Home > Darby Bank & Trust Co. > Assets and Liabilities
Darby Bank & Trust Co., Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 136 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $654,714,000 | 1,034 |
| Cash and due from depository institutions | $95,210,000 | 1,126 |
| Interest-bearing balances | $86,130,000 | 441 |
| Securities | $104,592,000 | 1,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $386,211,000 | 1,152 |
| Loan loss allowance | $12,604,000 | 677 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,136,000 | 1,187 |
| Other real estate owned | $42,190,000 | 1,126 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $16,375,000 | 1,320 |
| Life insurance assets | $6,705,000 | 1,001 |
| Total liabilities and capital | $654,714,000 | 1,034 |
| Total liabilities | $645,693,000 | 934 |
| Total deposits | $587,626,000 | 923 |
| Interest-bearing deposits | $546,549,000 | 866 |
| Deposits held in domestic offices | $587,626,000 | 920 |
| % insured | 91.57% | 2,945 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 969 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $42,000,000 | 876 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,967,000 | 922 |
| Total equity capital | $9,021,000 | 5,523 |
| Total bank equity capital | $9,021,000 | 5,522 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $19,486,000 | 1,600 |
| Undivided profits | $-10,965,000 | 7,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $50,194,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,887,000 | 1,047 |
| Earning assets | $576,933,000 | 1,065 |
| Long-term assets (5+ years) | $89,493,000 | 1,537 |
| Average Assets, year-to-date | $741,108,250 | 916 |
| Average Assets, quarterly | $672,225,000 | 1,004 |
| Volatile liabilities | $178,029,000 | 789 |
| Insider loans | $600,000 | 4,885 |
| FHLB advances | $42,000,000 | 804 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $13,865,000 | 3,277 |
| Tier 1 (core) risk-based capital | $8,064,000 | 5,651 |
| Tier 2 risk-based capital | $5,375,000 | 1,074 |
| Total risk weighted assets | $422,851,000 | 1,117 |
| Total unused commitments | $13,865,000 | 3,280 |
| Derivatives | $10,000 | 1,211 |
| 2010-06-30 | Rank | |
| # of Employees: | 141 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $689,736,000 | 982 |
| Cash and due from depository institutions | $116,785,000 | 1,094 |
| Interest-bearing balances | $105,681,000 | 358 |
| Securities | $97,635,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $423,037,000 | 1,056 |
| Loan loss allowance | $10,851,000 | 783 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,473,000 | 1,171 |
| Other real estate owned | $25,786,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $16,020,000 | 1,375 |
| Life insurance assets | $6,647,000 | 1,003 |
| Total liabilities and capital | $689,736,000 | 982 |
| Total liabilities | $675,414,000 | 906 |
| Total deposits | $596,728,000 | 914 |
| Interest-bearing deposits | $551,585,000 | 852 |
| Deposits held in domestic offices | $596,728,000 | 912 |
| % insured | 91.48% | 3,069 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 974 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,000,000 | 647 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,586,000 | 816 |
| Total equity capital | $14,322,000 | 4,169 |
| Total bank equity capital | $14,322,000 | 4,168 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $19,486,000 | 1,597 |
| Undivided profits | $-5,664,000 | 7,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $69,305,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,549,000 | 1,179 |
| Earning assets | $626,353,000 | 982 |
| Long-term assets (5+ years) | $81,852,000 | 1,630 |
| Average Assets, year-to-date | $769,906,330 | 881 |
| Average Assets, quarterly | $740,829,000 | 923 |
| Volatile liabilities | $176,080,000 | 804 |
| Insider loans | $647,000 | 4,834 |
| FHLB advances | $62,000,000 | 589 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,875,000 | 3,821 |
| Tier 1 (core) risk-based capital | $12,967,000 | 4,306 |
| Tier 2 risk-based capital | $5,654,000 | 1,042 |
| Total risk weighted assets | $447,125,000 | 1,060 |
| Total unused commitments | $10,875,000 | 3,828 |
| Derivatives | $10,000 | 1,162 |
| 2010-03-31 | Rank | |
| # of Employees: | 138 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $791,922,000 | 881 |
| Cash and due from depository institutions | $159,189,000 | 1,124 |
| Interest-bearing balances | $145,176,000 | 281 |
| Securities | $116,462,000 | 1,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $451,695,000 | 1,016 |
| Loan loss allowance | $19,790,000 | 465 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,423,000 | 1,090 |
| Other real estate owned | $28,232,000 | 1,124 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $24,921,000 | 959 |
| Life insurance assets | $6,585,000 | 1,008 |
| Total liabilities and capital | $791,922,000 | 881 |
| Total liabilities | $767,003,000 | 812 |
| Total deposits | $687,817,000 | 793 |
| Interest-bearing deposits | $638,220,000 | 735 |
| Deposits held in domestic offices | $687,817,000 | 790 |
| % insured | 90.82% | 3,391 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 986 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $62,000,000 | 697 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,086,000 | 783 |
| Total equity capital | $24,919,000 | 2,643 |
| Total bank equity capital | $24,919,000 | 2,641 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $19,486,000 | 1,624 |
| Undivided profits | $4,933,000 | 4,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $82,802,000 | 261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,549,000 | 1,215 |
| Earning assets | $713,333,000 | 879 |
| Long-term assets (5+ years) | $72,817,000 | 1,783 |
| Average Assets, year-to-date | $809,991,500 | 856 |
| Average Assets, quarterly | $809,991,500 | 856 |
| Volatile liabilities | $170,681,000 | 865 |
| Insider loans | $706,000 | 4,785 |
| FHLB advances | $62,000,000 | 633 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,498,000 | 2,530 |
| Tier 1 (core) risk-based capital | $24,161,000 | 2,581 |
| Tier 2 risk-based capital | $6,328,000 | 949 |
| Total risk weighted assets | $492,871,000 | 979 |
| Total unused commitments | $22,498,000 | 2,534 |
| Derivatives | $36,000 | 1,148 |
| 2009-12-31 | Rank | |
| # of Employees: | 139 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $828,061,000 | 845 |
| Cash and due from depository institutions | $176,725,000 | 1,128 |
| Interest-bearing balances | $143,133,000 | 228 |
| Securities | $108,804,000 | 1,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $484,324,000 | 968 |
| Loan loss allowance | $17,499,000 | 520 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,687,000 | 1,073 |
| Other real estate owned | $20,559,000 | 1,128 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $25,962,000 | 948 |
| Life insurance assets | $6,524,000 | 1,015 |
| Total liabilities and capital | $828,061,000 | 845 |
| Total liabilities | $797,157,000 | 787 |
| Total deposits | $718,695,000 | 760 |
| Interest-bearing deposits | $674,409,000 | 701 |
| Deposits held in domestic offices | $718,695,000 | 757 |
| % insured | 93.75% | 2,233 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,041 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,000,000 | 749 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,362,000 | 849 |
| Total equity capital | $30,904,000 | 2,148 |
| Total bank equity capital | $30,904,000 | 2,146 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $19,486,000 | 1,618 |
| Undivided profits | $10,918,000 | 2,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $76,611,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,109,000 | 1,019 |
| Earning assets | $736,261,000 | 866 |
| Long-term assets (5+ years) | $91,116,000 | 1,499 |
| Average Assets, year-to-date | $833,180,400 | 818 |
| Average Assets, quarterly | $868,062,500 | 796 |
| Volatile liabilities | $153,824,000 | 962 |
| Insider loans | $4,089,000 | 1,844 |
| FHLB advances | $62,000,000 | 681 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,791,000 | 2,666 |
| Tier 1 (core) risk-based capital | $30,909,000 | 2,046 |
| Tier 2 risk-based capital | $6,610,000 | 927 |
| Total risk weighted assets | $517,936,000 | 953 |
| Total unused commitments | $20,791,000 | 2,667 |
| Derivatives | $56,000 | 1,128 |
| 2009-09-30 | Rank | |
| # of Employees: | 147 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $908,064,000 | 770 |
| Cash and due from depository institutions | $206,369,000 | 1,073 |
| Interest-bearing balances | $177,898,000 | 184 |
| Securities | $121,900,000 | 1,046 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $518,536,000 | 927 |
| Loan loss allowance | $24,555,000 | 388 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $12,050,000 | 1,038 |
| Other real estate owned | $18,195,000 | 1,073 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $31,014,000 | 705 |
| Life insurance assets | $6,464,000 | 1,019 |
| Total liabilities and capital | $908,064,000 | 770 |
| Total liabilities | $863,896,000 | 719 |
| Total deposits | $785,206,000 | 695 |
| Interest-bearing deposits | $734,300,000 | 644 |
| Deposits held in domestic offices | $785,206,000 | 692 |
| % insured | 93.18% | 2,620 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,083 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $62,000,000 | 799 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,590,000 | 905 |
| Total equity capital | $44,168,000 | 1,563 |
| Total bank equity capital | $44,168,000 | 1,563 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $19,486,000 | 1,627 |
| Undivided profits | $24,182,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $62,148,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,351,000 | 998 |
| Earning assets | $818,334,000 | 774 |
| Long-term assets (5+ years) | $113,622,000 | 1,210 |
| Average Assets, year-to-date | $834,460,250 | 819 |
| Average Assets, quarterly | $904,380,500 | 768 |
| Volatile liabilities | $129,151,000 | 1,174 |
| Insider loans | $17,132,000 | 378 |
| FHLB advances | $62,000,000 | 723 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,439,000 | 2,620 |
| Tier 1 (core) risk-based capital | $34,428,000 | 1,879 |
| Tier 2 risk-based capital | $7,080,000 | 879 |
| Total risk weighted assets | $548,946,000 | 932 |
| Total unused commitments | $22,439,000 | 2,621 |
| Derivatives | $502,000 | 1,040 |
| 2009-06-30 | Rank | |
| # of Employees: | 152 | 1,072 |
| Assets and Liabilities | ||
| Total Assets: | $900,697,000 | 789 |
| Cash and due from depository institutions | $171,717,000 | 1,072 |
| Interest-bearing balances | $12,732,000 | 1,569 |
| Securities | $122,011,000 | 1,043 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $548,559,000 | 907 |
| Loan loss allowance | $31,593,000 | 320 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,484,000 | 1,016 |
| Other real estate owned | $15,453,000 | 1,072 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $30,473,000 | 739 |
| Life insurance assets | $6,403,000 | 1,030 |
| Total liabilities and capital | $900,697,000 | 789 |
| Total liabilities | $857,688,000 | 748 |
| Total deposits | $777,731,000 | 711 |
| Interest-bearing deposits | $721,544,000 | 657 |
| Deposits held in domestic offices | $777,731,000 | 709 |
| % insured | 83.31% | 2,705 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,075 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $62,000,000 | 834 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,857,000 | 805 |
| Total equity capital | $43,009,000 | 1,586 |
| Total bank equity capital | $43,009,000 | 1,586 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $17,486,000 | 1,787 |
| Undivided profits | $25,023,000 | 1,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $42,132,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,991,000 | 811 |
| Earning assets | $683,302,000 | 949 |
| Long-term assets (5+ years) | $94,176,000 | 1,429 |
| Average Assets, year-to-date | $809,925,670 | 867 |
| Average Assets, quarterly | $822,438,000 | 861 |
| Volatile liabilities | $87,599,000 | 1,743 |
| Insider loans | $17,021,000 | 393 |
| FHLB advances | $62,000,000 | 757 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,491,000 | 1,798 |
| Tier 1 (core) risk-based capital | $37,727,000 | 1,723 |
| Tier 2 risk-based capital | $7,426,000 | 829 |
| Total risk weighted assets | $572,529,000 | 916 |
| Total unused commitments | $39,491,000 | 1,800 |
| Derivatives | $654,000 | 1,072 |
| 2009-03-31 | Rank | |
| # of Employees: | 150 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $744,179,000 | 952 |
| Cash and due from depository institutions | $19,726,000 | 1,086 |
| Interest-bearing balances | $1,361,000 | 4,112 |
| Securities | $89,744,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $587,529,000 | 835 |
| Loan loss allowance | $13,054,000 | 591 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,905,000 | 980 |
| Other real estate owned | $14,240,000 | 1,086 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $20,035,000 | 1,068 |
| Life insurance assets | $6,345,000 | 1,037 |
| Total liabilities and capital | $744,180,000 | 952 |
| Total liabilities | $686,555,000 | 934 |
| Total deposits | $607,252,000 | 904 |
| Interest-bearing deposits | $556,588,000 | 860 |
| Deposits held in domestic offices | $607,252,000 | 903 |
| % insured | 36.52% | 8,051 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,090 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $62,000,000 | 883 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,203,000 | 861 |
| Total equity capital | $57,625,000 | 1,180 |
| Total bank equity capital | $57,625,000 | 1,180 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $17,486,000 | 1,765 |
| Undivided profits | $39,639,000 | 850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $24,215,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,947,000 | 824 |
| Earning assets | $678,634,000 | 950 |
| Long-term assets (5+ years) | $80,862,000 | 1,580 |
| Average Assets, year-to-date | $764,540,000 | 918 |
| Average Assets, quarterly | $764,540,000 | 918 |
| Volatile liabilities | $308,648,000 | 544 |
| Insider loans | $17,484,000 | 388 |
| FHLB advances | $62,000,000 | 787 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $42,502,000 | 1,769 |
| Tier 1 (core) risk-based capital | $57,419,000 | 1,103 |
| Tier 2 risk-based capital | $7,588,000 | 809 |
| Total risk weighted assets | $601,380,000 | 869 |
| Total unused commitments | $42,502,000 | 1,770 |
| Derivatives | $1,204,000 | 986 |
| 2008-12-31 | Rank | |
| # of Employees: | 170 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $784,901,000 | 893 |
| Cash and due from depository institutions | $15,740,000 | 938 |
| Interest-bearing balances | $6,630,000 | 1,512 |
| Securities | $119,017,000 | 1,029 |
| Federal funds sold & reverse repurchase agreements | $1,326,000 | 3,703 |
| Net loans & leases | $599,341,000 | 807 |
| Loan loss allowance | $9,822,000 | 742 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,240,000 | 966 |
| Other real estate owned | $16,357,000 | 938 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $19,880,000 | 1,082 |
| Life insurance assets | $6,284,000 | 1,041 |
| Total liabilities and capital | $784,900,000 | 893 |
| Total liabilities | $727,296,000 | 873 |
| Total deposits | $649,115,000 | 808 |
| Interest-bearing deposits | $603,134,000 | 758 |
| Deposits held in domestic offices | $649,115,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,194 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $62,000,000 | 963 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,081,000 | 982 |
| Total equity capital | $57,604,000 | 1,168 |
| Total bank equity capital | $57,604,000 | 1,168 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $17,485,000 | 1,730 |
| Undivided profits | $39,619,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,932,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,369,000 | 771 |
| Earning assets | $726,314,000 | 872 |
| Long-term assets (5+ years) | $125,795,000 | 1,070 |
| Average Assets, year-to-date | $777,153,200 | 875 |
| Average Assets, quarterly | $790,803,000 | 877 |
| Volatile liabilities | $319,500,000 | 527 |
| Insider loans | $18,021,000 | 372 |
| FHLB advances | $62,000,000 | 868 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,955,000 | 1,466 |
| Tier 1 (core) risk-based capital | $57,559,000 | 1,086 |
| Tier 2 risk-based capital | $7,864,000 | 770 |
| Total risk weighted assets | $627,168,000 | 824 |
| Total unused commitments | $53,955,000 | 1,470 |
| Derivatives | $7,210,000 | 599 |
| 2008-09-30 | Rank | |
| # of Employees: | 170 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $796,705,000 | 873 |
| Cash and due from depository institutions | $17,539,000 | 953 |
| Interest-bearing balances | $7,121,000 | 995 |
| Securities | $129,214,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $4,878,000 | 2,320 |
| Net loans & leases | $594,681,000 | 814 |
| Loan loss allowance | $8,810,000 | 730 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $13,581,000 | 940 |
| Other real estate owned | $15,377,000 | 953 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $21,435,000 | 978 |
| Life insurance assets | $6,222,000 | 1,043 |
| Total liabilities and capital | $796,705,000 | 873 |
| Total liabilities | $739,882,000 | 844 |
| Total deposits | $640,737,000 | 805 |
| Interest-bearing deposits | $586,236,000 | 770 |
| Deposits held in domestic offices | $640,737,000 | 801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,278 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $82,000,000 | 770 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,045,000 | 855 |
| Total equity capital | $56,823,000 | 1,183 |
| Total bank equity capital | $56,823,000 | 1,183 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $15,636,000 | 1,863 |
| Undivided profits | $40,687,000 | 861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,452,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $312,000 | 499 |
| Income earned, not collected on loans | $4,325,000 | 828 |
| Earning assets | $735,894,000 | 845 |
| Long-term assets (5+ years) | $134,476,000 | 976 |
| Average Assets, year-to-date | $775,216,250 | 873 |
| Average Assets, quarterly | $790,305,000 | 879 |
| Volatile liabilities | $321,646,000 | 506 |
| Insider loans | $16,858,000 | 391 |
| FHLB advances | $82,000,000 | 701 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $69,362,000 | 1,288 |
| Tier 1 (core) risk-based capital | $57,047,000 | 1,113 |
| Tier 2 risk-based capital | $7,879,000 | 748 |
| Total risk weighted assets | $629,349,000 | 820 |
| Total unused commitments | $69,362,000 | 1,290 |
| Derivatives | $1,210,000 | 812 |
| 2008-06-30 | Rank | |
| # of Employees: | 171 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $783,905,000 | 881 |
| Cash and due from depository institutions | $18,370,000 | 968 |
| Interest-bearing balances | $6,482,000 | 1,000 |
| Securities | $130,777,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $2,824,000 | 3,280 |
| Net loans & leases | $590,101,000 | 820 |
| Loan loss allowance | $8,866,000 | 709 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,309,000 | 879 |
| Other real estate owned | $7,062,000 | 968 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $20,462,000 | 1,004 |
| Life insurance assets | $6,150,000 | 1,051 |
| Total liabilities and capital | $783,905,000 | 881 |
| Total liabilities | $728,054,000 | 844 |
| Total deposits | $643,515,000 | 789 |
| Interest-bearing deposits | $591,585,000 | 749 |
| Deposits held in domestic offices | $643,515,000 | 786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,319 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $67,000,000 | 895 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,439,000 | 829 |
| Total equity capital | $55,851,000 | 1,215 |
| Total bank equity capital | $55,851,000 | 1,215 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $15,636,000 | 1,852 |
| Undivided profits | $39,715,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,810,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,555,000 | 153 |
| Income earned, not collected on loans | $4,802,000 | 719 |
| Earning assets | $730,184,000 | 853 |
| Long-term assets (5+ years) | $134,631,000 | 968 |
| Average Assets, year-to-date | $768,053,330 | 881 |
| Average Assets, quarterly | $775,779,000 | 885 |
| Volatile liabilities | $306,004,000 | 518 |
| Insider loans | $15,352,000 | 449 |
| FHLB advances | $67,000,000 | 835 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $79,519,000 | 1,188 |
| Tier 1 (core) risk-based capital | $56,339,000 | 1,126 |
| Tier 2 risk-based capital | $7,772,000 | 738 |
| Total risk weighted assets | $620,639,000 | 828 |
| Total unused commitments | $79,519,000 | 1,188 |
| Derivatives | $1,210,000 | 804 |
| 2008-03-31 | Rank | |
| # of Employees: | 172 | 957 |
| Assets and Liabilities | ||
| Total Assets: | $767,653,000 | 890 |
| Cash and due from depository institutions | $18,532,000 | 957 |
| Interest-bearing balances | $6,576,000 | 1,121 |
| Securities | $135,994,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $3,312,000 | 4,066 |
| Net loans & leases | $571,846,000 | 830 |
| Loan loss allowance | $8,103,000 | 721 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,491,000 | 796 |
| Other real estate owned | $3,552,000 | 957 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $18,926,000 | 1,041 |
| Life insurance assets | $6,091,000 | 1,049 |
| Total liabilities and capital | $767,652,000 | 890 |
| Total liabilities | $711,484,000 | 860 |
| Total deposits | $631,958,000 | 811 |
| Interest-bearing deposits | $576,531,000 | 779 |
| Deposits held in domestic offices | $631,958,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,227 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $62,000,000 | 907 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,426,000 | 879 |
| Total equity capital | $56,168,000 | 1,238 |
| Total bank equity capital | $56,168,000 | 1,238 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $15,636,000 | 1,829 |
| Undivided profits | $40,032,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,809,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $309,000 | 453 |
| Income earned, not collected on loans | $4,621,000 | 767 |
| Earning assets | $717,728,000 | 862 |
| Long-term assets (5+ years) | $131,780,000 | 946 |
| Average Assets, year-to-date | $760,127,500 | 898 |
| Average Assets, quarterly | $760,127,500 | 898 |
| Volatile liabilities | $263,635,000 | 587 |
| Insider loans | $15,152,000 | 458 |
| FHLB advances | $62,000,000 | 843 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $77,612,000 | 1,239 |
| Tier 1 (core) risk-based capital | $55,441,000 | 1,150 |
| Tier 2 risk-based capital | $7,515,000 | 746 |
| Total risk weighted assets | $600,652,000 | 847 |
| Total unused commitments | $77,612,000 | 1,240 |
| Derivatives | $1,210,000 | 881 |
| 2007-12-31 | Rank | |
| # of Employees: | 171 | 970 |
| Assets and Liabilities | ||
| Total Assets: | $752,602,000 | 909 |
| Cash and due from depository institutions | $24,591,000 | 970 |
| Interest-bearing balances | $15,191,000 | 391 |
| Securities | $129,062,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $561,916,000 | 845 |
| Loan loss allowance | $7,418,000 | 768 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,602,000 | 780 |
| Other real estate owned | $2,516,000 | 970 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,915,000 | 1,035 |
| Life insurance assets | $6,025,000 | 1,050 |
| Total liabilities and capital | $752,602,000 | 909 |
| Total liabilities | $697,915,000 | 883 |
| Total deposits | $621,262,000 | 828 |
| Interest-bearing deposits | $570,582,000 | 781 |
| Deposits held in domestic offices | $621,262,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,427,000 | 926 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,000,000 | 1,018 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,226,000 | 807 |
| Total equity capital | $54,687,000 | 1,254 |
| Total bank equity capital | $54,687,000 | 1,254 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $15,636,000 | 1,810 |
| Undivided profits | $38,551,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,201,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,507,000 | 694 |
| Earning assets | $706,169,000 | 876 |
| Long-term assets (5+ years) | $113,612,000 | 1,033 |
| Average Assets, year-to-date | $691,572,000 | 948 |
| Average Assets, quarterly | $732,256,000 | 916 |
| Volatile liabilities | $251,025,000 | 625 |
| Insider loans | $8,823,000 | 833 |
| FHLB advances | $50,000,000 | 940 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $87,419,000 | 1,144 |
| Tier 1 (core) risk-based capital | $54,343,000 | 1,166 |
| Tier 2 risk-based capital | $7,361,000 | 758 |
| Total risk weighted assets | $597,910,000 | 847 |
| Total unused commitments | $87,419,000 | 1,144 |
| Derivatives | $1,210,000 | 784 |
| 2007-09-30 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $711,910,000 | 939 |
| Cash and due from depository institutions | $10,267,000 | 983 |
| Interest-bearing balances | $1,102,000 | 2,312 |
| Securities | $116,626,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $550,273,000 | 848 |
| Loan loss allowance | $7,845,000 | 697 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,251,000 | 776 |
| Other real estate owned | $1,089,000 | 983 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $18,404,000 | 1,039 |
| Life insurance assets | $5,966,000 | 1,035 |
| Total liabilities and capital | $711,909,000 | 939 |
| Total liabilities | $657,647,000 | 909 |
| Total deposits | $590,241,000 | 866 |
| Interest-bearing deposits | $532,930,000 | 832 |
| Deposits held in domestic offices | $590,241,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,726,000 | 875 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,000,000 | 1,057 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,680,000 | 930 |
| Total equity capital | $54,262,000 | 1,259 |
| Total bank equity capital | $54,262,000 | 1,259 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $15,636,000 | 1,772 |
| Undivided profits | $38,126,000 | 993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,316,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 898 |
| Income earned, not collected on loans | $5,714,000 | 708 |
| Earning assets | $668,001,000 | 917 |
| Long-term assets (5+ years) | $100,280,000 | 1,124 |
| Average Assets, year-to-date | $676,314,500 | 965 |
| Average Assets, quarterly | $705,311,000 | 940 |
| Volatile liabilities | $212,121,000 | 702 |
| Insider loans | $9,152,000 | 791 |
| FHLB advances | $42,000,000 | 982 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $82,320,000 | 1,240 |
| Tier 1 (core) risk-based capital | $54,165,000 | 1,168 |
| Tier 2 risk-based capital | $7,181,000 | 762 |
| Total risk weighted assets | $573,791,000 | 864 |
| Total unused commitments | $82,320,000 | 1,241 |
| Derivatives | $1,210,000 | 807 |
| 2007-06-30 | Rank | |
| # of Employees: | 170 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $698,712,000 | 966 |
| Cash and due from depository institutions | $10,692,000 | 997 |
| Interest-bearing balances | $2,069,000 | 1,786 |
| Securities | $116,903,000 | 1,030 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,576 |
| Net loans & leases | $533,028,000 | 879 |
| Loan loss allowance | $7,586,000 | 705 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,162,000 | 831 |
| Other real estate owned | $1,129,000 | 997 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $17,548,000 | 1,086 |
| Life insurance assets | $5,899,000 | 1,035 |
| Total liabilities and capital | $698,712,000 | 966 |
| Total liabilities | $646,742,000 | 936 |
| Total deposits | $588,814,000 | 886 |
| Interest-bearing deposits | $532,736,000 | 840 |
| Deposits held in domestic offices | $588,814,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $51,100,000 | 861 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,828,000 | 892 |
| Total equity capital | $51,970,000 | 1,302 |
| Total bank equity capital | $51,970,000 | 1,302 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $15,636,000 | 1,777 |
| Undivided profits | $35,834,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,983,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 877 |
| Income earned, not collected on loans | $5,235,000 | 743 |
| Earning assets | $657,250,000 | 944 |
| Long-term assets (5+ years) | $117,691,000 | 969 |
| Average Assets, year-to-date | $664,449,330 | 997 |
| Average Assets, quarterly | $680,066,000 | 978 |
| Volatile liabilities | $179,240,000 | 813 |
| Insider loans | $872,000 | 4,543 |
| FHLB advances | $51,100,000 | 786 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $78,884,000 | 1,294 |
| Tier 1 (core) risk-based capital | $52,362,000 | 1,208 |
| Tier 2 risk-based capital | $7,115,000 | 777 |
| Total risk weighted assets | $568,719,000 | 872 |
| Total unused commitments | $78,884,000 | 1,294 |
| Derivatives | $1,210,000 | 843 |
| 2007-03-31 | Rank | |
| # of Employees: | 163 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $661,420,000 | 1,002 |
| Cash and due from depository institutions | $14,170,000 | 1,034 |
| Interest-bearing balances | $2,055,000 | 1,936 |
| Securities | $99,779,000 | 1,222 |
| Federal funds sold & reverse repurchase agreements | $1,210,000 | 5,652 |
| Net loans & leases | $517,150,000 | 883 |
| Loan loss allowance | $7,753,000 | 679 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,710,000 | 903 |
| Other real estate owned | $74,000 | 1,034 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $16,327,000 | 1,113 |
| Life insurance assets | $5,842,000 | 1,029 |
| Total liabilities and capital | $661,420,000 | 1,002 |
| Total liabilities | $610,528,000 | 975 |
| Total deposits | $584,333,000 | 882 |
| Interest-bearing deposits | $528,413,000 | 837 |
| Deposits held in domestic offices | $584,333,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,195,000 | 962 |
| Total equity capital | $50,892,000 | 1,328 |
| Total bank equity capital | $50,892,000 | 1,328 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $15,636,000 | 1,758 |
| Undivided profits | $34,756,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,741,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $232,000 | 517 |
| Income earned, not collected on loans | $4,639,000 | 818 |
| Earning assets | $620,194,000 | 982 |
| Long-term assets (5+ years) | $98,425,000 | 1,108 |
| Average Assets, year-to-date | $647,318,000 | 1,014 |
| Average Assets, quarterly | $647,318,000 | 1,014 |
| Volatile liabilities | $188,884,000 | 758 |
| Insider loans | $3,064,000 | 2,234 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $86,333,000 | 1,207 |
| Tier 1 (core) risk-based capital | $50,701,000 | 1,235 |
| Tier 2 risk-based capital | $7,107,000 | 765 |
| Total risk weighted assets | $567,901,000 | 850 |
| Total unused commitments | $86,333,000 | 1,208 |
| Derivatives | $1,208,000 | 827 |
| 2006-12-31 | Rank | |
| # of Employees: | 154 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $633,216,000 | 1,029 |
| Cash and due from depository institutions | $12,546,000 | 1,102 |
| Interest-bearing balances | $1,263,000 | 2,280 |
| Securities | $94,972,000 | 1,294 |
| Federal funds sold & reverse repurchase agreements | $7,434,000 | 2,167 |
| Net loans & leases | $490,962,000 | 917 |
| Loan loss allowance | $7,165,000 | 718 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,335,000 | 1,031 |
| Other real estate owned | $74,000 | 1,102 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,893,000 | 1,153 |
| Life insurance assets | $5,784,000 | 1,014 |
| Total liabilities and capital | $633,216,000 | 1,029 |
| Total liabilities | $584,303,000 | 1,010 |
| Total deposits | $557,474,000 | 913 |
| Interest-bearing deposits | $497,834,000 | 866 |
| Deposits held in domestic offices | $557,474,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,829,000 | 898 |
| Total equity capital | $48,913,000 | 1,343 |
| Total bank equity capital | $48,913,000 | 1,343 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $15,636,000 | 1,714 |
| Undivided profits | $32,777,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,142,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 458 |
| Income earned, not collected on loans | $4,584,000 | 853 |
| Earning assets | $594,631,000 | 1,002 |
| Long-term assets (5+ years) | $81,847,000 | 1,271 |
| Average Assets, year-to-date | $607,802,400 | 1,024 |
| Average Assets, quarterly | $634,776,500 | 1,013 |
| Volatile liabilities | $189,367,000 | 849 |
| Insider loans | $345,000 | 6,023 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $90,262,000 | 1,120 |
| Tier 1 (core) risk-based capital | $48,858,000 | 1,259 |
| Tier 2 risk-based capital | $6,555,000 | 812 |
| Total risk weighted assets | $523,794,000 | 896 |
| Total unused commitments | $90,262,000 | 1,120 |
| Derivatives | $1,246,000 | 795 |
| 2006-09-30 | Rank | |
| # of Employees: | 151 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $636,337,000 | 1,019 |
| Cash and due from depository institutions | $10,175,000 | 1,155 |
| Interest-bearing balances | $653,000 | 2,828 |
| Securities | $88,176,000 | 1,386 |
| Federal funds sold & reverse repurchase agreements | $21,009,000 | 640 |
| Net loans & leases | $484,248,000 | 923 |
| Loan loss allowance | $7,351,000 | 711 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,463,000 | 1,114 |
| Other real estate owned | $98,000 | 1,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $22,168,000 | 840 |
| Life insurance assets | $5,735,000 | 995 |
| Total liabilities and capital | $636,337,000 | 1,019 |
| Total liabilities | $588,106,000 | 999 |
| Total deposits | $553,810,000 | 907 |
| Interest-bearing deposits | $500,282,000 | 858 |
| Deposits held in domestic offices | $553,810,000 | 906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $28,000,000 | 1,434 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,296,000 | 926 |
| Total equity capital | $48,231,000 | 1,355 |
| Total bank equity capital | $48,231,000 | 1,355 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $15,636,000 | 1,696 |
| Undivided profits | $32,095,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,837,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $248,000 | 487 |
| Income earned, not collected on loans | $4,191,000 | 925 |
| Earning assets | $594,086,000 | 1,000 |
| Long-term assets (5+ years) | $46,108,000 | 1,950 |
| Average Assets, year-to-date | $601,449,000 | 1,043 |
| Average Assets, quarterly | $625,438,000 | 1,028 |
| Volatile liabilities | $210,640,000 | 781 |
| Insider loans | $2,159,000 | 2,811 |
| FHLB advances | $28,000,000 | 1,348 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $101,304,000 | 1,048 |
| Tier 1 (core) risk-based capital | $48,280,000 | 1,274 |
| Tier 2 risk-based capital | $6,458,000 | 818 |
| Total risk weighted assets | $520,009,000 | 894 |
| Total unused commitments | $101,304,000 | 1,049 |
| Derivatives | $1,246,000 | 823 |
| 2006-06-30 | Rank | |
| # of Employees: | 147 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $614,539,000 | 1,046 |
| Cash and due from depository institutions | $10,923,000 | 1,183 |
| Interest-bearing balances | $287,000 | 3,704 |
| Securities | $83,337,000 | 1,464 |
| Federal funds sold & reverse repurchase agreements | $6,412,000 | 1,864 |
| Net loans & leases | $475,537,000 | 920 |
| Loan loss allowance | $7,018,000 | 728 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,043,000 | 1,142 |
| Other real estate owned | $240,000 | 1,183 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $28,047,000 | 692 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $614,539,000 | 1,046 |
| Total liabilities | $568,314,000 | 1,020 |
| Total deposits | $528,329,000 | 934 |
| Interest-bearing deposits | $471,526,000 | 893 |
| Deposits held in domestic offices | $528,329,000 | 933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $34,500,000 | 1,231 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,485,000 | 967 |
| Total equity capital | $46,225,000 | 1,354 |
| Total bank equity capital | $46,225,000 | 1,354 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $15,636,000 | 1,651 |
| Undivided profits | $30,089,000 | 1,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,127,000 | 1,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 445 |
| Income earned, not collected on loans | $3,879,000 | 895 |
| Earning assets | $565,573,000 | 1,032 |
| Long-term assets (5+ years) | $70,795,000 | 1,400 |
| Average Assets, year-to-date | $589,819,670 | 1,059 |
| Average Assets, quarterly | $602,333,500 | 1,057 |
| Volatile liabilities | $219,222,000 | 760 |
| Insider loans | $2,408,000 | 2,553 |
| FHLB advances | $34,500,000 | 1,148 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,553,000 | 2,054 |
| Tier 1 (core) risk-based capital | $46,085,000 | 1,298 |
| Tier 2 risk-based capital | $6,318,000 | 822 |
| Total risk weighted assets | $511,183,000 | 905 |
| Total unused commitments | $43,553,000 | 2,055 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 148 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $590,128,000 | 1,066 |
| Cash and due from depository institutions | $10,550,000 | 1,150 |
| Interest-bearing balances | $398,000 | 3,468 |
| Securities | $82,026,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $4,136,000 | 3,017 |
| Net loans & leases | $463,905,000 | 920 |
| Loan loss allowance | $6,750,000 | 743 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,118,000 | 1,241 |
| Other real estate owned | $85,000 | 1,150 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $20,308,000 | 883 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $590,128,000 | 1,066 |
| Total liabilities | $545,542,000 | 1,042 |
| Total deposits | $515,255,000 | 950 |
| Interest-bearing deposits | $455,011,000 | 909 |
| Deposits held in domestic offices | $515,255,000 | 948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,010,000 | 1,488 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,277,000 | 1,003 |
| Total equity capital | $44,586,000 | 1,376 |
| Total bank equity capital | $44,586,000 | 1,376 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $15,636,000 | 1,589 |
| Undivided profits | $28,450,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,612,000 | 900 |
| Earning assets | $550,465,000 | 1,041 |
| Long-term assets (5+ years) | $75,327,000 | 1,317 |
| Average Assets, year-to-date | $577,460,000 | 1,078 |
| Average Assets, quarterly | $577,460,000 | 1,078 |
| Volatile liabilities | $231,955,000 | 689 |
| Insider loans | $2,028,000 | 2,818 |
| FHLB advances | $25,010,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $35,409,000 | 2,316 |
| Tier 1 (core) risk-based capital | $44,562,000 | 1,306 |
| Tier 2 risk-based capital | $6,126,000 | 826 |
| Total risk weighted assets | $489,459,000 | 914 |
| Total unused commitments | $35,409,000 | 2,318 |
| Derivatives | $1,246,000 | 775 |
| 2005-12-31 | Rank | |
| # of Employees: | 140 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $564,792,000 | 1,103 |
| Cash and due from depository institutions | $8,554,000 | 1,211 |
| Interest-bearing balances | $251,000 | 4,026 |
| Securities | $79,421,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $450,640,000 | 931 |
| Loan loss allowance | $6,103,000 | 802 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,424,000 | 1,330 |
| Other real estate owned | $73,000 | 1,211 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,680,000 | 995 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $564,792,000 | 1,103 |
| Total liabilities | $521,973,000 | 1,070 |
| Total deposits | $490,779,000 | 978 |
| Interest-bearing deposits | $439,868,000 | 927 |
| Deposits held in domestic offices | $490,779,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $987,000 | 2,803 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,010,000 | 1,521 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,197,000 | 985 |
| Total equity capital | $42,819,000 | 1,418 |
| Total bank equity capital | $42,819,000 | 1,418 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $15,636,000 | 1,569 |
| Undivided profits | $26,683,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,247,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $423,000 | 347 |
| Income earned, not collected on loans | $3,612,000 | 905 |
| Earning assets | $530,312,000 | 1,076 |
| Long-term assets (5+ years) | $76,131,000 | 1,274 |
| Average Assets, year-to-date | $528,552,400 | 1,126 |
| Average Assets, quarterly | $559,928,000 | 1,102 |
| Volatile liabilities | $234,695,000 | 677 |
| Insider loans | $912,000 | 4,374 |
| FHLB advances | $25,010,000 | 1,422 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $52,108,000 | 1,725 |
| Tier 1 (core) risk-based capital | $42,840,000 | 1,338 |
| Tier 2 risk-based capital | $6,006,000 | 826 |
| Total risk weighted assets | $480,380,000 | 918 |
| Total unused commitments | $52,108,000 | 1,725 |
| Derivatives | $1,244,000 | 721 |
| 2005-09-30 | Rank | |
| # of Employees: | 132 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $555,064,000 | 1,098 |
| Cash and due from depository institutions | $19,516,000 | 1,291 |
| Interest-bearing balances | $885,000 | 2,851 |
| Securities | $74,413,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $4,312,000 | 2,529 |
| Net loans & leases | $431,798,000 | 953 |
| Loan loss allowance | $5,913,000 | 822 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,089,000 | 1,544 |
| Other real estate owned | $736,000 | 1,291 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $17,200,000 | 1,000 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $555,064,000 | 1,098 |
| Total liabilities | $513,943,000 | 1,067 |
| Total deposits | $483,809,000 | 970 |
| Interest-bearing deposits | $430,382,000 | 927 |
| Deposits held in domestic offices | $483,809,000 | 967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,010,000 | 1,522 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,124,000 | 966 |
| Total equity capital | $41,121,000 | 1,455 |
| Total bank equity capital | $41,121,000 | 1,455 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $15,636,000 | 1,522 |
| Undivided profits | $24,985,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,785,000 | 707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $975,000 | 185 |
| Income earned, not collected on loans | $3,077,000 | 1,003 |
| Earning assets | $511,408,000 | 1,084 |
| Long-term assets (5+ years) | $70,133,000 | 1,356 |
| Average Assets, year-to-date | $519,492,500 | 1,134 |
| Average Assets, quarterly | $543,766,000 | 1,106 |
| Volatile liabilities | $210,571,000 | 713 |
| Insider loans | $1,029,000 | 4,107 |
| FHLB advances | $25,010,000 | 1,426 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,999,000 | 2,304 |
| Tier 1 (core) risk-based capital | $41,075,000 | 1,381 |
| Tier 2 risk-based capital | $5,628,000 | 848 |
| Total risk weighted assets | $458,182,000 | 927 |
| Total unused commitments | $33,999,000 | 2,307 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $532,468,000 | 1,116 |
| Cash and due from depository institutions | $10,269,000 | 1,289 |
| Interest-bearing balances | $693,000 | 3,082 |
| Securities | $75,719,000 | 1,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $415,160,000 | 960 |
| Loan loss allowance | $6,922,000 | 696 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,364,000 | 1,689 |
| Other real estate owned | $316,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $24,640,000 | 707 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $532,468,000 | 1,116 |
| Total liabilities | $492,910,000 | 1,081 |
| Total deposits | $448,913,000 | 1,015 |
| Interest-bearing deposits | $391,028,000 | 986 |
| Deposits held in domestic offices | $448,913,000 | 1,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,707,000 | 1,096 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,128,000 | 1,346 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,162,000 | 1,360 |
| Total equity capital | $39,558,000 | 1,479 |
| Total bank equity capital | $39,558,000 | 1,479 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $15,636,000 | 1,494 |
| Undivided profits | $23,422,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,880,000 | 289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,844,000 | 79 |
| Income earned, not collected on loans | $3,039,000 | 937 |
| Earning assets | $491,572,000 | 1,112 |
| Long-term assets (5+ years) | $67,974,000 | 1,389 |
| Average Assets, year-to-date | $507,635,330 | 1,135 |
| Average Assets, quarterly | $518,659,500 | 1,133 |
| Volatile liabilities | $220,180,000 | 677 |
| Insider loans | $1,029,000 | 4,081 |
| FHLB advances | $30,000,000 | 1,252 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $73,446,000 | 1,214 |
| Tier 1 (core) risk-based capital | $39,490,000 | 1,392 |
| Tier 2 risk-based capital | $5,543,000 | 851 |
| Total risk weighted assets | $442,021,000 | 941 |
| Total unused commitments | $73,446,000 | 1,214 |
| Derivatives | $1,238,000 | 683 |
| 2005-03-31 | Rank | |
| # of Employees: | 129 | 1,322 |
| Assets and Liabilities | ||
| Total Assets: | $504,851,000 | 1,158 |
| Cash and due from depository institutions | $9,954,000 | 1,322 |
| Interest-bearing balances | $1,137,000 | 2,579 |
| Securities | $71,933,000 | 1,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $394,105,000 | 990 |
| Loan loss allowance | $6,998,000 | 671 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,801,000 | 1,824 |
| Other real estate owned | $451,000 | 1,322 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $22,607,000 | 748 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $504,851,000 | 1,158 |
| Total liabilities | $466,747,000 | 1,137 |
| Total deposits | $438,859,000 | 1,022 |
| Interest-bearing deposits | $386,786,000 | 985 |
| Deposits held in domestic offices | $438,859,000 | 1,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,422,000 | 2,420 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,000,000 | 1,559 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,466,000 | 1,263 |
| Total equity capital | $38,104,000 | 1,501 |
| Total bank equity capital | $38,104,000 | 1,501 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $15,636,000 | 1,457 |
| Undivided profits | $21,968,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,556,000 | 249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,598,000 | 127 |
| Income earned, not collected on loans | $2,698,000 | 1,019 |
| Earning assets | $467,175,000 | 1,150 |
| Long-term assets (5+ years) | $75,687,000 | 1,298 |
| Average Assets, year-to-date | $495,219,000 | 1,167 |
| Average Assets, quarterly | $495,219,000 | 1,167 |
| Volatile liabilities | $206,185,000 | 674 |
| Insider loans | $1,065,000 | 4,006 |
| FHLB advances | $23,000,000 | 1,457 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $66,948,000 | 1,302 |
| Tier 1 (core) risk-based capital | $38,026,000 | 1,420 |
| Tier 2 risk-based capital | $5,234,000 | 889 |
| Total risk weighted assets | $416,949,000 | 973 |
| Total unused commitments | $66,948,000 | 1,302 |
| Derivatives | $1,214,000 | 632 |
| 2004-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $485,587,000 | 1,193 |
| Cash and due from depository institutions | $8,525,000 | 1,444 |
| Interest-bearing balances | $843,000 | 2,979 |
| Securities | $68,073,000 | 1,835 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $388,289,000 | 1,000 |
| Loan loss allowance | $6,616,000 | 715 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,182,000 | 2,483 |
| Other real estate owned | $782,000 | 1,444 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,736,000 | 1,013 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $485,587,000 | 1,193 |
| Total liabilities | $448,841,000 | 1,160 |
| Total deposits | $412,643,000 | 1,070 |
| Interest-bearing deposits | $372,206,000 | 1,010 |
| Deposits held in domestic offices | $412,643,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,344,000 | 1,704 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $29,000,000 | 1,353 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,854,000 | 1,433 |
| Total equity capital | $36,746,000 | 1,556 |
| Total bank equity capital | $36,746,000 | 1,556 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $15,636,000 | 1,448 |
| Undivided profits | $20,610,000 | 1,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,813,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $353,000 | 405 |
| Income earned, not collected on loans | $2,656,000 | 1,021 |
| Earning assets | $457,205,000 | 1,165 |
| Long-term assets (5+ years) | $72,129,000 | 1,395 |
| Average Assets, year-to-date | $472,411,400 | 1,163 |
| Average Assets, quarterly | $486,513,500 | 1,179 |
| Volatile liabilities | $210,995,000 | 642 |
| Insider loans | $2,319,000 | 2,455 |
| FHLB advances | $29,000,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $70,650,000 | 1,217 |
| Tier 1 (core) risk-based capital | $36,646,000 | 1,459 |
| Tier 2 risk-based capital | $5,092,000 | 906 |
| Total risk weighted assets | $405,843,000 | 993 |
| Total unused commitments | $70,650,000 | 1,218 |
| Derivatives | $1,194,000 | 612 |
| 2004-09-30 | Rank | |
| # of Employees: | 118 | 1,460 |
| Assets and Liabilities | ||
| Total Assets: | $487,440,000 | 1,173 |
| Cash and due from depository institutions | $9,787,000 | 1,460 |
| Interest-bearing balances | $1,170,000 | 2,695 |
| Securities | $67,787,000 | 1,835 |
| Federal funds sold & reverse repurchase agreements | $4,629,000 | 2,236 |
| Net loans & leases | $387,292,000 | 982 |
| Loan loss allowance | $6,512,000 | 718 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,946,000 | 2,587 |
| Other real estate owned | $1,776,000 | 1,460 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $12,223,000 | 1,247 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $487,440,000 | 1,173 |
| Total liabilities | $449,737,000 | 1,145 |
| Total deposits | $414,807,000 | 1,043 |
| Interest-bearing deposits | $373,654,000 | 991 |
| Deposits held in domestic offices | $414,807,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,000,000 | 1,311 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,930,000 | 922 |
| Total equity capital | $37,703,000 | 1,499 |
| Total bank equity capital | $37,703,000 | 1,499 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $15,136,000 | 1,442 |
| Undivided profits | $22,067,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,096,000 | 348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $425,000 | 374 |
| Income earned, not collected on loans | $2,764,000 | 996 |
| Earning assets | $460,878,000 | 1,140 |
| Long-term assets (5+ years) | $72,184,000 | 1,415 |
| Average Assets, year-to-date | $469,117,500 | 1,165 |
| Average Assets, quarterly | $483,358,000 | 1,169 |
| Volatile liabilities | $215,771,000 | 610 |
| Insider loans | $2,984,000 | 1,960 |
| FHLB advances | $30,000,000 | 1,205 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $75,558,000 | 1,143 |
| Tier 1 (core) risk-based capital | $37,579,000 | 1,400 |
| Tier 2 risk-based capital | $5,059,000 | 904 |
| Total risk weighted assets | $403,237,000 | 981 |
| Total unused commitments | $75,558,000 | 1,144 |
| Derivatives | $746,000 | 659 |
| 2004-06-30 | Rank | |
| # of Employees: | 118 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $479,276,000 | 1,171 |
| Cash and due from depository institutions | $9,955,000 | 1,457 |
| Interest-bearing balances | $583,000 | 3,400 |
| Securities | $65,106,000 | 1,912 |
| Federal funds sold & reverse repurchase agreements | $6,329,000 | 1,651 |
| Net loans & leases | $378,208,000 | 972 |
| Loan loss allowance | $5,973,000 | 783 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,659,000 | 2,712 |
| Other real estate owned | $3,586,000 | 1,457 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $12,433,000 | 1,231 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $479,276,000 | 1,171 |
| Total liabilities | $442,753,000 | 1,148 |
| Total deposits | $404,505,000 | 1,052 |
| Interest-bearing deposits | $361,668,000 | 1,004 |
| Deposits held in domestic offices | $404,505,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,822 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,000,000 | 1,292 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,248,000 | 975 |
| Total equity capital | $36,523,000 | 1,488 |
| Total bank equity capital | $36,523,000 | 1,488 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $15,136,000 | 1,392 |
| Undivided profits | $20,887,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,192,000 | 351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,438,000 | 63 |
| Income earned, not collected on loans | $2,775,000 | 945 |
| Earning assets | $450,226,000 | 1,145 |
| Long-term assets (5+ years) | $57,251,000 | 1,735 |
| Average Assets, year-to-date | $463,010,000 | 1,177 |
| Average Assets, quarterly | $472,212,500 | 1,171 |
| Volatile liabilities | $219,258,000 | 592 |
| Insider loans | $7,596,000 | 736 |
| FHLB advances | $30,000,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $58,195,000 | 1,377 |
| Tier 1 (core) risk-based capital | $36,382,000 | 1,429 |
| Tier 2 risk-based capital | $5,000,000 | 895 |
| Total risk weighted assets | $399,044,000 | 969 |
| Total unused commitments | $58,195,000 | 1,379 |
| Derivatives | $556,000 | 655 |
| 2004-03-31 | Rank | |
| # of Employees: | 114 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $465,149,000 | 1,191 |
| Cash and due from depository institutions | $10,740,000 | 1,512 |
| Interest-bearing balances | $635,000 | 3,521 |
| Securities | $60,166,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $6,771,000 | 2,183 |
| Net loans & leases | $370,783,000 | 976 |
| Loan loss allowance | $6,844,000 | 692 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,630,000 | 2,695 |
| Other real estate owned | $955,000 | 1,512 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $12,104,000 | 1,199 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $465,149,000 | 1,191 |
| Total liabilities | $429,962,000 | 1,161 |
| Total deposits | $395,341,000 | 1,067 |
| Interest-bearing deposits | $352,828,000 | 1,031 |
| Deposits held in domestic offices | $395,341,000 | 1,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,000,000 | 1,218 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,621,000 | 1,024 |
| Total equity capital | $35,187,000 | 1,582 |
| Total bank equity capital | $35,187,000 | 1,582 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $15,136,000 | 1,373 |
| Undivided profits | $19,551,000 | 1,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,090,000 | 742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,520,000 | 1,030 |
| Earning assets | $438,355,000 | 1,159 |
| Long-term assets (5+ years) | $42,642,000 | 2,135 |
| Average Assets, year-to-date | $454,877,000 | 1,199 |
| Average Assets, quarterly | $454,877,000 | 1,199 |
| Volatile liabilities | $215,790,000 | 589 |
| Insider loans | $7,633,000 | 712 |
| FHLB advances | $30,000,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $56,598,000 | 1,368 |
| Tier 1 (core) risk-based capital | $35,097,000 | 1,462 |
| Tier 2 risk-based capital | $4,904,000 | 909 |
| Total risk weighted assets | $390,445,000 | 974 |
| Total unused commitments | $56,598,000 | 1,372 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 115 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $444,605,000 | 1,246 |
| Cash and due from depository institutions | $8,592,000 | 1,506 |
| Interest-bearing balances | $76,000 | 5,598 |
| Securities | $56,051,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,420 |
| Net loans & leases | $354,435,000 | 1,018 |
| Loan loss allowance | $6,416,000 | 729 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,399,000 | 2,856 |
| Other real estate owned | $1,412,000 | 1,506 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $12,316,000 | 1,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $444,605,000 | 1,246 |
| Total liabilities | $410,805,000 | 1,208 |
| Total deposits | $376,787,000 | 1,125 |
| Interest-bearing deposits | $342,581,000 | 1,065 |
| Deposits held in domestic offices | $376,787,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,018,000 | 1,096 |
| Total equity capital | $33,800,000 | 1,618 |
| Total bank equity capital | $33,800,000 | 1,618 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $15,136,000 | 1,341 |
| Undivided profits | $18,164,000 | 1,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,686,000 | 673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $95,000 | 833 |
| Income earned, not collected on loans | $2,462,000 | 1,081 |
| Earning assets | $418,962,000 | 1,203 |
| Long-term assets (5+ years) | $35,835,000 | 2,458 |
| Average Assets, year-to-date | $411,209,800 | 1,316 |
| Average Assets, quarterly | $439,946,000 | 1,249 |
| Volatile liabilities | $214,617,000 | 594 |
| Insider loans | $7,837,000 | 670 |
| FHLB advances | $30,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $44,640,000 | 1,614 |
| Tier 1 (core) risk-based capital | $33,708,000 | 1,511 |
| Tier 2 risk-based capital | $4,683,000 | 951 |
| Total risk weighted assets | $372,905,000 | 1,013 |
| Total unused commitments | $44,640,000 | 1,617 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 110 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $435,287,000 | 1,276 |
| Cash and due from depository institutions | $9,689,000 | 1,593 |
| Interest-bearing balances | $221,000 | 4,580 |
| Securities | $57,078,000 | 2,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $352,497,000 | 1,014 |
| Loan loss allowance | $6,306,000 | 760 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,474,000 | 2,768 |
| Other real estate owned | $956,000 | 1,593 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $11,593,000 | 1,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $435,287,000 | 1,276 |
| Total liabilities | $402,575,000 | 1,248 |
| Total deposits | $366,481,000 | 1,182 |
| Interest-bearing deposits | $331,719,000 | 1,125 |
| Deposits held in domestic offices | $366,481,000 | 1,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,056,000 | 2,163 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,209 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,038,000 | 1,147 |
| Total equity capital | $32,712,000 | 1,673 |
| Total bank equity capital | $32,712,000 | 1,673 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $15,136,000 | 1,329 |
| Undivided profits | $17,076,000 | 1,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,682,000 | 585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 864 |
| Income earned, not collected on loans | $2,266,000 | 1,253 |
| Earning assets | $409,796,000 | 1,241 |
| Long-term assets (5+ years) | $40,104,000 | 2,249 |
| Average Assets, year-to-date | $402,861,000 | 1,367 |
| Average Assets, quarterly | $432,005,000 | 1,284 |
| Volatile liabilities | $213,326,000 | 588 |
| Insider loans | $4,139,000 | 1,310 |
| FHLB advances | $30,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $44,092,000 | 1,627 |
| Tier 1 (core) risk-based capital | $32,568,000 | 1,571 |
| Tier 2 risk-based capital | $4,621,000 | 968 |
| Total risk weighted assets | $367,955,000 | 1,023 |
| Total unused commitments | $44,092,000 | 1,631 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 104 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $428,723,000 | 1,290 |
| Cash and due from depository institutions | $9,002,000 | 1,678 |
| Interest-bearing balances | $178,000 | 4,914 |
| Securities | $62,697,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $9,641,000 | 1,667 |
| Net loans & leases | $336,895,000 | 1,050 |
| Loan loss allowance | $5,645,000 | 837 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,594,000 | 2,638 |
| Other real estate owned | $400,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,494,000 | 1,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,723,000 | 1,290 |
| Total liabilities | $396,620,000 | 1,259 |
| Total deposits | $361,698,000 | 1,189 |
| Interest-bearing deposits | $323,380,000 | 1,155 |
| Deposits held in domestic offices | $361,698,000 | 1,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,200 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,922,000 | 1,021 |
| Total equity capital | $32,103,000 | 1,705 |
| Total bank equity capital | $32,103,000 | 1,705 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $14,611,000 | 1,352 |
| Undivided profits | $16,992,000 | 1,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,741,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,172 |
| Income earned, not collected on loans | $2,342,000 | 1,165 |
| Earning assets | $409,411,000 | 1,229 |
| Long-term assets (5+ years) | $32,672,000 | 2,478 |
| Average Assets, year-to-date | $392,052,330 | 1,389 |
| Average Assets, quarterly | $406,680,500 | 1,353 |
| Volatile liabilities | $218,379,000 | 578 |
| Insider loans | $5,449,000 | 956 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $58,980,000 | 1,269 |
| Tier 1 (core) risk-based capital | $30,804,000 | 1,635 |
| Tier 2 risk-based capital | $4,365,000 | 984 |
| Total risk weighted assets | $347,988,000 | 1,062 |
| Total unused commitments | $58,980,000 | 1,278 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $384,638,000 | 1,415 |
| Cash and due from depository institutions | $10,101,000 | 1,591 |
| Interest-bearing balances | $136,000 | 4,980 |
| Securities | $53,977,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $309,552,000 | 1,111 |
| Loan loss allowance | $5,336,000 | 862 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,656,000 | 2,567 |
| Other real estate owned | $492,000 | 1,591 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,860,000 | 1,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $384,638,000 | 1,415 |
| Total liabilities | $354,835,000 | 1,377 |
| Total deposits | $311,185,000 | 1,394 |
| Interest-bearing deposits | $272,806,000 | 1,361 |
| Deposits held in domestic offices | $311,185,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,049,000 | 1,529 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $34,400,000 | 1,050 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,201,000 | 998 |
| Total equity capital | $29,803,000 | 1,792 |
| Total bank equity capital | $29,803,000 | 1,792 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $13,361,000 | 1,429 |
| Undivided profits | $15,942,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,441,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $224,000 | 651 |
| Income earned, not collected on loans | $2,086,000 | 1,380 |
| Earning assets | $363,665,000 | 1,378 |
| Long-term assets (5+ years) | $43,152,000 | 1,958 |
| Average Assets, year-to-date | $373,717,000 | 1,450 |
| Average Assets, quarterly | $373,717,000 | 1,450 |
| Volatile liabilities | $189,206,000 | 627 |
| Insider loans | $2,587,000 | 2,061 |
| FHLB advances | $34,400,000 | 961 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $52,911,000 | 1,322 |
| Tier 1 (core) risk-based capital | $28,333,000 | 1,745 |
| Tier 2 risk-based capital | $3,997,000 | 1,045 |
| Total risk weighted assets | $318,464,000 | 1,146 |
| Total unused commitments | $52,911,000 | 1,334 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 111 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $362,796,000 | 1,483 |
| Cash and due from depository institutions | $7,750,000 | 1,556 |
| Interest-bearing balances | $142,000 | 4,854 |
| Securities | $55,481,000 | 2,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $288,570,000 | 1,189 |
| Loan loss allowance | $4,991,000 | 891 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,660,000 | 2,550 |
| Other real estate owned | $538,000 | 1,556 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,797,000 | 1,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,796,000 | 1,483 |
| Total liabilities | $335,198,000 | 1,449 |
| Total deposits | $288,815,000 | 1,475 |
| Interest-bearing deposits | $253,844,000 | 1,454 |
| Deposits held in domestic offices | $288,815,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,365,000 | 1,947 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $39,400,000 | 956 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,618,000 | 1,048 |
| Total equity capital | $27,598,000 | 1,898 |
| Total bank equity capital | $27,598,000 | 1,898 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $12,361,000 | 1,486 |
| Undivided profits | $14,737,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,650,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,244,000 | 161 |
| Income earned, not collected on loans | $2,116,000 | 1,419 |
| Earning assets | $344,193,000 | 1,433 |
| Long-term assets (5+ years) | $42,992,000 | 1,934 |
| Average Assets, year-to-date | $326,382,800 | 1,569 |
| Average Assets, quarterly | $355,678,500 | 1,493 |
| Volatile liabilities | $185,098,000 | 641 |
| Insider loans | $857,000 | 4,295 |
| FHLB advances | $39,400,000 | 857 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $44,236,000 | 1,488 |
| Tier 1 (core) risk-based capital | $26,288,000 | 1,848 |
| Tier 2 risk-based capital | $3,742,000 | 1,102 |
| Total risk weighted assets | $298,102,000 | 1,211 |
| Total unused commitments | $44,236,000 | 1,489 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $293,591,000 | 1,740 |
| Cash and due from depository institutions | $9,695,000 | 1,664 |
| Interest-bearing balances | $59,000 | 5,607 |
| Securities | $49,978,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $225,548,000 | 1,469 |
| Loan loss allowance | $3,949,000 | 1,050 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,845,000 | 2,356 |
| Other real estate owned | $9,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,516,000 | 2,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,591,000 | 1,740 |
| Total liabilities | $271,548,000 | 1,705 |
| Total deposits | $263,304,000 | 1,524 |
| Interest-bearing deposits | $232,531,000 | 1,504 |
| Deposits held in domestic offices | $263,304,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,459,000 | 2,395 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,700,000 | 3,824 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,085,000 | 1,133 |
| Total equity capital | $22,043,000 | 2,240 |
| Total bank equity capital | $22,043,000 | 2,240 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $11,861,000 | 1,472 |
| Undivided profits | $9,682,000 | 2,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,335,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,217,000 | 1,458 |
| Earning assets | $275,585,000 | 1,699 |
| Long-term assets (5+ years) | $43,293,000 | 1,901 |
| Average Assets, year-to-date | $272,929,600 | 1,774 |
| Average Assets, quarterly | $290,608,500 | 1,728 |
| Volatile liabilities | $146,469,000 | 722 |
| Insider loans | $1,222,000 | 3,446 |
| FHLB advances | $2,700,000 | 3,611 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,857,000 | 2,509 |
| Tier 1 (core) risk-based capital | $22,053,000 | 2,120 |
| Tier 2 risk-based capital | $2,996,000 | 1,289 |
| Total risk weighted assets | $238,756,000 | 1,434 |
| Total unused commitments | $19,857,000 | 2,517 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $236,724,000 | 2,062 |
| Cash and due from depository institutions | $7,729,000 | 1,932 |
| Interest-bearing balances | $203,000 | 3,830 |
| Securities | $43,313,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $177,177,000 | 1,793 |
| Loan loss allowance | $2,901,000 | 1,338 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,244,000 | 2,069 |
| Other real estate owned | $0 | 1,932 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,261,000 | 2,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,724,000 | 2,062 |
| Total liabilities | $218,942,000 | 2,002 |
| Total deposits | $209,193,000 | 1,864 |
| Interest-bearing deposits | $184,167,000 | 1,823 |
| Deposits held in domestic offices | $209,193,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $540,000 | 3,130 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,209,000 | 1,392 |
| Total equity capital | $17,782,000 | 2,641 |
| Total bank equity capital | $17,782,000 | 2,641 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $9,571,000 | 1,726 |
| Undivided profits | $7,711,000 | 3,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,774,000 | 923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,265,000 | 135 |
| Income earned, not collected on loans | $1,597,000 | 1,623 |
| Earning assets | $220,693,000 | 2,031 |
| Long-term assets (5+ years) | $39,058,000 | 1,955 |
| Average Assets, year-to-date | $209,285,400 | 2,205 |
| Average Assets, quarterly | $230,939,000 | 2,079 |
| Volatile liabilities | $120,102,000 | 863 |
| Insider loans | $883,000 | 4,169 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $26,247,000 | 1,922 |
| Tier 1 (core) risk-based capital | $17,838,000 | 2,514 |
| Tier 2 risk-based capital | $2,451,430 | 1,474 |
| Total risk weighted assets | $195,664,430 | 1,670 |
| Total unused commitments | $26,247,000 | 1,924 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $177,553,000 | 2,659 |
| Cash and due from depository institutions | $10,067,000 | 2,264 |
| Interest-bearing balances | $183,000 | 4,155 |
| Securities | $31,320,000 | 3,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $129,471,000 | 2,319 |
| Loan loss allowance | $2,060,000 | 1,779 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,763,000 | 2,298 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,932,000 | 2,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,553,000 | 2,659 |
| Total liabilities | $164,243,000 | 2,599 |
| Total deposits | $151,390,000 | 2,533 |
| Interest-bearing deposits | $127,836,000 | 2,567 |
| Deposits held in domestic offices | $151,390,000 | 2,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,250,000 | 1,845 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 2,427 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,603,000 | 2,257 |
| Total equity capital | $13,310,000 | 3,308 |
| Total bank equity capital | $13,310,000 | 3,308 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $6,570,000 | 2,373 |
| Undivided profits | $6,240,000 | 3,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $999,000 | 2,258 |
| Earning assets | $160,974,000 | 2,683 |
| Long-term assets (5+ years) | $32,315,000 | 2,410 |
| Average Assets, year-to-date | $153,973,200 | 2,901 |
| Average Assets, quarterly | $172,712,500 | 2,691 |
| Volatile liabilities | $50,028,000 | 1,650 |
| Insider loans | $752,000 | 4,404 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,738,000 | 2,394 |
| Tier 1 (core) risk-based capital | $13,444,000 | 3,259 |
| Tier 2 risk-based capital | $1,766,310 | 1,901 |
| Total risk weighted assets | $141,010,810 | 2,175 |
| Total unused commitments | $19,738,000 | 2,398 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 57 | 3,108 |
| Assets and Liabilities | ||
| Total Assets: | $131,058,000 | 3,426 |
| Cash and due from depository institutions | $8,405,000 | 3,108 |
| Interest-bearing balances | $57,000 | 5,463 |
| Securities | $21,608,000 | 4,593 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,928 |
| Net loans & leases | $94,491,000 | 2,900 |
| Loan loss allowance | $1,589,000 | 2,218 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,975,000 | 2,728 |
| Other real estate owned | $61,000 | 3,108 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,618,000 | 4,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,058,000 | 3,426 |
| Total liabilities | $121,390,000 | 3,335 |
| Total deposits | $115,008,000 | 3,283 |
| Interest-bearing deposits | $96,492,000 | 3,335 |
| Deposits held in domestic offices | $115,008,000 | 3,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,382,000 | 2,703 |
| Total equity capital | $9,668,000 | 4,484 |
| Total bank equity capital | $9,668,000 | 4,484 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $5,668,000 | 4,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 8,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $754,000 | 3,068 |
| Earning assets | $118,056,000 | 3,510 |
| Long-term assets (5+ years) | $20,719,000 | 3,085 |
| Average Assets, year-to-date | $115,323,600 | 3,649 |
| Average Assets, quarterly | $126,286,000 | 3,494 |
| Volatile liabilities | $21,812,000 | 2,806 |
| Insider loans | $306,000 | 6,398 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,120,000 | 4,139 |
| Tier 1 (core) risk-based capital | $9,492,000 | 4,374 |
| Tier 2 risk-based capital | $1,279,520 | 2,436 |
| Total risk weighted assets | $102,052,420 | 2,786 |
| Total unused commitments | $8,120,000 | 4,145 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $100,706,000 | 4,297 |
| Cash and due from depository institutions | $3,598,000 | 3,667 |
| Interest-bearing balances | $48,000 | 5,379 |
| Securities | $24,292,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $68,975,000 | 3,887 |
| Loan loss allowance | $1,097,000 | 3,108 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,487,000 | 3,177 |
| Other real estate owned | $18,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,336,000 | 4,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,706,000 | 4,297 |
| Total liabilities | $92,471,000 | 4,209 |
| Total deposits | $85,203,000 | 4,268 |
| Interest-bearing deposits | $69,380,000 | 4,478 |
| Deposits held in domestic offices | $85,203,000 | 4,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,209 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,800,000 | 2,025 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,068,000 | 1,955 |
| Total equity capital | $8,235,000 | 5,096 |
| Total bank equity capital | $8,235,000 | 5,096 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $4,235,000 | 4,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 9,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $531,000 | 4,454 |
| Earning assets | $93,315,000 | 4,278 |
| Long-term assets (5+ years) | $18,054,000 | 2,982 |
| Average Assets, year-to-date | $91,599,600 | 4,495 |
| Average Assets, quarterly | $98,648,000 | 4,321 |
| Volatile liabilities | $22,116,000 | 2,758 |
| Insider loans | $1,724,000 | 2,330 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,750,000 | 2,219 |
| Tier 1 (core) risk-based capital | $8,238,000 | 4,947 |
| Tier 2 risk-based capital | $919,430 | 3,171 |
| Total risk weighted assets | $73,377,030 | 3,677 |
| Total unused commitments | $18,750,000 | 2,225 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $80,982,000 | 5,269 |
| Cash and due from depository institutions | $3,325,000 | 5,143 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $22,283,000 | 4,936 |
| Federal funds sold & reverse repurchase agreements | $3,730,000 | 3,315 |
| Net loans & leases | $48,822,000 | 5,118 |
| Loan loss allowance | $568,000 | 5,406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,897,000 | 3,946 |
| Other real estate owned | $27,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $898,000 | 6,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,982,000 | 5,269 |
| Total liabilities | $73,289,000 | 5,233 |
| Total deposits | $68,966,000 | 5,254 |
| Interest-bearing deposits | $56,076,000 | 5,491 |
| Deposits held in domestic offices | $68,966,000 | 5,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,300,000 | 2,222 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,023,000 | 3,453 |
| Total equity capital | $7,693,000 | 5,403 |
| Total bank equity capital | $7,693,000 | 5,403 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,500,000 | 3,793 |
| Undivided profits | $3,693,000 | 5,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 9,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $339,000 | 6,382 |
| Earning assets | $74,860,000 | 5,237 |
| Long-term assets (5+ years) | $15,491,000 | 3,195 |
| Average Assets, year-to-date | $70,636,800 | 5,663 |
| Average Assets, quarterly | $77,217,000 | 5,417 |
| Volatile liabilities | $11,898,000 | 4,311 |
| Insider loans | $1,724,000 | 2,412 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,749,000 | 3,221 |
| Tier 1 (core) risk-based capital | $7,801,000 | 5,253 |
| Tier 2 risk-based capital | $568,000 | 4,774 |
| Total risk weighted assets | $51,838,800 | 4,936 |
| Total unused commitments | $10,749,000 | 3,236 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $62,421,000 | 6,453 |
| Cash and due from depository institutions | $1,684,000 | 6,302 |
| Interest-bearing balances | $10,000 | 6,430 |
| Securities | $20,819,000 | 5,399 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 7,473 |
| Net loans & leases | $36,396,000 | 6,214 |
| Loan loss allowance | $342,000 | 7,577 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,353,000 | 4,997 |
| Other real estate owned | $500,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $739,000 | 7,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,421,000 | 6,453 |
| Total liabilities | $54,980,000 | 6,546 |
| Total deposits | $54,298,000 | 6,389 |
| Interest-bearing deposits | $45,192,000 | 6,517 |
| Deposits held in domestic offices | $54,298,000 | 6,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $682,000 | 4,980 |
| Total equity capital | $7,441,000 | 5,596 |
| Total bank equity capital | $7,441,000 | 5,596 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $3,941,000 | 5,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $282,000 | 7,401 |
| Earning assets | $58,155,000 | 6,377 |
| Long-term assets (5+ years) | $13,127,000 | 3,393 |
| Average Assets, year-to-date | $59,871,800 | 6,445 |
| Average Assets, quarterly | $62,800,500 | 6,362 |
| Volatile liabilities | $9,989,000 | 4,585 |
| Insider loans | $1,729,000 | 2,461 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,240,000 | 4,387 |
| Tier 1 (core) risk-based capital | $7,574,000 | 5,382 |
| Tier 2 risk-based capital | $342,000 | 6,795 |
| Total risk weighted assets | $37,583,900 | 6,237 |
| Total unused commitments | $6,240,000 | 4,399 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $55,563,000 | 7,010 |
| Cash and due from depository institutions | $2,146,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,519,000 | 5,393 |
| Federal funds sold & reverse repurchase agreements | $1,740,000 | 4,109 |
| Net loans & leases | $26,659,000 | 7,547 |
| Loan loss allowance | $279,000 | 8,677 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,159,000 | 5,562 |
| Other real estate owned | $500,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $840,000 | 7,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,563,000 | 7,010 |
| Total liabilities | $48,682,000 | 7,142 |
| Total deposits | $47,638,000 | 7,027 |
| Interest-bearing deposits | $39,972,000 | 7,101 |
| Deposits held in domestic offices | $47,638,000 | 7,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,000 | 4,673 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $919,000 | 3,258 |
| Total equity capital | $6,881,000 | 5,614 |
| Total bank equity capital | $6,881,000 | 5,614 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $3,381,000 | 5,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 7,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $162,000 | 9,387 |
| Earning assets | $50,918,000 | 6,977 |
| Long-term assets (5+ years) | $13,015,000 | 3,480 |
| Average Assets, year-to-date | $56,504,600 | 6,813 |
| Average Assets, quarterly | $55,374,500 | 6,977 |
| Volatile liabilities | $5,818,000 | 6,189 |
| Insider loans | $1,286,000 | 3,064 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,880,000 | 6,461 |
| Tier 1 (core) risk-based capital | $7,419,000 | 5,328 |
| Tier 2 risk-based capital | $279,000 | 7,807 |
| Total risk weighted assets | $29,248,100 | 7,357 |
| Total unused commitments | $2,880,000 | 6,472 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $59,685,000 | 6,868 |
| Cash and due from depository institutions | $3,434,000 | 8,210 |
| Interest-bearing balances | $550,000 | 4,207 |
| Securities | $29,018,000 | 4,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $25,702,000 | 7,683 |
| Loan loss allowance | $251,000 | 9,355 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $441,000 | 9,117 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,090,000 | 5,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,685,000 | 6,868 |
| Total liabilities | $52,391,000 | 7,026 |
| Total deposits | $51,176,000 | 6,949 |
| Interest-bearing deposits | $43,932,000 | 6,926 |
| Deposits held in domestic offices | $51,176,000 | 6,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $602,000 | 3,116 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $613,000 | 4,591 |
| Total equity capital | $7,294,000 | 5,408 |
| Total bank equity capital | $7,294,000 | 5,408 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $4,294,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $165,000 | 9,036 |
| Earning assets | $55,270,000 | 6,815 |
| Long-term assets (5+ years) | $15,782,000 | 3,182 |
| Average Assets, year-to-date | $57,787,400 | 6,867 |
| Average Assets, quarterly | $59,459,000 | 6,828 |
| Volatile liabilities | $6,981,000 | 5,319 |
| Insider loans | $1,312,000 | 3,002 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $7,294,000 | 5,329 |
| Tier 2 risk-based capital | $251,000 | 8,332 |
| Total risk weighted assets | $27,956,700 | 7,609 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $54,510,000 | 7,427 |
| Cash and due from depository institutions | $4,530,000 | 8,413 |
| Interest-bearing balances | $750,000 | 4,305 |
| Securities | $22,004,000 | 5,725 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $21,938,000 | 8,483 |
| Loan loss allowance | $156,000 | 11,391 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $411,000 | 9,578 |
| Other real estate owned | $15,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $612,000 | 8,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,510,000 | 7,427 |
| Total liabilities | $47,493,000 | 7,645 |
| Total deposits | $46,670,000 | 7,580 |
| Interest-bearing deposits | $39,904,000 | 7,638 |
| Deposits held in domestic offices | $46,670,000 | 7,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $823,000 | 3,836 |
| Total equity capital | $7,017,000 | 5,362 |
| Total bank equity capital | $7,017,000 | 5,362 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $4,017,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $189,000 | 8,939 |
| Earning assets | $49,692,000 | 7,430 |
| Long-term assets (5+ years) | $12,187,000 | 3,792 |
| Average Assets, year-to-date | $50,006,200 | 7,701 |
| Average Assets, quarterly | $53,738,000 | 7,448 |
| Volatile liabilities | $6,161,000 | 5,784 |
| Insider loans | $45,000 | 7,335 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $7,017,000 | 5,306 |
| Tier 2 risk-based capital | $156,000 | 10,484 |
| Total risk weighted assets | $25,362,800 | 8,196 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |