 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,736,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 813 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,268,340 | 1,768 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,351,000 | 1,516 |
| Total interest expense | $10,772,000 | 1,510 |
| Net interest income | $11,579,000 | 1,538 |
| Provision for loan and lease losses | $1,710,000 | 798 |
| Total noninterest income | $1,978,000 | 2,033 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $1,115,000 | 1,344 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $862,000 | 2,271 |
| Total noninterest expense | $8,222,000 | 1,769 |
| Salaries and employee benefits | $3,983,000 | 1,884 |
| Premises and equipment expense | $1,506,000 | 1,423 |
| Additional noninterest expense | $2,733,000 | 1,684 |
| Pre-tax net operating income | $3,625,000 | 1,922 |
| Securities gains (losses) | $268,000 | 963 |
| Applicable income taxes | $1,168,000 | 1,860 |
| Income before extraordinary items | $2,725,000 | 1,924 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,725,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 1,256 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,537,400 | 1,981 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,940,000 | 1,839 |
| Total interest expense | $9,590,000 | 1,791 |
| Net interest income | $9,350,000 | 1,884 |
| Provision for loan and lease losses | $1,317,000 | 846 |
| Total noninterest income | $1,353,000 | 2,534 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $853,000 | 1,619 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $498,000 | 2,957 |
| Total noninterest expense | $6,586,000 | 2,091 |
| Salaries and employee benefits | $3,365,000 | 2,126 |
| Premises and equipment expense | $1,279,000 | 1,621 |
| Additional noninterest expense | $1,942,000 | 2,231 |
| Pre-tax net operating income | $2,800,000 | 2,527 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $807,000 | 2,507 |
| Income before extraordinary items | $1,993,000 | 2,581 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,993,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,284 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,993,000 | 2,577 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,940,000 | 2,527 |
| Total interest expense | $5,992,000 | 2,464 |
| Net interest income | $6,948,000 | 2,531 |
| Provision for loan and lease losses | $607,000 | 1,485 |
| Total noninterest income | $1,082,000 | 2,916 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $735,000 | 1,806 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $346,000 | 3,715 |
| Total noninterest expense | $5,313,000 | 2,551 |
| Salaries and employee benefits | $2,561,000 | 2,745 |
| Premises and equipment expense | $1,019,000 | 2,015 |
| Additional noninterest expense | $1,733,000 | 2,502 |
| Pre-tax net operating income | $2,110,000 | 3,198 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $629,000 | 3,118 |
| Income before extraordinary items | $1,481,000 | 3,276 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,481,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,017 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,481,000 | 3,240 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,004,000 | 3,235 |
| Total interest expense | $4,625,000 | 3,223 |
| Net interest income | $5,379,000 | 3,191 |
| Provision for loan and lease losses | $555,000 | 1,587 |
| Total noninterest income | $1,119,000 | 2,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $645,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,078 |
| Total noninterest expense | $4,069,000 | 3,166 |
| Salaries and employee benefits | $2,015,000 | 3,303 |
| Premises and equipment expense | $820,000 | 2,391 |
| Additional noninterest expense | $1,234,000 | 3,292 |
| Pre-tax net operating income | $1,874,000 | 3,521 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $619,000 | 3,323 |
| Income before extraordinary items | $1,255,000 | 3,782 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,255,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,255,000 | 3,702 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 4,291 |
| Total interest expense | $3,440,000 | 4,199 |
| Net interest income | $3,969,000 | 4,269 |
| Provision for loan and lease losses | $527,000 | 1,704 |
| Total noninterest income | $970,000 | 3,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,273 |
| Total noninterest expense | $2,878,000 | 4,244 |
| Salaries and employee benefits | $1,418,000 | 4,456 |
| Premises and equipment expense | $452,000 | 4,030 |
| Additional noninterest expense | $1,008,000 | 3,873 |
| Pre-tax net operating income | $1,534,000 | 4,413 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $497,000 | 4,232 |
| Income before extraordinary items | $1,037,000 | 4,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,037,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,037,000 | 4,510 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,438,000 | 5,579 |
| Total interest expense | $2,514,000 | 5,491 |
| Net interest income | $2,924,000 | 5,547 |
| Provision for loan and lease losses | $231,000 | 3,108 |
| Total noninterest income | $529,000 | 4,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 3,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $2,154,000 | 5,624 |
| Salaries and employee benefits | $1,072,000 | 5,694 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $1,068,000 | 5,515 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $783,000 | 5,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 6,600 |
| Total interest expense | $2,030,000 | 6,397 |
| Net interest income | $2,341,000 | 6,593 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $400,000 | 5,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,756,000 | 6,579 |
| Salaries and employee benefits | $846,000 | 6,840 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $661,000 | 6,113 |
| Pre-tax net operating income | $891,000 | 6,466 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $249,000 | 6,662 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $645,640 | 6,327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 7,049 |
| Total interest expense | $1,590,000 | 6,624 |
| Net interest income | $2,125,000 | 7,253 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $323,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,500,000 | 7,597 |
| Salaries and employee benefits | $711,000 | 7,791 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $620,000 | 6,893 |
| Pre-tax net operating income | $908,000 | 6,356 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $222,000 | 6,981 |
| Income before extraordinary items | $675,000 | 6,061 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $675,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $683,250 | 6,080 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 7,158 |
| Total interest expense | $1,917,000 | 6,050 |
| Net interest income | $1,853,000 | 8,091 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $325,000 | 7,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,392,000 | 8,219 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $596,000 | 7,375 |
| Pre-tax net operating income | $636,000 | 7,714 |
| Securities gains (losses) | $136,000 | 2,097 |
| Applicable income taxes | $142,000 | 8,816 |
| Income before extraordinary items | $630,000 | 6,563 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $657,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $380,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $518,480 | 7,157 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 8,077 |
| Total interest expense | $1,928,000 | 7,279 |
| Net interest income | $1,647,000 | 8,814 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $253,000 | 8,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,151,000 | 9,277 |
| Salaries and employee benefits | $569,000 | 9,093 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $470,000 | 8,755 |
| Pre-tax net operating income | $674,000 | 7,242 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $589,000 | 6,647 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $589,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $588,130 | 6,295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.