Home > Damariscotta Bank & Trust Co. > Income and Expense

Damariscotta Bank & Trust Co., Income and Expense

2020-09-30 (YTD Data)		Rank
Total interest income	$4,914,000	3,191
Total interest expense	$569,000	3,422
Net interest income	$4,345,000	3,124
Provision for loan and lease losses	$46,000	3,747
Total noninterest income	$626,000	3,058
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$270,000	2,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	3,164
Total noninterest expense	$4,674,000	2,625
Salaries and employee benefits	$2,229,000	2,935
Premises and equipment expense	$578,000	2,386
Additional noninterest expense	$1,867,000	2,177
Pre-tax net operating income	$251,000	4,408
Securities gains (losses)	$14,000	2,034
Applicable income taxes	$63,000	2,987
Income before extraordinary items	$202,000	4,504
Extraordinary gains, net	$0	4
Net income	$202,000	4,503
Minority interest net income	$0	65
Net income of bank and minority interests.	$202,000	4,504
Net charge-offs	$-1,000	3,797
Cash dividends	$522,000	2,273
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$190,940	4,478
2020-06-30 (YTD Data)		Rank
Total interest income	$3,450,000	3,152
Total interest expense	$422,000	3,377
Net interest income	$3,028,000	3,081
Provision for loan and lease losses	$24,000	3,812
Total noninterest income	$424,000	3,012
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$187,000	1,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	3,136
Total noninterest expense	$3,203,000	2,575
Salaries and employee benefits	$1,493,000	2,946
Premises and equipment expense	$404,000	2,317
Additional noninterest expense	$1,306,000	2,097
Pre-tax net operating income	$225,000	4,281
Securities gains (losses)	$14,000	1,790
Applicable income taxes	$56,000	2,846
Income before extraordinary items	$183,000	4,365
Extraordinary gains, net	$0	4
Net income	$183,000	4,365
Minority interest net income	$0	65
Net income of bank and minority interests.	$183,000	4,365
Net charge-offs	$-1,000	3,744
Cash dividends	$522,000	1,918
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$171,940	4,350
2020-03-31 (YTD Data)		Rank
Total interest income	$1,861,000	3,053
Total interest expense	$252,000	3,249
Net interest income	$1,609,000	2,959
Provision for loan and lease losses	$22,000	3,071
Total noninterest income	$205,000	2,981
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$115,000	1,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	3,295
Total noninterest expense	$1,623,000	2,590
Salaries and employee benefits	$772,000	2,914
Premises and equipment expense	$202,000	2,330
Additional noninterest expense	$649,000	2,129
Pre-tax net operating income	$169,000	3,939
Securities gains (losses)	$14,000	1,229
Applicable income taxes	$51,000	2,387
Income before extraordinary items	$132,000	4,036
Extraordinary gains, net	$0	4
Net income	$132,000	4,037
Minority interest net income	$0	56
Net income of bank and minority interests.	$132,000	4,037
Net charge-offs	$0	2,581
Cash dividends	$522,000	1,234
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$120,940	4,104
2019-12-31 (YTD Data)		Rank
Total interest income	$7,540,000	3,062
Total interest expense	$1,173,000	3,082
Net interest income	$6,367,000	2,993
Provision for loan and lease losses	$43,000	3,462
Total noninterest income	$1,000,000	2,816
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$479,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	2,979
Total noninterest expense	$6,277,000	2,621
Salaries and employee benefits	$2,877,000	3,011
Premises and equipment expense	$801,000	2,338
Additional noninterest expense	$2,599,000	2,162
Pre-tax net operating income	$1,047,000	3,803
Securities gains (losses)	$255,000	559
Applicable income taxes	$288,000	2,390
Income before extraordinary items	$1,014,000	3,758
Extraordinary gains, net	$0	11
Net income	$1,014,000	3,758
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,014,000	3,759
Net charge-offs	$45,000	2,712
Cash dividends	$428,000	3,106
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$812,550	3,951
2019-09-30 (YTD Data)		Rank
Total interest income	$5,625,000	3,098
Total interest expense	$892,000	3,092
Net interest income	$4,733,000	3,048
Provision for loan and lease losses	$33,000	3,337
Total noninterest income	$683,000	2,960
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$360,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,202
Total noninterest expense	$4,453,000	2,734
Salaries and employee benefits	$2,131,000	3,043
Premises and equipment expense	$594,000	2,380
Additional noninterest expense	$1,728,000	2,329
Pre-tax net operating income	$930,000	3,729
Securities gains (losses)	$211,000	514
Applicable income taxes	$252,000	2,349
Income before extraordinary items	$889,000	3,664
Extraordinary gains, net	$0	11
Net income	$889,000	3,663
Minority interest net income	$0	72
Net income of bank and minority interests.	$889,000	3,664
Net charge-offs	$2,000	3,298
Cash dividends	$428,000	2,640
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$722,310	3,879
2019-06-30 (YTD Data)		Rank
Total interest income	$3,759,000	3,105
Total interest expense	$605,000	3,054
Net interest income	$3,154,000	3,059
Provision for loan and lease losses	$35,000	2,987
Total noninterest income	$430,000	3,002
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$244,000	1,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	3,355
Total noninterest expense	$2,981,000	2,740
Salaries and employee benefits	$1,426,000	3,058
Premises and equipment expense	$407,000	2,349
Additional noninterest expense	$1,148,000	2,354
Pre-tax net operating income	$568,000	3,828
Securities gains (losses)	$188,000	392
Applicable income taxes	$167,000	2,332
Income before extraordinary items	$589,000	3,656
Extraordinary gains, net	$0	11
Net income	$589,000	3,655
Minority interest net income	$0	69
Net income of bank and minority interests.	$589,000	3,655
Net charge-offs	$4,000	2,873
Cash dividends	$428,000	2,264
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$440,480	3,991
2019-03-31 (YTD Data)		Rank
Total interest income	$1,883,000	3,120
Total interest expense	$295,000	3,063
Net interest income	$1,588,000	3,075
Provision for loan and lease losses	$17,000	2,836
Total noninterest income	$208,000	3,004
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$120,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,382
Total noninterest expense	$1,465,000	2,790
Salaries and employee benefits	$695,000	3,120
Premises and equipment expense	$208,000	2,344
Additional noninterest expense	$562,000	2,382
Pre-tax net operating income	$314,000	3,712
Securities gains (losses)	$133,000	240
Applicable income taxes	$99,000	2,165
Income before extraordinary items	$348,000	3,421
Extraordinary gains, net	$0	5
Net income	$348,000	3,420
Minority interest net income	$0	52
Net income of bank and minority interests.	$348,000	3,420
Net charge-offs	$0	2,740
Cash dividends	$428,000	1,459
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$242,930	3,884
2018-12-31 (YTD Data)		Rank
Total interest income	$7,098,000	3,138
Total interest expense	$678,000	3,509
Net interest income	$6,420,000	3,049
Provision for loan and lease losses	$141,000	2,700
Total noninterest income	$847,000	3,074
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$493,000	2,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	3,490
Total noninterest expense	$5,567,000	2,846
Salaries and employee benefits	$2,575,000	3,226
Premises and equipment expense	$808,000	2,350
Additional noninterest expense	$2,184,000	2,448
Pre-tax net operating income	$1,559,000	3,481
Securities gains (losses)	$0	1,125
Applicable income taxes	$343,000	2,289
Income before extraordinary items	$1,216,000	3,650
Extraordinary gains, net	$0	6
Net income	$1,216,000	3,647
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,216,000	3,649
Net charge-offs	$44,000	2,702
Cash dividends	$468,000	3,037
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,216,000	3,654
2018-09-30 (YTD Data)		Rank
Total interest income	$5,166,000	3,198
Total interest expense	$457,000	3,598
Net interest income	$4,709,000	3,101
Provision for loan and lease losses	$152,000	2,246
Total noninterest income	$653,000	3,071
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$372,000	2,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	3,453
Total noninterest expense	$4,124,000	2,886
Salaries and employee benefits	$1,913,000	3,247
Premises and equipment expense	$595,000	2,399
Additional noninterest expense	$1,616,000	2,465
Pre-tax net operating income	$1,086,000	3,641
Securities gains (losses)	$0	1,118
Applicable income taxes	$239,000	2,405
Income before extraordinary items	$847,000	3,804
Extraordinary gains, net	$0	5
Net income	$847,000	3,802
Minority interest net income	$0	66
Net income of bank and minority interests.	$847,000	3,803
Net charge-offs	$42,000	2,320
Cash dividends	$428,000	2,533
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$847,000	3,804
2018-06-30 (YTD Data)		Rank
Total interest income	$3,370,000	3,230
Total interest expense	$280,000	3,670
Net interest income	$3,090,000	3,142
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$421,000	3,120
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$257,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	3,622
Total noninterest expense	$2,737,000	2,920
Salaries and employee benefits	$1,279,000	3,266
Premises and equipment expense	$418,000	2,334
Additional noninterest expense	$1,040,000	2,544
Pre-tax net operating income	$694,000	3,697
Securities gains (losses)	$0	961
Applicable income taxes	$153,000	2,413
Income before extraordinary items	$541,000	3,854
Extraordinary gains, net	$0	6
Net income	$541,000	3,852
Minority interest net income	$0	65
Net income of bank and minority interests.	$541,000	3,853
Net charge-offs	$42,000	1,863
Cash dividends	$428,000	2,154
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$541,000	3,859
2018-03-31 (YTD Data)		Rank
Total interest income	$1,662,000	3,253
Total interest expense	$134,000	3,697
Net interest income	$1,528,000	3,179
Provision for loan and lease losses	$32,000	2,391
Total noninterest income	$215,000	3,068
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,521
Total noninterest expense	$1,397,000	2,906
Salaries and employee benefits	$635,000	3,308
Premises and equipment expense	$221,000	2,294
Additional noninterest expense	$541,000	2,481
Pre-tax net operating income	$314,000	3,788
Securities gains (losses)	$0	735
Applicable income taxes	$70,000	2,453
Income before extraordinary items	$244,000	3,950
Extraordinary gains, net	$0	7
Net income	$244,000	3,950
Minority interest net income	$0	52
Net income of bank and minority interests.	$244,000	3,950
Net charge-offs	$1,000	2,559
Cash dividends	$423,000	1,327
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$244,000	3,948
2017-12-31 (YTD Data)		Rank
Total interest income	$6,512,000	3,254
Total interest expense	$568,000	3,478
Net interest income	$5,944,000	3,195
Provision for loan and lease losses	$83,000	3,234
Total noninterest income	$850,000	3,196
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$483,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	3,554
Total noninterest expense	$5,401,000	2,965
Salaries and employee benefits	$2,528,000	3,314
Premises and equipment expense	$769,000	2,511
Additional noninterest expense	$2,104,000	2,561
Pre-tax net operating income	$1,310,000	3,727
Securities gains (losses)	$6,000	1,742
Applicable income taxes	$687,000	2,177
Income before extraordinary items	$629,000	4,267
Extraordinary gains, net	$0	9
Net income	$629,000	4,267
Minority interest net income	$0	76
Net income of bank and minority interests.	$629,000	4,267
Net charge-offs	$107,000	2,363
Cash dividends	$470,000	3,034
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$625,160	4,261
2017-09-30 (YTD Data)		Rank
Total interest income	$4,803,000	3,305
Total interest expense	$413,000	3,542
Net interest income	$4,390,000	3,248
Provision for loan and lease losses	$91,000	2,733
Total noninterest income	$635,000	3,220
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$359,000	2,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	3,585
Total noninterest expense	$4,024,000	2,996
Salaries and employee benefits	$1,892,000	3,330
Premises and equipment expense	$579,000	2,532
Additional noninterest expense	$1,553,000	2,603
Pre-tax net operating income	$910,000	3,901
Securities gains (losses)	$6,000	1,766
Applicable income taxes	$313,000	2,447
Income before extraordinary items	$603,000	4,197
Extraordinary gains, net	$0	9
Net income	$603,000	4,196
Minority interest net income	$0	71
Net income of bank and minority interests.	$603,000	4,197
Net charge-offs	$98,000	1,960
Cash dividends	$430,000	2,557
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$599,040	4,189
2017-06-30 (YTD Data)		Rank
Total interest income	$3,127,000	3,343
Total interest expense	$261,000	3,589
Net interest income	$2,866,000	3,285
Provision for loan and lease losses	$39,000	3,025
Total noninterest income	$407,000	3,298
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$240,000	2,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	3,716
Total noninterest expense	$2,699,000	3,005
Salaries and employee benefits	$1,271,000	3,328
Premises and equipment expense	$404,000	2,459
Additional noninterest expense	$1,024,000	2,620
Pre-tax net operating income	$535,000	4,043
Securities gains (losses)	$6,000	1,397
Applicable income taxes	$185,000	2,536
Income before extraordinary items	$356,000	4,318
Extraordinary gains, net	$0	11
Net income	$356,000	4,317
Minority interest net income	$0	71
Net income of bank and minority interests.	$356,000	4,318
Net charge-offs	$80,000	1,680
Cash dividends	$430,000	2,175
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$352,040	4,317
2017-03-31 (YTD Data)		Rank
Total interest income	$1,541,000	3,383
Total interest expense	$127,000	3,626
Net interest income	$1,414,000	3,313
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$204,000	3,273
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$116,000	2,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,635
Total noninterest expense	$1,368,000	3,000
Salaries and employee benefits	$640,000	3,350
Premises and equipment expense	$218,000	2,370
Additional noninterest expense	$510,000	2,634
Pre-tax net operating income	$225,000	4,228
Securities gains (losses)	$6,000	778
Applicable income taxes	$80,000	2,605
Income before extraordinary items	$151,000	4,473
Extraordinary gains, net	$0	8
Net income	$151,000	4,473
Minority interest net income	$0	55
Net income of bank and minority interests.	$151,000	4,473
Net charge-offs	$76,000	1,079
Cash dividends	$430,000	1,340
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$147,100	4,497
2016-12-31 (YTD Data)		Rank
Total interest income	$6,110,000	3,389
Total interest expense	$517,000	3,594
Net interest income	$5,593,000	3,330
Provision for loan and lease losses	$126,000	2,877
Total noninterest income	$741,000	3,497
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$420,000	2,372
Trading account gains and fees	$0	170
Additional Noninterest Income	$321,000	3,863
Total noninterest expense	$5,224,000	3,098
Salaries and employee benefits	$2,475,000	3,424
Premises and equipment expense	$712,000	2,697
Additional noninterest expense	$2,037,000	2,723
Pre-tax net operating income	$984,000	4,092
Securities gains (losses)	$12,000	2,595
Applicable income taxes	$339,000	2,561
Income before extraordinary items	$657,000	4,437
Extraordinary gains, net	$0	5
Net income	$657,000	4,435
Minority interest net income	$0	82
Net income of bank and minority interests.	$657,000	4,436
Net charge-offs	$84,000	2,750
Cash dividends	$421,000	3,155
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$649,080	4,405
2016-09-30 (YTD Data)		Rank
Total interest income	$4,588,000	3,399
Total interest expense	$385,000	3,619
Net interest income	$4,203,000	3,337
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$561,000	3,491
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$311,000	2,402
Trading account gains and fees	$0	169
Additional Noninterest Income	$250,000	3,828
Total noninterest expense	$3,929,000	3,095
Salaries and employee benefits	$1,859,000	3,406
Premises and equipment expense	$539,000	2,690
Additional noninterest expense	$1,531,000	2,721
Pre-tax net operating income	$760,000	4,108
Securities gains (losses)	$12,000	2,520
Applicable income taxes	$263,000	2,594
Income before extraordinary items	$509,000	4,469
Extraordinary gains, net	$0	5
Net income	$509,000	4,468
Minority interest net income	$0	71
Net income of bank and minority interests.	$509,000	4,469
Net charge-offs	$56,000	2,501
Cash dividends	$421,000	2,585
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$501,080	4,413
2016-06-30 (YTD Data)		Rank
Total interest income	$3,048,000	3,409
Total interest expense	$254,000	3,658
Net interest income	$2,794,000	3,365
Provision for loan and lease losses	$38,000	3,151
Total noninterest income	$363,000	3,548
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$205,000	2,402
Trading account gains and fees	$0	157
Additional Noninterest Income	$158,000	3,917
Total noninterest expense	$2,635,000	3,103
Salaries and employee benefits	$1,232,000	3,440
Premises and equipment expense	$371,000	2,650
Additional noninterest expense	$1,032,000	2,712
Pre-tax net operating income	$484,000	4,202
Securities gains (losses)	$12,000	2,186
Applicable income taxes	$169,000	2,623
Income before extraordinary items	$327,000	4,539
Extraordinary gains, net	$0	16
Net income	$327,000	4,536
Minority interest net income	$0	71
Net income of bank and minority interests.	$327,000	4,537
Net charge-offs	$-5,000	4,738
Cash dividends	$421,000	2,180
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$319,080	4,495
2016-03-31 (YTD Data)		Rank
Total interest income	$1,538,000	3,414
Total interest expense	$128,000	3,666
Net interest income	$1,410,000	3,344
Provision for loan and lease losses	$11,000	3,234
Total noninterest income	$167,000	3,640
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$68,000	4,057
Total noninterest expense	$1,343,000	3,085
Salaries and employee benefits	$626,000	3,436
Premises and equipment expense	$188,000	2,659
Additional noninterest expense	$529,000	2,658
Pre-tax net operating income	$223,000	4,298
Securities gains (losses)	$0	2,077
Applicable income taxes	$76,000	2,682
Income before extraordinary items	$147,000	4,650
Extraordinary gains, net	$0	12
Net income	$147,000	4,649
Minority interest net income	$0	62
Net income of bank and minority interests.	$147,000	4,650
Net charge-offs	$-11,000	5,222
Cash dividends	$421,000	1,343
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$147,000	4,588
2015-12-31 (YTD Data)		Rank
Total interest income	$6,095,000	3,406
Total interest expense	$555,000	3,535
Net interest income	$5,540,000	3,362
Provision for loan and lease losses	$159,000	2,579
Total noninterest income	$759,000	3,512
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$378,000	2,611
Trading account gains and fees	$0	159
Additional Noninterest Income	$381,000	3,655
Total noninterest expense	$5,241,000	3,116
Salaries and employee benefits	$2,396,000	3,521
Premises and equipment expense	$721,000	2,760
Additional noninterest expense	$2,124,000	2,673
Pre-tax net operating income	$899,000	4,231
Securities gains (losses)	$40,000	1,793
Applicable income taxes	$315,000	2,622
Income before extraordinary items	$624,000	4,563
Extraordinary gains, net	$0	23
Net income	$624,000	4,564
Minority interest net income	$0	81
Net income of bank and minority interests.	$624,000	4,564
Net charge-offs	$146,000	2,287
Cash dividends	$411,000	3,120
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$597,600	4,574
2015-09-30 (YTD Data)		Rank
Total interest income	$4,565,000	3,443
Total interest expense	$429,000	3,530
Net interest income	$4,136,000	3,403
Provision for loan and lease losses	$142,000	2,320
Total noninterest income	$596,000	3,470
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$280,000	2,664
Trading account gains and fees	$0	153
Additional Noninterest Income	$316,000	3,535
Total noninterest expense	$3,868,000	3,170
Salaries and employee benefits	$1,792,000	3,527
Premises and equipment expense	$558,000	2,736
Additional noninterest expense	$1,518,000	2,764
Pre-tax net operating income	$722,000	4,247
Securities gains (losses)	$0	3,031
Applicable income taxes	$242,000	2,668
Income before extraordinary items	$480,000	4,622
Extraordinary gains, net	$0	21
Net income	$480,000	4,624
Minority interest net income	$0	78
Net income of bank and minority interests.	$480,000	4,625
Net charge-offs	$106,000	2,101
Cash dividends	$411,000	2,514
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$480,000	4,561
2015-06-30 (YTD Data)		Rank
Total interest income	$3,031,000	3,469
Total interest expense	$294,000	3,501
Net interest income	$2,737,000	3,438
Provision for loan and lease losses	$73,000	2,549
Total noninterest income	$399,000	3,463
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$199,000	2,503
Trading account gains and fees	$0	157
Additional Noninterest Income	$200,000	3,639
Total noninterest expense	$2,594,000	3,187
Salaries and employee benefits	$1,187,000	3,563
Premises and equipment expense	$388,000	2,657
Additional noninterest expense	$1,019,000	2,764
Pre-tax net operating income	$469,000	4,264
Securities gains (losses)	$0	2,636
Applicable income taxes	$158,000	2,675
Income before extraordinary items	$311,000	4,647
Extraordinary gains, net	$0	22
Net income	$311,000	4,649
Minority interest net income	$0	75
Net income of bank and minority interests.	$311,000	4,650
Net charge-offs	$85,000	1,871
Cash dividends	$411,000	2,114
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$311,000	4,569
2015-03-31 (YTD Data)		Rank
Total interest income	$1,473,000	3,533
Total interest expense	$151,000	3,458
Net interest income	$1,322,000	3,513
Provision for loan and lease losses	$17,000	2,924
Total noninterest income	$194,000	3,481
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$99,000	2,487
Trading account gains and fees	$0	152
Additional Noninterest Income	$95,000	3,676
Total noninterest expense	$1,313,000	3,176
Salaries and employee benefits	$601,000	3,560
Premises and equipment expense	$208,000	2,569
Additional noninterest expense	$504,000	2,776
Pre-tax net operating income	$186,000	4,538
Securities gains (losses)	$0	2,027
Applicable income taxes	$63,000	2,829
Income before extraordinary items	$123,000	4,906
Extraordinary gains, net	$0	13
Net income	$123,000	4,908
Minority interest net income	$0	64
Net income of bank and minority interests.	$123,000	4,910
Net charge-offs	$44,000	1,653
Cash dividends	$411,000	1,276
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$123,000	4,848
2014-12-31 (YTD Data)		Rank
Total interest income	$6,005,000	3,525
Total interest expense	$696,000	3,329
Net interest income	$5,309,000	3,508
Provision for loan and lease losses	$115,000	3,068
Total noninterest income	$718,000	3,665
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$449,000	2,464
Trading account gains and fees	$0	180
Additional Noninterest Income	$269,000	4,163
Total noninterest expense	$5,086,000	3,271
Salaries and employee benefits	$2,360,000	3,627
Premises and equipment expense	$674,000	2,991
Additional noninterest expense	$2,052,000	2,825
Pre-tax net operating income	$826,000	4,434
Securities gains (losses)	$99,000	1,261
Applicable income taxes	$303,000	2,628
Income before extraordinary items	$622,000	4,651
Extraordinary gains, net	$0	17
Net income	$622,000	4,651
Minority interest net income	$0	84
Net income of bank and minority interests.	$622,000	4,651
Net charge-offs	$171,000	2,646
Cash dividends	$405,000	3,097
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$555,670	4,744
2014-09-30 (YTD Data)		Rank
Total interest income	$4,458,000	3,577
Total interest expense	$523,000	3,372
Net interest income	$3,935,000	3,562
Provision for loan and lease losses	$68,000	3,192
Total noninterest income	$520,000	3,764
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$343,000	2,441
Trading account gains and fees	$0	174
Additional Noninterest Income	$177,000	4,364
Total noninterest expense	$3,813,000	3,295
Salaries and employee benefits	$1,768,000	3,627
Premises and equipment expense	$505,000	3,018
Additional noninterest expense	$1,540,000	2,820
Pre-tax net operating income	$574,000	4,626
Securities gains (losses)	$99,000	1,005
Applicable income taxes	$221,000	2,720
Income before extraordinary items	$452,000	4,754
Extraordinary gains, net	$0	15
Net income	$452,000	4,754
Minority interest net income	$0	81
Net income of bank and minority interests.	$452,000	4,755
Net charge-offs	$65,000	3,057
Cash dividends	$405,000	2,439
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$385,670	4,922
2014-06-30 (YTD Data)		Rank
Total interest income	$2,943,000	3,605
Total interest expense	$354,000	3,365
Net interest income	$2,589,000	3,594
Provision for loan and lease losses	$41,000	3,168
Total noninterest income	$327,000	3,870
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$231,000	2,407
Trading account gains and fees	$0	172
Additional Noninterest Income	$96,000	4,613
Total noninterest expense	$2,568,000	3,287
Salaries and employee benefits	$1,182,000	3,646
Premises and equipment expense	$357,000	2,918
Additional noninterest expense	$1,029,000	2,821
Pre-tax net operating income	$307,000	4,875
Securities gains (losses)	$99,000	794
Applicable income taxes	$134,000	2,771
Income before extraordinary items	$272,000	4,878
Extraordinary gains, net	$0	20
Net income	$272,000	4,879
Minority interest net income	$0	80
Net income of bank and minority interests.	$272,000	4,880
Net charge-offs	$58,000	2,662
Cash dividends	$405,000	2,019
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$205,670	5,144
2014-03-31 (YTD Data)		Rank
Total interest income	$1,449,000	3,656
Total interest expense	$179,000	3,398
Net interest income	$1,270,000	3,643
Provision for loan and lease losses	$20,000	2,958
Total noninterest income	$107,000	4,527
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$115,000	2,391
Trading account gains and fees	$0	147
Additional Noninterest Income	$-8,000	6,568
Total noninterest expense	$1,320,000	3,246
Salaries and employee benefits	$599,000	3,643
Premises and equipment expense	$189,000	2,863
Additional noninterest expense	$532,000	2,747
Pre-tax net operating income	$37,000	5,864
Securities gains (losses)	$99,000	441
Applicable income taxes	$44,000	3,055
Income before extraordinary items	$92,000	5,240
Extraordinary gains, net	$0	16
Net income	$92,000	5,241
Minority interest net income	$0	66
Net income of bank and minority interests.	$92,000	5,241
Net charge-offs	$56,000	1,774
Cash dividends	$405,000	1,198
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$24,680	5,965
2013-12-31 (YTD Data)		Rank
Total interest income	$6,115,000	3,571
Total interest expense	$757,000	3,567
Net interest income	$5,358,000	3,543
Provision for loan and lease losses	$160,000	3,211
Total noninterest income	$535,000	4,314
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$468,000	2,515
Trading account gains and fees	$0	184
Additional Noninterest Income	$67,000	5,699
Total noninterest expense	$5,036,000	3,384
Salaries and employee benefits	$2,212,000	3,854
Premises and equipment expense	$674,000	3,041
Additional noninterest expense	$2,150,000	2,824
Pre-tax net operating income	$697,000	4,604
Securities gains (losses)	$159,000	1,032
Applicable income taxes	$273,000	2,713
Income before extraordinary items	$583,000	4,699
Extraordinary gains, net	$0	29
Net income	$583,000	4,703
Minority interest net income	$0	90
Net income of bank and minority interests.	$583,000	4,703
Net charge-offs	$179,000	3,142
Cash dividends	$388,000	3,040
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$474,880	4,896
2013-09-30 (YTD Data)		Rank
Total interest income	$4,600,000	3,601
Total interest expense	$562,000	3,676
Net interest income	$4,038,000	3,547
Provision for loan and lease losses	$162,000	2,851
Total noninterest income	$403,000	4,373
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$360,000	2,474
Trading account gains and fees	$0	180
Additional Noninterest Income	$43,000	5,860
Total noninterest expense	$3,744,000	3,418
Salaries and employee benefits	$1,633,000	3,889
Premises and equipment expense	$493,000	3,129
Additional noninterest expense	$1,618,000	2,811
Pre-tax net operating income	$535,000	4,669
Securities gains (losses)	$159,000	930
Applicable income taxes	$223,000	2,692
Income before extraordinary items	$471,000	4,681
Extraordinary gains, net	$0	25
Net income	$471,000	4,683
Minority interest net income	$0	84
Net income of bank and minority interests.	$471,000	4,684
Net charge-offs	$96,000	3,296
Cash dividends	$388,000	2,376
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$362,880	4,969
2013-06-30 (YTD Data)		Rank
Total interest income	$3,044,000	3,622
Total interest expense	$376,000	3,723
Net interest income	$2,668,000	3,557
Provision for loan and lease losses	$108,000	2,864
Total noninterest income	$218,000	4,725
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$242,000	2,421
Trading account gains and fees	$0	157
Additional Noninterest Income	$-24,000	6,715
Total noninterest expense	$2,485,000	3,439
Salaries and employee benefits	$1,066,000	3,976
Premises and equipment expense	$335,000	3,099
Additional noninterest expense	$1,084,000	2,777
Pre-tax net operating income	$293,000	4,895
Securities gains (losses)	$159,000	850
Applicable income taxes	$146,000	2,715
Income before extraordinary items	$306,000	4,709
Extraordinary gains, net	$0	22
Net income	$306,000	4,712
Minority interest net income	$0	82
Net income of bank and minority interests.	$306,000	4,713
Net charge-offs	$86,000	2,891
Cash dividends	$388,000	1,960
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$197,880	5,162
2013-03-31 (YTD Data)		Rank
Total interest income	$1,519,000	3,655
Total interest expense	$191,000	3,771
Net interest income	$1,328,000	3,591
Provision for loan and lease losses	$43,000	3,009
Total noninterest income	$195,000	3,701
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$116,000	2,505
Trading account gains and fees	$0	148
Additional Noninterest Income	$79,000	4,117
Total noninterest expense	$1,246,000	3,463
Salaries and employee benefits	$537,000	3,988
Premises and equipment expense	$173,000	3,049
Additional noninterest expense	$536,000	2,819
Pre-tax net operating income	$234,000	4,230
Securities gains (losses)	$0	1,966
Applicable income taxes	$77,000	2,638
Income before extraordinary items	$157,000	4,663
Extraordinary gains, net	$0	10
Net income	$157,000	4,664
Minority interest net income	$0	76
Net income of bank and minority interests.	$157,000	4,665
Net charge-offs	$0	4,145
Cash dividends	$388,000	1,135
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$157,000	4,562
2012-12-31 (YTD Data)		Rank
Total interest income	$6,176,000	3,753
Total interest expense	$915,000	3,828
Net interest income	$5,261,000	3,687
Provision for loan and lease losses	$205,000	3,902
Total noninterest income	$682,000	3,934
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$505,000	2,466
Trading account gains and fees	$0	166
Additional Noninterest Income	$177,000	4,744
Total noninterest expense	$4,909,000	3,517
Salaries and employee benefits	$2,225,000	3,867
Premises and equipment expense	$616,000	3,315
Additional noninterest expense	$2,068,000	3,020
Pre-tax net operating income	$829,000	4,294
Securities gains (losses)	$0	3,810
Applicable income taxes	$269,000	2,758
Income before extraordinary items	$560,000	4,785
Extraordinary gains, net	$0	29
Net income	$560,000	4,786
Minority interest net income	$0	93
Net income of bank and minority interests.	$560,000	4,787
Net charge-offs	$487,000	2,685
Cash dividends	$385,000	3,077
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$560,000	4,609
2012-09-30 (YTD Data)		Rank
Total interest income	$4,624,000	3,824
Total interest expense	$699,000	3,902
Net interest income	$3,925,000	3,762
Provision for loan and lease losses	$168,000	3,746
Total noninterest income	$613,000	3,648
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$383,000	2,470
Trading account gains and fees	$0	157
Additional Noninterest Income	$230,000	4,055
Total noninterest expense	$3,659,000	3,554
Salaries and employee benefits	$1,674,000	3,856
Premises and equipment expense	$447,000	3,455
Additional noninterest expense	$1,538,000	3,044
Pre-tax net operating income	$711,000	4,201
Securities gains (losses)	$0	3,575
Applicable income taxes	$236,000	2,687
Income before extraordinary items	$475,000	4,715
Extraordinary gains, net	$0	20
Net income	$475,000	4,715
Minority interest net income	$0	86
Net income of bank and minority interests.	$475,000	4,715
Net charge-offs	$247,000	3,061
Cash dividends	$385,000	2,326
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$475,000	4,533
2012-06-30 (YTD Data)		Rank
Total interest income	$3,070,000	3,866
Total interest expense	$479,000	3,931
Net interest income	$2,591,000	3,799
Provision for loan and lease losses	$127,000	3,551
Total noninterest income	$410,000	3,617
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$252,000	2,462
Trading account gains and fees	$0	153
Additional Noninterest Income	$158,000	3,989
Total noninterest expense	$2,478,000	3,525
Salaries and employee benefits	$1,112,000	3,893
Premises and equipment expense	$311,000	3,340
Additional noninterest expense	$1,055,000	2,988
Pre-tax net operating income	$396,000	4,462
Securities gains (losses)	$0	3,178
Applicable income taxes	$133,000	2,830
Income before extraordinary items	$263,000	4,990
Extraordinary gains, net	$0	19
Net income	$263,000	4,993
Minority interest net income	$0	84
Net income of bank and minority interests.	$263,000	4,993
Net charge-offs	$147,000	3,054
Cash dividends	$385,000	1,892
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$263,000	4,796
2012-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	3,899
Total interest expense	$249,000	3,946
Net interest income	$1,293,000	3,820
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$197,000	3,681
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$123,000	2,504
Trading account gains and fees	$0	148
Additional Noninterest Income	$74,000	4,137
Total noninterest expense	$1,260,000	3,509
Salaries and employee benefits	$564,000	3,879
Premises and equipment expense	$162,000	3,266
Additional noninterest expense	$534,000	2,934
Pre-tax net operating income	$170,000	4,750
Securities gains (losses)	$0	2,210
Applicable income taxes	$58,000	2,933
Income before extraordinary items	$112,000	5,234
Extraordinary gains, net	$0	19
Net income	$112,000	5,235
Minority interest net income	$0	78
Net income of bank and minority interests.	$112,000	5,235
Net charge-offs	$19,000	3,713
Cash dividends	$385,000	1,094
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$112,000	5,091
2011-12-31 (YTD Data)		Rank
Total interest income	$6,418,000	3,891
Total interest expense	$1,198,000	3,966
Net interest income	$5,220,000	3,797
Provision for loan and lease losses	$284,000	4,206
Total noninterest income	$745,000	3,650
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$485,000	2,636
Trading account gains and fees	$0	146
Additional Noninterest Income	$260,000	4,081
Total noninterest expense	$4,931,000	3,578
Salaries and employee benefits	$2,248,000	3,854
Premises and equipment expense	$673,000	3,290
Additional noninterest expense	$2,010,000	3,133
Pre-tax net operating income	$750,000	4,171
Securities gains (losses)	$0	3,838
Applicable income taxes	$250,000	2,692
Income before extraordinary items	$500,000	4,662
Extraordinary gains, net	$0	29
Net income	$500,000	4,665
Minority interest net income	$0	96
Net income of bank and minority interests.	$500,000	4,664
Net charge-offs	$273,000	3,912
Cash dividends	$377,000	2,751
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$500,000	4,551
2011-09-30 (YTD Data)		Rank
Total interest income	$4,869,000	3,905
Total interest expense	$925,000	4,022
Net interest income	$3,944,000	3,803
Provision for loan and lease losses	$257,000	3,831
Total noninterest income	$596,000	3,540
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$364,000	2,650
Trading account gains and fees	$0	145
Additional Noninterest Income	$232,000	3,863
Total noninterest expense	$3,675,000	3,602
Salaries and employee benefits	$1,698,000	3,838
Premises and equipment expense	$510,000	3,300
Additional noninterest expense	$1,467,000	3,216
Pre-tax net operating income	$608,000	4,199
Securities gains (losses)	$0	3,555
Applicable income taxes	$205,000	2,642
Income before extraordinary items	$403,000	4,648
Extraordinary gains, net	$0	21
Net income	$403,000	4,649
Minority interest net income	$0	87
Net income of bank and minority interests.	$403,000	4,649
Net charge-offs	$229,000	3,562
Cash dividends	$377,000	2,103
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$403,000	4,528
2011-06-30 (YTD Data)		Rank
Total interest income	$3,246,000	3,932
Total interest expense	$641,000	4,029
Net interest income	$2,605,000	3,837
Provision for loan and lease losses	$170,000	3,757
Total noninterest income	$398,000	3,562
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$241,000	2,647
Trading account gains and fees	$0	153
Additional Noninterest Income	$157,000	3,860
Total noninterest expense	$2,436,000	3,646
Salaries and employee benefits	$1,126,000	3,880
Premises and equipment expense	$358,000	3,203
Additional noninterest expense	$952,000	3,325
Pre-tax net operating income	$397,000	4,209
Securities gains (losses)	$0	2,914
Applicable income taxes	$136,000	2,602
Income before extraordinary items	$261,000	4,645
Extraordinary gains, net	$0	15
Net income	$261,000	4,643
Minority interest net income	$0	89
Net income of bank and minority interests.	$261,000	4,645
Net charge-offs	$167,000	3,300
Cash dividends	$378,000	1,698
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$261,000	4,562
2011-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	3,950
Total interest expense	$334,000	4,036
Net interest income	$1,295,000	3,855
Provision for loan and lease losses	$116,000	3,198
Total noninterest income	$175,000	3,842
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$112,000	2,743
Trading account gains and fees	$0	158
Additional Noninterest Income	$63,000	4,308
Total noninterest expense	$1,189,000	3,716
Salaries and employee benefits	$570,000	3,871
Premises and equipment expense	$188,000	3,145
Additional noninterest expense	$431,000	3,551
Pre-tax net operating income	$165,000	4,518
Securities gains (losses)	$0	1,772
Applicable income taxes	$57,000	2,731
Income before extraordinary items	$108,000	4,903
Extraordinary gains, net	$0	9
Net income	$108,000	4,900
Minority interest net income	$0	86
Net income of bank and minority interests.	$108,000	4,902
Net charge-offs	$126,000	2,517
Cash dividends	$378,000	967
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$108,000	4,846
2010-12-31 (YTD Data)		Rank
Total interest income	$6,926,000	3,930
Total interest expense	$1,537,000	4,213
Net interest income	$5,389,000	3,759
Provision for loan and lease losses	$353,000	4,626
Total noninterest income	$868,000	3,483
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$521,000	2,564
Trading account gains and fees	$0	175
Additional Noninterest Income	$347,000	3,726
Total noninterest expense	$4,881,000	3,682
Salaries and employee benefits	$2,251,000	3,898
Premises and equipment expense	$733,000	3,176
Additional noninterest expense	$1,897,000	3,399
Pre-tax net operating income	$1,023,000	3,343
Securities gains (losses)	$0	3,793
Applicable income taxes	$339,000	2,255
Income before extraordinary items	$684,000	3,885
Extraordinary gains, net	$0	29
Net income	$684,000	3,885
Minority interest net income	$0	111
Net income of bank and minority interests.	$684,000	3,887
Net charge-offs	$329,000	4,194
Cash dividends	$368,000	2,721
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$684,000	3,747
2010-09-30 (YTD Data)		Rank
Total interest income	$5,225,000	3,998
Total interest expense	$1,165,000	4,323
Net interest income	$4,060,000	3,802
Provision for loan and lease losses	$201,000	4,879
Total noninterest income	$652,000	3,530
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$400,000	2,586
Trading account gains and fees	$0	165
Additional Noninterest Income	$252,000	3,827
Total noninterest expense	$3,749,000	3,618
Salaries and employee benefits	$1,757,000	3,811
Premises and equipment expense	$546,000	3,243
Additional noninterest expense	$1,446,000	3,332
Pre-tax net operating income	$762,000	3,547
Securities gains (losses)	$0	3,651
Applicable income taxes	$252,000	2,326
Income before extraordinary items	$510,000	4,073
Extraordinary gains, net	$0	23
Net income	$510,000	4,076
Minority interest net income	$0	110
Net income of bank and minority interests.	$510,000	4,076
Net charge-offs	$252,000	3,947
Cash dividends	$368,000	2,131
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$510,000	3,925
2010-06-30 (YTD Data)		Rank
Total interest income	$3,487,000	4,028
Total interest expense	$778,000	4,421
Net interest income	$2,709,000	3,799
Provision for loan and lease losses	$91,000	5,242
Total noninterest income	$431,000	3,504
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$274,000	2,536
Trading account gains and fees	$0	152
Additional Noninterest Income	$157,000	3,904
Total noninterest expense	$2,478,000	3,647
Salaries and employee benefits	$1,167,000	3,842
Premises and equipment expense	$376,000	3,195
Additional noninterest expense	$935,000	3,387
Pre-tax net operating income	$571,000	3,402
Securities gains (losses)	$0	3,184
Applicable income taxes	$191,000	2,173
Income before extraordinary items	$380,000	3,869
Extraordinary gains, net	$0	19
Net income	$380,000	3,867
Minority interest net income	$0	105
Net income of bank and minority interests.	$380,000	3,868
Net charge-offs	$123,000	4,015
Cash dividends	$368,000	1,689
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$380,000	3,756
2010-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	4,122
Total interest expense	$391,000	4,531
Net interest income	$1,333,000	3,859
Provision for loan and lease losses	$32,000	5,274
Total noninterest income	$226,000	3,403
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$137,000	2,519
Trading account gains and fees	$0	175
Additional Noninterest Income	$89,000	3,720
Total noninterest expense	$1,266,000	3,615
Salaries and employee benefits	$607,000	3,785
Premises and equipment expense	$192,000	3,229
Additional noninterest expense	$467,000	3,374
Pre-tax net operating income	$261,000	3,618
Securities gains (losses)	$0	2,284
Applicable income taxes	$88,000	2,243
Income before extraordinary items	$173,000	4,140
Extraordinary gains, net	$0	16
Net income	$173,000	4,139
Minority interest net income	$0	91
Net income of bank and minority interests.	$173,000	4,139
Net charge-offs	$85,000	3,255
Cash dividends	$368,000	924
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$173,000	4,043
2009-12-31 (YTD Data)		Rank
Total interest income	$7,358,000	4,039
Total interest expense	$1,867,000	4,655
Net interest income	$5,491,000	3,701
Provision for loan and lease losses	$351,000	5,054
Total noninterest income	$953,000	3,434
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$570,000	2,630
Trading account gains and fees	$0	211
Additional Noninterest Income	$383,000	3,605
Total noninterest expense	$4,988,000	3,696
Salaries and employee benefits	$2,329,000	3,902
Premises and equipment expense	$775,000	3,212
Additional noninterest expense	$1,884,000	3,477
Pre-tax net operating income	$1,105,000	2,837
Securities gains (losses)	$0	3,754
Applicable income taxes	$372,000	1,832
Income before extraordinary items	$733,000	3,290
Extraordinary gains, net	$0	34
Net income	$733,000	3,289
Minority interest net income	$0	115
Net income of bank and minority interests.	$733,000	3,289
Net charge-offs	$253,000	4,707
Cash dividends	$346,000	3,047
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$733,000	3,224
2009-09-30 (YTD Data)		Rank
Total interest income	$5,515,000	4,100
Total interest expense	$1,462,000	4,675
Net interest income	$4,053,000	3,756
Provision for loan and lease losses	$253,000	4,848
Total noninterest income	$720,000	3,483
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$428,000	2,631
Trading account gains and fees	$0	212
Additional Noninterest Income	$292,000	3,661
Total noninterest expense	$3,738,000	3,701
Salaries and employee benefits	$1,767,000	3,907
Premises and equipment expense	$581,000	3,242
Additional noninterest expense	$1,390,000	3,475
Pre-tax net operating income	$782,000	3,150
Securities gains (losses)	$0	3,497
Applicable income taxes	$265,000	2,057
Income before extraordinary items	$517,000	3,635
Extraordinary gains, net	$0	27
Net income	$517,000	3,633
Minority interest net income	$0	118
Net income of bank and minority interests.	$517,000	3,635
Net charge-offs	$131,000	4,789
Cash dividends	$346,000	2,468
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$517,000	3,546
2009-06-30 (YTD Data)		Rank
Total interest income	$3,682,000	4,138
Total interest expense	$1,058,000	4,561
Net interest income	$2,624,000	3,806
Provision for loan and lease losses	$79,000	5,600
Total noninterest income	$451,000	3,619
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$277,000	2,663
Trading account gains and fees	$0	193
Additional Noninterest Income	$174,000	3,874
Total noninterest expense	$2,481,000	3,748
Salaries and employee benefits	$1,159,000	3,982
Premises and equipment expense	$409,000	3,120
Additional noninterest expense	$913,000	3,513
Pre-tax net operating income	$515,000	3,250
Securities gains (losses)	$0	3,136
Applicable income taxes	$176,000	2,105
Income before extraordinary items	$339,000	3,758
Extraordinary gains, net	$0	21
Net income	$339,000	3,758
Minority interest net income	$0	112
Net income of bank and minority interests.	$339,000	3,758
Net charge-offs	$5,000	6,236
Cash dividends	$346,000	2,057
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$339,000	3,632
2009-03-31 (YTD Data)		Rank
Total interest income	$1,857,000	4,158
Total interest expense	$585,000	4,414
Net interest income	$1,272,000	3,886
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$236,000	3,493
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$147,000	2,511
Trading account gains and fees	$0	171
Additional Noninterest Income	$89,000	3,833
Total noninterest expense	$1,286,000	3,562
Salaries and employee benefits	$594,000	3,944
Premises and equipment expense	$216,000	3,050
Additional noninterest expense	$476,000	3,134
Pre-tax net operating income	$207,000	3,978
Securities gains (losses)	$0	2,434
Applicable income taxes	$72,000	2,518
Income before extraordinary items	$135,000	4,525
Extraordinary gains, net	$0	15
Net income	$135,000	4,529
Minority interest net income	$0	102
Net income of bank and minority interests.	$135,000	4,529
Net charge-offs	$-14,000	7,931
Cash dividends	$346,000	1,247
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$135,000	4,360
2008-12-31 (YTD Data)		Rank
Total interest income	$8,656,000	3,910
Total interest expense	$3,190,000	4,073
Net interest income	$5,466,000	3,714
Provision for loan and lease losses	$40,000	6,700
Total noninterest income	$1,016,000	3,371
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$648,000	2,493
Trading account gains and fees	$0	154
Additional Noninterest Income	$368,000	3,722
Total noninterest expense	$5,041,000	3,541
Salaries and employee benefits	$2,436,000	3,843
Premises and equipment expense	$795,000	3,195
Additional noninterest expense	$1,810,000	3,128
Pre-tax net operating income	$1,401,000	3,136
Securities gains (losses)	$-10,000	7,025
Applicable income taxes	$465,000	1,917
Income before extraordinary items	$926,000	3,427
Extraordinary gains, net	$0	39
Net income	$926,000	3,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	4,839
Cash dividends	$900,000	2,472
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$932,700	3,570
2008-09-30 (YTD Data)		Rank
Total interest income	$6,604,000	3,921
Total interest expense	$2,476,000	4,102
Net interest income	$4,128,000	3,725
Provision for loan and lease losses	$0	6,991
Total noninterest income	$753,000	3,479
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$470,000	2,576
Trading account gains and fees	$0	148
Additional Noninterest Income	$283,000	3,777
Total noninterest expense	$3,748,000	3,552
Salaries and employee benefits	$1,824,000	3,879
Premises and equipment expense	$574,000	3,301
Additional noninterest expense	$1,350,000	3,036
Pre-tax net operating income	$1,133,000	3,434
Securities gains (losses)	$0	3,106
Applicable income taxes	$361,000	2,276
Income before extraordinary items	$772,000	3,634
Extraordinary gains, net	$0	31
Net income	$772,000	3,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,348
Cash dividends	$820,000	2,068
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$772,000	3,777
2008-06-30 (YTD Data)		Rank
Total interest income	$4,496,000	3,915
Total interest expense	$1,705,000	4,152
Net interest income	$2,791,000	3,678
Provision for loan and lease losses	$28,000	5,752
Total noninterest income	$486,000	3,566
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$313,000	2,555
Trading account gains and fees	$0	149
Additional Noninterest Income	$173,000	4,055
Total noninterest expense	$2,435,000	3,645
Salaries and employee benefits	$1,220,000	3,914
Premises and equipment expense	$367,000	3,441
Additional noninterest expense	$848,000	3,178
Pre-tax net operating income	$814,000	3,389
Securities gains (losses)	$-10,000	8,123
Applicable income taxes	$272,000	2,326
Income before extraordinary items	$532,000	3,894
Extraordinary gains, net	$0	21
Net income	$532,000	3,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,124
Cash dividends	$320,000	2,873
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$538,600	3,813
2008-03-31 (YTD Data)		Rank
Total interest income	$2,331,000	3,902
Total interest expense	$918,000	4,136
Net interest income	$1,413,000	3,640
Provision for loan and lease losses	$8,000	5,577
Total noninterest income	$224,000	3,756
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$150,000	2,617
Trading account gains and fees	$0	158
Additional Noninterest Income	$74,000	4,349
Total noninterest expense	$1,207,000	3,684
Salaries and employee benefits	$605,000	3,952
Premises and equipment expense	$195,000	3,309
Additional noninterest expense	$407,000	3,267
Pre-tax net operating income	$422,000	3,421
Securities gains (losses)	$-10,000	8,322
Applicable income taxes	$140,000	2,404
Income before extraordinary items	$272,000	4,018
Extraordinary gains, net	$0	15
Net income	$272,000	4,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,162
Cash dividends	$320,000	1,808
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$278,600	3,891
2007-12-31 (YTD Data)		Rank
Total interest income	$9,865,000	3,800
Total interest expense	$3,997,000	4,010
Net interest income	$5,868,000	3,561
Provision for loan and lease losses	$116,000	4,724
Total noninterest income	$932,000	3,677
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$622,000	2,604
Trading account gains and fees	$0	178
Additional Noninterest Income	$310,000	4,180
Total noninterest expense	$4,807,000	3,559
Salaries and employee benefits	$2,326,000	3,920
Premises and equipment expense	$795,000	3,096
Additional noninterest expense	$1,686,000	3,106
Pre-tax net operating income	$1,877,000	3,443
Securities gains (losses)	$0	2,146
Applicable income taxes	$628,000	2,447
Income before extraordinary items	$1,249,000	3,855
Extraordinary gains, net	$0	39
Net income	$1,249,000	3,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	2,750
Cash dividends	$633,000	3,350
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,249,000	3,843
2007-09-30 (YTD Data)		Rank
Total interest income	$7,403,000	3,807
Total interest expense	$2,972,000	4,048
Net interest income	$4,431,000	3,552
Provision for loan and lease losses	$38,000	5,373
Total noninterest income	$697,000	3,691
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$462,000	2,606
Trading account gains and fees	$0	184
Additional Noninterest Income	$235,000	4,192
Total noninterest expense	$3,565,000	3,566
Salaries and employee benefits	$1,733,000	3,934
Premises and equipment expense	$587,000	3,119
Additional noninterest expense	$1,245,000	3,089
Pre-tax net operating income	$1,525,000	3,432
Securities gains (losses)	$0	1,655
Applicable income taxes	$514,000	2,499
Income before extraordinary items	$1,011,000	3,873
Extraordinary gains, net	$0	33
Net income	$1,011,000	3,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,986
Cash dividends	$428,000	3,162
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,011,000	3,857
2007-06-30 (YTD Data)		Rank
Total interest income	$4,879,000	3,853
Total interest expense	$1,956,000	4,072
Net interest income	$2,923,000	3,609
Provision for loan and lease losses	$35,000	4,774
Total noninterest income	$464,000	3,706
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$314,000	2,561
Trading account gains and fees	$0	168
Additional Noninterest Income	$150,000	4,307
Total noninterest expense	$2,375,000	3,598
Salaries and employee benefits	$1,138,000	4,011
Premises and equipment expense	$405,000	3,069
Additional noninterest expense	$832,000	3,093
Pre-tax net operating income	$977,000	3,587
Securities gains (losses)	$0	1,444
Applicable income taxes	$331,000	2,613
Income before extraordinary items	$646,000	4,013
Extraordinary gains, net	$0	29
Net income	$646,000	4,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,834
Cash dividends	$428,000	2,668
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$646,000	4,003
2007-03-31 (YTD Data)		Rank
Total interest income	$2,471,000	3,813
Total interest expense	$991,000	4,041
Net interest income	$1,480,000	3,571
Provision for loan and lease losses	$28,000	4,050
Total noninterest income	$226,000	3,766
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$154,000	2,550
Trading account gains and fees	$0	195
Additional Noninterest Income	$72,000	4,403
Total noninterest expense	$1,222,000	3,520
Salaries and employee benefits	$587,000	3,948
Premises and equipment expense	$201,000	3,103
Additional noninterest expense	$434,000	2,955
Pre-tax net operating income	$456,000	3,715
Securities gains (losses)	$0	1,187
Applicable income taxes	$155,000	2,711
Income before extraordinary items	$301,000	4,161
Extraordinary gains, net	$0	22
Net income	$301,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$428,000	1,596
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$301,000	4,141
2006-12-31 (YTD Data)		Rank
Total interest income	$9,580,000	3,696
Total interest expense	$3,615,000	3,834
Net interest income	$5,965,000	3,537
Provision for loan and lease losses	$253,000	3,076
Total noninterest income	$876,000	3,842
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$519,000	2,981
Trading account gains and fees	$0	130
Additional Noninterest Income	$357,000	3,956
Total noninterest expense	$4,829,000	3,447
Salaries and employee benefits	$2,270,000	3,882
Premises and equipment expense	$847,000	2,858
Additional noninterest expense	$1,712,000	2,950
Pre-tax net operating income	$1,759,000	3,942
Securities gains (losses)	$0	1,687
Applicable income taxes	$584,000	2,921
Income before extraordinary items	$1,175,000	4,326
Extraordinary gains, net	$0	51
Net income	$1,175,000	4,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$315,000	1,610
Cash dividends	$509,000	3,678
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,175,000	4,305
2006-09-30 (YTD Data)		Rank
Total interest income	$7,077,000	3,721
Total interest expense	$2,603,000	3,856
Net interest income	$4,474,000	3,561
Provision for loan and lease losses	$83,000	4,471
Total noninterest income	$645,000	3,891
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$384,000	3,027
Trading account gains and fees	$0	126
Additional Noninterest Income	$261,000	4,019
Total noninterest expense	$3,604,000	3,447
Salaries and employee benefits	$1,704,000	3,876
Premises and equipment expense	$642,000	2,845
Additional noninterest expense	$1,258,000	2,996
Pre-tax net operating income	$1,432,000	3,893
Securities gains (losses)	$0	1,388
Applicable income taxes	$477,000	2,925
Income before extraordinary items	$955,000	4,281
Extraordinary gains, net	$0	45
Net income	$955,000	4,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,324
Cash dividends	$429,000	3,165
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$955,000	4,263
2006-06-30 (YTD Data)		Rank
Total interest income	$4,613,000	3,727
Total interest expense	$1,653,000	3,869
Net interest income	$2,960,000	3,585
Provision for loan and lease losses	$117,000	3,131
Total noninterest income	$414,000	3,977
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$257,000	3,011
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	4,214
Total noninterest expense	$2,344,000	3,523
Salaries and employee benefits	$1,109,000	3,970
Premises and equipment expense	$446,000	2,737
Additional noninterest expense	$789,000	3,175
Pre-tax net operating income	$913,000	4,010
Securities gains (losses)	$0	1,185
Applicable income taxes	$306,000	3,016
Income before extraordinary items	$607,000	4,417
Extraordinary gains, net	$0	39
Net income	$607,000	4,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,092
Cash dividends	$304,000	3,082
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$607,000	4,410
2006-03-31 (YTD Data)		Rank
Total interest income	$2,228,000	3,769
Total interest expense	$769,000	3,925
Net interest income	$1,459,000	3,616
Provision for loan and lease losses	$42,000	3,489
Total noninterest income	$208,000	3,898
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$126,000	2,974
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,095
Total noninterest expense	$1,176,000	3,534
Salaries and employee benefits	$547,000	4,019
Premises and equipment expense	$228,000	2,684
Additional noninterest expense	$401,000	3,109
Pre-tax net operating income	$449,000	3,997
Securities gains (losses)	$0	955
Applicable income taxes	$151,000	3,033
Income before extraordinary items	$298,000	4,438
Extraordinary gains, net	$0	21
Net income	$298,000	4,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	2,876
Cash dividends	$304,000	1,904
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$298,000	4,428
2005-12-31 (YTD Data)		Rank
Total interest income	$7,994,000	3,764
Total interest expense	$2,146,000	4,232
Net interest income	$5,848,000	3,502
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$877,000	3,851
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$529,000	2,937
Trading account gains and fees	$0	138
Additional Noninterest Income	$348,000	4,035
Total noninterest expense	$4,483,000	3,551
Salaries and employee benefits	$2,065,000	4,034
Premises and equipment expense	$900,000	2,598
Additional noninterest expense	$1,518,000	3,201
Pre-tax net operating income	$2,002,000	3,685
Securities gains (losses)	$0	2,296
Applicable income taxes	$661,000	2,916
Income before extraordinary items	$1,341,000	4,068
Extraordinary gains, net	$0	46
Net income	$1,341,000	4,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,047
Cash dividends	$315,000	4,311
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,341,000	4,032
2005-09-30 (YTD Data)		Rank
Total interest income	$5,790,000	3,813
Total interest expense	$1,437,000	4,418
Net interest income	$4,353,000	3,506
Provision for loan and lease losses	$236,000	2,641
Total noninterest income	$670,000	3,815
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$406,000	2,886
Trading account gains and fees	$0	126
Additional Noninterest Income	$264,000	4,027
Total noninterest expense	$3,316,000	3,551
Salaries and employee benefits	$1,523,000	4,039
Premises and equipment expense	$663,000	2,621
Additional noninterest expense	$1,130,000	3,181
Pre-tax net operating income	$1,471,000	3,809
Securities gains (losses)	$0	2,317
Applicable income taxes	$485,000	3,005
Income before extraordinary items	$986,000	4,198
Extraordinary gains, net	$0	35
Net income	$986,000	4,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	2,563
Cash dividends	$235,000	3,856
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$986,000	4,149
2005-06-30 (YTD Data)		Rank
Total interest income	$3,709,000	3,859
Total interest expense	$857,000	4,586
Net interest income	$2,852,000	3,546
Provision for loan and lease losses	$146,000	2,745
Total noninterest income	$432,000	3,854
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$269,000	2,845
Trading account gains and fees	$0	116
Additional Noninterest Income	$163,000	4,136
Total noninterest expense	$2,198,000	3,547
Salaries and employee benefits	$993,000	4,106
Premises and equipment expense	$449,000	2,580
Additional noninterest expense	$756,000	3,161
Pre-tax net operating income	$940,000	3,881
Securities gains (losses)	$0	2,146
Applicable income taxes	$311,000	3,041
Income before extraordinary items	$629,000	4,297
Extraordinary gains, net	$0	30
Net income	$629,000	4,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,276
Cash dividends	$235,000	3,310
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$629,000	4,240
2005-03-31 (YTD Data)		Rank
Total interest income	$1,814,000	3,898
Total interest expense	$405,000	4,638
Net interest income	$1,409,000	3,589
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$208,000	3,873
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$125,000	2,945
Trading account gains and fees	$0	115
Additional Noninterest Income	$83,000	4,113
Total noninterest expense	$1,128,000	3,497
Salaries and employee benefits	$516,000	3,998
Premises and equipment expense	$239,000	2,451
Additional noninterest expense	$373,000	3,201
Pre-tax net operating income	$479,000	3,792
Securities gains (losses)	$0	1,685
Applicable income taxes	$160,000	2,993
Income before extraordinary items	$319,000	4,197
Extraordinary gains, net	$0	24
Net income	$319,000	4,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$235,000	2,042
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$319,000	4,150
2004-12-31 (YTD Data)		Rank
Total interest income	$6,564,000	3,992
Total interest expense	$1,469,000	4,574
Net interest income	$5,095,000	3,759
Provision for loan and lease losses	$175,000	3,992
Total noninterest income	$972,000	3,622
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$598,000	2,706
Trading account gains and fees	$0	138
Additional Noninterest Income	$374,000	3,840
Total noninterest expense	$4,136,000	3,639
Salaries and employee benefits	$1,872,000	4,206
Premises and equipment expense	$927,000	2,462
Additional noninterest expense	$1,337,000	3,445
Pre-tax net operating income	$1,756,000	3,848
Securities gains (losses)	$-7,000	8,135
Applicable income taxes	$575,000	3,103
Income before extraordinary items	$1,174,000	4,257
Extraordinary gains, net	$0	34
Net income	$1,174,000	4,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,787
Cash dividends	$302,000	4,317
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,178,690	4,185
2004-09-30 (YTD Data)		Rank
Total interest income	$4,816,000	4,042
Total interest expense	$1,098,000	4,543
Net interest income	$3,718,000	3,813
Provision for loan and lease losses	$144,000	3,617
Total noninterest income	$718,000	3,674
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$453,000	2,702
Trading account gains and fees	$0	134
Additional Noninterest Income	$265,000	3,959
Total noninterest expense	$3,042,000	3,670
Salaries and employee benefits	$1,395,000	4,188
Premises and equipment expense	$686,000	2,465
Additional noninterest expense	$961,000	3,540
Pre-tax net operating income	$1,250,000	4,054
Securities gains (losses)	$-7,000	8,426
Applicable income taxes	$405,000	3,278
Income before extraordinary items	$838,000	4,487
Extraordinary gains, net	$0	26
Net income	$838,000	4,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,041
Cash dividends	$210,000	3,904
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$842,690	4,393
2004-06-30 (YTD Data)		Rank
Total interest income	$3,175,000	4,079
Total interest expense	$747,000	4,489
Net interest income	$2,428,000	3,874
Provision for loan and lease losses	$76,000	3,974
Total noninterest income	$520,000	3,479
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$292,000	2,767
Trading account gains and fees	$0	130
Additional Noninterest Income	$228,000	3,488
Total noninterest expense	$2,032,000	3,685
Salaries and employee benefits	$916,000	4,256
Premises and equipment expense	$465,000	2,427
Additional noninterest expense	$651,000	3,505
Pre-tax net operating income	$840,000	3,984
Securities gains (losses)	$-7,000	8,631
Applicable income taxes	$278,000	3,206
Income before extraordinary items	$555,000	4,453
Extraordinary gains, net	$0	21
Net income	$555,000	4,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$210,000	3,377
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$559,690	4,346
2004-03-31 (YTD Data)		Rank
Total interest income	$1,611,000	4,043
Total interest expense	$382,000	4,455
Net interest income	$1,229,000	3,828
Provision for loan and lease losses	$33,000	3,984
Total noninterest income	$229,000	3,720
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$145,000	2,752
Trading account gains and fees	$0	121
Additional Noninterest Income	$84,000	4,069
Total noninterest expense	$1,032,000	3,663
Salaries and employee benefits	$482,000	4,125
Premises and equipment expense	$230,000	2,477
Additional noninterest expense	$320,000	3,547
Pre-tax net operating income	$393,000	4,128
Securities gains (losses)	$-7,000	8,881
Applicable income taxes	$125,000	3,416
Income before extraordinary items	$261,000	4,633
Extraordinary gains, net	$0	16
Net income	$261,000	4,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$210,000	2,099
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$265,760	4,469
2003-12-31 (YTD Data)		Rank
Total interest income	$6,287,000	4,176
Total interest expense	$1,834,000	4,282
Net interest income	$4,453,000	4,027
Provision for loan and lease losses	$92,000	5,446
Total noninterest income	$992,000	3,741
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$572,000	2,797
Trading account gains and fees	$0	160
Additional Noninterest Income	$420,000	3,885
Total noninterest expense	$3,934,000	3,760
Salaries and employee benefits	$1,692,000	4,455
Premises and equipment expense	$896,000	2,490
Additional noninterest expense	$1,346,000	3,394
Pre-tax net operating income	$1,419,000	4,266
Securities gains (losses)	$0	4,500
Applicable income taxes	$452,000	3,560
Income before extraordinary items	$967,000	4,738
Extraordinary gains, net	$0	54
Net income	$967,000	4,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,824
Cash dividends	$270,000	4,530
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$967,000	4,569
2003-09-30 (YTD Data)		Rank
Total interest income	$4,681,000	4,242
Total interest expense	$1,417,000	4,314
Net interest income	$3,264,000	4,123
Provision for loan and lease losses	$99,000	4,692
Total noninterest income	$756,000	3,766
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$420,000	2,852
Trading account gains and fees	$0	153
Additional Noninterest Income	$336,000	3,847
Total noninterest expense	$2,899,000	3,798
Salaries and employee benefits	$1,235,000	4,520
Premises and equipment expense	$667,000	2,523
Additional noninterest expense	$997,000	3,406
Pre-tax net operating income	$1,022,000	4,493
Securities gains (losses)	$0	4,204
Applicable income taxes	$328,000	3,769
Income before extraordinary items	$694,000	5,020
Extraordinary gains, net	$0	40
Net income	$694,000	5,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,282
Cash dividends	$190,000	4,120
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$694,000	4,825
2003-06-30 (YTD Data)		Rank
Total interest income	$3,121,000	4,281
Total interest expense	$979,000	4,303
Net interest income	$2,142,000	4,183
Provision for loan and lease losses	$77,000	4,362
Total noninterest income	$495,000	3,762
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$271,000	2,875
Trading account gains and fees	$0	150
Additional Noninterest Income	$224,000	3,822
Total noninterest expense	$1,893,000	3,850
Salaries and employee benefits	$796,000	4,627
Premises and equipment expense	$456,000	2,440
Additional noninterest expense	$641,000	3,502
Pre-tax net operating income	$667,000	4,556
Securities gains (losses)	$0	3,782
Applicable income taxes	$213,000	3,843
Income before extraordinary items	$454,000	5,064
Extraordinary gains, net	$0	30
Net income	$454,000	5,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,226
Cash dividends	$190,000	3,579
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$454,000	4,861
2003-03-31 (YTD Data)		Rank
Total interest income	$1,536,000	4,358
Total interest expense	$507,000	4,300
Net interest income	$1,029,000	4,306
Provision for loan and lease losses	$1,000	6,877
Total noninterest income	$237,000	3,758
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$125,000	2,989
Trading account gains and fees	$0	134
Additional Noninterest Income	$112,000	3,730
Total noninterest expense	$975,000	3,743
Salaries and employee benefits	$423,000	4,448
Premises and equipment expense	$232,000	2,397
Additional noninterest expense	$320,000	3,457
Pre-tax net operating income	$290,000	4,872
Securities gains (losses)	$0	2,891
Applicable income taxes	$90,000	4,143
Income before extraordinary items	$200,000	5,334
Extraordinary gains, net	$0	21
Net income	$200,000	5,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$188,000	2,312
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$200,000	5,143
2002-12-31 (YTD Data)		Rank
Total interest income	$6,586,000	4,254
Total interest expense	$2,271,000	4,419
Net interest income	$4,315,000	4,119
Provision for loan and lease losses	$159,000	4,820
Total noninterest income	$711,000	4,292
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$508,000	2,935
Trading account gains and fees	$0	153
Additional Noninterest Income	$203,000	4,991
Total noninterest expense	$3,554,000	3,909
Salaries and employee benefits	$1,444,000	4,834
Premises and equipment expense	$837,000	2,575
Additional noninterest expense	$1,273,000	3,439
Pre-tax net operating income	$1,313,000	4,459
Securities gains (losses)	$0	4,537
Applicable income taxes	$408,000	3,848
Income before extraordinary items	$905,000	4,872
Extraordinary gains, net	$0	70
Net income	$905,000	4,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,742
Cash dividends	$321,000	4,203
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$905,000	4,743
2001-12-31 (YTD Data)		Rank
Total interest income	$7,534,000	4,214
Total interest expense	$3,140,000	4,563
Net interest income	$4,394,000	3,836
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$551,000	4,803
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$380,000	3,548
Trading account gains and fees	$0	177
Additional Noninterest Income	$171,000	5,259
Total noninterest expense	$3,507,000	3,820
Salaries and employee benefits	$1,443,000	4,649
Premises and equipment expense	$750,000	2,791
Additional noninterest expense	$1,314,000	3,225
Pre-tax net operating income	$1,258,000	4,322
Securities gains (losses)	$0	4,612
Applicable income taxes	$379,000	3,838
Income before extraordinary items	$879,000	4,628
Extraordinary gains, net	$0	105
Net income	$879,000	4,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,411
Cash dividends	$166,000	5,216
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$879,000	4,527
2000-12-31 (YTD Data)		Rank
Total interest income	$7,703,000	4,254
Total interest expense	$3,282,000	4,597
Net interest income	$4,421,000	3,860
Provision for loan and lease losses	$154,000	4,353
Total noninterest income	$466,000	5,100
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$323,000	3,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	5,596
Total noninterest expense	$3,088,000	4,131
Salaries and employee benefits	$1,393,000	4,636
Premises and equipment expense	$674,000	2,962
Additional noninterest expense	$1,021,000	3,927
Pre-tax net operating income	$1,645,000	3,799
Securities gains (losses)	$0	1,956
Applicable income taxes	$518,000	3,409
Income before extraordinary items	$1,127,000	4,030
Extraordinary gains, net	$0	38
Net income	$1,127,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,044
Cash dividends	$125,000	5,708
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,127,000	4,027
1999-12-31 (YTD Data)		Rank
Total interest income	$6,686,000	4,576
Total interest expense	$2,874,000	4,746
Net interest income	$3,812,000	4,345
Provision for loan and lease losses	$168,000	4,004
Total noninterest income	$389,000	5,708
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$279,000	4,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,406
Total noninterest expense	$2,632,000	4,677
Salaries and employee benefits	$1,223,000	5,098
Premises and equipment expense	$487,000	3,852
Additional noninterest expense	$922,000	4,295
Pre-tax net operating income	$1,401,000	4,295
Securities gains (losses)	$0	3,155
Applicable income taxes	$414,000	4,069
Income before extraordinary items	$987,000	4,468
Extraordinary gains, net	$0	35
Net income	$987,000	4,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,444
Cash dividends	$103,000	6,042
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$987,000	4,431
1998-12-31 (YTD Data)		Rank
Total interest income	$6,012,000	4,996
Total interest expense	$2,754,000	5,021
Net interest income	$3,258,000	4,847
Provision for loan and lease losses	$140,000	4,320
Total noninterest income	$324,000	6,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	7,447
Total noninterest expense	$2,336,000	5,003
Salaries and employee benefits	$1,048,000	5,593
Premises and equipment expense	$406,000	4,375
Additional noninterest expense	$882,000	4,360
Pre-tax net operating income	$1,106,000	5,126
Securities gains (losses)	$0	4,449
Applicable income taxes	$298,000	5,184
Income before extraordinary items	$808,000	5,167
Extraordinary gains, net	$0	32
Net income	$808,000	5,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,908
Cash dividends	$87,000	6,425
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$808,000	5,075
1997-12-31 (YTD Data)		Rank
Total interest income	$5,607,000	5,329
Total interest expense	$2,499,000	5,416
Net interest income	$3,108,000	5,155
Provision for loan and lease losses	$104,000	5,080
Total noninterest income	$281,000	6,867
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$219,000	5,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,946
Total noninterest expense	$2,080,000	5,504
Salaries and employee benefits	$1,002,000	5,859
Premises and equipment expense	$318,000	5,252
Additional noninterest expense	$760,000	4,921
Pre-tax net operating income	$1,205,000	5,237
Securities gains (losses)	$0	3,944
Applicable income taxes	$315,000	5,588
Income before extraordinary items	$890,000	5,088
Extraordinary gains, net	$0	44
Net income	$890,000	5,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,419
Cash dividends	$58,000	7,088
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$890,000	5,035
1996-12-31 (YTD Data)		Rank
Total interest income	$5,234,000	5,743
Total interest expense	$2,300,000	5,849
Net interest income	$2,934,000	5,529
Provision for loan and lease losses	$94,000	5,274
Total noninterest income	$266,000	7,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,801
Total noninterest expense	$2,047,000	5,853
Salaries and employee benefits	$1,125,000	5,496
Premises and equipment expense	$285,000	5,776
Additional noninterest expense	$637,000	6,116
Pre-tax net operating income	$1,059,000	5,539
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$284,000	6,018
Income before extraordinary items	$776,000	5,409
Extraordinary gains, net	$0	53
Net income	$776,000	5,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,357
Cash dividends	$48,000	7,596
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$775,270	5,360
1995-12-31 (YTD Data)		Rank
Total interest income	$4,888,000	6,092
Total interest expense	$2,062,000	6,336
Net interest income	$2,826,000	5,765
Provision for loan and lease losses	$84,000	4,983
Total noninterest income	$291,000	7,172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,878
Total noninterest expense	$1,981,000	6,027
Salaries and employee benefits	$994,000	6,097
Premises and equipment expense	$248,000	6,385
Additional noninterest expense	$739,000	5,598
Pre-tax net operating income	$1,052,000	5,785
Securities gains (losses)	$-11,000	10,162
Applicable income taxes	$278,000	6,270
Income before extraordinary items	$763,000	5,632
Extraordinary gains, net	$0	65
Net income	$763,000	5,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,173
Cash dividends	$41,000	7,956
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$771,030	5,578
1994-12-31 (YTD Data)		Rank
Total interest income	$4,037,000	6,655
Total interest expense	$1,499,000	6,895
Net interest income	$2,538,000	6,396
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$237,000	8,129
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	6,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	9,769
Total noninterest expense	$1,754,000	6,819
Salaries and employee benefits	$915,000	6,543
Premises and equipment expense	$230,000	6,858
Additional noninterest expense	$609,000	6,968
Pre-tax net operating income	$991,000	5,997
Securities gains (losses)	$-66,000	11,252
Applicable income taxes	$278,000	6,150
Income before extraordinary items	$647,000	6,245
Extraordinary gains, net	$0	249
Net income	$647,000	6,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,066
Cash dividends	$34,000	8,305
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$693,200	6,019
1993-12-31 (YTD Data)		Rank
Total interest income	$3,882,000	7,017
Total interest expense	$1,573,000	6,965
Net interest income	$2,309,000	6,920
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$451,000	5,988
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	4,715
Total noninterest expense	$1,964,000	6,441
Salaries and employee benefits	$818,000	7,212
Premises and equipment expense	$211,000	7,471
Additional noninterest expense	$935,000	5,209
Pre-tax net operating income	$766,000	6,992
Securities gains (losses)	$6,000	5,977
Applicable income taxes	$172,000	8,163
Income before extraordinary items	$600,000	6,779
Extraordinary gains, net	$0	3,149
Net income	$600,000	6,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	8,470
Cash dividends	$32,000	8,385
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$595,320	6,575
1992-12-31 (YTD Data)		Rank
Total interest income	$4,151,000	7,317
Total interest expense	$2,005,000	7,096
Net interest income	$2,146,000	7,381
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$219,000	9,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,722
Total noninterest expense	$1,555,000	7,719
Salaries and employee benefits	$799,000	7,263
Premises and equipment expense	$177,000	8,387
Additional noninterest expense	$579,000	7,705
Pre-tax net operating income	$790,000	6,612
Securities gains (losses)	$42,000	4,413
Applicable income taxes	$250,000	6,656
Income before extraordinary items	$582,000	6,688
Extraordinary gains, net	$0	1,422
Net income	$582,000	6,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	10,474
Cash dividends	$28,000	8,296
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$552,600	6,541

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.