Home > Damascus Community Bank > Income and Expense
Damascus Community Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 2,173 |
| Total interest expense | $525,000 | 2,400 |
| Net interest income | $5,289,000 | 2,130 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $913,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $143,000 | 2,957 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $770,000 | 1,820 |
| Total noninterest expense | $4,839,000 | 1,958 |
| Salaries and employee benefits | $2,974,000 | 1,845 |
| Premises and equipment expense | $579,000 | 1,916 |
| Additional noninterest expense | $1,286,000 | 2,196 |
| Pre-tax net operating income | $1,363,000 | 2,643 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $426,000 | 1,842 |
| Income before extraordinary items | $937,000 | 2,916 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $937,000 | 2,916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $937,000 | 2,916 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $407,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $937,000 | 2,894 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 2,198 |
| Total interest expense | $252,000 | 2,444 |
| Net interest income | $2,602,000 | 2,155 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $580,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $510,000 | 1,509 |
| Total noninterest expense | $2,623,000 | 1,843 |
| Salaries and employee benefits | $1,628,000 | 1,724 |
| Premises and equipment expense | $292,000 | 1,927 |
| Additional noninterest expense | $703,000 | 2,040 |
| Pre-tax net operating income | $559,000 | 2,907 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $182,000 | 1,954 |
| Income before extraordinary items | $377,000 | 3,238 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $377,000 | 3,236 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $377,000 | 3,238 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $32,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $377,000 | 3,215 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 2,271 |
| Total interest expense | $1,081,000 | 2,288 |
| Net interest income | $9,682,000 | 2,248 |
| Provision for loan and lease losses | $-800,000 | 5,801 |
| Total noninterest income | $3,080,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $320,000 | 2,844 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,760,000 | 1,285 |
| Total noninterest expense | $11,507,000 | 1,681 |
| Salaries and employee benefits | $7,161,000 | 1,509 |
| Premises and equipment expense | $1,222,000 | 1,830 |
| Additional noninterest expense | $3,124,000 | 1,914 |
| Pre-tax net operating income | $2,055,000 | 3,006 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $703,000 | 1,961 |
| Income before extraordinary items | $1,356,000 | 3,430 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,356,000 | 3,428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,356,000 | 3,429 |
| Net charge-offs | $-302,000 | 5,735 |
| Cash dividends | $129,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,353,360 | 3,393 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 2,318 |
| Total interest expense | $829,000 | 2,266 |
| Net interest income | $7,013,000 | 2,311 |
| Provision for loan and lease losses | $-100,000 | 5,730 |
| Total noninterest income | $2,123,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $242,000 | 2,840 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,881,000 | 1,362 |
| Total noninterest expense | $8,619,000 | 1,682 |
| Salaries and employee benefits | $5,329,000 | 1,521 |
| Premises and equipment expense | $931,000 | 1,820 |
| Additional noninterest expense | $2,359,000 | 1,892 |
| Pre-tax net operating income | $617,000 | 4,390 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $199,000 | 2,807 |
| Income before extraordinary items | $422,000 | 4,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $422,000 | 4,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $422,000 | 4,694 |
| Net charge-offs | $-339,000 | 5,810 |
| Cash dividends | $97,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $419,280 | 4,640 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 2,362 |
| Total interest expense | $551,000 | 2,274 |
| Net interest income | $4,579,000 | 2,361 |
| Provision for loan and lease losses | $-100,000 | 5,852 |
| Total noninterest income | $1,067,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $159,000 | 2,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $908,000 | 1,663 |
| Total noninterest expense | $5,443,000 | 1,770 |
| Salaries and employee benefits | $3,186,000 | 1,688 |
| Premises and equipment expense | $655,000 | 1,718 |
| Additional noninterest expense | $1,602,000 | 1,867 |
| Pre-tax net operating income | $303,000 | 4,747 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $104,000 | 2,969 |
| Income before extraordinary items | $203,000 | 5,001 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 5,001 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $203,000 | 5,001 |
| Net charge-offs | $-313,000 | 5,920 |
| Cash dividends | $64,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $200,360 | 4,950 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,353 |
| Total interest expense | $273,000 | 2,294 |
| Net interest income | $2,301,000 | 2,349 |
| Provision for loan and lease losses | $-100,000 | 5,979 |
| Total noninterest income | $454,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $375,000 | 1,828 |
| Total noninterest expense | $2,631,000 | 1,824 |
| Salaries and employee benefits | $1,464,000 | 1,830 |
| Premises and equipment expense | $378,000 | 1,527 |
| Additional noninterest expense | $789,000 | 1,882 |
| Pre-tax net operating income | $224,000 | 4,286 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $84,000 | 2,596 |
| Income before extraordinary items | $140,000 | 4,703 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $140,000 | 4,702 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $140,000 | 4,703 |
| Net charge-offs | $-214,000 | 5,999 |
| Cash dividends | $32,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $140,000 | 4,643 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,613,000 | 2,258 |
| Total interest expense | $1,109,000 | 2,251 |
| Net interest income | $9,504,000 | 2,248 |
| Provision for loan and lease losses | $-270,000 | 5,851 |
| Total noninterest income | $1,849,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $401,000 | 2,505 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,448,000 | 1,904 |
| Total noninterest expense | $9,848,000 | 1,925 |
| Salaries and employee benefits | $5,716,000 | 1,822 |
| Premises and equipment expense | $986,000 | 2,192 |
| Additional noninterest expense | $3,146,000 | 1,919 |
| Pre-tax net operating income | $1,775,000 | 3,224 |
| Securities gains (losses) | $-16,000 | 5,916 |
| Applicable income taxes | $495,000 | 2,229 |
| Income before extraordinary items | $1,264,000 | 3,529 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,264,000 | 3,526 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,264,000 | 3,529 |
| Net charge-offs | $1,656,000 | 450 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,275,520 | 3,459 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 2,286 |
| Total interest expense | $835,000 | 2,268 |
| Net interest income | $7,057,000 | 2,287 |
| Provision for loan and lease losses | $-270,000 | 6,017 |
| Total noninterest income | $1,465,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $299,000 | 2,532 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,166,000 | 1,830 |
| Total noninterest expense | $7,113,000 | 1,994 |
| Salaries and employee benefits | $4,100,000 | 1,911 |
| Premises and equipment expense | $713,000 | 2,284 |
| Additional noninterest expense | $2,300,000 | 1,956 |
| Pre-tax net operating income | $1,679,000 | 2,882 |
| Securities gains (losses) | $-16,000 | 6,042 |
| Applicable income taxes | $454,000 | 2,090 |
| Income before extraordinary items | $1,209,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,209,000 | 3,163 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,209,000 | 3,164 |
| Net charge-offs | $1,594,000 | 330 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,220,680 | 3,091 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 2,289 |
| Total interest expense | $545,000 | 2,314 |
| Net interest income | $4,716,000 | 2,278 |
| Provision for loan and lease losses | $575,000 | 681 |
| Total noninterest income | $1,005,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $201,000 | 2,484 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $804,000 | 1,807 |
| Total noninterest expense | $4,780,000 | 1,997 |
| Salaries and employee benefits | $2,792,000 | 1,886 |
| Premises and equipment expense | $465,000 | 2,339 |
| Additional noninterest expense | $1,523,000 | 1,975 |
| Pre-tax net operating income | $366,000 | 4,589 |
| Securities gains (losses) | $-16,000 | 6,157 |
| Applicable income taxes | $84,000 | 3,137 |
| Income before extraordinary items | $266,000 | 4,842 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,844 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $266,000 | 4,845 |
| Net charge-offs | $1,503,000 | 262 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $278,160 | 4,723 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 2,241 |
| Total interest expense | $264,000 | 2,389 |
| Net interest income | $2,422,000 | 2,198 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $552,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $445,000 | 1,645 |
| Total noninterest expense | $2,282,000 | 2,073 |
| Salaries and employee benefits | $1,343,000 | 1,945 |
| Premises and equipment expense | $225,000 | 2,426 |
| Additional noninterest expense | $714,000 | 2,068 |
| Pre-tax net operating income | $592,000 | 2,714 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $142,000 | 2,146 |
| Income before extraordinary items | $449,000 | 2,922 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $449,000 | 2,925 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $449,000 | 2,925 |
| Net charge-offs | $799,000 | 235 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $449,760 | 2,846 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 2,118 |
| Total interest expense | $975,000 | 2,615 |
| Net interest income | $10,460,000 | 2,040 |
| Provision for loan and lease losses | $4,019,000 | 251 |
| Total noninterest income | $2,397,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $469,000 | 2,377 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,928,000 | 1,500 |
| Total noninterest expense | $8,854,000 | 2,134 |
| Salaries and employee benefits | $5,055,000 | 2,022 |
| Premises and equipment expense | $926,000 | 2,383 |
| Additional noninterest expense | $2,873,000 | 2,109 |
| Pre-tax net operating income | $-16,000 | 6,103 |
| Securities gains (losses) | $272,000 | 652 |
| Applicable income taxes | $-46,000 | 6,214 |
| Income before extraordinary items | $302,000 | 5,401 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $302,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $302,000 | 5,400 |
| Net charge-offs | $1,630,000 | 614 |
| Cash dividends | $56,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,000 | 6,028 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 2,140 |
| Total interest expense | $713,000 | 2,705 |
| Net interest income | $7,861,000 | 2,044 |
| Provision for loan and lease losses | $2,071,000 | 342 |
| Total noninterest income | $1,187,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $379,000 | 2,280 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $808,000 | 2,248 |
| Total noninterest expense | $5,875,000 | 2,363 |
| Salaries and employee benefits | $3,805,000 | 2,023 |
| Premises and equipment expense | $679,000 | 2,454 |
| Additional noninterest expense | $1,391,000 | 3,061 |
| Pre-tax net operating income | $1,102,000 | 3,607 |
| Securities gains (losses) | $243,000 | 559 |
| Applicable income taxes | $561,000 | 1,874 |
| Income before extraordinary items | $784,000 | 3,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $784,000 | 3,947 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $784,000 | 3,948 |
| Net charge-offs | $964,000 | 695 |
| Cash dividends | $56,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $628,480 | 4,236 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 2,144 |
| Total interest expense | $466,000 | 2,780 |
| Net interest income | $5,200,000 | 2,043 |
| Provision for loan and lease losses | $1,690,000 | 292 |
| Total noninterest income | $462,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $221,000 | 3,481 |
| Total noninterest expense | $4,075,000 | 2,297 |
| Salaries and employee benefits | $2,410,000 | 2,130 |
| Premises and equipment expense | $435,000 | 2,545 |
| Additional noninterest expense | $1,230,000 | 2,427 |
| Pre-tax net operating income | $-103,000 | 6,338 |
| Securities gains (losses) | $227,000 | 444 |
| Applicable income taxes | $57,000 | 3,373 |
| Income before extraordinary items | $67,000 | 5,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $67,000 | 5,911 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $67,000 | 5,912 |
| Net charge-offs | $913,000 | 543 |
| Cash dividends | $56,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-78,280 | 6,320 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,153 |
| Total interest expense | $237,000 | 2,786 |
| Net interest income | $2,580,000 | 2,061 |
| Provision for loan and lease losses | $1,243,000 | 216 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $55,000 | 4,432 |
| Total noninterest expense | $2,005,000 | 2,336 |
| Salaries and employee benefits | $1,206,000 | 2,139 |
| Premises and equipment expense | $235,000 | 2,440 |
| Additional noninterest expense | $564,000 | 2,628 |
| Pre-tax net operating income | $-492,000 | 6,630 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $-114,000 | 6,632 |
| Income before extraordinary items | $-354,000 | 6,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-354,000 | 6,602 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-354,000 | 6,602 |
| Net charge-offs | $666,000 | 396 |
| Cash dividends | $56,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-372,240 | 6,603 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,123,000 | 2,204 |
| Total interest expense | $1,138,000 | 2,677 |
| Net interest income | $9,985,000 | 2,089 |
| Provision for loan and lease losses | $930,000 | 1,172 |
| Total noninterest income | $2,407,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $510,000 | 2,339 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,897,000 | 1,576 |
| Total noninterest expense | $9,311,000 | 2,028 |
| Salaries and employee benefits | $5,897,000 | 1,741 |
| Premises and equipment expense | $961,000 | 2,319 |
| Additional noninterest expense | $2,453,000 | 2,514 |
| Pre-tax net operating income | $2,151,000 | 2,722 |
| Securities gains (losses) | $82,000 | 1,469 |
| Applicable income taxes | $641,000 | 1,899 |
| Income before extraordinary items | $1,592,000 | 3,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,592,000 | 3,047 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,592,000 | 3,048 |
| Net charge-offs | $1,103,000 | 1,173 |
| Cash dividends | $161,000 | 3,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,533,780 | 3,054 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 2,234 |
| Total interest expense | $871,000 | 2,708 |
| Net interest income | $7,389,000 | 2,123 |
| Provision for loan and lease losses | $665,000 | 1,242 |
| Total noninterest income | $1,960,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $396,000 | 2,299 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,564,000 | 1,508 |
| Total noninterest expense | $6,905,000 | 2,053 |
| Salaries and employee benefits | $4,390,000 | 1,760 |
| Premises and equipment expense | $632,000 | 2,620 |
| Additional noninterest expense | $1,883,000 | 2,440 |
| Pre-tax net operating income | $1,779,000 | 2,642 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $657,000 | 1,637 |
| Income before extraordinary items | $1,127,000 | 3,189 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,127,000 | 3,192 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,127,000 | 3,193 |
| Net charge-offs | $787,000 | 1,190 |
| Cash dividends | $112,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,123,800 | 3,134 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 2,240 |
| Total interest expense | $591,000 | 2,732 |
| Net interest income | $4,875,000 | 2,145 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $1,260,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $259,000 | 2,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,001,000 | 1,576 |
| Total noninterest expense | $4,615,000 | 2,054 |
| Salaries and employee benefits | $2,880,000 | 1,786 |
| Premises and equipment expense | $448,000 | 2,494 |
| Additional noninterest expense | $1,287,000 | 2,375 |
| Pre-tax net operating income | $1,145,000 | 2,660 |
| Securities gains (losses) | $-15,000 | 6,691 |
| Applicable income taxes | $411,000 | 1,713 |
| Income before extraordinary items | $719,000 | 3,261 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $719,000 | 3,262 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $719,000 | 3,264 |
| Net charge-offs | $674,000 | 1,024 |
| Cash dividends | $56,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $728,600 | 3,148 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 2,270 |
| Total interest expense | $298,000 | 2,791 |
| Net interest income | $2,435,000 | 2,160 |
| Provision for loan and lease losses | $215,000 | 1,302 |
| Total noninterest income | $629,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $502,000 | 1,576 |
| Total noninterest expense | $2,505,000 | 1,915 |
| Salaries and employee benefits | $1,577,000 | 1,666 |
| Premises and equipment expense | $246,000 | 2,337 |
| Additional noninterest expense | $682,000 | 2,281 |
| Pre-tax net operating income | $344,000 | 3,545 |
| Securities gains (losses) | $-15,000 | 6,844 |
| Applicable income taxes | $106,000 | 2,344 |
| Income before extraordinary items | $223,000 | 4,085 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $223,000 | 4,088 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $223,000 | 4,088 |
| Net charge-offs | $339,000 | 972 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $233,200 | 3,921 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,824,000 | 2,386 |
| Total interest expense | $1,512,000 | 2,701 |
| Net interest income | $9,312,000 | 2,304 |
| Provision for loan and lease losses | $1,398,000 | 1,396 |
| Total noninterest income | $3,190,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $483,000 | 2,559 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,707,000 | 1,263 |
| Total noninterest expense | $10,658,000 | 1,799 |
| Salaries and employee benefits | $5,403,000 | 1,867 |
| Premises and equipment expense | $996,000 | 2,284 |
| Additional noninterest expense | $4,259,000 | 1,584 |
| Pre-tax net operating income | $446,000 | 5,037 |
| Securities gains (losses) | $530,000 | 896 |
| Applicable income taxes | $231,000 | 2,894 |
| Income before extraordinary items | $745,000 | 4,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 4,377 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $745,000 | 4,379 |
| Net charge-offs | $1,292,000 | 1,552 |
| Cash dividends | $436,000 | 2,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $342,200 | 5,156 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,128,000 | 2,426 |
| Total interest expense | $1,153,000 | 2,769 |
| Net interest income | $6,975,000 | 2,346 |
| Provision for loan and lease losses | $1,123,000 | 1,315 |
| Total noninterest income | $2,245,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $361,000 | 2,588 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,884,000 | 1,324 |
| Total noninterest expense | $6,857,000 | 2,102 |
| Salaries and employee benefits | $4,319,000 | 1,749 |
| Premises and equipment expense | $734,000 | 2,347 |
| Additional noninterest expense | $1,804,000 | 2,666 |
| Pre-tax net operating income | $1,240,000 | 3,242 |
| Securities gains (losses) | $530,000 | 718 |
| Applicable income taxes | $546,000 | 1,849 |
| Income before extraordinary items | $1,224,000 | 3,026 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,224,000 | 3,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,224,000 | 3,025 |
| Net charge-offs | $1,009,000 | 1,462 |
| Cash dividends | $339,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $858,300 | 3,574 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 2,471 |
| Total interest expense | $782,000 | 2,825 |
| Net interest income | $4,564,000 | 2,395 |
| Provision for loan and lease losses | $821,000 | 1,268 |
| Total noninterest income | $1,552,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $236,000 | 2,614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,316,000 | 1,253 |
| Total noninterest expense | $4,516,000 | 2,131 |
| Salaries and employee benefits | $2,851,000 | 1,754 |
| Premises and equipment expense | $478,000 | 2,389 |
| Additional noninterest expense | $1,187,000 | 2,710 |
| Pre-tax net operating income | $779,000 | 3,331 |
| Securities gains (losses) | $473,000 | 575 |
| Applicable income taxes | $379,000 | 1,786 |
| Income before extraordinary items | $873,000 | 2,856 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $873,000 | 2,857 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $873,000 | 2,857 |
| Net charge-offs | $476,000 | 1,829 |
| Cash dividends | $242,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $541,900 | 3,648 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 2,494 |
| Total interest expense | $400,000 | 2,863 |
| Net interest income | $2,289,000 | 2,397 |
| Provision for loan and lease losses | $268,000 | 1,702 |
| Total noninterest income | $781,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $121,000 | 2,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $660,000 | 1,232 |
| Total noninterest expense | $2,290,000 | 2,096 |
| Salaries and employee benefits | $1,515,000 | 1,665 |
| Premises and equipment expense | $238,000 | 2,403 |
| Additional noninterest expense | $537,000 | 2,921 |
| Pre-tax net operating income | $512,000 | 2,839 |
| Securities gains (losses) | $347,000 | 390 |
| Applicable income taxes | $249,000 | 1,494 |
| Income before extraordinary items | $610,000 | 2,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $610,000 | 2,223 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $610,000 | 2,224 |
| Net charge-offs | $377,000 | 1,285 |
| Cash dividends | $121,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $363,630 | 3,101 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,099,000 | 2,514 |
| Total interest expense | $1,903,000 | 2,874 |
| Net interest income | $9,196,000 | 2,382 |
| Provision for loan and lease losses | $940,000 | 2,507 |
| Total noninterest income | $2,450,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $495,000 | 2,597 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,955,000 | 1,385 |
| Total noninterest expense | $8,690,000 | 2,187 |
| Salaries and employee benefits | $5,117,000 | 1,901 |
| Premises and equipment expense | $971,000 | 2,463 |
| Additional noninterest expense | $2,602,000 | 2,516 |
| Pre-tax net operating income | $2,016,000 | 2,493 |
| Securities gains (losses) | $559,000 | 724 |
| Applicable income taxes | $778,000 | 1,589 |
| Income before extraordinary items | $1,797,000 | 2,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,797,000 | 2,455 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,797,000 | 2,456 |
| Net charge-offs | $640,000 | 2,879 |
| Cash dividends | $452,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,405,700 | 2,811 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,525 |
| Total interest expense | $1,468,000 | 2,916 |
| Net interest income | $6,912,000 | 2,380 |
| Provision for loan and lease losses | $859,000 | 2,173 |
| Total noninterest income | $1,737,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $359,000 | 2,679 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,378,000 | 1,427 |
| Total noninterest expense | $6,286,000 | 2,277 |
| Salaries and employee benefits | $3,685,000 | 1,969 |
| Premises and equipment expense | $696,000 | 2,582 |
| Additional noninterest expense | $1,905,000 | 2,570 |
| Pre-tax net operating income | $1,504,000 | 2,571 |
| Securities gains (losses) | $559,000 | 591 |
| Applicable income taxes | $671,000 | 1,465 |
| Income before extraordinary items | $1,392,000 | 2,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,392,000 | 2,460 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,392,000 | 2,460 |
| Net charge-offs | $466,000 | 2,744 |
| Cash dividends | $355,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,017,470 | 2,931 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 2,556 |
| Total interest expense | $993,000 | 2,970 |
| Net interest income | $4,560,000 | 2,408 |
| Provision for loan and lease losses | $592,000 | 2,121 |
| Total noninterest income | $1,199,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $259,000 | 2,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $940,000 | 1,404 |
| Total noninterest expense | $4,150,000 | 2,324 |
| Salaries and employee benefits | $2,446,000 | 1,997 |
| Premises and equipment expense | $465,000 | 2,593 |
| Additional noninterest expense | $1,239,000 | 2,666 |
| Pre-tax net operating income | $1,017,000 | 2,509 |
| Securities gains (losses) | $101,000 | 1,139 |
| Applicable income taxes | $345,000 | 1,657 |
| Income before extraordinary items | $773,000 | 2,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $773,000 | 2,733 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $773,000 | 2,733 |
| Net charge-offs | $155,000 | 3,367 |
| Cash dividends | $258,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $703,310 | 2,838 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 2,592 |
| Total interest expense | $501,000 | 3,032 |
| Net interest income | $2,257,000 | 2,431 |
| Provision for loan and lease losses | $270,000 | 2,101 |
| Total noninterest income | $555,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $126,000 | 2,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $429,000 | 1,494 |
| Total noninterest expense | $2,173,000 | 2,215 |
| Salaries and employee benefits | $1,343,000 | 1,850 |
| Premises and equipment expense | $246,000 | 2,523 |
| Additional noninterest expense | $584,000 | 2,776 |
| Pre-tax net operating income | $369,000 | 3,134 |
| Securities gains (losses) | $8,000 | 1,369 |
| Applicable income taxes | $113,000 | 2,058 |
| Income before extraordinary items | $264,000 | 3,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $264,000 | 3,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $264,000 | 3,473 |
| Net charge-offs | $191,000 | 2,156 |
| Cash dividends | $161,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $258,400 | 3,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,542,000 | 2,598 |
| Total interest expense | $2,726,000 | 2,801 |
| Net interest income | $8,816,000 | 2,495 |
| Provision for loan and lease losses | $2,915,000 | 1,647 |
| Total noninterest income | $3,062,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,368 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,486,000 | 1,199 |
| Total noninterest expense | $8,177,000 | 2,364 |
| Salaries and employee benefits | $4,869,000 | 1,989 |
| Premises and equipment expense | $975,000 | 2,533 |
| Additional noninterest expense | $2,333,000 | 2,835 |
| Pre-tax net operating income | $786,000 | 3,760 |
| Securities gains (losses) | $56,000 | 2,585 |
| Applicable income taxes | $155,000 | 2,906 |
| Income before extraordinary items | $687,000 | 3,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $687,000 | 3,877 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $687,000 | 3,879 |
| Net charge-offs | $2,465,000 | 1,651 |
| Cash dividends | $226,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $641,080 | 3,846 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 2,663 |
| Total interest expense | $2,157,000 | 2,800 |
| Net interest income | $6,483,000 | 2,570 |
| Provision for loan and lease losses | $2,780,000 | 1,330 |
| Total noninterest income | $1,156,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $437,000 | 2,408 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $719,000 | 2,224 |
| Total noninterest expense | $5,047,000 | 2,817 |
| Salaries and employee benefits | $2,998,000 | 2,417 |
| Premises and equipment expense | $626,000 | 2,933 |
| Additional noninterest expense | $1,423,000 | 3,384 |
| Pre-tax net operating income | $-188,000 | 6,280 |
| Securities gains (losses) | $56,000 | 2,341 |
| Applicable income taxes | $-220,000 | 7,214 |
| Income before extraordinary items | $88,000 | 5,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $88,000 | 5,790 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $88,000 | 5,789 |
| Net charge-offs | $1,067,000 | 2,114 |
| Cash dividends | $226,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $52,160 | 5,801 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 2,705 |
| Total interest expense | $1,454,000 | 2,860 |
| Net interest income | $4,264,000 | 2,599 |
| Provision for loan and lease losses | $1,008,000 | 1,924 |
| Total noninterest income | $728,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $284,000 | 2,464 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $444,000 | 2,261 |
| Total noninterest expense | $3,296,000 | 2,876 |
| Salaries and employee benefits | $1,958,000 | 2,490 |
| Premises and equipment expense | $421,000 | 2,929 |
| Additional noninterest expense | $917,000 | 3,445 |
| Pre-tax net operating income | $688,000 | 3,066 |
| Securities gains (losses) | $56,000 | 1,812 |
| Applicable income taxes | $162,000 | 2,335 |
| Income before extraordinary items | $582,000 | 3,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 3,122 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $582,000 | 3,125 |
| Net charge-offs | $885,000 | 1,851 |
| Cash dividends | $145,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $538,320 | 3,170 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 2,799 |
| Total interest expense | $734,000 | 2,953 |
| Net interest income | $2,082,000 | 2,673 |
| Provision for loan and lease losses | $381,000 | 2,118 |
| Total noninterest income | $437,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $141,000 | 2,456 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $296,000 | 1,858 |
| Total noninterest expense | $1,679,000 | 2,855 |
| Salaries and employee benefits | $991,000 | 2,484 |
| Premises and equipment expense | $212,000 | 2,990 |
| Additional noninterest expense | $476,000 | 3,319 |
| Pre-tax net operating income | $459,000 | 2,570 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $98,000 | 2,145 |
| Income before extraordinary items | $415,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $415,000 | 2,494 |
| Net charge-offs | $430,000 | 1,705 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $371,260 | 2,586 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 3,057 |
| Total interest expense | $3,910,000 | 2,787 |
| Net interest income | $6,810,000 | 3,118 |
| Provision for loan and lease losses | $1,885,000 | 2,561 |
| Total noninterest income | $1,206,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $591,000 | 2,564 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $615,000 | 2,860 |
| Total noninterest expense | $6,403,000 | 3,015 |
| Salaries and employee benefits | $3,762,000 | 2,582 |
| Premises and equipment expense | $916,000 | 2,775 |
| Additional noninterest expense | $1,725,000 | 3,711 |
| Pre-tax net operating income | $-272,000 | 5,780 |
| Securities gains (losses) | $403,000 | 1,014 |
| Applicable income taxes | $-74,000 | 6,511 |
| Income before extraordinary items | $205,000 | 4,794 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $205,000 | 4,794 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $205,000 | 4,794 |
| Net charge-offs | $1,659,000 | 2,261 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-198,000 | 5,819 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 3,147 |
| Total interest expense | $3,006,000 | 2,857 |
| Net interest income | $4,892,000 | 3,243 |
| Provision for loan and lease losses | $1,689,000 | 2,094 |
| Total noninterest income | $884,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $439,000 | 2,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $445,000 | 3,015 |
| Total noninterest expense | $4,918,000 | 2,952 |
| Salaries and employee benefits | $2,929,000 | 2,525 |
| Premises and equipment expense | $678,000 | 2,848 |
| Additional noninterest expense | $1,311,000 | 3,638 |
| Pre-tax net operating income | $-831,000 | 6,556 |
| Securities gains (losses) | $306,000 | 986 |
| Applicable income taxes | $-298,000 | 7,199 |
| Income before extraordinary items | $-227,000 | 6,152 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-227,000 | 6,153 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-227,000 | 6,152 |
| Net charge-offs | $813,000 | 2,451 |
| Cash dividends | $40,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-422,840 | 6,351 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,250 |
| Total interest expense | $2,006,000 | 2,954 |
| Net interest income | $3,115,000 | 3,344 |
| Provision for loan and lease losses | $508,000 | 2,946 |
| Total noninterest income | $561,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $290,000 | 2,584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $271,000 | 3,159 |
| Total noninterest expense | $3,312,000 | 2,960 |
| Salaries and employee benefits | $1,966,000 | 2,551 |
| Premises and equipment expense | $464,000 | 2,825 |
| Additional noninterest expense | $882,000 | 3,609 |
| Pre-tax net operating income | $-144,000 | 6,175 |
| Securities gains (losses) | $87,000 | 1,588 |
| Applicable income taxes | $-60,000 | 7,042 |
| Income before extraordinary items | $3,000 | 5,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 5,890 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,000 | 5,890 |
| Net charge-offs | $238,000 | 3,227 |
| Cash dividends | $40,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-52,680 | 6,022 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 3,278 |
| Total interest expense | $989,000 | 3,080 |
| Net interest income | $1,574,000 | 3,311 |
| Provision for loan and lease losses | $144,000 | 3,393 |
| Total noninterest income | $210,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $144,000 | 2,555 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,599,000 | 2,967 |
| Salaries and employee benefits | $1,056,000 | 2,417 |
| Premises and equipment expense | $231,000 | 2,868 |
| Additional noninterest expense | $312,000 | 4,280 |
| Pre-tax net operating income | $41,000 | 5,752 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 5,950 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $33,000 | 5,950 |
| Net charge-offs | $110,000 | 2,761 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $33,000 | 5,784 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,467,000 | 3,678 |
| Total interest expense | $3,100,000 | 4,166 |
| Net interest income | $6,367,000 | 3,322 |
| Provision for loan and lease losses | $558,000 | 3,644 |
| Total noninterest income | $1,257,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $679,000 | 2,398 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $578,000 | 2,952 |
| Total noninterest expense | $5,777,000 | 3,192 |
| Salaries and employee benefits | $3,620,000 | 2,742 |
| Premises and equipment expense | $834,000 | 3,073 |
| Additional noninterest expense | $1,323,000 | 3,963 |
| Pre-tax net operating income | $1,289,000 | 3,286 |
| Securities gains (losses) | $53,000 | 1,553 |
| Applicable income taxes | $329,000 | 2,288 |
| Income before extraordinary items | $1,013,000 | 3,260 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,013,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 2,231 |
| Cash dividends | $936,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $-1,955,000 | 8,288 |
| Net operating income | $973,250 | 3,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,741 |
| Total interest expense | $2,238,000 | 4,393 |
| Net interest income | $4,832,000 | 3,314 |
| Provision for loan and lease losses | $405,000 | 3,058 |
| Total noninterest income | $788,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $511,000 | 2,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $277,000 | 3,818 |
| Total noninterest expense | $4,169,000 | 3,279 |
| Salaries and employee benefits | $2,646,000 | 2,822 |
| Premises and equipment expense | $589,000 | 3,236 |
| Additional noninterest expense | $934,000 | 4,081 |
| Pre-tax net operating income | $1,046,000 | 3,594 |
| Securities gains (losses) | $53,000 | 1,377 |
| Applicable income taxes | $314,000 | 2,409 |
| Income before extraordinary items | $785,000 | 3,601 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $785,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 1,527 |
| Cash dividends | $734,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $-1,955,000 | 8,372 |
| Net operating income | $747,370 | 3,835 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,835 |
| Total interest expense | $1,502,000 | 4,498 |
| Net interest income | $3,147,000 | 3,366 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $548,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $335,000 | 2,430 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $213,000 | 3,639 |
| Total noninterest expense | $2,723,000 | 3,342 |
| Salaries and employee benefits | $1,662,000 | 3,025 |
| Premises and equipment expense | $403,000 | 3,195 |
| Additional noninterest expense | $658,000 | 3,886 |
| Pre-tax net operating income | $972,000 | 3,005 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $290,000 | 2,253 |
| Income before extraordinary items | $717,000 | 3,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $717,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,669 |
| Cash dividends | $492,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $-1,604,000 | 8,442 |
| Net operating income | $692,150 | 3,286 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 3,874 |
| Total interest expense | $775,000 | 4,595 |
| Net interest income | $1,578,000 | 3,367 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $222,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $169,000 | 2,380 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $1,464,000 | 3,133 |
| Salaries and employee benefits | $887,000 | 2,883 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $367,000 | 3,539 |
| Pre-tax net operating income | $336,000 | 3,904 |
| Securities gains (losses) | $34,000 | 1,302 |
| Applicable income taxes | $112,000 | 2,658 |
| Income before extraordinary items | $258,000 | 4,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $258,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 862 |
| Cash dividends | $246,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $-1,215,000 | 8,482 |
| Net operating income | $234,200 | 4,230 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,648,000 | 3,854 |
| Total interest expense | $3,103,000 | 4,694 |
| Net interest income | $6,545,000 | 3,276 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,006,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $685,000 | 2,405 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $321,000 | 4,121 |
| Total noninterest expense | $5,202,000 | 3,344 |
| Salaries and employee benefits | $3,135,000 | 3,110 |
| Premises and equipment expense | $775,000 | 3,167 |
| Additional noninterest expense | $1,292,000 | 3,865 |
| Pre-tax net operating income | $2,349,000 | 2,958 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $729,000 | 2,248 |
| Income before extraordinary items | $1,585,000 | 3,330 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,585,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $1,269,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $-595,000 | 8,480 |
| Net operating income | $1,608,800 | 3,268 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 3,908 |
| Total interest expense | $2,268,000 | 4,780 |
| Net interest income | $4,881,000 | 3,296 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $714,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $502,000 | 2,441 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $212,000 | 4,375 |
| Total noninterest expense | $3,766,000 | 3,412 |
| Salaries and employee benefits | $2,189,000 | 3,282 |
| Premises and equipment expense | $583,000 | 3,133 |
| Additional noninterest expense | $994,000 | 3,720 |
| Pre-tax net operating income | $1,829,000 | 3,024 |
| Securities gains (losses) | $-37,000 | 8,108 |
| Applicable income taxes | $569,000 | 2,366 |
| Income before extraordinary items | $1,223,000 | 3,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,223,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $763,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $-595,000 | 8,520 |
| Net operating income | $1,248,160 | 3,361 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 3,984 |
| Total interest expense | $1,413,000 | 4,970 |
| Net interest income | $3,233,000 | 3,337 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $470,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $334,000 | 2,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $136,000 | 4,507 |
| Total noninterest expense | $2,566,000 | 3,381 |
| Salaries and employee benefits | $1,494,000 | 3,256 |
| Premises and equipment expense | $386,000 | 3,169 |
| Additional noninterest expense | $686,000 | 3,620 |
| Pre-tax net operating income | $1,137,000 | 3,223 |
| Securities gains (losses) | $-37,000 | 8,252 |
| Applicable income taxes | $345,000 | 2,566 |
| Income before extraordinary items | $755,000 | 3,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $755,000 | 3,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $510,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $-552,000 | 8,588 |
| Net operating income | $780,530 | 3,551 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 4,103 |
| Total interest expense | $627,000 | 5,266 |
| Net interest income | $1,597,000 | 3,361 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $225,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $1,252,000 | 3,456 |
| Salaries and employee benefits | $688,000 | 3,511 |
| Premises and equipment expense | $187,000 | 3,285 |
| Additional noninterest expense | $377,000 | 3,332 |
| Pre-tax net operating income | $570,000 | 3,240 |
| Securities gains (losses) | $-37,000 | 8,461 |
| Applicable income taxes | $167,000 | 2,642 |
| Income before extraordinary items | $366,000 | 3,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $255,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $-304,000 | 8,619 |
| Net operating income | $391,530 | 3,529 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 3,810 |
| Total interest expense | $2,020,000 | 5,377 |
| Net interest income | $7,152,000 | 3,048 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,043,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $727,000 | 2,295 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $316,000 | 4,204 |
| Total noninterest expense | $5,031,000 | 3,344 |
| Salaries and employee benefits | $3,033,000 | 3,100 |
| Premises and equipment expense | $764,000 | 3,110 |
| Additional noninterest expense | $1,234,000 | 3,847 |
| Pre-tax net operating income | $3,164,000 | 2,683 |
| Securities gains (losses) | $37,000 | 748 |
| Applicable income taxes | $972,000 | 2,239 |
| Income before extraordinary items | $2,229,000 | 2,864 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,229,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,304 |
| Cash dividends | $1,376,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $-450,000 | 8,639 |
| Net operating income | $2,203,100 | 2,875 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 3,769 |
| Total interest expense | $1,462,000 | 5,400 |
| Net interest income | $5,464,000 | 3,030 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $794,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $546,000 | 2,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,109 |
| Total noninterest expense | $3,604,000 | 3,447 |
| Salaries and employee benefits | $2,109,000 | 3,305 |
| Premises and equipment expense | $545,000 | 3,243 |
| Additional noninterest expense | $950,000 | 3,764 |
| Pre-tax net operating income | $2,654,000 | 2,540 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $907,000 | 2,013 |
| Income before extraordinary items | $1,750,000 | 2,849 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,750,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,754 |
| Cash dividends | $777,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $-124,000 | 8,688 |
| Net operating income | $1,748,020 | 2,844 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 3,682 |
| Total interest expense | $949,000 | 5,362 |
| Net interest income | $3,732,000 | 2,969 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $541,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $362,000 | 2,281 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 3,952 |
| Total noninterest expense | $2,415,000 | 3,442 |
| Salaries and employee benefits | $1,392,000 | 3,339 |
| Premises and equipment expense | $358,000 | 3,271 |
| Additional noninterest expense | $665,000 | 3,633 |
| Pre-tax net operating income | $1,858,000 | 2,455 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $639,000 | 1,968 |
| Income before extraordinary items | $1,219,000 | 2,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,219,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $518,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 8,716 |
| Net operating income | $1,219,000 | 2,755 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,933 |
| Total interest expense | $457,000 | 5,362 |
| Net interest income | $1,638,000 | 3,306 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $261,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 2,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,148,000 | 3,602 |
| Salaries and employee benefits | $656,000 | 3,513 |
| Premises and equipment expense | $175,000 | 3,341 |
| Additional noninterest expense | $317,000 | 3,738 |
| Pre-tax net operating income | $751,000 | 2,828 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $499,000 | 3,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $259,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $499,000 | 3,140 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,440,000 | 3,598 |
| Total interest expense | $1,171,000 | 5,874 |
| Net interest income | $7,269,000 | 2,951 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $906,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $650,000 | 2,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $256,000 | 4,681 |
| Total noninterest expense | $5,022,000 | 3,227 |
| Salaries and employee benefits | $2,958,000 | 3,004 |
| Premises and equipment expense | $688,000 | 3,286 |
| Additional noninterest expense | $1,376,000 | 3,462 |
| Pre-tax net operating income | $3,153,000 | 2,650 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $1,054,000 | 2,196 |
| Income before extraordinary items | $2,108,000 | 2,961 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,108,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,406 |
| Cash dividends | $1,339,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,101,970 | 2,940 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 3,571 |
| Total interest expense | $758,000 | 6,149 |
| Net interest income | $5,511,000 | 2,901 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $687,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $495,000 | 2,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,690 |
| Total noninterest expense | $3,611,000 | 3,319 |
| Salaries and employee benefits | $2,073,000 | 3,169 |
| Premises and equipment expense | $510,000 | 3,308 |
| Additional noninterest expense | $1,028,000 | 3,431 |
| Pre-tax net operating income | $2,587,000 | 2,505 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $874,000 | 2,074 |
| Income before extraordinary items | $1,722,000 | 2,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,722,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $777,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,716,060 | 2,763 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 3,487 |
| Total interest expense | $476,000 | 6,161 |
| Net interest income | $3,722,000 | 2,835 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $454,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $326,000 | 2,452 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $2,493,000 | 3,203 |
| Salaries and employee benefits | $1,446,000 | 3,026 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $714,000 | 3,316 |
| Pre-tax net operating income | $1,683,000 | 2,503 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $563,000 | 2,098 |
| Income before extraordinary items | $1,126,000 | 2,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,126,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $518,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,121,980 | 2,778 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 3,484 |
| Total interest expense | $235,000 | 6,135 |
| Net interest income | $1,840,000 | 2,862 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $238,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $176,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,121,000 | 3,510 |
| Salaries and employee benefits | $605,000 | 3,549 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $957,000 | 2,246 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $323,000 | 1,880 |
| Income before extraordinary items | $634,000 | 2,496 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $634,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $259,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $634,000 | 2,462 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 3,548 |
| Total interest expense | $891,000 | 5,977 |
| Net interest income | $6,721,000 | 3,002 |
| Provision for loan and lease losses | $250,000 | 3,237 |
| Total noninterest income | $1,118,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $799,000 | 2,144 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $4,612,000 | 3,348 |
| Salaries and employee benefits | $2,833,000 | 2,990 |
| Premises and equipment expense | $633,000 | 3,385 |
| Additional noninterest expense | $1,146,000 | 3,889 |
| Pre-tax net operating income | $2,977,000 | 2,608 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $968,000 | 2,210 |
| Income before extraordinary items | $2,011,000 | 2,906 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,011,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $1,296,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,009,640 | 2,853 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 3,556 |
| Total interest expense | $654,000 | 6,016 |
| Net interest income | $4,998,000 | 3,003 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $860,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $605,000 | 2,148 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $255,000 | 4,026 |
| Total noninterest expense | $3,184,000 | 3,539 |
| Salaries and employee benefits | $1,915,000 | 3,263 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $818,000 | 4,024 |
| Pre-tax net operating income | $2,574,000 | 2,324 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $858,000 | 2,004 |
| Income before extraordinary items | $1,716,000 | 2,651 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,716,000 | 2,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,607 |
| Cash dividends | $777,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,716,000 | 2,587 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 3,592 |
| Total interest expense | $431,000 | 6,070 |
| Net interest income | $3,286,000 | 3,036 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $591,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $404,000 | 2,134 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $2,149,000 | 3,531 |
| Salaries and employee benefits | $1,323,000 | 3,167 |
| Premises and equipment expense | $296,000 | 3,593 |
| Additional noninterest expense | $530,000 | 4,136 |
| Pre-tax net operating income | $1,728,000 | 2,299 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $583,000 | 1,974 |
| Income before extraordinary items | $1,145,000 | 2,630 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,313 |
| Cash dividends | $518,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,145,000 | 2,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 3,558 |
| Total interest expense | $219,000 | 6,090 |
| Net interest income | $1,662,000 | 2,985 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $342,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $989,000 | 3,793 |
| Salaries and employee benefits | $547,000 | 3,740 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $280,000 | 3,953 |
| Pre-tax net operating income | $1,015,000 | 1,984 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $350,000 | 1,727 |
| Income before extraordinary items | $665,000 | 2,279 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $665,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $259,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $665,000 | 2,198 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 3,645 |
| Total interest expense | $1,113,000 | 5,809 |
| Net interest income | $6,277,000 | 3,065 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $799,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $746,000 | 2,245 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $4,333,000 | 3,469 |
| Salaries and employee benefits | $2,620,000 | 3,138 |
| Premises and equipment expense | $660,000 | 3,240 |
| Additional noninterest expense | $1,053,000 | 4,105 |
| Pre-tax net operating income | $2,743,000 | 2,689 |
| Securities gains (losses) | $119,000 | 1,735 |
| Applicable income taxes | $960,000 | 2,238 |
| Income before extraordinary items | $1,902,000 | 2,976 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,902,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $1,298,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $-223,000 | 9,129 |
| Net operating income | $1,823,460 | 2,934 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,689 |
| Total interest expense | $884,000 | 5,771 |
| Net interest income | $4,675,000 | 3,090 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $568,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $550,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $3,119,000 | 3,586 |
| Salaries and employee benefits | $1,812,000 | 3,353 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $815,000 | 4,012 |
| Pre-tax net operating income | $2,016,000 | 2,833 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $717,000 | 2,350 |
| Income before extraordinary items | $1,417,000 | 3,101 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,417,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,821 |
| Cash dividends | $780,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $-223,000 | 9,188 |
| Net operating income | $1,339,120 | 3,071 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 3,657 |
| Total interest expense | $619,000 | 5,736 |
| Net interest income | $3,169,000 | 3,021 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $367,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $369,000 | 2,244 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-2,000 | 9,204 |
| Total noninterest expense | $2,051,000 | 3,608 |
| Salaries and employee benefits | $1,188,000 | 3,392 |
| Premises and equipment expense | $306,000 | 3,429 |
| Additional noninterest expense | $557,000 | 3,914 |
| Pre-tax net operating income | $1,377,000 | 2,784 |
| Securities gains (losses) | $119,000 | 1,376 |
| Applicable income taxes | $512,000 | 2,279 |
| Income before extraordinary items | $984,000 | 3,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $984,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $522,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $-223,000 | 9,227 |
| Net operating income | $905,460 | 3,029 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,691 |
| Total interest expense | $319,000 | 5,748 |
| Net interest income | $1,571,000 | 3,037 |
| Provision for loan and lease losses | $108,000 | 2,240 |
| Total noninterest income | $206,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 2,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $987,000 | 3,704 |
| Salaries and employee benefits | $553,000 | 3,590 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $276,000 | 3,908 |
| Pre-tax net operating income | $682,000 | 2,788 |
| Securities gains (losses) | $118,000 | 910 |
| Applicable income taxes | $276,000 | 2,164 |
| Income before extraordinary items | $524,000 | 2,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 1,880 |
| Cash dividends | $261,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $-223,000 | 9,288 |
| Net operating income | $447,300 | 3,028 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 3,581 |
| Total interest expense | $1,671,000 | 5,380 |
| Net interest income | $6,505,000 | 2,925 |
| Provision for loan and lease losses | $746,000 | 1,738 |
| Total noninterest income | $837,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $706,000 | 2,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,880 |
| Total noninterest expense | $4,114,000 | 3,492 |
| Salaries and employee benefits | $2,442,000 | 3,180 |
| Premises and equipment expense | $598,000 | 3,426 |
| Additional noninterest expense | $1,074,000 | 3,952 |
| Pre-tax net operating income | $2,482,000 | 2,897 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $830,000 | 2,528 |
| Income before extraordinary items | $1,652,000 | 3,253 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,652,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,533 |
| Cash dividends | $1,324,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $-1,041,000 | 9,320 |
| Net operating income | $1,652,000 | 3,153 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,631 |
| Total interest expense | $2,860,000 | 4,906 |
| Net interest income | $6,180,000 | 2,876 |
| Provision for loan and lease losses | $904,000 | 1,343 |
| Total noninterest income | $834,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $725,000 | 2,078 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $3,701,000 | 3,663 |
| Salaries and employee benefits | $2,249,000 | 3,262 |
| Premises and equipment expense | $578,000 | 3,476 |
| Additional noninterest expense | $874,000 | 4,491 |
| Pre-tax net operating income | $2,409,000 | 2,740 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $808,000 | 2,409 |
| Income before extraordinary items | $1,601,000 | 3,069 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,601,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,085 |
| Cash dividends | $1,350,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,601,000 | 2,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 3,625 |
| Total interest expense | $3,046,000 | 4,865 |
| Net interest income | $6,263,000 | 2,827 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $750,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $670,000 | 2,072 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 6,911 |
| Total noninterest expense | $3,576,000 | 3,633 |
| Salaries and employee benefits | $2,185,000 | 3,214 |
| Premises and equipment expense | $598,000 | 3,286 |
| Additional noninterest expense | $793,000 | 4,775 |
| Pre-tax net operating income | $3,012,000 | 2,383 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $976,000 | 2,169 |
| Income before extraordinary items | $2,002,000 | 2,566 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,002,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $1,125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,024,780 | 2,533 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,543,000 | 3,681 |
| Total interest expense | $2,784,000 | 4,877 |
| Net interest income | $5,759,000 | 3,032 |
| Provision for loan and lease losses | $525,000 | 1,698 |
| Total noninterest income | $717,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $600,000 | 2,232 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $3,002,000 | 4,206 |
| Salaries and employee benefits | $1,817,000 | 3,711 |
| Premises and equipment expense | $489,000 | 3,835 |
| Additional noninterest expense | $696,000 | 5,258 |
| Pre-tax net operating income | $2,949,000 | 2,451 |
| Securities gains (losses) | $-15,000 | 9,468 |
| Applicable income taxes | $1,033,000 | 2,169 |
| Income before extraordinary items | $1,901,000 | 2,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,901,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,018 |
| Cash dividends | $1,035,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,910,750 | 2,654 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 3,697 |
| Total interest expense | $2,941,000 | 4,809 |
| Net interest income | $5,599,000 | 3,071 |
| Provision for loan and lease losses | $440,000 | 1,913 |
| Total noninterest income | $736,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,861 |
| Total noninterest expense | $2,903,000 | 4,247 |
| Salaries and employee benefits | $1,806,000 | 3,656 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $2,992,000 | 2,385 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $1,063,000 | 2,195 |
| Income before extraordinary items | $1,927,000 | 2,637 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,927,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,056 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,928,280 | 2,558 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 3,790 |
| Total interest expense | $2,830,000 | 4,952 |
| Net interest income | $5,586,000 | 3,131 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $721,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $2,740,000 | 4,425 |
| Salaries and employee benefits | $1,725,000 | 3,790 |
| Premises and equipment expense | $472,000 | 3,899 |
| Additional noninterest expense | $543,000 | 6,175 |
| Pre-tax net operating income | $3,237,000 | 2,321 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,164,000 | 2,143 |
| Income before extraordinary items | $2,074,000 | 2,503 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,074,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,537 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,073,360 | 2,449 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 4,059 |
| Total interest expense | $2,764,000 | 5,126 |
| Net interest income | $5,192,000 | 3,431 |
| Provision for loan and lease losses | $650,000 | 1,408 |
| Total noninterest income | $652,000 | 4,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $2,501,000 | 5,009 |
| Salaries and employee benefits | $1,546,000 | 4,195 |
| Premises and equipment expense | $466,000 | 4,009 |
| Additional noninterest expense | $489,000 | 7,150 |
| Pre-tax net operating income | $2,693,000 | 2,598 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $978,000 | 2,400 |
| Income before extraordinary items | $1,717,000 | 2,834 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,717,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,550 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,715,720 | 2,791 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 4,345 |
| Total interest expense | $2,972,000 | 4,804 |
| Net interest income | $4,406,000 | 3,975 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $593,000 | 4,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $2,465,000 | 5,057 |
| Salaries and employee benefits | $1,426,000 | 4,483 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $595,000 | 6,569 |
| Pre-tax net operating income | $2,284,000 | 3,106 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $835,000 | 2,779 |
| Income before extraordinary items | $1,449,000 | 3,344 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,449,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,449,000 | 3,319 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,604 |
| Total interest expense | $2,131,000 | 5,318 |
| Net interest income | $4,243,000 | 4,152 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $551,000 | 4,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $2,385,000 | 5,378 |
| Salaries and employee benefits | $1,360,000 | 4,694 |
| Premises and equipment expense | $422,000 | 4,385 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $2,409,000 | 2,925 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $884,000 | 2,529 |
| Income before extraordinary items | $1,522,000 | 3,134 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,522,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,325 |
| Cash dividends | $638,000 | 2,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,523,920 | 3,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 5,030 |
| Total interest expense | $1,916,000 | 6,054 |
| Net interest income | $3,970,000 | 4,438 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $481,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $2,199,000 | 5,865 |
| Salaries and employee benefits | $1,173,000 | 5,330 |
| Premises and equipment expense | $435,000 | 4,387 |
| Additional noninterest expense | $591,000 | 7,418 |
| Pre-tax net operating income | $2,117,000 | 3,140 |
| Securities gains (losses) | $165,000 | 1,888 |
| Applicable income taxes | $835,000 | 2,666 |
| Income before extraordinary items | $1,447,000 | 3,355 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,447,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $487,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,341,400 | 3,408 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 5,531 |
| Total interest expense | $2,135,000 | 6,789 |
| Net interest income | $3,822,000 | 4,635 |
| Provision for loan and lease losses | $280,000 | 4,302 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,648,000 | 7,413 |
| Salaries and employee benefits | $990,000 | 6,088 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $368,000 | 9,975 |
| Pre-tax net operating income | $2,351,000 | 2,648 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $877,000 | 2,378 |
| Income before extraordinary items | $1,519,000 | 3,043 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,519,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $338,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,490,200 | 2,865 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.